I Was Just Laid Off and I Need A New Car!

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[@jimmymcgill6778]

Companies expect us to give them a two weeks notice. But they won't give you one.

[@mr.puggin8384]

Yea fk the middle class lol

[@eap0502]

They gave her two weeks severance. That’s the same thing.

[@jimmymcgill6778]

@@eap0502 It's not the same. And most don't give you anything.

[@ryanthompson591]

Yep severance is decent. Forget the two weeks work how about two weeks pay

[@jimmymcgill6778]

@@ryanthompson591 It is not the same.

[@gibblespascack1418]

She was In HR and did not see the layoff coming. HR usually knows this stuff first.

[@David-wo9un]

It’s easy to see why she was laid off.

[@aguyandhiscomputer]

Funny stuff.

[@alinatamashevich3354]

That may be funny, she has a boss. He/She made that decision , not her

[@Jane-rh7tc]

unless there's only one HR in her company, they can avoid her having that knowledge easily

[@TrollerzTV]

Dave's face when he says "so go buy a car??"

[@min_g2608]

Hahaha that made me laugh as well

[@Cwilly13ify]

She should buy a reasonable car, get another job, and invest 400-450k today. That's what she SHOULD do instead of humble bragging.

[@Eebmk]

Like now and throughout the next year

[@cjlive5182]

That’s the most annoying part of this show.

[@teslacybertruck750]

You say it as if it was that easy to simply invest 400-450k without hesitation

[@Eebmk]

DCA , no leverage

[@johnSmith-uz8nl]

@@teslacybertruck750 u split the money into about 30ish pieces and every week on the same day you invest it into spy or another index fund. About cars.... I think she hould spend $20k to $40k on a car. Even if she is making 80k, she does not need to spend that much on a car.

[@marcoz1221]

Okay we all get it. You’re going through a rough happy time in your life.

[@ykciR]

She’s so excited about all the money she got she needed to call the Dave Ramsey show and tell the whole world 😒

[@ytr8989]

She’s probably bragging. And Dave looks a bit awe stricken. 😄

[@jbeav3902]

Employers want you in debt. Not lottery winners.

[@reese85]

Stop hating

[@blackworldtraveler3711]

Wouldn't you be excited and nervous if you were already debt free with home paid off and suddenly get a $500k inheritance? Not everyone with a money issue is broke with debt and paycheck to paycheck.

[@ykciR]

@@reese85 who’s hating? I never talked down on her or anything

[@guysview]

She got fired. Like all HR people should be.

[@justinbrown6922]

You have a fully paid for house and 500k. Buy a car and stop being cheap

[@alinatamashevich3354]

Blow money on a depreciating asset , good move

[@Rico401Prov]

@@alinatamashevich3354 atleast a certified pre owned car like a older Toyota camary

[@interceptingfist5682]

@@alinatamashevich3354 well, what do you want her to do? Uber? She can clearly afford it

[@alinatamashevich3354]

@@interceptingfist5682 Not blow money on a Jeep, that is for sure!

[@DavidRamseyIII]

She got sacked for being incredibly annoying. Too much high stress yapping

[@kevinjtimothy]

Lady, stop. Other callers are seeking real assistance.

[@inches4dayz]

Only in Florida

[@rachelharrison7961]

The vibe I’m getting is that this woman doesn’t want to go back to work, at least not full time. ETA: Also, when she said her passion was RE, I think she meant owning rental property, not being a RE agent.

[@reese85]

What’s wrong with that? She’s in position to do so

[@PoringPoring951]

I would agree but not long term. Maybe a few months vacation.

[@blackworldtraveler3711]

That's the good thing about being debt free and home paid off. Opportunity in the form of a inheritance or other windfall happens and it's that much sweeter. She has options.

[@Aggie4life77]

You make a good point and I don’t blame her! She has enough money now where she can focus on being a realtor. She can use the money she has to cover the year of not making much as she gets through the test, etc. after a while, that will be her new gig and she will be back making more than she ever did!

[@triple_gem_shining]

Y'all thinking 500k is a lot are lost lol. That's why Dave Ramsey is training wheel class for finicial education

[@scaldon2]

This is what private sector does . Layoffs from out of nowhere

[@davidschwartz870]

Had an elantra and wants a grand Cherokee, she clearly knows nothing about vehicles.

[@EvangelismforGod]

I said the same thing.

[@jeffreywhitaker5154]

😂😂😂😂

[@JahAmericanNY]

I’m sorry for her lost, I lost my mom and I know what that feels like. But, something feels so SUS about this 🤔

[@VincesInHocSigno]

Yeah, seems a bit of a humble brag that she's financially secure at the moment

[@excellentreader938]

She snuffed her mom for life insurance lol

[@blackworldtraveler3711]

Probably feel suspect to you because you're not familiar with wealth transfer within family. One of my sisters reacted like this woman when we received knowledge of our inheritance when dad died. We all were debt free as well.

[@seanjean9677]

May I ask how did your dad build his wealth or was it insurance?

[@JahAmericanNY]

@@blackworldtraveler3711 No, I went thru a similar situation with an unknown life insurance that my mom had. But something about this lady story just comes off sus 🤷‍♀️

[@David-wo9un]

Another humble brag call; she didn’t call for “permission” to buy a car.🙄

[@wichaelmeston1492]

Lost her mom & now job… she really bragged

[@kuryanthomas1438]

nothing wrong, i am happy she has that 500k (most people who get laid off, dont have this kind of nest egg)

[@acruzro95]

@@kuryanthomas1438 we are happy she got $500K to take care of herself. People are not mad she has $500K. People are mad she is asking for help with no debt and $500K cash to buy a $40K vehicle. In her own words, she called to ask for permission.

[@kuryanthomas1438]

@@acruzro95 fair enough, lol

[@radfoo72]

To get ahead and accomplish all baby steps, live and spend within or below your means. That means not taking on debt and only spending for necessity so that a remainder can be saved or invested. If you're not saving/investing or paying off debt, you're not making progress. Having that in mind, I wouldn't allow a windfall of cash to outrageously affect my spending habits. If she has all other finances in order for present and future she shouldn't have hesitation as long as she's buying responsibly.

[@elizabethmanley685]

Listened to this with a few others on 10/1/22… this video was posted 9/2/22… and its now post-Ian. I pray that this lady’s home was not severely damaged, and that her real estate career adventure is somehow NOT altered. Prayers for her and the year she has had. May her faith & may hope keep her strong.

[@ShaunaEleven]

Thinking the same thing

[@walkietalkie1973]

I have been layed off twice in the past, I was given a notice, when I walked in the doors and a pink slip was handed to me, 10-15 minutes notice, so it was a notice, Jesus always provides 👍

[@Aggie4life77]

Lol! I have been laid off twice as well. When I saw this video, I was like, so people actually get notices when they get laid off? Lol! I would say it wasn’t completely out the blue as both times was during a financial crises or the C word crises. This is when I told myself never again!

[@dericanslum1696]

...tell that sickening willfully ignorant drivel to millions of dying and dead children the world over...with a straight face...

[@ice-mp5dx]

I got laid off on a surprise call along with a group of us. We had the rest of the day to clean out our computers. They gave us a 6 week severence pay. Some places hire on an "at will" basis. You can dump them or they can dump you.

[@inthebooks3947]

Most companies. Don’t dump like this. She quit

[@reese85]

@@inthebooks3947 why would she lie about quitting her job vs being fired?

[@jbeav3902]

Employers will ask you to leave if you are lottery winners.

[@ice-mp5dx]

@@inthebooks3947 they don't give severence pay to those who quit.

[@kathleenhazy6126]

Depends on the State you work in. For Instance, Florida is an “at will” State for employment. So, ANY employer can fire you at will, in Florida. Well, unless you work for a union.

[@totherevolution]

Glad she can talk about it without sounding sad at all.

[@edwinfcapidos]

Because she has a paid house and 500k cash.

[@jml9550]

Well we don’t know her mom’s situation. It could be a long agonizing illness where perhaps passing is a blessing. The fact the she call and ask for Dave’s advice means she wants to spend responsibly. A lot of people will blow it all within a year or two.

[@yeffry]

thank God I have never been through this situation, and I would like to never go through it, but life is like that, but sometimes, many people who lose loved ones, prefer to remember them in a happy way, as they would like to be remembered, I just guess, I really don't know, or knowing that you can't change anything, you resign yourself to the reality.

[@tonettesharp6418]

Excellent advice from both of you. Losing a job and the death of a parent are two of the biggest stressors in life. Bittersweet is the legacy she is left. Wise decision to seek advice during this turmoil.

[@julieludwig8927]

Companies don’t give you notice in a Lay-Off….I don’t give notice when I walk out/quit.

[@Josh_Morales]

If you're laid off, you don't need a new car. You need a new job!

[@reese85]

She doesn’t need a job right away, cuz she has access to money! So the car is more important

[@bettywamae2000]

She got money already for The inheritance she can take all the time in the world she needs to get another job

[@thehallsofvalhalla7212]

It’s tough sledding out of the gate but can be rewarding based on how hard you want to work. Best of luck!

[@radfoo72]

You have $500k. You want a hoopty? Get a hoopty. Don't want a hoopty? Don't get one.

[@genxx2724]

You have $500K. You want a hoopty? Get a hoopty. You want to spend time broken down on the side of the road waiting for help and missing appointments? The world is your oyster.

[@interceptingfist5682]

@@genxx2724 you sound like the type of person who validates car payments

[@p_hat]

People need to treat this type of generational wealth transfer as income, not wealth, so that they can continue building for their families future.

[@genxx2724]

People spend income on today’s needs and wants. Wealth, on the other hand, remains invested.

[@uwone7778]

Exactly. Once she buys a car and decides not to work for 6-12 months, that 500k is going to be in the 300k arena reeeeeeeeeeal fast.

[@letsbefreeletsbefree7183]

If she has children. I will not have any kids so for me it doesnt matter my goal is to pretty much die with zero.

[@reese85]

@@uwone7778 ok! But if she has no kids to leave it to, so what!

[@reese85]

@@uwone7778 assuming she doesn’t have kids

[@northharriscollege]

I think she quit and didn't get laid off when she got that big payday. She doesn't sound too sad about her mother passing away actually sound kinda excited about the money. Dave asked her about returning to work and I can tell you that lady is never returning to work until that 500k is gone.

[@nmc1859]

😅 yeah, probably not.

[@mikemcbeth3216]

Guess she hated her mom

[@reese85]

Would it make you feel better if she was crying on the phone?

[@TheRadralph]

Honestly I wouldn’t be surprised, watched the other video about the sister moving in when she had 225k after selling the house and said “im done working”.

[@jml9550]

@@reese85 right? Perhaps her mom had a long agonizing illness and passing may be a blessing. People grief differently and these people making stupid comments are just jealous.

[@YUNGNAYDOE]

It sounds like she’s excited about the inheritance more than she misses her mom.

[@Chesu360]

I dont know, there are people who cry laughing. 🤷‍♂️

[@Rico401Prov]

“I’ll miss you mom, but I’m griefing on my way to the bank!”

[@letty5515]

Hmm.

[@Sara_The_Feral_Housewife]

My daughter died and I received life insurance for her. I bought a house with it and I was thrilled about that. Didn't make my grief less. Smiling doesn't mean you aren't grieving. Your allowed to be happy even when someone you love dies.

[@vintageswiss9096]

$200 says she quit.

[@angieharris8015]

She sounds like she’s had too much coffee…or…..

[@kurtjames9487]

Being a woman automatically starts her off on the high end of the annoying spectrum.

[@rayn1ful]

at this caller , im really sorry for your loss of your mom. i know a realestate agent who is a good friend of the family , he told me he doesnt have high school and he is very very successful. if he can do it , you can do it.

[@imveryhungry112]

Layoffs with no notice are disgusting business practice

[@RoschetzkyPhotography]

This lady is NOT going to "get a job" - she wants to drive around in her jeep Cherokee and live her high life and waste her money

[@chevypreps6417]

This situation is ridiculous..........she has 500k cash and is not sure she should buy a new car.

[@risingsunofjapan]

She's just calling in to show off....... she could easily buy a $5000 Altima or something cheap that does the same thing as a Jeep Cherokee😅

[@andrewpritting6665]

Exactly. It seems like she was just boasting about the money she has saved

[@acruzro95]

@@andrewpritting6665 she didn't save nothing. She inherited it

[@reese85]

There’s no 5k Altimas

[@MrTmenzo]

Altima and Cherokee both junk cars!

[@risingsunofjapan]

@@MrTmenzo cheap junk car > expensive junk car 😉

[@BigMoney23223]

Gotta love it, if you don’t put in a 1-2 week notice you can’t use them as a reference when they drop you in a day. If we have to give notice of quitting, why don’t they have to give notice of laying you off? If it’s about money it takes longer than one day for them to acknowledge they are hurting to make payroll, but they can get rid of you in 20 minutes

[@genxx2724]

She should ask the rental car company to help her get a deal on a good Jeep. They have connections. On the other hand, this is the worst time in history to buy a used car.

[@insideoutsideupsidedown2218]

No such thing as a 'good' Jeep.

[@genxx2724]

@@insideoutsideupsidedown2218 That’s what I was thinking when they asked her what she wanted. Apparently only the Japanese cars are good.

[@alinatamashevich3354]

@@insideoutsideupsidedown2218 BINGO, all are POS

[@alinatamashevich3354]

@@genxx2724 If you like being on a first name basis with the Jeep mechanic, go buy one

[@Mattius08]

Agreed. I work for a rental car company in the wholesale department. The values of cars are overpriced, I was laid off in 2020 and bought a used 2017 civic with 24k miles for $16k cash. Got my job back but still am holding onto this car that is now inflated valued at $23000. I'm not selling it in case I get laid off. when I buy a car I keep it until the engine goes out.

[@TheEdward1953]

Dave sees that as pocket change

[@giantpeewee]

I'm going to go with she got her inheritance and slacked off at work and got fired....

[@kstar1956]

Chill out Lady. Buy a cheap reliable car for right now. Take the time off if needed to go through the first holiday after your Mom and then when the new year comes look for a better paying job. At that point you can upgrade to whatever car you want.

[@reese85]

Why buy a cheap car, just to upgrade a few months later?

[@kstar1956]

@@reese85 I said that because she didn't really sound like she is trying to buy a new car right now, she just knows the type of car she wants when it is time to buy. She also said she didn't want to make any rash or big purchases because her emotions are high dealing with grief and just losing her job.

[@jaqueitch]

Years ago, I was let go among layoffs. At least I received 6-months severance. It was a punch to the gut, but I got back on the horse and now make close to 2X just a few years later. Bottom line: I was being short-changed. Also, once I realized my value, I was able to aim for much more impactful work, doing what I love.

[@--RSL--]

Same here. I still hate work, but I contracted around a few places and found a place that pays me double what i was making at the place that laid me off. Icing on the cake.

[@snc9329]

@@--RSL-- Go Gators!

[@Jane-rh7tc]

6 months severance is very good, most companies don't give that much

[@HM-vj5ll]

She called to flex.

[@bethuelange3513]

Title is misleading

[@horizen1345]

Its not you weren’t listening

[@zacchbecker5252]

Title is exactly what the call is about.

[@thankswillie]

tough times,poor confused lady

[@JettingChen]

I love all Dave’s videos because all the interactions come from love.

[@nunyabidnes6010]

Lol he's the most hateful human being in the finance influencer arena. Ironic

[@MrSteeDoo]

Huh??

[@miketracy9256]

Good advice from Dave as usual. Renting a car or two for a week makes sense. If you do not need a big car, I would buy a new smaller Toyota for 25K. If you drive it for 20 years, then the depreciation does not matter. Be sure to rollover your 401K to an IRA and if your income is not over 85K, convert some or more to a Roth ASAP. Becoming a Realtor now may work out well, and no matter what, learning about it will be worthwhile.

[@DEBTFREEMIKE769]

I definitely prefer Dave and Ken over the other personalities. A great duo!

[@Bertuzz84]

Telling people that their value is tied to their job seems super toxic.

[@massoundzandieh9534]

Davey is the king of I told you so

[@whatevergoesforme5129]

So, is she grieving or bragging?

[@acewings221]

HR people finally on the opposite end of a termination 😂

[@alinatamashevich3354]

Justice is served

[@acewings221]

@@alinatamashevich3354 I love the karma, lol

[@DorothyM45]

This woman is obnoxious. I just don’t know what to do with all this money 😱 -I don’t know what her mothers death has to do with buying another car, she just sold hers..

[@reese85]

And your just a hater

[@alinatamashevich3354]

Sad you think someone making wise decisions is obnoxious , sucks to be you.

[@azumieikichi]

Why do I feel like she is showing off……

[@queen.kristal8395]

She’s calling for no reason

[@404TRUCKERTV]

Absolutely, this is the best time to find employment during end and beginning fiscal year. Lock something in sooner!

[@Tripp2Deuce]

I wonder if she was an honest and honourable HR person. I have had horrible experiences with HR at jobs. HR people make me cringe.

[@amireallythatgrumpy6508]

Americans aren't honest and honourable people.

[@bjthedjdutchdude1992]

My thought at @3:52 "the irony Hertz"

[@ewxlt]

Is Dave unaware that used cars have over-appreciated beyond the price of new cars? The notion of a 2-3 year old used car being a smart move is over for now. Dave seems stuck in the pre-pandemic mindset.

[@traceejohnson290]

He probably doesn't know because, he hasn't bought a used car in decades.

[@hugojuicevalladares8713]

Sounds like she got a little careless. She feels comfortable with her cushion she got.

[@dimitrimercier7871]

Got laid off as well yesterday… tpo mortgage closer. 😢

[@CoachMeMLD]

You will be a great realtor! I’m behind you all the way.

[@TheEdward1953]

Oh poor lady

[@letty5515]

Grieving. Giggling. Different.

[@djpuplex]

Plenty of jobs out there. Ironic when HR gets canned. She's not gonna work and spend down on that inheritance before she gets a new job. I know what I want, well I know what your gonna get. She's not even gonna start looking for a job until next year. Wow.

[@mikewright2858]

Unfortunately, HR people are a dime-a-dozen, though.

[@nmc1859]

'Fired' (or QUIT)

[@alp.9672]

There is not plenty of jobs out there.

[@djpuplex]

@@alp.9672 The numbers tell another story. This most likely ends with a unsuccessful real estate agent.

[@alp.9672]

@@djpuplex If you believe the numbers, that is fine.

[@user-hv1sk2zx6u]

She is wasting people time. She need Zoloft.

[@joyfitzgerald9878]

🤣

[@ytr8989]

Just get a cheap Toyota Corolla or Chevy Spark. Later, when you get a better job then you can upgrade.

[@reese85]

Why buy cheap to upgrade later, if she has the money to buy a good reliable car?

[@alp.9672]

Did you listen to the call, she does not need to by a cheap car.

[@tubalcain6874]

No don’t do that. No.

[@greggpurviance7252]

Not a Chevy Spark

[@political-social]

HR pays well. She can get another good paying job and she has over 500k. Sounds like she is after attention.

[@TristanL585]

I’m getting a sizable inheritance too but I’d just save it

[@a-a-ronbrowser1486]

Yeah girl, get back out there. Retain all that wealth

[@confessionsofahustler1773]

Bleh. She just wanted the world to know she has 500k in the bank

[@plants4thewin]

Thats why I always keep my own phone and car....these companies dont care.

[@harrychu650]

With the legacy auto companies price gouging, the average sale price of a new car is now $48k. This caller should buy a Tesla EV which pays for itself.

[@dericanslum1696]

..."pays for itself".... ...voting procreating adults out there believing and spreading this childish nonsense...disgusting and sad...

[@Dan16673]

Holidays? Its sep 1st lol

[@reese85]

It’s holiday season

[@JustinCase780]

Yep. It's official. Memorial Day through summer and now Labor Day until Christmas and New Years is the holidays. 🤣

[@monnikhan1000]

Lol there was no reason to call Dave for this one

[@5trace]

I think it's depends on her age how well she is set.

[@petem3162]

Renting a car for a week will cost around $1000.

[@jml9550]

Yep. Just buy a sensible car with car and spend responsibly. The inheritance is a blessing and should treat is with respect.

[@alinatamashevich3354]

Not true, some can be had for less than 500

[@danellclark5470]

Hey Dave remember that hosing crash you said wouldn't happen? There's a lot of people heaving this problem right now with out all the money she has.

[@Jay-om8gr]

5:11 a victim? lol

[@Mattius08]

I am a wholesaler for a rental car company with fleet privileges, and I think you were laid off at the company I am still working for. I am liquidating the fleet to dealers and I see the layoffs coming after I liquidate the rental fleet. Anyways Jeep Grand Jerokees are junk, buy a Subaru or Honda or Toyota

[@insideoutsideupsidedown2218]

So, really, being laid off has no bearing on whats going on with her life.

[@COOLDUDERBALD]

I swear people need to learn to communicate and slow down their speech. Quit cutting others off!

[@iAlwaysSpeakTheTruth]

“I work in HR.”

[@tpot91]

She wants to brag about "her" money.

[@oldfordman68]

Go file unemployment, then go to their direct competitor and apply for a job

[@matt75hooper]

Another ridiculous call. She needs zero financial help & Dave swoops in & saves her lol. Paid off house & $500k under the pillow she is losing sleep over buying a car. The poor dear.

[@DaddychiLL6]

If u know what u want and u can afford it what was the point of calling Ramsey 🤨

[@andrewpritting6665]

I know right

[@Jay-om8gr]

To brag

[@reese85]

HATERS

[@front331]

The person screening these calls is responsible here. No reason she got past that stage.

[@blackworldtraveler3711]

This is a woman with a paid off home and debt free. Apparently not the financially stupid type that would go on a thoughtless spending spree.

[@Theguys1]

Why is she calling?

[@Cece-cares]

Sorry for her loss, but she needs to go enjoy life to help with her grief not jump back into the work place where stress is high

[@jimmymcgill6778]

Ken and Dave have their own coffee mug. But Racheal just have a piece of paper that she puts over a, what looks like a Dunkin Donuts cup?

[@alinatamashevich3354]

@Jimmy, why don't you send her one, how creepy. Pervert

[@drewdelaney4166]

Enjoy the time off and heal. Do not submit your irreplaceable time and energy to someone else. I’VE GROWN TIRED OF JUST “WORK CULTURE” AND BEING USED AS A COG IN THE MACHINE THAT DOESNT GIVE A FLYING F ABOUT YOU AS A HUMAN BEING. This is coming from a 10 year active duty VFW member. Work on yourself!!!!!!

[@Ria24Ria]

Agree with that statement!!!

[@johngouin3075]

She's in HR and she got laid off with no notice....wonder what she did? Sounds like she just didn't show up with all the cash she has.

[@jimmymcgill6778]

Assumptions

[@dfya3294]

Hr can be a recruiter and they are the 1st to be let go during a downturn & I've been hearing alot of recruiters being laid off lately

[@insideoutsideupsidedown2218]

HR is the one who lays off people. Did she hand herself her own paper??

[@blackworldtraveler3711]

Expect layoffs without notice in the next 12-24 months like other recessions in the past.

[@fhuber7507]

13 days to get a car? Why? No debts. Nice cash stack. She can go get a good 2 yr old car to avoid the instant 20% loss on leaving the car lot. But... I'd not get a Jeep product. "It's a Jeep Thing" means "Be willing to accept a lot of issues, because it's a Jeep."

[@Duckywucky92]

So why do they says you need to give two weeks

[@Wyo2Wis]

Humble bragging. Give me a break.

[@blackworldtraveler3711]

Better than humble broke.

[@roshunepp]

Maybe she could shadow someone while she's studying for the exam.

[@adventurebabyboomer7318]

Doesn't sound like this woman is short on "swagger"........ (LOL)

[@sitiwrattz]

Jeep Grand Cherokee is a money pit.

[@TrainerAQ]

This lady XD

[@beastfromtheeast9318]

Nobody issues notices of a lay offs they just do it. Only thing is you hear rumors

[@mikec.4343]

And she's calling why?

[@DeezNuts-]

Well, her string of bad luck continues with hurrican ian

[@hastycontemplation]

A 40k car still has insurance and maintenance, I would get a cheaper car, they are not worth it, they get pelted with rocks and gravel and salt in the winter, etc.