Investing Like a Millionaire | Dave Ramsey's Greatest Hits

[@Dew-rs2ub]

Investing right can help you grow your money to secure your financial future and fulfil your dreams.

[@colemanpark9749]

It is important to understand the various investment plans before selecting one.

[@zenithtradeinvestor3735]

Different products offer different benefits and risks. A well experience person like STEVEN AARON FRYE would probably achieve great success in it.

[@nadiaemilia9999]

He is very smart

[@denzelwilmington8107]

it is important to understand the various investment plans before selecting one.

[@kimsungmin5978]

Every goal requires a distinct investment strategy and timeline.

[@BrewerVera]

big returns come from investing big. investing big comes from building conviction, conviction comes from understanding, understanding comes from doing your homework and research beyond surface level.

[@FaithAndrada-xo9ou]

I want to start a Roth Ira before the end of the year. do you have any stock you would suggest to buy and hold long term?

[@martinheaway]

Accurate! asset allocation is crucial with an Experts guidance. I have 850k in equity, 300K cash earning 5.25 interest, 685k in 401k, 250k cash account, 120k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed overtime.

[@JaneClark7861]

Impressive can you share more info?

[@martinheaway]

My CFA ’Lauren Camille Brown’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@JaneClark7861]

Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.

[@tahirisaid2693]

Fear is a dangerous component, hindering us from taking the bold steps we need in other to reach our goals. Nobody can become financially successful overnight. They put in background work but we tend to see the finished part.

[@georgestone0123]

I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value

[@georgestone0123]

Oh, that sounds good. So, who is this person and how do I reach out?

[@georgestone0123]

I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.

[@AnnBurrow-vb8tt]

A wise saying about investing according to my Friend who is a CFA is to be Patient and Think Long-Term. She said, “The stock market is a device to transfer money from the impatient to the patient.”

[@BEAUTIFULDIANAFRANCIS]

You are right! A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $110k and in the first 2 months , my portfolio was reading $294,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over 8 years we have been working together making consistent profit with good relationship understanding.

[@LeslieWagenheim]

I own some shitcoins and I would like to switch those to nvidia stocks. Ofcourse the price is crazy booming right now, didn't dared to buy the stock when it was sub 6/700.Since split is incoming, I've seen news all over the internet right now. Could this be one of the last trains to hop on for Nvidia? And investing, I mean longterm investing. Few years atleast.I know no one can predict the market, so I'm mostly curious about your thoughts on my take.

[@BEAUTIFULDIANAFRANCIS]

Focus on two key objectives. Learn when to sell stocks to minimize losses and maximize gains to start protecting yourself. Second, prepare to make money when the market turns around. I advise speaking with a broker or financial counselor.

[@AnnBurrow-vb8tt]

Experts say it makes sense to hire a financial advisor in the following circumstances: You don't have the time or inclination to manage your finances. You experience a major life event, such as a marriage, divorce, loss of a spouse, birth of a child, relocation, or change in your employment status.

[@BEAUTIFULDIANAFRANCIS]

Cynthia McClure Alexander is the licensed fiduciary I use for guidance. I do not think self-investing is worth it from my experience. Some may have no account minimums and charge annual management fees of less than 0.5% per amount managed. Self-directed investment accounts have the lowest costs and give you the most freedom, but the risks are higher. A safer choice is to hire a financial advisor and let them guide your investment strategy.

[@DennisJack-km8ho]

It's impossible for someone to become wealthy suddenly. A valuable lesson I've picked up from billionaires is to always invest in a diverse range of securities and to put in background effort, even if we usually just see the final product. I intend to profit from the approximately $200k that I want to put in stocks this year.

[@CrystalJoy-32]

It may be a good idea to speak with a financial advisor who can help you develop a portfolio based on your individual goals and risk tolerance.

[@LuvmeRos]

Having an investment advisor is the best way to go about the stock market right now. I was going solo, but it wasn't working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.

[@FrankPatrick-no8zo]

I've been considering but haven't been proactive. Can you recommend your advisor? Could really use some assistance.

[@LuvmeRos]

Amber Michelle Smith has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.

[@albacus2400BC]

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

[@Raymondcraw1967RaymondCrawley]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

[@FaithAndrada-xo9ou]

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

[@williamyejun8508]

The issue is most people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt, no offense. In general, Financial Consultants are ideal reps for investing jobs, and at firsthand encounter, since Jan.2020, amidst covid outbreak, my portfolio has yielded massively in ROI, summing up to 7-figures as of today.

[@chris-pj7rk]

This is definitely considerable! think you could suggest any professional/advlsors i can get on the phone with? i'm in dire need of proper portfollo allocation

[@williamyejun8508]

Her name is 'Amy Desiree Irish’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@chris-pj7rk]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@Maverick7642]

Overall, 51% of investors still think it's a good time to invest in stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m thinking of investing $400k into my stock portfolio but unsure about what equities to get into.

[@Scarlett34568]

That's up noticeably from 41% in the second quarter again, despite shaky-looking markets in August.

[@Christian67337]

I stopped listening and taking financial advise from these KZbinrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, In reality, all I needed was professional advice to take advantage and make profits.

[@Alden457]

talking about coaching, do u consider anyone worthy for recommendations? I have about 80k to taste the waters now that large cap stocks are at a discount... thanks

[@Christian67337]

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Aileen Gertrude Tippy' turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

[@Alden457]

I just checked her out on google and I have sent her an email. I hope she gets back to me soon.

[@Hannahbenowitz]

I admire the financial independence of people, But you can live better if you work a little more. After watching this I think there are people out there, on the extreme, who plan to die early just to be able to retire early. To each their own but to me retirement isn't just about not having to work, it's about having the freedom to do whatever you might reasonably want, such as travel, buying things, enjoying life, etc. I don't think I could retire with less than $3m in income-generating investments, maybe $2m at the very minimum. I plan to work until I'm at least 45.

[@bartlyAD]

Nobody knows anything, you need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving

[@PennyBergeron-os4ch]

You're absolutely right. Many investors overestimate the difficulty of staying invested during market downturns. I often remind myself of Fidelity's study, which showed that the best-performing portfolios were those of investors who simply held on to their investments. With the guidance of my financial advisor, I've focused on selecting assets with both short-term and long-term potential. This strategy has proven successful for my portfolio so far.

[@HildaBennet]

Who’s the person guiding you?

[@PennyBergeron-os4ch]

Her name is “Sonya Lee Mitchell” can't divulge much. Most likely, the internet should have her basic info, you can research if you like

[@HildaBennet]

I just checked her out and I have sent her an email. I hope she gets back to me soon.

[@SarahTaylor_]

Never understood why people are reluctant to buy dividend stocks,You're getting paid to be invested in the stock market,It's similar to owning a rental property,You get paid (rent) to own it while the value of the asset appreciates (hopefully)..Passive income is king

[@DavidLucas-so8rr]

Dividend stocks are like owning a piece of land:You hold the asset,Collect income while you wait,Asset value might grow.Why not enjoy the fruits while the tree grows?

[@JoshuaKerr-m4u]

Having an investment advisor is the best approach to the market right now. I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends.

[@Bridget-l7p]

Please can you leave the info of your investment advisor here? I’m in dire need for one.

[@JoshuaKerr-m4u]

Just gotta give props to Laurelyn Gross Pohlmeier , my CFA, she's the real deal in the finance game. Dive into her background, this lady's a treasure trove of experience and knowledge for anyone navigating the financial jungle.

[@Bako-b8j]

I’ve just looked up her full name on my browser and found her webpage, very much appreciate this

[@AliceAnderson-in1et]

I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 30k in crypto and made about $246k, but guess what? I put it all back and traded again and now I am rounding up close to a million.

[@dulcehahn12]

How can one start,most times people don't know where to start when it comes to crypto. But it would be great if you can provide proper guidance on steps to follow please

[@AliceAnderson-in1et]

As a beginner investor, it’s essential for you to have a mentor to keep you accountable. Myself, I’m guided by Alex Gomez. A widely known crypto consultant

[@dulcehahn12]

Please how can I get in touch with this Alex Gomez ? I really need to give him a try

[@AliceAnderson-in1et]

This is he’s telegrams user name

[@AliceAnderson-in1et]

@AlexRcoin THAT IS THE USER NAME THAT IS HIS USER NAME

[@kortyEdna825]

I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.

[@KaurKhangura]

Those sound like great picks! consider financial advisory so you don’t keep switching it up, top 3 payers for the month were $OHI, $KMI, and $EDP... not bad for 350k

[@Justinmeyer1000]

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.

[@brucemichelle5689.]

I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@Justinmeyer1000]

I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@brucemichelle5689.]

Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info

[@FrankPatrick-no8zo]

I'm convinced that investing 50k-100k in the right company before it goes big is more important than saving for retirement. However, picking the right company is so hard. I have around 200k in a HYSA and want to invest it. What are the best opportunities now?

[@CrystalJoy-32]

I believe investors should start with S&P 500/ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.

[@LuvmeRos]

The issue is most people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt, no offense. In general, Financial Consultants are ideal reps for investing jobs, and at firsthand encounter, since Jan.2020, amidst covid outbreak, my portfolio has yielded massively in ROI, summing up to 7-figures as of today.

[@jose2212-]

I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@LuvmeRos]

I've stuck with the popularly ‘’Monica Shawn Marti” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, I agree with her.

[@RuthEvelyn-rc3bg]

I really appreciate your useful advice. I was able to set up a call with her and confirm her identity. She seems incredibly knowledgeable, and I hope I'm able to connect with her.

[@carlsullivan11]

My mother listened to Dave on the radio while I was growing up, now I listen and have followed the same financial footsteps

[@miawoodland1556]

I'VE BEEN TRYING TO FIND HIM ON THE RADIO - WHAT STATION IS HE ON??

[@caseybills5517]

I' ve got £100k to invest. I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. Which ETF would you recommend.?

[@cowell621]

As they say, time IN the market is better than trying to time the market. I think you should seek advice from a licensed financial advisor. They’ll give you guide on high risk and low risk investment strategies for your portfolio

[@StacieBMui]

Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.

[@JamesLongman-v5r]

I really want to get in with a financial advisor this year, especially as all markets are hitting highs. I don't want to be too optimistic and end up losing everything.

[@StacieBMui]

Rebecca Nassar Dunne has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.

[@VictorBiggerstaff]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@NicholasBall130]

Interesting video I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?

[@StocksWolf752]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@lolitashaniel2342]

I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

[@siege2928]

Amount earned isn't the metric you need to emulate, reliable rate of return is. 650k gained JUST ONCE isn't impressive. 650k gained with 100 Million invested isn't impressive... 650k gained RELIABLY EVERY YEAR for 10 years with 5 Million invested, IS impressive.

[@igotyoubeat]

Education (not college), discipline, limited risk, cash on hand.

[@EvelynAmoako-n9r]

Love what you said about the Bible's view on debt. From age 18, my Boshop taught me and all other church members not to borrow money or be in debt. His teaching has stuck with me. I'm currently 24 and don't have much. I just discovered your channel. I believe my life is about to change in a great direction.

[@MarkHayes-d6i]

So precise, straight to the point and enlightening. What is the best advice to give a first time investor?

[@Ericmahleek]

Exactly,most especially those that are not here (I mean online). Those that are online are already one lead ahead. How do you get to table the topic of investment to the layman?

[@tanjanarinasamanka6931]

@MarkHayes-d6i This is also the job of the investor to quit ignorance and go for personal knowledge. Just as i decided to find Ms. Katherine Ann Mcgrath. A professional financial management coach, with credible portfolios. With over 30 years of experience. Do your due search on her. I anticipate your feedback.

[@erickjoyner7812]

@@tanjanarinasamanka6931 helpful for me, thank you.

[@MarkHayes-d6i]

@@tanjanarinasamanka6931 Sincere appreciations. I have done justice to that and i must say, she is competent.

[@Ouro44]

Hearing dave talk about 1% and 5% fees in 2024 is wild. How far we've come in a tech and computer-based investing environment. The 0% fee trading platforms came in and really shook up the fee structure these past 5 years

[@amireallythatgrumpy6508]

Most of these are clips from the 2010s though.

[@Ouro44]

@@amireallythatgrumpy6508 ya and the fee structure was relatively unchanged until 2018/2019. Nowadays, plain investing in the S&P 500 for more than 0.05% (read, a $5 annual fee for every $10,000 invested) is considered expensive.

[@JenniferDavis7630]

As a fervent investor, I frequently ponder the methods and routes through which successful investors accumulate fortunes in the millions. Despite having a significant starting capital, I'm unsure about the precise strategies or channels that would lead to gains surpassing $400k, akin to those achieved by others recently.

[@danieltaylor--65]

The strategies are rigorous for the regular person. In fact, they are primarily executed successfully by professionals who possess a great deal of expertise and knowledge to carry out such trades effectively.

[@RobertBrown..]

Some individuals minimize the importance of counsel until they make regrettable mistakes. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

[@SarahTaylor_]

That makes a lot of sense; unlike us, you appear to have the market figured out. Who is the coach?

[@RobertBrown..]

Actually its a Lady. Yes my go to person is a "Kenna Muriel Hesseling". So easy and compassionate Lady. You should take a look at her work.

[@EthanBrown_23]

I conducted an online search for her complete name and located her page. Subsequently, I reached out via email to schedule a meeting for a discussion; I am now awaiting her response.

[@ClarenceFerland]

I reached $138k today. Thank you for all the knowledge and insights you've shared with me over the past few months. I began this journey in October 2024. Financial education is essential for over 70% of the population, as only a few are truly literate in this area. Thanks so much Charlotte Grace Miller.

[@shandegabrielrojas9350]

I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.

[@DianaLinden-l6q]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@henrybernhard0]

The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.

[@ZahirFriedman]

I'm new at this, please how can I reach her?

[@sarapalin]

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

[@DudeGamer]

My mother-in-law said I could take over her time share when she dies. I ran away. My brother bought a Lincoln Navigator. My sister cashed out a portion of her 401k for a used car. I feel like a genius.

[@eileenwatt8283]

You are gem and a genius.

[@markg999]

If you have common sense these days you already doing better than most since it's so rare now.

[@emaldon7]

I just kept saving and made myself a nice homemade meal.

[@derekcox6531]

That all makes me sad

[@AnnieHolsen]

Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2023 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?

[@HildaBennet]

Just ''buy the dip'' man. In the long term it will payoff. High interest rates usually mean lower stock prices, however investors should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder

[@ArielEhrenberg]

The truth is that this is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. My friend just pulled in more than $84k last month alone from his investment with his advisor. That is how people are able to make such huge profits in the market

[@bartlyAD]

nice! once you hit a big milestone, the next comes easier.. who is your advisor please, if you don't mind me asking?

[@ArielEhrenberg]

“DIANA CASTEEL LYNCH” is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

[@bartlyAD]

Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

[@peterm5555]

17:17 and on. I think this part is the most important. Live for yourself, not to impress others. 'The valet is seldom impressed... until he gets the tip...' Be humble and down to earth and generous like you have millions.

[@scottthomas8171]

Agree but I do feel that having a nice car is viewed as a sin by Dave. I started my first companies for my love of cars and no way to afford them. I worked to buy what I wanted. Not to impress but to enjoy. I just don't feel that Dave accepts that reality, he only sees "fairly expensive car = bad".

[@Jillyshrum]

As a beginner, educate yourself, Learn the basics of investing and the stock market. There are many resources available online, including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research.

[@DannyGotts]

Remember that investing in the stock market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.

[@Jeffcraparo]

Exactly, a good number of people discredit the effectiveness of financial advisor, but over the past 10years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $1 million in gains… might not be a lot but i'm financially secure and that's fine by me.

[@ImariJust]

@@Jeffcraparo Impressive! How can I contact this advisor? My portfolio has underperformed, and I need guidance.

[@Jeffcraparo]

One of the most well-known people in her field is my CFA, Anne Marie Holt. I advise doing more study on her qualifications. She is a great resource for anyone trying to understand the financial industry because of her many years of experience.

[@ImariJust]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@Armstrong741]

I want to begin investing but require some help. I want to spread my $125,000 across various markets for better diversification. Do you have any advice or suggestions for assistance?

[@BenTodd-fl8nv]

It's wise to seek expert assistance when beginning your financial portfolio. It's intricate, so professional guidance is so important..

[@EverlyndPerez]

By investing in high-dividend stocks, ETFs, and equity, I made a net profit of about $115k. It's been a successful venture!! thanks to my CFA for guiding me through my investment journey.

[@Debbie.Burton]

This is why I entrusted a fiduciary with my investmnt decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far

[@judynewsom1902]

Hey friend, How can I work with your Fiduciary?

[@Debbie.Burton]

*Marissa Lynn Babula* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@Lamarche1959]

We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.

[@E.GCreates]

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.

[@KathHarnell]

Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $21k ROI, and this does not include capital gain.

[@phyllisburtonhearsawho]

Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.

[@travishada7482]

These are good Fidelity mutual funds to look into. FGRIX, FMAGX, FBGRX, and FPURX. Buy these and you will have a great portfolio

[@HarryBishopm]

I’m new to all this, heard it's a good time to buy and basically I've just got $200k sitting duck in the bank and I’d really love to put it to good use seeing how stocks is at an all time-high.

[@Shaine-d5t]

The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.

[@Arleth-q1c]

Partnering with a financial advisor has transformed my approach to investing. Their expertise and personalized guidance have not only helped me navigate complex financial markets but also optimized my portfolio to achieve my long-term goals efficiently.

[@Pickerell]

pls how can I reach this expert, I need someone to help me manage my portfolio

[@Arleth-q1c]

*Victoria Louisa Saylor* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@AlyceJefferies]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@ReAl-uu8ku]

Dave, you are a breath of fresh air! Greetings from Ontario, Canada 🙌

[@JoshuaKerr-m4u]

I've been working hard to save money and contribute to early retirement and financial independence, but the economy has destroyed the majority of my portfolio since the pandemic. I want to know if I should continue to make contributions to my portfolio in these erratic markets or if I should look into other industries.

[@DesireeJames-q1z]

DCAing amongst various assets is a good strategy and can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .

[@DavidLucas-so8rr]

I agree. Exactly why I now work with one. A lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

[@Bridget-l7p]

You appear to know the market better than we do, so that makes great sense. Who is the coach?

[@DavidLucas-so8rr]

"Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.

[@Bako-b8j]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@philipfletch]

you don't need a high IQ to be a good investor, just 2 qualities, self discipline and a lot of patience. Investing is mostly about behavioral psychology. How can I generate more income to retire with at least $3m for long term care?

[@RoseGuerra7862]

We share common goal, making sure you are ready for your later years is very important. That's why passive investing works, low costs, better diversification and it enables people to overcome their behavioural bias especially if they engage professional help.

[@martinheaway]

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@JaneClark7861]

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help

[@martinheaway]

'Amy Desiree Irish' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

[@JaneClark7861]

Thanks, i did a quick web search and i found Amy, i hope she responds to my mail.

[@huskiefan06]

S&P index funds all the way. The problem with active funds is that there is survivorship bias. In other words, the only funds that survive are the ones who had the best past returns. However, once people find out about these funds, they buy them, and drive down future returns for these funds. All the while you’re spending much more in maintenance fees vs an S&P index fund.

[@MikeNapoli1989]

I love the S&P 500 index fund.

[@sergiotostado8438]

But didn’t you hear? It’s easy to beat the market, apparently! Just do that! 😂

[@huskiefan06]

@@sergiotostado8438 100% So easy! 😂😂

[@timmytempleton2488]

International is a waste of time.

[@huskiefan06]

@TS-dv3qv As long as you’re debt free, I still think it’s a great idea. Owning real estate investments may give you a bit higher return, but it can be a huge headache. However, you can make much more by starting a business with that money though.

[@justinchamberlain3443]

6:10 pay a fee for mutual funds and pick them based out of their track record for rate of return; its worth it in the time you save to pay the fees

[@Benedictrud]

About time ,Dave. I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

[@Adambarking]

well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.

[@GaryNicka]

People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.

[@kurtKking]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

[@kurtKking]

Thanks for the tip.

[@Mark-uk3ev]

I have been using high interest saving accounts for over 20 years and like the save 4.5 to 5% .. until the resent increase in inflation it was working well

[@IsabelConchita]

Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.

[@EricCarrasco-g8h]

I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.

[@PierreBailey3]

I stopped listening and taking financial advise from these KZbinrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@GrandtHudson1]

Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

[@PierreBailey3]

Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@MichelleAlbrighton]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@Danzilly]

Love these clips! Dave is the Dad that will knock some sense into you! His wisdom has helped me a lot his voice reminds me of my dad that I lost 12 years ago.

[@Aurierserge50]

Just discovered your channel with this video and you make a lot of sense-- case studies are useful and I'd like to see more in the future! Creating wealth entails establishing routines, such as setting aside funds for investments. Salary is a drug, Its never enough.

[@michellechapman6839]

Stop acting RICH!!!! I love that statement!!

[@treyjames1205]

It’s fairly easy…. Remember a stock is a business. Think about the business you see in your personal life… I own shares of Hershey because they make Reese’s. I like Reese’s and I’ve worked in grocery settings, it seems like other people do too… And then you research the stock and see it’s had an almost 30% return over the last 5 years..

[@stevevaughana]

I Hit $32,590 today. Thank you for all the knowledge and nuggets you had thrown my way over the last week i started with 5k in last week 2024.... now i just hit $32,590❤️. thanks to Katherine Grace Maier for helping me achieve this

[@Lizettevelazquez0]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@Anthonycurt7]

The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.

[@sadienik]

I'm celebrating £32K stock portfolio today... Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family and life ahead of me.

[@Ianmudway]

I'm new at this, please how can I reach her?

[@Leahzilber1]

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

[@susannicky]

The BIGGEST LIE You've Been Told About Money is that it doesn't grow on TREES!! 😆

[@ibrahimaisaadan]

I agree with you!! Money actually grow on trees but only on trees that was planted by you!! These tress are referred to as investments. How you diversify your investment portfolio matters

[@bahijarhafiri]

Diversification is the key. My portfolio is well diversified with the help of a financial adviser. This helps me make more than +400% monthly on my investments.

[@BaffySchenck]

I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@bahijarhafiri]

I've experimented with a few over the past years, but I've stuck with ‘’Julianne Iwersen Niemann” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@BaffySchenck]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@Jess-T]

I invest my SIPP (personal pension) in index funds. I choose companies or industries which are doing well or in demand, for example ASML, Nvidia and then select the index funds those companies are listed in. It's working well so far.

[@Chessdude4]

The problem is companies that are in demand now may not be in a year or in 2 years or 10 years.

[@eileenwatt8283]

​@@Chessdude4 that argument makes no sense. That's why one keep up with what's going on and switch the fund when that happens. Warren Buffet did that when GE started loosing money. He sold all the stocks and bought Apple

[@Chessdude4]

@@eileenwatt8283 makes sense, I’m sure that could work great

[@Jess-T]

@@Chessdude4 you should probably look up who ASML are 💀

[@MsOr12]

So many scammers under financial channels claiming an advisor helped them and giving the name of the advisor. With other bot account supporting the statement. Be careful people.

[@adegboyegaogundiran8679]

Exactly! I just saw one here a minute ago!

[@andronickmartusheff]

Index funds are still #1

[@lawerencemiller9720]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

[@alexyoung3126]

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important.

[@johnlennon232]

I agree. Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

[@jessicamoore3093]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

[@johnlennon232]

She is Melissa Maureen Ward. look her up

[@jessicamoore3093]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@DamianBadalamenti]

Fees are definitely important Dave, regardless of how you spin it. 95% of what you say is spot on but it's a complete swing and miss when you dismiss the effects of fees on your portfolio over time.

[@butlerbees6639]

There’s funds that beat SP500 even when you factor in expense ratios. It’s not hard to figure out.

[@DamianBadalamenti]

There are plenty of funds that beat the S&P 500 and also have low fee. What's your point???​@@butlerbees6639

[@DamianBadalamenti]

@@butlerbees6639 Well I never mentioned the S&P 500, but there are a ton of ETFs that beat the s&p 500 and also have super low fees

[@jonathan6665]

​@@butlerbees6639 lets see about that in 30 years.

[@lyonk-tz8qf]

Very few. the chance you will pick one is slim and none.@@butlerbees6639

[@bennettross1]

Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires, thanks Charlotte Grace Miller

[@lapetiteblonde]

I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.

[@ReuletRikki]

The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.

[@ZahirFriedman]

Woah for real? I'm so excited. Charlotte Miller strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started

[@sarapalin]

I'm new at this, please how can I reach her?

[@marthasteward0]

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

[@shortsdancevideo7]

i love this guy

[@nataliianezhynska5119]

I dream of buying an Outback and driving it for about 15 years. And all the scratches will be like scars from battlefield - I will love each and every one of them😅

[@lepoj]

The *vast* majority of actively managed funds don't outperform the market but Dave doesn't talk about that

[@ia6980]

So many spam bots in comment section, just wow. Ramseys team should clean up some of these comments

[@rectoplasmic4630]

Fr, it’s dangerous af

[@ReyesZaria]

Hello I wish to start investing but I don't know how to begin. Any advice or contact for help?

[@AyersMicaela]

Talking to an expert like Ethan Adams Freinburg to reshape your portfolio is a very smart move.

[@MaysBurnett]

Same here. Ethan managing my profile was my best decision. i have withdrawn over 280k since

[@NathalieValeria-s5t]

Ethan is trustworthy. in march, i started with 9k and my returns cleared out my 72k bank debt

[@BenitezJacquelyn]

Ethan possesses a keen insight on how economic insights can be leveraged for success. Certainly i willfully diversified my $42,000 portfolio across different markets.

[@ReyesZaria]

How do i connect with Ethan? I would appreciate if you show me how to go about it.

[@ForwardMozell]

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.

[@HighlightsSerieATIM]

The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

[@TaggeGust]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@ForwardMozell]

she's mostly on Instagrams, using the user name

[@ForwardMozell]

FXMILLER15 💯.. that's it

[@JoeLiberalism]

Bot

[@JonathanWellsLoanOfficer]

Very interesting on the differences between fee's on the type of management you have on your accounts. I'm invested with Chase and even though im paying a management fee its nice to have someone to talk to and learn more about the markets with. Also my management fee is more than paid for in the access I have to proprietary funds with chase that have a higher return average.

[@AnthonyJustice-i9x]

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Miller.

[@GertonTootle]

The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

[@DebbieSimone]

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

[@AnthonyJustice-i9x]

she's mostly on Instagrams, using the user name

[@AnthonyJustice-i9x]

FXBROOKE7 💯.. that's it

[@AnthonyJustice-i9x]

Please tell her that I reffed you 👍 She'll guide you💯

[@RRalphy96]

Great content Dave. Thanx man!

[@Donnafrank-k6e]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

[@BrandonIvan-c6e]

Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

[@Donnafrank-k6e]

@@BrandonIvan-c6e However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

[@BrandonIvan-c6e]

@@Donnafrank-k6e Oh please I’d love that. Thanks!

[@Donnafrank-k6e]

@@BrandonIvan-c6e Clementina Abate Russo is her name

[@Donnafrank-k6e]

Lookup with her name on the webpage

[@AnimationCPU-y2k24]

I guess Dave has a lot better financial advisor than I had. I say had because he doesn't manage my portfolio now, so i don't pay him $250 per month to manage the portfolio, and my portfolio actually increases in value now.

[@waltlivernois6241]

i love the Chanel wish i had started sooner but i will double the money the right way for 12 yrs

[@bobbymainz1160]

What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.

[@alexyoung3126]

There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist

[@williamyejun8508]

I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders

[@jameswood9772]

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

[@williamyejun8508]

My CFA ’Rachel Sarah Parrish’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@jameswood9772]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing..

[@EmilyJustine-i]

(NYSE:ARR) is a high-yield mortgage REIT paying monthly dividends. The stock has a dividend yield of about 14%, as of August 14. If the stock has increased sharply because the business is performing exceptionally well, it could still be a bargain. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

[@RiosSteven-t]

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

[@FrankAlice]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@joanneslusher]

impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

[@FrankAlice]

Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

[@ChrisThomas-m6q]

Thank you for the lead, searched Elisse by her full name and at once spotted her consulting page, she seems highly professional having over 12 years of experience. amazing!

[@ib3928]

Thank you, very Clear. Greetings from The Netherlands

[@EricMoore790]

Dave is the show!

[@TalesOfTrillions]

The financial industry may focus on investing, but getting out of debt first is the real game-changer. 💪

[@sergeymudrik7949]

I’m a beginner, non-starter 🙈, where do I open a portfolio, where do I open an account?

[@sergeymudrik7949]

Please, help 🙈🙏😊

[@dianabehr3169]

The MSCI World etf (global) is very conservative, not aggressive, qnd the Emerging Markets as well as Small Caps have been underperforming the S&P 500, too. The Nasdaq 100 and tech etfs are the aggressive, outperforming etfs...

[@campbellhouse6569]

My cars are paid off but I'm still forking out $200 a month for car insurance. Homeowners just went up $1000 and property taxes. It's insane for anyone to get ahead!

[@andrewkemp_]

Dave’s advice is great for people who don’t know how to invest. Not everyone has the ability to learn how to invest and setup an account online. But the rest of us it’s etf all the way

[@andronickmartusheff]

The Millionaire Teacher Book. For $15 you can learn the basics of index fund investing and realize why mutual funds are to the benefit of the middle men. Financial Advisors and Realtors fall in the same bucket for me, they produce nothing and are the cancer of their respective industries 👍🏻

[@JJ-jn7ei]

Yes, love ETFS-easier to buy & sell obviously

[@rebeccalentoor6041]

Greetings from South Africa.

[@Neran12100]

Very interesting, but many studies have shown that active stock management underperform the stock market and then index funds on the long run. And the fees of these active managements are directly and unecessarily decreasing the yield. So as investing has to be done on the long term and as we know today that active management is unecessarily costly, why do not choose an index fund instead? This is what I am currently doing and I was a little bit surprised to hear this analysis. But that been said, I really like this channel, the tone, and the educational way you are sharing your knowledge. Thanks!

[@JoeySmith101]

Dave: Find a good mutual fund it’s not that hard. Also Dave not 5 min later: I don’t have time to look for mutual funds so I pay an advisor to do it for me

[@rexmundi273]

Conclusion: Buy the index

[@davidcollinge1035]

Agree. Dave is at his poorest when he is talking about investments. For the average investor, a target retirement fund is probably the best decision based on index funds. Instant diversification, rebalancing at low cost. Past returns for mutual funds are rarely an indicator of future returns. The star manager is an illusion

[@jenniferhall-d5r]

Thanks for the update! I have a question: I have the SafePal Browser Extension Wallet with USDT, and I have the seed phrase. (job priority warm lab border boil monkey manage palace fiber weird ask). What's the best way to move them to Binance?

[@WhatWeDoChannel]

I sure agree with all this! The only place where I differ is we have always driven nice sensible Chrysler products, RAM!

[@BrigetGstar]

One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $3ok of my savings in st0cks this year, and I hope I make profits......

[@MarcelWilson200]

Wow, it's crazy how some people can become multimillionaires by investing just $10K in Crypto within a few months, while others have to work for 40 years to reach $1M in retirement savings. Do your best to connect with the right people and you will surely see changes.

[@MarcelWilson200]

As a beginner investor, it’s essential for you to have a mentor to keep you accountable. Antonio Alex is my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

[@Willswinton4]

Really you people know Antonio Alex? I was even thinking that I'm the only one he has helped walk through the fears and falls of trading.

[@MarcelWilson200]

@proAntonioDaily THAT IS HIS USER NAME

[@MarcelWilson200]

he's mostly on Telegrams, using the user.

[@terryyost68]

He deserves more accolades, just the same way I was going through comments and i saw this, I gave a try and I never regretted it.

[@Tnks4cmin]

I'm mostly in cash and waiting for this market to re-level on the reality of our situation. Or are there any ways I can avoid a crunch and maximize my savings of $350k?

[@RobbStonee]

from studies, 90% of the time in an election year, the stock market stays positive for quite a long time. 2024 is no exemption, but it is better to be guided, ideally by a well experienced and licensed advisor

[@Marquez919]

How do I reach out to a financial advisor, my portfolio has been struggling since 2022 and I’ve been holding on by the skin of my teeth.

[@livia-s6t]

I must say, she appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call

[@asherperry3899]

HOLY CRAP, GET OUT OF CASH ASAP!! You’re losing so damn much. At least buy a house if you aren’t gonna invest it. Be conservative with investment if that’s your problem. Large cap mutual funds or something

[@asherperry3899]

I invest for 15 years from now so I don’t give a crap what happens to the market this year or next. Ride the wave buddy. Timing the market is a great way to go broke. Enjoy the ride.

[@29Geckos]

Are load funds monthly investments? Is there a 5.75 fee every time?

[@jaredgould2426]

Dave Ramsey has not once, not ever revealed the mutual funds he invest in. Why? If he would just simply tell me the name of the fund, I would buy the funds he’s talking about.

[@James-zy5lh]

The Money Guy show did an analysis of this a month or so ago and was picking the top performers from the 4 mutual fund buckets that Dave recommends. Without saying the quiet part out loud, it seemed like the supposed funds Dave recommends to hit this rate of return don’t exist and you’d be better off investing in low cost index funds.

[@sixxgunz3774]

if he did and they failes you then hes at fault for misguiding you. its your job to research what and where to invest.

[@jaredgould2426]

That's upsetting. I've been invested in the S&P 500 index, and that seems like the safest bet. If these funds don't exist, that explains why Dave does not name them directly. @@James-zy5lh

[@Fred2-123]

@@sixxgunz3774 If he did, people would analyze those funds and tear them apart. And reveal that Dave is totally wrong and perhaps lying.

[@jaredgould2426]

@@sixxgunz3774 🙄 I haven't thought of that before.

[@fahada1921]

Great video

[@netmeg]

Geezopete. Where were you all when I was younger? I could have used this.

[@shaunsmith3625]

I find that hard to believe a international mutual fund outperforms a s&p 500

[@mayalucia-]

Everyone has been preaching "buy now, stocks are at a discount" but I've been buying stocks since the beginning of the year and yet nothing's changed, but I've been reading articles of people still in the same market pulling off over 350k in just a couple months, what am i doing wrong?

[@RomeroCarmen-4]

Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

[@Adrianaluca-um6ny]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@AlvarezDanuta]

Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@PeterParker-wj3cr]

The average investor has the propensity to be easily influenced. When you see other investors making $350k in a short period of time.(Getting rich quick) naturally that will entice you. But there is a deleterious effect with wanting to get rich quick. Once you start chasing, you will now be playing a losing game. Learn the fundamentals of investing. So that you will be able to buy undervalued stocks. If not just buy VOO or VTI monthly and hold on 4ever. Keep life simple!

[@sacredjasmine]

@SofiaDiego-congratulations! How many years did that gain take?

[@garethbrown4798]

First impressions ever lasting....fake it untill youve made it.....

[@joeconnolly4353]

Try ketogenic diet. First cut carbs to start fat burning. When you've lost the weight try to increase fat intake. No seed/vegetable oil. My problem is 53 divorced lost home supporting kids through university. Struggling financially and emotionally. Ireland. Kids in Spain. 23yo/25yo

[@jollama]

No your problem is talking about diets in a finance video comments section

[@DennisDamron]

Put 20% of your income into solid growth ETFs and let it run 20 years… over a million already ❤

[@jonquindiagan7625]

Thank you for the information.

[@michaelcarter266]

In the older clips you see him say to use mutual funds to beat the S&P 500. In more recent shows he uses the S&P 500 funds as examples of what to invest in for retirement.

[@Miggy2222]

Which mutual funds out beat the market?

[@genzlegacy7988]

Fncmx, fspgx, fsptx ;)

[@jollama]

He’d be out of a job if he revealed that

[@florgarlotte3020]

Do you have any suggestions of Mutual funds to buy? Need help here. Thanks.

[@garryparnell7727]

Would you split between the 4 mutual funds equally or put more percentage into a large cap than small cap for example 🤔

[@LidiaB-o1b]

I always understood it was 25% each but I could be wrong ..

[@AB-wy7dr]

I’ve listened to hundreds of hours of Ramsey and have come to consider him one of the greatest influences I’ve found in terms of budgeting and getting/staying out of debt. However as it relates to his investing advice, I don’t consider him an influence. Take statements like “fees don’t keep you from getting wealthy” when talking about mutual fund investing. This is patently false (not gonna argue why here - it’s math) and is a facetious and dangerous statement for the average person to hear. I know Dave would tell me “I’m an idiot” because he’s rich, and that’s great, but it doesn’t make me wrong. Anyways, follow Dave for what he’s good at which is motivating you to be responsible with money, live below your means and save. Most of his investment advice isn’t going to hurt you (though statements like the above will) but there are better sources out there to educate yourself on what your investment strategies should be.

[@Thanatossssx]

I guess the reason he says the fees stuff is because his investments are really really long term? Idk ive just started listening to him.

[@AB-wy7dr]

@@Thanatossssx it’s the long-term nature that makes the fees hurt the most. Fees kill your compound interest over time when each year, a portion of your earnings are deducted due to fees. Just google something like “401k growth with 2% fees vs. no fees” and see the difference.

[@acrobizer1238]

Dave sidesteps fees in active funds more than likely for the fact he gets a legal kickback form the Smart Vestor folks which is extremely more profitable than his own personal 401k. Therefore his net worth grows in his business which makes him a smart shrewd businessman. The average investor is better off in index funds, continually investing and don’t touch it until retirement.

[@robh1961]

So the average person is better off investing in index funds versus investing in active funds? Is that what you're saying? Is a mutual fund and an index fund the same thing?

[@AnjaliMukherjee-be9zn]

The key word is 'index'. You can have index mutual funds and index exchange traded funds (ETFs). I am invested in a Vanguard index mutual fund. Blue chip companies only, over 1000 companies, growth fund. But I would stick to an index fund only with high returns over the long term.

[@FT-64]

@@robh1961 The average person will get the best average returns by selecting broad funds with the lowest possible expenses, fees, and commissions. Look up the expense ratio for some W&P 500 index ETFs. Remember, a lower fee is guaranteed return, whether the market goes up or down.

[@LanceyRoche]

With a good investment plan that ensures steady incomes without any doubts you can prepare for a well organized retirement. I started investing in stocks 3 years ago and so far, I am making a good yield on my portfolio built on top etfs, blue chip stocks and dividends as well. Managed by my FA who helped me grow to a 7 figure portfolio. I love the passive income..

[@lidijatana7894]

Wow this is really impressive...congrats on your success

[@NamsaAlcantar]

please can i get your consultants info? or should i drop mine?

[@LanceyRoche]

@@NamsaAlcantar she is Dianne Sarah Olson by name. please do your own research to see if she is suitable with your goals.

[@simonomilan]

@@LanceyRoche did a quick search and found her webpage. I must say her resume is pretty impressive.. will be writing her too

[@RyanChaseMc]

Love Ramsey but the only thing I can’t get past is what he just said. At 70 you will have 5 mil. So I got maybe a year left and I’ll finally be a millionaire. My entire life couldn’t do anything and when I could It’s already over.

[@scottarmstrong11]

Finance and Business books have been so helpful. I’m 50 and my husband 55 we are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. No longer putting blames on FED for our misfortunes. Saving and investing lifestyle in the stock market made it possible for us this early, even till now we earn weekly.

[@monicawill5]

You have done great for yourself. I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do for me now because I have no idea of how and where to invest in. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.

[@MarkGrimm8]

That is so amazing, I’m trying to get onto the housing ladder at 40. I wish at 55 I will be testifying to similar success..

[@scottarmstrong11]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@MarkGrimm8]

I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

[@YahuasDisciple]

Congrats sister . Which books ?

[@vyseerx]

Everyone wants to get rich quickly, and the most important and easy method is to work hard / smart to make most money ! Working 2 jobs , taking responsibility and giving quality work and doing professional work ( MD, Architect, IT, Attorney) are methods to make most money. Your money making money while you are resting is later. Once capital is there , any one can invest in real estate (roughly 10%), Mutual funds (roughly 8%). and Bank CD (4%), but it’s extremely important that one has enough capital and should have it enough early to realize the wonder of compounding.

[@EmmettDeclan.]

I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Elizabeth Wesley.

[@KeithBingman]

She is my family's personal Broker and also a personal Broker to many families In the United states, she is a licensed broker and a FINRA AGENT in the United States.

[@Mathis-Goossens]

Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading

[@EmmettDeclan.]

she's mostly on Telegrams, with the user name.

[@EmmettDeclan.]

Wesley215 💯

[@EmmettDeclan.]

Remember to refer her after working with her

[@scottiegrav]

Hiw do i invest in a mutual fund

[@lenak1438]

I have a question. He said investing in a growth stock mutual fund starting at age 30 till 70 you'll wind up having $5 million but what in the world is a 70 year old going to do with $5 million dollars. That $ would be for that person's kids and or grandkids not themselves. What's the fun in that?

[@DavidLucas-so8rr]

Investors should use their money continuously, in my opinion, especially In 2025, the market will start to diversify even further. Given recent stock success, it becomes sense to invest my $460k portfolio in conclusion that the stock market is the best intelligent investment accessible. Certainly, others agree.

[@Bako-b8j]

I agree that we shouldn't go in headfirst simply because the market offers chances. Because of this, we ought to seek out relevant market analysis or counsel, or else consult with qualified market strategists.

[@JoshuaKerr-m4u]

I totally agree with you. I started out investing on my own too and lost quite a bit. After the 2020 crash, I managed to pull out about $160k. I then invested that money with an analyst, and in just seven months, I made almost $580,000. It's amazing how having the right guidance can turn things around!

[@Bridget-l7p]

If you don't mind my asking, how can I contact your advisor? I could really need some help right now.

[@JoshuaKerr-m4u]

Just gotta give props to Laurelyn Gross Pohlmeier , my CFA, she's the real deal in the finance game. Dive into her background, this lady's a treasure trove of experience and knowledge for anyone navigating the financial jungle.

[@trazzpalmer3199]

I appreciate you sharing. Curiously, I looked up her complete name online, and after a little scrolling, her website appeared. Before approaching her, I conducted my research and reviewed her qualifications. Many thanks once again.

[@FranklinGodson-n7y]

I've been looking into cryptocurrency investments, but I'm still unsure about the best and safest way to go about it. Any advice or insights you could share?

[@JeremiahHendrix-y5p]

Talking to an expert like Maren Hilda Authurs to reshape your portfolio is a very smart move.

[@RihannaModric]

My husband is really making alot of money from cryptocurrency investment. I could ask him to teach me.

[@SonyaMdaniels]

Bitcoin hitting 100k. So much in regret i did not invest

[@AlfredMitchell-e1z]

I tried trading alone. My capital was lost.

[@CalvinDante]

I do see it that forex and crypto trading is one of the profitable money exchange services that elevates investors and their financial status.