How Do I Not Murder My Husband for This?

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[@clarifyingquestions]

This worked out well - they both married each other for money yet neither of them have money:)

[@kara2162]

Match made in heaven 😂 She wanted to quit her job…. LOL

[@chrishagins3309]

This is the greatest comment of all time. It needs to be pinned 😅

[@patriciaalbertson5183]

That's funny

[@mbank3832]

the irony, this could turn into a drama

[@TheDoggmom]

Hilariously sad.

[@saladboy1465]

Asking to quit her job 9 months after being married. She had a whole gameplan, boy did that backfire.

[@jameswhite3415]

I don't know apparently he owns multiple properties. The finacial situation may actually be decent.

[@athorpe1937]

​@jameswhite3415 Everything sounds very fishy. The fact he didn't tell the bank that his ex wife died two years ago and yet he's in possession of her vehicle and motor home. They both sound dodgy to me.

[@ronaldmcnerneyjr3467]

40+ year old women don't usually end up with a sugar daddy😂😂

[@athorpe1937]

@@ronaldmcnerneyjr3467 You need to watch all the Real House wives series. See how many of them have rich geriatric husbands.

[@mominthe209]

@@ronaldmcnerneyjr3467unless he’s 80 and then she would be a trophy wife changing depends.

[@blackworldtraveler3711]

This 45 year old woman thought she married her retirement plan.

[@Mr.Boring_Man]

Exactly!

[@M-Is-For-Margaret]

He probably was a great date. "I'll pay😍!" or "I got it!🤑" Look what I got for you!💍Why talk about money when he obviously has money?💰💰💰How gauche.😉

[@pi37]

He probably thought she was 😅

[@Georgemorales5559]

Bro you stole my comment 😂😂😂. Karma it’s a B

[@Mr.Boring_Man]

@@pi37 - Hit dogs hollering! 🤣😂😂

[@MrTmenzo]

She's thinking about a 3rd husband already 😂

[@allisonmodaff5635]

At 45, I’m wondering if this guy IS the third (or even fourth) husband.

[@lynne4948]

I am praying for him because that question was eerie..

[@topnotchtx]

😂

[@achavez78]

Hey....3rd times a charm

[@samuelsneed7753]

This comment stopped my scolling.😂😂😂

[@maximusdecimusmeridius5438]

She thought she was marrying rich 😂

[@cutehumor]

she OWNED herself

[@lot2196]

No kidding, no sympathy

[@texan903]

The joke is on her for thinking.

[@mikezerker6925]

The ones that look rich are usually broke!

[@strawberryme08]

People think nice things equals “rich” it means “debt”

[@calila650]

If I heard my spouse ask how not to murder me, that’s my exit.

[@lynne4948]

Same thing I said!!!

[@calila650]

@@lynne4948 she also had a serious tone, I don’t think she was joking

[@lynne4948]

@@calila650 me either!!

[@bufficliff8978]

I expect almost every spouse to have the thought at least once in life 🤷‍♀️

[@mjl2904]

Imagine a man said that about his wife, crazy statement to make

[@ARKenMan]

She married a guy with a BIG hat and NO cattle.

[@xingli4139]

and she did not know it:)

[@micheles9646]

😂

[@inthebooks3947]

Vice versa

[@sherryobar5750]

Bingo!

[@maxbaugh9372]

I've never heard this expression before but it's great

[@triplebbb291]

At 45 deciding to marry someone without asking and knowing basic finances is mind blowing. Absolutely mind boggling!

[@kidzanimalskidz239]

I know, she is so NAIVE! Saying it’s messy cause his car is somehow wrapped in the HELOC! Duh he used the HELOC to buy his car! It’s not messy it’s just irresponsible

[@Vydio]

Sounds like he decided if she didn't ask he wasn't telling. Both have been foolish.

[@matticus3110]

No you don’t understand, this isn’t her first rodeo.

[@NOTW54321]

She is not naive, she is stupid and greedy.

[@patriotdrone9566]

"I wanted to quit my job." LOL, you gonna need about 3 more jobs now.

[@jadedqueen3619]

Who are these people, get married and ask if you can quit your job? Lol!!

[@Tashas_Travels]

😂😂😂😂

[@NoName-1239]

@@jadedqueen3619most women. Theres nothing wrong with that. As long as both parties are aware of their roles up front but she was stupid for marrying a guy in this generation thinking he would be traditional

[@adeking1214]

@@NoName-1239women hate traditional they want equality….. this is equality 50:50

[@nate9198]

@@jadedqueen3619 Living in 1950, want to be a nice house wife with a white picket fence 🤣

[@joesullivan259]

This woman saw this man with assets and saw an easy rebound. Married this man to stop working and live off of his income, now she found out he’s in debt 😂

[@CraigC-h6b]

Right! Why not keep working and if you don’t need your income just save it just in case.😊

[@beatdown3361]

@@CraigC-h6b keep working and help your husband with his properties

[@nicolcacola]

She thought she grabbed a bag, he found a sugar momma. What a couple 😂

[@cutehumor]

with women getting those fancy degrees and making the big time bacon, a sugamama is the best love a man can get!!

[@Upsidedownamericanflag]

@@cutehumori like money

[@dialac1]

Pretty much perfect explanation 😂

[@user-vi5vd3ty9d]

🐐 comment

[@YugLadania]

Lol 😂😂

[@fleurelise997]

*Grreeaattt, so both houses are up for sale!*. She was stunned 😂😂😂😂😂 Dave doesn't mince words at all!

[@kateruterbories2692]

Most people are "fake" rich. It's a sad reality.

[@1ButtonDash]

People spend money out of their living range. Credit cards enable people to be fake rich. If credit wasn't a thing you would see many more people living how they should be living. This would be lives less luxurious with less material goods and lower quality meals but removing the stress of debt and money you owe is a good sacrifice. Being debt free is a huge weight off people's shoulders.

[@Upsidedownamericanflag]

America!!! It is the greatest achievement to have $50,000 worth of debt!!!

[@michelarosier1918]

Facts 💯 at my job where I work at in a retail place. I see a alot of customers signing their life oway, from listing contracts, their percentage is so high, if the person don't pay it on time, the company is making that money.

[@rich5164]

I think saying “most” people are fake rich is a coping mechanism. People say say that because it gives them reassurance they aren’t alone being broke. There’s a lot of money out there. A lot of generational wealth and high incomes in major cities. I felt like everyone was pretending when I moved to a wealthy suburb but I discovered “most” of these people are actually loaded, come from wealthy families, have double six figure incomes, regular blue collar jobs with high salaries. Even nurses now a days, which only requires a bachelors are getting paid 200k. Sure there are still people out there faking it but everyone needs to stop comparing themselves and just do whatever it takes and come up with a plan so they aren’t dying on the Walmart floor as a greeter when they are 80 years old.

[@benjaminw309]

@@rich5164I don’t think most people are saying that as a coping mechanism. They are agreeing with what you said at the end - to not compare yourself with people and trying to keep up. At least that’s how I generally hear it used including from Ramsey

[@nicolen.4538]

This woman is annoying. She thought she could quit her job after she married this guy? She obviously thought he had plenty of money while dating him. Was she afraid to ask him about the finances while they were dating--out of concerns he would assume she’s a gold-digger? She is a gold-digger. She is 45, not a 30 year old who wants to get pregnant and be a stay-at-home mom ( the reason why a reasonable woman would ask if it’s okay to quit and make do with one income while raising family). This caller’s plan backfired on her- thought she could sit at home, eat bom boms all day!

[@467076]

Probably finally start gaining weight also. Lol

[@ColdSprite]

Starbucks every morning

[@tsak912]

Bonbons French for candy

[@nailatiyllufm7325]

Totally agree. Big difference between having a kid and staying home to raise them and being 45 and not getting annoyed you have to work.

[@Soulsphere001]

Though it sounds like he's also a gold digger.

[@Shortballa11]

Sell the $500k house, live in the $300k house. Sell everything and use the $200k salary to get debt free in the next few years. Problem solved.

[@ethanking4954]

They're probably getting divorced

[@anndeecosita3586]

They have tenants in the $300,000 house. I think they have to wait until the lease is up to make them move out. That could be up to a year. I would want my husband to sell both houses and we move into an apartment. Buy another house together once out of debt. Plus there is the matter of the added loan that she is not sure which house it’s on. I wonder what he did with that loan money? If he blew it all I would get a divorce or better yet an annulment.

[@aboutwhat1930]

@@anndeecosita3586 They can try and buy them out early (it'd probably cost you 1 to 3 month's rent). Or they could try and sell the $300K house to an investor with the tenant in place, but that doesn't usually go too well (most people, investors included, want vacant spaces) until you get to many-family transactions.

[@Shortballa11]

@@anndeecosita3586 whether the tenants leave next month or in 6 months. It’s the same. They can honestly solve all the issues within a year if they are wise.

[@Shortballa11]

@@ethanking4954 yep, depending on their state they can probably get an annulment within the year

[@dagrynch]

she got married and wanted to quit her job to be taken care of he got married to get help paying his debt They're perfect for each other!

[@kap849]

😂

[@Ja50nkAt]

"I'm a gold digger now I'm a victim" is what I heard from her.

[@bigpicturethinking5620]

Summed up perfectly. She thought she was just going to stay at home and clean lol.

[@kendrapratt2098]

@@bigpicturethinking5620Or maybe shop. Get coffee and lunch with her friends 😆

[@neisci]

They are both gold diggers. He was counting on her income.

[@ChloeLayneXO]

Gold diggers do thier research and background checks before getting married. We're smart.

[@thestorybehindthat5236]

She's not a gold digger. She married him without knowing. The fact she asked if she could quit her job, totally clueless about how much trouble he was in tells me he made a conscious effort to conceal his financial issues until she married him and took out a second mortgage she's now responsible for. That's calculated, deceptive, and predatory. One of the beautiful things about marriage is two people dividing up life's responsibilities so there's still hours left in the day to relax and enjoy each other's company. When both are in the workforce all day they come home and still have to deal with all the domestic stuff/errands/bills/cleaning/laundry and so forth, and the weekends are taken up by everything that didn't get done. When one person stays home to take care of all that during working hours both get to enjoy the night and weekends and relax/live a little. It's something humans figured out a long time ago that works quite nicely when both parties are sincere and good to one another.

[@Itsdjsigi]

When she said “not my first rodeo” I knew she was a walking red flag 😂

[@daleweiss9507]

Even 2 rodeo's in not a lot of rodeo's.😉

[@frankvadnais3536]

3rd? 4th? 5th?? It’s a mystery!

[@psoteriou3884]

When someone describes marriage as a rodeo that's a massive red flag. 🚩🚩🚩

[@MANDEE7962]

@@psoteriou3884lol

[@LeesaLilHop]

Who starts their first financial conversation with a spouse with “i want to quit my job” when you know absolutely nothing about the household budget or debt?

[@TheEsperKing1]

Apparently this person 😂

[@mr5timewcwchamp]

I talk broadly about finance the first date. And this is why 😂. How do you get married and not know these things already.

[@greaterishe7197]

​@mr5timewcwchamp I agree that the conversation should be had. The fiirst date? Ummmm I wouldn't be interested in that topic. We hadn't experienced enough of one another to know if it go any further.

[@moblack5883]

A woman in America

[@thestorybehindthat5236]

Probably because he said enough to make her think he had that side of things taken care of and that they'd have a certain kind of life together. He probably encouraged that perception as a way to discourage her from asking prying questions that would reveal the truth.

[@iseepandas1]

This guy has over 1 million in debt meanwhile I can’t even get approved for a starter home with NO debt making 150k as a single guy.. who’s this guy banking with?!

[@Cautionary_Tale_Harris]

😆What are you trying to buy? You make $150k per year, have no debt, yet cannot get approved for a home loan? None of that makes sense.

[@NotKimiRaikkonen1]

​@@Cautionary_Tale_Harrisprobably has a low credit score

[@Ka_Gg]

Probably a bad credit score, minimal down payment or minimal work history. Banks aren't in the business of not giving loans.

[@Cautionary_Tale_Harris]

Could also be A) Recent bankruptcy B) Previous foreclosure C) Doesn't actually make $150k a year D) All of the above 😂

[@johng1738]

Does this happen to be a starter home in California?

[@davecopp9356]

So glad that Dave took this call.

[@nailatiylluf]

Almost every other host would have explained how the husband is a coward and a monster and completely left out she wanted to quit her job 9 months after getting married. Conspicuous timing.

[@nicholasmartinez6043]

Or just give the “walk the baby steps” talk

[@davecopp9356]

@@nailatiylluf Exactly. Dave Ramsey is often a simp when it comes to women and marriage, but not this time.

[@theflightsimulationexperie6894]

@@nicholasmartinez6043sounds like gorge reading from his pre-scripted baby steps copy and past line. I think he is a nice guy but had no business on the show SORRY.

[@claven3608]

​@@davecopp9356 I wouldn't say he is a simp. He has a good wife that he can easily take care off. Not the situation many men find themselves in. This chick married a retirement plan and is now pissed it isn't as well funded as she thought and wanted someone to complain to. No chance she is sticking around and owning half this mess

[@ammenutamen4562]

What the hell?! This entire call is CRAZY!

[@goforbroke2]

“How much do you owe on your stupid cars?” 😂😂😂

[@leadnsteel1428]

They have 200,000 in credit card debt.... That's stupid enough.

[@lingra1438]

​@@leadnsteel1428Right😮

[@ST-ue5fb]

That was great!!

[@Elizabeth-uj8vn]

🤣🤣🤣🤣

[@psoteriou3884]

Dave knows 😅

[@Kristinapedia]

This woman is LEAKING audacity. She needs to plug that up right quick. smh.

[@RollinMcCoalerson-eh7fn]

She’s gotten plugged plenty from the sound of it…

[@jrey4703]

She thought he was rich 😂😂😂😂

[@cutehumor]

she OWNED herself

[@sugasuga406]

Right!!! Talking about "can i quit my job?" NO

[@TheRisky9]

He's richly in debt.

[@jrey4703]

😂😂 he’d be ok if he didn’t have all that cc debt. She was being courted with 1000 dollar steak dinners on CREDIT CARDS 😂😂

[@sableann4255]

She's not too bright LOL

[@MindsetMastery148]

“How do I not murder him” is bold to say for millions of people to listen to. She also did not sound like she was joking….

[@lynne4948]

I see you caught it too…

[@fightsportspace7327]

Women aren’t held accountable for saying things like that

[@robertsquared2916]

Calls like this make me feel better about my life.

[@anthonywilliams9415]

📠

[@MANDEE7962]

These actually make me feel more anxious like oh man how do I make sure I never end up in this mess

[@KeatonDee]

@@MANDEE7962Just be smart, very easy actually. You’re just being neurotic. 😂

[@seanriordan6726]

You can see why Dave is so much better. He knows whats up immediately but asks the questions so there is no way he is making any assumptions. Jade is too busy to trying and shoehorn debt questions she doesn’t know what is going on. Then when Dave is sure he makes her accountable.

[@taylamayde]

Jades a dragon lady " what kind of debt?" She's gets her questions in no matter who's talking lol...I famous of our women of color

[@michaelash8319]

She’s as much of a problem as him

[@djpuplex]

A vulture that ate spoiled meat. Wah.

[@God-Love-Freedom]

She tried to retire early through him, meanwhile he’s acquiring investment properties through gullible women.

[@tonytoni1150]

That’s usually how it works..

[@MrTmenzo]

​@@djpuplex vultures eat rotten meat though

[@notarussianbot8157]

​@@MrTmenzo right 😂

[@scotland369]

It's like she bought one of those garage sale mystery boxes, and inside was a bag of doorknobs

[@pisicacutecat4869]

😂😂

[@psoteriou3884]

...and 17 maxed out credit cards 😅

[@jadedqueen3619]

Lol!

[@amyeastman8764]

Omg I’m howling

[@JessicaLovely1]

Omg. She thought she married a high roller, but he was fake rich😅

[@cutehumor]

she OWNED herself

[@anndeecosita3586]

Ghetto Fabulously Rich 😂

[@cynthiasalcido8661]

This

[@enhancedutility266]

I don't know where people got this idea rich people are really rich most of what you see is owned by creditors most of the time there's a reason why we have a 17.5 trillion dollars of consumer debt

[@jaimecruz5367]

100 %that was a black guy faking it

[@anthonys5568]

"Y'all are broke people" Ramsey says. Love it!

[@rabidgoon]

translation: "I married a guy because i thought he was rich, but then when i wanted to stop working and be his trad wife, i found out he was only pretend rich"

[@Upsidedownamericanflag]

It was all a dream

[@amydoran9987]

Surprise

[@kara2162]

Bingo.

[@lecodh1]

Nailed it.

[@Dee-nb4cg]

100%

[@cullenasaro2229]

“I wanted to quit my job” damn that’s crazy so do I. That sucks

[@MM-yz7fz]

She gives off some disappointed gold-digger vibes.

[@johnengland8619]

She lost a ton of appeal

[@stancooper5436]

I know.. it's nectar!

[@thomasfradd2034]

I love how Dave cuts through the B.S and gets straight to the point 😂

[@kristaw2686]

She's mad at him but she needs to be more angry with herself for being so willfully ignorant.

[@alinatamashevich3354]

Post wall Au/79 miner

[@cjhoward409]

But that’s what most people do. They blame everyone else for their own stupidity

[@jiminswriter4209]

He is the main problem.

[@davidrosenthal5795]

@@jiminswriter4209 no they both are.

[@takeastandorbeenslavedby-left]

More like she is awful

[@Chris-oz9qx]

200k in CC Debt 😮😮😮😮 the interest alone must be terrifying. I was upto 30k once and that was when i was on 120k a year and i was still stressed.

[@FortuneSeek3rz]

When the sugar mama finds out she's the sugar mama... 😅

[@cutehumor]

she OWNED herself. I couldn't stop laughing with her bitchin about his debt and she really wanted to quit her job and do nothing

[@FortuneSeek3rz]

@@cutehumor Yup, she's a moocher trying to life the high life on someone else dime. These hoze r a dime a dozen.

[@blaze376192]

You mean sugar baby 🤣

[@anndeecosita3586]

I think you mean when the sugar baby finds out she’s the sugar mama. 😂

[@FortuneSeek3rz]

@@anndeecosita3586 She THOUGHT she was the sugar baby.

[@chuckokoye2410]

Sounds like she just married him for money. she said it herself, he was suppose to be her retirement plan and now she’s mad that he “looked” rich and is actually poor. she deserves all of this non-sense

[@kap849]

I guess wisdom doesn't necessarily come with age 😢.

[@thecactusman17]

Guy has a 6 figure job and owned a $300,000 rental property. Somehow he hid a quarter million worth of CC debt from the mortgage lender on the second house, which we can tell because there is no way they'd have let that slide without a lot of very probing questions. I think this guy is doing something to hide his money and Dave is being either too polite or too self-righteous to make the connection.

[@chuckokoye2410]

@@thecactusman17 I mean, you could be right, but I wouldn’t be so fast to assume. mortgage lenders are more than happy to approve you for way more than you can afford. A lot of people are house poor because of that. but he is definitely doing something to keep that debt under wraps because I’m not sure how they got married without talking about it

[@robertthompson5908]

“He doesn’t get murdered. You might”. My thoughts exactly. I cannot believe the stupidity of this woman. She marries a guy knowing absolutely nothing about his finances?! Not even a conversation about jobs, money, debt, plans, goals. Unbelievable.

[@mikehtims]

Plus she assumed it was all well there too! What a fool

[@fire12731]

She’s a complete ditz how dumb can someone be

[@mikezerker6925]

She just saw his possessions and thought “Man! This guy is rich! I’m set for life! Time to quit my job and ride on his coattails!” 😂😂😂

[@Ka_Gg]

I think she just saw that he had 2 houses and thought MONEY

[@jongxina3595]

Because she was trying to be the trad wife of a rich guy. Turns out the rich guy was all talk and not actually rich... They are most likely gonna get divorced.

[@exnecross3141]

Meanwhile, i make 50k a year about to buy a 400k house with no debt. How are people so bad with money? It blows my mind.

[@scoobie8amg]

How people get married without talking finances is beyond me.

[@kathywillis7459]

Especially later in life. It’s not like they are in their teens or twenties getting through things first together. Sounds like a dishonest marriage all around. Sad and maddening.

[@gooserich3970]

How can people get married is the question???? 😂

[@NotKimiRaikkonen1]

​@@gooserich3970I've been married for 11 years and it was the best thing to ever happen to me. Don't project your problems on others...

[@maryknight6020]

EXACTLY!! When my now-spouse and I got serious when dating, we had several talks about this to make sure we were on the same page.

[@brendamoon2660]

People are taught foolish things in childhood. My mother told me never to question a man about money, it makes you look like a gold digger. She said don't ask for a prenump, that means you're planning on a divorce and asking a man for his credit report before marriage shows you don't trust him and he will probably break up with you. I married three financial disasters before I learned my lesson.

[@k20z3keith7]

This lady sums up the phrase "lack of accountability". She's a victim now 😂

[@cipryan96]

She saw the bees and thought it's honey. Too bad, it was 💩. 😂😂😂

[@BaconMountainMan]

He didn't tell her... But she didn't ask. 🤷‍♂️

[@MobileGamingChronicles]

Yep, got to ask questions if you want to find out, but even then it's hard to tell if someone is honest or not nowadays.

[@John3.36]

"Don't ask, don't tell." They are from the 90s.

[@squashmeee]

He hide it for her. Most his fault. She does not have to ask if he got a huge debt

[@MobileGamingChronicles]

@@squashmeee it would be one of the first things to ask to see if the person is financially stable, unless it's medical debt, that's one thing, we can't avoid that all our life, eventually something major will happen to us and even with insurance it'll be expensive.

[@ryanyoung9202]

@@John3.36 🤣🤣🤣🤣

[@widescreen1272]

She was deceived by HIS LIFESTYLE before marriage. She thinks this guy is living a good life. Then reality hit her hard.

[@michelejohnson6459]

Total lack of wisdom for 45 years old! 😢

[@cipryan96]

She s a gold digger 😂

[@periwinkleblue2]

@michelejohnson6459 Same with the man. He's the one with *17 credit cards, HELOC, etc* They both it seems, had unrealistic expectations of each other and the marriage. Or of what a marriage means.

[@RollinMcCoalerson-eh7fn]

She has all the qualifications to become a 2 time divorcee and career flight attendant. 🎵🎵Up, up and awayyyyy🎵🎵

[@fire12731]

These people are shady as hell especially him. Not telling the bank about deceased wife?!!?!

[@ND9.0]

USA is the most advanced country at the same time very backward, in South Africa Once you takeout death certificate all your bank acc get frozen, life insurances payout automatically. I dnt understand why your banks need to be told😊

[@ZaneGrayMusicMaster1]

“I prevented a murder today.” How’d you do that? “Self control”

[@MobileGamingChronicles]

Lol exactly. I prevented myself from getting credit card debt. How'd you do that? Self control. I prevented treason. How'd you do that? Self control. Yeah we all prevented ourselves from doing bad things. 🤣🤣🤣

[@gnes04]

"HE bought a house" no ma'am y'all bought a house. Together. How she 45 and not have common sense. I love that Dave put her in her place

[@theresa78201]

She said that her name is not on the title, so that is likely why she said that he bought it.

[@mbank3832]

This is why I love Dave Ramsey show. You can learn something from these calls, feel good about yourself in the expense of the caller's failure, or you can have a total comedy show like this one lmao

[@robertthompson5908]

Exactly!

[@enhancedutility266]

You need to watch Caleb Hammer as well

[@LadyAudi]

This is so true! 🤣

[@fsmoura]

7:12 _"...well, the HELOC somehow has his truck wrapped into it."_ _"No, honey, he just used the HELOC to purchase the truck."_ _"No, really, it's a new financial product, the TELOC: Truck equity line of credit."_

[@Rebecca-ci3zc]

After listening to her I can see why this happened - she doesn’t listen. Kept answering questions that weren’t asked.

[@coffeecake8835]

She’s a Ding A Ling

[@tedt5588]

She's an idiot. Self inflicted.

[@Noname-wi8xp]

Glad I’m not the only one who caught that

[@kaitmoore8903]

Frustrating!!

[@timjbrasfield]

Required credit report check before marriage, no exceptions. My God 🤦🏽‍♂️

[@annaelisavettavonnedozza9607]

You need a full audit before marriage. What do you make, owe, spend, have invested, etc. If you have tons of debt, no savings, & nothing planned for retirement it’s an instant no.

[@jurassicjeepdc]

Bingo! This is what I suggested for all my Soldiers if they planned to get engaged to anyone.

[@patty109109]

Lmfao!!! 45 year old marries somebody and doesn’t even ask about their finances first 😅😅😅

[@Bmc2021]

These women are scared they would end up alone. So they just go for it and hope for the best

[@DoctorSmartyPants]

​@@Bmc2021Scared, not sacred. Lol, I had to read it 3 times.

[@Bmc2021]

@@DoctorSmartyPants lol I fixed it.

[@jadedqueen3619]

This man has a whole wife who passed away and he never told the bank. I hate to find my dateline stories in advance, on Dave's show, sigh...

[@thecactusman17]

@@jadedqueen3619 Yeah, this guy somehow has a quarter million dollars in CC debt that the mortgage lender didn't find. Sketchy as heck.

[@warrensloan3467]

I’ve been dating a woman for two months now, she and I know more about each other’s finances than this woman knew about her husband.

[@daredevil9065]

or do you ? May be she is a Russian Spy

[@angelescobar1761]

Dave surprise me on this one,.the woman needs to take responsibility too 😂😂😂

[@michaelrichey6783]

He flip flops on that randomly.

[@Person-mh6xq]

First question Dave asks caller: "How are you?" Her reply: "Great" She can't even be clear or honest about that!

[@_Y.Not_]

Her nerve at "wanting to murder him" and blaming him because he's not rich is astounding. Got a golddigger who is now disappointed her sugar daddy husband isn't wealthy like she thought, asked no questions, and now wants to blame him for everything. I'm glad she is getting what she deserves, thinks she's going to quit her job, he's going to support her and now knows they are broke, great karma!

[@carpediem6431]

Yeah 200 grand in credit card debt. The guy is a poser who walks around like a successful big shot when in reality he’s a desperate loser who who would rather dig his own grave week by week. She thought all those $400 dinners, Caribbean trips etc. meant he had money.

[@mikezerker6925]

@@carpediem6431they should have posted this video on April 1st cuz boy did that caller get fooled!

[@mikezerker6925]

@@carpediem6431they should have posted this video on April 1st cuz boy did that caller get fooled!

[@Kaktus965]

Her first husband probably dumped her for being a complete idiot...

[@thestorybehindthat5236]

He has a MILLION DOLLARS IN DEBT.

[@ljss6805]

In California, being 1M in debt means you just lucked out by getting a mortgage on a 2-bedroom apartment in a sketchy part of town.

[@SSS-wo2hn]

😂😂😂

[@one_ice_cold_chiq]

That's so sad. Colorado is close.

[@ljss6805]

@@one_ice_cold_chiq I'm exaggerating. You can get decent condos in nice cities for 500K.

[@one_ice_cold_chiq]

@ljss6805 shit I'm not lol Colorado is out of control.

[@ljss6805]

@@one_ice_cold_chiq No, you're also exaggerating. We all are doing that. We're being drama queens. I can buy a nice condo in the Springs for 275-300K.

[@drn13355]

I can feel Daves frustration because she isn't making any sense. She is trying to not admit she should have asked and inquired as to what his financial situation was. Who marries someone without maybe having a conversation about their financial situation?

[@thestorybehindthat5236]

I think it's reasonable to assume you're not marrying someone with a MILLION dollars in debt they've never thought to mentioned before. Give me a break. This guy knew what he was doing and scammed her big time. You don't seriously think he would've told her the truth, do you?! He would've had some fancy way of evading a complete picture until he had her locked down and financially liable for his mess. He knew about all of this the entire time and kept that from her while presenting himself as doing well in that area. I seriously doubt he had any sincere intention of this marriage lasting, you know your partner is going to feel wildly betrayed that you kept that from them until after the fact. Everything about this feels like a con job on his part.

[@thecactusman17]

@@thestorybehindthat5236 Yep, and somehow got a half million dollar loan with nearly a quarter million in CC debt which tells me he's doing something to hide his liabilities from the bank. This guy is probably a financial audit away from serving time in prison.

[@schuylergeery-zink1923]

My husband and I knew each others’ incomes and debt before we got married 🤷🏼‍♀️ down to the penny - it’s not that hard y’all. I made more than him as a lawyer but nobody comes around here saying “oooh your husband is a Au Miner gold digggger!” Just both parties be reasonable and responsible for God’s sake.

[@stephenshelton4267]

It's not his debt it's their debt.

[@aolvaar8792]

If a spouse has Sole and Separate Debt, You are not responsible.

[@troythompson2]

@@aolvaar8792grow up

[@anndeecosita3586]

If she decides to divorce him she won’t be liable for the debts he had before they were married. Just like she won’t have any claim to the house he owned before they were married.

[@chuckokoye2410]

@@aolvaar8792you are so long as you’re married. If your spouse defaults on their loans, that hurts you too

[@InverselyComplicated-ve3ls]

@anndeecosita3586 But if everything was paid off, she'd be trying to get half of everything if they divorced.

[@desimo147]

I think these two deserve each other, even though she is probably not feeling that way right now.

[@BuiltNutritionFitness]

Negligence everywhere in this call

[@collinedwards10]

Might be the best call ever 😂

[@Atlas-tp8dw]

People, please do pre-marital counseling BEFORE getting married. The dating stage is always deceptive. Life is not cute and sparkly and sunshine and rainbows... Ask the hard questions. Have the uncomfortable conversations. Never assume or say "things will change later once we're married", you're in for a surprise. Be 101% intentional about the beautiful but long road of marriage ahead. Prepare, or fail and divorce later.

[@aschulte7502]

our pre-marital counseling had nothing on finances - which is a huge mistake for the churches etc who do the counseling

[@kap849]

​@@aschulte7502what? Really? My church definitely discusses finances, and in depth!

[@kap849]

People laugh at me every time I mention premarital counselling. Of course it's usually the non-believers and usually because the only thing that differentiates them from a married couple is a marriage certificate 😢.

[@johnford5568]

Nothing new under the sun. Proverbs 13:7 There is one who makes himself rich, yet [has] nothing; [And] one who makes himself poor, yet [has] great riches.

[@raymondfelton3584]

Its always them, they, and never me. NO accountability

[@treasurethetime2463]

She didn't even want to acknowledge THEY were married when THEY purchased the home. What a scammer she is.

[@mikezerker6925]

Dave straightened her out real quick!

[@3Augustin3]

Every woman out there 🤣🤣🤣

[@chuckgoodman3828]

@@3Augustin3Took the words right out of my mouth! 👍👍

[@thecactusman17]

Somehow, this guy convinced a bank to give them a half million dollar loan while he already owed a half million dollars to others. I suspect that this financial deception is a lot bigger than just fooling her, because there is no way that would have been approved if they knew the true state of his finances.

[@healthandwealthdiva]

How did she not have any conversations about money before marriage?!???

[@grecojones]

I want to know why she wanted to quit. Change jobs? Become a home maker? 🧐

[@FortuneSeek3rz]

You know she's guilty ah.

[@chukuemekaoje1015]

She's 45 and doesn't want to work anymore. It's as simple as that.

[@nailatiylluf]

I had the same question like did she just want to quit because she thought he was wealthy? At 45 I’m guessing it’s not because she has little kids.

[@maryangelica5319]

yeah that got me... she's 45 years old, no mention of kids either...

[@bluein920]

Had the same thought. There are so many women calling into this show wanting or having quit their jobs, including a doctor who had accumulated (though I think mostly paid off) a lot of debt for school. Idk I wouldn’t do that under any circumstances. You never know what the future holds, and we’ve seen that on this show too.

[@uscitizen1035]

Hard to believe in this day and age people still get married without doing a financial background check on the person they're marrying. If you are engaged to be married, spend money on a background check before spending money on the wedding. Look at each other's credit report, W2's, bank statements, income tax returns, is their lease or property in Mom's name, etc. Look deep before you leap.

[@AnneCaulder]

ESPECIALLY at 45 years old! There has been so much time to accumulate baggage.

[@bmc5535]

Ahhh man I love it when someone calls in looking to have Dave on their side and in agreement with them and it ends up being a reality check for the caller and they get told that it’s their fault.

[@Bamapride1985]

That is what made the show so popular over the years. His old fashioned hard truth call out bs approach when seems like what is happening.

[@cullenasaro2229]

What’s funny is that people seem to think a 500k house is a big house lmao. My parents just sold their 2 bedroom 1 bath ranch for $450k

[@jreinel1966]

I wanted to quit my job she say....she's gonna have to work for the next 50 years at least..😊😊😊...!

[@cutehumor]

she wanted to quit her job 7 months after they got married! big red flag! she OWNED herself

[@kap849]

They didn't discuss this before getting married 😮? What exactly were they talking about during the dating phase 😢?

[@johng1738]

@@kap849knowing people with this amount of debt and spending habits. I bet the dating phase was the man saying “I’m going to make 300k next year, we should go to a resort in Mexico etc. And her being a gold digger, she met her perfect match.

[@mominthe209]

Do you know for sure what his wife died from? Did he ask u to take out insurance policies?

[@rosedevereux2391]

ok?!

[@LadyAudi]

The fact the guy's wife was dead for two years and never let the bank know should be the biggest red flag of all time for her. That is shady as hell. 🚩🚩🚩🚩🚩

[@ujayet]

She married him for all The houses and assets. .. she played herself lol

[@chrissylong6001]

It’s blows my mind when married couple don’t know anything about each other’s finances. How do you join your lives, but keep this huge part separate.

[@linhaton4957]

There will be a divorce at some point. Just get it done now. Did she say her house isn’t in her name?

[@Shortballa11]

That's what I thought. Annulment, but they already passed the 6 month mark.

[@ethanking4954]

Yeah she's bolting for sure

[@jeremylewis5154]

Doesn't matter whose name it's under. After marriage it's 50/50, that's why dave kept asking about when the house was purchased.

[@ethanking4954]

@@jeremylewis5154 She can force the sale of the house in the divorce.

[@ladybuggs11]

@@jeremylewis5154Not in every state. My name was not on the house, and I was not responsible for payment. However, in my state if I paid anything towards the house or fixing the house I would be entitled to that money.

[@markg999]

As dj khaled would say...congratulations you played yourself.

[@cjhoward409]

My husband and I were both married before. We darn tootin had that conversation before we got married ! Lol And we’ve been happily married now almost 30 years and we’re both consumer debt free ! Thanks Dave ! 👍🏻😀

[@IWH8023]

When Dave tells you what is your question lol

[@lorrainei1622]

I can understand a few thousand dollars in debt but 1 million is absolutely ridiculous! I wouldn’t be able to sleep at night owing that much money. 🤦🏽‍♀️ smh!

[@1ButtonDash]

what is with all these people nowadays thinking they can be multiple home owners?

[@xingli7965]

they must believe they are doing some "great investment" in real state:) actually they are just digging a big hole of debt to bury themselves

[@godfathaofyo]

i wish i can get married and 9 months later decide to quit working

[@Mr.Boring_Man]

"The happiest demographic" was trying to live a "soft life" and found out he was as financially unstable as she was. 😂😂😂😂 So glad Rachel wasn't on this call with Jade. All you would heard was "I'm so sorry. I'm so sorry for you." as if this strong and independent woman has zero Agency. She married a man for money and got debt. She's so oppressed by the patriarchy that she'll file a no fault divorce and still try to extract as much as possible. Zero sympathy. Nothing but laughter. 😂😂

[@elizabethallen4353]

It's 50-50 blame. He didn't tell her, she didn't ask. Honestly, if the debt is in his name I would be gone.

[@katiebrower5552]

That's kinda messy....... oh my word that's an understatement

[@jlondono7]

Well, what you do is decide to not be a complete psychopath and instead divorce the guy if you hate him so much. Man, everyone is a fucking basket case in this country

[@michalstelmach4203]

Hahahaha after 9 months she wanted to quit her job 🤣 and now she’s pissed because her sugar daddy turned out broke 🤣

[@Mad-genius]

Any time I'm feeling stupid about a financial situation that I was in, I listen to these podcasts and that feeling quickly goes away. Her not wanting to work after getting married was a big red flag. Look ma, my meal ticket has arrived. Jokes on you, lady!

[@Tel934]

“The level of denial and deception” needs to be dealt with…He’s obviously still grieving his deceased wife…and he’s, indeed, a financial train wreck and should do better by his new wife…but she definitely shouldn’t act surprised at this point…that’s wild…I’m hopeful they can iron everything out from this point on…

[@periwinkleblue2]

Maybe they should have the marriage annulled if still within the deadline. Both if them are together for the wrong reasons, and I'm not entirely sure going by the snippet here, that love and mutual respect was part of the package. Remember the man's deceased wife as only been dead two years at the time of this phone in. Both married under clouds of illustration - she wanted to be taken care of, he wanted someone to co-sign loan and more CC documents, and maybe clear his debts.

[@ellencox8415]

🤣 They're perfect for each other. She thought she was marrying her retirement plan and he thought he was marrying a sucker... but clearly he's the bad guy. 🤦🏻‍♀️ This isn't complicated. You sell everything but one car and I'll disagree with Dave because you owe less on the rental, so turn it into your main house. Clearly, none of this is actually going to happen, but it's what should happen.

[@anndeecosita3586]

You can’t forcefully turn a rental into your main house until your tenants’ lease expires. That could take a month. That could take a year. However, you can sell a property that has tenants in it and it’s the new owners problem to honor the lease. Also if she is a community property state she is better off working to pay off the house that was purchased during the marriage than the one purchased before they wed.

[@tmi4507]

I love how the recommendation is to just “sell the house”. Tell me, is anyone buying houses at these prices and interest rates? This isn’t something where you just “sell the house” in 2 weeks and you get your money back. That process could literally take months to over a year based on the current housing market haha.

[@xingli4139]

Yes, you can sell your house in two week when you are broke like them. The question is in what price. When you are broke, you have no choice, no freedom. You got to do what you have to.

[@tmi4507]

⁠@@xingli4139😂 I understand that part. They’d have to sell their house at a pretty drastic loss. I just find that funny when people bite off more than they can chew with real estate and then expect it to be some magical passive income. That comes in time.

[@anndeecosita3586]

There are companies begging to buy houses. What they will pay is a different story

[@justdl]

There's a reason she didnt ask him before marriage considering she wanted to retire at age 45. She didnt want to look like a gold digger, which she is. Got married to someone who peacocks using CC and then decides 9 months later she just wants to kick back and do nothing at home. Luckily she just picked the wrong guy and didnt get to freeload off another dude. Let's be real, she's divorcing him and is going to try to hook a different guy do she can retire.

[@stevenlopez1717]

Dave is the only one confused the first 1:00 into the call... Let her talk first

[@starbean2910]

"This guy spends like he's in congress" had me crying 😂

[@markburnham7512]

What we have here is failure to communicate.

[@lindawilson4625]

She thought he had $$$, so she could quit working.

[@godlike7521]

There goes another divorce 🤣🤣🤣

[@mysticaccy]

She thought she married a millionaire but turns out their debt is close to a million 😂