How Do I Not Murder My Husband for This?

[@clarifyingquestions]

This worked out well - they both married each other for money yet neither of them have money:)

[@kara2162]

Match made in heaven 😂 She wanted to quit her job…. LOL

[@chrishagins3309]

This is the greatest comment of all time. It needs to be pinned 😅

[@patriciaalbertson5183]

That's funny

[@mbank3832]

the irony, this could turn into a drama

[@TheDoggmom]

Hilariously sad.

[@blackworldtraveler3711]

This 45 year old woman thought she married her retirement plan.

[@Mr.Boring_Man]

Exactly!

[@M-Is-For-Margaret]

He probably was a great date. "I'll pay😍!" or "I got it!🤑" Look what I got for you!💍Why talk about money when he obviously has money?💰💰💰How gauche.😉

[@pi37]

He probably thought she was 😅

[@Georgemorales5559]

Bro you stole my comment 😂😂😂. Karma it’s a B

[@Mr.Boring_Man]

@@pi37 - Hit dogs hollering! 🤣😂😂

[@kateruterbories2692]

Most people are "fake" rich. It's a sad reality.

[@1ButtonDash]

People spend money out of their living range. Credit cards enable people to be fake rich. If credit wasn't a thing you would see many more people living how they should be living. This would be lives less luxurious with less material goods and lower quality meals but removing the stress of debt and money you owe is a good sacrifice. Being debt free is a huge weight off people's shoulders.

[@smoovkilla]

America!!! It is the greatest achievement to have $50,000 worth of debt!!!

[@michelarosier1918]

Facts 💯 at my job where I work at in a retail place. I see a alot of customers signing their life oway, from listing contracts, their percentage is so high, if the person don't pay it on time, the company is making that money.

[@rich5164]

I think saying “most” people are fake rich is a coping mechanism. People say say that because it gives them reassurance they aren’t alone being broke. There’s a lot of money out there. A lot of generational wealth and high incomes in major cities. I felt like everyone was pretending when I moved to a wealthy suburb but I discovered “most” of these people are actually loaded, come from wealthy families, have double six figure incomes, regular blue collar jobs with high salaries. Even nurses now a days, which only requires a bachelors are getting paid 200k. Sure there are still people out there faking it but everyone needs to stop comparing themselves and just do whatever it takes and come up with a plan so they aren’t dying on the Walmart floor as a greeter when they are 80 years old.

[@benjaminw309]

@@rich5164I don’t think most people are saying that as a coping mechanism. They are agreeing with what you said at the end - to not compare yourself with people and trying to keep up. At least that’s how I generally hear it used including from Ramsey

[@saladboy1465]

Asking to quit her job 9 months after being married. She had a whole gameplan, boy did that backfire.

[@jameswhite3415]

I don't know apparently he owns multiple properties. The finacial situation may actually be decent.

[@athorpe1937]

​@jameswhite3415 Everything sounds very fishy. The fact he didn't tell the bank that his ex wife died two years ago and yet he's in possession of her vehicle and motor home. They both sound dodgy to me.

[@ronaldmcnerneyjr3467]

40+ year old women don't usually end up with a sugar daddy😂😂

[@athorpe1937]

@@ronaldmcnerneyjr3467 You need to watch all the Real House wives series. See how many of them have rich geriatric husbands.

[@mominthe209]

@@ronaldmcnerneyjr3467unless he’s 80 and then she would be a trophy wife changing depends.

[@triplebbb291]

At 45 deciding to marry someone without asking and knowing basic finances is mind blowing. Absolutely mind boggling!

[@kidzanimalskidz239]

I know, she is so NAIVE! Saying it’s messy cause his car is somehow wrapped in the HELOC! Duh he used the HELOC to buy his car! It’s not messy it’s just irresponsible

[@Vydio]

Sounds like he decided if she didn't ask he wasn't telling. Both have been foolish.

[@matticus3110]

No you don’t understand, this isn’t her first rodeo.

[@DoulosG1401]

She is not naive, she is stupid and greedy.

[@patriotdrone9566]

"I wanted to quit my job." LOL, you gonna need about 3 more jobs now.

[@jadedqueen3619]

Who are these people, get married and ask if you can quit your job? Lol!!

[@Tashas_Travels]

😂😂😂😂

[@NoName-1239]

@@jadedqueen3619most women. Theres nothing wrong with that. As long as both parties are aware of their roles up front but she was stupid for marrying a guy in this generation thinking he would be traditional

[@adeking1214]

@@NoName-1239women hate traditional they want equality….. this is equality 50:50

[@nate9198]

@@jadedqueen3619 Living in 1950, want to be a nice house wife with a white picket fence 🤣

[@maximusdecimusmeridius5438]

She thought she was marrying rich 😂

[@cutehumor]

she OWNED herself

[@lot2196]

No kidding, no sympathy

[@texan903]

The joke is on her for thinking.

[@TheComp_Troller]

The ones that look rich are usually broke!

[@strawberryme08]

People think nice things equals “rich” it means “debt”

[@Shortballa11]

Sell the $500k house, live in the $300k house. Sell everything and use the $200k salary to get debt free in the next few years. Problem solved.

[@ethanking4954]

They're probably getting divorced

[@anndeecosita3586]

They have tenants in the $300,000 house. I think they have to wait until the lease is up to make them move out. That could be up to a year. I would want my husband to sell both houses and we move into an apartment. Buy another house together once out of debt. Plus there is the matter of the added loan that she is not sure which house it’s on. I wonder what he did with that loan money? If he blew it all I would get a divorce or better yet an annulment.

[@aboutwhat1930]

@@anndeecosita3586 They can try and buy them out early (it'd probably cost you 1 to 3 month's rent). Or they could try and sell the $300K house to an investor with the tenant in place, but that doesn't usually go too well (most people, investors included, want vacant spaces) until you get to many-family transactions.

[@Shortballa11]

@@anndeecosita3586 whether the tenants leave next month or in 6 months. It’s the same. They can honestly solve all the issues within a year if they are wise.

[@Shortballa11]

@@ethanking4954 yep, depending on their state they can probably get an annulment within the year

[@MrTmenzo]

She's thinking about a 3rd husband already 😂

[@allisonmodaff5635]

At 45, I’m wondering if this guy IS the third (or even fourth) husband.

[@lynne4948]

I am praying for him because that question was eerie..

[@topnotchtx]

😂

[@achavez78]

Hey....3rd times a charm

[@samuelsneed7753]

This comment stopped my scolling.😂😂😂

[@fleurelise997]

*Grreeaattt, so both houses are up for sale!*. She was stunned 😂😂😂😂😂 Dave doesn't mince words at all!

[@Ja50nkAt]

"I'm a gold digger now I'm a victim" is what I heard from her.

[@bigpicturethinking5620]

Summed up perfectly. She thought she was just going to stay at home and clean lol.

[@kendrapratt2098]

@@bigpicturethinking5620Or maybe shop. Get coffee and lunch with her friends 😆

[@neisci]

They are both gold diggers. He was counting on her income.

[@ChloeLayneXO]

Gold diggers do thier research and background checks before getting married. We're smart.

[@thestorybehindthat5236]

She's not a gold digger. She married him without knowing. The fact she asked if she could quit her job, totally clueless about how much trouble he was in tells me he made a conscious effort to conceal his financial issues until she married him and took out a second mortgage she's now responsible for. That's calculated, deceptive, and predatory. One of the beautiful things about marriage is two people dividing up life's responsibilities so there's still hours left in the day to relax and enjoy each other's company. When both are in the workforce all day they come home and still have to deal with all the domestic stuff/errands/bills/cleaning/laundry and so forth, and the weekends are taken up by everything that didn't get done. When one person stays home to take care of all that during working hours both get to enjoy the night and weekends and relax/live a little. It's something humans figured out a long time ago that works quite nicely when both parties are sincere and good to one another.

[@nicolcacola]

She thought she grabbed a bag, he found a sugar momma. What a couple 😂

[@cutehumor]

with women getting those fancy degrees and making the big time bacon, a sugamama is the best love a man can get!!

[@smoovkilla]

@@cutehumori like money

[@dialac1]

Pretty much perfect explanation 😂

[@user-vi5vd3ty9d]

🐐 comment

[@YugLadania]

Lol 😂😂

[@ARKenMan]

She married a guy with a BIG hat and NO cattle.

[@xingli4139]

and she did not know it:)

[@micheles9646]

😂

[@inthebooks3947]

Vice versa

[@sherryobar5750]

Bingo!

[@maxbaugh9372]

I've never heard this expression before but it's great

[@calila650]

If I heard my spouse ask how not to murder me, that’s my exit.

[@lynne4948]

Same thing I said!!!

[@calila650]

@@lynne4948 she also had a serious tone, I don’t think she was joking

[@lynne4948]

@@calila650 me either!!

[@bufficliff8978]

I expect almost every spouse to have the thought at least once in life 🤷‍♀️

[@mjl2904]

Imagine a man said that about his wife, crazy statement to make

[@MindsetMastery148]

“How do I not murder him” is bold to say for millions of people to listen to. She also did not sound like she was joking….

[@lynne4948]

I see you caught it too…

[@fightsportspace7327]

Women aren’t held accountable for saying things like that

[@missandry2669]

@@fightsportspace7327Men don’t hence why they dominate crime

[@larhondah.2793]

Life insurance

[@davecopp9356]

So glad that Dave took this call.

[@nailatiylluf]

Almost every other host would have explained how the husband is a coward and a monster and completely left out she wanted to quit her job 9 months after getting married. Conspicuous timing.

[@nicholasmartinez6043]

Or just give the “walk the baby steps” talk

[@davecopp9356]

@@nailatiylluf Exactly. Dave Ramsey is often a simp when it comes to women and marriage, but not this time.

[@theflightsimulationexperie6894]

@@nicholasmartinez6043sounds like gorge reading from his pre-scripted baby steps copy and past line. I think he is a nice guy but had no business on the show SORRY.

[@claven3608]

​@@davecopp9356 I wouldn't say he is a simp. He has a good wife that he can easily take care off. Not the situation many men find themselves in. This chick married a retirement plan and is now pissed it isn't as well funded as she thought and wanted someone to complain to. No chance she is sticking around and owning half this mess

[@rabidgoon]

translation: "I married a guy because i thought he was rich, but then when i wanted to stop working and be his trad wife, i found out he was only pretend rich"

[@smoovkilla]

It was all a dream

[@amydoran9987]

Surprise

[@kara2162]

Bingo.

[@lecodh1]

Nailed it.

[@Dee-nb4cg]

100%

[@michaelash8319]

She’s as much of a problem as him

[@djpuplex]

A vulture that ate spoiled meat. Wah.

[@God-Love-Freedom]

She tried to retire early through him, meanwhile he’s acquiring investment properties through gullible women.

[@tonytoni1150]

That’s usually how it works..

[@MrTmenzo]

​@@djpuplex vultures eat rotten meat though

[@notarussianbot8157]

​@@MrTmenzo right 😂

[@dagrynch]

she got married and wanted to quit her job to be taken care of he got married to get help paying his debt They're perfect for each other!

[@kap849]

😂

[@romystumpy1197]

Yes this is an amusing call, 😂😂

[@anthonys5568]

"Y'all are broke people" Ramsey says. Love it!

[@marysalas3547]

Sounds like he's living beyond his needs

[@ammenutamen4562]

What the hell?! This entire call is CRAZY!

[@robertthompson5908]

“He doesn’t get murdered. You might”. My thoughts exactly. I cannot believe the stupidity of this woman. She marries a guy knowing absolutely nothing about his finances?! Not even a conversation about jobs, money, debt, plans, goals. Unbelievable.

[@mikehtims]

Plus she assumed it was all well there too! What a fool

[@fire12731]

She’s a complete ditz how dumb can someone be

[@TheComp_Troller]

She just saw his possessions and thought “Man! This guy is rich! I’m set for life! Time to quit my job and ride on his coattails!” 😂😂😂

[@Ka_Gg]

I think she just saw that he had 2 houses and thought MONEY

[@jongxina3595]

Because she was trying to be the trad wife of a rich guy. Turns out the rich guy was all talk and not actually rich... They are most likely gonna get divorced.

[@kristaw2686]

She's mad at him but she needs to be more angry with herself for being so willfully ignorant.

[@alinatamashevich3354]

Post wall Au/79 miner

[@cjhoward409]

But that’s what most people do. They blame everyone else for their own stupidity

[@jiminswriter4209]

He is the main problem.

[@davidrosenthal5795]

@@jiminswriter4209 no they both are.

[@takeastandorbeenslavedby-left]

More like she is awful

[@thomasfradd2034]

I love how Dave cuts through the B.S and gets straight to the point 😂

[@cullenasaro2229]

“I wanted to quit my job” damn that’s crazy so do I. That sucks

[@jrey4703]

She thought he was rich 😂😂😂😂

[@cutehumor]

she OWNED herself

[@sugasuga406]

Right!!! Talking about "can i quit my job?" NO

[@TheRisky9]

He's richly in debt.

[@jrey4703]

😂😂 he’d be ok if he didn’t have all that cc debt. She was being courted with 1000 dollar steak dinners on CREDIT CARDS 😂😂

[@sableann4255]

She's not too bright LOL

[@nicolen.4538]

This woman is annoying. She thought she could quit her job after she married this guy? She obviously thought he had plenty of money while dating him. Was she afraid to ask him about the finances while they were dating--out of concerns he would assume she’s a gold-digger? She is a gold-digger. She is 45, not a 30 year old who wants to get pregnant and be a stay-at-home mom ( the reason why a reasonable woman would ask if it’s okay to quit and make do with one income while raising family). This caller’s plan backfired on her- thought she could sit at home, eat bom boms all day!

[@467076]

Probably finally start gaining weight also. Lol

[@ColdSprite]

Starbucks every morning

[@tsak912]

Bonbons French for candy

[@nailatiyllufm7325]

Totally agree. Big difference between having a kid and staying home to raise them and being 45 and not getting annoyed you have to work.

[@Soulsphere001]

Though it sounds like he's also a gold digger.

[@goforbroke2]

“How much do you owe on your stupid cars?” 😂😂😂

[@leadnsteel1428]

They have 200,000 in credit card debt.... That's stupid enough.

[@lingra1438]

​@@leadnsteel1428Right😮

[@ST-ue5fb]

That was great!!

[@Elizabeth-uj8vn]

🤣🤣🤣🤣

[@psoteriou3884]

Dave knows 😅

[@fire12731]

These people are shady as hell especially him. Not telling the bank about deceased wife?!!?!

[@ND9.0]

USA is the most advanced country at the same time very backward, in South Africa Once you takeout death certificate all your bank acc get frozen, life insurances payout automatically. I dnt understand why your banks need to be told😊

[@vernonhess3842]

Based on her statement I doubt he made car and motor home payments for 2 years. The bank probably found him after 2 years,

[@Chris-oz9qx]

200k in CC Debt 😮😮😮😮 the interest alone must be terrifying. I was upto 30k once and that was when i was on 120k a year and i was still stressed.

[@robertsquared2916]

Calls like this make me feel better about my life.

[@anthonywilliams9415]

📠

[@MANDEE7962]

These actually make me feel more anxious like oh man how do I make sure I never end up in this mess

[@KeatonDee]

@@MANDEE7962Just be smart, very easy actually. You’re just being neurotic. 😂

[@LeesaLilHop]

Who starts their first financial conversation with a spouse with “i want to quit my job” when you know absolutely nothing about the household budget or debt?

[@TheEsperKing1]

Apparently this person 😂

[@mr5timewcwchamp]

I talk broadly about finance the first date. And this is why 😂. How do you get married and not know these things already.

[@greaterishe7197]

​@mr5timewcwchamp I agree that the conversation should be had. The fiirst date? Ummmm I wouldn't be interested in that topic. We hadn't experienced enough of one another to know if it go any further.

[@moblack5883]

A woman in America

[@thestorybehindthat5236]

Probably because he said enough to make her think he had that side of things taken care of and that they'd have a certain kind of life together. He probably encouraged that perception as a way to discourage her from asking prying questions that would reveal the truth.

[@MM-yz7fz]

She gives off some disappointed gold-digger vibes.

[@johnengland8619]

She lost a ton of appeal

[@romystumpy1197]

Oh yes😂

[@scotland369]

It's like she bought one of those garage sale mystery boxes, and inside was a bag of doorknobs

[@pisicacutecat4869]

😂😂

[@psoteriou3884]

...and 17 maxed out credit cards 😅

[@jadedqueen3619]

Lol!

[@amyeastman8764]

Omg I’m howling

[@romystumpy1197]

😂😂😂😂😂

[@exnecross3141]

Meanwhile, i make 50k a year about to buy a 400k house with no debt. How are people so bad with money? It blows my mind.

[@Shannon-gr7rm]

Good luck with that.

[@_Y.Not_]

Her nerve at "wanting to murder him" and blaming him because he's not rich is astounding. Got a golddigger who is now disappointed her sugar daddy husband isn't wealthy like she thought, asked no questions, and now wants to blame him for everything. I'm glad she is getting what she deserves, thinks she's going to quit her job, he's going to support her and now knows they are broke, great karma!

[@carpediem6431]

Yeah 200 grand in credit card debt. The guy is a poser who walks around like a successful big shot when in reality he’s a desperate loser who who would rather dig his own grave week by week. She thought all those $400 dinners, Caribbean trips etc. meant he had money.

[@TheComp_Troller]

@@carpediem6431they should have posted this video on April 1st cuz boy did that caller get fooled!

[@TheComp_Troller]

@@carpediem6431they should have posted this video on April 1st cuz boy did that caller get fooled!

[@Kaktus965]

Her first husband probably dumped her for being a complete idiot...

[@thestorybehindthat5236]

He has a MILLION DOLLARS IN DEBT.

[@JessicaLovely1]

Omg. She thought she married a high roller, but he was fake rich😅

[@cutehumor]

she OWNED herself

[@anndeecosita3586]

Ghetto Fabulously Rich 😂

[@cynthiasalcido8661]

This

[@enhancedutility266]

I don't know where people got this idea rich people are really rich most of what you see is owned by creditors most of the time there's a reason why we have a 17.5 trillion dollars of consumer debt

[@jaimecruz5367]

100 %that was a black guy faking it

[@FortuneSeek3rz]

When the sugar mama finds out she's the sugar mama... 😅

[@cutehumor]

she OWNED herself. I couldn't stop laughing with her bitchin about his debt and she really wanted to quit her job and do nothing

[@FortuneSeek3rz]

@@cutehumor Yup, she's a moocher trying to life the high life on someone else dime. These hoze r a dime a dozen.

[@blaze376192]

You mean sugar baby 🤣

[@anndeecosita3586]

I think you mean when the sugar baby finds out she’s the sugar mama. 😂

[@FortuneSeek3rz]

@@anndeecosita3586 She THOUGHT she was the sugar baby.

[@gnes04]

"HE bought a house" no ma'am y'all bought a house. Together. How she 45 and not have common sense. I love that Dave put her in her place

[@theresa78201]

She said that her name is not on the title, so that is likely why she said that he bought it.

[@timjbrasfield]

Required credit report check before marriage, no exceptions. My God 🤦🏽‍♂️

[@JerseyDevilJerseyGirl]

You need a full audit before marriage. What do you make, owe, spend, have invested, etc. If you have tons of debt, no savings, & nothing planned for retirement it’s an instant no.

[@jurassicjeepdc]

Bingo! This is what I suggested for all my Soldiers if they planned to get engaged to anyone.

[@joesullivan259]

This woman saw this man with assets and saw an easy rebound. Married this man to stop working and live off of his income, now she found out he’s in debt 😂

[@CraigC-h6b]

Right! Why not keep working and if you don’t need your income just save it just in case.😊

[@beatdown3361]

@@CraigC-h6b keep working and help your husband with his properties

[@lazyshira]

Exactly. That's my situation. We live off of my husband's income. But I work anyway (part-time) and we save & invest 100 % of my income. Working is a lot less stressful and more enjoyable when you know you don't have to.

[@bmc5535]

Ahhh man I love it when someone calls in looking to have Dave on their side and in agreement with them and it ends up being a reality check for the caller and they get told that it’s their fault.

[@Bamapride1985]

That is what made the show so popular over the years. His old fashioned hard truth call out bs approach when seems like what is happening.

[@BaconMountainMan]

He didn't tell her... But she didn't ask. 🤷‍♂️

[@MobileGamingChronicles]

Yep, got to ask questions if you want to find out, but even then it's hard to tell if someone is honest or not nowadays.

[@John3.36]

"Don't ask, don't tell." They are from the 90s.

[@squashmeee]

He hide it for her. Most his fault. She does not have to ask if he got a huge debt

[@MobileGamingChronicles]

@@squashmeee it would be one of the first things to ask to see if the person is financially stable, unless it's medical debt, that's one thing, we can't avoid that all our life, eventually something major will happen to us and even with insurance it'll be expensive.

[@ryanyoung9202]

@@John3.36 🤣🤣🤣🤣

[@markburnham7512]

What we have here is failure to communicate.

[@Rebecca-ci3zc]

After listening to her I can see why this happened - she doesn’t listen. Kept answering questions that weren’t asked.

[@coffeecake8835]

She’s a Ding A Ling

[@Noname-wi8xp]

Glad I’m not the only one who caught that

[@kaitmoore8903]

Frustrating!!

[@SIGI-SOUNDS]

When she said “not my first rodeo” I knew she was a walking red flag 😂

[@daleweiss9507]

Even 2 rodeo's in not a lot of rodeo's.😉

[@frankvadnais3536]

3rd? 4th? 5th?? It’s a mystery!

[@psoteriou3884]

When someone describes marriage as a rodeo that's a massive red flag. 🚩🚩🚩

[@MANDEE7962]

@@psoteriou3884lol

[@stuff1784]

So is he!!!

[@michelejohnson6459]

Total lack of wisdom for 45 years old! 😢

[@cipryan96]

She s a gold digger 😂

[@periwinkleblue2]

@michelejohnson6459 Same with the man. He's the one with *17 credit cards, HELOC, etc* They both it seems, had unrealistic expectations of each other and the marriage. Or of what a marriage means.

[@RollinMcCoalerson-eh7fn]

She has all the qualifications to become a 2 time divorcee and career flight attendant. 🎵🎵Up, up and awayyyyy🎵🎵

[@Mad-genius]

Any time I'm feeling stupid about a financial situation that I was in, I listen to these podcasts and that feeling quickly goes away. Her not wanting to work after getting married was a big red flag. Look ma, my meal ticket has arrived. Jokes on you, lady!

[@desimo147]

I think these two deserve each other, even though she is probably not feeling that way right now.

[@mbank3832]

This is why I love Dave Ramsey show. You can learn something from these calls, feel good about yourself in the expense of the caller's failure, or you can have a total comedy show like this one lmao

[@robertthompson5908]

Exactly!

[@enhancedutility266]

You need to watch Caleb Hammer as well

[@LadyAudi]

This is so true! 🤣

[@seanriordan6726]

You can see why Dave is so much better. He knows whats up immediately but asks the questions so there is no way he is making any assumptions. Jade is too busy to trying and shoehorn debt questions she doesn’t know what is going on. Then when Dave is sure he makes her accountable.

[@taylamayde]

Jades a dragon lady " what kind of debt?" She's gets her questions in no matter who's talking lol...I famous of our women of color

[@ClaxtonBay123]

I love when Dave comes back and he sits with the new Hosts. Gives them a master class on how to do Discovery on a call. They all tend to jump to conclusions too soon.

[@TheFishingNomad]

These two deserve each other.

[@peartfaldo]

Users

[@maegandiagostino985]

The whole call blew my mind

[@scoobie8amg]

How people get married without talking finances is beyond me.

[@kathywillis7459]

Especially later in life. It’s not like they are in their teens or twenties getting through things first together. Sounds like a dishonest marriage all around. Sad and maddening.

[@gooserich3970]

How can people get married is the question???? 😂

[@Nswix]

​@@gooserich3970I've been married for 11 years and it was the best thing to ever happen to me. Don't project your problems on others...

[@maryknight6020]

EXACTLY!! When my now-spouse and I got serious when dating, we had several talks about this to make sure we were on the same page.

[@brendamoon2660]

People are taught foolish things in childhood. My mother told me never to question a man about money, it makes you look like a gold digger. She said don't ask for a prenump, that means you're planning on a divorce and asking a man for his credit report before marriage shows you don't trust him and he will probably break up with you. I married three financial disasters before I learned my lesson.

[@stephenshelton4267]

It's not his debt it's their debt.

[@aolvaar8792]

If a spouse has Sole and Separate Debt, You are not responsible.

[@troythompson2]

@@aolvaar8792grow up

[@anndeecosita3586]

If she decides to divorce him she won’t be liable for the debts he had before they were married. Just like she won’t have any claim to the house he owned before they were married.

[@chuckokoye2410]

@@aolvaar8792you are so long as you’re married. If your spouse defaults on their loans, that hurts you too

[@InverselyComplicated-ve3ls]

@anndeecosita3586 But if everything was paid off, she'd be trying to get half of everything if they divorced.

[@iseepandas1]

This guy has over 1 million in debt meanwhile I can’t even get approved for a starter home with NO debt making 150k as a single guy.. who’s this guy banking with?!

[@Cautionary_Tale_Harris]

😆What are you trying to buy? You make $150k per year, have no debt, yet cannot get approved for a home loan? None of that makes sense.

[@Nswix]

​@@Cautionary_Tale_Harrisprobably has a low credit score

[@Ka_Gg]

Probably a bad credit score, minimal down payment or minimal work history. Banks aren't in the business of not giving loans.

[@Cautionary_Tale_Harris]

Could also be A) Recent bankruptcy B) Previous foreclosure C) Doesn't actually make $150k a year D) All of the above 😂

[@johng1738]

Does this happen to be a starter home in California?

[@lorrainei1622]

I can understand a few thousand dollars in debt but 1 million is absolutely ridiculous! I wouldn’t be able to sleep at night owing that much money. 🤦🏽‍♀️ smh!

[@patty109109]

Lmfao!!! 45 year old marries somebody and doesn’t even ask about their finances first 😅😅😅

[@Bmc2021]

These women are scared they would end up alone. So they just go for it and hope for the best

[@Fishouta]

​@@Bmc2021Scared, not sacred. Lol, I had to read it 3 times.

[@Bmc2021]

@@Fishouta lol I fixed it.

[@jadedqueen3619]

This man has a whole wife who passed away and he never told the bank. I hate to find my dateline stories in advance, on Dave's show, sigh...

[@thecactusman17]

@@jadedqueen3619 Yeah, this guy somehow has a quarter million dollars in CC debt that the mortgage lender didn't find. Sketchy as heck.

[@drn13355]

I can feel Daves frustration because she isn't making any sense. She is trying to not admit she should have asked and inquired as to what his financial situation was. Who marries someone without maybe having a conversation about their financial situation?

[@thestorybehindthat5236]

I think it's reasonable to assume you're not marrying someone with a MILLION dollars in debt they've never thought to mentioned before. Give me a break. This guy knew what he was doing and scammed her big time. You don't seriously think he would've told her the truth, do you?! He would've had some fancy way of evading a complete picture until he had her locked down and financially liable for his mess. He knew about all of this the entire time and kept that from her while presenting himself as doing well in that area. I seriously doubt he had any sincere intention of this marriage lasting, you know your partner is going to feel wildly betrayed that you kept that from them until after the fact. Everything about this feels like a con job on his part.

[@thecactusman17]

@@thestorybehindthat5236 Yep, and somehow got a half million dollar loan with nearly a quarter million in CC debt which tells me he's doing something to hide his liabilities from the bank. This guy is probably a financial audit away from serving time in prison.

[@schuylergeery-zink1923]

My husband and I knew each others’ incomes and debt before we got married 🤷🏼‍♀️ down to the penny - it’s not that hard y’all. I made more than him as a lawyer but nobody comes around here saying “oooh your husband is a Au Miner gold digggger!” Just both parties be reasonable and responsible for God’s sake.

[@warrensloan3467]

I’ve been dating a woman for two months now, she and I know more about each other’s finances than this woman knew about her husband.

[@daredevil9065]

or do you ? May be she is a Russian Spy

[@monicavandeventer5429]

When I was first dating my husband, I was straight forward with him (on the 2nd date). I told him I wanted to be a homemaker as soon as we had children together if we were to get married. I wanted to raise our children full-time and I wanted him to provide financially 100%. If he couldn't do that, then we would not work out. He proposed 3 months later. I'm now a stay at home wife/mother. Been married for almost 5 years, with 2 children (boy and girl).

[@jessicabender1301]

And that kids is how you work as a team

[@eugenianyameke2855]

@monicavandeventer5429 well done girl 😁

[@jgjg3848]

If he just bought a $500k house, then his credit is good. For him to qualify for that house while having another house with a $330k mortgage on it tells me he is still in good standing. Why do 2 people need a huge half a million dollar house? They need to sell everything and buy a small condo and live below their means and pay off all their debt. With income in excess of $200k, they should be debt free relatively quickly.

[@OtisFlint]

They live in Anchorage, $500k is a starter home. In my area $500k get's you a mediocre 3 BR on a postage stamp sized lot.

[@Signs9]

A 500K house is not huge in many areas of the country. It's just a very basic home.

[@familyof5]

My house is only 1496 sqft. and it is worth over $500,000 right now.

[@angelescobar1761]

Dave surprise me on this one,.the woman needs to take responsibility too 😂😂😂

[@michaelrichey6783]

He flip flops on that randomly.

[@cjhoward409]

My husband and I were both married before. We darn tootin had that conversation before we got married ! Lol And we’ve been happily married now almost 30 years and we’re both consumer debt free ! Thanks Dave ! 👍🏻😀

[@BuiltNutritionFitness]

Negligence everywhere in this call

[@RobertPatton-kz6lq]

The justice is so pure on this one 😂

[@jesusarellano6620]

When I feel I’m doing bad I come to see these episodes and it goes away

[@ZaneGrayMusicMaster1]

“I prevented a murder today.” How’d you do that? “Self control”

[@MobileGamingChronicles]

Lol exactly. I prevented myself from getting credit card debt. How'd you do that? Self control. I prevented treason. How'd you do that? Self control. Yeah we all prevented ourselves from doing bad things. 🤣🤣🤣

[@tonya3308]

Listening to the Ramsey show always brings me back to a place of common sense in a totally crazy world!

[@collinedwards10]

Might be the best call ever 😂

[@bohochic7]

LADIES: Do not quit your job and depend on your husband. Ever.

[@mysticaccy]

She thought she married a millionaire but turns out their debt is close to a million 😂

[@ljss6805]

In California, being 1M in debt means you just lucked out by getting a mortgage on a 2-bedroom apartment in a sketchy part of town.

[@SSS-wo2hn]

😂😂😂

[@one_ice_cold_chiq]

That's so sad. Colorado is close.

[@ljss6805]

@@one_ice_cold_chiq I'm exaggerating. You can get decent condos in nice cities for 500K.

[@one_ice_cold_chiq]

@ljss6805 shit I'm not lol Colorado is out of control.

[@ljss6805]

@@one_ice_cold_chiq No, you're also exaggerating. We all are doing that. We're being drama queens. I can buy a nice condo in the Springs for 275-300K.

[@Atlas-tp8dw]

People, please do pre-marital counseling BEFORE getting married. The dating stage is always deceptive. Life is not cute and sparkly and sunshine and rainbows... Ask the hard questions. Have the uncomfortable conversations. Never assume or say "things will change later once we're married", you're in for a surprise. Be 101% intentional about the beautiful but long road of marriage ahead. Prepare, or fail and divorce later.

[@aschulte7502]

our pre-marital counseling had nothing on finances - which is a huge mistake for the churches etc who do the counseling

[@kap849]

​@@aschulte7502what? Really? My church definitely discusses finances, and in depth!

[@kap849]

People laugh at me every time I mention premarital counselling. Of course it's usually the non-believers and usually because the only thing that differentiates them from a married couple is a marriage certificate 😢.

[@raymondfelton3584]

Its always them, they, and never me. NO accountability

[@treasurethetime2463]

She didn't even want to acknowledge THEY were married when THEY purchased the home. What a scammer she is.

[@TheComp_Troller]

Dave straightened her out real quick!

[@3Augustin3]

Every woman out there 🤣🤣🤣

[@chuckgoodman3828]

@@3Augustin3Took the words right out of my mouth! 👍👍

[@thecactusman17]

Somehow, this guy convinced a bank to give them a half million dollar loan while he already owed a half million dollars to others. I suspect that this financial deception is a lot bigger than just fooling her, because there is no way that would have been approved if they knew the true state of his finances.

[@David-wo9un]

I can’t remember seeing a video that shocked Jade to such a high degree; these two were great to help her with this call!

[@b7Hn4eX8yv4m]

How the hell are people this clueless... it's like they're trying to be a dumpster fire.

[@Kristinapedia]

This woman is LEAKING audacity. She needs to plug that up right quick. smh.

[@RollinMcCoalerson-eh7fn]

She’s gotten plugged plenty from the sound of it…

[@Tel934]

“The level of denial and deception” needs to be dealt with…He’s obviously still grieving his deceased wife…and he’s, indeed, a financial train wreck and should do better by his new wife…but she definitely shouldn’t act surprised at this point…that’s wild…I’m hopeful they can iron everything out from this point on…

[@periwinkleblue2]

Maybe they should have the marriage annulled if still within the deadline. Both if them are together for the wrong reasons, and I'm not entirely sure going by the snippet here, that love and mutual respect was part of the package. Remember the man's deceased wife as only been dead two years at the time of this phone in. Both married under clouds of illustration - she wanted to be taken care of, he wanted someone to co-sign loan and more CC documents, and maybe clear his debts.

[@grecojones]

I want to know why she wanted to quit. Change jobs? Become a home maker? 🧐

[@FortuneSeek3rz]

You know she's guilty ah.

[@chukuemekaoje1015]

She's 45 and doesn't want to work anymore. It's as simple as that.

[@nailatiylluf]

I had the same question like did she just want to quit because she thought he was wealthy? At 45 I’m guessing it’s not because she has little kids.

[@maryangelica5319]

yeah that got me... she's 45 years old, no mention of kids either...

[@bluein920]

Had the same thought. There are so many women calling into this show wanting or having quit their jobs, including a doctor who had accumulated (though I think mostly paid off) a lot of debt for school. Idk I wouldn’t do that under any circumstances. You never know what the future holds, and we’ve seen that on this show too.

[@TheMattis63]

Dave is great! I’m no nonsense too and I love his approach. . . And “the bank” is not capable of being upset 😂

[@theresa78201]

It's possible that a bank employee or the bank's attorney had some harsh words.

[@theflyingsmiley01]

Looks like Richard Cooper is correct when he says: "Women do not care where the money comes from."

[@JosephineLeonard-y3k]

Don't paint all women with same brush. That's ridiculous

[@fsmoura]

7:12 _"...well, the HELOC somehow has his truck wrapped into it."_ _"No, honey, he just used the HELOC to purchase the truck."_ _"No, really, it's a new financial product, the TELOC: Truck equity line of credit."_

[@chuckokoye2410]

Sounds like she just married him for money. she said it herself, he was suppose to be her retirement plan and now she’s mad that he “looked” rich and is actually poor. she deserves all of this non-sense

[@kap849]

I guess wisdom doesn't necessarily come with age 😢.

[@thecactusman17]

Guy has a 6 figure job and owned a $300,000 rental property. Somehow he hid a quarter million worth of CC debt from the mortgage lender on the second house, which we can tell because there is no way they'd have let that slide without a lot of very probing questions. I think this guy is doing something to hide his money and Dave is being either too polite or too self-righteous to make the connection.

[@chuckokoye2410]

@@thecactusman17 I mean, you could be right, but I wouldn’t be so fast to assume. mortgage lenders are more than happy to approve you for way more than you can afford. A lot of people are house poor because of that. but he is definitely doing something to keep that debt under wraps because I’m not sure how they got married without talking about it

[@3ddiEdotcom]

Always find this kind of stuff out while you're dating. NEVER after swapping rings and I do's. Or after making babies (which ideally comes after the rings and I do's).

[@achavez78]

Tried to cash out, didn't work. Divorce him and try again? 3rd times a charm. 😂😂😂

[@76ersALLDAY]

5:52 how much debt on your STUPID cars? Lmao 😅😅😅😅

[@esterdrass4964]

Sounds like someone I know. I have a friend that saved money to retire early. She met a man online; they married soon after. It was then she decided to find out about his finances. Turns out, he had unstable employment. Has no money, was living in a room in a friend's house. Had such bad credit, he couldn't get a loan for a candy bar. Had no insurance. Had an old car that needed repair, but he didn't have the money. This friend bought 'them' a house with her money, hoping he would get it together. She bought him a new car so he could find a job and get to work. That is currently where that story is right now. I think she is hoping he will find a job, make lots of money fast and they will live happily ever after. They are both in their 50s and its each their second marriage. He blames his ex-wife for his situation, and she does too.

[@ujayet]

She married him for all The houses and assets. .. she played herself lol

[@linhaton4957]

There will be a divorce at some point. Just get it done now. Did she say her house isn’t in her name?

[@Shortballa11]

That's what I thought. Annulment, but they already passed the 6 month mark.

[@ethanking4954]

Yeah she's bolting for sure

[@jeremylewis5154]

Doesn't matter whose name it's under. After marriage it's 50/50, that's why dave kept asking about when the house was purchased.

[@ethanking4954]

@@jeremylewis5154 She can force the sale of the house in the divorce.

[@ladybuggs11]

@@jeremylewis5154Not in every state. My name was not on the house, and I was not responsible for payment. However, in my state if I paid anything towards the house or fixing the house I would be entitled to that money.

[@k20z3keith7]

This lady sums up the phrase "lack of accountability". She's a victim now 😂

[@cipryan96]

She saw the bees and thought it's honey. Too bad, it was 💩. 😂😂😂

[@conniewhitehead6243]

My ex-husband used to get the mail to make sure I never saw the bills. I tried many times to find out what bills we had and how much they were, but he wouldn't tell me. Everything was in his name since before we were married. I had people coming to me asking about payment for things I knew nothing about. He turned out to be a very dishonest person. That marriage didn't last long. When I divorced him, my lawyer let the Judge know what he had been doing and asked that he be made legally responsible to pay all debts incurred during our marriage. The Judge was iffy about that and visitation with our child, do to his violence. That changed when my ex stood up in court, yelled at the Judge, telling him that he was going to rule in his favor. After that, the judge ruled everything in my favor. I still had people try to collect from me after that, but once they saw the divorce order, they left me alone.

[@bb-1359]

You are writing a novel online about your stupidity? I just don’t get it.

[@mattcrowell7945]

She thought she had a sugar daddy but she was wrong😂

[@Person-mh6xq]

First question Dave asks caller: "How are you?" Her reply: "Great" She can't even be clear or honest about that!

[@fsmoura]

1:33 _"...okay. And then you woke up one morning and decided to ask him, what happened?"_ The long lines of collectors every day outside my house made me curious, so one day I asked 'Hey guys, what's going on?'

[@LadyAudi]

😂

[@jreinel1966]

I wanted to quit my job she say....she's gonna have to work for the next 50 years at least..😊😊😊...!

[@cutehumor]

she wanted to quit her job 7 months after they got married! big red flag! she OWNED herself

[@kap849]

They didn't discuss this before getting married 😮? What exactly were they talking about during the dating phase 😢?

[@johng1738]

@@kap849knowing people with this amount of debt and spending habits. I bet the dating phase was the man saying “I’m going to make 300k next year, we should go to a resort in Mexico etc. And her being a gold digger, she met her perfect match.

[@lindaj171]

I have zero sympathy for women who marry men expecting them to take care of them financially. Her declaring she wanted to retire at age 45 says it all. They deserve each other.

[@countessstevens63]

There’s sooooo many layers to peel back here wow!

[@johnford5568]

Nothing new under the sun. Proverbs 13:7 There is one who makes himself rich, yet [has] nothing; [And] one who makes himself poor, yet [has] great riches.