This is Why You Should Invest for High Dividends OVER Growth

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Күн бұрын

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@NicholasBall130 8 ай бұрын

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

@StacieBMui 8 ай бұрын

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important.

@StocksWolf752 8 ай бұрын

I’m a contractor, and my job doesn’t permit me the time to properly analyze my holdings/evaluate stocks myself, so I’ve had a fiduciary actively restructuring my portfolio for the past 7 years now to match the present market condition and that’s how I’ve been able to stay afloat, knowing when to buy and sell…maybe you should do the same.

@EleanorBaker474 8 ай бұрын

Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch if you don't mind

@StocksWolf752 8 ай бұрын

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Sonya lee Mitchell turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

@grego6278 8 ай бұрын

Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals and scheduled a call.

@erichkraetz2622 2 жыл бұрын

Dividends are what got me into investing in the stock market. The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. Have over $600K in my portfolio as I bought a lot of dividend stocks before, I'm buying more now, and I will buy more when it drops further.

@alexyoung3126 2 жыл бұрын

As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. It's unnerving to see your portfolio go from green to red but as mentioned if you have invested in quality names just have to keep adding to them and stay the course.

@stephaniestella213 2 жыл бұрын

@@joesphcu8975 Please can you leave the info of your investment analyst here? I overheard someone talking about how a couple made $200k during this red season. I need such luck lol

@alexyoung3126 Жыл бұрын

I started investing in the stock market because of dividends. What matters, in my opinion, is that if you invest and earn more money in addition to dividends, you will be able to live off of dividends without selling. It implies that you can pass that on to your children, giving them a head start in life. I've invested over $600k in dividend stocks over the years; I continue to buy more today and will continue to do so until the price lowers even further.

@lawerencemiller9720 Жыл бұрын

I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialized expertise and education, as well as the fact that each and every one of their skills is centered on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable developments, it is practically impossible for them to underperform. I have made over 1.5 million dollars working with an investment coach for more than two years.

@kimyoung8414 Жыл бұрын

Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.

@lawerencemiller9720 Жыл бұрын

There are many financial coaches who excel in their profession, but for the time being, I employ Helene Claire Johnson because I adore her methods. You can make research and find out more.

@kimyoung8414 Жыл бұрын

I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look her up and send her a message. You've truly motivated me. God's blessings on you

@kazwada5151 2 жыл бұрын

I'm 63 and planning to retire at 65 . I start investing like everyone else, buying Apple, Microsoft, Pizer, Coke, etc., back in 2019. Since I found your way of dividend investing, I have increase my dividends by 100 fold. I went from hoping to get to $500/month to close to $1,000/month. Now I'm hoping to get to $1,500/month by my retirement. I just wanted to thank you and keep up the great work!

@weriverachaho9012 2 жыл бұрын

Have this at the back of your mind. there are good days and there are bad days it’s a zero sum game, However always follow the tips ,save and invest wisely and make sure to diversify investments so when another is down the other is up. you can do so by getting an experienced firm whose platform has diverse investment choices to choose from. By doing this you give little room for regrets and perhaps gain more.

@aparecidabibiana5476 2 жыл бұрын

@@weriverachaho9012 Great tips, Generally diversification is a kind factor Don’t put your eggs in one basket. pragmatically I have been into all of this for some time,though I won’t say I have made or lost some fortune. Do you mind recommending a firm whose platform has diverse investing choices? Quite rare I anticipate your response.

@weriverachaho9012 2 жыл бұрын

@@aparecidabibiana5476 Funny enough I can honestly relate. I don’t know if I have permission to drop this here ,do a check on indextrade the are good at what the do.

@jakethompson8737 2 жыл бұрын

The world itself is a zero sum game .

@Bozzigmupp 2 жыл бұрын

@@weriverachaho9012 bot

@philipfletch 2 ай бұрын

Most of my money is in ETFs. But I do have a small allocation to individual stocks that I have a strong conviction in. Strong foundation first.

@RoseGuerra7862 2 ай бұрын

Individual stocks can beat ETFs like $VOO / $SPY / $IVV if you play your cards right

@johnlennon232 2 ай бұрын

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation

@stephaniestella213 2 ай бұрын

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

@johnlennon232 2 ай бұрын

I work with the popular Amy Desiree Irish, Who happens to be a is a hot topic among financial elitist in NY. Especially for her works during Covid. All the information you need to set up an appointment is on her web page

@stephaniestella213 2 ай бұрын

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

@james.atkins88 Жыл бұрын

Because of dividends, I first began investing in stocks. It's important, in my opinion, to be able to live off of dividends without selling if you invest and make other income in addition to payouts. It suggests that you may pass that down to your kids and give them a leg up in life. Over the years, I've invested over $600k in dividend stocks; I continue to buy more today and will keep doing so until the price drops even further.

@Believer292 Жыл бұрын

Hearing from an experienced investor who has survived adversity and prevailed is always motivating. It may be frightening when your portfolio goes from green to red, but if you have invested in strong firms, you should maintain growing them and stick to your goal.

@hunter-bourke21 Жыл бұрын

I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialized expertise and education, as well as the fact that each and every one of their skills is centered on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable developments, it is practically impossible for them to underperform. I have made over $850k working with an investment coach for more than a year now.

@edward.abraham Жыл бұрын

@@hunter-bourke21 Would it be okay if I asked you to recommend this specific advisor that you used their services? Seems you've figured it all out.

@rebecca_burns14 Жыл бұрын

@@hunter-bourke21 Thank you for the tip, I must say, Julia appears to be quite knowledgeable. After coming across her online page, I thoroughly went through her resume, educational background, and qualifications, and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.

@abelflores1929 Ай бұрын

@@rebecca_burns14 you just made a commercial out of it paid advertisement

@Riggsnic_co 10 ай бұрын

The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. $52k dividends received in 2022.

@martingiavarini 10 ай бұрын

I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.

@TheJackCain-84 10 ай бұрын

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

@bob.weaver72 10 ай бұрын

Mind if I ask you to recommend this particular coach you using their service?

@martingiavarini 10 ай бұрын

'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

@bob.weaver72 10 ай бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

@ToastbackWhale 2 жыл бұрын

You make such quality content, dude. You show us how to do the math, tell us to diversify, you tell us to invest in a way that makes us most comfortable, and you don’t berate people who don’t want to do it “your” way. And you flat out tell certain people that this way isn’t for them!

@IbrahimIsabella-00 21 күн бұрын

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

@NaufalKnoechel 21 күн бұрын

I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...

@IbrahimIsabella-00 21 күн бұрын

@@NaufalKnoechel Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY*...

@NaufalKnoechel 21 күн бұрын

@@IbrahimIsabella-00 Oh please I’d love that. Thanks!

@IbrahimIsabella-00 21 күн бұрын

@@NaufalKnoechel *MARGARET MOLLI ALVEY*

@IbrahimIsabella-00 21 күн бұрын

Lookup with her name on the webpage.

@michaelceres1042 2 жыл бұрын

I’ve been investing in income stocks for monthly income for a few years now and have never looked back. Why I didn’t do this in my 20’s I’ll never know. The best part is I don’t have to put any more money into it because it self funds. But I still do because I can actually say, this extra $1,000 will get me $8 to $10 more per month. And with each month my monthly income increases. Yea the account value goes up an down but not like growth stocks. It’s just a much better nights sleep.

@Christensend 2 жыл бұрын

This really hit home. I’ve started working on myself and getting the best for my family as I’ve put the money I saved aside and invested it, making great returns. Made my first $100k milestone and I’m never going back to the rat race. Most of all, expertise helps in investing.

@Pambegay 2 жыл бұрын

Sounds like you’re stating the obvious here. I was headed down the rabbit hole when I started out myself. It was truly a blessing after I got help from a pro.

@Christensend 2 жыл бұрын

@Juliana De Mevius Levi Clemans has exceeded my expectations just months into working with him as my fiduciary overseeing my investments in stocks, and I-bonds. As long as you diversify your portfolio, any single stock that you own shouldn't have too much of an impact on your overall return. He's the go-to guy! You can get across to him

@Christensend 2 жыл бұрын

Leviclemans(a)Gmai Lcom...Is he taking commissions for trades? Yes, I’m I still making money in the process? Hell yes!

@Vikturneer 2 жыл бұрын

That idea is applicable in all aspects of life. With experienced hands, you generally, get things done more efficiently. Smart people know this already.

@sshumkaer 2 жыл бұрын

Are you doing high yield?

@rafterh2181 Жыл бұрын

Over the last 5 yrs I started investing in dividend stocks. I have 52k in SCHD, 20k in some other good dividend stocks. Over the last few months I started putting money in high income type funds. USOI, TSLY, SVOL, OARK, CLM, CRF my total yield is 16.54% and I'm getting about 1500.00 mon on a 107k portfolio. Yes it is encouraging to see good dividends coming in every month no matter what the share price does! I'm reinvesting every dollar to grow my portfolio. I'm an older investor who doesn't have 25 years to grow a huge portfolio. Over the last few years I've been able to grow through all types of market ups and downs, this type of investing is definably for me. Love your channel

@Nemo-yn1sp 2 жыл бұрын

Knowing I have my dividend income no matter what the market is doing gives me a level of calm I don't think I'd have if I only held growth stocks that I might have to sell when the market is down. Instead, I like it when the market is down because I can scoop up bargains.

@Rapture9999 2 жыл бұрын

Just so you are aware dividends aren’t guaranteed, even for preferred shares

@wa210 2 жыл бұрын

@@Rapture9999 Nothing is guaranteed in life, except death. Of course playing in the casino aka WS, carries risk. All my 401k stocks pay dividends, and all on the auto DRIP plan. Every divvy payout lowers the CB (cost basis), and thus eases anxiety. For me this year, up for the year, but down a couple K, counting my dividends paid out thus far. The dividends have carried my portfolio this year, and had I been solely in overpriced tech stocks for example I'd be down huge. One never has to sell dividend stocks or any stock for that matter, but in 10 years when RMD's (Required minimum distributions) kick in for me, those divvies will sure come in handy to live on.

@jamesnesran2348 2 жыл бұрын

@@Rapture9999 how arent they guaranteed?

@RabianskiT 2 жыл бұрын

@@jamesnesran2348 If the company doesn’t make money they might hold off the dividends (to preserve the future of the company).

@jamesnesran2348 2 жыл бұрын

@@RabianskiT how often does this happen?

@ernestradner156 2 жыл бұрын

📌Do what everybody else is doing if you are okay with only having what everybody else has.Information that will pay you everyday, you've got to stop saving all your money. Venture into investing some, if you really want financial stability. Choose to grow and elevate your mind by studying audios, videos, attending conferences that will give you the edge!

@givoguewhigham599 2 жыл бұрын

Lately I’ve been thinking of buying cryptocurrency for retirement, I’ve set asides $350k to invest but along the line,I usually get cold feet, maybe because I have no idea what I’m doing, please I could really use some guidelines.

@debbiecowdrey1358 2 жыл бұрын

@@givoguewhigham599 In situations like this,I always recommend to people on getting guidance at least from someone that understands price action and all that while you strive on improving yourself by watching videos and learning fundamental analysis.

@kruegerali3530 2 жыл бұрын

Investment guidance sounds like a great idea,thought about it before but never knew how to go about it.

@marcoarigliani3460 2 жыл бұрын

@@kruegerali3530 I used to invest on my own because of making your money work for you mentality but never made any progress until I sought the guidance of Daniel Christopher Downes and he has made me understand that strategy is everything.

@nolascowalus2676 2 жыл бұрын

Wow…..Daniel Christopher Downes?

@gabriellechaparro762 2 жыл бұрын

I agree. My portfolio: 15% SCHD 17% JEPI The rest is a mix of growth, high yield and dividend growth stock/ETF.

@Countstep0099 Жыл бұрын

Taking early notes from Warren as to the importance of sound asset diversification and risk management It can’t be overstated. I’ve been trying to grow my portfolio of $300K for sometime now, I would greatly appreciate any other suggestions.

@Robertgriffinne Жыл бұрын

Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals

@wealthychronicle-i1u Жыл бұрын

Yes true, I have been in touch with a financial advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.

@Countstep0099 Жыл бұрын

Pls who is this coach that guides you? I’m in dire need of one

@Countstep0099 Жыл бұрын

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

@slatefox7042 2 жыл бұрын

Awesome video. The easy way to handle taxes is just turn off DRIP, keep what you need to pay the taxes and reinvest the rest. So if your tax bracket is 20%, reinvest 80% and sit on the 20% until tax season. Yes it's another step but not the end of the world IMO.

@happytravels2480 2 жыл бұрын

I completely agree with your assessment, and I’ve recently taken the same outlook on high yield funds in my taxable account. I’m in a high tax bracket, but my taxable account is my emergency fund/early retirement income fund. My goal is to have it supplement income and pay our mortgage if something were to happen to one of us. We’ve achieved that goal. We could pay our mortgage with dividend/interest income from our taxable account, and that feels phenomenal. I only have 10-15 years to go until retirement, so growth isn’t as big of a factor for me. I’d rather pay short term capital gains on a fund that pays 5-15% vs long term capital gains on something that pays less than 2%. I realize I’m giving up the growth component and will have a higher tax bill, but I’m OK with that. I have other funds and accounts for growth investments.

@2B_or_not_2B 2 жыл бұрын

Cash is king baby! Constant cash flow also offers investing freedom. You can always find stocks on sale in any market, so having the additional cash to reinvest every month is extremely powerful!

@CharetteRose 5 ай бұрын

Honestly, this concerns me and has left me uneasy. Especially this potential depression, no more a recession. I'm unsure about my $130K account strategy, considering the uncertainty of this whole recession mostly.

@Donaldsmith109 5 ай бұрын

If you lack knowledge about market investing tactics, get advice from a financial counselor.

@ticynara1 5 ай бұрын

I could really use the expertise of this advsors.

@ticynara1 5 ай бұрын

Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks

@jon-paulgell5467 3 ай бұрын

She took all my money, avoid!

@WhiteChocolate74 Ай бұрын

Give it to me!

@catherinerea3569 10 ай бұрын

Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategie;s ... I would greatly appreciate any suggestions.

@null.ru.1337 Ай бұрын

yes, look for a smart investor to help.

@jamesleonard4713 2 жыл бұрын

I fully agree and really enjoy watching those dividends rolling in. It also makes planning really easy. When my dividend income equals my goal, (which includes a percentage for reinvesting), then I'm ready to retire. And after I retire: I don't have to worry about selling shares in a really depressed market, like what we've seen this past year, which could decimate my portfolio to the point that it never fully recovers, simply because I was forced to sell too many shares. The other item I've learned, that's not shown in these online calculators, is the affect of buying shares during a depressed market using the dividends. The calculators just use a yearly yield calculation, where as when you have a year like 2009, 2020 or 2022, the dividend portfolio is plowing a lot more money and accumulating a lot more shares, than what the calculator is using. Comparing 2021 to 2022 for example, while the dividends have remained consistent, the share prices have dropped, I've accumulated nearly 30% more shares this year than last year. Most of my holdings pay dividends monthly, which really takes advantage of the depressed market.

@genebaughbba 2 жыл бұрын

Another benefit of being a PFLT shareholder is that they pay your dividend on the first or second of the month. Just after you've used your end of month dividends to pay all your bills you get money from Pennant Park.

@tedallison6112 Жыл бұрын

You're SO spot on. I brought 600 shares of SCHD--250 of JEPI& 100 of SVOL----WOW---this aggregate snowball affect is easy to get extremely excited about. Like I said to a non-investing friend " I'm eating lunch right now..but....... also making $$ @ the same time. This is exponentially a fabulous path to " freedom" I was driving a 2020 paid off car---sold to Carmax for 20K ( $ invested instead) I sold 3 Pokemon PSA 10 WC 1st edition Gold Stars for 12K( invested the $ instead) It's a pardigmic shift for ,& I love $$ working 4 me instead of languishing in unnecessary " stuff". Awesome video!

@oleboy4332 10 ай бұрын

Yes, this is me too. I’m excited about dividends and it makes me research more and put more time in. Love it

@matthewstorr7544 2 жыл бұрын

Great video. I would like to add one more point that you didn't mention. When building an income portfolio like this, if you hit a bump in the road and lose your job or are unable to work, this passive income can cover some of your expenses and help keep you afloat until your income recovers. I'm a huge fan of this overall approach. Thanks for the video.

@2B_or_not_2B 2 жыл бұрын

Agreed. Although some diversification is always good. In a long enough timeline AAPL and MSFT will have raised their dividend so much that you would be earning a higher yield on cost. Raising their dividends by 10-12% long enough and they’ll surpass the static dividend eventually. Even with reinvestments.

@ModernRevelationsYT 2 жыл бұрын

My worry is the company with a high yield not being around in 20 years, or getting rid of dividends and then you lose all your money, more stable dividend stocks normally have lower yields but more security that you won’t lose your money.

@angakingtutube 2 ай бұрын

Wow, I really like the content of your high dividend investing videos. I'm so tired of SCHD's low dividend yield that I've sold half of it and invested the proceeds in JEPI, JEPQ and SPYI. But you've convinced me more than ever to ditch the rest of my SCHD to make my money work more for me. You've got a new subscriber!

@wa210 2 жыл бұрын

I have been doing this with MAIN since October 2015. On the auto DRIP plan, but have bought more on intervals. Total in MAIN 25k and doing same since last year with ARCC @20k. All in my 401k growing tax free. Currently 62 and won't touch till RMD time @72 years old.

@rolfengriser7561 2 жыл бұрын

Great Explanation. I am all into Dividend Income Investing since now 10 years. Thanks for all your good work!

@dominicisidro2576 2 жыл бұрын

I'm not even sure if I'll still be around in 30 years time. So I'm not willing to wait that long before I get some gains from the stock market. So I'm going to try this dividend strategy.

@veramonique1724 2 жыл бұрын

So far in the past few months, I’ve slowed down buying to only maybe an IPO or something I already own that has been overly beaten down. The only money I’m consistently putting into the market is through my financial advisor.

@devdaniel3225 2 жыл бұрын

Same here sold my stocks earlier and my strategy ever since has been pretty much-buying Gold and silver to protect my wealth but if I could come up with a way to stay invested and be profitable that would be brilliant.

@veramonique1724 2 жыл бұрын

Last year a colleague introduced me to a financial advisor *PRISCILLA DIANE AIVAZIAN* With her help, I have been able to diversify by investing in different markets and asset classes while also keeping an open eye for attractive stock picks. she is quite known so you can find more about her online.

@devdaniel3225 2 жыл бұрын

I just checked out her name online *PRISCILLA DIANE AIVAZIAN* and was able to find her website, her qualification/testimonials seem solid with positive reviews. Is there a minimum amount required for her services?

@dannyvera8475 2 жыл бұрын

Okay, thank you. I just found her website very impressive and dropped a message for her.,. I hope she replies to me

@georgecooper8750 2 жыл бұрын

*PRISCILLA DIANE AIVAZIAN* is one of the most reliable and trustworthy brokers I know

@taylordecell 2 жыл бұрын

I’m thinking we might have a decade of sideways growth like the 70’s. So for me investing in high yield dividend stocks inside a Roth just seems like a perfect idea!

@investingfreedomwjjbuckner 2 жыл бұрын

It's all about what works for that individual investor! Solid video Dividend Bull even though I'm on the side of DGI.

@PedalToTheMetal61888 2 жыл бұрын

I FOUND OUT THE HARD WAY WHAT JACK BOGLE WAS TRYING TO TELL US ABOUT WHY HE DON'T LIKE ETF'S

@ivocoelho8694 4 ай бұрын

This is the video I was waiting for... Extremely useful. Thanks a lot. You made my day

@taneishar1994 Жыл бұрын

Thank you so much. I am a millennial with a chronic condition cannot work in my government position any longer. Income investing is what I do. B tween your videos Howard marks and the book the psychology of money I feel so much better about my future

@billhaskins38 5 ай бұрын

What’s interesting is if I take roughly the same $60000 and invest in NVDY it yields me roughly $4500 per month. Before anyone says anything nobody has a single clue going forward what the stock market will or will not do. Dividend investing has changed my life and allowed me to possibly retire much younger than I ever thought possible.

@peterwilliams6361 2 жыл бұрын

I wasn't financially free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made. Great video! Thanks for sharing!Very inspiring! I love this

@peterwilliams6361 2 жыл бұрын

@Trent James Her name is Laura Marie Keilman. Look her up online, she is quite popular in the united states and she is a certified financial adviser in order to put you through the procedures of achieving your dream portfolio.

@peterwilliams6361 2 жыл бұрын

@Trent James look her up on the internet and leave her a message she's quite popular for her services as she was recently featured on cnn. She can work with anyone irrespective of where your located.

@peterwilliams6361 2 жыл бұрын

@Trent James I do the same thing, I do not have big money on bank account. With the right property in market and sales advisor, we will be on right track. Right now 3 estate done with loans which I turn to plantation and earn money from it, 2 more to go.

@marcwareham9351 2 жыл бұрын

FFf scammers 🚨🚨🚨🚨🚨

@antonnohr Жыл бұрын

I began investing due to stock market dividends. The goal is to live off dividends without selling, benefiting future generations. I've invested over $600K in dividend stocks and continue buying, especially if prices drop further.

@VickyAlvy Жыл бұрын

I strongly agree, that's why I value empowering an investment coach with decision-making authority. Their specialized expertise, education, and skills focused on leveraging risk for its asymmetric potential make underperformance nearly impossible. Working with an investment coach for over two years, I've generated over 1.5 million dollars.

@VickyAlvy Жыл бұрын

@Jason9o669 There are many financial coaches who excel in their profession, but for the time being, I employ Stacey Lee Decker because I adore her methods. You can make research and find out more

@ClementRusso2 Жыл бұрын

@wheremysocks 2 жыл бұрын

I was trying to get motivated to actually start investing and listening to your reasoning is what got me started. I get the most satisfaction seeing the dividend amount go up slowly as I buy what i can. It's not much at all, but it is a start.

@thebeattielife9528 2 жыл бұрын

Love your content. We watch many videos from different people that talk about dividend investing and yours is always really helpful. Keep posting, you’re making waves!

@richardthorne2804 2 жыл бұрын

If you go with growth/dividend ETFs and individual stocks that meet the qualified dividend tax treatment, taxes are not a huge deal in my opinion. Moreover, most young people will be investing in 401(k)s and IRAs where that will be a non-issue.

@marciafenandes8756 2 жыл бұрын

@toyko7200 2 жыл бұрын

Great tips, Generally diversification is a kind factor Don’t put your eggs in one basket. pragmatically I have been into all of this for some time,though I won’t say I have made or lost some fortune. Do you mind recommending a firm whose platform has diverse investing choices? Quite rare I anticipate your response.

@patriciacleveland2588 2 жыл бұрын

Oh but didn’t you hear the current administration says everything is fine “no recession “

@aguilarkristine7022 2 жыл бұрын

CALM WISDOM I REALLY LOVE THIS CHANNEL BECAUSE OF THE NICE UPDATES HERE

@robertsmith6408 2 жыл бұрын

I am building my div empire now with JEPQ, JEPI and BSTZ. All three of these funds are amazing and JEPQ pays 19 percent and they all have capitol appreciation. I enjoy div investing, but the secret is to feed the pig every month and not spend all of your div you get. I am putting 20 percent back each month and Ameritrade you have to do it manually, so its a pain but worth it. My goal is six figures in div and I am already retired.

@OroborusFMA 2 жыл бұрын

In 2021 I was playing the bank account bonus game and one of them was with Fidelity. Instead of canceling the Fidelity account after getting my bonus (it was near the end of the year) I took the bonus money I had made during 2021 and bought dividend stock. I added to the account slowly as the year went on. My earnings were down a bit heading into November (not bad given where stocks were more generally) but then things really took off. Presently my account is worth about 25k and pays an annual dividend of about $1,625. It's not like I've gone crazy, I have a completely separate (and pretty conservative) retirement account and an online savings account and CD. The lesson I learned from 2008 was to have as many income streams as possible.

@andreaugaragao 2 жыл бұрын

Curious on which stocks have you bought

@Jody8337 2 жыл бұрын

I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks (with the help of my Financial Advisor of course) and made about 246k, but guess what? I put it all back and traded with her again and now I'm rounding up close to a million.

@Rick.4890 2 жыл бұрын

What is your advice for a new beginner like myself, I have been trying to practice using a demo accounts, but I am scared that I don't know enough to start trading all by myself. What to do next.

@LisaRomero. 2 жыл бұрын

Be careful not to jump into trading without any proper training because it can be very detrimental. Many folks jump into trading only to suffer great loss at the very beginning. Do not try to imitate a professional traders, better still ask questions. Get the services of a professional stock expert or a licensed broker.

@erhardthansgeorg839 2 жыл бұрын

These are what beginners do think, me too I used to think the same way... Thank God I met Mrs Camille Anne Hector...she helped me in trading and inculcate how the market works..

@Max.5058 2 жыл бұрын

I'm also a proud beneficiary! I've built my portfolio massively and still building. My weekly earnings from her strategies are mind blowing...

@Larry_Swanson580 2 жыл бұрын

Who's Mrs Camille Anne Hector ?!

@genebaughbba 2 жыл бұрын

That was a good one! Maybe I'm biased because I have Pennant Park and use dividend reinvest when prices are low like right now.

@stevehealy7604 2 жыл бұрын

I cannot thank you enough. Bought RC, ABR, TPVG, and USOI, a while ago. To me it makes sense to track yield off the original investment. As the price goes up the calculated yield goes down for the same dividend. For me what I care about is the yield off the original investment. Am I thinking correctly?

@denisfoguenne9106 2 жыл бұрын

yesss you good

@furtsmagee1513 2 жыл бұрын

Yes

@wa210 2 жыл бұрын

Yes. That's the key, buying at a fair valuation with a great starting yield. If you DRIP every dividend payout, your cost basis gets even better, you don't have to worry about timing the market, you gradually acquire more shares, which equals even more dividend income. Let compounding work it's magic. Base your yield off your original buy in amount of cash to buy the shares.

@glennshoemake4200 Жыл бұрын

PDI is another great CEF for income investing.

@MGmirkin 2 жыл бұрын

I'd love to see a list of stocks that are balanced between strong stock price growth and strong dividend distribution growth, as kind of a middle-ground, and see how that fares vs pure dividend yield, pure dividend growth, or pure capital appreciation stocks...

@MGmirkin 2 жыл бұрын

Like, I have a few stocks I've looked at that seem to have a bit of both (strong price appreciation and medium/strong dividend growth), but generally with lower yields, and when put into backtesting, they seem to not have much by way of annual dividend payments at the end of a 10+ year investment cycle. So, are there any lists that like go through basically the whole market and are like "this stock hits all the 'wants': 'high yield,' +'high price/dividend growth'"? Or is it just a matter of randomly running across stocks that others have recommended and then manually looking into them? Would be nice if some game theory folks could put together some kind of something that looks for these particular characteristics and selects like best-of-breed stocks that hit all the points together, and give the best hypothetical mix of price/dividend yields.

@NFTinvestments74 Жыл бұрын

One of the best videos I've seen on this topic. Top notch!

@danielb3863 2 жыл бұрын

Considering the next 10 years may move mostly sideways a covered call ETF like JEPI will be the way to go. 11% yield currently and paid monthly. Also most returns from stocks over the last 30 years have come from dividends not actual share price growth. Lots of studies online showing this.

@arigutman 2 жыл бұрын

Great video, thank you for sharing the insights, always exceptional value on this channel! I do not always chase yield and remain ok with dividend stocks that pay 2.5% to 4% yields, but I also know those dividends are growing as well as the stock share prices!

@mrsmith1339 2 жыл бұрын

More than 1/2 of our income is from qualified dividends which are Federal and State tax free for most investors here in Florida.

@darrinvalentine2925 2 ай бұрын

Really enjoyed this video.. Thanks!

@Shirley-v3g Жыл бұрын

I appreciate your principles and sound fundamentals - as I’ve done much of what you’ve discussed - although I live in Canada 🇨🇦 - with different tax laws .. but thank you for your great insight and guidance 😎🤞

@nrpbrown 2 жыл бұрын

I enjoy the income and stability, at least to contrast my portfolio's riskier positions. They fulfill for me what would be the role of bonds in the portfolio of a person with normal risk tolerance.

@bluegillmich 2 жыл бұрын

I have PTY, PDI and Hrzn..currently under water in the first two, Happy with my Hrzn ..monthly payers.

@dreamlifedividends 2 жыл бұрын

Compair SCHD with your high yield. Also you could safly do the index way and at the end transfer it all to an income fund

@lonely0takulive828 2 жыл бұрын

I'm glad I never see you doing sponsorships for financial platforms.

@CalmerThanYouAre1 2 жыл бұрын

Long-term total return is king. If whatever you’re investing in isn’t close to SPY in total return, long term, then you’re fooling yourself and sacrificing substantial wealth to “feel good” by naïvely emphasizing cash flow over total return. Add on top heavy tax drag on what are most likely not qualified dividends and the absence of any organic dividend growth to combat inflation, and you can find yourself in a very bad situation 10 years into retirement. Just buy SCHD and sell shares as needed if dividends aren’t enough. Target a distribution rate of 5% from your portfolio. Anything more than that and you’re highly likely to crash and burn during retirement due to the effects of inflation and sequence of returns. Good luck out there!

@btw-3006 8 ай бұрын

100%. Total returns is what matters. Never invest in a stock just because it has a high/attractive dividend yield. For those who still believe yield matters, let's compare Visa ($V) to AT&T ($T). According to Portfolio Visualizer, if you invested $10,000 into each of those stocks at the beginning of 2009 and held until March 31, 2024, you would end up with over $230,000 in Visa and over $20,000 in AT&T despite the fact that you received more income in AT&T. Guess which stock I would rather have invested in.

@chessdad182 2 жыл бұрын

Funny how we hear these back and forth arguments on choices for investments, but the majority of the population is just SPENDING every dollar. A relative of mine was just talking about a new large screen TV he purchased. Oh well. I invested about the same amount of money in some high dividend payers today.

@wa210 2 жыл бұрын

Good for you, not tempted to keep up with the Joneses. Watch out your relative may come knocking to "borrow" from you when he's deep in the kimchee pile. If I were you keep quiet about your investing versus his or her spending.

@TheShadeManGuitar 2 жыл бұрын

I have a mix of both. High yields such and main and ritm but growth such as voo,pnc,lows

@berninme 2 жыл бұрын

It’s amazing to me how many people go “all in” on tax advantaged accounts, which essentially hold your money hostage for decades, and have nothing outside of that. I get that it is more efficient, but they are placing zero value on having penalty free and unencumbered access to their money before the age of 60. Big assumption that you live that long as well. People will happily dump 40 or 50k per year into a 401k, ira, and hsa/fsa per year, but sneer at the idea of putting a dime into a normal brokerage account. And don’t even mention having to pay tax on your dividends. I prefer the comfort of having lots of money at my disposal in a brokerage, in addition to things like 401k.

@playerzero2236 2 жыл бұрын

We think a lot alike. Im half physical gold and half value stocks with high yields, and I'm outside of a retirement account, I can tap into that cash anytime I like but I prefer to let it compound. Love seeing my cost basis go down to nothing every payout and that cash flow coming in during a bear market. Then gold smooths out the ride and appreciates alongside stocks while toning down some of the flow between risk on and risk off

@owaisaa1188 Жыл бұрын

I like watching your videos but definitely don’t agree on some of your strategy, SPY will outperform any income strategy. Period. Also are we ignoring the decline in share price with most high yielding stocks or etf, incase of PFLT its down 25% in 5 years which wasnt factored in your calculation.

@darrelgrove5304 2 жыл бұрын

30% of my portfolio in high-yielding debt (loans, bonds) and preferred. Locking in yield now and will get price appreciation when rates decline - blended yield of ~ 9%. Rest in DGI, REITs, index funds, oil & gas, mining & metals and a 5+- growth stocks (no dividend).

@chessdad182 2 жыл бұрын

Nice. I have a similar yield.

@MrNickAch 2 жыл бұрын

I love PFLT. It’s one of my biggest holdings in my smallest portfolio that focuses on dividends.

@richardhead2318 2 жыл бұрын

Taxes on BDC distributions are mostly at ordinary income tax rates.

@giovannipantorno884 2 жыл бұрын

I actually sold all my growth last year. Buying a bunch of dividend payers with my own money and as growth crashes I'm gonna reinvest my dividends into growth and watch for bigger returns. I had so much success with growth let's see

@chitpaul 2 жыл бұрын

Dividend investing generates cash flow and also uses thst cash to grow. The aim is to generate a second income or generate income that allows for way early retirement fund building.

@tslee8236 Жыл бұрын

After tax dividend + CAGR is one of my filter in accumulation phase. High yield cash cow is OK in drawdown phase or to use in portfolio blending or as bonds substitute. Don't pay tax until you have to. It is the brake of your investment portfolio. The rest is to avoid duds. They are the potholes on the road to financial freedom.

@TheHardwickHomestead Жыл бұрын

The problem with your dividend calculator... you are setting it to invest $59,000 bucks all at once up front. If you slowly add the money over 20 or 30 years you will most likely add a little money at a time, not all $59K will grow interest all up front. It may work that way if you get an inheritance or something...

@Whooshta Жыл бұрын

I make $2500-$3000 per month consistently... That pay check is why I invest and keeps me motivated. Retirement is just a few years away.

@braden6992 2 жыл бұрын

Many of the higher dividend yielding ETFs I have owned have lost value over time. They can't keep up. So what you select is as important as how much it pays. You won't have these kinds of dividend snowballing results if there is capital depreciation.

@wa210 2 жыл бұрын

True to a degree, but you can have the mindset of owning a couple pure income stocks, and if get cap appreciation all the better. The key is know you are buying proven dividend payers, and probably not so much growth. The Bull uses it in this video. Never sell the stock, unless of course the dividends go bye bye. I would say at least one BDC, and a REIT with a proven track record. I actually own 3...MAIN, ARCC, and WPC. Bought purely for income, and all 3 in the green with some cap appreciation. If you DRIP them for years, your CB will lower and as the divvies increase, you'll be a happy camper.

@jacekfz99 10 ай бұрын

What about investing in BDC/REIT/Covered Call ETFs in Roth IRA (to not pay taxes) and investing into MLPs in a regular investment account (since most of their dividends are return in capital, not taxable dividends)?

@wargumbyx 2 жыл бұрын

one interesting thing that can be done with dividend stocks is to be slightly more active than fire and forget and buy them around and below their 52wk avg and set a take profit (assuming you are buying more shares than 2x your commissions cost) of 1 or more $ depending on the average movement of the stock so you can buy say 100 stocks set a 2$ take profit and make a year or more worth of income and then just rebuild the position in another stock while you wait for that one to come back down

@firstlast3192 2 жыл бұрын

So for the PFLT example, $59,483.20 the initial investment locked for 20 years, then after 20 years, turn off reinvesting and take the annual payout of $42,544,26?

@ReheatedDonut 2 жыл бұрын

yes

@stangtrax 2 жыл бұрын

I use to be in the dividend camp. However math will show you, yiu make more money on dividends if you have a solid growth portfolio first then take your returns to buy dividend stocks later. More details that im not going to type. More risk buy dividend stuff than people think.

@tomfisher7751 2 жыл бұрын

As a UK investor I love income investing. LGEN and O are some of my favourite stocks. I also have STAG and some dividend growrh stocks such as Ashtead group and Halma.

@KevinPerez-fd9xq 2 жыл бұрын

Awesome video bro 😎

@georgesealy4706 8 ай бұрын

Some people focus on yield. But dividend growth is just as important.

@spemmir3014 2 жыл бұрын

I love the idea of income investing, love you channel and your content! My main concern is the 30% dividend tax for non-resident aliens.

@cursedcube7971 Жыл бұрын

1. dividends don't lie, they are paid from the profits and available cash from the companies. A short term minded board of directors can cook the books and repel capital investment to a later date to make the company appear more profitable on a quarterly basis, but cash reserve doesn't lie. 2. Dividends can be tax efficient in some countries like Canada with dividend tax credits and registered investment accounts, Imagine investing (drip) into a Canadian TFSA and paying absolutely no taxes at retirement on dividend income from the TFSA account. 3. If you're like my retired dad and rely on selling your investments on a monthly basis, you can seriously hurt your portfolio value when you have to sell during a crash, like the one in March 2020. Sure, dividends can be lowered, but with a wide diversification, you can reduce this risk and avoid taking loses on your stocks during a market crash. 4. Most investment advisors hate dividends because they can't charge you a fee on it and make more money on overall portfolio growth. Most advisors/banks in Canada get paid a % fee commission on your whole portfolio, especially those old school mutual funds.