#UK

[@WeMakeScholars]

Hi There! Check out the same video explained in other languages Hindi: kzbin.info/www/bejne/inrOfH2bmrCFsLs Telegu: kzbin.info/www/bejne/joCvZ5WMq7tmqpo

[@vishu4640]

How much time loan takes to sanction after applying?

[@WeMakeScholars]

Hi Vishu! It would take 15-20 working days after you submit all the documents at the branch in case of public lenders but in case of private it would take a week to get the sanction if in case you are applying for loan via WeMakeScholars. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@surajsabareesh8216]

in order to get loan from bank first we have to provide offer letter from university...can we pay token deposit money from loan??how???

[@WeMakeScholars]

Hi Suraj, by token deposit money, do you mean that you need to show some funds to the university before getting the final offer letter? In that case, I am sure you would have received a conditional offer letter. With WeMakeScholars, that is enough to start your process. You can speak in detail to us here: bit.ly/education-loan

[@sangitasakhe6gm]

Ma'am student bank loan for uk can we use joint account with the parents

[@WeMakeScholars]

Hi, Niyoj! You do not require a prior bank account to apply for an education loan. For further guidance on the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@Delhiteonmission]

does 28 day rule ( fund must be in account for 28 days before you apply visa) apply to education loan as well?

[@WeMakeScholars]

Hi NItish! If you're taking an education loan from NBFCs, you are required to disburse your funds to your personal account 28 days prior to your visa interview, as the UK embassy doesn't actually accept education loans taken from NBFCs for visa purposes. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@harshr711]

Property we own is on name of my uncle so, if I apply for education loan to study in uk the property needed to be mortgage will be on name of my uncle. So, my query here is; will it create trouble for my visa to be granted in aspect of finances? I heard visa officers do not consider third person's assets as valid proof of funds.

[@WeMakeScholars]

No Harsh, that is not a problem. If the bank found it acceptable, then the embassy usually does not have a problem... anyway, to be sure about it, please get connected with our loan team as they are the experts in this domain: bit.ly/education-loan

[@janhavioza8613]

Hello. @4:35 you mentioned 23 universities where proof of funds is not required. Where can I get that list ?

[@WeMakeScholars]

Hi Janhnavi! You can go to this link : www.gov.uk/government/news/twenty-three-universities-join-student-visa-pilot where you can find all 23 universities which do not require any proof of funds. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@janhavioza8613]

@@WeMakeScholars Thanks a ton!

[@krutikpatel8336]

After taking the offer letter from the university, I have to apply for the education loan, after getting the education loan letter, the balance has to be show for 28 days in bank balance ?

[@WeMakeScholars]

Hello Krutik, if you have taken an education loan from a government bank, there is no such requirement that amount should be shown for a certain period of time. Those rules are applicable only when you are self funding your study. If you require more clarity, our loan team will explain it to you. You can get in touch with them here: bit.ly/education-loan

[@dimplesharma872]

Since post study work visa is now given to students for September 2020. Does that mean that uncollateral loan will be provided for UK also?

[@WeMakeScholars]

Hi Dimple, it's too early to say... As of now, the terms and conditions have not changes. We can only cross our fingers and hope for the best. However, if you are able to submit some collateral to go ahead with a secured loan then you can speak to our loan team right away: bit.ly/education-loan

[@jagdishpatel6465]

As you mentioned that UK has listed 23 universities which do not require proof of funds, can you please mention the names of the universities as well so that I can do a tiny research about them. Thank you.

[@WeMakeScholars]

Hi! You can find the list on the UK government website. Please get in touch with our loan team by requesting a callback on this link: bit.ly/education-loan

[@divyasoni08]

I am already connected to one of your staff member purva, i want to start my process but she is giving no response i tried calling her from last 4-5 days unfortunately she dont receive the call. Her name is purva and i want to start my process from ahmedabad. I request you to arrange a telephonic discussion as soon as possible.

[@WeMakeScholars]

Hi, Divya! I believe your Financial Officer got in touch with you. Hope your queries have been resolved. Please feel free to reach out to her for any further questions.

[@aniketshinde5389]

@@WeMakeScholars same is the case with me

[@jngnandan]

Hi Friends, I received my CAS. For the Visa application, I want to go with a loan letter. Can I take a personal loan on a fixed deposit for total fees and expenses? Or is there any mandatory that have to show only an education loan for Visa?

[@WeMakeScholars]

Hi, Girish! You can take a personal loan if you want, but it's always better to go with an education loan. This is because the interest rates are lower and you get a moratorium period of your course duration + 6 months-1 year, during which you don't have to make EMI payments. For other types of loans, you would have to pay EMI from the first month, which is not ideal for a student and puts too much pressure on the co-applicant. Get in touch with our loan team here by requesting a callback: bit.ly/education-loan They will help you out!

[@rinkupaul6081]

Maam i filled the form of sbi global edvantage scheme and i colleted all the documents but my college ranking isn't showing on your link which your team provide me so can i get loan for that college or not please maam answer this question as soon as possible and the main thing is that my college name is new zealand school of tourism which is the category 1 college in new zealand but not showing on your website so what can i do now ? Or maam there is any solution of this issue ,and damini ma'am can i talk with you ?

[@WeMakeScholars]

Sorry Rick, since your college does not qualify with any bank we are unable to help you as the basic eligibility criteria is not met. Our hands are tied in this matter.

[@omkarulkar1148]

is commercial bank loan is acceptable in uwl (university of west london u.k.)

[@WeMakeScholars]

Hi Om! Yes, They do accept. For further guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@sagargondaliya6130]

Hello ma'am i got offer from Coventry university for masters in data science for may 2020 i m also looking for the same unsecured loan i need second installment of tuition fees so can you help me out.

[@WeMakeScholars]

Hi Sagar, very soon, I'll be coming up with a video for unsecured education loan for UK. Meanwhile, If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@rehanali6307]

Hii

[@rehanali6307]

I am also planning for it can u do help in it PH 6302002849. Pls pls

[@shubhamtripathi1921]

I think UK now has started stay back of 1.5 years after completing the course Mam please reply

[@WeMakeScholars]

That's right Shubham. The embassy has made some changes and now students will get post study work visa upto 2 years. However, as it is applicable for students of the 2020- 2021 batch, the loan policies have not changed as yet. As of now, only collateral loans from government banks are possible for UK. Non collateral loans are still not possible. Most probably they will change their policies in the coming months. To start your loan process or to clear any other query, you can connect with our loan team here: bit.ly/education-loan

[@shubhamtripathi1921]

@@WeMakeScholars Thank you

[@nimeshbatra2294]

I need to confirm that I have got an In-Principal Loan sanction letter for UK, will it be okay to apply for Tier-4 Student Visa with it?

[@WeMakeScholars]

Hello Nimesh, have you already deposited the required amount in your CAS account?

[@nimeshbatra2294]

WeMakeScholars Yes I have already sent the deposit fee. Also I have received CAS.

[@WeMakeScholars]

Which bank have you received the In Principle Letter from? Has your legal opinion and property evaluation been completed?

[@nimeshbatra2294]

WeMakeScholars Its from Indian Bank, It is without collateral.

[@WeMakeScholars]

Hi Nimesh, since we are not authorised to process loans from Indian Bank, we do not know whether that letter is in the acceptable format. Anyway, let's all keep our fingers crossed and hope for the best! :)

[@ankurupadhyaya2614]

Great video and helpful information as always. Just a feedback the sound quality could be better by using small mic.

[@WeMakeScholars]

Hello Ankur, thanks for the suggestion, and the appreciation :)

[@aasim4628]

Mam what after PSW, I mean in terms of PR is there any chance cause most of the people are saying this is only due to brexit.

[@WeMakeScholars]

Hello! You are right. There is still way too much uncertainty surrounding the change, which is why, there is no change as yet in the loan rules. For now, to study in UK, only collateral education loans will be acceptable... We will make a video when there are any changes in the loan rules for UK. :) Until then, you can discuss your best options with our loan team here: bit.ly/education-loan

[@anitarani3379]

I have uploaded three request but didn't receive any call

[@WeMakeScholars]

Hello Anita, please provide your number or email id with which you registered... only then can I look into the issue.

[@amalashok1997]

hello...It was mentioned in the video ..at around 4:35 that for 23 universities, proof of funds are not required to get visa...where can i find the list

[@WeMakeScholars]

Hi, Amal! You may find it here: www.gov.uk/government/news/twenty-three-universities-join-student-visa-pilot If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@amalashok1997]

@@WeMakeScholars thanks for the info...I'm already in touch with your team...you guys are doing a great job...thanks

[@ridhamdholakiya2368]

How much dies token deposit cost?

[@WeMakeScholars]

As mentioned in the video, it varies on a case by case basis. You need to check with your university how much the token deposit is, in your case.

[@siddhantgogia3356]

List 23 universities which are getting financial requirements exception?

[@WeMakeScholars]

Hi, Siddhant! You may find the list here: www.gov.uk/government/news/twenty-three-universities-join-student-visa-pilot If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@akanshasingh8929]

Mam as per new rules, UK is giving poststudy work visa for 2 years, so now, is unsecured loans possible for study in UK?

[@WeMakeScholars]

Hi, Akansha! The new rules don't apply to the current intake or the upcoming intake. It is not possible to get an unsecured loan for study in the UK as of now. Please get in touch with our team by requesting a callback on this link: bit.ly/education-loan They will assist you!

[@TasneemKausar]

Amount of living expenses will be disbursed to personal account?

[@WeMakeScholars]

Hi Tasneem, usually students use the travel card provided by the bank for their initial disbursal of living expenses. However, most of them open a bank account with one of the banks in the country they have moved to. After that, they will be able to operate their loan through their personal account.

[@aditiparihar4713]

Can we use loan money for living expenses and for education both

[@WeMakeScholars]

Hi, Aditi! Yes, living expenses can be included in the education loan. You will have to specify the amount from the beginning while applying. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@souravsharma4908]

hello Mam, I have one question, can you please answer? I have heard that study loans are only given for Bachelor or Master Studies and are not given for Diploma's .Is it true or false?

[@WeMakeScholars]

Hi Sourav, when it comes to Diploma courses, there is no yes or no type of answer. We need to assess your academic background first, and confirm whether a loan for a Diploma course is possible for your profile. You can get in touch with our loan team here: bit.ly/education-loan

[@architamotadoo2069]

If sibling is the co-app for my unsecured loan, will this be an issue for Visa process?

[@WeMakeScholars]

Hi! No, there won't be any issue if your sibling is your co-applicant towards your education loan. For a more detailed understanding, we would recommend you connect with the Financial Officer by requesting a callback on the following link: bit.ly/3MVP0Sy. They will connect with you and guide you through your loan-related queries.

[@architamotadoo2069]

Thank you for your reply. I’m in touch with one of your financial officers. Wanted to know if they are well averse with UK Visa guidelines and requirements as well?

[@namratajain4498]

Ma'am agar hum abhi private bank se loan lete hain to kya baad me nationalized bank me shift ho jayega..

[@WeMakeScholars]

Hi Namrata! Yes, it is possible to transfer your education loan from one lender to another but if you have taken a disbursement, you will be required to repay the amount you have taken, and start a fresh application to the new bank. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@khushpreetsingh9956]

please mam provide information for pilot type rating loan

[@WeMakeScholars]

Do you mean Pilot Training Course? What do you mean?

[@sanketgurnalkar5813]

ma'am please tell me, Unsecured loan (from NBFC) will be accepted by UK embassy now? pursuing course is MSc in cybersecurity...

[@WeMakeScholars]

Hi, Sanket! Yes, you can take an unsecured loan from an NBFC for your Masters in UK. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@sanketgurnalkar5813]

@@WeMakeScholars do I need to disburse that amount for 28 days or that is not necessary?

[@WeMakeScholars]

@@sanketgurnalkar5813 No, it is not required if you are taking an education loan. Please request a callback for guidance with the same.

[@everseenstud2671]

Ma'am I have a question, my University from UK will not give us the CAS latter before the 60% payment of fees and my bank from which I am taking a education loan which name is central bank of India, the bank will not release the amount unless I get a visa of UK ..so Ma'am what to do now can you please help me , because visa process will begin after I receive CAS latter and University won't give CAS before 60% of payment..Ma'am I'm in a trouble please help me

[@WeMakeScholars]

Hi, Milind! It is possible to get the disbursement before the visa. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@vamsikrishnareddy9345]

hey bro, if you are active may I know how you tackled this situation ? Am also facing the same situation now. Prodigy Finance, saying that they will be disbursing funds only at the start of my semester. So, How to handle this ? Can I show the Loan Sanction letter to my university for getting CAS ?

[@vamsikrishnareddy9345]

@@WeMakeScholars hey, Prodigy Finance, saying that they will be disbursing funds only at the start of my semester. So, How to handle this ? Can I show the Loan Sanction letter to my university for getting CAS ? Please help me.

[@rohitshukla7926]

Dear Damini, Could you please let me know which are there 23 university which don't need maintenance funds

[@WeMakeScholars]

Hi, Rohit! You may find the list here: www.gov.uk/government/news/twenty-three-universities-join-student-visa-pilot If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@kavitaamin6399]

Hi… can the student take a study loan from any bank which is RBI approved ? Or are there any specified banks wherein the student has to approach those only ??

[@WeMakeScholars]

Hi Kavitha! During the time of visa the embassy only accepts loans from some of the lenders. For guidance on the same please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@lokesht7218]

Can we pay token deposit amount after getting loan approved? Then what was the process after applying university

[@WeMakeScholars]

Hi, Lokesh! If you need to pay the deposit from the loan to get CAS/ATAS, the loan can be disbursed. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@sunishchitgautam1876]

Hi! I am not able to find those 23 univerisities on UK government website. Can you please provide me with the link?

[@WeMakeScholars]

Hi, Sunishchit! You may find the list here: www.gov.uk/government/news/twenty-three-universities-join-student-visa-pilot If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@sunishchitgautam1876]

@@WeMakeScholars I am sorry but there is nowhere written on this page that these universities students are exempted from showing funds in their bank statement for visa.

[@WeMakeScholars]

@@sunishchitgautam1876 Please read page no. 107 in the linked document: assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/843003/T4_Migrant_Guidance_October_2019.pdf The Scheme is named as Tier 4 Visa Pilot.

[@ridhamdholakiya2368]

We make scholar also do counsellor work for aboard studies?

[@WeMakeScholars]

WeMakeScholars helps Indian students with the financial options primarily for pursuing their higher studies abroad.

[@gogetavegito231]

Can i get collateral one if I provide securityof my home (which is also on loan )

[@WeMakeScholars]

Hi, Shivsen! Yes, you can use a property which is already under home loan as collateral for an education loan. You may watch this video for further details: kzbin.info/www/bejne/kGXCin6ZesZ7nKs Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@gogetavegito231]

@@WeMakeScholars thx ×infinite this makes made my day i was in stress about that i really appreciate the work you guys are doing ......thx alot .....

[@AJnerd5401]

But now psw is available in uk so what now??

[@WeMakeScholars]

Hi, Aakash! This will not affect the education loan approval. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@Pubg-pn6sd]

Hi mam, actually uk announced 2 YEAR PSW FOR all students. So now I can get non collertrial loan for master degree in hospitality. Pls give me some information about it

[@WeMakeScholars]

Hello Rana! As of now, we really can't comment on this matter. As there are another 2 intakes to go before the PSW changes come into effect. For now, the rules remain unchanged. You can get in touch with our loan team here for any further doubts: bit.ly/education-loan

[@munawarmuneer7532]

I got offer letter from Greenwich University and they asked to pay 3000 pounds as per registration fee within 28 days.is it possible to get loan within these days

[@WeMakeScholars]

Hi Munawar, yes, it is possible. But you really need to rush. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@munawarmuneer7532]

@@WeMakeScholars I already signed in and request for call back.but no response ..

[@koustavbanerjee4763]

Can I take an education loan against fixed deposit for UK tier 4 visa? Or education loan against fixed deposits are not accepted in UK?

[@WeMakeScholars]

Hi Koustav! Yes, you can apply for a UK tier 4 visa with an education loan against an FD. we have processed 100+ files like this, Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@satyakanna4220]

Madam now united kingdom is launching its post study work permit to students. Does it show impact on loans for Indian students and how much loan is sanctioned with minimum collateral security to u.k

[@WeMakeScholars]

Hi, Satya! No, it will not affect loans. The loan amount depends on your collateral value. We would need some more details to help you with that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@thinktwice1153]

Hi, Why is 'We Make Scholars' not helping students who are trying to get a loan from Canara Bank?

[@WeMakeScholars]

Hi, Akshay! The education loan product of Canara Bank is not very competitive compared to the other options in the market. I think it will be a better idea to speak to your financial officer to see which bank will offer you the best terms. You may request a callback: bit.ly/education-loan

[@WeMakeScholars]

You can also check the latest video on UK unsecured Education loans here- kzbin.info/www/bejne/ioGUnnawlJadh7c

[@ownthegrowth]

which are the universities for which proof of funds is not required?

[@WeMakeScholars]

Hi Mreenmoy! You can reach out to our team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further regarding the same.

[@alimsutar388]

Which is better loan letter or fund in account for uk study visa?

[@WeMakeScholars]

Hi, Alim! Education loans are always preferred by embassies as proof of funds for the visa. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@SanjaySharma-kd2bn]

Does UKVI accept education loan secured using third party collateral from SBI? I'm asking this because my New Zealand education plan got cancelled because of this issue.

[@WeMakeScholars]

Hi, Sanjay! The New Zealand Embassy does not accept loans against third party collateral. However, the UKVI has no such issues. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@Dj_Kapil_London]

SBI needs Fee Structure Letter from University of Greenwich. And University has clearly mentioned on website that they don't provide this letter to International Students. The only thing which I have is an unconditional offer letter from University of Greenwich. Will student loan still processed if University strictly denies to provide any kind of letters other than Unconditional Offer Letter ?

[@WeMakeScholars]

Hi, Kapil! Have you applied via WeMakeScholars? It is possible to do the process with an unconditional offer letter specifying the fees, without the requirement of any specific letter. If you haven't yet gotten in touch with WeMakeScholars, you can do so by requesting a callback on this link: bit.ly/education-loan

[@Radhey76]

maam need help regarding making SOP

[@WeMakeScholars]

Hi! Sorry, we will not be able to help you with your SOP as that is not our area of expertise.

[@FardinKhan-ee4fx]

Mam i have got a loan sanction letter and i want to know about the policy i have paid my all fees and now my loan has sanctioned so it will cover my 28 dsys balance??

[@WeMakeScholars]

Hi, Fardin! Was your loan sanctioned via WeMakeScholars?

[@FardinKhan-ee4fx]

@@WeMakeScholars no it is from union bank

[@WeMakeScholars]

@@FardinKhan-ee4fx Sorry. As your loan was not sanctioned via WeMakeScholars, we will not be able to guide you further.

[@shalvinps6640]

Is it mandatory to have building on the land to get the education loan ?

[@WeMakeScholars]

Hi, Shalvin! Built-up properties are preferred over empty lands. However, if no other option is available, empty land is accepted. For further guidance, please get in touch with our team by requesting a callback on the following link: bit.ly/education-loan

[@mubimunnaz6867]

In uk. Most of the universities are tell to paid their 50 % or 30% of course fee before admission. So our loan is gives only after getting an admission in university. It's very difficult for ordinary people to collect money to paid 50 % of amount first. Can u tell about this. I am confused about it

[@WeMakeScholars]

Hi, Mubi! This is very rare. Universities usually only ask for the tuition fee payment after the admission. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@kavitsethi8805]

ma'am can we take loan against a properly , basically a house whose EMI is still going ?

[@WeMakeScholars]

Hi, Kavit! Yes, you can. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@aishwaryapanicker4118]

Hey ma'am i have applied for Cardiff University, UK and will be receiving an Offer letter within 20 days. Also i am in real need of non collateral education loan for the same of Rs. 28 Lakhs. Will it be possible for me to get the above loan sanctioned through WeMakeScholars.

[@WeMakeScholars]

Hi Aishwarya, 20 lacs unsecured is possible for Cardiff for sure. We can try for upto 25 lacs. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@yashpremendrasinha7080]

@@WeMakeScholars now after 2 years psw is unsecured loan possible upto 20 to 25 lacs

[@WeMakeScholars]

@@yashpremendrasinha7080 Hi, Yash! We would need some more details about the course, university, co-applicant's income, etc. to guide you on that. Please request a callback: bit.ly/education-loan The loan team will contact you.

[@shivampandya3313]

As per uk study visa..we need to show funds around 9 to 10 lacs for 28 days. Can we also sanctioned this funds in education loan?

[@WeMakeScholars]

Hi, Shivam! Yes, you can. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@rohitshukla7926]

We don't do loan with hdfc?

[@WeMakeScholars]

Hi, Rohit! HDFC Credila has been blacklisted by us due to issues students faced in the past. You may contact our loan team for better loan options here: bit.ly/education-loan

[@surajratti9755]

Mam is it possible to get non colletoral loan for uni of essex

[@WeMakeScholars]

Hi, Suraj! Yes, it is. However, we would have to evaluate your profile to determine your exact eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@nikhildhunna8840]

Hi, is secured study loan against FD's are accepted in UK ?

[@WeMakeScholars]

Hi Nikhil, Bank will have no issue to process loan against FDs for UK cases. However, please check with the visa regulations of the embassy. If there have been any policy changes, our loan team will help you out. Get in touch with them here: bit.ly/education-loan

[@evinvinod696]

Do I need to apply for the loan first or should I approach the university first and incase of non collateral loans if not uk what’s the next best option to get one and yea can you please list out some countries that non collateral loans would be easily approved

[@WeMakeScholars]

Hi, Evin! You should apply to universities first. The best time to apply for a loan would be once you've applied to universities and are waiting for your admits. This would ensure you don't lose crucial time in the end. Non-collateral loans for US universities and top universities around the world are easily approved. But no promises since the course, applicant's profile and co-applicant's financial profile play an important part. However, secured loans from government banks are always a better option. To seek help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@ashu9103]

2 years post study work Visa in UK now. So what's new policy for UK?

[@WeMakeScholars]

Hi Ashutosh, even though the UK's post study work visa rules have been changed, the lenders who provide unsecured loans, haven't updated the product yet. 10-15 lacs can be tried as unsecured loan for UK. For the secured loans, the policies are still the same. Please get in touch with our team by requesting a callback on this link: bit.ly/education-loan

[@amigoranjan]

Hi, My study visa for Canada was refused twice this year. I had education loan for the education. Now I got my tuition fees and GIC refunded from Canada. Question, can I use the funds for a UK University tution which I want to pay upfront. Second, what do I tell the bank? My Canada study was for 2 years whereas fir UK it's one year..

[@WeMakeScholars]

Hi, Ranjan! Please watch this video which addresses the same: kzbin.info/www/bejne/i3W0iZaMispgsLc

[@amigoranjan]

@@WeMakeScholars I went through this...thanks for sharing.. I have informed the bank about the same formally in an email. However, the branch manager called me and informed me that this is complex and we need to revisit the file /application afresh... Can someone help me to handle the bank manager responses so that I can get the revised letter for my UK student visa filing before the deadline. I wish I could have initiated the process through you guys.. please help 🙏

[@WeMakeScholars]

@@amigoranjan Which bank did you take the loan from?

[@amigoranjan]

@@WeMakeScholars bank of maharashtra

[@WeMakeScholars]

@@amigoranjan Sorry. As your loan was not sanctioned via WeMakeScholars, we will not be able to help you out.

[@vaibhavbhardwaj4300]

Does corona situation affect the max limit for loan ?

[@WeMakeScholars]

Hi, Vaibhav! No , it does not. The loan limit solely depends on your profile, collateral, etc. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@anandukrishnar4388]

Mam one doubt I am only able to manage a 3rd party colletral for availing loan. So in the loan sanction letter the guarantor name will be my relative only. Will the UK immigration office accept 3rd party colletral support and accept the loan sanction letter for the new Student route visa?. Kindly reply mam

[@WeMakeScholars]

Hi, Anandu! Yes, the UK embassy has no issues with loan against third party collateral. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@shivamkadam9187]

I am having one problem with my loan sanction letter. There are 4 names mentioned in my loan letter as i gave collateral security of my house and there are 4 owners of my house. Will it be ok to apply for UK visa?because as per UKVI you can not take money from uncle or aunt

[@WeMakeScholars]

Hi, Shivam! Please leave an email at [e-mail] mentioning your full name, contact details, city of residence and explain your issue to us in more detail. We will get back to you immediately.

[@satyamishra2601]

Whether uh have any branch in Amritsar so that I can visit there

[@WeMakeScholars]

Hi, Satya! As the initiative is funded and supported by the Digital India Campaign, the mode of operations are digitally aiming to reach students from every corner of the country. You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once we get your request, the respective Financial Officer for your region will call you to help you further.

[@sumeshnayr9935]

can we include miscellaneous expenses in loan (like Laptop etc..)

[@WeMakeScholars]

Hi, Sumesh! Yes, you can. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@mushtaqueraza494]

If we will take a education loan from the band for uk study for 3 years bachelor degree total cost is 60 lakhs then.. Then no need required for funds or bank statement for at the time applying visa??

[@WeMakeScholars]

Hi, Mushtaque! Yes, you can show your loan sanction letter when applying for the visa as proof of funds. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@tasbilkhan4714]

Meri daughter ka Uk se offer letter aaya hai 10 days ho gaye Master of physiotherapy ke liye but education loan karna hai kiya documents chahiye

[@WeMakeScholars]

Hi, Tasbil! We can help you out with this. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@yasunathi]

How to make education loan faster? I already applied for the loan last week the collateral security..

[@WeMakeScholars]

Hello Shihab, are you already in touch with the WMS Loan team? If yes, please give me your registered name or number. If no, please get connected with us asap here: bit.ly/education-loan

[@vasimkhan4614]

Hello ma'am I requested for call back service for my education loan queries before 2 days but I didn't get any call from your side it's my request to solve my doubts for masters education loan for UK I got an Offer Later from the university and I want to pursue my masters degree from UK please if you do any help for this..

[@WeMakeScholars]

Hello Vasim, I believe our loan officer Apurva is in touch with you, right?

[@vasimkhan4614]

Yes she call me today morning for my queries and doubt solution, thank you so much..

[@shinojvarghese8991]

in this video you told that , in global edvantage scheme provide 90 percentage of all the required fund , but for uk visa processing we shows full amount of tuition as well as living expenses, so how to show balanced 10% fees? which means is we invest that money in bank for a period of one month?

[@WeMakeScholars]

Hi, Shinoj! Yes, in this case you would have to show loan margin. However, there are lenders which provide 100% loan and loan margin would not be required. Your Financial Officer called you today but was not able to reach you. Please call back when convenient for further guidance.

[@shinojvarghese8991]

@@WeMakeScholars pls give me your office number in kerala or pls send that number to my mail

[@WeMakeScholars]

@@shinojvarghese8991 Hi, the Kerala team will be calling you on the number you have provided us.

[@shinojvarghese8991]

@@WeMakeScholars kk thanks

[@avahanaviram8034]

Can you tell the process for Sweden?

[@WeMakeScholars]

Hi, Avahan! For guidance on the education loan process for Sweden, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@abhishekgill9029]

Now uk has 2 year post work. So is it possible to get 100% UNSECURED for MBA for TIER III UNIVERSITY

[@WeMakeScholars]

Hi, Abhishek! We would have to evaluate all the parameters to determine your loan eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@shinojvarghese9809]

In this video you told that if you apply education loan through wms you can get the loan within 15 working days. Iam applying education loan at 26/09/2020 through wms and I start my document collection before September. Leagal opinion done within weeks. But after that the other process are very slow. Your loan officer call me and only gave advice.The officer from sbi visited my place on 03/11/2020 but my loan not sactioned till today. Pls do anything you can.

[@WeMakeScholars]

Hi, Shinoj! Sorry to hear that. Please share your registered email address so we can locate your application.

[@shinojvarghese9809]

Iam already contact changanashery rasmach and the authorities told that my cibil score and parents cibil score are less. So they want deviation from my sbi branch. Iam so tensed pls help me madam for that loan approval. Iam alredy paid my previous education loans but my cibil score are less

[@shinojvarghese9809]

My registered mail I'd is [e-mail]

[@WeMakeScholars]

@@shinojvarghese9809 Hi, Shinoj! Our team is looking into your application. Please visit the bank and sort out the CIBIL issues ASAP so your loan process can move forward.

[@bonypatel8026]

Is it mandatory to take loan for get education future scholarship??

[@WeMakeScholars]

Please write all the doubts about the Scholarship directly to the Scholarship providing organization. They will be the best people to answer it. Thank you.

[@shinojvarghese9809]

Hi madam I submitt all the document to the bank . And my branch manager send all the document to sbi processing centre after leagal opinion. In the application form I am not mentioned the health insurance cost of uk. So how I get that amount from education loan?

[@WeMakeScholars]

Hi, Shinoj! Your Financial Officer has gotten in touch with you regarding this. Please revert to her for further guidance on the same.

[@anitarani3379]

How can I get education loan and how can i contact u and how u help me

[@WeMakeScholars]

Hi Anita! We will be happy to help you out. Please request a callback here: bit.ly/education-loan Our loan team will call you in 24 hours.

[@shinojvarghese8991]

mam i have a doubt, suppose i get sactioned loan amount 20laks (including show money) but i took only 8 laks for paying my tuition fees and visa charge .in this case how much amount of money i should repay to the bank? is there any persistance to take full saction amount from the bank

[@WeMakeScholars]

Hi, Shinoj! No, the bank will not insist that you use the entire sanctioned amount. You will only be charged interest on the amount you get disbursed and will have to repay the same. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan

[@shinojvarghese8991]

I am already contact that link but no one reply till the day

[@WeMakeScholars]

@@shinojvarghese8991 Hi, Shinoj! Sorry to hear that. Please provide the email address you registered with. We'll arrange for the callback ASAP.

[@shinojvarghese8991]

@@WeMakeScholarsj in this video you told that , in global edvantage scheme provide 90 percentage of all the required fund , but for uk visa processing we shows full amount of tuition as well as living expenses, so how to show balanced 10% fees? which means is we invest that money in bank for a period of one month?

[@WeMakeScholars]

@@shinojvarghese8991 Hi, Shinoj! Yes, in this case you would have to show loan margin. However, there are lenders which provide 100% loan and loan margin would not be required. Your Financial Officer called you today but was not able to reach you. Please call back when convenient for further guidance.

[@nikhilbagade4385]

Good afternoon mam from last 3 days I m trying to contact we make scholar no one is receiving calls and I have requested to call back in the above link I didn't get call .. Can I get another process to reach you rather then this?

[@WeMakeScholars]

Hi, Nikhil! I believe your Financial Officer got in touch with you. Hope your queries have been resolved. Please feel free to reach out to him for any further questions.

[@muhilarasa2004]

what is the repay amount intrest for uk masters loan?

[@WeMakeScholars]

Hi, Muhil! This would depend on which bank you go with and the repayment terms of the loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@surajratti9755]

What if a candidate dont have any property ?will u give non colletoral loan

[@WeMakeScholars]

Hi, Suraj! Non-agricultural land, house, flat, FD, insurance policy and govt. bonds are all accepted as collateral. If none of these are available, we can help you out with unsecured loans. You can connect to our loan team by requesting a callback on this link: bit.ly/education-loan

[@amberblaq6305]

Hello, my common-law partner got an admission in the UK and we are looking for a loan to pay his fees. He is Nigerian is it possible?

[@WeMakeScholars]

Hi, Amber! Sorry, we can only help Indian nationals with student loans.

[@sukhmansingh7407]

Hello mam. I have completed my bachelor's in 2020 and now I am plaaning to do masters with the gap of nearly 2 years. Will there be any hurdles in sanctioning the loan from a Public Bank?

[@WeMakeScholars]

Hi Sukhman, the gap needs to be justified properly. What you were up to during these 2 years will be asked by the bank. Also, if it is a medical reason it will be accepted by the bank. As per bank norms, they cannot deny a loan for a gap as the reason. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan.

[@syedsaifullah2009]

Hello mam i have tried connecting with you guys from a past couple of days.the thing is i want to study in university of liverpool UK but the problem is i don't have any collateral so please can you help me.is there any way i could hope to study in UK.will any nbfc be able to help me please reply mam!

[@WeMakeScholars]

Hello Syed, sorry to say that it is simply not possible to get an unsecured education loan for UK. Your only options available are to arrange for some third party collateral, or change the country that you aspire to study in.

[@syedsaifullah2009]

@@WeMakeScholars thank you for replying how about canada?

[@mohammedamer6451]

Can u give services to Hyderabad

[@WeMakeScholars]

Hi, Amer! Yes, we can help you if you're in Hyderabad. As the initiative is funded and supported by the Digital India campaign, the mode of operations are digitally aiming to reach students from every corner of the country. You may get in touch with our loan team by requesting a callback on this link: bit.ly/education-loan Once we get your request, the respective Financial Officer for your region will call you to help you further.

[@g.sairoshan1300]

Mam can we take education loan against fixed deposit for uk visas?

[@WeMakeScholars]

Hi, Sai Roshan! Yes, you can. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@nileshpatil7799]

Its been nice information for all queries about the process.

[@WeMakeScholars]

Hi Nilesh! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

[@surajratti9755]

Mam i have a doubt regarding loan ;what if my tution fee is around 13 lakhs and show money is 10 lakhs .Is that educational loan covers show money also which is totally 23 lakhs

[@WeMakeScholars]

Hi, Suraj! Yes, it is possible. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@dds_lifestyle]

What if I got the full disbursement of loan amount before Visa application then do I have to wait 28 days or loan letter is still valid??

[@WeMakeScholars]

Hi, Divya! If you are taking a loan from an NBFC for UK, it has to be disbursed and kept for 28 days. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@jobanpannu4626]

How much amount I can borrow without security ? 🤔

[@WeMakeScholars]

Hi, Joban! Your eligibility for an unsecured loan depends on factors like course, university, co-applicant's financial profile, etc. For further guidance, you may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@riturajlochab2195]

Should give loan without colletral for UK now. Those who don't have property or have agricultural property cant study in abroad? 7.5 lakh is given by public bank for India and abroad without colletral, is 7.5 is enough? Living expence is even double then what we get here after margin. Too sad mam. U people can help..

[@WeMakeScholars]

Hello Rithuraj, as of now the UK embassy has not changed the rules. If you have only agricultural property, then it is better for you to try for countries other than UK. Countries like Canada and Ireland are great options and non collateral loans upto 20 L is allowed. Anyway, please speak to our loan team here: bit.ly/education-loan Once they understand your profile, they will be able to guide you better.

[@rajuinduri5942]

HI this is ambika i have collateral security and my father is a civil enginner used to work in aborad currently unemployed can i get education loan for studying in UK.

[@WeMakeScholars]

Hi, Raju! We would have to evaluate your profile to determine the best loan options for you. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@aasasamsonabiodun9556]

Hello, Thank you for the great job. Please I am from South Africa and really wish i can take an offer I had at Cranfield University, however when I looked at you videos I noticed I could only request for a call back if I am from india because I did not have Aadhaar Number. Please how can you help me?

[@WeMakeScholars]

Hi, Aasa! Sorry, we can only help Indian nationals with education loans.

[@aimy904]

Is it possible to get more than 20L UNSECURED Loan for imperial college London?

[@WeMakeScholars]

Hi Aimy! We will have to evaluate your profile to check your unsecured loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@samirmaniar6253]

Mam can we get a educational loan for undergraduate course of biomedical science in Brunel University ? Please help

[@WeMakeScholars]

Hi, Samir! Yes, we can help you out with that. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you within 24 hours.

[@harishrawat6044]

Mam i need education loan in emergency for November intake , how much time it will take ?

[@WeMakeScholars]

Hi, Harish! If you apply via WeMakeScholars, your loan can be sanctioned in 15-20 days. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@mahilochav917]

Hey I am Mahi.. I am in 12..i am planning to go uk for my bachelor's and masters.. So I want to ask we have to repay our loan money after my studies or along with study??? Means mai puchna chahti hu ki hume loan ka paisa padhta wakt hi dene hota h ya padhai khtam hona k baad.. Plzz reply.. It's requested you to guys!!!! By the way your videos is amazing!!

[@WeMakeScholars]

Hi, Mahi! You can start your EMIs after the moratorium period (course duration + 6 months/1 year). Please watch this video for more details: kzbin.info/www/bejne/gXysZ2CnfL-Aaac For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@vinayakgarg6712]

Can i get my student visa approved for Australia student visa even if i have non secured loan from nbfc ?

[@WeMakeScholars]

Hello Vinayak, frankly that is a tricky situation, because visa authorities prefer a secured loan from a government bank. But WeMakeScholars has processed education loans in such cases as well, and visa was successfuly granteD. However, this can be achieved in a case by case basis only. Please speak to our loan team here who will explain the situation to you: bit.ly/education-loan

[@shinojvarghese8991]

hi madam, i got offer letter from uk university for the course mba with professional placement but only i want to pay first year fees for whole course.In this case how much amount of money i get from the bank in the first year

[@WeMakeScholars]

Hi, Shinoj! Yes, you can take a loan only for the first year. The amount will be based on your tuition fee, living expenses and other expenses. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan