Ultimate Credit Card Hacking Guide

[@vincenttrovato]

I might be weird but I have zero bills on autopay, and I just use my calander app and a spreadsheets to remind me when due dates are. I just pay all my bills on the 1st of the month for charges due through the next month. Then I know exactly when money leaves my account and when it goes into my account. I prefer the control of this method over having random payments flying out different times though the moth.

[@matthewjackson5325]

Problems come when something happens where you can't make the payments. If you get sick or injured. But congrats on keeping everything so organized. It's impressive.

[@futureprodstudios6760]

Man, I’m the same way! I feel like it gives a much more clear picture on your finances! Get rid of all the over head in the beginning so you can budget correctly.

[@interestingcommentbut....7378]

@@matthewjackson5325that’s why you keep a rainy day fund

[@Daze3Daze]

Dragonfly 😊

[@kgzdelivery]

👍🏼

[@mobankz9698]

MYSTICFLIP is young. Holding almost anything mentioned here is a good hold because the VHS or Beta will only show in time. I want to hold them early. Its sad that most dont think of these things as good future holds instead of being out of the market and bottom hunting. Are we the adopters or are we scavengers? surely one of these layer ones will become the standard and i dont want to sell any of them too early.

[@jayntash1214]

I just got declined from Chase and got approved through the reconsideration line! Thanks!

[@carmulcurlz90]

What is the reconsideration line? Sorry if it’s in the video. Just found him and a little bit “antsy” lol

[@AsiaticWorldTv]

Really???

[@kimquero6723]

DAYUM

[@seanwong6475]

Just applied for the Chase Freedom, got denied because of my BK from 7 years ago, called the reconsideration line and got approved! There is hope and I’m definitely super thrilled finding this channel. Thanks Brian!

[@edwinhernandez2727]

Dude I've been scared to open a credit card bc of fear of debt but the way you explained it it really put me at ease I really do appreciate it.

[@NathanOrr1001]

@@machinesnmetal if you have self control the only thing a credit card does is benefit you and create opportunity.

[@johnbenz4301]

Don’t be scared of debt. The rich use debt to build wealth and avoid paying taxes just get educated…

[@Chicocrypto735]

Tʜᴀɴᴋꜱ Fᴏʀ Wᴀᴄᴛʜɪɴɢ... Sᴇɴᴅ ᴀ Dɪʀᴇᴄᴛ Tᴇxᴛ Oɴ Wʜᴀᴛꜱᴀᴀᴘ Wɪᴛʜ Tʜᴇ Nᴜᴍʙᴇʀ Aʙᴏᴠᴇ .....✍️✍️

[@Dreadboi1990]

Just make sure you have cash flow that out weigh that debt you create

[@ismailadiaby8524]

Financial education is the best way to be rich . How , where and when to use credit and take advantages . Thank you 🙏

[@humphrey]

a lot of value in this one, thanks Brian

[@GetOffMyy]

It's like you're answering all the questions I've been having at the perfect time. Appreciate you.

[@Jungernaut]

Happy to help!

[@Yvng__KG]

Seriously

[@mfsusanoo7238]

Lowkey

[@xxsurajbxx]

welcome to the youtube algorithm (at its best)

[@malec8517]

A tip too, if you have kids depending on the bank and lender. You can add them to your credit line as early as 13 I believe. So you can start helping build their score before 18.

[@SeriousPepe]

Bro, my old friend recommended me to get started with credit cards. Got me hooked up with intial Amex and discover. I’ve used them non stop for almost 5 years and have always made my payments on time. I’m sitting with an almost 800 credit score and just got an exclusive invitation to a Mastercard black card (approved) Makes a whole world of difference Thank you for the extra info, definitely should be useful to people! :)

[@jeanwoodhouse6456]

I like how American Express lists the year you actually initially were granted the card. I have had and closed AMEX over the years. Just got a AMEX for Hilton and it shows I have been a member since 1987! Never really paid attention. Will be keeping this card as it will help in the length of credit area for credit score.

[@ebenezeryankson]

❤

[@markplymale]

He’s back! This should be good 🍿

[@Jungernaut]

@Elite touch auto detailing I appreciate you guys

[@alliec6264]

🫠🥹🤘🙌🤘🙌🤘🙌

[@FinancialMaintenance]

I saw the title of the video and I was like thank goodness. I was getting so sick and tired of stimulus videos.

[@vivi1976]

Dragonfly

[@chrisp7110]

I agree with Brian. Some people would say you should invest in something first, then get your car, but if you can pay it off early, you won't need to do that. You should also consider time: when you are younger, you will enjoy that sports car the most, whereas when you are 30 or 40, most people will be more concerned with convenience and luxury features.

[@gold9994]

True, my dad went from a ford enjoyer into a full-on lexus enthusiast (not that much enthusiastic, there's not much to be proud of a lexus -_-).

[@ViincenttB]

@@gold9994 dude, Lexus is the highest customer rated car manufacturing brand in the world

[@gold9994]

@@ViincenttB There's only so much to be admired out of lexus.

[@DYNOLIUM]

@@gold9994 Well, an LFA on the other hand though ;)

[@gold9994]

@@DYNOLIUM That's one. Where're the others?

[@Jungernaut]

Join Our FREE Facebook Group of 34,000 members & Download the full PDF to this video here: brianjung.org/start

[@bradyharville9438]

I’ve watched countless hours of credit card videos over the last year while I’ve been starting my credit card journey in this one video it sums up all the information I’ve gotten from everyone of the videos I’ve watched that your average person needs to know I know most people that are just getting into it are probably not going to watch a hour long video on it but I think it is perfect for them or even people that are already in the game but might have missed a few things on the way thanks a lot for the video

[@Et0ny97]

Dragonfly! Thank you, Brian, for making this 43 minute video accessible and free. I imagine the amount of filming and editing to create the final product was immense. Again, thank you!

[@djime083]

Damn. I missed the credit cards videos. Thank you for always keeping us updated with everything about crypto and finance. Looking forward to any topic you'd like to share in your KZbin!

[@Jungernaut]

Thank you so much!

[@gunnazaki]

@@Jungernaut the first thing that uuid’s am

[@mikebarnes2294]

Regarding the reconsideration lines - I've had experiences with Chase where they initially deny and you have to call the reconsideration line to re-allocate some of your existing credit lines from other Chase cards onto the new card.

[@EthanPatrick_CreditCards]

Same. Chase can definitely approve you even if they initially denied. Did this just last week.

[@evanjohansen]

back to the basics! love the credit videos again brian!

[@Jungernaut]

Glad you like them!

[@DuyPham-on5cv]

Thank you Brian for a tremendous info you pack in this video! Love the tip about calling the credit card company that you want to cancel and end up getting money just to keep the card open for years to come. Nice visual work and sound effects. Keep up the good work my man!

[@Jungernaut]

Thank you Duy!

[@Scoping_coach]

I just want to thank you for this. I’m autistic and have ADHD. I used your video to “body double” and finally apply for a card. Instant subscribe.

[@thuluxa]

Amazing video Brian. Lots of information here. Thank you very much!!

[@roswellmiller8216]

Dragonfly

[@denisciobotar4480]

I am looking into upgrading from my Discover Student Card that Ive used for over a year and this video cant be any more perfect. Thank you!

[@lowhy4919]

Dragonfly! Subbed and finally found a video that didn’t bore me to death, well thought out and so easy to understand. Thank so much for this.

[@Prvnci]

Bro I live in Maryland I’m an artist watching this as financial advise I’ve netted over 15k in royalties and still unknown but this video is a gem would die for a chance to talk to anyone you recommend in the area.

[@ashlaayyyy]

You are a real one Brain. Free education at its finest. Thank you for this valuable information!!

[@Jungernaut]

Glad it was helpful!

[@Isaiah_317]

I remeber watching Grahams videos when I was 16-17 and knew I was going to want good credit. So a few months after turning 18 I got a secured card, and now just after turning 20 my credit score is above 740, I own 5 credit cards, I have a great APR on my car loan and I'm looking into buying a house to house hack in. All without being an authorized user. This stuff works guys and I'm seeing it first hand.

[@sasalwayssmiles]

Dragonfly! So informative and hopeful - I feel prepared and ready to take the next steps

[@ledrmf]

Finally, you’re back!!!!!!!! Great video Brian 👏🏽

[@Jungernaut]

Yes! Thank you!

[@isythnic7574]

Just imagine the face of a waiter standing there and watching someone open up not one but two huge books of credit cards😂 anyway great video, before I was complaining clueless on credit cards and now I’ve got a lot more understanding from this video❤

[@returnnofthemac]

Great video 👍🏿. When I first got into cards I started watching a bunch of your videos. Eventually I ended up banking with chase and they've been great so far.

[@arey256]

You rocking the trifecta?

[@returnnofthemac]

@@arey256 No, I forgot about 5/24 so I'm stuck now lol.

[@arey256]

@@returnnofthemac ooh that sucks. I’m at 4/24 and I want some cards but I haven’t gotten any due to the 5/24 rule

[@returnnofthemac]

You should consider their cards while you're at 4/24. Maybe a business one , I think if you go that route the business one won't take a slot since it won't show on your personal credit. Brian does have a video on how to get their business cards.

[@lessonstiff7425]

@@returnnofthemac 5/24?

[@gavdev12]

My mom has piggybacked me since I was in high school and been meticulous about paying off the card. Now as a fresh college graduate I was able to easily pass the process for getting an apartment, which was such an incredible gift. Really appreciate that it was something she was thinking about

[@TheCrazyCartModChannel]

That's very kind of her. In the right hands that's great, but I'm uncertain that it's the right thing to do for my kids. Good thing they are still young, so there's time to think about it

[@EthanPatrick_CreditCards]

That's a good mom right there. Thinking about the same for my kids. I'll at least help them understand how credit works early on.

[@TheKentanthony]

Daym brian the quality on the videos are going up allthe way to the moon

[@vcazaresramos]

I’m always scared to apply for credit cards especially since I’m like an average person with an average job. I don’t want to get carried away with credit cards but this video gave me some knowledge that I want to put into action. Time to apply for the chase flex card… soon 😅 still nervous. Dragonfly !

[@ななころび]

The parent I always needed. Everyones so Jaded when it comes to this "Talk"

[@Stonkmaster00xd]

Wow man, well done. Thank you so much for making this high quality info just free for everyone

[@solace9500]

You changed my life. Thank you!

[@diablox_youtube]

Awesome video! Explains all the questions I had over the past couple of months. I was very skeptical about getting credit cards but if used right they are one of the best financial tools. Will watch this video a couple of times.

[@anupamar426]

Hi Just saw your documentary on Netflix so I'm here and subscribed. Thank you for all your ideas.

[@Jungernaut]

Welcome aboard!

[@amirleung-tat7068]

Id like to correct something, Room upgrades are not guaranteed. As someone who works in the hospitality industry it’s based off availability. Having a high status or booking through AMEX travel will help very well but it’s based off of what the hotel has available.

[@Kingolimar354]

It literally says when available

[@shadiahmad4848]

That seems to go without being said.

[@1620rx]

Prices are dependent on availability as well. 🤷

[@PujiatiSari]

This is the first time I watch video 40ish minutes straight... Very interesting! Thanks for sharing without any courses offered at the end haha

[@bigloudandnoisy3601]

I’ve never heard the term “dream apartment” ever before in my life. Didn’t know people preferred apartments

[@AaronC8319]

One of the best videos on youtube, more people need this information. Thank you for putting everything together.

[@Monk_Mode_Master]

Dragonfly - I always thought it was bad to have a shitload of credit cards but you changed my perspective on this if used properly. Thanks 🔥🖖🏾

[@javierocasio1242]

bro, you killed me with the Shang-Chi reference... you killed me, was not expecting that. I never saw the similarities... now I can't unsee them lol.🤣

[@Universe.444]

Dragonfly! You are right. I have a Chase college checking account from my college years where all my direct deposit goes, Chase approved me (not pre approve) for 3 cards and a car loan. All I had to do was accept whichever I wanted. I chose the freedom flex and they gave me a 14K limit. I already had the Amex platinum 4 years ago ( got the delta Amex first)

[@kingk5013]

Well 50-100k on credit card just paying each other every week and I used the money on stock and share 10 years ago

[@bradleymikon1435]

Can you do a video on when and how to use a credit card to purchase assets that provide cash flow?

[@Rudebwoy64]

I was just going to ask him that

[@tokyomafiaa]

Ended up back to this channel for my 2nd time it’s definitely time for a change and now I’m finally in a position to do it 🙏🏾

[@CRUSHENKOV]

I can see Brians passion to credit cards! Very good video and informative!

[@Jungernaut]

Thanks for watching!

[@EthanPatrick_CreditCards]

There's a lot to love!

[@ivonnecarreras9294]

Dragonfly!! Very good video- I used to do all my travel booking with Amex travel- and had stopped- definitely getting back to that. Thank you!

[@fahimquicklife8]

Heyy Brian, thanks for making this amazing video. I applied for chase freedom flex immediately and got waitlisted at first, probably because I didn't have any relation with them. However, upon calling the reconsideration line I was approved!

[@sallyragab7165]

This video is gold! I have been watching a lot of credit card videos and I couldn't quite get the hang of it but this video oh myy! I now completely understand every bit of detail. Subscribed!

[@Geogeorocks123]

just got approved for my (22f) first credit card today! lol scared but I've been binging your channel today and I feel prepared and informed! Excited to start my financial journey

[@Jungernaut]

Congratulations Bella! 🥳

[@Fl3xJrNewEra]

Dragonfly! You are amazing man! Thank You for being so informative. You definitely opened my eyes to bigger and better things in life.

[@janvidb4377]

So, what are the levels of income associated with the higher tiers of cards? I'm 23 and seeing those numbers really seems a little out of hand. I only have like 2 credit cards... discover and best buy... I pay in full, and my credit score is 700+, but I only have less than 2 years credit history... do you necessarily need more income to get to those credit cards?

[@jessicacriollo4584]

Dragonfly! I love all your videos!!! Made my whole family watch too!!

[@Jungernaut]

Yay! Thank you!

[@IAmCarterAnthony]

dragonfly! I'm extremely happy I came across your page. Very detailed and explained in normal terminalogy for beginners. Going to check out more content now. Keep up the great work Brian 😁

[@Jungernaut]

Glad it was helpful!

[@patricksmangan]

20:18 Chase bank accounts aren’t free. There’s a monthly maintenance fee. There’s ways for the fee to be waived, but you may or may not be able to meet the requirements for waiving the fee.

[@Timothy-Walker]

Brian man, this type of content is game changing! I remember watching a video like this from you back in 2020. I just need to apply it.

[@m.t1446]

I got denied for chase freedom. My credit was 800 when i reply that's why I've been so apprehensive about chase. Its down 40 point off

[@JacobGoldstein]

Great video, I would love more detail on the business credit topic. Do you need an EID number or LLC to apply for biz credit?

[@luistobar7]

Dragonfly! Thank u so much for taking the time to make this video, very informative 🙌🏻🙌🏻

[@trapgeezus40]

Thanks Brian for the knowledge & information 💯

[@GokuBlk]

Great video bro keep it going, you’re blessing the viewers with your knowledge

[@Growyourether]

Quarter mil loan is crazy!!

[@inspiretalkzs]

Is it true chase has a 5/24 rule for business credit or only personal credit ?

[@Nic505CH]

I wish I knew all this back in 2016. I definitely learned a lot. thank you

[@pritishbose6611]

the basic problem with westeners is that they are spenders and not savers, due to which an average household rakes up tons of credit card debt. you can buy anything you want using plastic, but in the end it's not yours until it's paid off in full. and the benefits you get off credit card is not free. credit cards companies are not doing charity by giving someone perks. In the end, it is the consumer who is actually paying for everything.

[@elitepctech]

What binder do you use to store your CCs? I have not found one that will hold up for more than a few months. Most common problems is that the inside pages tear easily. I currently store my unused CCs like a deck of cards. One stack for personal cards, the other for business cards.

[@wh1ppy]

Go to like any hobby shop or store that sells trading cards

[@hiawathanapoleon6946]

Awesome video, I've never really paid attention to the benefits of using a credit card especially when you have the cash to pay them off monthly. Thanks for sharing!

[@Slomotion-ws4od]

Great content, thanks for sharing and you’re appreciated!🐐💯🤑

[@OCCFan023]

You're a real one man, world needs this. Proper education, and not hustled courses. Stand by it, you a real one lol. Keep grinding brotha.

[@Jungernaut]

Thanks bro!

[@clutchinc.7070]

@@Jungernaut hey bro, how do you edit like this? what editing software and equpiment do you use

[@talatipolamalu9315]

Hey Brian! I’m a college student, have a 754 credit score but don’t have a full time job. Would you recommend getting a credit card that charges a annual fee? I have the discover student card, Apple credit card, and a Amazon credit card. What would you recommend for my next step? Thank you so much and god bless!

[@Ubiquitous_1]

I appreciate this content Dragonfly. Wish I knew about this stuff years ago!

[@mrflores6327]

I think the video could have benefitted from being s multi series of 10 minutes videos. Like Mr Beast said; make an outlandish statement like we are going to give an island to a lucky contender in the first 2 minutes; that way retention is kept. You are probably asking why retention is needed but as someone who wants more people to learn; it's now your responsibility to game the system and get seen to as many people are possible. This video outlandish statement could have been you just need this three steps to generate great credit reports and scores.

[@imurked1878]

So glad to be seeing one of these…. Much needed for people now n days 💯👍🏽

[@KevinnPOV]

such an informative video. appreciate u man!

[@Jungernaut]

Thanks man!

[@chasingjonrankin]

Bro, thank you for all of the great content that you create. Love the channel and wish you nothing but the best. Stay safe

[@Jungernaut]

Thank you, I will

[@BLocksLPYT]

Loved the video! Why would you switch from the Chase Saphire Preferred to the Amex gold? Is the Chase Saphire Preferred mainly for the sign up bonus? Great content and every time I had a question in my mind it got answered a couple of minutes later. Keep up the great work!

[@ibistuero3339]

Dragonfly…your presentation was very informative and helpful. Looking forward to additional content soon. Thank you for all of your hard work!

[@Jungernaut]

You're very welcome!

[@danielp4972]

Found you on Netflix. Please please don't be a get rich quick scheme. I don't wanna be rich just financially stableeeee.

[@kkomzz6144]

W video

[@Jungernaut]

Appreciate you fam

[@cliffordclark2623]

spent half a year in rockville training for the NFL back in 2019!! very cool.

[@ghostarmor87]

I want crypto updates!!!!!!!

[@Jungernaut]

Friday I got one coming for you! Stay tuned

[@MasterJamz6]

Dragonfly, great info, glad I saw your post! Look forward to watching more, soon!

[@coolkat5203]

I just got my first ever credit card and am so thankful I came across this 😊! It was super helpful!! Thank you so much!!!!

[@ladygadventures4144]

about the amex card when you show those benefits when you book on there portal, which amex card is that, green, blue, gold or platinum? those green card amex card will have that too? or only platinum?

[@oui.monsieur]

Thanks Brian I've only been asking for this content for months I'm an OG subscriber. I love the crypto market talk as well.

[@giannialvarez_3328]

Opened my first CC after this video, I appreciate the info you just gave out!! You got the like and subscription!!

[@Jungernaut]

Awesome! Thank you!

[@Jackyliu009]

Thank you for this video Brian, I really learned a lot and I am going to give this to my friends. I can't wait to continue expanding my travelling adventures and exploring more public transportation agencies out there.

[@GOPA90]

Your production quality has improved tremendously 👍🏽

[@Jungernaut]

Glad you think so!

[@troyallen8223]

Brian is the truth. Haven't commented in a while but I'm back please follow your life and understanding of financing will only improve👌🥳 Happy New Year Brian

[@TraderAbe]

I was approved for chase sapphire preferred and chase sapphire reserve. Which should i go for first?

[@thatsfunny6317]

Is the amex platinum benefits is yearly? or just for the first year and you have to accumulate it?

[@JayTee2985]

Damn Brian! 1.2M subscribers now? 😂😂 man you are getting popular. Congrats. I have not been on your channel in a while due to nursing school, covid, and working as nurse for the past two years. I just got approved for Chase Unlimited Freedom and remembered about your channel.

[@Jungernaut]

Congratulations!

[@NismoFanatic]

Are there any differences for Canadians? If so do you happen to what are the best credit cards for Canadians?

[@EzzyR561]

Ramsey in the corner waiting for someone to bring up your name in a convo.

[@benla6756]

MD? Love seeing creators out here it’s great

[@kpopajumma2449]

I never planned to get any travel cards until tiktok opened my eyes on the benefits. I kept getting Chase and Amex invite, I used to just throw them in the trash. I first tried CSP and got approved, a month after I applied for the Amex Gold and got approved. I will wait a year or two then try to apply for Venture X

[@killerbee25100]

6:28 lol I was wondering why you look familiar 😂❤