Vanguard Index Funds: A Complete Beginner's Guide to Investing

[@ChristopherAbelman]

You make an excellent case! . I’ll add 1 more point… Seeing my monthly dividend income grow is EXTREMELY motivating to continue investing . Buying growth makes sense intellectually, but during a bear market, watching my growth portfolio shrink…the motivation isn’t as high as it is for dividend investing. A lot of this is psychological!

[@FinnBraylon]

It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.

[@JosephineKenney]

If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 65% since January. It is, in my opinion, the best way to get started in the industry right now.

[@HildaBennet]

hello , Where can I find this coach?

[@JosephineKenney]

There are many financial coaches who excel in their profession, but for the time being, I employ Sonya Lee Mitchell because I adore her methods. You can make research and find out more

[@HildaBennet]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@CarolinaJoseph01]

Investing in stocks may appear simple, but selecting the appropriate stock without a proven strategy can be tough. I've been trying to develop my $210,000 portfolio for a while, but the biggest hurdle is a lack of a clear entrance and exit strategy. Any feedback on this topic would be greatly welcomed.

[@StevenDonald2]

Investing in multiple asset classes can mitigate risk more effectively than placing all of your capital in one. See a financial consultant if you don't comprehend finances well enough.

[@MaryBarbara7Z]

Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

[@ElizabethMaria9]

That makes perfect sense; you seem to have a better understanding of the market than we do. The coach is who?

[@MaryBarbara7Z]

NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

[@ElizabethMaria9]

I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon. Thanks

[@ericajones10]

Thank you for putting together this walk through video. I have been trying to actually learn HOW to setup and get into index funds and this is the first video that I feel like I actually am not left with more questions than answers. Again, thank you and keep up the helpful work! I just subscribed!

[@omgurung2205]

Hi, did you setup index fund aaa count ?

[@rubenwrld4958]

I'm hoping I can learn this stuff. I'm starting from zero so I know nothing about investing at all

[@laflor6854]

thats the best way to learn. and we have all this knowledge at our fingertips now with the internet :)

[@roymendez9054]

same, just started learning a few months ago. gotta start early

[@MissPinaii]

Just wanted to check in. How's it going?

[@zettawilson2236]

You and me both 😕

[@alfredonolasco3527]

I’m also just learning how to invest and it’s really helpful watching KZbin videos$$$$$

[@candydomination7348]

Thank you! I'm a newb and still quite young and I work around a lot of people who are within 5 years of retirement. There's only such much they can tell me about how to invest when we're generations apart and how they did it 30+ years ago compared to now.

[@missyQ75]

Hi Charlie! I have a question. Let's say I have a Roth IRA account now but next year I will not qualify for Roth IRA. Should I open another vanguard account to buy regular IRA stocks? Or can I roll over to the new account?

[@keithchan6898]

is now a safe time to start investing in ETF's ? Thank you for the video!

[@sullya6967]

Can you invest in Roth IRAs in the UK? Also how do they work?

[@bastianboyagoda6876]

is there a minimum age to open up an account?

[@ThomasInTheUSA]

Thank you for this video! If you're planning to invest for the long-term does it matter when you purchase the ETF, or is it ok to buy new shares every month, let's say I want to use a certain % of my income to do so. Or do I need to still watch the market and find the right time to buy the share?

[@reocoetzer]

Can I open a Vanguard account and invest in S&P 500 from Australia???

[@garyteague9555]

I have a State Farm Ira , is that a good idea? Is there something better ? I’m not good at this

[@kuyajamil]

might be a stupid question.. you mentioned to put money to a roth ira. but you gotta use the money in your roth ira to buy etf's? cant you just but etf's without the ira? sorry, noob here

[@kitkatBruck]

Struggling to invest in Vanguard being not American. Seems impossible doing it without some middleman local bank

[@Fluffypantaloons]

Can you make a video explaining the expense ratio! This was so helpful!

[@kevinwu4076]

I have a question! I make 115k/year and my wife makes 140k/year. Were are both 28 years old. Should we do a traditional or ROTH IRA? What is the phase out limits of ROTH?

[@johnmay9785]

Can i also apply from New Zealand as a New Zealander?? cuz I don't have SSN social security Number.

[@Investorbrock]

Super appreciative, I get this now 💯 you answered my questions

[@menswearhous]

If im just starting with S&P 500 should i go with vanguard or fidelity

[@gavinmathew7491]

Thank you.

[@frang817]

are you saying that I leave my funds into my settlement in Vanguard, I make no money?

[@nakisha1213]

Starting asap!!!

[@aliciajessip5208]

WAIT! Did he hit us w the “naaa b it’s just sitting there” 💀😝 great video!

[@GenesiusIndrawan]

Hii, I have question, It's better to keep your emergency fund in a mutual fund or ETF?

[@ronaldqt]

Hello Charlie. Do you recommend using Vanguard as the investing platform or another like Robinhood and then investing in Vanguard ETF?

[@huytrungnguyen2828]

i hav the same ques with you ??

[@snowbank8875]

For some reason I can’t see the etf list I’m using the app and it doesn’t show up the page is blank

[@52Tele]

I electronic checks to deposit funds into vanguard doesn’t work. Do people actually main checks to invest in Vanguard?

[@namly9868]

Thank you very much

[@starkydaniel]

I am 19 lets go I am going to make millions one day. I will come back when I do!

[@kirthirampersad6198]

Newbie here... May you explain what the Roth IRA has to do with this? Like if we make contributions monthly to our Roth IRA, can that be transferred to our Vanguard account?

[@alrocky]

Yes you van transfer your Roth IRA from your current IRA custodian to your Vanguard IRA custodian.

[@tavitaquincy2116]

8:40

[@Trd2020]

Just bought 5 shares!!

[@Relocate_eazy]

How much is the 5 shares

[@keirorin]

you're helping a lot of people who didn't grow up with access to financial literacy 😭 seriously, thank you so much

[@waltermartinelli8384]

I just want to know best how people split their pay, how much of it goes into savings, spendings or investments.

[@shellshockicebear2k]

@@waltermartinelli8384 isn’t investing and saving the same thing if you’re going for a long term goal

[@dbedazzling1]

Exactly I appreciate it

[@mbank3832]

It just shows how sucky American education system really is. Teaching you complicated math but nothing on personal finance. Americans are in debts or bad with their finance because education failed them

[@larrydimon7811]

Watching in my 40s... And only just starting I feel so behind!

[@cdlglorillablessed777]

I like how you show and walk us through the process on the computer. It’s easier to understand this way. Thank you

[@mythicalbeastwaywardson]

There's alot of vids on here like this but this is the most helpful by far. Very detailed with advices thrown in

[@TrackVibesJA]

Props for actually showing ppl how to set up the accounts. Sometimes that's the part that ppl have a problem with.

[@NotyourBusiness-urto6]

Like Warren Buffet said, dividends are only good if the business you’re investing into can’t make good use of that capital. So if you’re trying to invest into businesses with actual growth, looking at dividends is a waste of time. Why are you investing into a company if they’re returning capital to you because they think you can make better use if it than they can. It’s not much different from bond investing. The way I see it if you have a $1 million at some point, that’d be enough to create a portfolio that would pay you between 50k-70k in dividend income...

[@MrGravity304]

Nobody knows anything, you need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving

[@devereauxjnr]

@@MrGravity304 A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

[@freedomisEexpensive-08]

@@devereauxjnr How do I meet this Person?

[@devereauxjnr]

@@freedomisEexpensive-08 The thing is that I really don't like making such recommendations. But there are many freelance wealth managers you could check out. I have been working with "NICOLE DESIREE SIMON" for about three years now, and she's made decent returns. If she meets your discretion, then you could go ahead.

[@freedomisEexpensive-08]

@@devereauxjnr Thank you for this amazing tip. I just looked the name up, wrote her and scheduled a call

[@Ericricch]

I have been doing Decentralized finance for a long time and that has given me a life. I really wish I understood how Index Funds works so I could have another source of income but the videos I see online don't help a lot🤦‍♂🤦‍♂💔

[@Beaver4422]

Though it made me some money in the past I would say for one to make the most of it you have to be patient. There is not enough volatility to make money. That's literally the reason why I prefer Cryspto, you have a number of choices like trading, staking, arbitrage, and the rest.

[@Meme4everm]

DeFi is what got me my dream house, it's literally freedom and the fact so many people don't know about it is crazy. From lending, staking and providing liquidity. The benefit is just endless.

[@Jasonbarren1]

These things take time, my friend. You can't to get enough knowledge from watching videos only. And I'd advice you make research before you buy or get a professional

[@borjastickk]

I love that I can hear about Jennine here. I don't do so much of index anymore since I met here... So far I have been able to make 150k from just providing liquidity. But there are still people who are making it big with index though.

[@Meme4everm]

@M. Downing She will break things down for better... That's her Telegam-user below👇

[@SY-sp8uo]

Who's started investing this year? 💃

[@jennifergraceevans9599]

@Henry harry Reed how do I get started?

[@jennifergraceevans9599]

@Henry harry Reed Really? That's great. I'd check them out.

[@jayjay-bz3rr]

2021

[@latanya777]

@Henry harry Reed Did you just follow autocoiners steps from there videos on instagram to get started. I'm new to this

[@auboisdaline]

AI stocks are expected to lead the market in 2024. My top choice is NVIDIA, as they're in a strong position for sustained growth and play a key role in supporting other AI companies. A person I know saw returns of over 200% with NVIDIA. I'm also open to exploring the other recommendations you provided.

[@SophiaTurner-im6cg]

I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.

[@noeliasuarez4717]

You are amazing. I can finally found someone that actually explains how to invest in Vanguard. I have had the account for over a year and I never bought anything thinking it was already taking care. Thank you for going step by step for those that are new in this.

[@CharlieChang]

I LOVE INDEX FUNDS!!!! ⭐ Get started with a FREE Vanguard investing account here: bit.ly/vanguardinvesting

[@Ezw6]

I have a question: I was thinking of opening a second investment account to help fund my first house (I am a freshman in college), am I allowed to have two investment accounts if they are at two different brokerages? Say for example one on Brokerage A and a second at Brokerage B. Two completely different accounts at different companies. Can I do that?

[@Ezw6]

PS: Great videos! You are really knowledgeable and you're honest too which is something you don't find much on KZbin. Thanks!

[@learntomakehonestmoneyonli9364]

I don't know who needs to hear this, you've got to stop saving money. invest some part of it, if your really want financial freedom

[@stemstudentph9246]

Err is this open to people outside of the USA?

[@d02575575]

Question. When you invest in a index fund what would be your return?

[@humphrey]

Love Index Funds, great stuff as usual Charlie

[@zc4196]

I just open a Roth IRA with Vanguard. I'm excited lol

[@prettylittlemissy]

Did you buy index funds, mutual funds, or etfs?

[@advancedyou5445]

how is it going?

[@marlonm95]

How’s it going bro?

[@phanisantosh2306]

Is there a way to invest in vanguard index funds from India 🇮🇳?

[@summer747]

I’m so nervous about investing and this was SO helpful, thank you!

[@esmyyt3061]

Have you invested yet? Please tell me how it’s going!

[@0000AD]

I like how you added the expense ratio. I think it’s really important to try to keep the expense ratio below or on the dot of 0.03 if possible. Similar funds have an average ratio of around 0.82!!

[@justinclynes481]

I was at a retirement seminar and the speaker spoke on how he quit his job after he made well over $950,000 PROFIT within 3months he invested $120,000. I just began investing and i will really appreciate any tips or helpful guide.

[@holdensagan]

So if I was going to simplify this entire process, I should open up a vanguard account. Choose ETF. Select the S&P 500 and contribute the max amount every year for the next 30 yrs and in theory, based on the usual returns, be sitting pretty when year 30 comes around?

[@bikeryder573]

Thank you so much for explaining this! This was so helpful, Vanguard should pay you to make tutorials!

[@blank1505]

Did you open anything up with Vanguard? :)

[@FoeThaLoveOfMoney13]

Charlie is this for US-people only?

[@izik6894]

Another great Video!!! I would like to rollover over my retirement fund with vanguard. Would you suggest rolling over a 100k to one fund like VTSAX? Or should I structure it differently due to current market situations? Appreciate your suggestions!

[@jeehra2312]

Very informative! Follow up question: how does it look when you contribute a monthly portion of your paycheck into your Roth ira vs doing what you did in this video? Can we simply automate what you did with vanguard's s&p 500 with monthly paycheck contributions?

[@akemp7777]

Thank you thank you thank you for this! Every time I look for how to invest it’s just “invest with vanguard, fidelity, etc.” but I had yet to find a step by step guide like this until now. This is sooo helpful!

[@JoseRojasYT]

Vanguard funds are one of the best ways to build long term wealth! Great video as always Charlie. 🙏

[@thatstrengthcoachrichie6747]

What is a good amount to start with?

[@jacobstaton99]

@@thatstrengthcoachrichie6747 I’m starting with 500, I’d say that is a solid starting figure

[@smurf1578]

@@jacobstaton99 Is 200 too little?

[@jacobstaton99]

@@smurf1578 nothing is ever too little, better in a trust account than in your hands easily wasted

[@scienceaddicted3431]

Is this still applicable for anyone who is working outside US, but would like to invest in s&p500?

[@EXPLOSIVEXPLOSION]

I don’t give a fuck about being a millionaire at 65 though. I plan on being set well before that. Probably renting out houses. No I’m not looking for a get rich quick scheme but I’d rather much put the money I would’ve put into an IRA into something quicker

[@vincenzocarbone1578]

What if I’m not from the US, Im European, Can I still invest in index funds through a vanguard account?

[@PierceJPeterson]

One of the best ways to invest! Thanks for putting this guide together!

[@FoeThaLoveOfMoney13]

I'm frm Sweden, can i still do this???

[@chrismcqueen324]

The video is good, but the statement that you'll become a guaranteed millionaire is wrong. Capital is at risk.

[@jfil5518]

I agree, it's not guaranteed.

[@anicepineapple9067]

if you start when you are young its not super hard to save up a lot of money. Probably not a mill but still, the idea is to start young.

[@luis001fut]

How much money should I invest in order to see reasonable results? I'm learning from zero about all of this stuff and I want to know exactly how much money I need.

[@wandabailey2873]

Thank You for this video I just open my Vanguard account following your video I have to admit I know nothing about investing but I want to learn

[@zettawilson2236]

Me too.

[@bangerzdhemie]

This is the most educated tutorial I’ve ever seen thank you so much .

[@orsorodrigo]

Hi guys! I am New in this investment world... i have a question. Can i invest in vanguard index found if i am not american and i do not live in us ? ( spain actually )

[@alrocky]

Vanguard site > Personal Investors > Non US Investors > Europe > Spain

[@redcraftsman]

Hey I opened a Roth account but now there’s a hold on my account. Forgot my ass couple times but I checked then retyped it - I just don’t know what to do everytime i try it keeps saying there’s a hold - security has been disabled but I don’t know what to do

[@merchant100]

I like how you went through the steps but you went into the whole "index funds" and did not explain it thoroughly. I know it because I have done some research but beginners wouldn't understand what you're talking about.

[@Charvisgreen]

Thank you so much for breaking This down! Currently 24 but man I wished I would’ve known about this stuff at 18 but better late than never.

[@TheIcelandicInvestor]

VTI for the win 🚀

[@PaperMicShow]

What if u are outside usa and not usa citizen--- how the tax system will work? -- also how to take back your money and how to sell ? And when

[@jasonmorris7657]

oh wow i just checked my vanguard account and all the money i thought I was investing was actually just sitting in the account

[@sophiabalboa2588]

You said once it's in the account it earns O$. What about the Roth IRA-isn't it earning money there? How much % does it earn in the Roth? TIA :)

[@felaciadurr1785]

How do you know which stock/ETF to invest?

[@TheJeanean]

Why choosing Retirement investing instead of General investing. I'm mainly looking to buy into index funds like VTSAX

[@fredchang-investingmadefun3974]

VOO is def my go-to S&P 500 index fund! Its dividends happen to be decent too! Been buying it through Robinhood though 😁

[@BaBagoneblow]

How much monthly fees?

[@banafighta]

How come you didn't buy through vanguard website?

[@fredchang-investingmadefun3974]

Why would I? It's more convenient to have a lot of my stocks in the same places!

[@JulBritto1]

I am very newb about investing. I have a question about taxes, how does that work when u are investing in places like that?

[@Noelle2024]

Short and straight to the point. Great for someone like me who has ADD.. thank you! 💕

[@REMIX8604]

If I already have an account through my employer, do I need to make a new account?

[@cathlynmaldonado5188]

How much is the min to start investing? Thank you for the information

[@WalletInvestUSA]

VTI is my fav! 280 shares!

[@ravishingxbeauty88]

This is hands down the best financial video I have ever seen! You were so clear and knowledgeable about investing with Vanguard! Plus, you actually showed us how to invest! Amazing work! can you please talk about fee when investing with Vanguard?

[@raulperez518]

thank you for the info!!! I planned on opening a vanguard account & you just gave me a huge head start on what to put my money into!! thank you!!!!!

[@mdislamjoarddar7754]

How to account vanguard? Please Link

[@Uniques-95]

Thank you for going step by step. God bless you.

[@adarshguptak]

Newbie here! So, do nothing after setting up ETFs recurring investment with monthly deposits into Vanguard Roth IRA settlement account, ie. $7000 per year? Is it good to choose VOO for auto-investment? Is it the same as target-date fund?

[@cryptojohan9042]

Sir, i already have a 401k where i work atm. I just want to invest in vtsax for a long term, which acc should i pick when opening an acc : retirement IRAS or GENERAl INVESTiNG .?

[@andreamtz4412]

Good explained video 👍 But I have a question...Once you add money to your account, where’s the option to buy “index funds”? i can only see three options: invest with Vanguard mutual funds; Trade ETF or stocks; Transfer money to/from your Vanguard settlement fund... Maybe are mutual funds and index funds the same thing?

[@andreamtz4412]

Finally I answered myself: all index funds are mutual funds but not all mutual funds are index funds, so you’ll find vanguard index funds in the first option: “invest with vanguard mutual funds” :) Now I have another question... once you decide to invest in one of those, do you have to keep some cash on your account in case the fund goes down? Or is it enough to deposit the required 3000dlls amount and never have to worry about how’s the market going until I decide to withdraw 5 years later??

[@sweetpea5539]

I don’t have an answer for you but I appreciate reading you questions. How are you making out? Has it been as simple as you hoped or does managing an account take a lot of hands-on time? Thank you for your time!

[@keybladewar22]

I have $147.79 in my balance on Vanguard but when I click preview order it says trade cannot be completed because it will exceed my current available balance. What does that even mean? I assumed if I put just enough above the amount price that I am buying would be a safe bet so I would not have some kind of issue like not having enough for what I am buying since the price is always changing. Any advice is greatly appreciated.

[@ninas1326]

what if you want to withdraw before you're retire? you just pay taxes on the amount?

[@iienxionii6278]

Thanks! I just did your video step by step and I lost my house 😀

[@esequielbalcazar8467]

Trying to open an account and it just tells me that I don’t eat the age requirement to open an account :/. Thought you could open one at 18

[@LissaExplainsIt]

What would you suggest for someone who wants to create passive income and also grow their account for retirement ?

[@stucameron9385]

Aren't you experiencing investment overlap and therefore reducing your diversity by having multiple S&P index funds?

[@philipw4849]

With vanguard do you have to buy whole etfs or an you buy fractional etfs?

[@sab6906]

Why did you open a Roth IRA instead of a brokerage account

[@amandah4412]

Although this is helpful, it is not a complete beginner's guide. If it were, you would also break down ETFs and Mutual Funds, etc. Really was hoping for a true beginner's guide.

[@jonmoore4803]

Thank you! Should ALL of your Roth IRA vanguard investment be used to purchase investments (via ETF's etc?), or should you leave some of it alone and not invested?

[@thedragonflyyy]

Thank you Charlie just subscribed enjoyed the video.

[@ashhammer2415]

I don't know enough to disagree with you but I don't trust anyone who says "guaranteed millionaire" nothing is guaranteed.

[@jackmugan5531]

I’ve you started a live trade yet ?

[@ashhammer2415]

@@jackmugan5531 spoken like a 13 year old. How about you take his advice then come back and tell me i'm wrong when you become a millionaire . Good luck.

[@charlesramirez9283]

Is this platform international? Can third world countries do this?

[@eisenhowermaldiajr3511]

Hi! Is there any way to transfer my vanguard assets to another vanguard account? Sorry for the stupid question. Just a beginner 🙏