It took us several months to prepare and get a HELOC but no lie, we paid off 12,000 in 5 months. My husband was skeptical at first but has seen it work! Now will velocitize his Jeep and we’ll be debt free by years end!
@rcoll607436 ай бұрын
Beautiful! I am on my way as well to being debt free sometimes next year. I love this system!!
@VanntasticFinances6 ай бұрын
@tuxedocatpicasso8917 AWESOME!!!
@melu46736 ай бұрын
Hi. Did you just transfer the money out of your heloc account? Or start banking through the heloc? Ie change bills to come out of heloc
@cmarie98174 ай бұрын
Velocitize. Love it!
@karlmorris58273 ай бұрын
Hey Christy Great videos Keep up the good work I’ve recently been approved for a $20,000 PLOC @ 8.90 % for 5 years. But the bank says for me to keep that interest rate that I have to balance transfer the funds out to my transaction account. If I don’t balance transfer it the interest rate is 20.99 %. Am I missing something here ??? WTF DO I DO NOW !!! I’m trying to chunk this mortgage down as quick as possible with maybe $10,000 chunks.
@JeeJubee4 ай бұрын
I paid my mortgage off in less than 5 years with velocity banking. Just in time to retire. So so glad I did that! 💯
@bethhammer2596Ай бұрын
That is awesome. I did 2 chunk payments doing this. I stopped when pandemic hit and never got back around to doing another chunk. I can only do 2 more of those, because the interest doesn’t make sense for us.
@floridaregisteredagent94885 ай бұрын
I am glad this gentleman backed your teaching with his personal experience. I bought a car on a 5-year bank finance. Made loan payments the first year. Then I came across one of your videos. I thought you were speaking a foreign language! I set up an LOC based on what you taught, and the $25,000 car was paid off in the third year. The feeling of chains being broken off me brought joy. Many of the negative comments come from those who are not listening to what you are saying or do not listen to the end of the video. It may require listening to the entire video intently without interruptions several more times. I want to add that God showed you so you can show us. Thank you. I pray you and your husband get the house of your dreams.
@emmapeel42996 ай бұрын
Found your channel while praying for the Lord to help me desperately get approved for a LOAN. (Insert the 'NO' button here). I honestly thought it was my only option. The Lord does KNOW what He is doing. NO luck with loan. And suddenly Christy's vids started dropping in my feed. I never searched, nor had heard of velocity banking before that. Clicked off thinking it was click bait. Still appearing while I am PRAYING about it. Finally listened while doing laundry (my feed just auto-played). Walked backwards in my tracks with those folded towels and about dropped them. Grabbed my calculator and said--it can't be this simple. GAME CHANGER. Regardless of your beliefs--I truly believe the Lord was just waiting on ME to LISTEN so he could answer my prayers. Please, just give it a try and if you don't like it you can always go back to what you were doing. Bless you for what you do! You've inspired me.
@sharronbush8866 ай бұрын
God is good ! I feel he put Christy and Velocity Banking in my path too!
@louiel85696 ай бұрын
Same here!
@VanntasticFinances6 ай бұрын
@emmapeel4299 GOD BLESS YOU for BLESSING HIM! He Is WONDERFUL! Praise His Name!🙌🙌
@no306 ай бұрын
Wow this was also me. I was praying and crying. Was so upset didn't want to go to sleep so I turned on KZbin. Cristy changed my mindset on how I handle my money and helped me in real tight place.
@piedpiper70516 ай бұрын
Prayer is powerful! The Holy Spirit leads you if you listen.
@MrColonelbbc6 ай бұрын
Debt just declining… wife is like… wow….title to cars rolling in…. Thanks for putting on someone who is experiencing success!!!
@vallang48326 ай бұрын
I started 3 years ago. Once I understood I said what is it going to hurt to try. I tried it and was shocked. It worked.
@rcoll607436 ай бұрын
Yes it will, my debt is slowly going away! No it’s not a scam, it’s only math that works. Thanks again Christy…God bless!!❤❤
@VanntasticFinances6 ай бұрын
I truly LOVE the MMA!
@tragicplot6 ай бұрын
it is people like yourself that truly move humanity as a whole forward. thank you!
@kimberlya96996 ай бұрын
I totally relate to this guy. I had been conditioned to think the banks are the way to utilize my money. Wrong. Christy has taught me soooo much.
@freefree16646 ай бұрын
This works! I paid off $36k in 12 months using only a credit card as a line of credit. I'm also getting my ducks in a row to get a ploc and a mortgage so I can use the ploc to smash down the mortgage. No other option in Australia other than a mortgage to buy a house so when you gotta do what you gotta do to get a home then at least I'll be prepared to pay that down fast using velocity.
@VanntasticFinances6 ай бұрын
@freefree1664 AWESOME!!
@popscotch0424 күн бұрын
I'm in Australia and have just come across this today, it looks like Westpac is the only bank that offers LOC here, it must be uncommon here?
@freefree166424 күн бұрын
@@popscotch04 Beyond Bank does a ploc. A few other options out there for a heloc too.
@WellDressedCaveman6 ай бұрын
Took me a minute to figure it out, but...paid my truck off, started a whole life policy, and now I'm buying a big rig to lease on to my company, to supplement my 6 figure income. My finances have taken off like a rocket! All with improving my time at home with my wife, being able to take her out more, when I'm home.❤
@nl212ep6 ай бұрын
You’re smart! God bless!
@ZedGirl6 ай бұрын
What do you mean buying a big rig to lease on my company? Please shed some light! Thanks
@WellDressedCaveman6 ай бұрын
@ZedGirl I buying a Big Rig, and putting a driver in it, to haul for my company, that I already drive for. I will be an Owner/Operator, but with a driver, that works for me. In order to do that, I have to have a "lease agreement", with my company. Otherwise, I would have to have my own authority, and haul based on a contract, for a set price, which they would never do. With this arrangement, it a 70/30 split for the load. I get 70%...and the company gets 30%. The benefit is they can haul more loads, without the capital expense of buying more trucks. Hope that helps!
@melu46736 ай бұрын
Hi. Did you just transfer the money out of your heloc account? Or start banking through the heloc? Ie change bills to come out of heloc
@WellDressedCaveman6 ай бұрын
@melu4673 I have a PLOC, but yes, I just transfer, using the bank app.
@teisip356 ай бұрын
This is Legit! I’m doing it and it works! Thank you, Christy❤️🙏❤️
@robertfletcher846 ай бұрын
We are in our first month just dropped my paycheck on the HELOC.
@JeeJubee4 ай бұрын
How’s it going?
@JR-bx6kw6 ай бұрын
I talk about VB everyday now. I love it, been doing it since Nov 23, and paid off $25k so far. The peace of mind that it gives you is so refreshing. I have a friend I am helping now, and I am so excited for them as well! Thank you Christy for putting this out there.
@melu46736 ай бұрын
Hi. Did you just transfer the money out of your heloc account to your primary account? Or start banking through the heloc? Ie change bills to come out of heloc
@bacritotopmodel42176 ай бұрын
100% agree Velocity bank works. After watching the videos, I was able to off some 5 of my credit cards. That thing works perfectly. Thank you ma'am for your advice may God bless you.
@elisalucas28646 ай бұрын
I’m paying off my credit cards. Thank you you are a blessing
@VanntasticFinances6 ай бұрын
@elisalucas2864 YOU are a Blessing!! Thank you!
@tugoflight6 ай бұрын
VANNtastic! Christy you popped up in my feed a week ago…my hubby and I have a clear picture and plan now and closing on a REVOLVING HELOC next week! We thought we’d do a 1st lien HELOC, maybe next year as the numbers didn’t work just yet for our 15yr mort 3 yrs in at 2.25%. We always pay off our credit cards each month so no interest there and we utilize 12mo 0% deals all the time. We hope to be debt free in 6 yrs! Always looking to find ways to make our money work for us, not the other way around and watching your channel really helped!
@susanq78706 ай бұрын
Blessed by the testimony of your client! Only part I did not understand was getting the no fee cash advance off one credit card and paying off his expense credit card. Played it numerous times, but I did not get it. Thank you!
@courtneygratton59926 ай бұрын
This interview is awesome! I'm a believer. Thank you so much Christy for doing this interview! More please!!!!!
@saraholivares66116 ай бұрын
I've paid down $25,000 in 5 months and saved up $18,000 for a down payment on a home. I did increase my income, but I wouldn't have been able to do it without this method. I also did it with just credit cards!
@erickundinger83446 ай бұрын
Kudos to you! Question for you, how do you handle the expenses that cannot be put on a credit card?
@saraholivares66116 ай бұрын
@@erickundinger8344 I seperate my cash expenses and pay them from my checking account. Everything else I pay with my CC.
@ketotips2share4364 ай бұрын
I needed to see this comment because all I have in revolving money is my credit cards. I don’t own a home and I don’t qualify for a PLOC yet.
@cynthiamerryman6 ай бұрын
Got lost around the 11 minute mark when he starts talking about transferring debt to 0% cards for 18 months. Unsure i see the connection between that and velocity banking. Can u do a video on that one subject alone? How do u keep track of all those cards, and do u switch to another 0% card after another 18 months? Wouldn't a heloc or ploc be better than credit shuffling? And if u have a bunch of cards, how do u determine how much of your paycheck you put into each card? Or are those cards just getting minimum payments until u free up enough space in your heloc to add them in? So many questions!! ❤❤❤
@shannoncawelti48616 ай бұрын
Yahoo!! Thanks to you and your knowledge and your teaching we finally got a line of credit!!❤❤
@VanntasticFinances6 ай бұрын
@shannoncawelti4861 THAT's WONDERFUL!!!
@edwardramos64766 ай бұрын
Christy you have been such a blessing. My brother recently forwarded some of your videos and I’m blown away. I’m learning by watching your videos. I have a lot of homework in front of me lol. Do you have a website or email that I could visit or contact you? My wife and I would be interested in getting a one on one consult in the near future. Thank you dear sister Ed
@VanntasticFinances6 ай бұрын
@edwardramos6478 THANK YOU FOR WATCHING!
@cynthiamerryman6 ай бұрын
Yes, her link is in the description
@douggay44166 ай бұрын
I love watching your channel grow!!!!
@markfredericks98926 ай бұрын
This was interesting. Its a great idea for regularly hosting success stories with your clients sharing their experience.
@cynthiacampbell12836 ай бұрын
Thank you Christy from Anderson S.C.
@VanntasticFinances6 ай бұрын
@cynthiacampbell1283 Thank you for watching!
@amberbeans6 ай бұрын
Awesome testimony 💜💜💜💜💜 thanks for sharing
@TinyVio-LynnАй бұрын
I wish I could get a HELOC, but I am on a house with my father who would never understand this or do this a day in his life. I plan to get a personal line of credit once my credit score goes up.
@boo5115116 ай бұрын
Quick question...will the software work better then a Heloc? I dont have a home and only qualified for a 5 k Heloc. Whats my best option. THANK YOU.
@billblanchard57746 ай бұрын
Both methods work, so it's best to find out for yourself which is best. Come to a Tuesday night webinar to learn more! The link is above. Hope to see you there, my friend!
@jera82586 ай бұрын
You are a gem that I am shocked more haven’t found you
@yiayiaapril91516 ай бұрын
😅lol I was looking for a spreadsheet for a budget and I found your channel the same way. So happy I did trying to get my spouse on board.
@tuxedocatpicasso89176 ай бұрын
We had a 500.00 minimum amount we could disperse out so we deposited the paycheck into the heloc, left it there for a few days and then transferred out to our checking what we needed to pay bills. Anything extra just stayed there to keep the daily balance as low as we could.
@reneegulledge22646 ай бұрын
I am 1 week away from closing on my HELOC
@earlsmalls6 ай бұрын
Great interview. I really appreciated the message he had to the naysayers. That stuff annoys me too ain't even tried and talk about it won't work.
@wadecrawford64454 ай бұрын
Where do I go to start doing the math for my own finances?
@melaniewagner9568Ай бұрын
What video was it? I’d love to watch it.
@jamesfyffe26106 ай бұрын
It’s too bad you didn’t better the audio. Good show regardless.
@AnnaS13713 ай бұрын
Does the Money Max software only work if you have a mortgage?
@Meli27w6 ай бұрын
@vanntasticfinances Do u have a video about the money max thing? AND can we use the money max thing with any debt or is it just for mortgages?
@Ginger_McElfresh_Art6 ай бұрын
I'm pretty sure that is through the webinar link in the description. It's only on Tuesdays and that's how you find out how to get the software.
@VanntasticFinances6 ай бұрын
@missygixxer We have a webinar for information on Tuesday at 7pm CT. Link in description.
@MrOpinion69Ай бұрын
Christy your awesome 😂
@melu46736 ай бұрын
I have a heloc and a debit card with it. We usually bank with another bank. If we start, should we move our bills and expenses to come out of the debit card connected to the heloc? Transfer the money to our primary account?
@melu46736 ай бұрын
@Jesus-kt5dc thank you. This was my thought also.
@ericreen61686 ай бұрын
How can I do this if I have a zero mortgage property and want to add a livable space and a rental. I understand the use rental to pay etc. I'm 3 yrs divorced and finally on my feet. Was an owner of multiple rentals before. I'm virtually debt free now but need my OWN living space
@mattierichards32776 ай бұрын
Hi Chrissy. How do I access the Money Max acct that is mentioned in this video?
@billblanchard57746 ай бұрын
Hi there, this is Bill, one of Christy's MMA Coaches. Please look for a link to Tuesday night's Webinar, held at 8pm Eastern. The link is above! See the link above. I look forward to seeing you there!
@vonaday6 ай бұрын
I’m going to set up a session. I want to get started
@Ginger_McElfresh_Art6 ай бұрын
That's so awesome! God bless you, Christy ❤❤❤
@VanntasticFinances6 ай бұрын
@Ginger_McElfresh_Art THANK YOU!!
@wandasimonsrealtor82466 ай бұрын
Can you provide a direct link to the MMA website? Because I didn't want to search it and mistakenly get a different company... And the link for the webinar didn't work.
@odettezampa62645 ай бұрын
MMA does it work for Canadians?
@maedixon366 ай бұрын
I believe🙌🏾💯🎉... made my own white board to VB method...
@tracy-annw39305 ай бұрын
How can I do this to pay off my $50,000 student loan?
@kachs17562 күн бұрын
What is a money max account?
@TheMassweapon5 ай бұрын
what does he call the credit card set up @ 10:55?
@Jeff072416 ай бұрын
Thanks for sharing this today!
@steveo89916 ай бұрын
Is it a concern that my credit union could call in my heloc? If so, what would happen if I had my mortgage entirely in my heloc if that did happen?
@sharronbush8866 ай бұрын
Never get a loan of any kind that has a "demand" feature. It should be in your documents if it does. I have not heard of any loans having them in several years HOWEVER, that is just my personal experience. They may be out there!
@jtduggins6 ай бұрын
Where is he getting a 7.12% HELOC?
@sunoveristambul2 ай бұрын
Nice
@jonstolarski6 ай бұрын
I have some questions, can I just pay you like $100 for a 20 minute conversation or do I have to buy your class?? The course, I'm honestly not gonna ever buy, no offense, just how I roll. Is there hope for my family? will you accept my offer or make it $150 maybe to make it worth your time if I then promote you and your channel extensively thru word of mouth? Nevermind, I watched the video and now realize I can book a 1:1. SOLD. hopefully you've put your website link in the description.
@ChanceBerryman6 ай бұрын
You are a weirdo
@debbievinsant461022 күн бұрын
What is money max
@Beluel6 ай бұрын
the link to thr webinar doesn't work!
@mollions3 ай бұрын
Thanks
@themostUNlikelyCreature6 ай бұрын
We are considering selling our home to buy a bigger home should we be looking to do a first lien heloc as the “mortgage” or just open up a line of credit after we do a traditional home loan. Everything she’s saying is avoid traditional loans. 🤷♀️
@themostUNlikelyCreature5 ай бұрын
But isn’t there an origination fee, if so, it seems like it would be better to do it first rather than later?
@ckim4956Ай бұрын
So I guess expect to pay for checking account fees for having a zero balance because it will still save you money in the long run?
@jerrodsand6372 ай бұрын
Did he reduce his balance or did he just move his debt to another place when he said within 90 days? Very unclear this part should be clearer.
@kathleenkatori6 ай бұрын
I'm not getting any sound Christy I don't know if it's just my computer or if it's the way it was uploaded just letting you know I'll keep trying!
@kathleenkatori6 ай бұрын
Okay now it's coming through thank you sorry about that I don't know what happened!
@Keto_Mike6 ай бұрын
What is money max
@JacquePhillips-lx3ho6 ай бұрын
I went to apply for a heloc and they said that a heloc is a loan. Options of 30 year or 15 year.
@cys19646 ай бұрын
Try somewhere else if they won't give you a LINE of credit.
@JCBinder76 ай бұрын
Christy - can you please do a video explaining the Money Max account?
@cys19646 ай бұрын
I don't think she will do that. She posts links to a webinar, though.
@VanntasticFinances6 ай бұрын
We will have a webinar on Tuesday at 7pm CT. The webinar link is in the description under video.
@hangemhigh35786 ай бұрын
Christy, once the credit unions and banks figure out what we are doing wont they retaliate by cutting lines, changing terms of services and God knows what else?
@sharronbush8866 ай бұрын
That's what I am wondering too! I am using velocity banking. Just started a few months ago ..... so far so good!!!!! Working!
@hangemhigh35786 ай бұрын
@sharronbush886 me too. I don't think they like it ( banks ). I've noticed they hold my ss check until the day it's due in my app instead of posting earlier like before.
@barbaracarbone46586 ай бұрын
I had that same thought, too.
@VanntasticFinances6 ай бұрын
@hangemhigh3578 They could...so WORK FAST to get the debt Gone! GREAT MOVIE by the way! Clint Eastwood, right?? ❤️
@hangemhigh35786 ай бұрын
@@VanntasticFinances yes great movie! Thank you for the awesome work and knowledge.
@barbaracarbone46586 ай бұрын
Nice going. What is money max?
@VanntasticFinances6 ай бұрын
Webinar for information will be Tuesday at 7pm CT. Link is in description.
@mimianders-hutchinson-will24465 ай бұрын
Did the speaker mention his last name? My Husband and I are in OK, too. We'd like more review information to get started. We're convinced.
@heberbelles9166 ай бұрын
what is money max ?
@billblanchard57746 ай бұрын
Hello @heberbelles916, this is Bill, one of Christy's Interest Cancellation Specialists. The best way to get your questions answered is for you to see it in action. Christy has a Tuesday night webinar, the link is above, in the description. Set aside 45 min to have your perspected changed! I guarantee you that you will see something that will change your future, and that of your future generations. Big statement, come see what you think. You won't be disappointed!
@terryburke51064 ай бұрын
I'm sure this has been asked, but why wouldn't you just want to throw your cash flow at your lowest debt and pay it off. Then attack the next lowest...etc. You cash flow steamrolls and you never pay the heloc interest.
@trope51056 ай бұрын
IM NOT in debt, but bout to buy a truck, do you have any advice on a good better best way in doing this? i actually have zero credit cards, no debt besides standard utilities, and i make 85k as a single dude living in a trailer that i own lol. my credit isnt bad either, but could use some work. ive tried searching ur videos but havent seen much for someone in my situation
@freefree16646 ай бұрын
Rather than a loan it would be ideal for you to get a line of credit like a heloc or a ploc to buy the truck. If it is not enough to pay the truck in full, still get the line before getting a truck loan. Then you can use the line to pay off the loan fast
@terrabellasoap67144 ай бұрын
What does he say at 10:52? “ You can set that up as you ____”
@geniethegiant6 ай бұрын
Thank you
@micalo316 ай бұрын
What is money max?
@billblanchard57746 ай бұрын
Hello @micalo31, this is Bill, one of Christy's Interest Cancellation Specialists. The best way to get your questions answered is for you to see it in action. Christy has a Tuesday night webinar, the link is above, in the description. Come see, you be the judge. You won't be disappointed!
@VanntasticFinances6 ай бұрын
@micalo31 We have a webinar on Tuesday at 7pm CT. Go here if you would like to learn more … bit.ly/CV-velocityweb-R
@ketotips2share4364 ай бұрын
When everything is paid off, where do you put your money? I’m nowhere near there but just curious. 😂
@wraith5118020034 ай бұрын
infinite banking system.
@dunk1456 ай бұрын
The mention of the USAA CC to be used cut out and I couldn’t hear what it can be used for.
@blktiger20106 ай бұрын
I believe he is using acronyms and said 'PDT' like pit = which he is using the USAA CC as the Primary Debt Tool (aka PDT) where he would put ALL of his income into and not the checking account then he hooked/linked/connected his USAA CC (instead of the savings account) up to his USAA checking account as an overdraft protection.
@dunk1456 ай бұрын
Thanks!
@majamoore62096 ай бұрын
What is money max? Can we get a website?
@VanntasticFinances6 ай бұрын
@majamoore6209 There is a link to a webinar on Tuesday at 7pm CT listed within the description below video.
@therealshak3 ай бұрын
What does he mean by “HELOC sweep my salary every night?”
@ckim4956Ай бұрын
Once your income is deposited or any other funds into checking have it automated to move your money into your heloc account
@ChelyLasVegas6 ай бұрын
What is the money max account?
@VanntasticFinances6 ай бұрын
@ChelyLasVegas There is a link for a informational webinar on Tuesdays at 7pm CT in the description.
@CarolHewett-g1c6 ай бұрын
I don’t understand what money max
@emmapeel42996 ай бұрын
It's an accounting software program you can run. It's not required but some people like a fluid word document that can auto-calculate. It's a bit pricey but it's just a personal preference for some.
@cys19646 ай бұрын
@emmapeel4299 It's a Word Document?!
@VanntasticFinances6 ай бұрын
@user-tu6cj3fg2n There is a link in the description to attend a free webinar for information on Tuesday at 7pm CT.
@mshenderson19836 ай бұрын
How do you pay a cc with a cc
@cys19646 ай бұрын
You don't. You keep enough in your checking account to pay the bills you can not pay with a cc/line of credit.
@michellecolon15416 ай бұрын
What is money max account
@VanntasticFinances6 ай бұрын
You can go to a free short webinar to learn more on Tuesday night at 7pm CT. Go here to register, if you're interested...bit.ly/CV-velocityweb-R
@GabrielV-AZ6 ай бұрын
🔥🔥🔥
@ray3306 ай бұрын
So money max software cost...it depends on how much we save you....! Haahh! The more they save you the more it costs???
@jimmyfavereau6 ай бұрын
❤❤❤
@righttolearnrighttolearn26686 ай бұрын
Hello professor. I have a doubt regarding consignment topic. How can I co-ordinate with you?
@deront20836 ай бұрын
That shit is basically debt consolidation, where you get a low interest loan to pay off all high interest debt, then you focus on paying back the low interest loan.
@sharronbush8866 ай бұрын
Line of credit is NOT same as a loan!! Huge difference!
@deront20836 ай бұрын
@sharronbush886 once you disburse from the line of credit, then it works just like a loan. The only difference is with a line of credit you are not charged interest UNTIL you use the funds.
@VanntasticFinances6 ай бұрын
@sharronbush886 Kudos!
@sharronbush8866 ай бұрын
Simple interest is not the same as an amortized loan. Simple interest is the better way to go. Research it. It is NOT the $ame!
@deront20836 ай бұрын
@sharronbush886 the point is that there is still interest that needs to be paid back. Ppl are just giving debt consolidation a new fancy name.
@Jadestarii6 ай бұрын
Are there any Australians here?
@TheProCut176 ай бұрын
Anybody not using Velocity is a fool
@thaisteetfood37536 ай бұрын
It's working for me
@joselima58426 ай бұрын
By God this man talks a LOT.
@macgyverpreppin40565 ай бұрын
😂🤣🤣😂😂
@sandykay2916 ай бұрын
What is the money max account?
@billblanchard57746 ай бұрын
Hi Sandy, Bill here. I am one of Christy's Money Max Coaches. Please see the link above for Tuesday night's webinar, 8pm Eastern. Christy usually attends, and the presenter is Rick, the Money Max Guy! You will enjoy and learn! Hope to see you there.