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[@tuxedocatpicasso8917]

It took us several months to prepare and get a HELOC but no lie, we paid off 12,000 in 5 months. My husband was skeptical at first but has seen it work! Now will velocitize his Jeep and we’ll be debt free by years end!

[@rcoll60743]

Beautiful! I am on my way as well to being debt free sometimes next year. I love this system!!

[@VanntasticFinances]

@tuxedocatpicasso8917 AWESOME!!!

[@melu4673]

Hi. Did you just transfer the money out of your heloc account? Or start banking through the heloc? Ie change bills to come out of heloc

[@Joce123]

What did you have To Do to prepare for a HELOC?

[@cmarie9817]

Velocitize. Love it!

[@floridaregisteredagent9488]

I am glad this gentleman backed your teaching with his personal experience. I bought a car on a 5-year bank finance. Made loan payments the first year. Then I came across one of your videos. I thought you were speaking a foreign language! I set up an LOC based on what you taught, and the $25,000 car was paid off in the third year. The feeling of chains being broken off me brought joy. Many of the negative comments come from those who are not listening to what you are saying or do not listen to the end of the video. It may require listening to the entire video intently without interruptions several more times. I want to add that God showed you so you can show us. Thank you. I pray you and your husband get the house of your dreams.

[@emmapeel4299]

Found your channel while praying for the Lord to help me desperately get approved for a LOAN. (Insert the 'NO' button here). I honestly thought it was my only option. The Lord does KNOW what He is doing. NO luck with loan. And suddenly Christy's vids started dropping in my feed. I never searched, nor had heard of velocity banking before that. Clicked off thinking it was click bait. Still appearing while I am PRAYING about it. Finally listened while doing laundry (my feed just auto-played). Walked backwards in my tracks with those folded towels and about dropped them. Grabbed my calculator and said--it can't be this simple. GAME CHANGER. Regardless of your beliefs--I truly believe the Lord was just waiting on ME to LISTEN so he could answer my prayers. Please, just give it a try and if you don't like it you can always go back to what you were doing. Bless you for what you do! You've inspired me.

[@sharronbush886]

God is good ! I feel he put Christy and Velocity Banking in my path too!

[@louiel8569]

Same here!

[@VanntasticFinances]

@emmapeel4299 GOD BLESS YOU for BLESSING HIM! He Is WONDERFUL! Praise His Name!🙌🙌

[@no30]

Wow this was also me. I was praying and crying. Was so upset didn't want to go to sleep so I turned on KZbin. Cristy changed my mindset on how I handle my money and helped me in real tight place.

[@piedpiper7051]

Prayer is powerful! The Holy Spirit leads you if you listen.

[@rcoll60743]

Yes it will, my debt is slowly going away! No it’s not a scam, it’s only math that works. Thanks again Christy…God bless!!❤❤

[@VanntasticFinances]

I truly LOVE the MMA!

[@vallang4832]

I started 3 years ago. Once I understood I said what is it going to hurt to try. I tried it and was shocked. It worked.

[@robertfletcher84]

We are in our first month just dropped my paycheck on the HELOC.

[@WellDressedCaveman]

Took me a minute to figure it out, but...paid my truck off, started a whole life policy, and now I'm buying a big rig to lease on to my company, to supplement my 6 figure income. My finances have taken off like a rocket! All with improving my time at home with my wife, being able to take her out more, when I'm home.❤

[@nl212ep]

You’re smart! God bless!

[@ZedGirl]

What do you mean buying a big rig to lease on my company? Please shed some light! Thanks

[@WellDressedCaveman]

@ZedGirl I buying a Big Rig, and putting a driver in it, to haul for my company, that I already drive for. I will be an Owner/Operator, but with a driver, that works for me. In order to do that, I have to have a "lease agreement", with my company. Otherwise, I would have to have my own authority, and haul based on a contract, for a set price, which they would never do. With this arrangement, it a 70/30 split for the load. I get 70%...and the company gets 30%. The benefit is they can haul more loads, without the capital expense of buying more trucks. Hope that helps!

[@melu4673]

Hi. Did you just transfer the money out of your heloc account? Or start banking through the heloc? Ie change bills to come out of heloc

[@WellDressedCaveman]

@melu4673 I have a PLOC, but yes, I just transfer, using the bank app.

[@kimberlya9699]

I totally relate to this guy. I had been conditioned to think the banks are the way to utilize my money. Wrong. Christy has taught me soooo much.

[@MrColonelbbc]

Debt just declining… wife is like… wow….title to cars rolling in…. Thanks for putting on someone who is experiencing success!!!

[@tragicplot]

it is people like yourself that truly move humanity as a whole forward. thank you!

[@freefree1664]

This works! I paid off $36k in 12 months using only a credit card as a line of credit. I'm also getting my ducks in a row to get a ploc and a mortgage so I can use the ploc to smash down the mortgage. No other option in Australia other than a mortgage to buy a house so when you gotta do what you gotta do to get a home then at least I'll be prepared to pay that down fast using velocity.

[@VanntasticFinances]

@freefree1664 AWESOME!!

[@teisip35]

This is Legit! I’m doing it and it works! Thank you, Christy❤️🙏❤️

[@bacritotopmodel4217]

100% agree Velocity bank works. After watching the videos, I was able to off some 5 of my credit cards. That thing works perfectly. Thank you ma'am for your advice may God bless you.

[@tugoflight]

VANNtastic! Christy you popped up in my feed a week ago…my hubby and I have a clear picture and plan now and closing on a REVOLVING HELOC next week! We thought we’d do a 1st lien HELOC, maybe next year as the numbers didn’t work just yet for our 15yr mort 3 yrs in at 2.25%. We always pay off our credit cards each month so no interest there and we utilize 12mo 0% deals all the time. We hope to be debt free in 6 yrs! Always looking to find ways to make our money work for us, not the other way around and watching your channel really helped!

[@courtneygratton5992]

This interview is awesome! I'm a believer. Thank you so much Christy for doing this interview! More please!!!!!

[@susanq7870]

Blessed by the testimony of your client! Only part I did not understand was getting the no fee cash advance off one credit card and paying off his expense credit card. Played it numerous times, but I did not get it. Thank you!

[@shannoncawelti4861]

Yahoo!! Thanks to you and your knowledge and your teaching we finally got a line of credit!!❤❤

[@VanntasticFinances]

@shannoncawelti4861 THAT's WONDERFUL!!!

[@elisalucas2864]

I’m paying off my credit cards. Thank you you are a blessing

[@VanntasticFinances]

@elisalucas2864 YOU are a Blessing!! Thank you!

[@amberlema2088]

Awesome testimony 💜💜💜💜💜 thanks for sharing

[@maedixon36]

I believe🙌🏾💯🎉... made my own white board to VB method...

[@douggay4416]

I love watching your channel grow!!!!

[@JR-bx6kw]

I talk about VB everyday now. I love it, been doing it since Nov 23, and paid off $25k so far. The peace of mind that it gives you is so refreshing. I have a friend I am helping now, and I am so excited for them as well! Thank you Christy for putting this out there.

[@melu4673]

Hi. Did you just transfer the money out of your heloc account to your primary account? Or start banking through the heloc? Ie change bills to come out of heloc

[@markfredericks9892]

This was interesting. Its a great idea for regularly hosting success stories with your clients sharing their experience.

[@jera8258]

You are a gem that I am shocked more haven’t found you

[@yiayiaapril9151]

😅lol I was looking for a spreadsheet for a budget and I found your channel the same way. So happy I did trying to get my spouse on board.

[@edwardramos6476]

Christy you have been such a blessing. My brother recently forwarded some of your videos and I’m blown away. I’m learning by watching your videos. I have a lot of homework in front of me lol. Do you have a website or email that I could visit or contact you? My wife and I would be interested in getting a one on one consult in the near future. Thank you dear sister Ed

[@VanntasticFinances]

@edwardramos6478 THANK YOU FOR WATCHING!

[@cynthiamerryman]

Yes, her link is in the description

[@vonaday]

I’m going to set up a session. I want to get started

[@cynthiacampbell1283]

Thank you Christy from Anderson S.C.

[@VanntasticFinances]

@cynthiacampbell1283 Thank you for watching!

[@cynthiamerryman]

Got lost around the 11 minute mark when he starts talking about transferring debt to 0% cards for 18 months. Unsure i see the connection between that and velocity banking. Can u do a video on that one subject alone? How do u keep track of all those cards, and do u switch to another 0% card after another 18 months? Wouldn't a heloc or ploc be better than credit shuffling? And if u have a bunch of cards, how do u determine how much of your paycheck you put into each card? Or are those cards just getting minimum payments until u free up enough space in your heloc to add them in? So many questions!! ❤❤❤

[@Jesus-kt5dc]

The credit card is a LOC. When you get a 0% offer with convenience checks you can liquidate the card. This is my version of VB. Have a great day.

[@earlsmalls]

Great interview. I really appreciated the message he had to the naysayers. That stuff annoys me too ain't even tried and talk about it won't work.

[@Joce123]

I binge watch your videos. My income is decidedly less. My consumer debt cc $12,000..car loan $10,000 ( KBB value $43,000)..mortgage $95,000. Dave Ramsey would tell me to sell my Chevy Silverado and pay off all my debt. But then what quality would I have for a vehicle? Velocity banking is a far better option.

[@Jeff07241]

Thanks for sharing this today!

[@saraholivares6611]

I've paid down $25,000 in 5 months and saved up $18,000 for a down payment on a home. I did increase my income, but I wouldn't have been able to do it without this method. I also did it with just credit cards!

[@erickundinger8344]

Kudos to you! Question for you, how do you handle the expenses that cannot be put on a credit card?

[@saraholivares6611]

@@erickundinger8344 I seperate my cash expenses and pay them from my checking account. Everything else I pay with my CC.

[@tuxedocatpicasso8917]

We had a 500.00 minimum amount we could disperse out so we deposited the paycheck into the heloc, left it there for a few days and then transferred out to our checking what we needed to pay bills. Anything extra just stayed there to keep the daily balance as low as we could.

[@ericreen6168]

How can I do this if I have a zero mortgage property and want to add a livable space and a rental. I understand the use rental to pay etc. I'm 3 yrs divorced and finally on my feet. Was an owner of multiple rentals before. I'm virtually debt free now but need my OWN living space

[@Ginger_McElfresh_Art]

That's so awesome! God bless you, Christy ❤❤❤

[@VanntasticFinances]

@Ginger_McElfresh_Art THANK YOU!!

[@wandasimonsrealtor8246]

Can you provide a direct link to the MMA website? Because I didn't want to search it and mistakenly get a different company... And the link for the webinar didn't work.

[@mimianders-hutchinson-will2446]

Did the speaker mention his last name? My Husband and I are in OK, too. We'd like more review information to get started. We're convinced.

[@TheMassweapon]

what does he call the credit card set up @ 10:55?

[@mattierichards3277]

Hi Chrissy. How do I access the Money Max acct that is mentioned in this video?

[@billblanchard5774]

Hi there, this is Bill, one of Christy's MMA Coaches. Please look for a link to Tuesday night's Webinar, held at 8pm Eastern. The link is above! See the link above. I look forward to seeing you there!

[@boo511511]

Quick question...will the software work better then a Heloc? I dont have a home and only qualified for a 5 k Heloc. Whats my best option. THANK YOU.

[@billblanchard5774]

Both methods work, so it's best to find out for yourself which is best. Come to a Tuesday night webinar to learn more! The link is above. Hope to see you there, my friend!

[@Beluel]

the link to thr webinar doesn't work!

[@missygixxer]

⁠ @vanntasticfinances Do u have a video about the money max thing? AND can we use the money max thing with any debt or is it just for mortgages? ​​⁠

[@Ginger_McElfresh_Art]

I'm pretty sure that is through the webinar link in the description. It's only on Tuesdays and that's how you find out how to get the software.

[@VanntasticFinances]

@missygixxer We have a webinar for information on Tuesday at 7pm CT. Link in description.

[@reneegulledge2264]

I am 1 week away from closing on my HELOC

[@tracy-annw3930]

How can I do this to pay off my $50,000 student loan?

[@kathleenkatori]

I'm not getting any sound Christy I don't know if it's just my computer or if it's the way it was uploaded just letting you know I'll keep trying!

[@kathleenkatori]

Okay now it's coming through thank you sorry about that I don't know what happened!

[@Joce123]

Christy..15 years ago single and now married? That makes a difference.

[@odettezampa6264]

MMA does it work for Canadians?

[@geniethegiant]

Thank you

[@melu4673]

I have a heloc and a debit card with it. We usually bank with another bank. If we start, should we move our bills and expenses to come out of the debit card connected to the heloc? Transfer the money to our primary account?

[@Jesus-kt5dc]

I noticed that it's a lot smoother process if you have your checking account and LOC at the same bank.

[@melu4673]

@@Jesus-kt5dc thank you. This was my thought also.

[@JCBinder7]

Christy - can you please do a video explaining the Money Max account?

[@cys1964]

I don't think she will do that. She posts links to a webinar, though.

[@VanntasticFinances]

We will have a webinar on Tuesday at 7pm CT. The webinar link is in the description under video.

[@jtduggins]

Where is he getting a 7.12% HELOC?

[@steveo8991]

Is it a concern that my credit union could call in my heloc? If so, what would happen if I had my mortgage entirely in my heloc if that did happen?

[@Jesus-kt5dc]

We don't do entire mortgage. We do 6 to 12 month principal payments. Monthly cash flow x # of months. The only reason to "have" your entire mortgage in the HELOC is if it's a 1st position HELOC. That's because your HELOC becomes your mortgage.

[@sharronbush886]

Never get a loan of any kind that has a "demand" feature. It should be in your documents if it does. I have not heard of any loans having them in several years HOWEVER, that is just my personal experience. They may be out there!

[@jonstolarski]

I have some questions, can I just pay you like $100 for a 20 minute conversation or do I have to buy your class?? The course, I'm honestly not gonna ever buy, no offense, just how I roll. Is there hope for my family? will you accept my offer or make it $150 maybe to make it worth your time if I then promote you and your channel extensively thru word of mouth? Nevermind, I watched the video and now realize I can book a 1:1. SOLD. hopefully you've put your website link in the description.

[@ChanceBerryman]

You are a weirdo

[@MikeAffholder]

What is money max

[@trope5105]

IM NOT in debt, but bout to buy a truck, do you have any advice on a good better best way in doing this? i actually have zero credit cards, no debt besides standard utilities, and i make 85k as a single dude living in a trailer that i own lol. my credit isnt bad either, but could use some work. ive tried searching ur videos but havent seen much for someone in my situation

[@freefree1664]

Rather than a loan it would be ideal for you to get a line of credit like a heloc or a ploc to buy the truck. If it is not enough to pay the truck in full, still get the line before getting a truck loan. Then you can use the line to pay off the loan fast

[@terryburke5106]

I'm sure this has been asked, but why wouldn't you just want to throw your cash flow at your lowest debt and pay it off. Then attack the next lowest...etc. You cash flow steamrolls and you never pay the heloc interest.

[@JacquePhillips-lx3ho]

I went to apply for a heloc and they said that a heloc is a loan. Options of 30 year or 15 year.

[@cys1964]

Try somewhere else if they won't give you a LINE of credit.

[@barbaracarbone4658]

Nice going. What is money max?

[@VanntasticFinances]

Webinar for information will be Tuesday at 7pm CT. Link is in description.

[@hangemhigh3578]

Christy, once the credit unions and banks figure out what we are doing wont they retaliate by cutting lines, changing terms of services and God knows what else?

[@sharronbush886]

That's what I am wondering too! I am using velocity banking. Just started a few months ago ..... so far so good!!!!! Working!

[@hangemhigh3578]

@sharronbush886 me too. I don't think they like it ( banks ). I've noticed they hold my ss check until the day it's due in my app instead of posting earlier like before.

[@barbaracarbone4658]

I had that same thought, too.

[@Jesus-kt5dc]

They could, but the people are the customer. So if the people want a LOC then they'll make it happen. The customer is the asset. Look at NavyFed I believe they got rid of their PLOCs and I've heard that they are bringing them back (don't quote me).

[@VanntasticFinances]

@hangemhigh3578 They could...so WORK FAST to get the debt Gone! GREAT MOVIE by the way! Clint Eastwood, right?? ❤️

[@Joce123]

What is the Money Max?

[@themostUNlikelyCreature]

We are considering selling our home to buy a bigger home should we be looking to do a first lien heloc as the “mortgage” or just open up a line of credit after we do a traditional home loan. Everything she’s saying is avoid traditional loans. 🤷‍♀️

[@Jesus-kt5dc]

Both are viable options. It really depends on you. What do you feel more comfortable doing? With that said, a 1st lien gives you increase cash flow because you can pull the money. Almost like you don't even have a mortgage payment, by dumping income into the 1st lien HELOC. Have a great day.

[@themostUNlikelyCreature]

But isn’t there an origination fee, if so, it seems like it would be better to do it first rather than later?

[@majamoore6209]

What is money max? Can we get a website?

[@VanntasticFinances]

@majamoore6209 There is a link to a webinar on Tuesday at 7pm CT listed within the description below video.

[@sandykay291]

What is the money max account?

[@billblanchard5774]

Hi Sandy, Bill here. I am one of Christy's Money Max Coaches. Please see the link above for Tuesday night's webinar, 8pm Eastern. Christy usually attends, and the presenter is Rick, the Money Max Guy! You will enjoy and learn! Hope to see you there.

[@dunk145]

The mention of the USAA CC to be used cut out and I couldn’t hear what it can be used for.

[@Jesus-kt5dc]

Overdraft protection.

[@Jesus-kt5dc]

Link CC to your checking account.

[@blktiger2010]

I believe he is using acronyms and said 'PDT' like pit = which he is using the USAA CC as the Primary Debt Tool (aka PDT) where he would put ALL of his income into and not the checking account then he hooked/linked/connected his USAA CC (instead of the savings account) up to his USAA checking account as an overdraft protection.

[@dunk145]

Thanks!

[@jamesfyffe2610]

It’s too bad you didn’t better the audio. Good show regardless.

[@terrabellasoap6714]

What does he say at 10:52? “ You can set that up as you ____”

[@mshenderson1983]

How do you pay a cc with a cc

[@cys1964]

You don't. You keep enough in your checking account to pay the bills you can not pay with a cc/line of credit.

[@heberbelles916]

what is money max ?

[@billblanchard5774]

Hello @heberbelles916, this is Bill, one of Christy's Interest Cancellation Specialists. The best way to get your questions answered is for you to see it in action. Christy has a Tuesday night webinar, the link is above, in the description. Set aside 45 min to have your perspected changed! I guarantee you that you will see something that will change your future, and that of your future generations. Big statement, come see what you think. You won't be disappointed!

[@gabrielv3186]

🔥🔥🔥

[@user-tu6cj3fg2n]

I don’t understand what money max

[@emmapeel4299]

It's an accounting software program you can run. It's not required but some people like a fluid word document that can auto-calculate. It's a bit pricey but it's just a personal preference for some.

[@cys1964]

​@emmapeel4299 It's a Word Document?!

[@VanntasticFinances]

@user-tu6cj3fg2n There is a link in the description to attend a free webinar for information on Tuesday at 7pm CT.

[@michellecolon1541]

What is money max account

[@VanntasticFinances]

You can go to a free short webinar to learn more on Tuesday night at 7pm CT. Go here to register, if you're interested...bit.ly/CV-velocityweb-R

[@micalo31]

What is money max?

[@billblanchard5774]

Hello @micalo31, this is Bill, one of Christy's Interest Cancellation Specialists. The best way to get your questions answered is for you to see it in action. Christy has a Tuesday night webinar, the link is above, in the description. Come see, you be the judge. You won't be disappointed!

[@VanntasticFinances]

@micalo31 We have a webinar on Tuesday at 7pm CT. Go here if you would like to learn more … bit.ly/CV-velocityweb-R

[@jimmyfavereau]

❤❤❤

[@Joce123]

MMA?

[@ray330]

So money max software cost...it depends on how much we save you....! Haahh! The more they save you the more it costs???

[@righttolearnrighttolearn2668]

Hello professor. I have a doubt regarding consignment topic. How can I co-ordinate with you?

[@deront2083]

That shit is basically debt consolidation, where you get a low interest loan to pay off all high interest debt, then you focus on paying back the low interest loan.

[@sharronbush886]

Line of credit is NOT same as a loan!! Huge difference!

[@deront2083]

@sharronbush886 once you disburse from the line of credit, then it works just like a loan. The only difference is with a line of credit you are not charged interest UNTIL you use the funds.

[@VanntasticFinances]

@sharronbush886 Kudos!

[@sharronbush886]

Simple interest is not the same as an amortized loan. Simple interest is the better way to go. Research it. It is NOT the $ame!

[@deront2083]

@sharronbush886 the point is that there is still interest that needs to be paid back. Ppl are just giving debt consolidation a new fancy name.

[@TheProCut17]

Anybody not using Velocity is a fool

[@Jadestarii]

Are there any Australians here?

[@thaisteetfood3753]

It's working for me

[@joselima5842]

By God this man talks a LOT.

[@macgyverpreppin4056]

😂🤣🤣😂😂

[@ChelyLasVegas]

What is the money max account?

[@VanntasticFinances]

@ChelyLasVegas There is a link for a informational webinar on Tuesdays at 7pm CT in the description.