Send the guy to work on our congressional annual budget.
@sblijheid3 жыл бұрын
He would be the only person worth voting for.
@yeni_daughterOfGod3 жыл бұрын
Lol. This was awesome
@Scott-got-caught3 жыл бұрын
@@sblijheid that's a bold statement
@jb1110823 жыл бұрын
PLEASE!!! This needs to happen!
@matthewgardner21443 жыл бұрын
And start with some massive miltary cuts.
@WetNosesHappyTails3 жыл бұрын
I’m the same way. I used to be in debt and I worked my way to pay all my debts (student loans and vehicle). Now that I have lots of savings, I’m attached to my savings because I know how it feels like to be in debt. Oh lord.
@rebeccaoprea99173 жыл бұрын
Same
@madambillie8633 жыл бұрын
Right
@Rashaadthegr83 жыл бұрын
He definitely came from poverty. Going from poor to rich you definitely don't want to go back. The only people who usually forget are celebrities.
@insideoutsideupsidedown22183 жыл бұрын
Or his wife spent the money as fast as it was made and then went into debt on top of that.
@Rashaadthegr83 жыл бұрын
@@insideoutsideupsidedown2218 maybe. But u have no facts.
@inthebooks39473 жыл бұрын
His wife probably is a spender and if it wasent for him they wouldn’t be debt free
@Rashaadthegr83 жыл бұрын
@john Smith Well you picked right looks like 50% don't.
@Rashaadthegr83 жыл бұрын
@john Smith Most people never get a money talk directly at least.
@cris4713 жыл бұрын
My strategy is to be frugal ninety percent of the time but to reward myself and my family occasionally especially when we go on vacation, we should still be able to enjoy life.
@michaelwoods44953 жыл бұрын
After we achieved wealth (at least by our standards), it still took my wife about three years to figure out that we can enjoy some of it. And now that the kids are off the payroll we invest $600-1000 each month from our pensions just because we don't know what else to do with it. "Save some, invest some, give some, and spend the rest with joy and thanksgiving."
@darlingmkxo3 жыл бұрын
"kids are off the payroll" hahaha
@andrem12383 жыл бұрын
John bopped the nail right on the head with this one
@EMo-rx7pm3 жыл бұрын
Just clicked to make sure my wife wasn't asking the question.
@lithobreakerf.53733 жыл бұрын
I think it was mine using an alias.
@midkort3 жыл бұрын
Lolol 😂😂
@doriasalmon47903 жыл бұрын
You guys are hilarious 😆
@insideoutsideupsidedown22183 жыл бұрын
Dude probably had to reign in his wife's spending at the beginning of the journey, that could be why he acts that way.
@run4cmt3 жыл бұрын
A million is not that much these days. No age given here. With two people they need much more to retire
@genxx27243 жыл бұрын
@@run4cmt In a high cost area, even more is needed.
@genxx27243 жыл бұрын
Rein
@tomm80253 жыл бұрын
Whoa! If Dave is in charge of "FUN" in their household, I hate to be around when they're not having fun.
@slyfoxx29733 жыл бұрын
Might be a case of her decision not to get involved in the budget and then complaining about the end result(s). Either way, yes, they need to team up and pull together.
@brosnet20053 жыл бұрын
Thank you for this comment. That is exactly my situation. I want my wife to be part of the finances but she does not want to. She makes her own money. But I am the one who pays everything at home. Wich I don’t mind. I am blessed enough to do that. I pay all the bills and she gives me some money to help cover some expenses. Which is great. But still she don’t want to be part of the financial budgeting of the house.
@Polostar793 жыл бұрын
@@brosnet2005 sounds like precisely the situation in my house
@BSCTrainerRob3 жыл бұрын
He DOES get the credit for them having a million. Because if they went by the wifes plan they would probably be broke
@pauljinadu3 жыл бұрын
Correct He deserves. No Argument about it. Its also Possible its a new marriage and he came in with all the money. If you want to enjoy money spend your earnings on him. Period
@tfleming6753 жыл бұрын
So sad.
@kristmiller3 жыл бұрын
Men never get credit, PERIOD
@alinatamashevich33543 жыл бұрын
@@kristmiller Only women and dogs are loved unconditionally. Men are only loved for what they provide.
@pauljinadu3 жыл бұрын
@@alinatamashevich3354 hahahahahahahahaha funny
@ghjong0013 жыл бұрын
We might need more information; how much of their net worth is the home, how much in their retirement accounts (not accessible for years), and how much is liquid?
@SalisburySnake3 жыл бұрын
Right!? If half of that is their house, the 4% rule only gives them $20k/yr to live on. Going on vacation might be out of the question. But they need to decide that before they go, not just complain about it while it's happening. A million bucks ain't what it used to be!
@AaBbCcDdEeF3 жыл бұрын
Completely agree. Add to that list how much is their annual household income, how much debt, how old are they, etc.
@scinusa3 жыл бұрын
It's very clear the most likely informative subjective unobtained variables considered hard asset versus potential conclusion would assert substantiation with harmony.
@djpuplex3 жыл бұрын
Wow a woman gave credit and than threw out blame surprised 😯. Love to hear his side
@Satans_Financial_Advisor3 жыл бұрын
She just wants to blow all of HIS money. I'm shocked!
@djpuplex3 жыл бұрын
@@Satans_Financial_Advisor probably when meals are free from male shouters for so long you don't have a concept of how hard someone has to work to earn that $70
@Satans_Financial_Advisor3 жыл бұрын
@@djpuplex exactly.
@kristmiller3 жыл бұрын
Exactly! How about he DID do most if not all the work to obtain that money. She even gave him the credit, these guys lean too far on the female's side. Come on!!!
@schadlarry3 жыл бұрын
$70 dinner for 4 and I thought I was cheap. We got a new winner.
@uwone77783 жыл бұрын
1M Net worth isn't a ton right now, especially when you factor in a paid off house into that net worth and inflation. I'd be judicious in my spending as well.
@frankcb113 жыл бұрын
Or if they get some return on that. 5-10% they can actually afford nice vacations and stuff. Assuming only 30%of that net worth is cash and they can 5-10% on it yearly. If they spend only 50% of what they make from it, they can actually enjoy some fun experiences and not worry too much.
@SpencerBMcDuffy3 жыл бұрын
Net worth is over rated. What good is a million net worth when 80% isn’t liquid?
@robloxvids2233 Жыл бұрын
@@SpencerBMcDuffy You can sell it. Are you suggesting someone with 200k in stocks is as well off as someone with 200k stocks AND an 800k home? Lol.
@SpencerBMcDuffy Жыл бұрын
@@robloxvids2233 I’m saying liquid net worth is important and net worth isn’t as valuable if you CANT or don’t want to sell your home.
@robloxvids2233 Жыл бұрын
@@SpencerBMcDuffy I agree, but saying things like "net worth is overrated" and "net worth isn't valuable if..." are misleading statements. Net worth is a mathematical formula assets minus liabilities. That's it. I do agree that liquid net worth is critical when planning for retirement. People should be shooting for a net worth of 2 million, of which 1-1.5 million is liquid. It doesn't mean the formula for net worth is overrated.
@akwolf14343 жыл бұрын
Lot of background information missing here. She says they have a NET WORTH of $1M. How much of that $1M is tied up net worth in their home, 30%? Are they retired and how old are they? What are their monthly spending habits? Are they talking SS yet?
@azo50003 жыл бұрын
Just like a Lego creation, it's hard to take apart something that took you so long to build, but to make something better, it is what's needed. I think money people should spend money and not just hoard it, but regardless, I imagine the husband and wife both still want to get wealthier, not poorer. For their spending, they need to find and agree on the right balance of enjoying life while not sacrificing their future potential.
@moneybee3 жыл бұрын
Teamwork makes the dream work! Sounds like there needs to be more alignment on goals, and what they want to accomplish the with the their money.
@BboyRacing3 жыл бұрын
Their*
@DnDJordanL3 жыл бұрын
I got to say that in front of Jeff Goldblum and he said he loved it and had never heard of it before xD
@Polostar793 жыл бұрын
Sometimes it’s hard to align when the husband wants to save and the wife wants to be a free spirit.
@Matthew-et6lc3 жыл бұрын
Simp 1 & simp 2!
@jimhandler11293 жыл бұрын
Saving and investing can be addicting.
@MsLucky4433 жыл бұрын
Great question. Many people who grew up in war, ect have this.
@tymom93133 жыл бұрын
Yep, or in poverty
@larrythomas60683 жыл бұрын
Maybe because I worked in restaurants alot, I don't like going out to eat but I like to donate a thousand bucks to something .
@BdDaBOMB Жыл бұрын
Hard to stack commas with the average bird... peace to this fellas soul and bank.
@ZacharyBuhler3 жыл бұрын
This is totally me… My wife and I just hit the $1M net worth mark at 27 years old and I have the hardest time spending any money.
@BdDaBOMB Жыл бұрын
No hate, just know your home don't count. Keep stacking and pardoning others
@ashleyjones53963 жыл бұрын
Oh wow this makes me feel better about my frugal living that my husband sometimes gives me the side eye for lol
@tymom93133 жыл бұрын
Same! My hubby is a hardworking provider & loves to spend. I'm all about building up the rainy day fund, bc it will rain at some point.
@cutehumor3 жыл бұрын
I must be in the twilight zone. I married a woman who spends and her parents help her hide it
@ashleyjones53963 жыл бұрын
@@cutehumor omg that’s not okay!
@ashleyjones53963 жыл бұрын
@@tymom9313 my husband loves to spends also!
@eq20923 жыл бұрын
You need to understand why he is that way with money before you start prescribing a solution.
@pistachiosandpopcorn71463 жыл бұрын
No kidding. I'm a woman and I am still on his side even though I don't know the whole story...have a gut feeling the woman is probably ridiculous or trying to be ridiculous with money..and a million isn't enough to do that.
@eq20923 жыл бұрын
@@pistachiosandpopcorn7146 it could well be that he is being unreasonable but the response isn't to shame him into doing what you want. We are talking decades of behavior on both of thier parts and probably with good reason. However, we need alot more information before you start passing any judgement. And they fact that they didn't ask her why she thinks he is tight with money is what they should of asked but didn't.
@jamesot85513 жыл бұрын
@Equiano Holman, I agree. It’s actually very terrifying from a psychological & societal perspective that strong opinions are formed on such little information. It’s dangerous. Their arrogant opinions on this could he fueling a fire in their relationship. The most ethical thing to do in this case would’ve been to ask for more information before they decided to throw their low-quality opinions into the world. The reason I say “low-quality” is because they had practically no basis to form them. I do like Dave’s sentiment toward debt. But this is no better than the arrogance and impulsiveness he calls out of those who disagree with him on the credit card debate.
@Satans_Financial_Advisor3 жыл бұрын
He's a millionaire because he doesn't spend his money. Let the man be, some of us love the challenge of being frugal.
@alinatamashevich33543 жыл бұрын
Yes, when a fire breaks out owning the fire truck becomes very smart.
@mso0083 жыл бұрын
I understand the guy in question. I know what it feels like to have 3€ in my bank account. I now find myself in a good finantial situation and still live a simple life because I don't need much to feel great. He was probably very poor at once and doesn't want to go back. When he has 2M net worth he'll probably relax a bit.
@sammycg3 жыл бұрын
Groupon and travelzoo usually have nice affords dining credits…🤣😜lol. On the real, I agree with Dave on sitting down and doing the monthly budget together. Both have a voice and make decisions together!
@happylife75423 жыл бұрын
Well I can kinda relate though. We are net worth at 1.39 million. Though we have not paid off our house yet, 180k left, just milking the low interest rate 2.5% I guess. Thing is that sometimes when my husband spends more than 100 at Costco I sorta freak a bit. 😂 I do give him sh*t about it...
@okoo73853 жыл бұрын
Sounds like an apprentice of Chris Rock's pops.. 😂
@arravYT2 жыл бұрын
I dont have any of those problems :) feels good.
@JTDyer213 жыл бұрын
As long as your on schedule with your wealth plan it doesn't matter if your spending money or not. What matters is your on schedule.
@pauljinadu3 жыл бұрын
He deserves the credit. No Argument about it. Its also Possible its a new marriage and he came in with all the money. If she wants him to enjoy money she should spend her earnings on him. Period You Don't jnow what he had to deal with growing up. My man is prepared for the rainiest of days
@cutlerylover3 жыл бұрын
Whats the point of having money if you cant spend it? Working hard making good decisions and savings is great to make sure you never have a problem paying your bills but once you pass that threshold of financially "set" what do you do with all the rest as it builds? You enjoy it! lol...Imagine working sooo hard to make millions then die without spending any of it only to leave it to your kids who blow it like it was given to them for free because it was...leaving everything to your kids is great if your kids are great but lets be honest there are some selfish dumb people with rich parents that dont deserve a penny of their hard earned money...Being rich and not spending it is way worse than being poor...
@ryankelsey96463 жыл бұрын
Hey good to see you on the Ramsey vids man! Absolutely right on the money spending thing! I've been a fan of your videos for years, especially the fitness ones which have helped me in my personal life. Have a great day.
@cutlerylover3 жыл бұрын
@@ryankelsey9646 Hey Thanks Ryan Im glad you enjoy the videos :)
@slimdawgwoof3 жыл бұрын
Once I'm financially set it's time to send a super YABO for Mr. Cutlery Lover!!!! You are the best
@cutlerylover3 жыл бұрын
@@slimdawgwoof thanks thats very nice of you, all I ever want is people to enjoy the content :) Any gifts are very generous and appreciated but not necessary at all haha
@genxx27243 жыл бұрын
“...Being rich and not spending it is way worse than being poor...” I need to work on this, because your comment made me realize it’s like building a mansion, but putting yourself in prison.
@kevinb88813 жыл бұрын
People that are late are attracted to people that are 15 minutes early, LOL!!!🤣🤣🤣
@tymom93133 жыл бұрын
100% opposites attract! Wish Jon would dig deeper into this topic!
@j.m0ney1333 жыл бұрын
His identity is built around scarcity and he needs to be break this mindset. Sounds like they need to communicate and compromise about spending money.
@pauljinadu3 жыл бұрын
You Don't jnow what he had to deal with growing up. My man is prepared for the rainiest of days
@Blaiyan3 жыл бұрын
"All the credit for our financial security goes to my husband" No he doesn't. His mindset got him where he is and no outsider getting a glance in from a telescope should counter that.
@joaquimsabina3 жыл бұрын
70 bucks meal of four... it is a lot of money...
@plants4thewin3 жыл бұрын
Do they have longer letters and only read part of it? They draw a lot of conclusions based off a few sentences...
@jeffmorse55993 жыл бұрын
well they got there no thanks to her. having a million isn't even enough to retire comfortably so if she is a spender he had to previously reign in then good for him.
@Bubbasizer3 жыл бұрын
She said all the credit goes to her husband. Sounds to me like he was already wealthy before they got married.
@Bubbasizer3 жыл бұрын
@@Take_America_Back all in perspective I guess.
@slimdawgwoof3 жыл бұрын
Perhaps she needs to put some work in and understand the same details he does? Maybe try and understand why he's so freaked out? If its mostly all in retirement savings maybe things are tighter than she thinks?
@saulgoodman20183 жыл бұрын
If you only have 1 millions in retirement, and 10k in saving. And that's it. That does not mean you have the money.
@daniel-vn4ql3 жыл бұрын
If this was the case and it's all retirement. He would likly never have agreed to go on holiday. The man went on holiday. And freeked out over the price of an extremely modest dinner. This tells you all you need to know. Even if he has 10 k in savings. He should have set aside a budget for the holiday.
@saulgoodman20183 жыл бұрын
@@daniel-vn4ql Modest? 70 for dinner for 4 is not modest. That is a lot.
@daniel-vn4ql3 жыл бұрын
@@saulgoodman2018 so what do you think is a modest bill in a restaurant. 17.50 per person is on the low end in my opinion.
@tfleming6753 жыл бұрын
@@saulgoodman2018 Where are you eating?
@blkdavid3 жыл бұрын
this is a loaded question because you have no idea what she spends and what she thinks is “normal “I know girls that spend $4,000 on shoes and think that that's fine,she just sent her questioning to say look ,Dave Ramsey agrees with me
@Billyrex5003 жыл бұрын
Save money where you can so you can splurge where it really matters to you! As long as you don't blow your budget up it is fine to enjoy yourself
@rebeccaoprea99173 жыл бұрын
I’m similar , but that’s cause I’m not “there” yet and I never want to go back to where I was .
@theamerican71313 жыл бұрын
three sides to every story. the husband, the wife and the truth
@brosnet20053 жыл бұрын
My question would be. How do I include the free spirit in my case this is my wife. I am the saver. I am the one who dose all the budgeting and financial planning. Debt payment. She doesn’t want to be part of it. I don’t want to be this same guy in a few years down the road. I want her to be part of it. But she does not want to. What do I do.
@e794223 жыл бұрын
Both of my parents are like that and they are 82 and not enjoying life. Very sad. I keep telling them they are running out of time...not money.
@atlascormac62733 жыл бұрын
I'm guessing she is a huge spender and he feels like she will fall off the wagon
@LillyAnnHouston3 жыл бұрын
I’m like the husband. I don’t want to spend money because I know what it feels like to have nothing. Glad my husband and I share the same view. Go on vacation? No thanks. Our mortgage free home is our stay-cation.
@famousamos13 жыл бұрын
How much of their $1Mil Net Worth is their equity in the house? If it’s a lot then they really aren’t worth that much to spend as you can’t spend your house. But that’s very stingy if you’re on vacation and spending $70 for 4 people dinner is stingy even if you aren’t a millionaire net worth. If it’s every week then yeah I wouldn’t allow spending $200 for dinner for 4 people.
@Blaiyan3 жыл бұрын
"How can I encourage him to stop worrying about every penny?" Is she contributing? Does she bring in any money? If not, maybe that would help. She can be grateful and try an envision a life where she wasn't in that situation and didn't have an abundance. Sounds like he worked hard, values a dollar and doesn't want to waste it. If it were reversed it seems like she'd be calling in, upset that they didn't have enough. Darned if you do, darned if you don't type of deal.
@daniel-vn4ql3 жыл бұрын
9 times out of 10. if a man has a house wife. its because that is what he wants. we cant criticize her because she dose not brings in any money. And just becouse she dose not bring in money dose not mean she dose not have a say. Or should just keep quiet. this is daves opinion as well.
@genxx27243 жыл бұрын
@@daniel-vn4ql An efficient homemaker provides immeasurable benefit to the family.
@Corkfish13 жыл бұрын
A million dollars is not a lot anymore. And the stock market is not guaranteed.
@alinatamashevich33543 жыл бұрын
Really? Then just send that check to Dave to help others. I am betting you can't.
@vitojosie3 жыл бұрын
Unfortunately you are right.
@Corkfish13 жыл бұрын
@@alinatamashevich3354 a starter house in many parts of the country can be half a million dollars. The average new car sale is now approaching $40,000. A million dollars is not what it used to be. angry lady.
@alinatamashevich33543 жыл бұрын
@@Corkfish1 That is a joke, Starter homes are not 500K. I am calling BS.
@Corkfish13 жыл бұрын
@@alinatamashevich3354 never been to California or Ct huh angry lady?
@pistachiosandpopcorn71463 жыл бұрын
It probably is all cause of him...especially if she said it herself. And they don't have enough to just spend spend spend..more than likely she would way over spend it if he didn't act that way. I'm on his side.
@rebeccaoprea99173 жыл бұрын
It’s that poverty mindset . No matter how much you make or have , fear controls you and you’ll never have enough .
@marktheshark25693 жыл бұрын
No, I think $70 is a lot for dinner and also she said their net worth was $1 million not physical money. A lot of that could be in their house. $1 million dollars is not a fortune especially if a good amount of that is in your house. Do not get me wrong I’m not saying $1 million net worth means your poor but just saying it’s not as much as you think
@marquestanderson13883 жыл бұрын
Nah quite the opposite. Sounds more like a I will never go back to poverty mindset. Though, now that he has made it, he no longer needs this mind set.
@rebeccaoprea99173 жыл бұрын
@@marktheshark2569 I understand .
@markg9993 жыл бұрын
That's pretty ridiculous and I'm a pretty frugal person with money. I guess I'm getting better we had several meals like that at dinner on a trip several nights in a row and I didnt blink. Cause for me if we are frugal 90%+ of the time then enjoy life for part of the time especially trips...its not like you are doing this all the time. You still are going to retire a multi millionaire...a $70 meal does absolutely nothing to effect your future retirement.
@tymom93133 жыл бұрын
True but maybe at some point in their marriage they didn't have $70, and he's fearful to be in that position again?
@markg9993 жыл бұрын
@@tymom9313 Its an irrational fear..$70 lol
@genxx27243 жыл бұрын
I’m frugal in my daily life. When I go on vacation, I live it up. What’s the point of taking time off work and spending money to travel if you’re not going to fully enjoy what that place has to offer? You may never be there again. A woman I met on a trip said, “Life is once.”
@a.m.doesit93473 жыл бұрын
Beans and rice until you die
@MsLucky4433 жыл бұрын
True is psychological problem. I’ve seen it, not good.
@frankcb113 жыл бұрын
The other side of this strict style of financing
@mikeshaw46103 жыл бұрын
A bit of advice before the lady goes to discuss the budget with her husband. Think about approaches that he responds good to and not so good. The approach not the topic. Use that approach.
@FredDogification3 жыл бұрын
Blaming the guy with just part of the story! If all of his net worth could be in his house and 401k. He still might be planning on save for kids college and developing non-retirement savings to protect his family. If that his biggest problem you are lucky and should be happy you married a great provider.
@pauljinadu3 жыл бұрын
All the New Hosts are really rubbing off on Mr Ramsey.
@buckybarnes38033 жыл бұрын
Dave is stupid. What if these guys are in their 60s and their house is worth a half a million? The "million-dollar Networth" is not much, in fact it should be redefined -- a millionaire should mean that you have more than 1 million in retirement and savings. Who knows the wife could be a spender. They can be in the poorhouse quicker than it takes to accumulate a million if they're careless.
@alinatamashevich33543 жыл бұрын
A lot of women cannot help themselves. They will spend it all as fast as they can.
@genxx27243 жыл бұрын
@@alinatamashevich3354 Strange.
@alinatamashevich33543 жыл бұрын
@@genxx2724 Take a divorce attorney to lunch, then get back to me.
@genxx27243 жыл бұрын
@@alinatamashevich3354 I’m not disputing the accuracy of what you said. I think it’s strange that women are that way. “Shiny thing! Shiny thing!” with no thought of the future,
@alinatamashevich33543 жыл бұрын
@@genxx2724 99% think that way because another ATM can be found in short order. Any Red Pill male knows this game.
@aaront9363 жыл бұрын
1 million net worth doesn't count if half of it is a house. You can't eat a house.
@pfeiffdog08113 жыл бұрын
Equity in assets do count towards net worth.
@akwolf14343 жыл бұрын
@@pfeiffdog0811 that's BS.
@marquestanderson13883 жыл бұрын
You're somewhat right. But what you are referring to is called being cash poor. Though the idea behind net worth is that you can just sell your assets and would have 1 million dollars. It has nothing to do with the liquidity of your assets. Though liquidity is very important. And diversity of your net worth is also highly important as well.
@aaront9363 жыл бұрын
@@marquestanderson1388 4% withdrawal on 1 mill in liquid assets is 40k, 4% withdrawal on 500k is only 20k. Neither is a lot of money to live on. Too many people in his everyday millionaire group count their 400k/500k house towards as what makes them a millionaire.
@mccoyji2 жыл бұрын
Too cheap brah, but come on man!!! Set a budget and stick with both the spending and savings side.
@charletfoster89173 жыл бұрын
They need couples therapy n things will fall into place.
@gerrybaker14223 жыл бұрын
Tell the cheapo to loosen up
@paulb94533 жыл бұрын
Is this lady really suffering? Is this financial counselling or relationship counselling?
@saulgoodman20183 жыл бұрын
Well 70 dollars for 4 people is a lot of money for dinner.
@saulgoodman20183 жыл бұрын
@john Smith You can find things easily for 10 bucks.
@pistachiosandpopcorn71463 жыл бұрын
@@saulgoodman2018 Not anymore. Give you a nice meal at McDonalds but everything in a reg restaurant just about is over 10.
@saulgoodman20183 жыл бұрын
@john Smith I can go around the corner from my house, and get good chinses takeout for like 8 bucks. Or walk a couple more blocks for good Italian, Mexican, Thai.
@nerad19943 жыл бұрын
That’s under $20 per person. Not too bad actually
@alinatamashevich33543 жыл бұрын
@@saulgoodman2018 Saul, any cats missing for that awesome price of 8 bucks?
@milton48673 жыл бұрын
Another typical rant against man. Ramsey solution is going full progressive with their new formula and Dave is not even seeing it coming. Well done AOC, Dave is starting to like your program!
@daniel-vn4ql3 жыл бұрын
Oh dear. You disagree with there stance. so its becouse they are going progressive. Are you seriously suggesting that Dave Ramsey the conservative republican is becoming a progressive.
@milton48673 жыл бұрын
@@daniel-vn4ql dave ramsey being a conservative republican? Thanks for a good laugh fan boy, that's the funniest YT comment of the day for sure! Sorry in advance if me calling you "fan boy" makes you uncomfortable especially if you don't identify yourself under "male" gender, I know it's a thing in your community.
@janstolk4862 жыл бұрын
nobody becomes rich by spending money !
@TK-lv4yj3 жыл бұрын
Always bashing on the guy. Simping.
@wread19823 жыл бұрын
The husband needs to divorce her so he can roll around in all his money buy his loansome
@Monipenny10003 жыл бұрын
A million is not enough net worth to live lavishly in my opinion. We were worth a couple million before we even bought my first brand new car. We both came from a poverty childhood, mine due to irresponsible spending, my husband was due to sacrifice to save and have some worth later which we both followed that pattern. Now having several hundred thousand dollars in the bank it's still hard for me to really splurg. Don't get me wrong, we have very nice things, new vehicles, a home we built and expensive, quality new furniture with no debt but we aren't going to drop a $100 tab dining out but yesterday I did give $100 to a recue and rehab for horses. Everyone's priorities are different. And when it comes to money, my husband and I are not opposite. We are still working hard to grow our net worth and saving for retirement. Having financial freedom and security is a huge deal for me obviously because of my childhood. Wasteful spending isn't easy for me to do.
@chuckoffcampus97383 жыл бұрын
Maybe wife should work and save too, so there some money for "fun".
@RGTomoenage113 жыл бұрын
He probably has no money…
@derekrank45723 жыл бұрын
just set aside $600 a month for fun money..thats safe and very easy
@michaelvanhorn32713 жыл бұрын
A million dollars, especially in Chicago, means they are still poor. Maybe he has a much better grasp on their finances, and it sounds like he is also the major breadwinner and responsible for the finances... they may have a Million dollars net worth but $950k of that is there home in a high tax state. Oh, and the house from "Married with Children" recently sold for nearly a million dollars.
@MsLucky4433 жыл бұрын
I get upset that I always want to leave a better tip for good service, especially if we return.
@onebridge72313 жыл бұрын
Dude has worked so hard, but she’ll just end of divorcing him and take half if not more so SHE can go have FUN with the so called girlfriend!
@harrychu6503 жыл бұрын
A $1 million networth is not enough. Suzie Orman says we need $5 to $10 million to retire.
@alinatamashevich33543 жыл бұрын
Tell Suzie to cut you a check then.
@alinatamashevich33543 жыл бұрын
Actually the number is 1.9M.
@thedudeabides14433 жыл бұрын
There are people so OBSESSED with saving money, that it’s almost pathological and many I’m sure follow Dave religiously. They become so obsessed that, when they are young, they FORGET TO LIVE LIFE. Then, as they get older, they have more and more health problems-often ignored in youth-and they become broken down millionaires. I’ve known 4 different couples in this situation. It’s sad and pathetic-and totally preventable if you HAVE PERSPECTIVE in your life. Life life, people. You’ll be dead a long time…
@genxx27243 жыл бұрын
Thank you for taking the time to share your observations. What health problems, ignored in youth?
@CaseyBurnsInvesting3 жыл бұрын
If you don’t spend some of it you can’t live life.
@tigerak023 жыл бұрын
You wouldn't know as you aren't even a millionaire. As a MULTImillionaire I still have a strict budget. Stop trying to give advice to anyone, especially wealthier people.
@tanpham74113 жыл бұрын
@@tigerak02 There is a difference between having tight budget and being a tightwad. I have seen a millionaire friend trying to negotiate a price of a pound mango at a Vietnamese market back home. Nothing is wrong with trying to save money but that is just ridiculous.
@tymom93133 жыл бұрын
Everyone's definition of "some" is different. Plenty of fun & enjoyable things to do w/o being extravagant.
@charletfoster89173 жыл бұрын
They need couples therapy n things will fall into place.