What A Family Making $168K Spends In A Week | Millennial Money

Brian Ortiz and Amy Anderson and their son Henry live in Dallas, TX and make a combined $168,000 a year. In a typical week, the couple spends about $350. During the week of May 24-30, 2021, Amy and Brian tracked their spending to see how where their money went, vacation included. It was also a pay week and a mortgage payment week.
Subscribe to CNBC Make It.: cnb.cx/2kxl2rf
About CNBC Make It.: CNBC Make It. is a new section of CNBC dedicated to making you smarter about managing your business, career, and money.
Connect with CNBC Make It. Online
Get the latest updates: www.cnbc.com/make-it
Find CNBC Make It. on Facebook: cnb.cx/LikeCNBCMakeIt
Find CNBC Make It. on Twitter: cnb.cx/FollowCNBCMakeIt
Find CNBC Make It. on Instagram: bit.ly/InstagramCNBCMakeIt
#CNBC
#CNBCMakeIt
#MillennialMoney
What A Family Making $168K Spends In A Week | Millennial Money

[@murderbymodem]

Seems a bit silly to go over their expenses on a week where they happen to be on vacation.

[@layparisss]

Exactly!

[@JohnVito]

I yolo all my money when I’m on vacation.

[@kingkang6877]

💯

[@swabrren]

Agree!

[@nathasimmy432]

My thoughts exactly! Vacations are not typical weekly spendings.

[@dugroz]

Totally pointless to review their expenses for one uncommon week. Averaging a whole year out (or month, at least) would be more of a financial topic. This just tells me nothing.

[@gabrielgonzalez6456]

Actually if you ignore that week expenses and see the investments which basically equals the investment tells you that they obviously live way below their means. They also mentioned they have no debt but the mortgage. Paid off student loans and cars. $3000 towards investments is very atypical. Maybe that’s their strategy, “if we spend 3000 on vacation, 3000 goes towards investments

[@LetstalkaboutMulla]

No one: CNBC: let’s look at a budget of a non typical week

[@damatar]

While they're a charming family that seems to be on top of their finances, yeah, this video's focus on that one week is pretty useless.

[@gabrielgonzalez6456]

How is it non typical?? The make 168k a year or $461 per day or $370 after taxes or so. How many times did they pass $370, obviously they didn’t account for mortgage payment but that’s all the debt they have. They actually saved basically every day

[@trackourmoney5340]

I want to see the expenses for a month... It seems pointless to me to look at one specific week. Especially the week of their vacation.

[@organizedchaos4559]

Yeah I think a month would be better and actually include expenses like insurance, mortgage, etc instead of excluding it

[@trackourmoney5340]

@@organizedchaos4559 exactly my point! I could share a week where we spend a ton or the next week we spend next to nothing. On week is pointless!

[@tigerrx7]

Some families budget on the same cycle they buy food at the supermarket (bi-weekly or weekly). It’s easier to track weekly expenses because you’re not far removed from what you just spent based on your budget. Over a month, “things” tend to pop up often and can get carried away.

[@styloverte1163]

And then they saved $3k that week. If they were doing that every week, they'd save $156k per year, but their income is only $168k. Unrealistic week.

[@jbbushon]

@@styloverte1163 exactly, its the end of the month, so they act like their weekly costs include the mortgage and all investments. This was basically monthly costs, but only one week of food/living costs.

[@adradaadrad326]

finally someone who doesnt eat ramen in order to retire at 35

[@laina-brown]

I love how these guys are super savers, but still obviously really enjoying their lives!

[@brotherbenxnetwork7899]

Thanks for watching and comments, I will introduce you to something totally different and quite profitable. Just DM to my professional trader start earning millions in trading Build your financial growth 🌱.

[@brotherbenxnetwork7899]

W/H/A/T/S/A/P/P/ +･/1/3/5/1/2/0/2/0/6/9/5.

[@AlexSuperTramp-]

Can you do a video about gamers that never leave their bedroom and spend 50% of their income on fast food? That would reflect this channel's audience

[@devouTTT]

I am that demographic

[@nayemalaboni8318]

lmao

[@spants1058]

Lmao 😂

[@user-vi4xy1jw7e]

How do you know that's the channel's audience

[@Omnomtoto]

Oh my god you added narration! That's helpful for when I play these videos while washing dishes or doing laundry and can't see the budget breakdowns or in-between notes you put on screen. Digging the upgrade.

[@Freepalestine03]

They need more Videos like this one. It is amazing seeing how others are spending. Love love this video

[@benchpress200]

When I bought my first condo I paid off my mortgage as quickly as possible because I didn't want to have any "debt". But what I later learned in business school is to see "debt" as "leverage". If their mortgage rate isn't that high, then they should be pay it off as slowly as possible and investing the money elsewhere. A mortgage is like a life hack -- it's by far the cheapest leverage you can get.

[@JohnVito]

Totally agree but most people can’t handle their emotions.

[@kkadam96]

What you are saying works for people who understands or know what they are investing in. Many people get 30years mortgage with the intention of either paying extra every months or investing, however most people are not discipline enough to pay on extra mortgage or invest - Life happens. A paid off mortgage gives you the peace of mind at least for someone who doesn't invest.

[@Dis_is_fine]

@@JohnVito true, some people would rather feel like they truly own their home. It’s different opinions

[@JohnVito]

@@Dis_is_fine you’ll never truly own your home cuz of taxes. But that’s a different story 😂 but yeah I get your point.

[@dallasryder8125]

@@JohnVito For veterans that love in certain states. That’s not 100% true. IE: VA disabilities

[@jennifergraham3563]

I’m 49 my husband 54, we are both retired with over $10 million in net worth. Currently I’m living smart and frugal with our money. Saving and investing lifestyle made it possible for us this early.

[@arvabellehenry3460]

Wow, congrats!

[@albericasiciliani6990]

Great job with your husband, i bet you’re living your best life right now

[@sinclarmonroe5385]

I’m a young mom I’m really glad to hear your story it inspires me, what did you both invest in?

[@jennifergraham3563]

We made investments in the crypto market with the help of a professional

[@adamgoldberg8119]

Your story is inspiring, I’m 40 and i wanna achieve this goal you achieved . Share some tips if you don’t mind

[@DewTime]

I agree with all the comments about it being weird to focus on a vacation week. I was listening to this video in my car and after a few minutes I thought I had clicked on a different video than intended. Because it was supposed to be about how much they spend in general but all I’m here is their vacation plans.

[@anyasyht]

They're doing so well!

[@TheDanaYiShow]

what an adorable kid! Interesting to see an abnormal week of spending for a couple that definitely knows what they're doing financially and otherwise!

[@DecadeInvestor]

Why did I read the title as "What a family making $168k a week spends"

[@charmainephasoana6850]

That's so me 🤣

[@YoursTrulyFreddie]

Wow, love how they spend,their plans. Definitely on the right track. I want to be like them when I grow up, wait I am grown up, let's try this again I want to be like them as a grown up lol.

[@ninjablack4347]

Yeah these two definitely knew even before graduating college about saving and investing. Only less than 40 left on their mortgage making six figures? Pff, its easy sailing from here.

[@thanosthemadtitan5518]

@ScryLite S Um...

[@user-vi4xy1jw7e]

@ScryLite S wut

[@TheRealKingHarry]

6k a week * 52 weeks is over 300k. Can CNBC not do math?

[@ivynsambo1413]

I don't know who needs to hear this but stop saving all your money. Venture into Investing some, if you really want financial freedom.

[@ivynsambo1413]

Investing for today is priceless because tomorrow isn't promised, trading bit-coins,gold,silver and crypto secures a better tomorrow

[@crix7775]

Beautifully said,I tell this to my folks everyday.its good to save money but most people don't understand how the market moves and tend to mislead in facts like this and always depend on money in the bank.

[@michellechong8474]

@@ivynsambo1413 I understand the Facts that tomorrow isn't promised to anyone, but Investing today is a hard thing to do because i have no idea of how and where to invest in these?

[@charlotteblue5049]

Hey this is a computer age, peeps who aren't even trader's make money from the crypto and forex markets, how many millionaires do you know who have become wealthy by Investing in savings accounts? I rest my case.

[@ivynsambo1413]

@@michellechong8474 If you think you're too busy to trade or learn how to trade, just know I have some friends who Invest in a platform where experts devote their time and help them trade and generate a good ROI

[@SA-ho1mu]

LMAO no one cares if they spend a few hundred dollars on day on vacation or $10 on ice cream

[@anoukc6928]

The man checking out at 0:27 then at 2:54 made me like 😂 😆

[@RoseXo]

That baby is so cute! Those squeezable cheeks are adorable lol

[@brotherbenxnetwork7899]

Thanks for watching and comments, I will introduce you to something totally different and quite profitable. Just DM to my professional trader start earning millions in trading Build your financial growth 🌱.

[@brotherbenxnetwork7899]

W/H/A/T/S/A/P/P/ +･/1/3/5/1/2/0/2/0/6/9/5.

[@amandawalker1196]

I hope this isn’t the new format for Make It. I am not a fan of the narrator nor the idea of focusing on one week.

[@SirD1]

Graham will love this

[@brotherbenxnetwork7899]

Thanks for watching and comments, I will introduce you to something totally different and quite profitable. Just DM to my professional trader start earning millions in trading Build your financial growth 🌱

[@brotherbenxnetwork7899]

W/H/A/T/S/A/P/P/ +･/1/3/5/1/2/0/2/0/6/9/5

[@HerAeolianHarp]

Please more stories on families, and not just the usual Millennials.

[@dallasryder8125]

Killin it man! Good stuff.

[@Michael-gh5ys]

This is the definition of picking the right partner is very important. Not just a pretty face but street smart.

[@JonathanSorunke]

They spend money really good! Awesome to see that their investment contributions match their spending! Great video!

[@E3qgr]

My god, this seems warped. 2k+ to the 401k / week would equate to 100k+ per year. …which is not allowed under tax laws. So why show 1 ‘distorted week’ rather than a true yearly budget. This is asinine.

[@nightingaleofficial3604]

Graham will love these people

[@brotherbenxnetwork7899]

Thanks for watching and comments, I will introduce you to something totally different and quite profitable. Just DM to my professional trader start earning millions in trading Build your financial growth 🌱

[@brotherbenxnetwork7899]

W/H/A/T/S/A/P/P/ +･/1/3/5/1/2/0/2/0/6/9/5

[@nithinyennam3552]

When these videos say making in a year; is it pre-tax (gross) salary or after taxes (in-hand or take-home) salary? Thanks for clarifying.

[@organizedchaos4559]

@@sledgehammer5414 so pre tax?

[@sidehustlevikki1066]

Has to be pretax bc $6k a month is definitely not $168k

[@marginelouis6674]

@@organizedchaos4559 yes

[@SuperDanny1016]

@@organizedchaos4559 The video says they spent $6k a week!

[@Neil542]

The comments saved me from watching this video thank you!

[@jimas9775]

Listen--life is to short to be counting every penny. I like the fact that they take trips- that’s good. Enjoy the money folks

[@blancareilly687]

Yes 🙌🏼

[@gregoryvierra6114]

too?

[@jeffdorris5321]

Nice work 🎆✨🎇

[@layparisss]

Sorry I to give this video a thumbs down 👎🏽. This was not a good example. They are on vacation this week. Do another one for Dallas TX please.

[@shafhussain2378]

They should use E45, it really helps keep the eczema down and skin hydrated. Plus don't use vasaline products as it's not that good, rather cream products. Spoken from experience

[@shadorismartin]

Absolutely loved this episode! It’s shows a great balance between savings and still living life

[@ToddBaldwin]

You have a beautiful family!

[@noblegirl1991]

So far this one is the worse. Some of those expenses are not regular weekly expenses

[@ashivvv181]

You have posted they have a weekly budget of $6,097, that times 52 weeks in a year is roughly $336,000. How do they afford this, 4:54 time stamp.

[@chrisdang97]

Seems like an obvious typo.

[@ashivvv181]

@@chrisdang97 seems like someone should be fired haha

[@chrisdang97]

@@ashivvv181 eh, mistakes happen

[@kuryanthomas1438]

the 6097 must be a monthly budget.

[@99leadpencils]

They happened to pay their mortgage that week and make a contibution into their investments. Those two things could be monthly contributions.

[@charletfoster8917]

This couple’s future is very promising!!!!👍🏿

[@TomNook.]

Lol look at that cute little face 🥰

[@essel23fly]

Why would we care what their weekly budget is? Also that makes no sense 6k for the week? That means they’re spending 24k a month??

[@mgh62000]

Grandpa playing peekaboo with the baby at 0:27?

[@brotherbenxnetwork7899]

W/H/A/T/S/A/P/P/ +･/1/3/5/1/2/0/2/0/6/9/5.

[@alecc4006]

pre or post tax?

[@LCrivel]

Heres the breakdown of what Brian and Amy spend every day for a week (that they're on vacation)

[@MyBloomingLife]

that’s a cute baby 😍 awww

[@brotherbenxnetwork7899]

Thanks for watching and comments, I will introduce you to something totally different and quite profitable. Just DM to my professional trader start earning millions in trading Build your financial growth 🌱

[@brotherbenxnetwork7899]

W/H/A/T/S/A/P/P/ +･/1/3/5/1/2/0/2/0/6/9/5

[@sekousacko3942]

Fun fact: I have never been to Walmart before. And I lived in NYC all my life.

[@gennagresham3986]

Haven't you travelled outside of your area though? I mean, there are Walmarts in NJ and NY and all over the US. It's a convenient stop sometimes.

[@user-zn9xi5qq6u]

Day care $182 weekly? Is that normal in Huston? Why it’s more than $280 a week in Los Angeles? Even some daycare would charge up to around $2,200 per month.

[@applejm3370]

They will be millionaires after they pay off the house

[@robwashington-personalfina5674]

Hope to one day be featured on CNBC 😀

[@cruziero15]

$168k/yr is A LOT for Dallas.

[@tracy_cakkes]

Very smart people

[@DonReality]

Misleading video. They are on vacation! A lot is being spent in 7 days alone.

[@love2CUsmile86]

Invest $3k a week, it means they save $12k a month which means $144k a year. Is the budget breakdown correct? It doesn't look realistic if they are making $168k a year (taxes).

[@kuryanthomas1438]

i am thinking the 6097 us a monthly breakout.

[@EvitasBudgetingLife]

They have a pretty good salary & still live modestly, love it. ❤️

[@brotherbenxnetwork7899]

Thanks for watching and comments, I will introduce you to something totally different and quite profitable. Just DM to my professional trader start earning millions in trading Build your financial growth 🌱.

[@brotherbenxnetwork7899]

W/H/A/T/S/A/P/P/ +･/1/3/5/1/2/0/2/0/6/9/5.

[@JustbentFishing]

That a lot of money

[@MISHGAO]

Why is the thumbnail $6k budget

[@dylreesYT]

As with what I'm seeing at the top of the comment section, I much prefer the monthly budgeting/expenses.

[@ashton8878]

They’re rich!!

[@tracy_cakkes]

I don’t like this new take CNBC is doing What they spend in one week is nothing I want a breakdown of their monthly, yearly expenses like before This was disappointing

[@xeemoua7928]

Don’t seem like super savers to me. But could also be what is only being shown

[@shumr]

no water and electric bill? they will add up to 500 dollars in dallas during summer time

[@brotherbenxnetwork7899]

Thanks for watching and comments, I will introduce you to something totally different and quite profitable. Just DM to my professional trader start earning millions in trading Build your financial growth 🌱.

[@brotherbenxnetwork7899]

W/H/A/T/S/A/P/P/ +･/1/3/5/1/2/0/2/0/6/9/5.

[@chrislanejones]

I still so nervous to have children.

[@florjose8461]

Kids are expensive

[@mrartdeco]

Please do a remake on their normal daily expense.. this makes them looks like a splurger while they actually saves a lot on their daily basis

[@sonic070]

Their budget 6097 USD monthly or per week ?

[@jesuslover5968]

They’re combined salary WOW they are living like they’re dead broke though this video is too short should’ve gone into depth what are their goals ??

[@oco987]

They are doing really well. 170K in Dallas !!

[@cruziero15]

And they're house isn't even worth $400k. They're definitely living really comfortable with the amount of money they make in Dallas.

[@lowrollerscratcher3563]

Graham Stephen should react this video

[@brotherbenxnetwork7899]

Thanks for watching and comments, I will introduce you to something totally different and quite profitable. Just DM to my professional trader start earning millions in trading Build your financial growth 🌱

[@sarahnguyen3858]

The rich stay rich by spending like the poor and Investing without stopping then the poor stay poor by spending like the rich yet not investing like the rich

[@beckyjohnson4122]

You're right ma.....that's why I have to start Forex trading 2 months ago, now

[@stonejoe4257]

People are ignorant of profitability in bitcoin investment and that has been the major issues limiting their investment

[@dhruvbakshi2298]

Beautiful said, I tell my folks these words everyday. It's good to save money but most people don't understand the market and tends to be misled in facts like this and always depend on money in the bank

[@Jonathan00247]

@@dhruvbakshi2298 I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do because I have no idea of how and where to invest in these

[@andersonjones2491]

@@Jonathan00247 Mrs Katherine Beckham M. services is working for me at the moment and am making good profit from Forex and crypto trading

[@miriamstrauss]

*Excited for Graham to react to this one!!*

[@annajones9701]

Get lost miriam

[@long_fellow]

Time to call mum and dad

[@Proxz]

is making 168k low in the U.S ? i really dont know

[@marginelouis6674]

it depends on the location. On that income, in Dallas Texas, they should be very comfortable

[@gennagresham3986]

It is not low (anywhere in the country).

[@cruziero15]

@@gennagresham3986 It could be considered low in San Francisco or NYC if that's household income. It's a ton in Dallas though.

[@cbbosah]

If you’re in Dallas, you should follow me in a day in the life.

[@Dud-in9iu]

They are responsable and making good life decisions, but they are not very economically productive. They should be investing by opening a small business or in real estate instead of just saving their money and paying off debt. Not a bad choice, but definitely not maxing their potential with that type of income.

[@CXDN.0]

They live in Dallas but wear astros jerseys, flag on the play

[@dallasryder8125]

Just started watching but probably not OG texans

[@mannyd629]

@Ruth G. Kecry Future Nurse Yea he was wearing a Texas Tech alumni shirt. So its likely he either went to college and stayed, or he’s an OG texan.

[@0311andnice]

“Yay sports!”

[@monk9008]

Graham

[@rexyzvent5864]

Savvy couple living life! They should be able to retire early

[@brotherbenxnetwork7899]

Thanks for watching and comments, I will introduce you to something totally different and quite profitable. Just DM to my professional trader start earning millions in trading Build your financial growth 🌱

[@brotherbenxnetwork7899]

W/H/A/T/S/A/P/P/ +･/1/3/5/1/2/0/2/0/6/9/5

[@robertwilkinson9564]

Depending on one stream of income had never made any millionaire and earning check doesn't put you in Forbes

[@jenniferluisa3154]

Interesting most people don't understand the market moves and tend to be mislead in facts like this and depend on money in the bank.very bad Idea

[@loufranklin7726]

@@jenniferluisa3154 Investing in crypto now should be in every wise individuals list, in some months time you'll be ecstatic with the decision you made today.

[@channel-ds6sf]

I totally agree with that

[@kyrielegend2132]

@Barbara Deal Yeah, but only when you trade without a professional

[@moratafred7209]

My first investment with a professional earned me $4150 with $1000 in less than a week

[@x-men69-96]

You get $600 from the government child tax credit. Should count on it.

[@yasinali3754]

Talk about counting down to the penny. I'm a saver, but not at this level

[@FinancialShinanigan]

I'll just watch Graham's reaction to save time.

[@FatFIREfamily]

We spend about 6k a week as a family of 5

[@mayloop123]

The cover picture threw me off...6k a year?!

[@TomNook.]

Back to school for you

[@teepeps905]

@@TomNook. 🤣🤣🤣

[@larrykramer2761]

That's messed up. They pay more for their dog boarding than they do for childcare!

[@jeor1450]

Cool show concept but seeing 1 irregular week’s expenses isn’t really helpful

[@andrehinds3455]

The baby @ 0:06 I want that

[@organizedchaos4559]

350 a week went to 6k a week. Why even bother to mention the 350.

[@teambennett-wells962]

This was such click Nate!! They did not spend 6k in a week!!!

[@brotherbenxnetwork7899]

Thanks for watching and comments, I will introduce you to something totally different and quite profitable. Just DM to my professional trader start earning millions in trading Build your financial growth 🌱

[@brotherbenxnetwork7899]

W/H/A/T/S/A/P/P/ +･/1/3/5/1/2/0/2/0/6/9/5

[@XiangGaoo]

This lifestyle is normal for us Asian people 😂. We don’t call ourselves savers.

[@NN-ix3ku]

This is not a typical week for this family. Do you guys even attempt to think before producing a video?

[@E_Legal_Alien]

168000 a year? Ffs my whole household income is half that, and we don't pinch every penny!

[@brotherbenxnetwork7899]

Thanks for watching and comments, I will introduce you to something totally different and quite profitable. Just DM to my professional trader start earning millions in trading Build your financial growth 🌱

[@brotherbenxnetwork7899]

W/H/A/T/S/A/P/P/ +･/1/3/5/1/2/0/2/0/6/9/5

[@AznSensAsians]

peace of mind i can respect but silly to pay off the mortgage early. invest the extra in the market right now. i know others will say "but its a guarantted 3-4% return to pay it off"..ya ok. you're losing out right now in a huge bull market with ridiculous doujble digit returns. these guys are clearly gonna be fine if their house was only 300k and they already make 170k together. especially if they dont have another kid, they are set for life. living very within their means already and average simple life

[@benjaminnoah4767]

Investing in crypto now should be in every wise individuals list, in some months time you'll be ecstatic with the decision you made today.

[@lisapatricia4803]

Most intelligent words I've heard.

[@jameslucas8847]

Crypto is the new gold

[@liamelijah8154]

I wanted to trade Crypto but got discouraged by the fluctuations in price

[@masonethan9996]

@@liamelijah8154 That won't bother you if you trade with a professional like Mr Billy Albert

[@alexanderjocab3583]

@@masonethan9996 I heard that his strategies are really good?

[@hipcarrie123]

Please go back to old format!

[@skhan3118]

What about hotels?? This is more like a mini vacation budget, what about a real budget?? Very unrealistic clickbait

[@Audreylin29]

I didn't like this video. Just FYI

[@SuperSynthguy]

HOLD AMC HOLD AMC until you see PHONE NUMBERS in your account. They have no out. Focus on AMC, we stand strong!!!!! Apes will upvote we know

[@julianbussells]

These people like to spend money more than the Astros like to bang on trash cans

[@blick3k]

How does one have $6k weekly budget if they make $168k a year? $6k(weekly) X 4 weeks X 12months =$288k Doesn't add up.

[@missalicesmiles]

It's super confusing and misleading. I doubt they are investing $1k something into their 401k every week because that would very quickly exceed the threshold. The video definitely misstated this amount when, in reality, it's probably $1k every month.

[@sidehustlevikki1066]

I think it’s bc it’s a vacation week plus some of their monthly expenses like mortgage. So technically they spent $6k this week but that is not their weekly expenses

[@a004]

So many random video formats. CNBC, just stick to millenial money. These snapshots into portions of someone's finances is pointless. Millenial money covers it all.