WHAT IS THE BEST RETIREMENT INCOME STRATEGY ?

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[@dennykurian]

Excellent video sir. Thanks for your excellent work.

[@NRIMoneyClinic]

You are most welcome. Please subscribe and keep sharing the videos

[@laxminarainkhanna7930]

Very nice video.Useful tips for retirement planning. 🙏

[@profvenkataramanikrishnamu1710]

Are SIP good for investment?

[@oliviageorge291]

@@NRIMoneyClinic w us to w my mom w my mom is the only

[@kripasingh7115]

@@laxminarainkhanna7930 aqq

[@gkm202]

The govt must be sympathetic and somewhat Lineatnt towards senior citizens. It should not put any tax on interest earned by seniors on their savings in banks.

[@basantrath6684]

This is really transforming viewers' way of thinking.This kind of discussion will certainly stand as a safeguard in retired life.Please keep it up.

[@unbreakblewarrior6123]

One of the most interesting and extremely knowledgeable videos on KZbin , i highly appreciate your time and support to help all viewers, God bless you immensely i pray Bhat Maam , all the best.

[@vijayaraghavang5112]

One of the negatives of rental real estate in India is that the law is not helpful to the owner in case the tenant defaults on rent or refuses to vacate. It is very difficult and expensive for anyone, especially a senior citizen to get timely justice.

[@ramaprasadmanda5169]

Very clear and simple explanation. Thank you very much. The take home message is to have 4 streams, viz., Rental Real Estate, Mutual Funds, FDs & Pension Fund.

[@sangitasheth4019]

It's too good for all...u covered all plans that every investmenter thinking ....

[@gigglypuff3589]

I’ll tell you the biggest problem with rental is that in India you can get a litigant tenant who can sit in your house without paying you rent and you need to go behind a lawyer to evict them. Also getting good tenants is based on luck.

[@NaNa-lt1po]

How about, new tenant every 2-3 yrs

[@syedimtiazabbashussain4913]

You are right. A friend of mine said he did not visited his rented flat since more than 10 years. On reply he said tenant is rowdy etc. I kept my flat vacant for 8 years and live in peace by avoiding many offer which were of high risk.

[@ksquareonline2836]

@@NaNa-lt1po If you do due diligence on your tenant then no problem

[@ksquareonline2836]

Always do through due diligence on your tenant

[@natarajanravi6973]

​@@syedimtiazabbashussain4913

[@ksquareonline2836]

Well presented Retirement Strategy

[@rajagopalchellam4651]

U R right.one thing I would like to advice the youngsters the day you are getting appointment letter for a job,your planning for retirement years too simultaneously start.Therefore planned expenses, savings for future will definitely take care of your living years after RETIREMENT.

[@arunpandey9726]

I wish, I had this information before my retirement.

[@muralikrishnanayyappan6513]

Good to know these Insurance schemes are not a scam !! Thank you

[@aafrinrahaman3193]

Retirement plans 1 rental real estate 2 well constructed mutual fund portfolio 3 fixed deposit 4 pension and guareented income plan insurance Others Dividends Post office scheme RBI bonds

[@5966ramesh]

Great video sir. Thank you. I have taken early retirement last August. I have done almost everything you have mentioned. This video is a real refresher to me. Thanks again.

[@NRIMoneyClinic]

Keep it up. Please subscribe and keep sharing the videos

[@shrivardhanmohta561]

Very informative. I will plan accordingly

[@ravindramahajan8105]

Good information, explained in very simple language. Without using jargons. Highly appreciate the advice. Thanks.

[@venkaiahbayana189]

Very useful, practical advice

[@ganeshr8851]

Thanks for the useful information on retirement....

[@rentospropertymanagementso4895]

Rental income plans are truly amazing as you explained. Thank you for sharing.

[@NRIMoneyClinic]

Yes they are!Please subscribe and keep sharing the videos

[@vipinun]

Excellent explanation.Thank you so much.

[@muralikrishnachukkala9733]

Very good video. Just one comment sir. You mentioned some risks involved in rental real estate. One more risk is if we get a bad tenant who is problematic person. You will loose peace of mind

[@reena6363]

Very informative, thank you so much n waiting for more videos 🙏

[@msm1959]

Sir, very important topic taken up for retiring persons. However please also cover Reverse Mortgage for Retired persons owning a property

[@SankaraNarayananKailasam]

Excellent stuff. Very nicely articulated. well done sir 👍

[@noelpereira1294]

Good investment guidance Thanks

[@rnhotta18129]

REIT and INVIT may also be considered as one of the retirement income options.

[@anandp4160]

In addition to rental income, the house that the person is staying can also be reverse mortgaged. As the monthly amt he gets is NOT considered as income, it is tax free. The house can continue to be occupied by the spouse even after the demise of the person. Anand Pendharkar

[@sundareshks]

👌

[@stockmarketnewsUpdate]

Sorry for my ignorance sir, what is reversed mortgage ? I have a small house with my family, how it can be mortgage? Even when we are staying with limited space.

[@malleshaiahsn5097]

Thanks for your analysis about retired people. contents of the video are amazing .I am retired in 2012 . Thanks again.

[@nishavasaikar2805]

A video worth it. Thank you.

[@ramaacharya3555]

Very nice information Thank you very much sir 🙏

[@rmohan9800]

Very good information. Thank you

[@StopBeingSoldMedia]

Fabulous video. Keep up the good work!

[@vijaygautam1406]

NPS could have been a good solution for retirement, but needs some improvement for becoming so. At present, 60% of the corpus can be withdrawn tax free, while an annuity has to be purchased from remaining 40%, from an insurance company that is empaneled under NPS. Since the pension from this annuity is not inflation adjusted, it will not cover expenses after a few years (even if it does during initial years). The best thing is an inflation indexed annuity, with the annuity funds invested in some kind of target date fund that invests in liquid fund and equity portfolio, and rebalances every year.

[@vsj3974]

Thank you for sharing useful information..🙏

[@ganeshraoma]

Excellent inputs sir 💐💐 nice collection of information

[@bharathkrishna6776]

Very insightful!

[@sivaprasad1717]

Thanks for your hard work and presentation skills are very good.

[@NRIMoneyClinic]

Thank you for your feedback . Please subscribe and keep sharing the videos

[@jgdkaran]

Very very informative sir thanks 🙏🏻

[@rajeevchandakutty9179]

Super presentation 👌 👏 Thank you

[@lathakr8091]

Excellent retirement ideas

[@rajprema.6425]

How well u explain... Sm really glued to ur videos.

[@NRIMoneyClinic]

Thank you so much Please subscribe and keep sharing the videos

[@sunilmehra6665]

Good information sir thanks

[@npratapvet]

Excellent presentation dr. Chandrakanth. Very informative. I shall be retiring next month. Will contact you to take advice on investing retirement benefits as advised in pension plans and other 3 to generate a monthly income while beating inflation. God bless you. Your channel rocks.

[@NRIMoneyClinic]

Always welcome. Please subscribe and keep sharing the videos

[@rajprema.6425]

Hi Sir my topic.... thanks for enlightening... Prema Lobo.

[@NRIMoneyClinic]

You are most welcome. Please subscribe and keep sharing the videos

[@poornimasejkar2738]

Excellent information

[@gkm202]

Very informative video.

[@anamikaangelsingh]

Thanks for this, Sir.

[@j5ramrmr303]

Thank you sir Very usefully

[@sundaybright8919]

Thank you for sharing this information papa

[@nagappapayannavar6486]

Excellent appraisal sir,

[@arunpandey9726]

Very good information.👍

[@dattatrayamarkad7626]

Excellent information given sir.

[@SrikanthPRABHA7]

Sir I can listen to you all day. Thank you 🙏

[@rachelninan9074]

Why dont you marry him. Can I listen all day?>

[@SrikanthPRABHA7]

@@rachelninan9074 bad joke

[@NRIMoneyClinic]

@Rachel Ninan , Why should you be jealous?

[@piyushdubey67]

Truly said Great words

[@stalint5006]

Sir stay blessed🙏

[@phanindratenneti7027]

Long story short and straight to the point

[@desakannan4058]

Very informative, Thank you

[@NRIMoneyClinic]

You are welcome!. Please subscribe and keep sharing the videos

[@minisuresh1969]

Nice one - am 50 now and from your video, I understand that mutual fund portfolios are the best for a creative income ( other than rental , which I have now ). Can you give link on this as to which MF should I chose ?

[@praveenkumar-ey8kg]

Well explained sir. Thank u

[@georgecherian1545]

Great information !

[@prabhakumari4873]

Thankyou sir soooooo.... much for your valuable guidance

[@aijazkhan9621]

Good advice but also mention some options witch is safe .many of us might be trapped in such things

[@captsdasika6784]

Explained very nicely

[@suryanarayananrajan8060]

Excellant.

[@pgraja5767]

great video thanks a ton

[@andimi1566]

Perfect just for me 👏👏👏

[@shekharraje5188]

Sir, I am a avid listener to your various videos and gain great knowledge as they are simplified for a common man. Today I would like to detour from a subject and ask different question.. It goes like, is a Bank retired employee drawing monthly pension entitled for same even if he changes his Nationality? Say from India to Australia? I shall appreciate your candid reply. Regards

[@jagadeshwarikumari7708]

Very much inspired by your explanation sir

[@NRIMoneyClinic]

So nice of you. Please subscribe and keep sharing the videos

[@jasandroidphone3820]

You should go for a government servant as tenant for your flats , for a stable rental income . also after a longer duration you can offer the tenant a buyback offer of the flat at a good price , as it has already become a HOME for the tenant . Wishing best to have a golden retirement years .

[@linuskyando4155]

Iam 3 years back to retire, using your knowledge iam sure I will beat the inflation by investing on Real estate and Fds

[@MINATOYELLOWFLSH2005]

Consider Invits and reits in your portfolio as well.

[@TRUELEARNER]

Great video Thanks alot

[@parasuramb5656]

While you do advocate MFunds, you dont touch upon Equity Shares or Equity ETF, Equity share also do yield dividend but of course , the risks are higher.. but some portion of Equity do need to be there so that it derives higher returns which could increase your overall yield Thanks

[@syedimtiazabbashussain4913]

Equity shares of a company is more risky then mutual fund, which mitigate risk of loosing investment.

[@robertdsilva8534]

very nice video sir

[@madhusudan3087]

Clear explanation sir ....

[@tincyannehot]

Awesome explanation and advice!

[@jagwantparthasarathy1099]

Good advice

[@anuragsrivastava8288]

Rental incidents is also evaporating

[@sibymathewkailath4784]

Very good video

[@sandeepshanbhogue7690]

Hi Sir, 1 headsup and 1 query. 1. There is LIC Jeevan Akshay VII which is like a pension and the best part there is option that annuity will go to primary applicant and then secondary applicant and after that the purchase price shall go to nominee. 2. In budget 2021, seniors above 75 years of age (residents) should not be filing IT Return. Will it also apply if they have mutual fund portfolio in thier books?

[@NRIMoneyClinic]

1. I need to check 2. You need to check with a CA . Please keep sharing the videos

[@jeanellefrank9082]

best retirement plan , one time investment

[@sanjaykadam8083]

Nice clip

[@certified4mahtab]

Good day sir, At Age 35, what should be a proper Ratio we need to invest for our retirement. ?? It should be less or more?? Or we need to build multiple mutual funds for age 60, age 70 age 80.

[@rrgupta4305]

Good

[@MickeyAppy]

Sir please advise and give example of Well construction, scientific Mutual Fund.

[@worldnewsuncensored5035]

PPF and NPS from govt haven't been mentioned that too tax free. Tension free when compared to rental income.

[@NRIMoneyClinic]

PPF and NPS are corpus accumulation plans . They are not cash flow strategies. Please subscribe and keep sharing the videos

[@gokengeyi3306]

Thank you sir for your helpful videos....🙋🏼‍♀️🙋🏼‍♀️

[@donbon9770]

How an OCI protect his NRE Rupee holder in US $ terms.

[@vikashmurarisetty7787]

Informative video

[@NRIMoneyClinic]

So nice of you. Please subscribe and keep sharing the videos

[@expertiseyourself5057]

Mitigation of Risk is very important in any investment strategy post or pre retirement. These risk are variable in terms of uncertainty, volatility, and however you are smart as a planner taxman is behind you. Be aware and beware. The scale of investment if a retired person in all these plans will cover him in 30% tax bracket and add rising inflation return and cash flow that you get the end is very disappointing. In post retirement, the maximum effort is to secure and safe your principal and do not go for higher returns. More returns more risky, more tax burden and any investment in big ticket will be show cased as SFT and highlighted in 26AS. I am sorry to be a critic rather to be critical however you plan, prepare to pay taxes. After that you know what is meant bt retirement?

[@nishasinghal4092]

Fantastic video...! I have a question, if you please answer. Sir, should one plan to do any business after retirement...?

[@vijayshukla6706]

In mutual fund REIT mutual fund is good or stock investment mutual fund is better for retirees . Anxiously awaiting your feedback.

[@natrajmulgund9701]

Sir, at 11:22 you have informed that some guaranteed pension insurance policies are 100% tax free ( as on today). Can you please elaborate? Can you give some example?

[@Oonnylila]

Nice

[@charuraya2606]

I am proud of you Bro.

[@NRIMoneyClinic]

Thank you so much . Please subscribe and keep sharing the videos

[@kannaniyer97]

Very very giod

[@lavank18]

Thanks for the informative Vedio Sir!

[@SambathikaChinthakal]

It would be much easy to do a job at old age than managing a tenant. They don't maintain the house, raise complaint about many facilities of house every now and then, use all tactics to resist increasing rent, may leave house on a short notice etc. etc. At very old age, when we migrate to our children's place, it will become very difficult to manage tenants from a remote place. Sitting at Mumbai, what can we do if tenant don't deposit rent for a house at Kerala in one month? REIT - Real estate investment trust is a.better option than managing rentals on our own.

[@rajprema.6425]

Excellent

[@NRIMoneyClinic]

Thank you so much 😀. Please subscribe and keep sharing the videos

[@pradeeplamont]

Your stargery well explained and works awesome 🔥

[@manojkumarsachidanandan8099]

Thanks again ❤.. What about bullion investment which can beat infaltion... Fcnr fd..... Gold mutual funds... Index funds....

[@syedimtiazabbashussain4913]

Yes IF it safe from thieves and robbers. It is a long term investment and can't support retirement monthly cash flow.