What's in my Wallet European Vacation Edition!!!

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In this video I talk about which Credit Cards I will be taking with me on my family european vacation and why!! Do you travel with smaller set ups?
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[@TheZombaslaya]

I love how the Columbus airport has an escape lounge, meanwhile here in Chicago there's absolutely nothing.

[@LukesPointsandMiles]

Chicago is a Lou he wasteland for many. Haha

[@IanMaschal]

Less crime in Columbus

[@LukesPointsandMiles]

@@IanMaschal Im not exactly sure about that! ha

[@headlibrarian1996]

FLL has no non-airline lounges. They’re all in MIA, despite FLL being in the top 20 busiest airports nationwide.

[@paulstein916]

@@headlibrarian1996It’s amazing how quickly FLL has grown into such a busy airport. The last time I picked up a family member at FLL, it looked like LAX.

[@De_Guatemala]

Strata Premier's CDW is primary while outside the US. I love driving in Switzerland and the EU. Buying food at supermarkets is a way to "go local" plus use another 3X Premier category.

[@LukesPointsandMiles]

This is true. Thanks for sharing!!

[@dgasmd1]

Great content that hit home for me. I travel to Italy several times/year, so here is "my current line up", which also doubles to just anywhere outside of the US really: 1. Amex Schwab Plat for direct to airline fares (5x), lounges, and occasional FHR credit use. Never travel w/luggage 2. Car rental: US Bank Altitude Reserve (5x) in Italy (Amex does not cover insurance in Italy) 3. Restaurant, gas, and groceries: US Bank Altitude Reserve (3x) 4. Home utilities, taxes, and Internet service in Italy (have a home there): US Bank Altitude Reserve (3x via ApplePay) 4. Trains/bus/tolls: US Bank Altitude Reserve (3x via ApplePay) 5. Everything else: cash using Schwab checking debit card (limitless free use everywhere in the world). Getting the US Bank Altitude Reserve recently will allow me to get rid of several Amex cards next year. They are great to use in the US, but outside the US is a dead horse for sure. Might keep the Plat though.

[@LukesPointsandMiles]

That's a big time set up!

[@dgasmd1]

@@LukesPointsandMiles I’ve taken plenty of notes from you guys👍🏼

[@LukesPointsandMiles]

@@dgasmd1 keep it up!

[@VictorMartinez-zf6dt]

Portals can be great for quickly redeeming value from points when transfer partners are kinda shit with their valuations. They can also find great deals and some are required to get the credits.

[@LukesPointsandMiles]

yes sir. I've definitley softened my stance on portals recently as I believe they definitely have their place

[@mostlyfreetravel]

Sounds like an awesome trip!!

[@LukesPointsandMiles]

We shall see!!

[@MattMcGrathOfficial]

Great video as usual Luke! I just got back from Amsterdam & Paris and really enjoyed our time there! Even better were the business class seats on Air France and Premium Economy on KLM back to JFK. Starting to realize the value of the Savor One and it may move up my list of cards to add (if they let me) I’m over 5/24 so the Reserve is probably out, but I’m still trying to see if the product change to Ritz in September is the right move…

[@LukesPointsandMiles]

Nice one! I’ll be on KLM biz class in a few days.

[@dariusjamal]

Nice setup, I'm with you on the portal. I think its an easy thing to rag on so ppl sleep on them haha. When it comes to boutique hotels, there have been a few times I've found lower prices via Cap1 portal than other 3rd party sites. Plus it makes it an even better deal with the credit in those cases. Especially since not every spot is going to have options for hotel redemptions so I'll take that lower cost + points for sure.

[@LukesPointsandMiles]

Agreed. I’m looking right now at Lima Peru and so far ihg and Wyndham is cheaper through the chase portal.

[@ryanccc777]

I primarily use the CLT airport and can’t use the Centurion lounge when traveling with the kids (too young to be AUs which means I have to pay for each kid every time I go and I wouldn’t make them AUs anyway lol) but one thing the kids always ask is if we are going to the PP lounge before the flight 😂 not very fancy but can’t complain too much about free food and drinks and not having to sit next to “Adam’s screaming kids” 😂. Great content as always!

[@LukesPointsandMiles]

Absolutely! As long as the lounge has coffee and real seats!

[@vickiarnold7300]

Great job on KZbin ❤

[@LukesPointsandMiles]

Thanks Vickie!!

[@Trucker-X]

Good perspective. Thanks Luke.

[@LukesPointsandMiles]

Thanks for watching!!

[@caribdude8151]

Yes Sir! Happy Weekend! 👍

[@LukesPointsandMiles]

Same to you!

[@chrisoverbey5937]

I like your balanced attitude towards portals. And yes, you would fit in

[@LukesPointsandMiles]

Ha!!

[@JuanGarcia-hr1wf]

Nice setup Luke.

[@LukesPointsandMiles]

Thank you sir!!!

[@jamesyu613]

Nice setup, have a good trip

[@LukesPointsandMiles]

Thanks, James!!

[@sweetsharie66]

This trip sounds awesome. Enjoy🎉

[@LukesPointsandMiles]

Thank you! and thanks for watching!

[@Michelleh123321]

Sounds like a great trip!!! Hope you guys have a great time!!

[@LukesPointsandMiles]

We will! Thanks for watching!!

[@jimmyjames6492]

Nice European setup! Thanks for the info + video!

[@LukesPointsandMiles]

Thank you sir!! Can’t wait to leave!!

[@Xavier_ID.]

Nice breakdown of the trip and cards 👍🏼👍🏼

[@LukesPointsandMiles]

Thanks for watching!!!

[@frankcutronijr]

The train ride in Switzerland looks very nice.

[@LukesPointsandMiles]

I’m hoping it’s a good trip. The train was my wife’s idea!!

[@frankcutronijr]

@@LukesPointsandMiles I am sure it will be better than Amtrak.

[@glenardonia]

Airport Lounges are awesome, wife approved! 😂

[@LukesPointsandMiles]

You’re one of those big league husbands!!

[@PhilMo78]

We are going to AMS in about 6 weeks!!! Love seeing ur wallet setup, looks like mine will be similar! Safe travels!!!

[@LukesPointsandMiles]

Awesome. I actually can’t wait to visit AMS as it seems to be a great launching point for euro vacations.

[@paulstein916]

I like your well thought out travel plan. I hope you do a trip report on how things went, good and bad. You should adopt me and take me along on vacation haha. Safe t4av3ls!

[@LukesPointsandMiles]

We could’ve used a nanny in years past but now the boy can pretty much take of himself!!

[@DicksonMaimouth]

I’d like to hear more about the cuckoo clock maker location in Germany and also more about your trip generally. I’m probably visiting Germany next year, and the cuckoo clock makers are on my list. Enjoy.

[@LukesPointsandMiles]

I’ll take a ton of pics and post them on Instagram and I’m sure I’ll do some type of summary video afterwards.

[@rmknicks]

I got back from Belgium a couple of weeks ago where I used the CSR exclusively. 10X on Lyfts to and from JFK, 3X on Ubers and trains and 3X on dining. I also used it to pay the taxes and fees on my points transfer for the travel protections. Can't wait to hear what you think of Malta, I love it there.

[@LukesPointsandMiles]

Awesome, i was in Malta in the 90's but I really dont remember a ton of that trip!

[@TheTravelingHatter]

Sounds like a good setup. Hilton points have been good to me overseas with a stay in Qatar for 10 nights but no such luck in Iceland. Qatar accepted Amex everywhere whereas Iceland no hablas the Amex ☹️ I just got the IHG Premier card so it will interesting to see how your IHG experience goes. I have high hopes for IHG and then move into the Hyatt ecosystem. No rest for the wicked; especially when they are using points 😀

[@LukesPointsandMiles]

Thanks for watching. I think youll get great use from the ihg card.

[@x1928]

Make sure when you reserve your tickets on Air France business class with points that indeed it did said lounge access because there have been new reports that some reward flights booked through points no longer include lounge access

[@LukesPointsandMiles]

Oh wow - well i will find out soon!!!! I'll be really disappointed if we dont have access though.

[@x1928]

@@LukesPointsandMiles post Covid travel was the peak of rewards for us consumers. Everyone is trying to go back to pre 2020

[@anthonypeterkin8973]

Watch that cell phone bill😮 oversease

[@LukesPointsandMiles]

I have a plan that basically charges be $10/day for international.

[@vikingengca9878]

I should have studied rocket surgery. Must be high paying. Lol. Love the vids brother. Just got approved for the venture x. Glad to see it in the video.

[@LukesPointsandMiles]

Congrats! VX is a great card!!

[@Radbrad869]

Uncle Luke in a skimpy Euro-speedo… going in the mental snapshot memory bank

[@LukesPointsandMiles]

Ha! its more modest than what i wore when i was younger! haa!

[@professorx8258]

I'm surprised you commute to the Columbus, Ohio lounge, Mr. Luke. I live in Columbus, OH and commute to the John Glenn Airport very frequently. I hope to see you in person one day, if possible. Keep up the great work, Mr. Luke!!!

[@LukesPointsandMiles]

You will see me there one day!!

[@887363]

Another CMH traveler!

[@LukesPointsandMiles]

@@887363 there’s enough of us, let’s get them to schedule some international flights!!

[@887363]

@LukesPointsandMiles I am hoping we get a real international flight one day, perhaps in 2029 we can get a tatl flight when the new terminal is completed

[@darriusjordan6229]

I'm heading to the Philippines in 3 weeks. I'm taking the Chase Sapphire Preferred and the Bank of America Premium Rewards Elite Card.

[@LukesPointsandMiles]

oh man - have a great time there!!

[@DCGEMINI202]

I been considering going away from hilton and switching over to Marriott now. I love the hilton aspire and everything it offers but marriott seems to have more adults only properties in the countries i tend to visit

[@LukesPointsandMiles]

i can see that. I have just never been able to find great value with the marriott program.

[@vijayanbalasubramanian8837]

Sad to see no Citi in that wallet 😮

[@LukesPointsandMiles]

Well at least for this trip, the S1 beat out the strata premier but I’ll need to earn thank you points soon!

[@WhatsThePoints1]

The klm Amsterdam lounge is amazing! Wish I’d thought to transfer to Air France to get the klm ticket though before I knew their taxes were lower

[@LukesPointsandMiles]

Well this redemption at least had some very high taxes and fees.

[@WhatsThePoints1]

@@LukesPointsandMiles I’m curious if you could get klm lounge access at AMS airport arrival; isn’t that usually included with most biz class?

[@LukesPointsandMiles]

@@WhatsThePoints1 I’m actually not sure but we will really want to check out Amsterdam by then.

[@dannyanderson6189]

Great Video. Curious, what’s the reason you use the VX for car rentals over the CSR? 2x venture miles vs 3x UR points.

[@LukesPointsandMiles]

Good question! i reserved the car months ago and i'm too lazy to switch it

[@riosafado]

Sapphire lounge at JFK actually is an Etihad lounge i believe

[@LukesPointsandMiles]

Cant wait to visit!

[@Cclaudia228]

2025??? Love the vid!

[@LukesPointsandMiles]

2025 will be a big year!

[@keyKEYadventures]

Safe travels thanks for sharing what’s in your wallet. Curious why you are carrying the IHG business card with you

[@LukesPointsandMiles]

Finishing up the trip at the airport IHG in Geneva. I also like to have airport card with me in case of unexpected things.

[@keyKEYadventures]

@@LukesPointsandMiles hmm interesting thanks Luke!

[@TheDjim49]

When I was in Europe last December I thought my Uber credit from the Amex Platinum would cover my Uber trips. It did not. I used Uber in Frankfurt and Prague and neither trip utilized the $35 credit I had in the account. Not sure if I did something wrong or if I missed something in the fine print, but just heads up if you were planning on using that benefit

[@LukesPointsandMiles]

US only

[@krs1905]

I don’t know if it’s the camera, KZbin, or my TV but the stripes on your shirt has some weird digital moving distortion on it. Nice card setup, I’d probably run a similar set up. I’m canceling VX and PCing to my CSP to the CSR.

[@LukesPointsandMiles]

Oh man. I can’t imagine closing the VX.

[@krs1905]

@@LukesPointsandMiles it’s a 2x catchall card, I can replace it. I’m out of NY so the CSR and Platinum are king. I’m waiting for a crazy SUB on the VX business and I’ll try to churn it.

[@LukesPointsandMiles]

@@krs1905 churning would be good!

[@davidprettoofficial]

Curious why you chose the Ssvor1 vs the Citi Premier for this trip?

[@LukesPointsandMiles]

I have a goal for capital one miles and after I hit it I’ll use the premier to build back my thank you points. Just a timing issue

[@887363]

When are you coming back from Europe? I also happen to be flying Swiss biz back home from GVA on June 2nd, I wonder if we will be on the same flight.

[@LukesPointsandMiles]

Aj we will miss you!! Few days off!! Can’t wait to hear about Swiss air though!!

[@887363]

@@LukesPointsandMiles yeah definitely!

[@candiceabr]

Did you end up canceling that business Hyatt ?

[@LukesPointsandMiles]

Yes ma’am!

[@basnetgl]

Why are you moving away from Hilton?

[@LukesPointsandMiles]

I’ll be talking more About that this summer while my annual fees hit!

[@basnetgl]

@@LukesPointsandMiles Thanks for the information! I can't wait to hear what you say. Your videos helped to get me involved with Hilton Hotels and I've had many good stays with them.

[@LukesPointsandMiles]

@@basnetgl Im currently evaluating hotel strategies

[@andrewbeach1685]

Rocket surgery?

[@LukesPointsandMiles]

It’s a funny play on words. You know. Like they used to say rocket science. This is a step further. Very complicated.

[@CesarJoel]

That’s quite a powerful setup hermano!💪 Hope you and your family have a great time, thanks for the information!🫵

[@LukesPointsandMiles]

Much appreciated. I cant wait to see Malta again after 25 years!