What should you invest in?

[@NicholasBall130]

I was told to spread my money across different things like stocks and bonds to protect my $750k retirement savings. Now, with the markets being shaky, should I keep adding money to my portfolio or consider other options?

[@Wellerpage]

True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.

[@LiaStrings]

In my opinion, it was much easier investing back in the 60s but it’s a lot trickier now, those making consistent profit in these times are professionals reason I’ve been using an advisor for the past 5 years to consistently build my portfolio in preparations for retirement.

[@StocksWolf752]

My partner’s been considering going the same route, could you share more info please on the advisor that guides you?

[@LiaStrings]

I work with Sharon Lee Peoples as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.

[@lolitashaniel2342]

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

[@Samsamhereiam]

I actually appreciate how much you are willing to share your knowledge with us

[@dianacagle2545]

She’s not sharing her knowledge. This is a commercial for Vanguard. Every fund she listed is a Vanguard product. I wonder how much they paid her to do this.

[@elssz1904]

​@@dianacagle2545yep She didn't even include SCHD

[@VideoVerse965]

@@elssz1904what’s SCHD

[@BP-vr3rt]

Scammer

[@ebl36]

Part 2: A step by step guide on how to invest - where to buy it, how to know you’re not being scammed etc etc

[@Ghoulette28]

THIS!!!

[@shadedlightdigital]

Start a Roth in a brokerage account, buy these funds. sucks you can't leave a link here...oh well. M1 finance or even Robinhood has them now.

[@angelofmercyxo]

Brokerage accounts via Charles Schwab, Webull, Robinhood etc. Create an account. put money in and then apply your money to the funds you want to invest in. You don’t need a step by step on this one - you just need to do it.

[@angelofmercyxo]

She already gave you the top ones. Now it’s your turn to apply that knowledge. No one’s going to show you their personal account with their information. You need to do some of the work too

[@KoiAi_]

​@@angelofmercyxo literally no one knows where to start, so they need to be guided. People don't know what they don't know and don't even know the correct question to ask to get that information on the internet. I teach hundreds of individuals each week and I would NEVER throw that egotistical reply at them, ever. We don't know what we don't know and thus why people ask for help learning.

[@keerthikonjety6257]

VTI- bet on America, VOO- 500 largest public companies, VXUS- includes foreign companies, VUG- growth ETF, little risk (could be more rewarding) VT- total world stock

[@JKnipper]

❤

[@nostalgicbliss5547]

Thanks

[@nlald]

I’m not sure I’d characterize VUG as “low risk.”

[@karbonkillershorts8551]

I’d do VOO cuz the rest seem either too broad or too risky, while this one is betting on literally the best of corporations

[@BurnaBwoi]

@@nlald​​⁠Don't add quotations and then misquote someone. They didn't say "low risk" they said "little risk" which would have looked similar, if they didn't add the context of the next sentence. To simplify for you, VUG has a little more risk than the other ETFs mentioned, but could be more rewarding.

[@stevensmiddlemass2072]

The holiday season can introduce both opportunities and risks. I'm not sure what to do with my $400,000 portfolio yet because it could certainly be a period where various factors converge to influence the stock market

[@ConradGosling]

Having an investment adviser is the best way to go about the stock market right now, especially for near retirees, I've been in touch with a coach for awhile now and I made over *$800K* from an initial *450K* since Q2

[@stevensmiddlemass2072]

I've been looking to switch, but have been kind of relaxed about it. Could you recommend your advisor? I'll be happy to use some help.

[@ConradGosling]

I work with *Natalie Carol Nielson* , just look her up yourself online to message her, she’s proficient

[@KingDavid-jj7tk]

Thank you for this tip , I must say, Natalie appears to be quite knowledgeable. After coming across her web page, I went through her resume and I must say, it was quite impressive. I reached out and scheduled a call

[@human1513]

So you do not understand what and how things work. Do more learning and you can do better.

[@rightwingprofessor1356]

Now THIS video is 100% on track. If you are under 50...VTI is all you need. Once Over 50, VTI, VXUS and BND.

[@martinlutherkingjr.5582]

And Bitcoin, gold, real estate.

[@angelawendytankersley9105]

Thank you so very much Vivian. May the universe returns your kindness.❤️🙏🏼

[@veronica.baker1]

These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.

[@rebecca_burns14]

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.

[@edward.abraham]

@@rebecca_burns14 Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $21k ROI, and this does not include capital gain.

[@Kim.beneteau]

@@edward.abraham I have been thinking about how to grow my reserve by atleast 40% or more within months. I will be grateful if you can give tips or anything on how to make good market picks and how I can get my portfolio diversified and balanced in order to meet up my target.

[@edward.abraham]

@@Kim.beneteau I really don't like making such recommendations, because everybody's situation is unique. But there are many freelance wealth managers you could check out. I have been working with "Julia Ann Finnicum" for about four years now, and she's really, really good. If she meets your discretion, then you could go ahead with her. I endorse her.

[@james.atkins88]

@@edward.abraham Thanks for sharing. I just looked her up on the web and your advisor looks advanced and experienced. I will write her an e-mail shortly.

[@jasminemccumber4694]

I made my first million from stock investment, I met the lady who assists me in a brokerage conference in Berlin, excited for the ROI this year brings

[@lisavartforlife2726]

I want to invest in stock, are you a Pro ? how

[@jasminemccumber4694]

No I'm not, I work with Michelle Ann Serlin, a lady here in the U.S, look her up

[@lisavartforlife2726]

@@jasminemccumber4694 Okay, I can see her here on the web, good job, thank you I will write her now.

[@amgengroup5352]

Glad to see these comments here, Presently I started an investment with her 90k, now I have 450k, she is really good at what she is doing

[@ding9633]

Y'all are strange

[@StamperWendy]

You're awesome, thank you! I already know about the Rule of 72, ROTH IRA, I SERIES BOND, one other thing AdviceWithErin mentioned, to diversify a portfolio & that Mutual Funds are no longer earning 40% like they were in the 1990's.

[@oscarelian713]

Eey let's go!! I'm 14 and I bought 2 VOO stocks like 10ish months ago, good to know I did my research thoroughly 😅

[@makarillustrations9501]

Oh my gosh FINALLY someone explained all these acronyms!!!

[@elcheekoful]

I have fidelity. But I have both FXAIX (Basically fidelity version of VOO) and FSPSX (There version of VXUS) IN MY ROTH IRA.

[@tsaunders4684]

Wish someone would had told me this 15 years ago. Smh

[@tonynunez6539]

I just want NVDA, NFLX, AMZN, MSFT, META, TSLA, and GOOGL. The Mag 7 haven't let me down yet.

[@yc7940]

You are the best!!!! Love all your tips and investment advice.

[@marissagonzales1547]

Keep going my favorite wall street girly. I'm proud of you. You're brilliant and genuine. I learned a lot. Many thanks BFF... 🤩

[@jackjacket1398]

You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multimillionaires.I pray that anyone who reads this will be successful in life

[@soniarose1314]

Wow, I'm surprised someone mentioned that Mrs Earna Solberg thought I was the only one trading with her

[@Jeff_Anderson]

After watching so many KZbin videos about trading was still making looses untill Mrs Erna Solberg started managing my investment now I make $8,200 weekly. God bless Mrs Erna Solberg . She have been a blessing to me and my family.

[@mohammedj747]

I'm a long term investor. I withdraw my profits of over $56,000 Last week♥️♥️♥️♥️♥️♥️♥️

[@travon526]

She's with Vanguard. Low fees good funds. Smart girl.

[@TheFirstRealChewy]

Many people tell you what you can invest in. What you should invest in is a personal decision.

[@fturla___156]

You either spread your money around to avoid risk or you trust yourself enough to invest in a specific target and diligently monitor and execute orders to beat the average investor.

[@raymi9436]

Thank you!!! This is what I needed

[@SnowRose-wn6gj]

Tbh betting on America sounds like it could go either right or *very, very wrong.*

[@ruthieemily]

You have given me so much help navigating Finance. Thanks.

[@namhamada3984]

You’re very lovely and intelligent young lady!! Thank you for sharing!!

[@msquitad746]

Can you talk about the difference between VOO, VOOG, IVOO, and VOOV please

[@fast_gtr]

Ask google

[@Ikamcmorris]

She doesn't have time. Search yourself

[@pdavis4853]

Index tracking ETFs to help grow your wealth. VTI, VOO (USA fund), VXUS (foreign, offset USA fund), VUG (fast growth, riskier), VT

[@user-io8zu8qt2d]

Got her book. Yayyyy

[@jeannejones5449]

Thks Vivian you’re wonderful

[@moniequajohnson3094]

Infomercial

[@Ahcelaht]

What about Fidelity so we avoid the extra expense (higher expense ratio for buying a vanguard fund through Fidelity plus the transaction fee, etc.)?

[@eggsberts]

“USA! USA!” youre sooo cute omg 😭😭💕

[@lafayetteanderson6161]

Thank you

[@lisawilliamson2742]

You explained this very well!

[@natelian79]

Equivalents for Fidelity? Think these are Vanguard 😅

[@adinag9505]

This is so helpful! Thank you for sharing 😃

[@blaqt107]

Thank you for these tips! SERIOUSLY!

[@musicman451]

ETFs are not as tax efficient as mutual funds. It may be best to invest in ETFs in a ROTH IRA versus a brokerage account. Talk to an accountant about taxes and Read the prospectuses carefully especially the section about fees and turnover ratios.

[@CapitalWorksPro]

#VT is #VTI and #VXUS under one umbrella, so you don't have to pick who will be the winner, from one decade to the next.

[@Lomv400]

MSCI ACWI IMI Covers 99% of everything you could invest in Worldwide

[@ad_astra468]

Don’t forget to check up bonds in periods of high interest rates like now, for example the 2y USA bond yield is 5% at the moment and bonds are pretty much guaranteed unless the country defaults. Also the stock market is more likely to go in the red while interest rates are high.

[@user-bro0921]

You the best ❤❤❤❤❤❤

[@mattp8195]

You can also look at the investments etf's and mutual funds have and invest in those stocks proportionally so you don't have to lose to fee's that are calculated in their NAV's daily.

[@chucalissa9231]

Now your talking 🙌🏼🌟

[@robertjova5400]

Best video to 📅 date Buy and hold forever Well 🤔

[@akin242002]

Because they will get sued if they do, unless they add a caveat "This is not financial advice".

[@sammychem5920]

Very valuable. Thank you! Could you please also show us the steps, i.e. which website to use for investing? Thanks again

[@cyberry813]

Seriously VT is a HUGE one, and thank you for pointing that out. However people need to know VT is not a get rich ETF!! This does particularly well in the long term(im talking 10+ years) VT has a very steady 10%gain within the 3-6 month chart, which is why alot of us VT investors use it essentially instead of your standard HYSA's, because even with a 3 or 4% gain from a hysa, VT can sometimes almost double that gain. I essentailly took 70% of my hysa to invest into VT and plan on holding it long term for 20 plus years, and plan to put away 15% income monthly to VT and 10% to my hysa.

[@cyberry813]

Not a get rich quick* it will take time but the returns have historically been amazing.

[@espringer1035]

And they can be found at Vanguard

[@mayajewel9073]

Thanks for the info! I'm curious if everything works the same all around the world not just for Americans

[@pragyavirmani1997]

Your videos are very informative. But can you suggest ways to invest for someone who's not from the US. something which is more universal? Thank you

[@JewelWrites-so1gm]

The future belongs to those who believe in the beauty of their dreams . Success is a state of mind . I start investing my cash in other to achieve all my dream.

[@Thomas-qi9ix]

I appreciate this. We still need more specifics. Buy this or that, but WHERE and how do we get them?

[@pornstarpat]

Vangaurd broker account. They are all Vangaurd funds

[@RosaMartinez-ts8oe]

TDAmeritrade and Fidelity Investments are 2 places where you can invest. There are others.

[@sbombfitness]

Robinhood, Webull, etc. There's this thing called Google which can teach you almost anything

[@ArchangelMichael-]

Start a brokerage. Pick a custodian for the brokerage account. Choose a brokerage account type. Put real money in the account. Choose where the money is going to be invested I.e. stock, bonds, mutual funds, etc.

[@martinlutherkingjr.5582]

You forgot about having hedge against a dollar collapse. Having money outside the system is important. Bitcoin, Gold.

[@allyoucanhorror262]

Hello Rich BFF, I’m 38 and am disappointed at how no one has ever taught me about savings, managing money, or investing for my future. I’ve learned a lot from you and I think you should start campaigning for the education system to teach about these things in high school and to force these kids to start IRA’s as a school project. Or at least educating parents on the importance for them to start an IRA for their children or to hav r their children start their own. With that said, I’m going to open an IRA of my own but have a question to ask you: is there any company/ bank you recommend I open it with? I’m having trouble picking one. So far I’ve narrowed it down to Charles Schwab or Fidelity and will invest in the VOO for the top 500 companies.

[@thehealthofthematter1034]

What to invest in? No Vivian, sorry here. THE question is HOW. The answer is “like the best in the trade”. Who are the best? Trend Followers by a large margin. So, learning Trend Following is it.

[@w1bo.]

Girl, u r AMAZING!!!❤❤❤thank you so much for sharing 😽😘🫶🏼

[@CultureoftheWorld]

❤I appreciate this advice. 🔥

[@oluchinwagboso7996]

Probably best to say this is not financial advice. For legality and safety reasons

[@krunkv7639]

I think she is/ was a financial advisor. So i think she can get away without the disclaimer. Viv? Is it true?

[@dfjpr]

I just put 100% my savings in 200 dollar Jan 25 AApl calls every year

[@MorganScott82]

This is almost exactly my largest most stable portfolio (I have a couple much smaller ones ~5% of my total market exposure where I let myself practice picking individual value stocks) though I'm in VTG rather than VUG.

[@tanyan8458]

have voo, just logical to get it , cause they own everything

[@zingara76]

Can you do a video about what applications to use and what’s best way to invest? Also how much you need to invest? Can you invest on this applications less than 50 dollars?

[@helenpacio9526]

thank you for educating us...

[@chrisr8610]

This was very helpful. I've been buying the dip with tesla and apple, but this seems more sustainable. I'll look into this once we bottom out.

[@Kalababu08]

This channel is so damn good

[@kiko17506]

Warren Buffett does tell what to invest in.

[@petarveljkovic4906]

Do not bet on america guys, thats my professional advice to you

[@kimchi8022]

I wish there was an “ethical” all in one stock. I don’t want to invest in companies that go against what I believe in,treat their workers like crap, don’t care about the environment etc

[@elssz1904]

People like you will never grow. Also, i can tell your very new to stock trading.

[@mpatreece2726]

Thank you! 😁

[@Nwakaego_]

Thank you, Vivian!!😊🥰👏🏿✨

[@liveyourlife318]

WOW BFF !!!! I was JUST THINKING about this VIDEO...THEN BANG you MADE IT ######❤️❤️❤️❤️❤️❤️

[@kimchi8022]

Vivian, can you please delete the scammer comments on here? It’s the comments that say “I’m making 22k a week thanks to Natalie Wright”. Name was just an example. But that’s how they’re all formatted. People are getting scammed in your comments. Your viewers!!

[@ladytcup234]

I appreciate the information. 👍😊😊

[@LesterSuggs]

REITs. Up to 21% dividends right now.

[@kenyasullivan557]

What about now with BRICKS coming. Help with a hedge against inflation

[@loveyvo]

🎉🥰😘

[@augustinelopez1508]

🥂😏😜 You are so awesome thank you. 😊 😌😎

[@BigZWD]

Thank you so much,,,

[@xxkarlosxxxxxx7233]

And now she has told us what to invest in and we still don't know what any of these abbreviations mean 😂😂😂 investment requires a lot of gathering info about it because it's essentially ur money and depending on where and what u invest in, will either make or break u or do nothing for u... Some are high risk, high reward or somewhere in between but there's always a risk to each investment

[@blackqueen5201]

Google works

[@troymack8205]

They are the company's ticker symbol, for example.."Prospect Capital" ticker symbol "PSEC" would be used to find it in the brokerage account search.

[@Sammyli99]

16.6% of each would be a sensible portfolio. Maybe 1 more portion on Metals and Rare Earth Minerals then your good to go...and sleep peacefully. (so 14.2%)

[@timmusician5060]

I might be stupid but I am going to be taking in high risk over the next couple of years. I’m going to try to get as much out of the next bitcoin bull run as possible. But when it’s over I will need places to move that money over into. I hope it works out for me. I won’t trade. I don’t do meme coins. Just sticking with top 5 cryptos & one or two NFT projects I know about from 2021/22

[@whiterabbit4606]

Somebody likes Vanguard.

[@johntynio3416]

Gold with GGN. That's all you need!

[@topnichedigitalmarketing]

Thank You...

[@tiffanyyarbrough7542]

This was helpful, thank you! 💯💸

[@polplusnurse]

Thank you so much. I am learning a lot from you.

[@amandadean3948]

I already invest in 3 of these!

[@lenarobins2480]

So where or who do we go to to start one of these? Sorry I'm totally investing ignorant:-/ been fearful of going to wrong place or person afraid I'll get taken advantage of.

[@judithhernandez4400]

Fidelity, vanguard swhab I can recommend you those

[@lenarobins2480]

@@judithhernandez4400 thank you!

[@MoMoneyFinance]

Judith is right ; never had a problem with vanguard or fidelity

[@shadedlightdigital]

M1 Finance or even Robinhood can be used as well as the above. If your young I suggest putting your money into a Roth. This way your dividends will get tax benefits from having done so...for the rest of your life. Then if you want to add a regular taxabke brokerage account to play with you can do that to...the possibilities are endless.

[@venictos]

I like TD ameritrade. They are merging with Schwab soon, though.

[@TheALEX.2000]

Thank you, more content like this pls. 🙏🏻

[@changerealtydfwtx]

You should suggest lower priced INDEX ETF’s as oppose to such expensive ones. If you are selling these then you should mention the risk and costs to investors as it’s a FINRA/SEC violation.

[@JudaBuddha]

Amazing! Thank you

[@stevenswinton6090]

I've got a long short on the is stock market

[@moneyindabank]

AT&T stock

[@jaimemchucari7004]

Thank you vanguard girl...

[@legacyrydeshare3478]

And this is not financial advice. Uhm, I’ll take Wall Street’s top picks for $300. 🤝

[@maritessblanco6807]

Vivian youre amazing❤️Thank you❣️

[@Nahmee]

Invest in IUL ❤

[@qthuan79ify]

super smart girl...proud of u

[@carefulconsumer8682]

Great summary in less then a minute!