Why I Stopped Listening To Finance Gurus

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[@ruriohama]

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[@lambenyengir9673]

My name is ruli from Indonesia. Love watching your videos❤

[@VSM101]

I trust our Gurus with our life (they fought died and won prevailed aginst Chrstanity and Islamic invasions and will do so again) the ultimate no bullshit hard advice to navigating life and apprently soft greedy Influencers are called Gurus? really ? are you people cultural maligining Dharmic culture or is it the west and there sphear of influence do deminsh the power of these words like guru or pundit because they embrassed preachers and imams who debated them with there knowledge so now they label everything negative guru and pundit to create negative PR.

[@chillydoog]

"live poor, die rich". Damn, that perfectly sums all of the investment advice that I've ever heard anyone talking about.

[@mr.grover796]

To summarize, you have to produce something that will solve people's problems and meet their needs.

[@forestkane_]

Unlike this video which was just a waste time hehe

[@mr.grover796]

​@@forestkane_ not really. Infact, people needs to know why they have to do these things. No reason, no attitude.

[@chingchingbling2145]

The hardest part is getting that target market right, no?

[@mr.grover796]

@@chingchingbling2145 yeah, maybe you can't earn anything for years. I mean until you get to the target market. Like Ruri

[@CrEaToRAndy]

@@chingchingbling2145 many people have good ideas and targets but the make or break point of any business is the marketing and sales. You can make ton of money with pretty much everything if you are passionate about your business concept and your customers needs and if you are an expert in sales and marketing

[@ZyckWealth]

" insanity is doing the same things repeatedly and expecting different results "

[@hassansong7630]

Vaas Montenegro - Far Cry 3

[@AJfirestorm88]

Albert Einstein

[@rizztraininghamster]

We got programmed to do the same things again and again. It's easy to stop doing it physically but hard af mentally

[@menamgamg]

@@rizztraininghamsterexactly.. it's such a cliche quote at this time and im sure most people are guilty of it without even realizing it lol, or are they calling themeleves insane? :p

[@rizztraininghamster]

@@menamgamg it's a good quote for people who are doing a lot to change their lives. But for people who stopped their self development on watching vids and podcasts this quote and similar ones are a slow poison. And from the food industry we all know people like slow poison 😁

[@LukeSutherland.]

You cannot live an extraordinary life by doing what ordinary people do.

[@daviddoan9447]

Not everyone can be on the fast lane, majority will be on the slow lane. I think it is best to be on both lanes as you can be. Invest into the 401, ETFs, etc. but also save a portion of that to be invested in a passive income as well. Do not spend all you have earned and create a rule to spend only a fraction. I agree with Ruri.

[@LostSoulAscension]

Roth

[@jordanjackson6151]

I love how you used your mother’s analogy of ‘Don’t play video games; when you can make them!’ Instant paradigm shift!

[@TheToplessChef-hf5eb]

She knows her stuff from first hand experience because of her family’s circumstances. She knows what it’s like to be depressed and unproductive and to break out of that and fight for what she has now which is a growing social media, fitter and happier.

[@jordanjackson6151]

@@TheToplessChef-hf5eb They make for the best success stories. These silver spoon, wanna fire everyone just cause they’re through with them (or because they feel like it makes them look stronger), not interested in them. Give me someone from a different hemisphere of thought and culture and I’ll learn new things that I can’t learn just staying stuck at home.

[@sarawright9576]

My and my partner are going to be completely debt free in the next year and I’m 26. We will have enough in savings to build our own small dream home, and are getting ready to open our own business in the next three years. We’ve lost so many friends and family because they all tell us we are crazy and too strict and we were tired of hearing them tell us how we would never achieve what we want. We’ve been living comfortably while getting debt free and still taking vacations and eating out within reason. It’s so possible and so with in reach with a mindset shift and discipline!

[@Asfanboy1]

Lol

[@ThePurple1234567891]

Mindset and discipline are key parts. So many people will try to tell you how to live your own story. When really their is a goal that's being worked towards. And the discipline helps keep you on track from conforming on what others tell u to do. (This is my basic perspective to this topic)

[@coolpfpbut9505]

Cringe

[@Matt.Gillard]

Plot twist, her partner is a 65+ sugar daddy who earned money the slow way

[@rufus231]

Now you have no friends.

[@clean_mvp]

I never thought I would have such a good video with this title. Most of the time I was annoyed by "how to get rich" videos because most of them didn't even think about how hard this path is and didn't take other people's feelings into account. I thought they didn't even remember that we are still human and want joy in our lives, but this video I thought was so beautiful and had a different flavor in this situation. Through your videos I now realized how much I can change and I started in the summer of 2023, now I am in 2024 and impressed by my changes in such a time. Thank you for your videos and honest opinions 👍

[@slayasgames7476]

I really appreciate the objective compartmentalization and viewer friendly delivery in these videos, it really helps digest these topics in a more realistic way that you can then reflect on and begin to implement in our own lives. Thanks, and keep going ruri.❤️

[@cory8080]

This is a dangerous way of thinking. I've tried to start businesses but failed and have climbed the corporate ladder. I have more freedom/time in my current role than I ever did as a small business owner. The key is don't lifestyle creep as you're climbing the ladder. I still live like I'm on my original salary even though I make 5 times that amount. My peers live the "fancy" lives seen on social media but they're also spending far more and complaining to me about payments that have to be made on houses and cars.

[@albraun-sq6rg]

Couldn't agree with you more. The guy is making money selling his books, but most Americans will never do anything like that. There is nothing wrong with having a good job in a field that you enjoy, with a good salary. If you invest wisely in safer funds, over time, you will be fine. Don't play the markets, just save. I'm retired military and have had a pension for over 20 years now. We do charity work whenever we can and have traveled all over the world. I don't need a Ferrari. My Toyota Tundra has served me well. Am I mediocre as this author says? I don't think so.

[@The.Harsh.Truths]

@@albraun-sq6rgshe’s literally mocking people who made wise financial decisions through the “slow lane” and trying to get them to gamble it all on some startup idea that will fail 99.9% of the time. All to get them to buy her courses or links to affiliates. Very unethical.

[@BusyCasual]

@@The.Harsh.Truths Yeah usually I like her messaging but this one isn't it for me. Also the idea that if you had "even 1 point" you have a bad mindset when there are literally people who are born into poverty with no opportunities, and plenty of people who are born into rich circumstances and just inherit all of their wealth. And I am speaking from the point of view of someone who is straight in the middle of the road of these two.

[@xiaoka]

@@BusyCasual yes exactly. I don't live pay check to pay check and I'm also smart enough to realize that money doesn't buy happiness. I've done the start up grind before but at this point in my life w/ kids and a healthy savings, its not worth the risk to walk away from a good paying job. Oh and I know lots of miserable humans who also happen to be rich.

[@kashulovesmusic3139]

Love the way you present and edit your video accurately to your content

[@lockwoodthexton]

I am 53 years old. My talented years pretty much used up. I am broke because of health issues that robbed me of my ability to walk. I was a mortician and a welder, neither of which I can do without walking. You have all this great advice for people in their 20s.

[@din3832]

So you are feeling sorry for yourself?

[@markc6411]

This is just not true. I'm 62 and have started my own business without money-hardly any at all. I'm making enough money to live and intend scaling my business up soon. Probably this summer.

[@AngelGarcia-oy3yj]

Boo hoo, cry more

[@PigLingBland]

don't be a cry baby, figure it out dawg.

[@PigLingBland]

@@markc6411 see people like YOU are the people us young people should look up too!

[@Kreachy]

Idk if you’ll see this, but I discovered this channel yesterday. I haven’t watched many videos yet, but I really like this channel so far. There’s relatable adhd content educating on adhd struggles and how you’ve coped with them, there’s interesting language videos, and there’s important videos like the “have you ever felt like a failure” one. Overall, thank you for doing this, you have definitely changed many lives.

[@aliedits174]

Ruri I've been watching your videos for nearly 2 years now and You have a great influence on my English learning journey also changed my perception on How the world work 😍😍

[@su_zuki_2310]

Ruri, aka one of my main sources of motivation and hope❤❤

[@su_zuki_2310]

i really love how balanced and honest your videos are and you don't sell empty dreams to your audience. Keep up your great work. Love from Iran❤❤

[@naroga7757]

Where is that pfp from

[@su_zuki_2310]

@@naroga7757 it is an illustration from a horror manga called Tomie by Junji Ito.. also it is edited i found it on Pinterest

[@miguelruggiero5511]

the constant struggle to achieve something as important and as simple as love.

[@moataz4330]

13:30 Thank you very much, Ruri! I appreciate you for giving this list of "values to give". I was really looking for something like this list, God bless you and have a good day everyone.

[@FastlaneMJ]

Ruri, thank you so much for a wonderful summary of my book; it is quite possibly the best summary I've seen in 10+ years! So happy to see you have implemented the Fastlane strategies are on your way to big things! Enjoy the ride!

[@ruriohama]

Wow!!! So happy to see you here! Thank YOU!!!Your book changed my mind completely! Huge fan🔥

[@ezshottah3732]

I hate that I feel like she’s really smart and a narcissist at the same time

[@pault3705]

Re gurgitating someone else's work as well ...infuriating

[@user-4m9-dr80h4]

The usual Asian/Confucian narrative is, "Study hard, work hard --- and be successful and prosperous!"

[@zeropaloobatheuber1572]

She credited the author so she’s done nothing wrong. I wouldn’t have known about it but for her.

[@bluedragontoybash2463]

hate is a way of our body saying that something is wrong with ourselves.

[@theresnothinghere59]

same

[@ziyaerel2015]

Ruri’s talent to inspire people is amazing! Because she’s the living example of success! As a follower who knows her story from the very begining l appreciate her every step!

[@ArchedPhoenix]

I never fall for that stuff....You got to work hard & stay consistent.💪😁👍

[@erika_tech990]

Great video Ruri. Thank you for this quality content.

[@centeroflivea4950]

Geçişler, konuyu ele alış şeklin, görüntü kalitesi. Cidden tebrik ediyorum. Helal olsun

[@ttrruaminpn5755]

While true earn as much as you can save as much as you can and invest is a slow method, but that is only way for most people. Most people are not so gifted to come up with great idea or motivated enough to push yourself or courageous enough to risk and bet your life on business. I became net worth of 35 million with 25 multifamily properties and ETFs at age 50 using what you called slowlane. I am confidently on my way to 100 million in next 10 years. I still live frugal life in 3 bedroom house and drive Honda but I am always happy. I don't watch finance influencers and don't agree with them on lots of stuff too but my way is the only way and anything else is "wrong", "bad", "scam" make you sound like those finance influencers.

[@arnaldocosta-uh4um]

I mean.. i'm pretty sure the only ways to get rich FAST really are to either make stuff or winning the lottery (the only legal ways anyway)

[@juanfextLOL]

This is real pure gold content Thank you Ruri

[@hawaiitrader21]

Love the content. Keep it coming!

[@brandonhombremusic]

what a great video, thanks ruri!

[@addadouaisse1261]

You are amazing and beautiful Ruri. You deserve everything because you are making a lot of efforts and want to learn more, whether in your studies or productivity and creating high-quality KZbin clips. Did you know that thanks to you, I regained my motivation and energy after watching your videos, especially the We need to talk video? This is how I felt. Thank you very much, I love you💯💯

[@Christian-ve4bs]

Ruri you always give the best advice. Money is not everything. There is a great image that shows 'Before enlightenment' and it shows a man doing mundane tasks and he is angry and about to explode. Then it says "After enlightenment' and its the same man doing the same mundane tasks, only this time he has a smile on his face.

[@thisisbimal]

I also recently read this book. You might also want to read another one called "Unscripted" by the same author. Both of these books are really inspiring. Thank you, Ruri, for the wonderful put-together video.

[@ruriohama]

I'll check it out!

[@silverchairsg]

It seems like everyone's making money by selling courses on how to make money while they haven't actually made money by any other means.

[@The.Harsh.Truths]

When the gold rush is over, scammers sell shovels while telling you there’s tons of gold to mine.

[@KenrailJackson-xw5pe]

I've had that same position, they capitalize off of people's wanting for success

[@EgzonYmeri]

I'm so proud of myself that I didn't get a "YES" in that! ♥ Love you Ruri, keep it up!

[@gayatoro2332]

Ruri, I am absolutely loving your new content! Thank you so much! Wishing you all the possible best for anything you apsire!

[@archivez101]

Thank you for this video, ive been in a financial mindset lately, I read the book “rich af” and the girl who wrote it left wallstreet and ended up makling millions from her own ideas and business.

[@aryangoyal2303]

Thank you for this video! Ruri❤ You're awesome And this video>>>>> "If you can't impact millions you won't make millions" This line>>>>

[@DanteS-119]

Thank you for addressing this issue. There is so much toxicity out there masquerading as advice to help people with finances, when all it does is contribute to the Matrix. Live as a slave, scrap together some extra money to save, all the while the real beneficiaries of the system are profiting and we are losing the best years of our lives

[@locdoctorfell]

Hey, just wanted to say this was seen (from my eyes) with good timing. Well received as a great reminder.

[@ayushmourya2831]

That's really a great explanation Ruri😊

[@SelfMaximize]

That book called me out, changed my life and put me on the path I'm on to fulfilling my potential in reality, not thought.

[@PigLingBland]

Thanks, Ruri

[@WorldWideVocabulary]

Great Video! Thank you so much

[@CharleneCong]

Great video and it really hit home. One tip I live by: always double-check the advice from those gurus against your personal goals and situation. Not all advice fits everyone. I started focusing more on financial education, learning to read the market trends and understanding my investment choices better. This hands-on approach has made me more confident in my decisions, rather than just following someone else's word. Your video is a great reminder to think for ourselves. Love the honesty!

[@Krish-gm3lx]

Always a good day when Ruri uploads.

[@AdiStanca-tx2dc]

You are one of the self improvment channel🎉🎉

[@JaretMSanchez]

I always look forward to watching your new videos - they never fail to inspire me.

[@Netbr1nger]

Just discovered your channel. Love the vibes of it! Thank you for the content ❤

[@AshokReads-9010]

This is very helpful video. Thanks, Ruri. I am very interested in story telling and reading books. So I started a KZbin channel to share those things and add value to people's lives. This video makes me inspired to stay consistent in my path. Grateful!

[@kanybekk.7013]

Thank you Ruri Ohama for your inspiring

[@pancham_barman]

Thank you for the book recommendation ❤ I recently purchased it and I can tell it gives you an insight of the real practical world and how it sucks. I even resonate with some things written in the book as I personally got many of the lessons, the hard way :)

[@worthlessman6860]

Sunday morning with Ruri......I'm good! Great subject too!

[@ZoCineStreet]

Almost had a heart attack 😬 but this video saved me. Great value here, thank you

[@susanjohnson6276]

You are *amazing* . So glad I discovered you in 2023.

[@nicoletiana]

THIS. ugh i KNOWWWW DEEP DOWN IN MY SOUL I WAS MADE FOR GREATER AND I WAS MADE TO BE MY OWN BOSS AND RUN MY OWN BUSINESS 😭😭😭😭😭😭

[@MrEllipsis423]

You are amazing. Excellent video and it definitely lit a fire under me.

[@unscripted127]

This was a dope video! Thanks!

[@ammaral-gumaei1297]

The video is good, the idea is good, even you are great in Black 💯 Continue the good work 👍🏼

[@mcp4490]

I clicked on this with no intention of watching, but then couldn't turn it off. One pearl after the next. I really like your style!

[@prakashgurung9903]

Easier said than done. That's why there are more people take the long route, there is proven track record with it too. There is no guarantee in either fast or slow. Since you gave an example of you could die tomorrow, same could be said for fast lane. you wont even have the time to see your business grow or come to fruition. There is no universal fit way.

[@annaspeaks373]

Now I am reading a book you suggested to read “the courage to be disliked” and now I know which one is next

[@Motive_to_study_]

Hey you are my inspiration!

[@iamwarrenwong]

You can control and have leverage by having high skilled salary job. Leverage is when you earn more per hour. $18 per hour versus $300 per hour. Depending on the job you can enjoy your work, have flexible hours, and low stress. So its not always about having a business.

[@dandemmusique3861]

Ruri .. You are an inspiration❤️❤️❤️

[@LolLol-nj5dw]

I don't speak English and I use KZbin's automatic subtitles to translate the content of your videos. Please enable subtitle access 🙏🏻 I love watching your videos Update: Half an hour after I wrote the comment, I noticed that the subtitles are now available. Ruri, thanks for this video, it was helpful for me personally!

[@cargon28]

Use KZbin to learn English... You will thank me later

[@LolLol-nj5dw]

@@cargon28 Bro, I am learning English, but my English is still not enough to understand 70% of the information in this video Thanks 😉

[@aryangoyal2303]

Thank you for this video! Ruri❤ You're awesome And this video>>>>> All truth! No fake things ❤

[@steveantonioni]

Yup. Great video Ruri :)

[@ruriohama]

Thanks! 😊

[@russosborn2581]

I loved MJ demarco's book "unscripted"! Definitely recommend that as well. Its a long book but kept me very interested, it doesnt drag just so many truth bombs and so motivating. Has helped me focus. I will also read this one here too though, thank you!

[@yoursubconscious]

as a 41 year old, save enough to have fun when you can. life is way too fast. Trust us. Your house, your car, your...name it, might give you a return in the future, but how much life have you experienced before you die. Money cannot go with you. If still reading, I have lived outside my own country and learnt more than I could have ever imagined. 18 yrs in Asia, to me, is better than living in the same house for 40 yrs. and dying.

[@HydraDominatus420]

Ohama-san dropping a banger as usual 🔥🗣️ Btw, have you completed that JoJo manga yet?

[@methylmercury]

I've wasted my life time working, now I have a heart disease (genetic condition) and don't have much time left, I'm neither rich nor happy. Don't waste your time working paycheck to paycheck, cause one day you might have no time left, no money, no health (like in my case) and will not even realise it.

[@user-mj6qr2ky9d]

How old are u and what are u doing now?

[@Julioclears]

This is an awesome video. I'm always skeptical of get-rich-quick schemes, but you make it seem possible, and make a great case for why we should try.

[@bumtobachelor1908]

Love the intro.

[@arlen__]

Money doesn't give you happiness, but economic freedom will. The fact that you could spend a big amount of money without stressing over it will give you the relief stress free like that will lead for you to be happy (as long you have a goal ^^;)

[@scuffedcomedy4819]

Amazing video, all your videos have so much value shared in them

[@victorlui5955]

Hi Ruri. HNY!!! HAPPY 2024!!! 🎉🍻🍺

[@wingedassassin9999]

Okay this is legit scary. I honestly JUST had the though "man im tired of being broke all the time" i turn youtube on and see this video in my sub box

[@janetgutierrez2293]

Xeventy's commitment to data encryption and storage is a big win for user privacy. Security matters!

[@Asherplaycorner]

I Love Your Communication Skills Easy To Understand Love From India 🇮🇳 ❤

[@CaseliStudios]

I really like how you deliver all this info. and makes me feel that I am capable of achieving my goals! Thank you!

[@robymaru03]

The hardest part of my business is separating it from myself this is the most difficult part.

[@siuabc]

Very wise for someone so young. Very well made.

[@xdgs567z]

Never trust anyone else with how to manage your money….everyone is out for their own interests

[@youssefelhanchi]

MUCH LOVE FOR U❤

[@SBUBRON]

Man this hit me "What If you didn't live till your 60s or 70s" As a person with ADHD i can say that time is our worst enemy, and we do not know how much we have left in our hands :(

[@waadtriq]

wow... girl!! you're such a genius content creator.. love you so much ruri

[@elisacasy1361]

Watching this on my way to uni, you give me motivation to start content creation and not be afraid of failure, thank you for that ! Btw your videos are amazing, I wish you all the best 🫶🏻

[@garret765]

You gained some value vouchers!

[@mattPL1985]

What I like about you is: you don't use your attractivness in a trivial way - most of these beautiful female youtubers / instagramers are doing a trivial content f.e. '' how I do my make up?? ''. But you, with whole your beauty and charm are doing sth. really useful, constructive, helpful and that's why this channel is so valuable and I like / respect you so much!

[@PanamaLiveGoodonaFarm]

I so agree but you have to love her beautiful makeup here too.

[@mattPL1985]

@@PanamaLiveGoodonaFarm you got me 😁😁

[@kosdas]

The real art is to take care of your look without making it evident. She has a natural beauty, but she also accurately takes care of all details.

[@soundscape26]

I like her personality but let's face it, many of her videos are basically copies from Ali Abdaal's ones.

[@mattPL1985]

@@soundscape26 in the end she is using her popularity in a positive way trying to convince people to make positive changes in their life, to be more productive, successful, happier etc. She is doing fantastic job and puts a lot of effort into it. She reads all these books about self improvement and shares the essence with us in a short movie. And I like the fact that after achieving success with her channel ( over a million subscriptions ) she stays down to Earth / modest.

[@zlackware]

It's completely true. If you want to become wealthy, you have to invest your money in something that generates more money. It could be buying a house to rent out, stocks, starting a company, cryptocurrency. It doesn't matter what you invest in, as long as it brings in more money for you. You can also leverage the tax system to pay less tax (this varies a bit depending on the country you live in). I wish I had this knowledge 10 years ago

[@vizdotlife]

Exactly! If we have to wait 30-40 years of working before we can actually enjoy it.....that's really tough because we don't know our health that far in advance.

[@NengCrochet]

Thank you so much Ruri you've changed my life today.

[@44Bdogg]

Ruri please upload more often

[@Goggarin1991]

I am no financial guru, but saving money doesn't necessarily mean depraving yourself from having a quality life. Living frugally just means not wasting money unecessarily on stuff where you can get cheaper (and just as good) alternatives, like prepairing yourself a nice meal at home instead of a resturant, and throwing a party at home instead of going to the club, (ofc. You can still do that sometimes) and buying unknown brands instead of high end brands. Its all about spending money on something that will truly make you happy, and you know you enjoy for a long time.

[@Hamza97]

Mj is the goat. I'd be a peasant without this book

[@dionysus2003]

YOU gave me a role model + Mj gave an exact plan = BINGO thanks Hamza for saving lives of guys all over the world

[@tomlinch4622]

Omg hamza hi! I'm on my way to become my best version, the Adonis.

[@solomonchau7725]

Not everyone can be an entrepreneur. The book assumes you are a genius who can create and operate their own business, as well as be intelligent enough to get your taxes done correctly.

[@albraun-sq6rg]

Another self help guru who earns his money selling these books. Best for young people to get a good college education (public university) and learn to think intelligently and become flexible in attitude, then work in a field they enjoy, save and invest safely, and don't spend over their means. Much less stressful than owning a business. Been there, done that. I enjoy my military pension. A million dollars won't make me any happier. I've served, and am still serving, and my wife and I love doing that.

[@Saroku1000]

Everyone can be an entrepreneur, but not everyone can be successful as an entrepreneur. Majority would lose their money.

[@AntonioII]

With this mindset of course you will never be one.

[@rabukan5842]

@@AntonioII You are wrong. I am one. But the couple of million I have in investments and savings will go to family and charities. I grew that money over time not needing it or caring about it. As I said, I don't need a million dollars to be happy. Money has never been my driver. I drive my own life.

[@theendofdaysprophet]

At 4mins & 44secs. There's 2 kinds of Happiness, a physical and then a spiritual.. yet, because we live and breathe in the physical, you just need to stay cautious of how you think .. thinking critically..

[@richardnettle5176]

I absolutely love your KZbin channel! Thank you so much

[@GigaChadBigW]

Who knows!! that is always my chain of thought, amazing video

[@MarketAndChurch]

I love that going into your videos, I always come away with a perspective shift in how I view things. That's a gift that you have and something that will keep me coming back to this channel.

[@joejackson3415]

As said before, I admire your wisdom ❤. 😊