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@drREGANBRUENGER-66872 ай бұрын
I just got fired, and I'm 39 years old. Now that I have 425K saved for an early retirement at age 50, 10K in an HSA, and a property that could yield an extra 200K, what possibilities do I have for a steady stream of income?
@AdamWright8fool2 ай бұрын
It’s reasonable to consider getting a financial advisor now, but delaying retirement might be a wiser choice
@drREGANBRUENGER-66872 ай бұрын
Is it time for a career shift or should I consolidate my investments into a single account? If I go for the latter, how do I do it right, and what could be the drawbacks? Plus, with a $200K property sale on the horizon, should I combine my investments or diversify them across different markets?
@RichardGeorge-uj9iu2 ай бұрын
These are crucial questions for a financial planner. I met mine at a NYSE summit, and with her help, my wife and I reallocated our $1.7M portfolio between a traditional IRA and a brokerage account. She’s been making investments with our approval and has helped us recover twice our losses. We’re holding steady and carefully navigating more markets
@SasiponPanavaravatn2 ай бұрын
That is really great, my portfolio is not doing well. Who is your professional?
@RichardGeorge-uj9iu2 ай бұрын
June Renae Matthysse. Look her up online, she is well known
@deepikaparmar55942 ай бұрын
So truthfully they both answered
@philipsamuel66342 ай бұрын
What was the point in IIT & IIM education if you end up in content creation ultimately?
@logicsandtrolls36162 ай бұрын
category wale honge
@Chiku2024love2 ай бұрын
Sahi kaha@@logicsandtrolls3616
@meticulous-analyst2 ай бұрын
Even Standford PHD (Andrew Hubberman) and MBAs like Mohak Mangal are into content creation. Depends on what content they make
@ayushchopra92372 ай бұрын
@@meticulous-analyst They make nibba nibbi content mostly
@ayushchopra92372 ай бұрын
@@meticulous-analystBut they just make nibba nibbi content
@arunm18772 ай бұрын
This is a video who's portfolios less than a crore and matching my portfolio. So could relate
@itspdilip2 ай бұрын
I think it's becoming a dangerous trend where major life events like marriage, kids(number of kids),.. are based on the right financial size but not on the right time. Financials are important but time of your life is more important.
@craigslist1323Ай бұрын
That’s not how capitalism works
@ritwikchaudhuri2 ай бұрын
Always chase your passion. Good luck!
@manorakhee2 ай бұрын
Beautiful interview.❤️
@rupindersaini86992 ай бұрын
Lovely podcast. Thank you Vipin and Bibhuti for being so honest and open. I love your work on insta ❤️ All the best and more power to you 😊
@BibhutiandVipin2 ай бұрын
Thankyou ❤❤
@parthshah85822 ай бұрын
The content is more like a relationship advice video than a financial advise video. Anyways gives a different perspective to listen to ..... All the best to them.
@FIRE_scientist2 ай бұрын
Well everything changes when one have kids! In this case, the savings or invested money is not enough considering they do not have any real estate (or their own home). The most important thing is sequence of return. If Indian stock market crashes or give them negligible returns for 4-5 years then they might have to come back to workforce. Best wishes to the couple!
@RanjanKumar-oo5te2 ай бұрын
Which Mutual fund Schemes are better whi give good return?
@PB25H2 ай бұрын
Mutual fund ke returns risk pe depend karte hain. Low risk : 5-7% (debt funds) Moderate risk : 7-10% (hybrid funds) High risk : 10-12% (large/mid/small cap funds)
@ayushchopra92372 ай бұрын
Not sure what purpose their interview serves? They've had very mediocre careers, they are mediocre content creators, they have a very humble corpus, it's like me advising on how to master Chemistry after watching Breaking Bad.
@templogical30952 ай бұрын
@@ayushchopra9237 perfect:)
@03priyanka2 ай бұрын
I feel they are too confident and take decision for themselves
@theengineersperspection64262 ай бұрын
I think it's their life ,so what's wrong in being confident....😊
@Samskrithii2 ай бұрын
16:30 is very very meaningless and unrealistic. I am also in electronic city. Here annual rent itself is 84k only for 2 bhk. he is saying 42k per month!!! looks like he took 5 or 6 , 2bhk houses.!!!
@GowthamModepalli2 ай бұрын
42k per month is expected bro. You said annually rent is 84k which means 7k per month. For 7k how can you get any house for rent?
@neetayadav8879Ай бұрын
Very nice❤
@BestOfThePodcastАй бұрын
These folks are perfect example of someone who has no clue what they want from life. engineering kiya because cool tha, upsc trend me tha to vo karna hai , what a direction less docuhess
@tridishagoswami38312 ай бұрын
Great video! Encourages us to take risks too. They both didnt disclose their PF corpus. I am sure there is 15+ lakh each there too.
@Samskrithii2 ай бұрын
6:30 what is the point in earning a lot of money and living A BEGGARS LIFE??
@akhandbha2 ай бұрын
Freedom from daily servitude
@Guiding1002 ай бұрын
Even me ill quit my job after 2 to 3 years of working if I make 60lpa
@Sam_008_2 ай бұрын
Mam your eyes are so beautiful ❤
@PalashPathak1927 күн бұрын
Why are they living in Bangalore if they are not even working and paying 42k rent. When all they're doing is content creation ! Plus it's crazy to actually believe in their savings considering taxes, rents, etc.
@petethepark60292 ай бұрын
3:12 Legend!
@rahuldeka58852 ай бұрын
UP wali bimari! IIT karlo IIM karlo par UPSC nahi kiya to kya ghanta kiya 😂
@AnandKumar-ly9ej2 ай бұрын
Not a worth watching
@newmobilebazaaruk63732 ай бұрын
Should have seen coments first
@namanthakur1136Ай бұрын
Thanks, will skip
@SingaporeBuilds27 күн бұрын
IITan couple. Wow mai toh. Behosh hobgaya
@rationallearner2 ай бұрын
I also used to stay in harlur road.
@ayushchopra92372 ай бұрын
Every failure wannabe is a philosopher nowadays
@james-r6852 ай бұрын
Waste of time
@templogical30952 ай бұрын
Dodn't know why these guys are interviewed, they are so naive and do not have much understanding of mfs or stocks. I have bought two real estate properties, both home loans are cleared and approx. 2 crores equity portfolio till now. It's laughable that these guys have guts to give financial advice 😅😅
@Hindustanibahubali2 ай бұрын
What advice did they give you ??
@nishraychand72112 ай бұрын
To brag about his 2 cr portfolio and two real estates 😂😂😂
@Hindustanibahubali2 ай бұрын
@@nishraychand7211 yes pointless, just an over smart dude failing to show his smartness. And i dont why he is not in the show?
@lemonginger0012 ай бұрын
yes ,,useless video
@ET-si7rl2 ай бұрын
@@Hindustanibahubali❤
@prasathvc81982 ай бұрын
I'm also a Metallurgical Engineer. 😜
@the_underwater_nature76432 ай бұрын
Not a good salary. I am not an IITian. But can say their salary is too low in this era.
@anwitadas23802 ай бұрын
They are happy with their money so, who are you to judge about their salary and i guess you have less knowledge about average income of india.
@the_underwater_nature76432 ай бұрын
@@anwitadas2380 No they are not. If they are happy they wont advertise themself in pod cast. The average salary income is more, on paper its less due to real state and other stuff people save a lot of tax and hence they earn 100. times more but not on paper. Anyways thanks for your reply, no one is judging here not everyone wants to jump in content creation but other students or young people may get inspire from this and leave job 🥲
@ayushchopra92372 ай бұрын
They were wannabe babus, mostly interested in ghoos stuff, don't care about white money too much
@shadyapp74162 ай бұрын
Whats the point of going to iit when they end up earning same salary as us😂
@SmartWizzard2 ай бұрын
@shivakumarmetropolitantalk81002 ай бұрын
Knowledge and education are respected everywhere. But you don't hv thr knowledge & forget about you getting graduation and experience of IIT life. And they both believe and have faith in living simple yet big happy life rather than outer looking materialistic fantasy life for the sake of society.
@shadyapp74162 ай бұрын
@@shivakumarmetropolitantalk8100 you first go and learn english then later put ur senseless comment😝
@ayushchopra92372 ай бұрын
They were bottom of the branch in IITs with little ambition.
@soumyamoharana4746Ай бұрын
They were not into Software roles. In software engineer with that tag it might be less but otherwise it's high 40lpa is not less for non tech roles
@VikasGupta-nj2ewАй бұрын
People who are commenting negatively miss the point. People are expecting the idealism which people never follow but feel happy in their mind just by sitting and watching. They are just watchdogs and critics. What this couple talking about is the most common corporate people situation. They are experimenting with what they feel is right which other people just think and never do. They are the best example of below quote:- You can try whatever you like and can have a good life as equivalent to those who are sitting in their comfort zone job but with an edge of lots of possibilities and hopes and happiness 😊. In a way they can connect and inspire most people if you think deeply.
@logicsandtrolls36162 ай бұрын
thankyou for clarifying that IITians dont get paid as much. Faaltu ka hawa maarte rehte hain dunia. 7lpa is peanuts but its metlurgy so makes sense. But i am very surprised by the boy's pay. With iim c its kind of very low and slow increase.