Wife spends money on stupid stuff

[@Camel76]

This is a conversation that needs to happen before marriage.

[@stephenlevine3116]

I agree man. If you can't agree on financials then you should not marry because it will only lead to disaster

[@lindaleelaw5277]

Maybe if couples had pre- marital counseling - Catholics go for Pre- Cana counseling , this issue woukd be resolved. Couples these days, who don't, aren't serious about what marriage is.

[@SirParcifal]

@@lindaleelaw5277 when I wanted to get married in the church they wanted 1500 bucks to get married in the church, as well as to pay for the pre-cana classes- so right off the bat a couple of economic books from Thomas Sowell would be CHEAPER (*under 300 bucks) and you can save the 1200 bucks - the Catholic Church has enough money - they are the 2nd largest landowners in the world and they pay not taxes... nope you can also get cheaper consultations with Fianancial advisors... they are more educated in the field...

[@JiisTube]

Before marriage you gotta talk about how much goes towards X-Men figurines

[@inthevault9603]

Exactly

[@Ksklarge1]

Ummm if he is the house husband why is she the one buying the groceries? Seems to me like the one cooking would make the list and do the shopping? At least that's how it works in my house. Then she doesn't have a reason to be at the store as much...

[@stephaniejane306]

Stephanie Large I agree. I'm the one who does most of the cooking (approximately 85% cause we have eat out nights and what we like to call get it yourself nights where we use up leftovers etc) in my house so therefore my parents let me do the grocery list and shop so long as I stay within a certain amount.

[@mandyschmidt7164]

@Larry Fine I'm not liberal and I agree with her. She was stating a fact. You're the one who got butthurt and made it political. Fragile masculinity is a huge problem with conservatives. Makes us all look like fools

[@sophiagray3191]

@vincentrich - Banned But Not Forgotten It only makes sense for the person who cooks to also buy the food. I exclusively do the shopping and cooking, breakfast, work lunches and dinner for my husband and I. He hasn't set foot in a grocery store in months and we're both happy this way.

[@darriuscole8544]

Wasted typing. Everyone wants traditional gender roles they just don't want to admit it. People have problem with this because they don't want to accept a true reversal of the responsibilities. This guy's wife probably buys groceries because in order for him to buy the groceries HE has to have the checkbook, and she probably balks at that. Women don't break bread with men like men break bread with women. Men will work make all the money away let their wives manage all of it without really knowing what she is doing; women don't do that. Women control the purse strings. She's not going to let them go because she had convinced her husband to be a house-husband.

[@pyewacketpeggy8329]

Neil Bentley .

[@michelemcgill1720]

My husband and I get a personal allowance each month that we can spend on what ever we want. For me it is craft items, for him it is hardware stuff. It works for us.

[@TemeryN]

that's the way Hubby and myself do it too, we both get a set amount and we can spend as we like - works for us too =)

[@crow-vz5lx]

Michele McGill word. I have spending money on car stuff, and gym stuff. My son's mom is typical women stuff and knick knacks.

[@caraleege9530]

Same! We call it fun money and it is a great thing

[@sharonh2991]

We do that too. Been married 25 years.

[@mikeekim007007]

Same. We have $250 each per month to spend each month to do what ever we want.

[@random-nz7dy]

"your wife collects x-men figurines?" Maybe one of my all-time favorite Dave Ramsey quotes on air

[@SummeRain783]

He’s probably thinking “man the roles are really reversed here. Husband stays at home while wife collects x-men figurines”

[@Noodles-ik6vh]

That is probably what Dave was thinking.@@SummeRain783

[@Nilsosmar]

*Dave answers the question. The caller rambles off on another topic. Dave answers again. The caller rambles off into a different tangent, without listening to what Dave just said...life goes on.*

[@alfredooliva5175]

Leave him be , the dudes just frustrated, $50 for x-men figurines, id be pissed too

[@jillsmith5877]

OMG.... auction and figurine categories.....Walmart wasted money category... I am laughing so hard I can't stop!

[@quantumfoam140]

I think the figurines were actually for him. It sounds like he’s playing with it the whole time he’s talking.

[@MsPants1632]

Quantum Foam 🤣🤣

[@SirParcifal]

like in the scene from SpaceBalls - "No sir, I didn't see you playing with your dolls sir!"

[@JiisTube]

Lol

[@SummeRain783]

Haha 😂

[@campin_sasquatch7740]

ahem he said he was a house husband with a side job. if she's the one earning the money I'd let her buy her friggin figurine. And they've got 2 homes? Paid off? I kinda wish we'd ruled out if they're debt free and what the husband was trying to establish exactly :/

[@Fukkensaved]

So, let's change the genders and the husband is buying a bunch of stupid stuff with the wife at home complaining. Does she have no right to complain? I'm just posing the question because maybe you're consistent in your world view, but there are a lot of stupid double standards out there between the genders.

[@mikebetts2046]

@vincentrich - Banned But Not Forgotten I make the money but my wife thinks she should have total control of all the money.

[@random-nz7dy]

@@Fukkensaved there is definitely a double standard. But I think it's also okay to acknowledge that there are just certain things that have always seemed to be more natural since the dawn of time. Men are the hunter gatherers typically. I'm all for doing away with double standards but, I'm also not going to pretend like there's not a natural common path that men provide as "hunter gatherers." And it's definitely against the grain for a husband not to be a financial provider. And look I know couples where the wife works in the husband doesn't and it's okay. But it's definitely against what's typical, and anything that occurs that's not typical is going to beg more questions. I don't necessarily have a problem with that concept. I do think double standards are wrong, but if you choose to be a stay-at-home dad then you have to understand that you're going against a lot of deep rooted norms and people will have question marks. And you gotta deal with that.

[@granitemoss1451]

This segment just shows how having an agreed upon budget, which includes some 'blow money' for each spouse, for them to spend as they please, is so important in a marriage.

[@alanrives6731]

I'm dying over here with the figurines 😂😂😂😂😂😂😂

[@yourmilitarymoney]

This couple needs to sit down and clear the air, make a plan, come to an agreement and press forward. They've done something right for 15 years with their relationship and there's a long road ahead. Make it happen Rick...

[@jreinel1966]

A lot of wifes are champions spending the husband's money...😅🤣😂...!

[@JiisTube]

Using cash makes it so much easier to stick with a budget

[@PattieM]

Really! Did he really think what he does with money was ok yet what his wife does with money was wrong? Think he was wanting Dave to side with him.

[@Macheako]

Dude, who the heck is callin in sayin "Dave, you need to tell me Im freaking wrong man! Dont you dare take my side" lol 😂 Were all sinners in this house lol

[@overdose8329]

He’s making money by flipping auction stuff. She’s spending money

[@Madmorda]

@@overdose8329 I'm on Dave's side here, but I do think the guy is probably spending more. The most offensive examples he could find of her overspending was a $7 shirt and a pack of toys for the kids lol. Meanwhile he's pretty vague about the auction thing he's doing

[@WhiteKitta]

Dave is so right about budgeting.....I don't understand why people spend money so mindlessly, and budgeting is actually lots of fun,.....before I buy anything I think about it a long time...do I really really need this?|, ....or is it on Sale and 40-50% off...Or can I get this used?, etc,....

[@xyzsame4081]

The wife should do a budget - if only to prove to him that he likely spends more than her on "frivolous" things. And there should be a budget for kids and for her. And did I hear that right that she is the breadwinner ? Sounds like he does some extra controlling thing in order to show her her place.

[@abagailshalom8989]

I strongly suspect Sharon Ramsey's clothing budget is more than my annual income...I strongly suspect she owns a purse that costs double my annual income.

[@SummeRain783]

Like a birkin?

[@mvvagner]

well Dave Ramsey is worth approximately 200 million so yeah...

[@redheart30]

His first mistake: Being a house husband.

[@Ndstars1]

Why is that a mistake?

[@turdferguson5847]

@@Ndstars1 Because women by and large do not respect men who don't provide.

[@thelimey351]

_I am a house husband_ She's making all the money, she doesn't respect you *at all* ...

[@misturhand]

I collect those figurines. Six for 49 bucks??? Thats a steal. Usually that goes for over 120. I say his wife and son win this scenario

[@genxx2724]

$0.00 and live without the junk is even better.

[@SummeRain783]

@@genxx2724 get a load of you... not collecting x-men figurines.

[@sergio5312610]

Thank you for this advice that seems soo obvious yet so elusive.

[@mcamila1993]

I want a figurine category in my budget 😂

[@Irene-gq4jr]

There's definitely value in agreeing on a budget. I'm looking forward to being under the same roof as my fiancé and getting married. He is fiscally responsible, but despite earning more than me he is inclined to commit to car, furntiure payments etc. whereas my last two cars I paid cash for and I'll pick up good household items second hand and upcycle them if I need something. I don't have a TV (don't want one) thus no monthly bill for that. My mortgage is almost paid off because I didn't let life hurdles distract me from my goal, whereas his still has a way to go because he had to start over and his payments are almost 1/3 higher. The upshot is I earn less but have more free cash. Watching this makes me realize we really do need to agree on these things in advance.

[@n.w.414]

I am shocked at some of the comments being made about 'she makes the money,she can buy what she wants'. This is so archaic!!! Granted it is usually 'he makes the money he can buy what he wants' but either way it doesn't work. The money is the households money. The couple is a team, it's their money. They have to work TOGETHER, make an agreed upon plan. Yes, Dave's comments about making a budget is good, but I felt like he missed getting some details, like are they debt free, etc. But to say one person can buy what they want because they have the job, or make the most money is caveman mentality. I am not saying that this guys is right in his thinking I am just commenting on some of the ideas.

[@butterflyinflight85]

I guarentee that he's only mad about what she spends because he wants to use that money for his own purposes.

[@bodazaphfa]

Which is typically what “housewives” do.

[@luminous6969]

Yeah well he's the one that went to work and earned it. I highly you'd be happy if you went to work every day, only to find out that your spouse stayed at home and spent all your money. Then when you protest, someone calls you selfish and says that you just didn't want them to blow all your money cos you wanted to selfishly spend it on yourself. What a lame argument.

[@KPlyf]

@@luminous6969 exactly. Being a housewife is looked down upon because of women like her. When staying at home try saving money by being resourceful, frugal, cooking from scratch.

[@Brittanybavery]

Luminous no he’s a house husband who stays home, she’s the one who works lol he has a side job he said

[@Brittanybavery]

Bodhi Sattva except in this scenario he said he’s a “house husband”

[@alyssam8977]

A good deal is only a good deal if it fits in the budget!

[@grit1679]

They all do, Rick. They all do.

[@adamchavez999]

It not you guys ,HE NEEDS TO COMPLETELY PUT HIS FOOT DOWN.

[@wjennin1]

Man, this may be superficial, but that guy's accent is exceptionally annoying.

[@craigslistoceanside8677]

wjennin1 I THINK IS SO CUTE

[@Lala-ft1mb]

Agreed, super annoying...

[@victoriagarcia5533]

He’s a Yankee.

[@ekitten89]

wjennin1 - it’s classic, south-sider Chicago, like Coach Ditka. My ex sounded just like it, I thought it was cute & funny.

[@sarahmcelwee7749]

Haha that is not south side Chicago. That is full on central Illinois accent.

[@lisanorris7436]

We call it mad money,we both get a small amount each that we don't have to answer for.

[@helenbreakiron6001]

I too, have spent money on stupid stuff. I've had to re-train my mind when it comes to shopping. It was hard and it took a little time, but it was worth it. I now realize that I don't NEED half if the stuff that I have the impulse to buy, I can even take this further. Ahhhh, freedom!! :)

[@genxx2724]

It’s easy. I don’t browse stores, malls, or hotel gift shops looking for doodads to buy. I buy only what I need, and try to get high quality for the best price. I try to keep my things like new so I don’t have to spend money replacing them. This really stood out to me when I went places with a friend who behaves very differently. “Oh, this is neat.” $ on handmade soap in expensive store. “Oh, I like these.” $ on fashion bracelets at resort gift shop. Expensive enough to go to the resort, no need to waste money on tchotchkes. She was divorced, receiving spousal and child support, and declared bankruptcy after commenting that I don’t buy anything.

[@ernieellan5694]

Well the point also is the amount being spent. If the wife or earning spouse is making 200K a year spending 50 a week on toys is OK. Buying a 50K car a week not so much.

[@janebaker4912]

She wasn't even spending money on herself. She makes it anyway. She can't buy her son a toy sometimes? Even when the houses are paid off? come on maybe he needs to go out and get real job.

[@jillianquattlebaum]

Jane Baker would you ever say that about a woman if the roles were reversed? Raising a family is a real job only if a woman does it? We can't beat men up for not being fathers then go beat them up for raising the children and not getting a "real" job. Budget is a budget no matter who is the breadwinner.

[@luketac1602]

This is about agreeing on a budget together and not going beyond that. If they plan extra into the budget for things like this, and agree on it there is no problem.

[@cocodakilla]

jillianquattlebaum nowadays everyone should have an income coming it. It's 2017 everyone needs back ups. He's trying to get her money

[@cocodakilla]

and its bad if women do it too

[@thesmartbudgetchannel2940]

she won't budget.

[@joshmatthew4125]

Wife is the sole supporter.

[@miketheyunggod2534]

As long as you have a CC, you can buy and afford anything you want.Thats the purpose of the CC card.

[@GDuncan8002]

"You need to get on a written plan." Yeah, he knows. She won't do it.

[@hollyb6885]

They have 6 kids and 2 houses. I think I see where the bigger problems are.

[@AlexSanchez-cc5hk]

My wife and I have a budget and allowance of what we’re allowed to spend…. It ends up me sacrificing my allowance so my wife can spend more. It sucks.

[@alisonfraser8231]

Divorced yet?

[@totallyteresa100]

Dave needs to write a book specifically about marriage - or maybe one for wives and another for husbands. Like, for the women, something like the Proverbs 31 book by Courtney Joseph, but focused on finances. Money, weight, marriage, happiness - All these issues are so closely related.

[@zoeredadams]

I feel the two books won't be so different, especially as a lot of wives work these days. Maybe one book with a few chapters designed to be read by the housewives/stay-at-home-parents/homemakers

[@janebaker4912]

weight?

[@Captainsaucebuckle]

Ok, now what do you do when your wife just completely disregards the budget and fights you every time you bring it up?

[@Paleface324]

Paying for child care for 6 kids, and then for someone to haul them around to activities would be extremely expensive. He shouldn't be belittled for doing that. If she makes more money, he's the logical one to do it. Whether husband or wife is the bread winner, it's still "our" money . I have noticed that whoever makes the most money has the "power".

[@blackronin784]

My big brother got divorced he lost his house and some money. My big brother had a bulk of cash hidden in an unknown account in our Lil brother name. When the divorce was final my oldest sister does real-estate she owns a couple of properties she gave him a town house. My big brother regained everything he lost. His ex wife figured out that he had hidden cash during the divorce. My big brother said prove it bitch. She ended up moving in her new pretty thug criminal bf in. He won't pay bills or help he gave her a couple of stds and herpes. She lost the house to the bank. Justice and karma caught up with her. Their daughter haven't seen her mom in 3 years. My niece wants nothing to do with her.

[@tmitchem81]

Black Ronin there is no winner; if that kid is deprived of both parents. Parents need to grow up; your divorce is not your kid's problem. That child growing up w/o their mom or dad was avoidable.

[@craigslistoceanside8677]

That is heartbreaking

[@IamJacksColon4]

househusband and the wife brings home the bacon...ya she can buy anything she wants.

[@KVW110]

Yet another spouse tattling on a spouse. My ex husband used to do that. Thats why he's an ex now and why I am still unmarried to this day.

[@justonemori]

Best advice for them is to carry a pre budgeted amount in cash to the grocery store with no cards in your wallet. Keep a running tally of what's in the cart. When you come across stupid junk you are less likely to buy it because you have to cut down on food and essentials to do it. I even do an online shopping cart and carry a copy in the store, that way I know exactly what I'm spending before I go into the store a lot of the time. I do budget $20 for wiggle room and impulse items, to keep sane if I see some cookies or something I haven't had in a long time.

[@Noodles-ik6vh]

I have not laughed so much as I did when the husband she buys $49 X -Men figures and Dave said "Your wife buys $49 X-Men figurines? I love this show but this one took the cake as far as funny goes. I do hope they have stayed together happily. My husband and I agree to "silly" purchases although neither of us buys $49 X-Men figurines. If they were indulging their children like this I bet the kids grew up as spoiled brats.

[@giainto5564]

It sounds she’s staying within written budget for fun category and he has control issues haha

[@CoyoteCrossingSanctuary]

And when they agree to the budget but still do whatever they want?

[@CM-fw6hz]

If they like their activities individually they shouldn't make fun of each other for them as long as they're spending within reason

[@karenhardie1132]

You get to be home, let her buy her figurines

[@anthonya2479]

Oh, I guess being a woman, you don't know the work that goes into keeping a house and children clean and in order, so while he's home teaching the kids what's right and imposing discipline she just goes out willy-nilly buying things to curry favor with the kids because she only had to go to office and he stayed at home racking his brains out.

[@deysanimations1949]

1'20..at lest she goes to Walmart.. she dont go to blomingdale or buy Gucci or some fancy stores when she goes over there then you are really worry about it...Walmart ? give me a break cheappy guy.

[@JiisTube]

0:06 I've listened to this sentence five times but I still can't figure out what he said

[@TheFirstJohnLaw]

“Im hoping I can get down from six aspirins a day down to two a day after talking to you” ngl it took me a while too

[@JiisTube]

@@TheFirstJohnLaw thank you!

[@tymom9313]

🤣🤣🤣

[@catinbowler3387]

Woman says man buy stupid stuff, you tell him to grow up. Man says woman buys stupid stuff, man needs to shut up. Ah got it. #Bachelor4life

[@luminous6969]

Agreed. I'm surprised Dave recommends that men get married in the first place. Yeah, married men make like 25% more money, but their expenses triple by the time he gets married and has a child. The risk of financial ruin is so high for men that any sane financial advisor would call it an unacceptable risk.

[@MrWhite-pn7ui]

Buy land, cause God ain't makin any more of it.

[@TonyAtmos]

Mr. White Umm have you heard of a volcano? Your God isn't needed anymore sorry.

[@VancouverCanucksRock]

Hawaii and other Volcanos would like a word with you

[@steelmill888]

The best thing I did was getting a routing number to a savings account for my excess money per month that I make

[@ChosenDeeDee]

Love this!

[@thomasford424]

You always blast the guys and take the women’s side Dave.

[@Vention1MGTOW]

Far better to avoid marriage entirely. By avoiding marriage my usual spending is only about half what I take home.

[@M22OHIO]

+Vention1MGTOW Vention man I'm glad to see you here. As a person who follows the MGTOW community when I heard this guy was a "house husband" I thought, well his goose is cooked she's the bread winner he has no say there not going to agree on anything what ever she wants goes and agreement on paper or not doesn't matter.

[@Vention1MGTOW]

welshhibby *>oh boy the MGTOW are everywhere !!!* Expect us.

[@KrazyKratosFan]

Lol hello there fellow MGTOWs

[@luminous6969]

My ninjas.

[@TheToddFather1969]

Grow some balls

[@iamasmurf1122]

Stuff budgets ! Budgets are for clowns

[@xyzsame4081]

She may buy things that are not completely reasonable / not necessary for survival for 49 or 7 USD. Let's bet that his spending when he goes to auctions ! is MORE but in his view is reasonable while her spending is only for her or the kids and is "frivolous". I also wonder if he has any idea what groceries cost or that some of the little things she buys end up as gifts for family (I would also bet SHE arranges the gifts and cards if social norms require them as family to give them). And if they are doing well (with 2 homes) they do not have to live like misers. 50 or 60 USD fun money for the kids and herself is not going to kill them. (if a family is in deep financial trouble they can't spend on figurines, the kids are lucky if they get one set at Christmas). I wonder WHO opts for the funiture, the cars, the home mortgage (the things that really cost money).

[@overdose8329]

The auctions thing makes money. She spends money

[@geebee6010]

That’s why you don’t get married

[@cur244]

One big problem with gen x women is they can't say no to kids. They want to be friends to their kids and not parents.

[@sita4]

I would really like to see Dave Ramsey's wife's purse collection😃

[@raquelrufo118]

Toughies lol I love this man

[@alisonfraser8231]

All working mothers buy treats for their kids to relieve their guilt. This guy has been at home for 15 years on her dime and pursuing a hobby disguised as a job.

[@acausedelle1547]

Flip the genders and repeat that statement out loud

[@KevinGonzalez33470]

His money is “their money Her money is “mad money” MEN…THIS is why You must stay single. This poor schmuck is “a day late and a dollar short” and the writing is on the wall with this soon to be failed marriage. In the end, the only winner will be her when she bankrupts him for alimony and child support.

[@GamerNRetro]

What's so bad if she collected figures!?

[@n.w.414]

Listen again, she doesn't collect them, they were for her son. Might have even been a birthday or Christmas present.

[@VancouverCanucksRock]

@@n.w.414 but it was so obvious that Dave was going to react negatively. Try using your Brain

[@playhouseclayhouse3885]

Toughies!

[@reneegentner4822]

Simple!

[@lindaleelaw5277]

What s interesting , is that on my basic income. SSDI, under $1000 per month, you learn to restrict your purchases. And that discipline carried over when I was gifted with $5000. The things I would have bought before, just aren't a need or want.

[@NclinedMuzaclly]

whats a house husband? No such monster..unless there is some sort of disability

[@ittakesavillage5461]

NclinedMuzaclly plenty of stay at home dads. Not odd at all.

[@notsuresurenot9338]

Amanda Johnston: It is very odd and unnatural! The situation reeks of 3rd wave feminism. I will give you that maybe 10% of women don't want to be at home loving on their kids, caring for their spouse and home, otherwise, whether women want to admit or not, they ultimately desire to be stay at home mothers and wifes. That's why she buys the kids all the toys, she feels guilty, for being an absent mother and out of the home so much. He needs grow a pair and get a job!

[@Metal7771]

I tried it for 8 months, ended up getting a night job where I could still watch my son during the day, us guys aren't wired to work this way, we need to be out working and conversing with people, not stuck at home.

[@ariefraiser140]

When you've got 6 kids and it's cheaper to have someone stay home then the fiscal thing to do for the family is to let the parent with the higher salary and potential to earn more work. Check your pride buddy. And looking after 6 kids is a hassle. Nothing to laugh at.

[@renskedj]

@@ariefraiser140 No make less money, take 2 part time jobs. Better to live cheap than that mom can't be w her kids. I have my kids 3,5 days and they get loads of toys to make up for it. I rather not eat myself than not give em that toy.

[@binkle1757]

Their biggest problem is that HE won't work. ( not having listened to rest of video.)

[@trey2735]

hahahahahah MISTER MOM

[@YouArentSlick]

Sweet puhtaters in mah lazy chair

[@TheDracWithSilverB]

Figurine

[@Libervation]

Lol, a house husband? Is that a fancy way of saying useless deadbeat that refuses to work?

[@nhgriff1]

Dude should get a job and make his own money.

[@LittleHatori]

Rick & Morty anyone?

[@geebee6010]

All women do.

[@hairyrope1912]

House husband lol. Get some balls.

[@brucewayne3892]

House husbands... Disgusting

[@lunarbutterfly4646]

Seriously 😒

[@vickimerritt2832]

yep, and working wife still does the grocery shopping.

[@Joe-jc5ol]

If his wife collects xmen figurines it would have been a plus. But no she just gives them to her child. Big negative.

[@philliphsieh83]

Don’t plan on failing. Guidelines never work. I can make you g0 broke quickly because I win as a salesman and you lose like a typical Sucker. Jesus has provided Wisdom, Redemption, and Counsel so you can live in Truth.

[@pitbullsforever9315]

House husband...that guy was castrated by the wife

[@lincolncity9]

He needs to give her 'the back of it' if she doesn't listen to her husband.

[@janebaker4912]

if he hits her, like you suggest, she can kick him out. he makes no money. he won't be missed

[@hymnodyhands]

Being a house husband is infinitely better than being in the Big House locked up for assault doing 5-7 years... think again...

[@acausedelle1547]

​@janebaker4912 Repeat this statement with the genders switched