This is good to have habit definitely, but if you could maintain this in a spreadsheet (Excel) in your laptop, things will be much easier. I maintain for the last 20+ years.
@hammiek1884Ай бұрын
That would be good but I am a pen and paper person. That's why I write them down. 20+ years, That's impressive.
@anmolgupta572 ай бұрын
Can you help me to understand budget
@hammiek18842 ай бұрын
Hello. I am not actually understanding what you want to ask. The budget I make in the beginning of every month is what I think I want my money to spend on. I am trying to give my money a job to do instead of just spending it on anything. The amount I have put in every categories have been determined by looking at my past expenses. I prioritize savings and fixed expenses first and then whatever is left I allocate that amount into my sinking funds and spending category. I hope this helped
@ankurtiwari1710Ай бұрын
Ma'am aap apna kharcha kia hua paisa yaha KZbin me kyo bta rahi ho kisi ne poocha hai kya
@hammiek1884Ай бұрын
Kisi ne nahin pucha. I share so that someone watching may look at it and learn some thing. Because I learnt managing my personal Finance by watching contents like this. I hope this answers your question.