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You are the best

watched 3 other videos and i could NOT for the life of me get the pre assigning of money that ynab does on top of the goal lol thank you!!!

Your opinion doesn't matter. He's the expert. You're not. Nobody cares what some chunky, broke V on KZbin thinks.

I loved loved this video!!!!

I made another bank account for my bills. So I just put money aside each week for bills

You are doing a great job

Lexa are you done with you Tube videos

Just don’t get so caught up in couponing that you wind up with a home full of stuff you don’t use. Years ago there were videos of a woman who did it to the extreme.

The math ain’t matching. Bi-weekly is 26 checks a year. $100/26=$3.84 a check. $500/26=$19.23. 🤔

Just downloaded YNAB yesterday and only looked at it on my phone as an app and not the computer and was so confused! Thank you for all this information!!! I can’t wait to set up everything 😭

Easy Story: you earn money and DONT spend more that you earn. If you dont have money you dont eat out or order something or buy something. You stay at home. End.

Caleb is Dave Jr.

Dave is toxic

They won’t forgive student loan debt. Better get those paid.

My bf & I plan to marry legally for financial bennies, but with the current housing situation, we couldn't afford to live alone. We both have kids from prior marriages so we don't want to roommate with a nonpartner and can't do studio/1br housing. We're also above the assisted housing limit but below the income to afford safe housing alone. So we moved in together. Not something my Christian self expected or would have been ok with 5 yrs ago, but life experience and economic needs, man.

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This was sooo helpful and exactly what I was looking for! I was confused. Thanks!

🐱 I put the money and then you said cat haha Thanks!!

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I love baths too as a coping macanism!

I loved this! Love your energy! Im very identified. Im terrified to stick to this budget its making me sick. I don't know if its afraid of failing or just fighting the urges I get to spend on whatever and whenever...so dicipline?🤔

Only CVS is a pharmacy in target almost two cities over ..so thats a no..we have a walgreens and a rite aid though;)

I love Caleb. Tough love works for some people but they are well aware of how tough he is before they go on his show.

Thank you so much! This helped me more than you’ll ever know.

Goodness! Slow down!!!!! Why do all YNAB BEGINNER TUTORIALS always have people who talk so fast and go way too fast for a beginner to keep up? I really wish I could recommend this video to other beginners but it’s just too frustrating for me.

Do I have to pay a debt not in my name? Yes. But only if: You are the "guarantor" on a contract or loan for someone. You have a joint loan or credit agreement with someone. Debt goes with your Social Security number and credit bureau reports. Changing your legal name cannot remove a debt you owe. What does being a guarantor mean? Being a guarantor involves helping someone else get credit, such as a loan or mortgage. Acting as a guarantor, you “guarantee” someone else's loan or mortgage by promising to repay the debt if they can't afford to. It's wise to only agree to being a guarantor for someone you know well. You can't change your name to avoid liability, meaning a legal obligation such as debt or criminal Debt goes with your Social Security number and credit bureau reports. Changing your legal name cannot remove a debt you owe.

So I got 50k views but idk how yt gonna pay for me and idk what to do

Like the snowball to get the wind fast but technically in my situation the biggest debt is student loans which are the lowest interest rate so not much different

Clearly you're talking about the Rachel Justine episode. That was his most viewed video ever..

5133 Ila Mills

Does the Chipotle gift card code as dinning on you Amex or as other?

Davis Brian Garcia Helen Lopez Cynthia

Me, paying off my credit cards halfway through this video.

I’m so confused, I’m gonna puke.

What UI is that

Ur so boring .. get to the point ffs

Hi Lexa, good morning from Southern California, I like thus method you suggest for budgeting with ADHD. Now, here is the problem, my caregiver handles all my money. I have no idea how much money I have. But she is for going online and saying, "What is this?" " I thought I told you, you could only buy food!!" "Amazon, Amazon,Amazon, TEMU,TEMU,TEMU, ETSY,ETSY, ETSY,ETSY!" "I already took all your credit cards from you, yet you still shop! " Don't give me the ADHD excuse." " There is no such thing as ADHD!" ADHD was invented by Psychiatrist, Psychology, and Pharmaceutical companies to make money off of fools!" Also she has decided not to pat any of my credit cards. I am in debt $50grand. She says all my fault. No, it is not. Like you said out of sight out of mind. She controls all my money. She has been my caregiver since my sister died in 2015. Don't let anyone take you over when you are grieving. You will end up making the worst life decisions. So, I have decided the one way I can see what I am spending is to look at my bank account on my phone. But, I told my caregiver I want to pay everything automatically. Her response was, " Oh I see, so you can spend more money, and I won't know about it. I give her all my mail. I have unwittingly turn my life over to a control freak. I am a 67, getting close to 68 years old. So, I only have about 20 years, if I am lucky, to live. Have a wonderful day.😊😊

Same I left my cards at my parents and they lost them 😅 so it worked I couldn’t use them cuz I didn’t even have them on my phone

You are so cute and uplifting! I am trying to help my son get out of credit card debt he accumulated while in college. I am going to share your video with him. But mostly, your video is so positive and inspiring, instead of a serious financial lecture. Thanks so much 😊

You forgot about investing

Hi what about investing

How do they figure out the deals? I think that’s the hard part. I tried to do some myself n ended up losing money 😅

What you do is get envelopes and mark 100 envelopes add a dollar day 1 day 2 add 2 dollars etc I have saved and paid off 2 credit cards paid emergencies on car gone to dealership 2 times using savings challenge you would be so surprised how well this works get budget planner be aware of all your debt

New subscriber here. i love the way you teach. Very informative. i love how you break the steps down and very detailed ❤❤❤❤ thank you

No sound coming

Is the type of target feature now not offered with YNAB? I have the app now and it does not allow me to categorize. Is this only for the paid version?

People think they won’t get into debt but then you lose your job or get sick and it’s OVER. I have never had a CC. I never will.

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I Like the Tip of keeping 1 thng that you like!