21 Things Broke People Waste Money On

[@porscheguy3820]

I knew a woman who would not go on vacations, rode dangerous city buses, dug into grocery store garbage cans, refused to use hot water, refused to turn on her air conditioner, , sold her vacation days back to the company she worked, bought all her clothes from goodwill so she could retire rich She died sad, angry, lonely at the age of 52 and the sister she hated inherited all her money.

[@DSN262]

That's a bummer

[@firedup692]

Must be from all the dumpster diving.

[@beentheredonethat5908]

You must live while your alive. Don't waste money , save where you can when you can, not on food, water, safety. That's ridiculous, you must be happy to live and to live we must spend a portion.

[@slidegirl9166]

So how did she die?

[@porscheguy3820]

@@slidegirl9166 In my nursing home Cancer

[@nilsschear1095]

You mentioned nicotine but not alcohol? Quitting alcohol literally made it easier to resist like half this list. By far the most frugal thing I’ve ever done.

[@RCGuitar982]

Far more people have a casual beer vs a casual cigarette…

[@brianthomas3451]

@@RCGuitar982having a beer one time at a restaurant is more than a pack of cigarettes. Alcohol will always hurt your pocket more than smokes

[@Joni-lk9kr]

Yes!!

[@WilliamWonka]

Alcohol ruined my 20’s, financially. Making up for it now.

[@ciscoshibler3214]

@@nilsschear1095 for real. I've never had a problem with alcohol, but stopped buying it simply because of the price. It's way too easy to walk out having spent $100 or more!!

[@scope1122]

1. Impulse purchases 2. Eating out 3. Credit card interest 4. In-app purchases/ Micro-transactions 5. Paying too much insurance or for insurance you don't need 6. Expensive cars 7. Small indulgences leading to bad habits 8. Designer clothing 9. Designer baby clothing 10. Expensive phone plans 11. Banking fees 12. Cigarettes and vapes 13. Extended warranties 14. Useless subscriptions 15. Cable TV 16. Car lease and loans 17. Unused and expensive gym memberships 18. Sports betting 19. Lottery tickets 20. Expensive dates 21. Peak season flights and hotels

[@valarmorghulis4801]

Not all heros wear capes 👏💪

[@tmdrake]

Hey hey hey #21 once in a while.

[@CYCO1631]

A study on vice spending was done by Tom Stanley a while back. Instead of smoking 3 grand worth of Phillip Morris products every year, instead invest that same $ in Phillip Morris stock. Not only will you not get lung cancer, you'll also have several million dollars when you retire, from that change alone.

[@vkp00]

Thank you!!!! none apply to me and I'm still broke. lol

[@venom7774]

You RULE. THANK YOU

[@williamramos3350]

Moral of the story. Stop making unnecessary purchases. Once you see it as a massive scam. You begin to actually win.

[@mattmead2623]

Yes, buy a vehicle on cost per mile not the price of the vehicle. I don't care if you finance it if the cost per mile is cheap with the interest factored in

[@Sue-xv8os]

@@mattmead2623 Never new.

[@maxwellspeedwell2585]

No kidding! Try fasting, and do it long enough (several days) to where it begins to gnaw on you. Look-up and you will suddenly see billboards EVERYWHERE advertising for you to “come-in and buy our food!” We are being constantly bombarded with lusty lures to spend our money! Look at it this way; your employer gives you a bank pouch to deposit that weeks business. You see a billboard advertising food and you think, “hey, I’m suddenly hungry and now I have enough cash to buy that lunch.” Only one little problem… THAT’S NOT YOUR MONEY IN THE BANK POUCH! Look at your pay as you being a faithful steward of God’s money. Suddenly that paycheck will go much, much farther. You will no longer be putting your money into bags with holes in them.

[@jennifershanks453]

Exactly! Marketing is psychological. We need to resist.

[@zenleeparadise]

​@@maxwellspeedwell2585How has no one commented about how ridiculous your comment is? Fast for several days and see billboards for food as a scam? Look, I don't like billboards, but food is one of the only reasonable things to spend your money on, since you literally need it. Not eating for days at a time is an ED. Get help.

[@Kitty-kitty297]

My husband died at 30 years old. Cannot begin to tell you how much I am glad we did not deny our self every pleasure to make some future date goal... use your money wisely, but don't put off living

[@FradAnner]

Spend your money wisely-invest in quality where it counts, for it often outlasts the cost of cheapness. Yet, remember that sometimes the simplest, least expensive option is the real gem in disguise.

[@MosheerElly]

Great advice and I live by it as well. I have wasted too much money and time on cheap garbage

[@OsamahMoco]

I hope we all know that it doesn't matter who is in the 'top job' because this is a systemic problem -- greed. We have allowed many of our economic sectors, to take advantage of the American people. It's disgusting and frightening for the future of our country. My wife and I will be retiring in the next two years n another country. We are absolutely worried that SSI will no longer be funded. we'll have to rely on his pension, a 403 (b) and a very prolific Investment account with my Stephanie Janis Stiefel my FA. Our national debt is bloating and expanding every month. Our government needs to get spending under control and cut the federal budget.

[@MhadzVai]

@@OsamahMocoWhat country you moving too?!'m headed to Thailand or the Philippines in 4 years.

[@YaxelBurone]

Exactly well said.. spread the wisdom

[@YaxelBurone]

@@OsamahMocoI would really love to know how much work you did to put in to get this stage

[@YakAttack915]

This should be labeled how to squeeze as many sponsors into one 11 minute video that you can. Lol

[@cheebsgod]

How can george get sponsored stonks

[@OnlyViralNEWS-fg1ku]

2 things that helped me and literally changed my life 1. I stopped watching porn 2. I read the book called 'Genius Hidden Tricks' 3. Stop drinking

[@gigi9301]

Drink at home, get a Good wife (she's Worth Spending Money on a Real Date) and keep reading! Never owe anyone one dollar for anything if you can help it. Pay off your insurance, mortgage, and car up front. This guy is obviously pushing insurance; it's worth it to me to have the peace of mind for a low deductible that goes for Health insurance as well. Never Ever go without Health or car insurance. I know you're all young and healthy, but you never know when an accident can literally ruin your financial future. Look up how Most people are Quickly financially ruined. It's not from drinking or eating out; it's from not having health insurance that you can afford.

[@Li-ck8ek]

That’s three things lol

[@Yuuji-yu9pd]

good one lol

[@alemjapaur1332]

Nice bro this is good advices and yea book is great I already read it

[@terrifictomm]

@@Li-ck8ek The brain cells he lost drinking haven't regenerated yet. If ever.

[@Sapoairsoft]

What helped me a lot as a small business-owner is learning how to budget and not to touch any of the money for something it wasn't meant to be spent on

[@GrimlyFiendish-d6z]

Money best spent was the retailer's extra insurance for my daughter's laptop. Anything at all happens to it - they fix or replace it, no questions asked. I knew the insurance is usually unnecessary and expensive, but knowing my then 12-year-old, I paid it. For the extra 200€ per two years, I got three laptops. First my daughter fried the HDD by playing too much. Got a new laptop. Just before the insurance ran out, she dropped the laptop and we got a new one. For my own gadgets I will never pay extra. But for little Miss Butterfingers, it's money well spent.

[@kaylacalvacca5330]

Little Miss Butterfingers 😂 Lol Love that!

[@ladyvignette]

Try the library for movies and shows. Your taxes are paying for it, you might as well use it.

[@rodgerlang884]

Not the same experience as a theater.

[@iloveamerica3917]

People in the country don't really have libraries close to them and people in cities have libraries that are full of homeless loitering

[@ladyvignette]

@@iloveamerica3917 That sucks. I drive 20 minutes to mine, since I am in the country, but saves me a lot of rental fees.

[@7Write4This9Heart7]

And/or there's always the pirate's life! That's what I do! lol.

[@orion7873]

Great suggestion ... Libraries do usually have lots of movies and they are free. Books are great too.. much better for you than watching TV.

[@susanbrennan5511]

Yes I bought an expensive car. In 2017 after a week in the hospital thinking I was going to die. I bought my bucket list car. A Ford Mustang convertible. 7 years later the car is way paid off and I could go to any carmax and sell it for what I bought it for. But I won’t. It’s my baby and gives me pleasure every time I sit in it. Put a price on that.

[@forresthodge1024]

I mean, it's not that expensive of a car. I bought a 2016 Mustang GT in 2016 in cash, and it was just a slightly more expensive than average car at the time. It's what I wanted, but I did cross-shop the Camaro SS , Challenger SRT, and BMW M240i at the time.

[@justaperson4065]

Yours may be an exception and not the rule. But happy for you. :) Your bucket list car isn't just a car, it's a pet, a friend.

[@xrmerkur]

i know the feeling an obtainable dream car does to us. if it brings you joy and you take care of it like a hobby, you deserve the exception. i take my pony to cars&coffee regularly and socialize.

[@ald1144]

Hey, there's got to be something you save FOR.

[@vismortis]

@@justaperson4065 many of the cars bought from 2019 until now have not really gone down in value due to Covid. I leased an Audi in 2019 in 2021 I bought out the lease sold the car and walked away with $9k in my pocket. There is more to it then just loan = bad that these talking heads don’t get into. For example if I can get 5% a year on an investment and need a car if I can get a new one at less then 5% interest then I’d be an idiot to pay cash for the car take the loan, take the rest of that cash and invest instead of buying the car out right. You will end up with more money at the end of the loan then had you bought the car and not had the loan with the same money out and you buy a car that isn’t some $5k beater

[@Lousybarber]

Another waste of funds can be amassing a bunch of worthless collectables. I have been to some estate sales and have seen tables full of name brand collectables that someone purchased new on a regular basis that were being sold for pennies on the dollar. Having a collection of items is not a bad thing as long as you get the stuff pre owned and realize that you will probably never see a net gain from it.

[@1991macie]

I would partially agree. My husband collect hotwheels. He doesn't open them. Generally you can but a hot wheel for $1.00. He is able to resale hot wheel still in box for a dollar. If inflation goes up to were hotwheel start selling for 2 dollars, he will be able to resale for 2. Granted they aren't the best investment, but they generally at least keep up with inflation.

[@AnimatedNomi]

I guess it depends on what you're collecting. I used to collect Japanese anime figurines. I stopped once covid fuked up the shipping prices but I buy my favourite character every now and then. My mother used to say the same thing and it didn't bother me. Unless I sell to other collectors, people don't appreciate them. It's the memory of the show and how I connect with the characters. I know I can't take them with me when God calls for me but they bring me joy, even 11 years later. These figures aren't about creating an investment, it's about the joy. I cut out other stuff instead like takeaways, fast food, I drive an economical car, don't have a phone plan, play free games, go running around the block, etc.

[@HansOvervoorde]

I collect rarer vintage electronic musical instruments and audio gear. They don't lose value while my family and I enjoy playing music with it.

[@macuse2008]

You can still live a happy fulfilling life and not buy a bunch of crap you don’t need. That sums it up

[@dmhq-administration]

YES, I'M ALWAYS "BROKE" BECAUSE...I SPEND MOST OF MY MONEY ON STRICTLY...groceries! My groceries double/triple My rent!

[@Eric_Bassett]

You must have a huge family..

[@welcometosemeticpalestine]

You must be eating well 😊

[@user-fd9mx5hd5c]

Not necessarily. If you have medical issues then food is more expensive. Yes non organic is cheaper but if you get sick a lot, all the antibiotics in food can make you antibiotic-resistant. It’s a thing.

[@Healinghands829]

With all of my food allergies and intolerances I’m at $750 a month for 2 😢

[@tonya3442]

I bought a Mercedes 7 years ago and it was a wonderful purchase. I paid extra and paid it off early. I have had few problems with it , it had almost 180,000 miles on it and still rides like a dream.

[@SnowyCountryChicken]

One of my friends and her husband are medical doctors. When their 4 kids were very young, my friend would buy used clothes on eBay for super cheap for the kids.

[@noseefood1943]

Add alcohol, drugs, gambling, and gadgets

[@minnesotajames1]

You left out tattoos. I don't have any issues with them but it seems like every broke person I know has a bunch of them and they are always rolling up with the last $300 ink job.

[@janelleg597]

Yup

[@ciscoshibler3214]

@@minnesotajames1 that's a good one. I've never had one, but it seems like they are stupid expensive.

[@philipgerry5228]

He can’t name every stupid purchase in one video.

[@Joce123]

Tattoos are right up there with nose rings, eyebrow rings etc.

[@Vaelin94]

Good point! I spent 100$ on my first tattoos, and I wanted to get more. As life went on I couldn't justify spending hundreds of dollars to decorate and stain my body more than I already did. I did however, spend 920$ on laser removal for the 2 I got, and I'm proud to say that was well worth the investment.

[@denniswetzler2024]

Had no idea how rich I was not buying the stuff I can't afford. Neat

[@Yakixx2012]

I followed your channel since it started getting popular and your jokes and timing for memes has gotten so much better. Good job writers.

[@jonjon7324]

I mean, peak season flights and hotels exist for a reason. Mainly because those are the times the whole family can take off. Sucks, but it’s how economics work.

[@kylaluv8453]

Yep, if I avoid them then I will never have Christmas or Thanksgiving with my family since I live 2200 miles from them.

[@nicolegonzalez7428]

The secret is buying them at least 3-6 months in advance and you could save close to half the price.

[@jesshallock5346]

Our money sucker is ordering out-we literally don’t spend money on all the other things on your list except eating out-it’s embarrassing because we’re both capable cooks 😅

[@orion7873]

Same here... my wife has NEVER cooked anything. She Doordashes basically everything. I think she spends like 600-800 a month in food / delivery fees.

[@RJ12347]

The difference is that both of them can cook, you need to train your wife properly

[@susan9421]

Make it a game. Who can cook the better meal for $_____.

[@AC-sn5io]

Eating out is the only thing we have not stopped but after this past weekend 173.00 including the tip for Mexican food, it was good but that was toooooo much. I'M taping that recipt on my sun visor in our car to remind us 😂❤ thanks George..

[@PainZone1]

22. You don’t have to cut out little joys you may have like buying popcorn or coffee if you focus on earning more money. Learn to earn more, so you can enjoy life more. Not save to death.

[@andresprieto3323]

Very true! Once I entered my 30s, I learned that it takes a balance between spending and saving/investing responsibly. Nothing wrong with enjoying life as long as you're not going into debt to do so and still saving a bit on the side.

[@225Kristoph]

I don't like Andrew Tate very much, but I think he makes a good point when he tells people you can't save yourself rich. Very true.

[@MoonOvIce]

​@@225KristophNo, but you can learn to save to invest, or buy property, etc. Or just have rain day money at least for emegencies, or being old and suddenly not having a pension because WWIII or who knows.

[@paulstandaert5709]

What? The AVERAGE phone bill is $140/mo? Woah mamma! No wonder people are broke! Mine is $25 with unlimited everything.

[@karmel896]

Us mobile starter and visible+ are 🔥 some girl made fun of me for having visible+ said it was ghetto lmao dumb fool

[@paulstandaert5709]

@karmel896 My cars are ghetto, too. But at least my phone bill and vehicles aren't gulag!

[@DannyBoyGhost]

Mine is $50

[@paulstandaert5709]

I think I have been with the "ghetto" plan for 2 years or so now. I have zero complaints. I don't care how "ghetto" it may seem. $25/mo WITH INTERNET. It is better and cheaper than my land line and dial-up internet was 22 years ago!

[@melaniea8301]

Sometimes buying a new car is worth it. We bought a car 3 years ago, it was under warranty for several years and maintenance was included for the first 36k miles. We ended up having a bunch of issues and now, thanks to the lemon law in our state the company is repurchasing the car for almost 90% of the purchase price (including taxes etc…) 3 years and 50k miles later. This experience has definitely biased me toward continuing to get cars new in the future.

[@DeLaTr0ll]

My dad was kind of used vehicles and once he could no longer fix them they became money pits. Buying a new or slightly used well made car is a good investment if you don’t live in a major city.

[@Dstryrr]

He said expensive cars not necessarily new cars. You don't need the top shelf pf the best model. You can still get a new car that's on the lower end

[@a.7889-v8f]

The irony of getting an Uber Eats advert halfway through this video 😂

[@ruthburcham2624]

I completely agree with you on the baby clothes. I've found really good clothes, swaddles and even blankets/ bedding at thrift stores. (And I mean the expensive stuff too!!)

[@user-dl6tz1nu1q]

Walmart clearances their baby clothes at $1 per item every year. Just make a friend in the apparel department to give you the heads up when the clearance starts.

[@lanceroparaca1413]

Smart people almost never buy new clothes except on specific purposes

[@fleurelise997]

Old McDonald called. He does NOT appreciate that reference 😂

[@nicolegonzalez7428]

I loved it! Very clever.

[@leslieshoup3825]

For some people, telling a person who switched to vaping from smoking cigarettes to stop vaping is like telling a crackhead to just stop buying Crack. Yes, you should, however it's an addiction. Not necessarily easy to just quit. Sometimes, better, not best, is the best option at the moment.

[@Sue-xv8os]

Thrift stores. That's the way to go.

[@recklesspup]

I've said that for Years... then the other day I went to salvation army thrift store, a used sweater was $40.

[@dorothyfreeman4751]

​@@recklesspupthrift stores are participating in price gouging as well.

[@P3Aesthetics]

BALANCE, Some impulse purchases as fine Sometimes eating out is fine . It’s all about balance

[@Dstryrr]

Clothes are something people really need to research. Buy high quality clothes (not necessarily expensive clothes) that will last for years. Then the only thing you need to really worry about paying for afterwards for clothes are when they are damaged and need to be replaced or repaired

[@jenniferbull84]

Catastrophic medical debt is the actual problem

[@Sue-xv8os]

I've avoided that and trust me I've been cut wayy too many times. Either get private medical insurance or like me being poor, get Medicare & Medicaid.

[@susan9421]

You have that right.

[@sassysandie2865]

@@Sue-xv8osMedicare is for anyone over 65, not for the poor. Medicaid is for the poor.

[@lovethemflowers]

#22 -- Not on George's list -- Jellyfish Lights. If you didn't see the ad, they're year-round lights on your house where the colors can be changed for different holidays or birthdays or can be just plain white for more security. Never have to get up on the ladder to hang lights again. In this economy, I don't know who's ordering these -- except for the couple in the ad. There are so many ways to better spend or invest that money.

[@nicolegonzalez7428]

People in our neighborhood are buying them. That's hundreds to thousands of dollars for lights and let's not forget the electric bill!

[@RogaBigCalves]

Got rid of gym memberships forever. Only cost 40k for my home gym. Caveat is I'm a strength coach and coach on the side of another full time job.

[@danesternecker6567]

Many people prefer the glamor of being broke over the boredom of being wealthy.

[@Sue-xv8os]

Said no one.

[@Colorado_Native]

I used to hit the Wendy's nearby where I worked. I'd spend about $10 for lunch. I started thinking, I can either buy a share of Ford stock, or something else - but Ford hovers around $10, so it's a good illustration. Lunch at Wendy's or buy a Ford stock and pack my lunch? Honestly, I now own more than 200 shares of Ford. It comes down to lost opportunity and making a choice.

[@Acemechanicalservices]

It’s actually more expensive to buy food to pack lunch. It’s probably a lot healthier, but not cheaper.

[@Colorado_Native]

I don't know about that. For $10/day that will buy a lot of good bread, cheese, meat, apples, bananas and other goodies. Put it to the test. Honestly, I think packing is cheaper. Thanks for the reply.

[@usedtobe44icy]

How do you expect 300M + Americans to start & live their lives by paying for everything in cash. No financing, no leasing, and not to mention no fun or hobbies at all. But seriously, majority of Americans make little to no income even when we’re trying and working hard as hell. Get real dude, it’s the world we live in.

[@toddgittins5692]

Never walk into a convenience store.

[@susan9421]

Best to avoid those like the plague. Agreed.

[@barefootpirate]

Doesnt matter what class you are, theres always gonna be a money problem. Mo' money mo' problems." Live your life and try to do it smart and organized at the same time is the message here.

[@RJ12347]

Not true

[@anamantics]

I only make around $31k a year, so I will absolutely have to finance a car when I can get it since I need one now and wouldn't be able to wait two years or more to pay outright, but I am making sure to avoid any other sort of payments I don't need. In reality though, most people cannot afford to pay outright and our society makes it darn near impossible to live without a car.

[@FadeToBlackLLC]

I bought a really nice car for $2800 bucks a 2012 Impala. Then I bought a 2003 Caravan for $1500 and have put over 30k miles. You can buy a vehicle cash.

[@zeemar4154]

⁠@@FadeToBlackLLC but it takes time to save even those amounts before you can purchase a car. And what if you have get repairs bc the car isn’t new?? What do you suggest then?

[@FadeToBlackLLC]

@@zeemar4154 just as I did, have money saved. I didn't spend every dime I had. I bought what I budgeted for and had enough to get the repairs done. It might take a little more work but I've done it plenty of times and I don't even think about it anymore. I guess it helps to know people that can work on cars so once again you plan.

[@JK-mc2lw]

I hope George is going to pay for my medical bill. I got three concussions during that video from all of the ads slapping me upside my head.

[@FallenHoot]

This is one of the reasons I have stopped watching.

[@aisoconcranberriesu2as]

Funny

[@ryanrents126]

Get an ad blocker browser app for your phone. Life changing.

[@cupcake5003]

He speaks really fast and i appreciate it.

[@susan9421]

He has to or the jokes would bomb. :)

[@Darkslider3000]

I’m impressed how flawless your ad reads are

[@williamjones7821]

I borrowed $5032 to buy my brand new 2001 Saturn that cost $15,600. $5,032, for 3 years, at 1.9 percent interest. Paid it off early. Paid $148 in total interest. I was NEVER upside-down, and I still drive it in 2024.

[@we4utube2]

Good information. Thank you.

[@Big-Daddy-96]

So basically stop all things that are fun 😂

[@MoonOvIce]

Pretty much...but one can also learn to have "fun" with less or simpler things. You then have so much and eventually make so much (either by investing or whatever) that you can have "fun" and still not worry about where your money is going or losing it. Don't worry, I'm not one of those bots recommending some financial consultant 😅

[@lee-annebarrett366]

That's not what he said.

[@jessicab331]

Yupp… life is meaningless if you’re poor.

[@silverhammer7779]

Being broke, hungry and sleeping outdoors isn't much fun, either.

[@IsThatRight-v2c]

Do you think working at age 70 sounds fun? Just wondering.

[@sandradamen5035]

I do most of these things mentioned in this video. Another good one is no alcohol, no illegal drugs and no cigarette smoking. Make being healthy a top priority 🌿🤑

[@ajspice]

Ever notice how the haves tell the have nots to just shut up and accept it. According to this dude, you should go to work, come home, cook food, do nothing, go to bed, and repeat. I can't help but notice he has some fancy guitars hanging on the wall. How are those helping him with his financial goals? That sure is a nice backdrop, but green screen is much cheaper.

[@lanceroparaca1413]

You get what you want AFTER you saved to get it. Also, that's a fucking fake backdrop lol. It is a green screen.

[@thomashaapalainen4108]

@ajspice I got a Fender Jazz Bass using a credit card gasp...... I had it so if I paid it off with in a certain time it was 0 interest. I paid it off early by setting up automatic payments 5 dollars higher than the monthly minimum. I got a dream bass for retail price. But I did it in a wat that improved my overall credit score. But I'm sure this guy would call me irresponsible for enjoying my life .

[@r26000]

Yeah that’s why is important to not rely on these fake ass gurus

[@Yup-t6n]

There’s no way 1000 a year will give you 700k.

[@BradleyRaiph]

*Thank you😊 for this video, do you offer account management or have any recommendations?*

[@stepheniemattews1818]

As a beginner investor, it's essential for you to have a guide. Myself I'm guided by Mrs Victoria Walters Hayward, a widely known consultant

[@DuttonKayce-]

If you’re using a good manager, it’s easier to earn from the market

[@RobertDavid212]

I've been trying to trade but I keep making losses and it's frustrating

[@RobertDavid212]

Could you suggest a consultant for me?

[@JeremiahParker-]

VICTORIA WALTERS HAYWARD is exceptionally good, i believe you should give her a try

[@LCCB]

TLDR, don't enjoy your youth now, save everything until you're old and feeble and unable to enjoy your wealth.

[@ChristineWoodington]

Love this video. Just taught a financial literacy sessions to teens, and this is definitely a light hearted way to get the point across.

[@dantosinferne]

I liked that intro lol nice little twist on the basic call to action, charming, caught my attention without being annoying either.

[@JoseFlores-xh5cj]

A trend I've noticed is people rather be covered in tattoos and piercings than having reliable transportation, along with buying food from the cafeteria at work rather than packing their own lunches.

[@ladybugmom10]

My tip. If you want to travel on a budget, be willing to use the cheap airline, use a travel backpack to avoid luggage fees and go from Thursday to Saturday. Stay at a budget hotel that includes free breakfast. It really saves a lot and you can have a great time.

[@SunnieDazzie]

Good stuff George!🍌 "Fake rich, Real Broke"😂

[@kelvincastillo3391]

"Long john silver to.long john gold"😂😂😂

[@kiwilauren]

The average American spends $300 every month in restaurants?! That’s nuts haha. 🇨🇦

[@nicklowe3655]

Easily

[@thomashaapalainen4108]

I've been to a sit-down restaurant about 10 times in the past 5 years. So averaging 60 usd each time. So for me personally it's been about 10 dollars a month over the years. But I do however enjoy cooking as does my partner and we use our kids as free labor for food prep haha.

[@camgere]

I worked hard all day, so I deserve a treat! Two restaurant meals every workday (if not 3) and at least one Saturday and Sunday. Plus, three or four vending machine treats every workday. That is 28 restaurant meals, minimum, a month. $300 is cheap. Of course, buying whole food at the grocery store and preparing meals at home is a lot healthier and cheaper.

[@forresthodge1024]

Yeah, I spend about $30-$50 on average a month eating out. I only do sit-down places for special occasions like birthdays. I could afford to eat out way more often, but I just don't, I don't see the value, and I don't really have expensive tastes when it comes to food.

[@OneIncomeSuperSaver]

I haven’t spent $300 in 10 years 🤨🤷🏻‍♀️

[@Nemodiah12929]

I always see these guys saying “robbing your future self” so when do we get to use this money? When we are old and retired? Here’s my challenge with this train of thought, although I 100% agree with all things Ramsey, I died a year and a day ago and came back and can tell you that yes your future might come but might not so live a little while you’re here.

[@Aarrenrhonda3]

As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or diversify ?

[@Peterl4290]

Safest approach is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

[@larrypaul-cw9nk]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@Jamaal67i]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@larrypaul-cw9nk]

My CFA Annette Christine Conte a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

[@Jamaal67i]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@briana3544]

I listen to George, Dave and the rest of the crew quite often. If you live life they way they tell you that you should, it wouldnt be much fun! They have very good points most of the time but you have to enjoy life too. Not everyone, even great savers can "bankroll" every damn purchase. They are actual millionaires, as in actual "cash" millionaires, not just in assets, so it is easy to tell people "you dont need a loan, just bankroll it!" I guess if i were selling books, charging for seminars and getting sponsorships, I could bankroll a lot more of my purchases too.

[@mamavibetribe8878]

Okay, guys, not broke person here (can also claim this dude's millionaire status but it means nothing in 2024). But have had to use food banks at one point. The #1 thing is avoid debt or pay it off if it's already happened. Start with making the most amount of repayments on the highest interest debt, then move on, always putting the same total amount on debt until it's gone. Ans then that money is savings. Good used cars cost as much as an average new car. They last longer and cost less maintenance. Leasing is actually great if it comes with tax breaks and includes all ongoing costs. Our novated lease car (Australia) costs less each month than maintaining our second car. So yeah, I don't have anything at the end, but also, my used car was worth less than that. Don't go bear bones on impulse purchases and eating out. Budget for it and use cash. If you can see the money you're spending you'll think a bit harder about it. Just because you are struggling doesn't mean you don't get to live. Low quality brand names are a nah, but so is fast fashion that falls apart. Mid range priced, high quality designer on sale is the way to go. You'll have great clothes that last and you'll spend less in the long run. Vices are vices. Instead of just not buying cigarettes, look into a longer option that will help you give that up for life - therapy is the best, but headspace is a cheap option to get you started.

[@adamalvarez2665]

Love the Old McDonald insert! I set up a $50 per week eating out budget and now I rarely spend it just knowing I had to be accountable to my budget psychology made me think twice before swinging into a fast food place or restaurant! We save over $500 a month!

[@zachpierce641]

How do you classify eating out? I use Subway coupons and get a 6 inch sub for less than $4 is that wasteful ? I don’t feel like there’s much I can prepare at home for less than that.

[@karmel896]

Damn! Sounds like I’ve been sleeping on subway coupons! That’s a steal!! I usually pay about $10 for a 6 inch sub and u think it’s more if I add bacon

[@zachpierce641]

@ yeah I get the coupons use the app. I’ve been doing it for a couple years

[@222aint]

or you could eat at home and spend money on education. or keyboard skills. “I can prepare at home for less than that.”

[@zachpierce641]

@ very good tip thank you

[@robinabernathy2829]

I'll make it simple. Not just broke people but everyone. A bad divorce Having kids before you can afford them Student loan debt Car loan debt Consumer credit card debt 30 year mortgage on a house that's way more than you can afford or need Everything else mentioned in this vid is small potatoes. Protect yourself from lawsuits. Have proper insurance for the right price. Put money into real assets and enjoy life every once in a while.

[@CYCO1631]

Designer clothing is easy to get... at Goodwill!

[@DogmaGirlAD]

If you can find it in your size buried under all the fast fashion. LOL

[@AminahImani]

this was good. thank you

[@btklar]

Things keeping me broke: NVGs and suppressors

[@angelblue-sr2eo]

I disagree with eating out. Groceries are just as expensive

[@martinlazar9420]

A lot of these are great. I would love for you to show one time how app games are intentionally developed to get you to spend without thinking about it. Love the advice on everything else as well.

[@ebikescrapper3925]

The music plays at a certain beat and sound level, certain colours at the right time, we also like three letter slogans.

[@candy2325]

I was guilty of doing when I played Candy Crush 😅 I haven’t played that thing in years because the game is designed to make you spend money to progress further into the game

[@jyotidas8874]

Thanks for making the whole video a giant advertisement board.

[@JuanAlvarado-ls7ik]

Having kids keeps people broke too 😅

[@ynnadssom]

Can you please provide links to purchase the products you mention? Thanks

[@retnuh1262]

George was in a real funny mood today. Made me laugh several times in the first minute.

[@rags3901]

How about just living…actually living…your life…being sensible but not ridiculous as you drive your old,under-insured car with your long, un styled hair blowing in the breeze as you head off to the used clothing store…uh…no…just living within sensible guidelines but not “worrying” about normal expenditures…staying in, cooking everything, counting the money I’m saving for I’m not sure what since apparently I’’m not supposed to spend any of it, etc, etc does not sound like a life…it sounds like a life sentence!

[@sherimowery3251]

Wealthy people send their kids to college with scholarships funded by sales of lottery tickets.

[@westbccoast]

Good video and team, thank you.

[@b-rad-3849]

I would love to cut out my cable bill. Like you mentioned, I am paying a high monthly fee to literally watch 4 or 5 channels. A few years back, I did get rid of my expensive Direct TV to downgrade to KZbin TV. But fast forward a few years, now my KZbin TV bill is almost as high as my Direct TV bill used to be! And that’s with no add-ons

[@clement2780]

rent, groceries, tips, fashion, technology

[@Sue-xv8os]

There are some fantastic "free stores" around here and always loaded with things from yard sales, estate sales, auctions, donations, constantly coming in. Coats, dishes, books, toys, clothes, shoes, decorations, hats, jewelry, scarves, prom dresses, greeting cards, sheets, lamps, DVD's, belts, diapers, CD's, formula, rubbers, candles, ovenware, you name it, all free. Local library or DHS would probably know about where to find one near you because they're popping up all over.

[@blandlinda]

I am a former kindergarten teacher. I used the money song by Jack Hartmann ALL the TIME! I giggled when I saw it in your episode! Love your channel!

[@Jennifer-nz2ss]

I just love cable TV so much.😮

[@jc01057]

I agree with all of the advice in this video. Excepting, the credit card rewards. There is an “if” to that one. “If” you’re discipled and it’s something you’re going to buy anyway, food/gas. And “if” you pay it off at the end of the month, Then all that 5% cash back is found money. It is just found money with no down side. It adds up. Have it deposited into a high interest savings account.

[@briana3544]

I agree and do the same thing. The "Spin" that he and Dave Ramsey put on it though is, that cash back you get is coming from those who carry balances and pay the high interest rates. And he goes on to try to make you feel bad for that. Well guess what, I don't because "those" people are going to put themselves in debt whether I use my credit card and get points or not!

[@TheGoldenpk]

New subscriber 2 minutes in!!! You're smart and pretty funny, too😂

[@carols8090]

OMG. I spend less than $25 a MONTH eating out!!! What the heck, people? And I only spend that because I am part of an author's group who meet at a restaurant and we need to spend $150 as a group in order to reserve the room. Yikes! For two people each month, including cleaning supplies, toiletries, those types of things, and a lot of organic, but zero meat or dairy, for three years running, I spend less than $528 a month for two people. That's 8.68 a day each person, including cleaning supplies. Think about that -- month after month after month of what people spend on food and cleaning supplies and toiletries. (I see this site, when a budget is suggested, spend way too much in this regard. Get INVOLVED in your food.) My guests love my cooking and no one has ever left hungry or wanting! Hubby is 70 and I'm 66 and we take no meds. Eat at home people and eat your veg and beans! I challenge anyone to beat the nutritional and satisfaction value of my food. Geesh! (I meal prep every three or four days--batch cook beans, veg, salads, casseroles, lunches.... and also make breads and ferments. My CHOICE to spend my time on my health. I also have a veg patch in my urban yard. And further, if you did a time study, as I have, it's actually FASTER to batch cook as I do than it is to go out to eat. One further note, I am a former personal trainer and holistic food coach.)

[@katarina6724]

The amount of sponsors wedged into this video on how to save money is impressive.

[@GeorgeKamel]

Two. The answer you’re looking for is…two.

[@katarina6724]

​@@GeorgeKamelDamn, you actually responded! Didn't expect that ha.

[@eazyeach1876]

CHARLIEEEE MURPHYYYY!!! what did the five fingas say to the face!? Rip Charlie and Rick

[@TulsaDude]

SSSSLLLLAAAPPPP

[@shelleyirwin6104]

I wish we could cut the cable but we’re old and can’t figure out how. We tried a few years ago and got KZbin TV then couldn’t find anything on it.

[@GoldCountryTrapping]

Every restaurant is full, every night of the week around here. I can believe it keep going.

[@USMC6976]

The nearest town to me has a population of about 5,000. The county is 900 square miles, total population of about 21,000. No other town of size within 25 miles. There is about a half mile stretch, six fast food businesses and several restaurants. Only two stores to buy groceries, Walmart and a local. There are several other coffee shops and restaurants in town. They all have been in business for years and they all are busy. It's a poor county by most of the state's and nation's measure. But the fast food shops are booming. McD's just rebuilt, tore down the old and put up a completely new store. People seem to work just so they can eat at McD. I don't understand it.

[@peppermintpeggy658]

@@USMC6976 MackDonald's accepts EBT!

[@ciscoshibler3214]

@@GoldCountryTrapping yep! It's crazy. We do a date night once a month, and a family restaurant outing once a month. Everything else is made at home. Including our sauces, bread, tortillas etc.

[@susan9421]

Excellent stream of income you have created here. 😃

[@catlinbrayan9404]

*I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone's that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.*

[@Lilianbash]

That's awesome!!! I know nothing about investment and I'm keen on getting started. What are your strategies?

[@chinwu5042]

If you are using a really good broker or account manager, it's easier to earn from the market

[@michaelsalinas5572]

Investing with an expert is the best strategy for beginners and busy investors, as most failures and losses in investment usually happen when you invest without proper guidance. I'm speaking from experience.

[@ElijahWayne5]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

[@JeremiahParker-]

I recommend HENRY E ABAGNALE

[@xrmerkur]

that was a great video George. i just hope you and Rachel agree on the water bottle purchase, haha!

[@karinhart489]

I don’t get the people buying the latest new color of Stanley tumbler mug thing…

[@thetaekwondoe3887]

Yeah, someone at work has tons of them. She was deciding whether to get the lastest holiday design or not. ....I don't get it.

[@blackgold2029]

@@thetaekwondoe3887 haha! People are crazy!

[@karmel896]

I have 2 black hydro flasks, a 21oz and a 32oz both black, ever since I bought my first one back in like 2018 I have saved so much money on water bottle. I carry them with me all the time in my car, to work, gym and hiking sadly my 32 oz was stolen in the gym last year so I had to purchase another one still better that buying water bottles all the time

[@thetaekwondoe3887]

@@karmel896 I'm too lazy to wash them all the time. Saw a video on one lady who didn't wash them and was getting sick. Finally opened it up and it was growing mold inside and she was getting sick from that. Thanks, but no thanks. I mean, I get having one or two, but collecting them is ridiculous.

[@karmel896]

@@thetaekwondoe3887 bro just wash it once a week takes a minute or less, if you’re to lazy to that than idk what else to tell you

[@jvrallo]

I used to enjoy your videos. Now, they’ve turned into a nonstop ad-read.

[@jasonrodgers9063]

#19- Lottery tickets. Poor people DO buy more lottery tickets. Not because they don't know basic math, but because they would rather have a razor-thin chance of "making it" than ZERO chance, which is what they are utterly convinced that life has in store for them. (That used to be me).

[@mrsh2167]

now you know better

[@angulo-ws3qi]

I'm guilty of that...also have relapsed into heavy casino gambling. At my age and health condition,I feel that will be the only way that I can survive financially living on SS alone without any savings...and I'm still in debt at age 68.

[@audreyandrea460]

@@angulo-ws3qi Try making an appointment with a bank advisor to go over your options. You may be able to get some of your loans forgiven if you’re unemployed or retired and low income. Did you ever try to file for bankruptcy? That may also be a solution. But you will need to start talking to people, googling and making phone calls. You can try a free community legal service to speak to a lawyer pro bono or free counselling service. Good luck!

[@jasonrodgers9063]

@@mrsh2167 I'm now 66 and retired. Zero debt, paid off house. I drive an old, reliable, paid-for-with-cash car. I'm getting by quite nicely on Social Security + my pension.

[@chillydawgg4354]

Could have done without the random movie clips 🙄 I never save my cc info to any website for future purchases

[@ChristopherAbelman]

I realized that if you are not Warren Buffett nor someone in the industry it's difficult to make decent return from the stock market, stock picking is an effort in futility particularly at an uncertain time such as this, my portfolio is still significant about $150k but I'm not confident about picking stocks anymore. Are there really no other options for me to gain from the stock market? I'm open to ideas.

[@bartlyAD]

It's hard to beat the market as an ordinary investor, you don't have access to information that professionals have. So it's just better if you invest with a professional who knows how things work better.

[@PennyBergeron-os4ch]

Picking stocks is a risky thing to do particularly for non-professionals, I learnt that in 2020 when I lost almost everything but I was lucky to switch to using a financial advisor who has better knowledge of the market than I do and I've been returning at least $70k every month, just too bad I didn't learn this earlier on.

[@DaliaCohen2230]

Interesting! been thinking about switching to an advisor for a while now, but the fear of losing funds holds me back any help pointing me to who advisor is and how to reach them.

[@PennyBergeron-os4ch]

I'm not so comfortable making recommendations on the internet, but since her webpage is public accessible, she's Diana Casteel Lynch, a simple search with her name will suffice.

[@DaliaCohen2230]

Thanks for this amazing tips I looked her up and was able to book a call session with her, she seems proficient.