He has nice eyes so it's worth watching to the whole video:-)
@frankhernandez6936 жыл бұрын
I borrowed 15k from lightstream for 2 years at 3.09%. This helped me reduce my overall debt significantly as part of wealth building strategy. I highly recommend!
@DK-uu4fh6 жыл бұрын
Frank Hernandez what was your credit score range?
@frankhernandez6936 жыл бұрын
@@DK-uu4fh my credit score was about 730. If yours isn't that great you should still check them out, because you won't find much better! Good luck! :)
@boomboxthedragon48995 жыл бұрын
That’s awesome I hope I qualify, because I’m in need of cash for something I guess is considered personal loan, I do have enough to win this auction thing for sure but my money hasn’t come yet and it ends literally sometime tomorrow :T
@96fido965 жыл бұрын
What was your monthly payment
@aggelosns23645 жыл бұрын
@@frankhernandez693 do you have to be a uk citizen to take a loan?
@Diamond_Rob6 жыл бұрын
Now this is what they need to teach in school! This Ch is the key to life please please please upload more and never stop
@HonestFinance6 жыл бұрын
If you really mean what you say, then thank you. I’m trying hard, but it’s hard to grow on youtube
@charlesyoung99806 жыл бұрын
3 Best Personal Loans.................................Mom.................Dad......................That guy with the leopard printed suit and suede fedora.
@frankrodriguezit6 жыл бұрын
HA HA HA 😹
@PankajKumar-wl5fu6 жыл бұрын
Ed Jones
@a_uchiha59546 жыл бұрын
This doesn’t apply to black and Hispanic kids.
@familia92075 жыл бұрын
@@a_uchiha5954 So you think you stupid moran!
@ifeellikeyeezus85255 жыл бұрын
Familia Reggie oh the irony...
@P1983sche5 жыл бұрын
I used SoFi a couple years ago and it was painless. Went really smooth and no hard inquiry to check your rates.
@HonestFinance5 жыл бұрын
Ya they’re good for sure
@kanibis4205 жыл бұрын
How much did you borrow , and did you have a lot of Credit History ?
@destinyvan82154 жыл бұрын
Can I pay it back right the way if I don’t need it after I loan it?
@jadacyrus30665 жыл бұрын
Am I able to get a personal loan with no credit?
@airyka835 жыл бұрын
I have click on almost every video about this topic and yours by far was the most simplified with the best information!!! ❤️ the video!!! Thanks!!
@HonestFinance5 жыл бұрын
Thank you. Here’s a link to the 2019 personal loan video if you want to watch it too ;) kzbin.info/www/bejne/imncgZhjlNCIjMk
@HonestFinance5 жыл бұрын
The rates are more up to date on the new video
@seanbrownsociety3 жыл бұрын
@@HonestFinance do the lenders ever follow up and make sure you spent the loan on what you said it was for?
@HonestFinance6 жыл бұрын
Thanks for watching this video on personal loans Watch more loans/interest videos: kzbin.info/www/bejne/Z3TThIClbLmiaLc
@antoniomartino80666 жыл бұрын
I'm Tony Martino, the chief financial officer of lendingpoint, which you might know of, you can contact me on my mail for enquires to get a loan, and this only valid for people in the United States with some requirements
@sandyaparicio66616 жыл бұрын
Honest Finance what can I do can’t pay that
@sandyaparicio66616 жыл бұрын
Honest Finance how about a 20000 debt
@HonestFinance6 жыл бұрын
Call them and try to re-negotiate
@FlameHashiraAries6 жыл бұрын
Dont 90% of ur views have bad credit andmoney problems?
@kpinyada4 жыл бұрын
Bank of America charge me 3% interest rate with 18 month term
@vulcanpilot-go7dj5 жыл бұрын
Thanks for this video. I watched it and decided to go with sofi and was literally funded in less that 24 hrs! They have fair rates and I never would have chosen that company if not for your video. KZbin is amazing..
@HonestFinance5 жыл бұрын
Glad the video helped! They’re a great company
@1thetvzone3 жыл бұрын
What is SoFi guidelines if your credit not the best?
@PreciousSullivan2 жыл бұрын
What docs did they ask for ?
@duvalpierre57515 жыл бұрын
Do anybody know someone who do loans without Wells Fargo bank holding the money before it goes into your account ?
@illuzionzhobson3226 жыл бұрын
I have tried everything everything i have done i got denied on everyone my god what im i doing wrong
@HonestFinance6 жыл бұрын
Just pay bills on time and it’ll go up
@celiajane11566 жыл бұрын
PHONY LOAN COMPANY 7522 Wisconsin Avenue, Bethesda, MD Suite 2702 Bethesda, MD 2702 Email.....janecelia624@gmail.com Are you in debt, do you need a loan, business/student/personal/home/ vehicle loans, here come an affordable loan of 2% rate interest, apply now,contact us now janecelia624@gmail.com
@jonathongeneral37446 жыл бұрын
celia jane. Dont be a scammer
@goodmike75146 жыл бұрын
Do you need a quick and reliable loan to pay bills or start a business? It offers both personal and business loans to meet your financial needs with a low interest rate of 3%. Contact us today via williamsloanfirm00@gmail.com
@illuzionzhobson3226 жыл бұрын
Yes I need a loan really bad I've tried everything nobody will loan to me
@MrAlphacallsign4 жыл бұрын
SoFi it got to be a magnet for lenders because SoFi decline me with 821 of credit score and i never but never pay late with 4 credit cards in zero balances the only thing that i own is 12 months of a lease car so what they do they refer me to a list of lenders , so is soFi is a magnet to bring customer ? i got 821 of credit score 4 credit cards with zero balances and only own 3,500 dollars on a car lease do they want better score?
@coolkidchris175 жыл бұрын
Due to my financial struggles from making a bad investment I’m in debt about 11k and that killed my credit...went from 700’s to 400’s literally ... I need a company that can help me out ASAP ..interest is killing me and can’t keep up
@coolkidchris174 жыл бұрын
jacob norman wow thanks man I appreciate this really do
@coolkidchris174 жыл бұрын
Actually his page seems very shady
@jelevate88524 жыл бұрын
What did you end up doing ?
@coolkidchris174 жыл бұрын
J elevate keep making my payments the way I have been ....can’t seem to find a trust worthy source smh
@cordellwilliams60584 жыл бұрын
Def like the video how do u check if the company is reputable
@mblankenship155 жыл бұрын
Pre approved is not the same as pre qualified.
@peterbadjie93284 жыл бұрын
Hello this is Peter badjie and I'm looking for a personal in Europe to start a small so can you please help to find out the best one's?
@Molo714 жыл бұрын
I want to know how can I get loan for starting a business?
@robertjoshchris74424 жыл бұрын
Deeply happy I come across this trustworthy vendor been a second time of getting CC from him Robert Josh Chris On telegram much love I have for you 💯✅
@barbarajennings44044 жыл бұрын
Hi text Micheal on 5409998138 he’s an expect 💯💯💯💯💯💯💯💯💯💯 I got 35k$ within 10 minute all thanks to him for helping me out
@cordellwilliams60584 жыл бұрын
I'm looking In to first financial which offered 4% on a 5000 loan over 27 months
@ericharry79634 жыл бұрын
Unbelievable, My life was jeopardized and I lost hope paying my bills fortunately I read many reviews about kelvinhack012 on insta, few hours after contacted him I got 12k loan from him and I was able to pay my bills and fixed some necessary things without delays. Contact him on instagram and thanks me latter.
@Gibson_Branch5 жыл бұрын
Somebody HELP: if I wanted to take a personal loan (say 25,000), would any of these 3 let me pay off some debts, buy a small parcel of property, move my mobile home, and a few other odd and end things? I want to do a lot and would rather do it at one time and have 1 note at the end of the day instead of 5 notes going out all over the place
@HonestFinance5 жыл бұрын
Just call em and see what qualifies
@johnsonjoseph42364 жыл бұрын
I want to go with a business loan , SMall medium enterprises loan . Could you recommend me with the best lender and other benefits from state of California if I want to open it .
@johnsonjoseph42364 жыл бұрын
Please edit Mark number one more time
@gregthomas31376 жыл бұрын
Great info...short and straight to the point. Thanks for sharing!
@HonestFinance6 жыл бұрын
You’re welcome ;)
@shooter92384 жыл бұрын
From Africa Ghana am looking for business partner this my whatsapp number +553979692
@Keithblouch6 жыл бұрын
Based on your advice I checked multiple lenders for a personal loan. I got a good rate at Lightstream, and the process was so easy. Thanks
@HonestFinance6 жыл бұрын
Good to hear!! I went with them too because their rate was the best
@jameswheat42254 жыл бұрын
Simple to the point video 👍
@HonestFinance4 жыл бұрын
Thank you
@ROMANEMPIRE695 жыл бұрын
The whole point to get a personal loan this time is to eliminate several credit cards. As in pay off balance and close accounts. And the remaining cards keep for actual events where funds are needed right at the moment.
@HonestFinance5 жыл бұрын
Ariez Good call. Here’s my video on credit card consolidation if you have any interest. It might help kzbin.info/www/bejne/earNaZpniq-Bgtk
@texanboiii5624 жыл бұрын
What if you have bad or fair credit is there a possibility of getting approved with sofi or lightstream?
@HonestFinance4 жыл бұрын
You can always try, but I’m pretty sure they’re looking for high credit scores
@texanboiii5624 жыл бұрын
Honest Finance thanks for the follow up!
@willstaxx07304 жыл бұрын
Same here my credit is in the 600’s I want a purchase a $15-20k car. But I don’t know if they’ll approve me
@l2ealChuckNorris6 жыл бұрын
I worked for a big personal loan company last summer and the majority of their loans were people in credit card debt. With their formula you also got lower rates if you selected Debt Consolidation too.
@HonestFinance6 жыл бұрын
Good to know. Thanks
@DK-uu4fh6 жыл бұрын
Thanks you for that information
@HonestFinance6 жыл бұрын
He’s right. Debt consolidation is one of the lowest rates for a personal loan
@nancyv.3576 жыл бұрын
I would like to get a loan for my business but I have a car eviction on my history due to my ex husband not paying the bills. How much can I get and where to apply ?
@HonestFinance6 жыл бұрын
How’s your credit now?
@cristianfabianarbelaezramo77386 жыл бұрын
Personal loans??..i can help you. Here my phone whatsapp+573175588949 ...●only eeuu●
@dominicwilliams37374 жыл бұрын
Scott paid my credit debts and loans in just one day. He’s a debt relief expect and I got his contact from a verified debt relief forum 5409998138
@almay99624 жыл бұрын
can I get a loan with sofi with a 550 credit score
@HonestFinance4 жыл бұрын
Probably not, but you can always try
@almay99624 жыл бұрын
@@teresabuehler4449 I dont want to risk jail time. hacking is illegal
@yassazoeemmanuel9315 жыл бұрын
Thank you Jason for the information it was quite helpful
@HonestFinance5 жыл бұрын
You’re welcome
@duvalpierre57515 жыл бұрын
What the best place to borrow a loan with less fee and give you the loan same day or next day ?
@HonestFinance5 жыл бұрын
Your credit union :)
@duvalpierre57515 жыл бұрын
I never had a credit card before.
@duvalpierre39555 жыл бұрын
Do he do capital one loan too ?
@Patriot4TheTree6 жыл бұрын
Thx for the vid. Subbed and liked. Two questions...when shopping, are these all hard pulls on your credit and I'm considering a personal loan for consolidation from Wells. Any pros and cons about Wells? I bank and have cards with them. That's why I'm leaning there.
@HonestFinance6 жыл бұрын
Amex and SoFi were soft pulls and lightstream was a hard pull. Wells is probably a hard pull, but at least check the others out first. Wells rates might not be as good
@HonestFinance6 жыл бұрын
Just check the terms. That’s the only way to tell if it’s worth it or not
@ndikumernest63116 жыл бұрын
I'm in Africa, Cameroon to be precise. Is it possible for me to have a loan with American express?
@HonestFinance6 жыл бұрын
I don’t know. You’ll have to ask them
@MelodicEgghead6 жыл бұрын
What do you guys think of TD Bank express loan?
@HonestFinance6 жыл бұрын
I had an auto loan with them once and they’re good. I just looked into their loans and it’s legit. I’d 100% be okay with them. Just check about two others as well , because you never know who will have the best rate in the end. Are they Canadian only for personal loans?
@MelodicEgghead6 жыл бұрын
@@HonestFinance They actually declined me for some reason considering my credit is great, but I'll try Light Stream and hopefully they will help me out. Hopefully they don't decline me either. Thank you so much for the help though! You're awesome!!!
@MelodicEgghead6 жыл бұрын
@@HonestFinance Light Stream declined me. Maybe I should try with a smaller amount?
@HonestFinance6 жыл бұрын
Sorry, it happens. Here’s my link to lightstream for you. bit.ly/lightsteam_loans And if they don’t work, let me know cuz I’ve got one more option
@MelodicEgghead6 жыл бұрын
@@HonestFinance What if I say I want to get money for auto stuff or to start a business but I don't use it for that? Will they know that and get me in trouble somehow?
@guadalupebeltran96835 жыл бұрын
I paid a personal loan with SOFI in 3 months (6,000 to pay in 36 months), however I applied for a 9,000 loan after and I got denied (my credit score is 721 experian), I believe I was punished for paying earlier :(
@HonestFinance5 жыл бұрын
They don’t have pre payment penalties, so there shouldn’t be a fee (that I’m aware of)
@xxmonsterxx7455 жыл бұрын
guadalupe beltran This man just fund my Account with enough money and he never charged an upfront fee. Text *Hess0222* on instagram to get yours done
@UniqueBeautie5 жыл бұрын
@@xxmonsterxx745 scammer
@grantrmoore3 жыл бұрын
What about getting the loan thru a credit union?
@HonestFinance3 жыл бұрын
That’s an option, but you’ll just need to compare rates
@jonathanball3686 жыл бұрын
My credit is terrible but I need a loan what should I do?
@HonestFinance6 жыл бұрын
Wait until your credit goes up. It’s not worth paying 30% or more on borrowed money
@robinmiller65966 жыл бұрын
@Warrior Trading How do you determine what amount of a loan with a fair credit score and have been paying your credit cards on time and building your credit score. I need to pay off some credit cards and I need money for a Major car repair. Please can you please help me to decide what to do.
@johnny4713ify6 жыл бұрын
I shopped all the lenders you mentioned and then some for a personal CC Debt Consolidation loan. Lightstream for sure had the best rates and terms for me. I applied on Friday and was approved Monday Afternoon with my funds in my bank account Wednesday. It was an easy process everything was done online. Your are correct loans between 10-25K get the better rates. Plan on paying it off ASAP now that I have a reasonable rate not a 23-26% CC interest rate. Thank You Sir for the Lightstream recommendation.
@HonestFinance6 жыл бұрын
You’re welcome!! Lightstream is really good overall. I’ll be doing a lot more videos about their loans in the coming months
@HonestFinance6 жыл бұрын
Credit card consolidation is on my list of videos to make
@johnny4713ify6 жыл бұрын
@@HonestFinance You actually saved me a few thousand compared to the other lenders you mentioned. I had never heard of Lightstream before, but I'll be recommending them now to everyone I know. BTW I have an AMEX card and they still beat them by 2 points so it was a no brainer. Appreciate all your info looking forward to all your new Vids.
@HonestFinance6 жыл бұрын
Thank you for sharing your experience. It’s awesome to hear others have benefited from my advice!! Just share my affiliate link that’s in the description, cuz that’ll help support the channel ;)
@KaiAndrew6 жыл бұрын
Nice video, Jason! Great comprehensive video on three very viable options. Never heard of SoFi before, now I'm digging into them. :)
@HonestFinance6 жыл бұрын
SoFi is pretty cool. I hope to refinance the mortgage with them once rates go back down.
@HonestFinance6 жыл бұрын
I’m filming your stuff today :) Just make sure if you have photos in your video, that they’re good w copyright junk. Thanks Kai
@KaiAndrew6 жыл бұрын
Great! Excited to see how this turns out.
@HonestFinance6 жыл бұрын
Your videos are great. Maybe the video will go viral and you’ll get 50,000 subs :)
@HonestFinance6 жыл бұрын
You’ll have to tell me your results a few weeks after. I’m curious considering I only have 600 subscribers
@xDirmeyerNFL10 ай бұрын
Would love to see a 2024 edition. This was perfect
@HMReza6 жыл бұрын
Hallo!Sir, can I get this loan internationally?
@HonestFinance6 жыл бұрын
I’m not sure. You’ll have to look into each companies policies
@HMReza6 жыл бұрын
Yes,actualy I am tryung to get loan but didn't succes from any institut. Finally I need loan.
@sarahf.coleman8406 жыл бұрын
HEY, JASON IT DIDN'T WORK FOR ME SO WHAT'S THE NEXT STEP TO BEAT CHEAP FOLKS. GETTING LOANS STRAIGHT WITH COMBINED?
@duvalpierre57515 жыл бұрын
What’s the best bank to have to get a loan from someone on Instagram ?
@barbarajennings44044 жыл бұрын
Capital one
@savage_d_mack5 жыл бұрын
Hello what should I put as my zip code on lightstream site?
@aconstantdread56776 жыл бұрын
Can I get a personal Loan if I want a car? It’s older than 10 years so the bank won’t finance me
@HonestFinance6 жыл бұрын
Lightstream does auto loans and I don’t know how much they care about the age. A personal loan costs more than an auto loan so try that first. Here’s a link. bit.ly/auto_loans_ls Let me know how it goes and good luck!!
@aconstantdread56776 жыл бұрын
Thank you! I’m 20 with a 670 credit score and just want an old car for the weekend! I’m just nervous about high interest rates or not being able to pay ahead of schedule! I appreciate the quick feedback tho! Earned a like!
@HonestFinance6 жыл бұрын
I know how you feel, but just remember that you don’t have a high interest rate unless you sign the papers :)
@charlesjohnican5 жыл бұрын
If you had good credit why would you need a personal loan when you could just apply for more credit and better interest rates?
@HonestFinance5 жыл бұрын
Typically personal loans have really good rates if you have excellent credit
@simbatlhalerwa85556 жыл бұрын
Am from Africa,Botswana which company is best to get personal with no origination fees
@HonestFinance6 жыл бұрын
None of these three have an origination fee
@TheBikemaster945 жыл бұрын
@4:10 mark the same thing happens to me when I'm looking at the local staffing agency , I get an email within the hour offering available jobs. I can go 3 months without visiting their site and not receive a single email
@p.m.29145 жыл бұрын
hey loved the vid; what's the minimum credit score SoFi requires? thanks
@HonestFinance5 жыл бұрын
They all require high scores. Watch my newest personal loan video too because I’ve got two options that don’t require excellent credit scores. kzbin.info/www/bejne/imncgZhjlNCIjMk
@p.m.29145 жыл бұрын
@@HonestFinance what number though they require minimum?
@HonestFinance5 жыл бұрын
I’m not sure. You’ll have to ask them, sorry
@hectorrmontalvo5 жыл бұрын
How long for the funds to be transfer to your account?
@HonestFinance5 жыл бұрын
Sometimes the same day, but usually 24-48 hours
@kyleenzo35 жыл бұрын
Honest Finance All thanks to Harryconsult a financial firm who funded my us bank account with $20000without any upfront charges or fees They are reliable on You can reach them on WhatsApp;+1-732-210-9282 on instagram
@JoeyBalocca5 жыл бұрын
9:36 "new text layer" Oops
@SteveZanadon4 жыл бұрын
A bank is a place that will lend you money, if you can prove that you don’t need it.
@jazzblackvalcin30975 жыл бұрын
Can my husband gets it for me so I can pay my nursing school?
@HonestFinance5 жыл бұрын
Probably should be fine
@jazzblackvalcin30975 жыл бұрын
Honest Finance ohhh ok thx a lot 🥰
@tannerbryant89904 жыл бұрын
With American Express I'm assuming you have to be a card holder for a while. I recently applied for a Gold Card just to try the personal loan but it said I dont have enough credit history.
@yemidiamond76904 жыл бұрын
Contact sj_hackers on Instagram,he gave me loan and ask me to pay him back in six months time without any interest in return,dm him now for your personal loan
@aaronweise3606 жыл бұрын
Hey. I'm thinking about a personal loan because family and friends dont want to/cant help me. I work in construction and the nature of that beast is layoffs, short projects, or injuries. Now, I have never had any kind of loan or credit card, so rule out debt from that equation. I have no credit to speak of, well, maybe a medium level 600's. I need a small personal loan to pay rent and expenses while waiting for the next job to start. Can any of these help?
@HonestFinance6 жыл бұрын
I’d recommend getting a job between jobs because the interest rate will be too high w no credit
@aaronweise3606 жыл бұрын
Honest Finance Thanks for replying so quickly. I'm trying to look for a part time in between. Easier said than done in LA. Rent's due next week. I need something right away.
@HonestFinance6 жыл бұрын
Do what ya gotta do, but pay off the loan ASAP. Personal loan rates are too expensive if you have bad or no credit. You can always apply and see what’s happens though
@yantiwibowobenson95692 жыл бұрын
@honestfinance I currently have a personal loan and would like to try one of the recommended companies, but I'm scared I will get denied. I'm hoping to pay off the current loan plus a credit card so I can have 1 payment. Thoughts? Also, this video was released 4 years ago. Does the content still applies?
@HonestFinance2 жыл бұрын
The content still applies. Don’t be afraid to try if the loan can save you money .
@jazzblackvalcin30975 жыл бұрын
Can my husband get the loan & put me on the card as an authorized user so I can pay for my nursing school? Please reply back!
@HonestFinance5 жыл бұрын
You can usually both apply for the loan and have both names on it. My wife and I both are on our lightstream loan
@jazzblackvalcin30975 жыл бұрын
Honest Finance thank u,but I’ll get denied since I have bad credit.
@TheeeDanielR4 жыл бұрын
@@jazzblackvalcin3097 then my pay your god damn credit
@chrissstiantech2 жыл бұрын
do you know if american express does hard inquiry for caldholders? when applying for persona loan?
@HonestFinance2 жыл бұрын
They probably do in order to make sure the loan is more secure
@HonestFinance2 жыл бұрын
I could be wrong though. You could call and ask
@danielcoronado17575 жыл бұрын
Hello Honest finances.. Do you recommend getting a personal loan on auto repair?.. My car is running rough and the poor thing needs alot of work. Expensive work. ? What do you think.?
@HonestFinance5 жыл бұрын
Big auto repair shops usually offer financing that’s cheaper than a personal loan. I’d look into that first
@danielcoronado17575 жыл бұрын
@@HonestFinance wow i did not know that. Thanks...
@HonestFinance5 жыл бұрын
Yup. Just check w big dealers and make sure to price match their work when you get a few bids
@xxmonsterxx7455 жыл бұрын
Daniel Coronado This man just fund my Account with enough money and he never charged an upfront fee. Text *Hess0222* on instagram to get yours done
@thrivinghomeservices5 жыл бұрын
What would Be considered good credit score?
@HonestFinance5 жыл бұрын
I’d think about 750 or higher
@HonestFinance5 жыл бұрын
That’s just my opinion though
@thrivinghomeservices5 жыл бұрын
Yeah I’m trying to get a 60k truck load for my business
@thrivinghomeservices5 жыл бұрын
Loan* , what would be the best interest rate and loan length for that type of amount ?
@helenloancompany41185 жыл бұрын
E MAIL FRANKP9998 at G M A I L dot C O M to apply now
@josephm20416 жыл бұрын
I? Bro I am in the process I need a personal loan for a house project which of the 3 options you recommend please respond??
@HonestFinance6 жыл бұрын
If you have good credit go with SoFi or Amex. I have links in the description and I think SoFi will give you a bonus if you use it. Good luck!!
@1frodarte5 жыл бұрын
My Wife and I apply for a SoFi personal loan to pay off high-intere credit cards. We were denied. We own a home have a credit score in the low 700s. What gives?
@HonestFinance5 жыл бұрын
Sorry. Try lightstream or Amex
@carlosposada126 жыл бұрын
How bad does your credit score get if you're approved to accept an American Express Personal Loan?
@HonestFinance6 жыл бұрын
An approval won’t affect it. If you actually take out a loan, then they’ll pull your credit
@carlosposada126 жыл бұрын
Honest Finance thanks! Do you know how bad they'll pull your credit? Does it depend on the amount you take out ?
@HonestFinance6 жыл бұрын
I have no idea. I’d assume it just nicks you, then goes back up in about three months. It’s not a big deal
@HonestFinance6 жыл бұрын
It’s normal if you finance anything
@timothycort6 жыл бұрын
after a few months of paying your score will go up
@virginiahomes319 Жыл бұрын
Are personal loans based on income or no ?
@josephm20416 жыл бұрын
Bro great video I was looking for a personal a loan for a back yard project so perfec
@HonestFinance6 жыл бұрын
Hope it helped :)
@alyssaatilano1685 жыл бұрын
Is there a personal loan where they hand it to u cash or even check to cash?is there such thing here in the US?
@HonestFinance5 жыл бұрын
Ya but those kinds of loans are too expensive
@WusWrongWitUs5 жыл бұрын
Payoff or lending point
@helenloancompany41185 жыл бұрын
E MAIL FRANKP9998 @ G M A I L . C O M to apply now
@IM.SO.FLAWLESS6 жыл бұрын
But will you still get a loan even if you have a poor credit score?!😞
@HonestFinance6 жыл бұрын
Of course you will, but it’ll be the worst interest rate on the planet. Don’t do it
@kamalkannan41736 жыл бұрын
Tamil
@biga1186 жыл бұрын
Nope
@hales17756 жыл бұрын
What is the best Way to buy a car? Is it to take a personal loan then pay cash for a private party or finance it through the dealer which leads to more expensive price than a private party overall?
@HonestFinance6 жыл бұрын
Find the best price on the car, then find the best financing. Don’t do a personal loan for a car loan, unless you use lightstream. Auto loans through your local banks and credit unions are much better than 99% of personal loans
@HonestFinance6 жыл бұрын
Buying through a dealer or private party have their pros and cons, so just find the car and price you want, then look into what kind of financing is available for you
@HonestFinance6 жыл бұрын
Last comment. Watch this video. It might help Car Buying Mistakes to Avoid at the Dealershipkzbin.info/www/bejne/p53YkKCebsR1nK8
@charg3rsfan21855 жыл бұрын
Is a personal loan good for consolidating student debt? I have 6-7.6% rates!! ahhhhh
@HonestFinance5 жыл бұрын
No. Do a student loan consolidation. Try SoFi
@Clownsatthecemetery6 жыл бұрын
I actually used American express personal loan the other day for buying a car. I took the 36 month term, great credit score... I plan to pay every week... my plan will pay off a 1 year old car in less than 2 years.
@MelodicEgghead6 жыл бұрын
Man, it's impossible for me to get a loan anywhere. My credit score is above 750 but I'm an independent worker. I tried your two options (I don't have an AE card) plus Marcus and lending tree. Where else can I go to get a loan where the chances of getting approved are higher? I don't care about the fees and stuff like interest.
@HonestFinance6 жыл бұрын
My last option is personalloans.com , prosper and lending club. Good luck!
@MelodicEgghead6 жыл бұрын
@@HonestFinance Thank you so much, you're an angel! I'll definitely check them out.
@MelodicEgghead6 жыл бұрын
@@HonestFinance I still got declined. Should I just try got a lower amount? My credit score is above 750.
@HonestFinance6 жыл бұрын
That’s your only option
@lisher23015 жыл бұрын
You should really try upstart
@duvalpierre39555 жыл бұрын
Anybody know somebody that do loan’s ?
@guntera20066 жыл бұрын
This is great information. I wish I'd seen this before I got my personal loan. Do you mind if I share this video on my blog? I write a little about personal finance for beginners, and I want to add it to my next post about Lending Club, if that's okay.
@HonestFinance6 жыл бұрын
Go right ahead!! I’m all smiles for sharing as long as it’s through KZbin embedded players. Lending club is a good one. Thank you for reaching out and send me a link when the post goes out. Thanks
@HonestFinance6 жыл бұрын
Did you ever make this article?
@duvalpierre57515 жыл бұрын
Do anybody have Wells Fargo bank ?
@almay99625 жыл бұрын
what is the lowest credit score I can get a personal loan?
@HonestFinance5 жыл бұрын
Probably about 670. Watch my newest personal loan video cuz I cover a couple companies that require lower scores. kzbin.info/www/bejne/imncgZhjlNCIjMk
@EiMpTv5 жыл бұрын
wish that was said bout the bad credit at the beginning instead of way down the line
@HonestFinance5 жыл бұрын
Sorry about that
@serenitylove81615 жыл бұрын
So there is no loan place that will help anyone with a credit score below 500?
@HonestFinance5 жыл бұрын
Not unless you do payday loans which is a total rip off
@deandradibene42095 жыл бұрын
@Abi Makin scammer
@duvalpierre57515 жыл бұрын
What’s the best place to borrow a loan with less fee ?
@kyleenzo35 жыл бұрын
Harryconsult helped with a a loan,with a less fee he is a 5star hacker from darkweb you can reach on instagram:Harryconsult_1
@blackpanther47855 жыл бұрын
Duval Pierre ruma_telecom11 on 1nstagram will help you
@duvalpierre57515 жыл бұрын
max denswell they had help you ?
@duvalpierre57515 жыл бұрын
max denswell did you help u get a loan ?
@duvalpierre57515 жыл бұрын
Adesanya kayode did he help you get a loan ?
@InGodwetrust3656 жыл бұрын
I regret asking for the personal loan from Lightstream ,it came as a hard inquiry with name Suntrust bank Dba Li. Am so angry that they could do that. To add more salt to the injury , I was even denied . I just have to ask my credit union or get from Amexpres when am preapproved. Thanks for your info .
@HonestFinance6 жыл бұрын
Sorry. SoFi and Amex do soft pulls on your credit
@J_Bravo6 жыл бұрын
WHAT IS UP! LOVE IT! SCARES ME EVERY TIME!
@HonestFinance6 жыл бұрын
I’m so confused
@J_Bravo6 жыл бұрын
Honest Finance you always start off your video with "what's up!" and it always catches me off-guard
@HonestFinance6 жыл бұрын
Funny. Sorry to scare you ;)
@HonestFinance6 жыл бұрын
My first 10 min video :) So much harder to complete
@J_Bravo6 жыл бұрын
Honest Finance you script it right
@mileswatkins64726 жыл бұрын
Whats consider high .low and meduim amount of money to ask to borrow ?
@HonestFinance6 жыл бұрын
I’d say between $3,000 and $25,000
@SGHS20096 жыл бұрын
Hello, I have a $2,000 credit card debt. I pay the amount that is needed to pay every month but it doesn't seem to but bring my amount down. I was thinking of getting a personal loan to help pay it off. Is this the right way to handle it? Any help would be great
@HonestFinance6 жыл бұрын
If it’s a better interest rate, then it’ll help. But don’t go back into debt on the card, otherwise you’ll have two bills
@SGHS20096 жыл бұрын
@@HonestFinance ok got it. Thank you so much for the help.
@HonestFinance6 жыл бұрын
Yup :)
@joshua462366 жыл бұрын
@@HonestFinance can you help people with no credit history?
@HonestFinance6 жыл бұрын
Yes. I’m in the process of making a video on growing credit from scratch
@devchit-chatseries27884 жыл бұрын
Hey How can I talk to you personally
@HonestFinance4 жыл бұрын
I’m on Instagram @honestfinance
@COMPACOM5 жыл бұрын
A good research.
@tylergarcia57275 жыл бұрын
Did you look at Schools first Federal credit union?
@HonestFinance5 жыл бұрын
I didn’t . Id assume they’re pretty good?
@LordBlackNephew5 жыл бұрын
What about 50k, a score of 700 & up, over the max time
@HonestFinance5 жыл бұрын
I’m sure you could get a loan of $50k with over 700
@patriciaalexander62735 жыл бұрын
Are you seriously in need of an urgent loan, to pay bills, buy a property, for business e.t.c? From a trusted and reliable loan company? This is your opportunity. We offer loan with interest rate of 3%. Kindly email us now for a loan: (luvoloaninvestment@gmail.com)
@xxmonsterxx7455 жыл бұрын
Kevin Edwards This man just fund my Account with enough money and he never charged an upfront fee. Text *Hess0222* on instagram to get yours done
@LordBlackNephew5 жыл бұрын
@@HonestFinance For 100k would it be unsecured?, I did reach out to lightstream, & mentioned my information, but they wanted me to submit a(n) application, but I dont want the inquiry. Is it anyway I can find out if I could be pre-approved?
@HonestFinance5 жыл бұрын
I think 100k is still unsecure. Everybody will hit you w an inquiry when you apply. It’s not a big deal and your credit will just go back up in a month
@eljoanma6 жыл бұрын
Fantastic Video, I would be cool know out of those 3 which company would be best for each specific type of loan.
@HonestFinance6 жыл бұрын
Ya. They each fluctuate based your specific needs.
@xBloodXGusherx6 жыл бұрын
Dude you are constantly saving my ass with this information. Thank you lol!
@HonestFinance6 жыл бұрын
You’re welcome! Glad I could help :)
@LightWarrior9136 жыл бұрын
I have never ever been in debt before and have used cash my entire life at age 30 and lived in apartments and never rented or mortgaged a house. The only line of credit I have is a payed off auto loan and a current open auto with credit in the high 600s to low 700s. What is my best route to get a couple grand cash until I get my job back ?
@HonestFinance6 жыл бұрын
Let me know if you get approved
@LightWarrior9136 жыл бұрын
@@HonestFinance They are trying to get me to have a minimum loan of 5 grand and I dont need that much income to owe additional interest
@LightWarrior9136 жыл бұрын
@@HonestFinance Lenders owe us anyways and they "loan" us what is owed to us its all legalese bs used to control us and media sorcery to justify legal > lawful. Just have to get cash again like I have my whole life by any means necessary
@LightWarrior9136 жыл бұрын
@@HonestFinance Sorry I coudlnt get you a commission referral or publicity
@HonestFinance6 жыл бұрын
Use Amex then. Sorry I forgot about their minimums
@jcheers4 жыл бұрын
boro cash $50-$2k
@pedrorosy1804 жыл бұрын
Scotthack95 on Instagram got me me help bro
@brownsuede44136 жыл бұрын
Is it wise to take out a personal loan for moving to another state
@HonestFinance6 жыл бұрын
Probably not. You’d be better off just saving up
@Moi16896 жыл бұрын
Thanks for the info. Fix your hair and dress more professional if you want to make it here. Trust me, make 15 vids like I explain. Test it and you will see the change
@HonestFinance6 жыл бұрын
Thanks for the advice. My hair is always a mess :)
@Lady-Carmakazi5 жыл бұрын
@@HonestFinance hair's fine, maybe just wear a dress shirt. Because your very good at what your doing. I'm hearing impaired and your speaking so clearing that I can understand you & very professional. The advice regarding business like clothing is good advice 😉 might be uncomfortable but you'll be taken even more seriously.. Ty for the video
@HighGrade5925 жыл бұрын
Some people are so fuckin hard to please YOU ARE GETTING FREE INFORMATION and you are concerned about the dude hairstyle I dont think this is a dating web site Damn
@rgceducation89716 жыл бұрын
what about bad credit?
@HonestFinance6 жыл бұрын
I need to make that video 100%
@cinema6r8456 жыл бұрын
I just want a 2k loan from my bank to buy a car
@HonestFinance6 жыл бұрын
Use credit unions. They have better rates
@cinema6r8456 жыл бұрын
@@HonestFinance would it be possible to get it from my bank. I have no credit history but i am employed and make 260 average per week. I only have 2 bills car insurance and phone. Do you think id get approved?
@cinema6r8456 жыл бұрын
@@HonestFinance plus its cash i need
@HonestFinance6 жыл бұрын
You can always try. There’s nothing stopping you, but the rates might be really bad
@cinema6r8456 жыл бұрын
@@HonestFinance the rate is average of 3 to 4 %
@IAmNemode6 жыл бұрын
I had great credit. Then Capital One did their credit check and sent me below fair credit score... I cried a little. Cause now i cant find any other ways to get back to where i was in credit. Any advice on those things? :/
@HonestFinance6 жыл бұрын
Do you have credit card debt?
@IAmNemode6 жыл бұрын
@@HonestFinance Nope I haven't had the card for too long and the payments I've made have been on time. When they made their initial credit check before approval it hit sent me down some points (as expected) but now anything involving credit i get denied for. Which kind of stinks but I've just been looking for ways to build credit since I haven't used anything with credit until the credit card. Haha credit is a bit confusing if I do say so.
@HonestFinance6 жыл бұрын
You need to check if you have any discrepancy’s . And have you had any late payments?
@nicoleroxann82436 жыл бұрын
Nemode Gaming .
@cristianfabianarbelaezramo77386 жыл бұрын
Personal loans??..i can help you. Here my phone whatsapp+573175588949
@SirDiabz5 жыл бұрын
Am I allowed to use a personal loan to put into a trading account on Td ameritrade, or do they monitor things like that.
@HonestFinance5 жыл бұрын
That wouldn’t qualify . If you really want to invest w borrowed money, open up a margin account w the brokerage. It’s not safe, but if you’re willing to take the risk, then go for it
@SirDiabz5 жыл бұрын
@@HonestFinance no matter what no loan would be acceptable for a scenario like that?
@SirDiabz4 жыл бұрын
Amanda Smith wut
@serum70756 жыл бұрын
Im only 5'9 .5 Happens when the mail is enveloped?
@miragemanifestation5 жыл бұрын
So a 689 is a fair credit score? What options do I have for that score
@HonestFinance5 жыл бұрын
Watch my new personal loan video, because 2 of the companies I recommend accept fair credit scores. It should help. kzbin.info/www/bejne/imncgZhjlNCIjMk
@TheKenkev3 жыл бұрын
thank you, thank you, thank you. best video about this subject by far.
@HonestFinance3 жыл бұрын
Thank you
@alicialopez20773 жыл бұрын
This is a great video. I was in debt and I chose to consolidate by debt but it put me more into debt. The best resolution from my experience is to budget your money and pay of your credit cards.