The Cost of Living in the Philippines | Foreigner and Filipina Monthly Budget and Expenses

🍍 We have been living in the Philippines for 9 months now as a British-Filipino family. This question always raises mixed opinions but how much does it REALLY COST to live in the PHILIPPINES?
We will SHARE ALL with you using REAL figures collected over our time here🍍
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Thank you for all of your comments and advice. We appreciate as always and want to share our journey with you.
We are moving to the Philippines for a new start and a new, simple way of living, We are going to share our journey from the UK to the Philippines and how we managed to do it. Living a simple life isn't about the size of your house, how much money or possessions you have but rather the way in which you choose to live. We chose a simple, minimalistic way.
We are Adam, Jane and Isabella. We are a family friendly vlog about simple life, family and travel.
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- Adam and Jane
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#Philippines #LifeinthePhilippines #British-FilipinoFamily

[@dannynicart2389]

It's nice to retire in the Philippines, especially in the province because the cost of living is cheaper as compared to say, North America. Medical services are on par with Western Countries. Doctors and Nurses are competent, compassionate, and caring. Your foreign currency would go a long way. If you build a house, you can produce your organic fruits and vegetables, and even livestock.

[@kimsadaya3452]

1. Watch this video. Shocking news talaga. NAGA LEAKS! LENI ROBREDO PROTEKTOR DIN PALA NG MGA DRÙGLÒRDS? | NAKAKASUKANG PAGMAMALINIS NI LENI! kzbin.info/www/bejne/aorCq3abapWbmas

[@jamessexton4758]

I don't think that the medical standards are the best. I have had experience with our fist son. He was in private hospital in irmoc for about a week in critical condition and it cost me 4000 canadian to get him out of that hospital and to the training hospital in tacloban. He lived seven days there and I got to be with him in the end hard to watch so many baby's die. But I do agree the nurses and the doctors in the training hospital did all they could for him. They butcherd him in ormoc. I know I have a angel.

[@dannynicart2389]

@@jamessexton4758 sorry about that.

[@jamessexton4758]

Danny Nicart no worries friend God has blessed me with another son and he is 3 and healthy ty lord 🙏

[@dannynicart2389]

@@jamessexton4758 👍

[@KrayPurn]

My friends and workmates think I am crazy for maintaining a detailed financial spreadsheet. However, it is something that I really enjoy and as a result I have absolutely no debt. And possess no credit cards of any kind. And my savings are on point. Owning your home and vehicle outright was a great decision. Fantastic budget video!!!

[@cristinalandicho413]

Adam he's very soft spoken,polite, gentle. 💚❤💙

[@AdamandJanesLifestyle]

Thank you my friend 😊

[@juanverweij]

Everything okay there Adam? You sounds funny I have some Irish, Scottish and Australian friends and some UK but your way of talking sounds so "polite and official" bit boring straight forward

[@AdamandJanesLifestyle]

Haha you made me laugh my friend. I'm glad I'm polite and official 🤣

[@jasonporter3185]

(Smart) is making it simpler and easier for Filipinos to shift their daily activities online powered by the country's fastest mobile data network as it launches the Smart Magic SIM, a limited-edition prepaid SIM that comes with 24 GB no-expiry open access data for only Php399. Hey Adam. This is what i use for DATA 399 peso for 24G that never expires. Save you a little money on your phone cost. Me and my wife are in Baybay.

[@mariaelenamoraga8006]

Why don't u buy a solar panel to save in electricity expenses, and u can have lights when there is brownouts.

[@DannyArangale]

Yes and solar panel cost is turning affordable nowadays. Im trying to invest one once I am home.

[@eleenberrey6828]

Yes,,like Hungary Syrian, he installed solar in his home.

[@Snowwie88]

@@DannyArangale They would also then need batteries.

[@theswedfamily7722]

Thanks for sharing, and thats a nice way of letting ur pesos last a long way. we are just in the process of starting to build a house too, so this really helps our calculations for the future.

[@AdamandJanesLifestyle]

You are welcome my friends. It's difficult budgeting but we can honestly say sticking to it is easy as living in the Philippines was our dream which came true. Good luck to you 😊

[@k0618202]

Wow! You guys are so frugal. But please don’t forget to enjoy life too, not just saving money because the philippines is full of beautiful provinces to visit, especially Cebu and Bohol.

[@AdamandJanesLifestyle]

We will be visiting some awesome places around the Philippines in the coming months my friend 😊

[@kimsadaya3452]

1. Watch this video. Shocking news talaga. NAGA LEAKS! LENI ROBREDO PROTEKTOR DIN PALA NG MGA DRÙGLÒRDS? | NAKAKASUKANG PAGMAMALINIS NI LENI! kzbin.info/www/bejne/aorCq3abapWbmas

[@DannyArangale]

its not frugality. People in the province survived on their surroundings what with fruit bearing trees, vegetables and ponds sorounding your residence.

[@cktravelfilm3241]

@@kimsadaya3452 this is not a political channel get lost from this channel and stop spreading fake news GET LOST

[@stan121midling5]

you guys are at $621. 00 usd ok a month

[@markstranathan7417]

Hi guys, thanks for the breakdown, very similar to what we spend(actually we are a little higher than you guys) just discovered your channel and like the format. Praying for Jane’s restoration to full health. You mention you’re lucky, but I don’t see that I see a couple who have worked hard for where they are. Thanks for sharing.

[@stanley19d]

Tell your parents Adam to live in Philippines specially to your place ormoc, place are so nice, clean and out of crowd. They will live longer and stronger.

[@titosirj6262]

And they can hire local folks to take care of their parents when get old for cheap.

[@coraalbers4795]

Hi family, thank you for sharing a part of your Philippine journey. My Dutch husband and I really want to settle back. Still doing research on costs which we will encounter. We cant wait to be back to my homeland. We are looking for a small house and lot, cant wait for your new blog. Thanks again

[@AdamandJanesLifestyle]

Thank you so much my friend. Good luck and God bless you 😊

[@akosmihaly4975]

Maybe it's better to build a house than to buy one.

[@coraalbers4795]

@@AdamandJanesLifestyle thank you for your advise

[@CorruptSaraBASTOS]

Mortgage alone here will eat alive $2K plus insurance $200, car loan $500 plus insurance $100, utilities $500. It’s not practical living here in west. They call the people who migrated here the modern day slavery, why because you don’t save any money not even a penny. That’s why most Filipinos around the world had a triple jobs but the problem here is the government will tax you more if you have more income per annual because they limit your income with a certain bracket to be tax and if go overboard on your income they will tax you higher. Great decision for your family that you moved to a beautiful country like Philippines with £500 budget per month.

[@levivillanueva560]

I think bet😂ter invest on solar and your own water source bury. some pipes on the ground separated from general supply that will help you with the water lastly you have to have source of income the likely candidate is rental properties at least you just collect the the rent living in the Phil its not easy but manageable invest in Phil health and apply for sss anything that can give income in the future. do not terminate your vlog it gives income if your expecting pensions from UK that's good like what I said you have to have pension in Phil apply for. sss voluntary contribution and Phil health

[@simonrobinson4453]

Hi love your work, could you please show the towns and place's to live around ormac and baybay.

[@AdamandJanesLifestyle]

Thank you my friend. We certainly will do this 😊

[@jetd9716]

Putting that total number of 33,403 PHP into USA dollars assuming a 52 pesos exchange rate comes up to $642.36 per mo. Very reasonable in the province, but in the City like Manila or Cebu that would definitely be higher. We will live in Cebu and we currently have a budget of $1200 per month on rent alone till our house is done. Not sure if that will cut it or not but will see. We do have provision in case it goes over. LOL Thx for sharing.

[@DannyArangale]

lol in fact the minimum wage for Filiipinos cant reach 25k a month but still able to live a comfortable life out of it .

[@florentinojavieriii1868]

VERY DELIGHTING TO LISTEN TO YOUR NARRATIVE BASED ON YOUR LIFE STYLE

[@Benjimikey]

How long where you both living in the UK before you decide to leave and did you leave because your wife was homesick. Did you meet in the UK and then leave the UK for Philippines

[@reginao2342]

I thought that I/we would eat more local foods when we settled here. We still eat a lot of local fish, and do eat lots of fruit and vegetables. Because cooking and baking is a hobby of mine, I tend to spend more on imported ingredients for my dishes. It makes for more variety in our diet, but as you say food costs have surely gone up in the past couple of years. Owning your own house does help to cut down on monthly rental costs, but that is not for everyone's lifestyle.

[@kimsadaya3452]

1. Watch this video. Shocking news talaga. NAGA LEAKS! LENI ROBREDO PROTEKTOR DIN PALA NG MGA DRÙGLÒRDS? | NAKAKASUKANG PAGMAMALINIS NI LENI! kzbin.info/www/bejne/aorCq3abapWbmas

[@anniesantos5417]

@@kimsadaya3452 talaga dapat isama cy ky dilim a para msaya cla doon mgksm

[@Brow953]

When I go back I’m planning on planting organic veggies and rice so my only expense are the necessities. I’m a very good cook , I love to dream of a nice veggie garden and a small orchard. Since my house is by the beach I can go fishing everyday. I will also raise some chicken for my organic garden and my protein source. My lifestyle will change but to a better and healthier one. I love reading all the comments here because it gives me ideas on how to start a life in the province. I’m happy for this couple, they were able to turn their dreams to reality. I wish you the best!👏🥰

[@cupcake2024]

I like living in the province it's more practical, you can grow your own vegetables, raise animals and also relaxing away from noise, planning to stay back home for good someday.

[@AdamandJanesLifestyle]

That sounds great my friend. Good luck to you. God bless you 😊

[@norcalpinoy9618]

Likely leyte and samar are at the typhoon belt. It's nice if your house can withstand with successive typhoons that we get yearly. I'm glad you're able to budget your expenses.

[@imeldamartin4111]

We buy drinking water at my parent's house in the Philippines because we don't want the chlorine taste of water, I think it's wise to buy purified water.

[@neliaebid2933]

Wow! Beautiful view of your house. Hope you stay in the Philippines until you grow old together. Stay healthy and safe always.

[@florapurlas1307]

Hello Jane ..mganda manirahan sa ATIN dba lalo na Lugar natin mag kalapit lang ang brgy natin taga Ormoc din ako..god bless sa inyo both.💖

[@bernadettebunton5567]

Everything is very cheap but Electricity is very expensive, we also have a big vacation house in the Philippines and 11 of us came to visit our Electric bill was $1300.00 dollars in the states I have washer dryer refrigerator dishwasher hot water and my Electric bill is $300.00 but I do love it there because I can have servants.my husband and I are both retired but we might visit now and then but he does not want to live there because our grandchildren are here. our house in the states is free and clear with our retirement I know we can retire in the Philippines very comfortably

[@emiliahellstrom3869]

U can buy motor taxi,motor wd sides,ur wife can drive it for ur transport,it saves for ur daily transport. U save in a long time.

[@godofredocristobaljr.3955]

Put a solar panel to save electricity for your budget or

[@nadcallievlog9892]

My husband and I thinking to move to Philippines one day but we have to try first, the cost of living here in the UK is way too high specially now. Good luck guys I hope you’ll adopt our culture and our Filipino food..

[@michaelbyrne5469]

Nice blog but i find budgets so varied , depending on how you live. Example my budget for travel is 50,000 pesos a month for travel , i always end up spending that part of my budget . I want to really enjoy the last years of my life, so blow a lot on travel. I love the sheets app from google its free and helps setting up a tight budget.

[@XDCAMHD422]

Hi dear Jane and Adam! Can you please make a video about how you did get to know each other? Where did you meet? Was it love at first sight? Were you married before you got to know each other? You surely know such videos from other channels. I watched all your videos but couldn't find one like such. 😉 Enjoy the life back there. Greetings from Belgium!

[@AdamandJanesLifestyle]

Thank you my friend. This we will do soon 😊

[@hillroberts1311]

It feels like being in Cumbria, with that lovely scenery behind. Thank you for sharing.

[@AdamandJanesLifestyle]

Thank you my friend. God bless you 😊

[@jamesmulhern6733]

You are living a simple happy life. you are right some things are higher like everywhere. You made a good budget and overall you are on the + side. Love where you built your home, plenty of fresh air and the views are beautiful. Thank you for sharing and telling us how you made each month work. Gid Bless

[@AdamandJanesLifestyle]

God bless you my friend 😊

[@jamesmulhern6733]

I wish to be there to see your home and learn more about the life and joys of being in such a peaceful place....

[@stan121midling5]

yea, how stable is your internet, where you live ?

[@AdamandJanesLifestyle]

It's very stable my friend. We still get the same fast speeds even 9 months on 😊

[@anitajulien8392]

From Ottawa, Canada. Happy to hear that you love to stay in the Philippines. Looking forward to go home in the near future and enjoy to do some gardening in Negros Occidental.

[@elaayala1075]

Hi USE SOLAR YOU WILL SAVE A LOT OF MONEY 🎂😆🙏🙏

[@christianlink7287]

Don't move to philadelphia.

[@David-vo2km]

just wonder where you met your wife?......if you don't mind....:) ....and just wonder why you need a visa? You married to Filipina........

[@AdamandJanesLifestyle]

We will do a vlog to go through our story soon my friend. Even if married to a Filipina you need a visa to stay here in the Philippines 😊

[@emiliahellstrom3869]

Adam,try food in Ph as ur adventure now and then.

[@carlotaalsola8059]

Yes, it's practical to use solar,you can save really.I experienced that using it and it's incredible.Whwn there's brownout you can still on light😄

[@esteladalipog864]

Adam and Jane if youant some vegies and fruit in yourgarden you can savemore good luckhere in London the prices went rocket high for every thing including fares and dont know when to stop and i have enough im coming home......

[@AdamandJanesLifestyle]

Thank you for the advice my friend. God bless you 😊

[@imeldamartin4111]

Food is very expensive in Philippines.

[@FilipinaAndTheForeigner]

My girlfriends family tell how they live on under $500 monthly - fun to compare.

[@AdamandJanesLifestyle]

It can be done.

[@ceriloguzman4713]

Never mind the cost just enjoy life,i think living in the province is less expensive specially if you have plants for consumption unlike in the city almost everything cost you a lot.but of curse you have to pay your property tax annually,electric and water supply,foods and Isabella's tuition.you can build tank for rain water so it can be use for watering the garden,for cleaning your kubo.

[@kimsadaya3452]

1. Watch this video. Shocking news talaga. NAGA LEAKS! LENI ROBREDO PROTEKTOR DIN PALA NG MGA DRÙGLÒRDS? | NAKAKASUKANG PAGMAMALINIS NI LENI! kzbin.info/www/bejne/aorCq3abapWbmas

[@ahtideyucson4422]

My gas lasted 2 abd 1/2 months

[@giejovessaeed8966]

Adam looks kind and understanding guy. Humble polite as well. It's good to see you are enjoying the life here in the philippines.

[@AdamandJanesLifestyle]

Thank you so much. God bless you 😊

[@emiliahellstrom3869]

So no worry ur budget,u can afford.

[@igorivanov7232]

the cost of living in philippines is cheap but its inhabitants' freedom is not guaranteed, philippines is a very weak country that has no military capabilities to protect its people from foreign aggression, philippines have been repeatedly invaded and colonized in the past and it is currently at risk of chinese occupation.

[@eli.capinbxu]

Why foresee fighting and wars with our neighbors when we can be friends?

[@rizaolbes1455]

It was easier to colonize the Philippines then but not anymore…even if you count China in…the pros and cons of conquering this country favor the cons. One of these is that the southeast organization of Asian countries would not allow China to do it…and why would China do it…The Chinese merchants and immigrants had already been ln the Philippines and living well in the islands for centuries. China could but it won’t do it. Too many complications from its own Chinese Pilipino presence and the neighboring countries of the Philippines.

[@JS-cl4ud]

Hi Adam, I do not know how you can survive the weather in the Philippines without air-conditioning. I tried using an electric fan only to save on our electricity bills but with the heat and humidity especially during summer I could not bear it. We live in the province too.

[@AdamandJanesLifestyle]

It’s very easy my friend where we are. Being elevated we are safe from floods and have a great air flow. It’s actually cool in the evenings. Sometimes we don’t even open windows or turn on fans 😊

[@levelynlazarte5185]

hope the Philippines problem water and electricity too much expensive will be solve on the next President of the philippines

[@AdamandJanesLifestyle]

The electricity cost unfortunately won't be solved by anyone unless more investment is made into cleaner, home grown sources of energy such as wind and solar. The costs of energy all around the world is increasing due to how energy is produced. We can only hope one day it will be sustainable and with it a reduced cost 😊

[@emiliahellstrom3869]

U can install a solar electric if u want.

[@stanley19d]

How come the total 33k i thought its below 15k because your bills are minimal. You have to recompute again.

[@AdamandJanesLifestyle]

It is my friend. 33k includes food, transport, bills, school, internet etc. Almost half our expenses are from food 😊

[@stanley19d]

@@AdamandJanesLifestyle then what more if you live in the city its more expensive.

[@MaeFilipinavlog]

Good morning to you I was watching your video while having my coffee here in province you have simple life and you in the beautiful place right now I share to you here We just buy water here to drink it's cost 20 a day For cooking we use water from rain And for shower laundry and other water use we have water well and electric is really big one like 800 when sometimes 500 pesos

[@AdamandJanesLifestyle]

Good morning my friend. Thank you so much. Great advice and ideas. God bless you 😊

[@gudfarfar]

The water situation can be an issue for us foreigners that are unfamiliar with the bacteria and microorganisms that the water contains, so a good filter system is a very sound investment indeed. We tend to boil our drinking water and just let it cool in the fridge, so it seems we are always boiling water. ;-) But it saves us a lot of trips to the shop to get water, so we have decided to continue with boiling it.

[@AdamandJanesLifestyle]

That’s a good plan my friend. We have several water distilleries close by who sell 5 gallon bottles for 25peso. They are absolutely fantastic and safe to drink. God bless you 😊

[@Yuppie.Mike.]

Hi. Thanks for the video. Just saw this one. Where in the Philippines are y'all? I'm selling my house in Texas and moving as soon as it sells. I really like the background of your shot there. No AC is a bonus. Thanks again

[@AdamandJanesLifestyle]

We are in Ormoc City, Leyte my friend 😊

[@Yuppie.Mike.]

I love the area you live in.😍 It's 24 hours from the hospital I'm planning on using. 😥 Hopefully I'll find something like that in the Pampanga or subic area. You are living my dream 😎

[@emiliahellstrom3869]

U boil d water if u want to drink and let it cold

[@gumacanian4211]

For most people in the west any budget requires an income source that is separate from savings..if they give up their jobs,then no early retirement budget for them!

[@AdamandJanesLifestyle]

Everyone is different my friend in their attitudes to spending and saving 😊

[@MoMo-vy9dz]

50k a month no problem

[@FatboySE103]

That’s really nice when your property tax is practically nothing . I live here in Southern Cali and my property tax is $$$ 1.2 % of of assessed value. I could live comfortably in the Phil with what I pay for property tax. I’ll be renting first in the Phil till I find the place that I feel comfortable with but My base will always be here.

[@ninoangelogonzales5552]

Planning and budgeting is really important.. Well, for most Filipinos, if they (know) have a little bit more, they tend to relax, overlook small things until it accumulated and become big.. Stick with your set plan and budget.. separate the ones for investments/business purposes (you should somehow do it, having passive and active income will help you maintain your lifestyle and maybe level it up for quite some time, just be patient) Overspending can be managed as long as you know or you can track where it went, through it you'll know what to avoid next, and it might be good to punish yourself a little, like since you overspend, think of it as your debt and you're paying it until everything is balanced again for the next coming months.. Being generous is good, but not everytime.. always be wise..👍

[@luijijesh]

🙏 YES...!!! Just can't Love this comment more enough...!!! ❤️

[@lisasanchez548]

Well if you own the house and lot you save alot...the rest will be more easy..just enjoy...who knows you envest in solar someday..make life easier...

[@AdamandJanesLifestyle]

God bless you my friend 😊

[@davidevans474]

I am new here just coming across your channel you have adjusted well and looking forward to seeing more videos . I am currently in the USA and hopefully in next few months .

[@AdamandJanesLifestyle]

Good luck and God bless you my friend 😊

[@DannyArangale]

your house location is very impressive. You have a view of sea and mountain at different direction.

[@seanlive6975]

Nice budget thanks. How do you fund your life if you are not working?

[@AdamandJanesLifestyle]

We will cover this soon my friend 😊

[@mjlee7628]

Adam may I ask how long you been here ? You should apply for a 13 a visa is valid for one year

[@AdamandJanesLifestyle]

13a has a 1 year probation period but after can be made permanent with renewal after 5 years 😊

[@erichleonor410]

thank you for sharing you detailed living expenses in PH. may I ask; how did you 'lock-in' the exchange rate from gbp-peso ? looking forward to your next up and coming videos. I am planning to buy land and build in the Baybay area.

[@AdamandJanesLifestyle]

Thank you my friend. We transferred a year's amount of money at the rate into a bank account with easy access 😊

[@patriciamammarelli3911]

What is gbp?

[@AdamandJanesLifestyle]

@@patriciamammarelli3911 it's Great British Pound my friend. The currency in the UK 😊

[@christianlink7287]

With my Gas I Use for heating my House in the USA 250.00 and my Gas stove All together.Eletric 40.00,water 40.00 phone 58.00. 2,300.00 a year.

[@christianlink7287]

2,300.00 A Year Property Taxes.

[@AdamandJanesLifestyle]

That’s crazy my friend. We hope things improve soon 😊

[@brianadamson6607]

You mention money transfers , maybe you could do a vlog on that sometime

[@jhnkyh7071]

Love your channel simple life happy life 👍👍

[@AdamandJanesLifestyle]

Thank you. Have a great day 😊

[@mmirafuentess1990]

Thanks for sharing your budget. Great video! You’re fortunate about your electricity bill. I have a 3 bedroom with 3 airconditions + 3 fans, omg my bill over in PI is between $230-250 a month.

[@bluestar1740]

nice Simple Happy life in the philippines,,,,, Its good you move to philippines😊

[@colinholland664]

Hi Adam I have a house and farm just the other side of kananger village called visares

[@AdamandJanesLifestyle]

That's awesome my friend 😊

[@andrewfelton2844]

Great video guys. Very informative as I will be living there in a couple of years time. A bit shocking compared to what we pay here in RIP off UK. We should live comfortably over there.👍

[@alexmcwhirter6611]

Indeed, A real eye opener compared to the UK where the cost of living is rising at an even faster pace. In fairness to the UK we poor taxpayers have to fund the NHS and that costs £136 billion a year. And then there's social care costs, education, higher standards in all walks of life, subsidising public transport etc. Look at UK rail. Since the start of the pandemic our govt has paid £17 billion, according to rail author Christian Wolmar, to keep the network in operation.

[@jil478]

Electricity in our country very expensive. Compare in thailand.more cheaper.

[@ronfrederico7251]

Cheerio mate

[@jamessexton4758]

I will be in ormoc on the 24th coming to pick up my wife and son to bring them back to Canada. I'm still 11 years from moving there but working on it. God bless

[@stigrichardhansen]

🎉Did you buy your own house from selling one in England?

[@AdamandJanesLifestyle]

We didn't buy a house my friend. We already owned it and built it ourselves 😊

[@muzanunciacion]

Put a business brother.. We all got ideas, the only problem is the money for capital.. 😅

[@edwardaustin9046]

Thanks for sharing.

[@mauricetamata4265]

In the Philippines l can live on $300 a month and my social security is $1800 I can live like queen..

[@markledesma2396]

I buy a 400 peso regular load then my friend converts it so i get unlimited data for a month.

[@mistahtamaraw1482]

NICE

[@dalehardisty216]

I'm in the U.S.A. could you tell me how much your monthly budget is in U..S. dollars ?

[@AdamandJanesLifestyle]

It's varies my friend based on exchange rate but around $650-750 😊

[@dalehardisty216]

@@AdamandJanesLifestyle Thank you very much

[@reginao2342]

Do you folks happen to have a budget for your outdoor garden? We spend money every month procuring orchids, trees and plants seeds etc. etc. for our garden. Some we purchase from local gardeners, and some we buy from Lazada. If gardening is a hobby, that is an expense to consider. Hobbies in general can add to a budget, depending on your interests.:)

[@AdamandJanesLifestyle]

Hi, we don't as such but usually dip into savings slightly or use a bit of eating out money to buy the seeds and plants. They are a long term investment which will reduce our costs over the next however many years. It's a hobby but can also save some money too. God bless you 😊

[@colleensantos718]

Wow that is really cheap, I am terrible with budget. Food is the biggest cost for us and outdoor activities. We will visit as soon as quarantine gets lifted and looking for a place to rent first in Palawan.

[@bertingvillamar7082]

Try to dig a water in your backyard to save water bill. I think there is...

[@emiliahellstrom3869]

Adam and Jane, ur money is € ,am I right?

[@AdamandJanesLifestyle]

It's £ my friend 😊

[@joshuarizalforeman816]

Mortgage/rent is a big expense. My wife and I own 4 properties outright, 2 of which we bought before we moved here and we receive rent from 3 of them - naturally we live in the other. We earn about 70,000 pp in income every month. Our costs are around 50,000 pp, and we also have considerable savings. Too many people try to live on the cheap and don't really have a happy life. We came here from Hong Kong, where the cost of living was at least 6x what it is here. Don't come here if you are not financially stable. It sounds harsh, or perhaps makes me seem a bit of a d***head but we don't have a budget. Incidentally, my dogs are better fed than I am.

[@Hybridflip-eg5hg]

I’m looking to survey land in the Ormoc area to possibly build a vacation home. Can you give an approximate cost for land and average cost for a 3-4 bedroom house, villa style modern. My monthly pension is decent, especially for the Philippines. I grew up in Albuera, Leyte just down the road from Ormoc. Living in the U.S. has changed dramatically from just 10-20 years ago. Any input is greatly appreciated.

[@AdamandJanesLifestyle]

Good comments my friend. Cost of living goes up everywhere and nothing is guaranteed apart from the money already in your pocket. It's difficult if you come here with nothing behind you but you can still live a good quality of life with only a minimal budget.

[@AdamandJanesLifestyle]

We are going to show lots of land for sale in the coming months my friend 😊

[@allandk]

First

[@CM-uh9hg]

Wow , you guys can budget! Great job Nice life you have , early retirement , your blessed

[@bitcoin835]

Where are you in the Philippines?

[@AdamandJanesLifestyle]

We are in Ormoc City 😊

[@Makewayproduction]

Do you have your money invested in stocks? Or property? You look very young to retire.. good on you though

[@AdamandJanesLifestyle]

We will cover this soon my friend 😊

[@Makewayproduction]

@@AdamandJanesLifestyle Great, looking forward to this.

[@motodreddvlog7348]

Solar is the best thing expensive but it's worth it...no more monthly bill

[@shaunhall6834]

I think realistically expenses are going to rise world wide in the years to come. Plan accordingly.

[@richardbrown8881]

You didn't mention your beer consumption cost Adam...what is the cost for a bottle of red horse? And San mig light?

[@AdamandJanesLifestyle]

I very rarely drink my friend. We don't smoke either. But we bring you costs of beer etc as part of our costs of living vlogs soon 😊

[@richardbrown8881]

Please do...red horse is 3 quid a bottle here in the uk...my partner is from negros occidental and we plan to build a house over the next 3/4 years there and do the same as you guys

[@febochestbox5507]

Still very chief. Actually the average cost of living here in Philippines is between 18 to 20 k pesos a month.

[@agnesnzvillas7661]

"cheap"

[@febochestbox5507]

@@agnesnzvillas7661 Thank you 'mam, got confuse sometimes hahaha!

[@gracemendez-pech1675]

Congratulations for your desicion to live there. Ours will be also soon. ❤

[@graceappleholstrom129]

hello adam and jane, i and my husband are watching your cost of living in Ormoc City ,Philippines. do you mind if we ask you if where in ormoc you live? we have a house in Ormoc also at barangay Dolores Our Lady of Lourdes Subd.... we enjoy watching the blogs.

[@AdamandJanesLifestyle]

Thank you so much my friend. We are also in Dolores. God bless you 😊

[@jeffuk3940]

Hi Adam and Jane and Isabella, great video thanks very much. I am waiting to return to the visayas. But being unvacinated I have no idea when? But hopefully 2022. But I always look forward to your vlogs so all the best to you all. 🇬🇧

[@AdamandJanesLifestyle]

Hi Jeff. We hope you can travel soon. The requirement for vaccination certificates are slowly being dropped by most shops etc. It might not be too long now my friend. God bless you 😊

[@jeffuk3940]

@@AdamandJanesLifestyle 🤞🤗

[@donjonvlog1391]

Yes, Philippines is the best place to retire or live.

[@mikedickson6362]

Great video we are looking for land not shore how big maybe the size you guys have or bigger. Waiting till the end of the year the money to buy is in stocks will sell half to buy take care 👍and happy Easter

[@AdamandJanesLifestyle]

That sounds great my friend. We now will start to see more land for sale here to give people an idea. God bless you 😊