#askshaflive

[@ShafRasulWealth]

Time stamps for content. Q1) Who is John McGlynn? 1:48 Q2) What are the biggest mistakes you’ve made in business? 3:52 Q3) What business course should I study at university? 6:58 Q4) How do you sell and acquire a business? 9:46 Q5) What’s your advice if I can’t stick to my own patch for buying property? 16:11 Q6) What’s the lowest yield you should accept for a buy to let in London? 23:59 Q7) If you’re wealth was reset, how would you increase it? 27:22 Q8) Is there still a market for takeaways and restaurants after Coronavirus? 32:39 Q9) I’m a young entrepreneur, should I still go to college or university? 35:48 Q10) I want to be a live-in landlord, do I need a different type of mortgage? 36:37 Q11) Shaf, are you still investing in businesses and start-ups? 37:17 Q12) What degree should I do at university for future success? 38:23 Q13) Should you own your own house or not? 42:51 Q14) Can you get an expert on emerging markets on the channel? 43:33 Q15) Why is commercial better than residential? 43:40 Q16) Is a real-estate degree necessary? 44:56 Q17) What are your thoughts on the property market after Coronavirus? 45:53 Q18) Did you really call the director of Deliveroo? 47:44 Q19) What strategy do you recommend to someone new to property? 47:54 Q20) Shaf, did you give the wrong advice in a previous video? 50:55 Q21) What’s the most cost effective way to move properties into my company? 52:29 Q22) Are there any lenders who’ll remortgage at market value? 53:26 Q23) Will the completion of HS2 reflect on real-estate opportunities? 53:36 Q24) How do I know if I’d get accepted for a mortgage? 54:04 Q25) What are the best networking events in Edinburgh? 55:23 Q26) How can I retain cash tax-free form a property? 55:48 Q27) What do I do first to get into property? 57:11 Q28) How would I buy a commercial property for storage? 58:01 Q29) How do you choose a property accountant for business? 59:38 Q30) How do I borrow wisely? 1:01:37 Q31) Will I be taken seriously as a newbie? 1:02:18 Q32) Where can I find a good property agent? 1:03:11 Q33) Can you bring agents, accountants and surveyors onto the channel? 1:04:46 Q34) What are your thoughts on the BRR strategy? 1:04:58 Q35) What books can you recommend? 1:05:23 Q36) Would you leverage a bigger deal or use cash to buy a small deal outright? 1:06:05 Q37) Are most commercial properties bought using lease options? 1:06:54 Q38) Does my investment plan work out? 1:07:04 Q39) Who is responsible for LTV? 1:07:37

[@kennythecobbler4745]

Shaf and John I never leave comments on KZbin videos but I'm leaving them here, such a common sense down to earth advice/conversation. For all the young men and women out there these are the type of business men you need to listen to keep up the good work Shaf

[@seanmaxwell5231]

Shaf!!! What a great video!! I have a question for you, If I have 2 houses both worth £125k each with mortgage debt of £60k on each do I: A)Hold onto them and pay down the mortgages (9 years left) B) Remortgage and buy 2 more houses C) Sell both and use the cash to do BRRR to build up a portfolio D) do something else entirely!

[@matthewleonard1402]

Really enjoyed this Shaf - would love to see more interviews with your friends/business partners. I can tell these guys are operating on another level to the 'Furus'!

[@ShafRasulWealth]

I’m on it mate...

[@RR-jj1ee]

Thank you Shaf and John. Really insightful and valuable information.

[@ShafRasulWealth]

Glad you enjoyed it!

[@muhammadarslan8515]

Hi Shaf, Would you please point out the things to look for in a rental property. Secondly, the monthly expenses for the rental property every month (E.g. Taxes, repairs, etc)? Lastly, How does refinancing works and will it affect me?

[@mrdojob]

Thanks for answering my question Shaf. Iv'e always been kicking myself after failing to ask the owner about a plot that had a long abandon foundation and full structural steel frame on it. It was right next door to my place of work and it was eventually sold and turned into a massive beautiful gym in the space of a month. I always wondered what I could have made from it. It would have made a fantastic workshop.

[@gerardocrolla5894]

Great Stuff Shaf! Having met John at your Property Networking event before , I can say he's very knowledgable and approachable! Thanks to you both!

[@ShafRasulWealth]

🙏 thank you stay safe buddy!

[@pawelbutryn641]

Great video Shaf thanks for taking the time to make these

[@ShafRasulWealth]

Thank you for the comment 🙏

[@GrantSignorini]

Fantastic video again. Great guest too! Thank you.

[@ShafRasulWealth]

Glad you enjoyed it!

[@markwyllie3925]

Hi Shaf, recently I am receiving lots of commercial units in Scotland going to auction, what are the steps you take to decide what is a good deal buying and would you buy it in the current climate? Would you consider doing a video to answer this question?

[@markkeane153]

Fantastic #askshaflive wonderful insights from you and special guest John McGlynn. Tremendous value, certainly will be going back through this episode with a fine-tooth comb to ensure that I crystallise these lessons. Thank you 😊

[@ShafRasulWealth]

Absolutely

[@professionalgambler74]

Its really nice hear some honest and insightful opinions on property. When John talked about Rent to Rent its exactly what I have thought about it.

[@ShafRasulWealth]

Thomas Moran heres my take on rent to rent kzbin.info/www/bejne/kKiWopeVl9mof68

[@professionalgambler74]

@@ShafRasulWealth already watched it mate and think its an amazing video and have commented and liked. I can't believe you are giving this information out for free. I know its real but why are you giving it out for free?

[@ShafRasulWealth]

@@professionalgambler74 I think successful people have a duty to give something back. I'm just doing a few more videos during the pandemic as I have a bit more spare time. My team are just finishing editing my lease option agreement video. I will upload that as soon as it's ready!

[@professionalgambler74]

@@ShafRasulWealth I can't thank you enough for the channel I think it's amazing. I really hope your new cloud kitchen idea thrives and I know it will.

[@RR-jj1ee]

Hi Shaf, please can you do a video dedicated to buying and selling businesses?

[@siduk2636]

great video shaf, with a very accomplished guest too. love how honest both of you are and to the point too

[@kevrs4audi655]

Hi shaf . Am a joiner builder. I have a been renovating and letting out propertys for some time now. Have done a few new builds from land I purchased then sold home on after few years. I always buy where I can add value. Finding now its getting more difficult to get properties as there so many new people trying there arm . I have great cash flow from my btl. Am finding all the tax implications now are just making margins alot smaller. Is there any other avenues you can recommend. Have good contacts from lawyers and agents but basically wanting higher returns for my hard work. Love the videos keep it up Thank you all best kevin

[@imamanc4life]

Pure gold mate.. please keep making more like this

[@ShafRasulWealth]

fcuk bell will do 😉

[@mondermzbaeda821]

Thank you for your no nonsense approach. As a general principal, if cashflow permits, would you advise capital or interest only mortgages (with the option of paying capital)? Do you still feel commercial property is the way to go? Thank you in advance.

[@linsjoin]

Another great vid thanks for your time guys.

[@ShafRasulWealth]

🙏 thank you for watching and the feedback.

[@razwanali9662]

Wow talk about bringing additional expertise to the table. Great stuff Shaf!

[@ShafRasulWealth]

Glad you liked it!

[@grandeurvegah6282]

Hi Shaf, you mention the best way to get into the property was to buy a house renovate it, live in it and then sell it and benefit from the proceeds being tax-free Q1 can this process be repeated unlimited times Q2: Is there a minimum length you have to stay in the property for it to be considered your main residence or do you just have to be living in it while selling it Q3 Can this be done through an LTD with proof that funds can from the house sale for example when paying a lump sum salary to the stakeholders of the ltd will the tax breaks still apply Q4 can this be done with 3 people pooling money together and getting a loan, will the tax benefits still apply

[@lukebennett1247]

Hi Shaf, this is a brilliant channel, lots of good advice. What’s your opinion on the buy, refurb, refinance & rent strategy? Do you think this is a good option for someone that is just getting started with property investing to build a portfolio? Could you recommend any other good sources of property education as an alternative to listening to property Furu’s?

[@cialancampbell6344]

Hi Shaf great vid again, can you do a video for university courses which could be used in investing in property thank's.

[@mrdojob]

Hi Shaf. An interesting question Iv'e yet to see asked yet is what are the most common errors in commercial property that people make that seem to pop up all the time and additionally, what are the most costly mistakes that people can make when dealing with commercial property? Thanks.

[@carlfielding2082]

Good video Shaf, another good insight 👍. Would definitely like to see more, you should get Mike Winnet on and talk about furus (business and property).

[@michaewelina7983]

Brilliant, so much knowledge, thank You Shaf!

[@ShafRasulWealth]

🙏😊

[@buster560]

Shaf - you're the man! Definitely looking forward to a video with Bobby Singh. Get him on! His a big player in Birmingham and his Linkedin posts are gold.

[@ShafRasulWealth]

I’m on it 🙏

[@michaewelina7983]

Hi Shaf, I got an other two questions: I am going to start some trading business assumed profit 20-28% of final price, is it worth hustle? I have to do all the work but it is mostly processing orders and posting them. About property: I am going to put down an offer 30% below asking price for residential property (due to current situation, uncertainty and credit risk). Isn't that an insult for seller ?

[@Ruudthe1]

Your amazing Shaf, bringing people like this to your channel, love your content, I think by watching your videos I have gained so much knowledge, hope I can start soon to use it 😊

[@ShafRasulWealth]

Happy to hear that!

[@sedaekizoglu2696]

Question: I planned to watch the market, buy my own house from the bottom of the market, add value, and sell when the market us up. However, The mortgage LTV has increased significantly and my deposit I saved up are not enough by lenders anymore. I live around London and living in a nice area is important to me, which makes property prices so expensive. Hence, all of a sudden, my deposit does not buy me a house where I want to buy. How should I change this initial strategy of buying your own house-add value- sell in an increasing market- repeat strategy when my deposit isnt enough when LTV s have significantly increased?

[@danlindsay5334]

Hi Shaf, thank you for the videos. In a couple of your videos you mentioned that a good way to start out in property is to buy a property that needs work or has potential to be split/build a second property on the same plot. To secure a property like this would you need to purchase it in cash or would you be able to get a mortgage. If you are getting a mortgage what would be the best option in terms of reducing the amount of over payment charges when you would come to sell it? Also if you do build a second property and sell both property's separately would you pay any capital gains tax?

[@mikeconroy8834]

love this style of video! you should get more guests on your channel!!

[@ShafRasulWealth]

That's the plan!

[@tomsii7946]

This is a great interview

[@ShafRasulWealth]

🙏

[@joannesmith1175]

Hi Shaf under your description section can you add the time along the side of the questions that were asked? It's a long video and I sometimes like to jump to some questions I'd like to hear first

[@ShafRasulWealth]

Noted

[@dannymurphy1779]

Shaf what is your opinion on Assisted Home Sales??? This is where someone has a higher value house but in need of both modernisation and development. Under an AS the owner moves out and the developer takes control of the property, modernises and builds an extension. The property is then sold and the proceeds divided as per the agreement. To me this looks like a potential win-win because the seller gets a better price and a share of the profits from the redevelopment. The investor saves the stamp duty plus the heavy cost of financing a bridge for the cost of the property. Obviously this is all done under legal agreement with a set exit plan, outline of the works and timescale. What do you think???

[@jpproperty9953]

Hi Shaf, Another great video, John was very insightful. I already have a small residential portfolio but how would I make the first step to finding someone to talk to about commercial in my area? Also, do you know of any commercial property experts in South Wales that you could get on the show? Thanks again

[@williansobral6580]

Great Content Shaf! Are you familiar with assisted sales? Could you do a video on it as.well?

[@rossradford7906]

Love your videos shaf keep them coming 👍

[@ShafRasulWealth]

Thanks, will do!

[@kateeardley]

Another great video, thank you 😊

[@ShafRasulWealth]

My pleasure!

[@protosshield9032]

Hi Shaf, I just wanted to say thank you for such an amazing content!

[@ShafRasulWealth]

Glad you enjoy it!

[@cherelled6419]

Good morning Shaf, I would like to start investing in property I'm open to commercial or residential. My problem, however, is investing in areas I know well. I am a Londoner, but I'm pretty much priced out of this area. The second area I know well is Burnley, Lancashire. This area has low prices, but it isn't a desirable location (high unemployment, not very close to surrounding cities). How would you go about getting around this? Would you venture into areas you didn't know? Your thoughts would be greatly appreciated. Thank you for sharing so much knowledge with us 😊

[@craigstuart9389]

Shaf - question - i live in Dubai and brought my apartment in Dubai in 2018. It has currently gone down around 30% in value. I am thinking now of buying a second property in the UK but i don't live there. Do i average down and buy a second in Dubai or go for a more established market?

[@andyholmes6026]

Hi Shaf, I wish Id have had you as a university lecturer. I’ve learnt so much from you. A lot of people tend to buy and hold property due (in part) to capital gains tax, I know in the USA they are able to get around this using a 1031 exchange. Do we have an equivalent of this in the UK. BTW I’ve leant more from you than from a 4 year business degree, thank you. Andy PS - most of my property books are written for the USA market. I’ve a few UK ones but then I get bombarded with emails to sign up for their training

[@maddieh9726]

Hi Shaf, please can I ask your views on buying into a franchise business? I am considering buying into an estate agency/Lettings agency franchise. My reservation is that the parent company takes 10% of turnover. Obviously that’s an even bigger percentage of what would be net profit. However, although I have worked successfully in other sales environments, I have not worked in Lettings or estate agency before so the bigger organisation has huge expertise that I don’t yet have. They also have the capacity to stay on top of technology advancements in the sector in a way I couldn’t as an individual. Basically, as a first time business owner, would you ever consider paying the high percentage fee demanded by franchises as a way of entering the market place? Thanks

[@retrogamer8643]

Shaf you're becoming the Joe Rogan of property and business. Great video again, thanks.

[@ShafRasulWealth]

Wow, thanks

[@matthewhunty]

HI shaf, I have just started in property. I am doing my first office conversion. It is a mixed commercial 1 flat(55M) I office (B1 88m). I have used PD wrights to convert to 3 flats. MY plan was to rent the top one. Then convert the office into two holiday lets 44m each. This may change now with the double plus bad cold. I am starting the conversion next week as I want to say within the gov guild lines. I am now planning to do some of the work my self as I cannot work. (I am an it contractor) My question is do I need to get a new name or trade under my own name. I have been thinking of buying a domain for some time. My Facebook and LinkedIn are on my own name with my friends attached plus agents. My plan is to grow my property's to cash flow 100,000 then stop. I will properly Carry on in IT has I enjoy that.

[@dannymurphy1779]

Shaf could you consider doing a video on 'should I give up my job to go into property???' This is a common sales tactic of the Furu's, that you need to 'take action', not listen to your mates and totally immerse yourself in their world. Could you compare the full benefits of a job ie sick pay, holiday pension, promotion prospects etc with how many rent to rents you would have to do to in order to replace a job??? I know you did a video on the pitfalls Rent to Rent but even the numbers don't make any sense! If a room rents at £400 a month the net profit is only likely to be about £50 a room, so to replace £2K say would take 40 rooms. You would have to do about 10 Rent to Rent deals to make it viable. You can see that just a few people doing this would clean out the whole Rent to Rent market, which must be very small in the first place. The numbers just don't stack up!!!

[@ShafRasulWealth]

Good idea!

[@chaddaltrey6378]

Hey Shaf thanks for your content. I’ve been going through your videos over the past month and I’m nearly finished all of them. I have a question about pricing and workload I am starting my first tech company but it requires a lot of customer service and organisation. I am stuck on the pricing... I have calculated all the costs and my profit margins but the real question is will I be able to handle the volume of my customers. Is it better to price higher to be able to get someone to help me. Or just go slowly but surely until I understand the workload so I can price the service accordingly? Thanks Shaf :)

[@Moorend_]

Hi Shaf, when looking at buy to let mortgages what type of agreement is the best, interest only or repayment mortgage? Could you outline the different and the pro's and con's? Thanks, keep up the great video's.

[@ShafRasulWealth]

I’m answering a very similar question to this on This Thursdays 21/ May #askshaflive be sure to check it out!

[@Moorend_]

@@ShafRasulWealth Brilliant, thanks Shaf! Thanks for the reply.

[@mattpoole8181]

Hi Shaf Loving the videos, I find them very honest and informative. I'm looking to get started in property as a side to my day job and have a couple of questions. I have quite a bit of equity in my house and thinking about taking out a secured loan to buy a second property outright and then refinancing once tenants are in, would this be wise given the current climate? Also when financing a buy to let would you get an interest only (to give more cashflow) or capital (so the tenants effectively paying off the underlying asset) mortgage? And finally (for now) what due diligence, both residential and commercial do you do when looking at a property to buy, and what criteria would determine whether you buy or walk away? Would appreciate the advice and many thanks

[@ShafRasulWealth]

Matt Poole Thank you for watching 😉

[@ChajkaNL]

Hi Shaf. You shared that you use duedil.com to estimate the credibility of a company before doing any business with it. Do you know a useful website to analyse the profitable areas for residential property investments?

[@Marvin-Thomas05]

Another great video shaf, don't know if you got my question in the previous video?

[@ShafRasulWealth]

Not yet! as the questions are answered a week to two weeks after they are posted . But ill answer it next week,

[@tjlive487]

Hi Shaf, im currently 18 years old and looking to get into property investing.Is there any mentoring programmes you would recommend and what are the essentials would you say that i need to get started in property investing

[@marlo9592]

Hi Shaf, I am currently looking to make my first investments with around 20k. I have weighed up investments in both the stock market (funds) and property, would love to get your recommendation on which asset class I should delve into?

[@kimberleymee5756]

And also commodities... heard gold and silver do well during recessions!

[@Heatingandplumbing1]

Thanks for the videos shaff.

[@ShafRasulWealth]

😊👍🏽

[@KENNY-jq5gg]

brilliant shaf thanks for the comment on your video and great answers from both yourself and john mcglynn I have learnt a few new tips and things I can take going forward. #askshaf hi shaf what businesses do you reckon will be good to start , or take of in the next 5 to 10 years time ?

[@FreeRsGuides]

The internets gonna be massive! I keep telling you. - Jeremy, Peep Show

[@craigjames4343]

Have you also commented on James Sinclair's channel and Mike Winnet's channel? 😂

[@FreeRsGuides]

@@craigjames4343 Yeh they'll all pretty great

[@craigjames4343]

@@FreeRsGuides All the channels I've been on I've seen your comments 😂

[@FreeRsGuides]

A lot of my YT is business channels, property, investment, once I find a legit channel I like to show support. We must have very similar interests :p

[@cialancampbell6344]

@@FreeRsGuides what are some channels you recommend that aren't "furus"

[@zenlet8126]

Another great video 🙃

[@ShafRasulWealth]

Glad you enjoyed!

[@jmichaelppp]

Hi Shaf , I have been watching your videos on cloud kitchens. I live in Cornwall and there are no cloud kitchens but we have a lot of Chefs and restaurants. Obviously with covid I herd today one Chef in my town cooked 132 meals at home and took himself 5 hours to deliver last week. Going forward even when we get out this pandemic I am sure these chef and restaurants will need a solution. Just some advice how would I conduct market Research to see if there is an opportunity? And do you have any more video content on the subject please

[@craigrobertsonmsc.6260]

@19.19 Try Alternative Dispute Resolution before any of that employ a Lawyer malarkey ?

[@michaewelina7983]

Hi Shaf, If I stay with my girlfriend in her house in her name and buy house in to my name, refurbish it and sell will i get CTG exempt ? As I am selling my primary residence? Or is that not allowed and you have to actually live in your property?

[@michaelpalmer4624]

Fantastic content, thank you to both yourself and John McGlynn. Some fantastic nuggets of info, also loved the "bullshit threshold" comment from JMcG re rent to rent etc. Couldn't agree more! There seems to be a growing number of these so called "property experts" who are completely inexperienced and quite frankly donkey's. It amazes me to see them go from binman to 3 day course to property expert within a week. This was a class act gentlemen, thank you!

[@ShafRasulWealth]

Glad you enjoyed it

[@snappyfish]

Hi, love the channel. Watching and learning. I am currently living in a 2 bed Bungalow. It was valued at 200k. I am mortgage free on that property this coming September. It's my only property owned. I have savings of 40k. Going foward I had the idea of buying a property in need of total light refurbishment, maybe a small extension also. I also don't mind living in it while i refurb, and Don't mind getting involved. But what are my best options do sell my current place? or rent it? Thanks

[@saqibfarooq6558]

Great video

[@ShafRasulWealth]

Glad you enjoyed it

[@lhefe85]

Hey Shaf, thanks for answering my questions much appreciated. Out of interest do you make any revenue with this KZbin channel? I've heard people say having a channel is a good way to make some additional income but I've never heard the numbers you can earn with a channel with your amount of subscribers etc.

[@jagjitvaheguru]

Good video. Learned a lot

[@ShafRasulWealth]

😊🙏

[@jagjitvaheguru]

Shaf Rasul - been operating a nursing home and property development for 14 years. Looking to get into commercial property and recently completing our first commercial to residential conversion. Trying to learn how to value commercial properties when looking at auctions. Can you please do a video on it? Regards Jag Singh

[@PhuongTruong-tv4ck]

great work

[@ShafRasulWealth]

Thank you! Cheers!

[@Tony-vi7yg]

I just clicked that you were the owner of data safe. I used to buy a lot of products from you froma sales person called Chris.

[@bunkolasanya1404]

Very Educative and Informative Shaf, Please can you bring an expert on forex trading because this is an area of interest. Thanks

[@murdo20]

Hi Shaf, can you please get on an expert Scottish property lawyer to talk about all these 'property strategies'? From my understanding these do not work at all here, I have posted my understanding in the comments.

[@murdo20]

Lease options are more like 'lease obligations' as with residential properties you must purchase at the end of the term. Rent to HMO doesn't work as if you are to use a management contact (commonly used in England) you must be a qualified lettings agent to do so in Scotland. To use the corporate let strategy, there isn't a viable contact to give the tenant. There are no longer AST contracts here, you must now use a PRT contract in which you cannot set a tenancy period and so if you have control of the property for 3 years, if the tenant wants to stay for for 4 then you are not able to evict them and then you find yourself in a sticky situation. If you try counter this by putting the landlords name on the tenancy agreement if they were willing to carry the tenant after the rent 2 rent period is up, you are acting as an agent and so you are back to the qualification issue. Also, due to heavy HMO licensing restrictions in Scotland and the time frame involved in obtaining one, it is unlikely you would recoup the capital invested into obtaining a new HMO license on a rent to HMO deal and also highly unlikely the council would issue a license to anyone besides the landlord (different situation with lettings agencies but again, qualifications required). The PRT contract requires the landlords registration number and so if you put your own on this, then it doesn't match the HMO license and you'r in breach of regulations. Finally, if using a corporate let contract with the landlord then a stipulation where you are unable to charge more the tenants more than you pay the landlord would be standard practice.

[@lorrainemansfield8830]

Hi, i think Shaf has got mixed up with the Q i was referring to the guy who said basically stick to radio bcos your rubbish at videos. My answer was referring to you reading that out and thanking him which prompted me to say just going off pist you handled that really well however if a child had that sort of comment they would get depressed referring to facebook and the bullying that goes on. I would agree with your advice to what you said to that guy.

[@ShafRasulWealth]

Lorraine Mansfield Thank you for clarifying 😉

[@usmanyahya9941]

How would you start in a property business with no prior experience?

[@gerardocrolla5894]

Heard a good expression today for the first time regarding the so called online Property trainers that seem to open their videos with a Supercar etc.... Lamborgurus!! Lol!

[@ShafRasulWealth]

Gerardo Crolla ha ha 😉

[@collybarry]

Shaf you missed me question again 😭 5th time lucky ????

[@ShafRasulWealth]

post it here kzbin.info/www/bejne/e3jCmZablL-XrZY

[@lorrainemansfield8830]

Shaf if you wouldn't mind filling us in on that chippy your renter said he was quitting who you said was taking the p...s but he said by the time he paid deliveroo not worth it, has he gone? Thank you in advance oh and i like the sound of my name on my boom box 🤩

[@ShafRasulWealth]

Lorraine Mansfield he has reopened again...

[@mbb05jb]

Wonder how much tax he is saving living in Monaco

[@mbb05jb]

Shaf, in rent to rent, after all the costs and associated risks, would you not just be better getting 10% and less risk just being a letting agent?

[@ShafRasulWealth]

kzbin.info/www/bejne/kKiWopeVl9mof68

[@The_Port_Maria_Buccaneer]

Cheers Shaf & John 👍

[@ShafRasulWealth]

Jamal C Thank you for watching 😉

[@marknft8970]

Ask Shaf

[@ShafRasulWealth]

Mark Dare Thank you for watching 😉

[@marknft8970]

Shaf Rasul always a pleasure sir.

[@fardjan2928]

This is a property guy not some scammer lol.

[@jonathansalfi5741]

Rumble some more property scammers.. shaf for president