Buying a Car in the Philippines

This video is about buying a car in the Philippines.
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[@johnperez6006]

I just found your channel and really appreciate your content. What makes your content work so well for me is the way you have spent the time to organize your play lists. Most bloggers have only a few categories, and your Playlist is by far the best organized I have come across in researching my Philippines retirement in 2025. Thank you so much.

[@dazeltv1351]

Thank you so much for the kind words my friend. Good luck in your upcoming Philippines retirement. Here's my email: [e-mail]. WhatsApp number is 63-9499647495. Let me know if I can help in any away. Take care my friend.

[@Beyondthebox11]

My wife and I did the same thing we saved up for a little while so we could buy our car from Toyota for cash. Not only did we not have to pay the high interest rate but the dealer gave us an extra 50,000 pesos off the price. Also, the price that you see is the price that you pay there’s no hidden fees like in the west.

[@dazeltv1351]

Yes; we got a 20,000 pesos discount for paying in cash. 😃

[@cadizwilmo9687]

Thanks Ginno! This was very informative. I had to replay 5:39 a few times to make sure I did hear you say $12K!? Wow! I want one now!

[@dazeltv1351]

You're welcome my brother. If you pay cash; I remember they gave us 20k pesos ($350) discount on our car. It's a great car! Surprisingly, roomy; the Wigo has a lot of head room.

[@SBS113]

Hi Ginno, you're making the best videos I've seen so far from expats in the Philippines. No debauchery, immediately coming to the core of the topic and well structured. Honest and real presentation of the facts and situations about life in the Philippines. As a German, I particularly like your English pronunciation, speaking speed and rhythm. Every "non-English native speaker" can understand everything. My Filipino wife comes from Ibajay/Aklan and I hope in 1-1.5 years we can see each other when we move from Germany to Aklan.

[@dazeltv1351]

Thank you so much for the kind words. Ibajay is a nice area of Aklan province. Looking forward to meeting you someday my friend. Take care.

[@FrankSouza-ss7cz]

Great video brother, great help for future residents.

[@dazeltv1351]

Thank you my brother.

[@jdtravels5140]

Happy to hear Navy Fed will finance cars in the Philippines.

[@dazeltv1351]

Many military expats use Navy Federal here to finance their cars.

[@jocunningham]

I appreciate you replying to all comments. God bless you!

[@dazeltv1351]

You’re welcome my friend. Take care and God bless.

[@stevef5812]

Good information. Thanks

[@dazeltv1351]

You’re welcome my friend.

[@noelmaclang2133]

Auto insurance just went up this year in LA. $180 full coverage a year… a year!!! Thanks 4 the info

[@dazeltv1351]

I’ve heard automobile insurance keeps going up in the U.S.

[@noelmaclang2133]

Hi Ginno n Dazel. New subscriber! 🎉I’m living in LA and I’ve been retired since 2021. I’m planning to retire in the Philippines when I applied for my social security. I was wondering how to buy a car sure enough, u answered my questions! Thanks! Keep it up

[@dazeltv1351]

Thank you for subscribing our friend. I lived in Los Angeles my first 6 years in the U.S. You're welcome my friend.

[@guiliangeronimo7474]

Hi Ginno! I'm from Luzon, and I was amazed that Toyota in Aklan allowed you to get your Wigo when you paid cash. Most of the times, well, maybe in major cities like Mega Manila, they will ignore cash buyers, or place their business at the bottom last of the list for the month for hotcake units such as Wigo, Vios, Hiace, Fortuner, and Hilux because there is little meat left for the dealership after the sale, and they can hit their sales quota easily

[@dazeltv1351]

We ordered our Toyota Wigo from Toyota Aklan and it took them a month to get the car to Aklan. I had to put a 10k peso deposit for them to order the car. They called me when the car arrived at the dealership and that’s when I gave them 615k pesos in cash. The dealership gave us a 20k pesos discount for paying cash.

[@guiliangeronimo7474]

@@dazeltv1351 that's already a good deal :) makes me wonder now as to which would be better should we move to my wife's hometown also somewhere in the Visayas region: get a car in Manila and long drive it, or get one in a local dealership over there? Manila price is lower but the supply runs out fast

[@dazeltv1351]

@@guiliangeronimo7474 The car has been great for us; no issues of any kind since we got it in 2018. Best car purchase I have ever made. If I had to do it again; I would have bought the car in Manila (cheaper price) and drove it to Aklan. We've taken our car from Aklan to Luzon and from Iloilo to Bacolod. Have experience now on the ferries; it easy and kinda fun.

[@lucylyn4253]

It's true what you say, be careful of Fake Materials.👍😘

[@dazeltv1351]

Yes; we have to pay attention of fake every thing in the Philippines.

[@floribertosousa2251]

Hi Ginno. I just subscribed to your channel. I really liked this video about information on new and used vehicles in the Philippines,.. especially the Toyotas that you showed. I'm a "car guy" myself and I like all things about cars. Thanks 👍 and keep up the good work.

[@dazeltv1351]

Thank you so much for subscribing. We appreciate your support my friend.

[@bradleymiller7375]

Thanks Ginno, my wife says used. Maybe she'll listen to u! Another informative video! Bless ur family!

[@dazeltv1351]

You're welcome my friend. I forgot to mention to be careful buying a used car because a lot of used cars sold here have experienced being submerged in flood water. Take care my friend. Stay blessed.

[@Zihuatanejo...]

Great video, really liked how cheap the car insurance is and how to get genuine car parts. Up to date videos on apartment and housing rent.

[@dazeltv1351]

Thank you my friend.

[@TheRocket212]

Good comparisons on new and used there also tips on mechanics and their specialties with brands. Might be comparable in cost to bringing a vehicle across in shipping and thn paying import fees. Thanks again for the share - Keep strong out there !

[@dazeltv1351]

Shipping a car to the Philippines is not advisable because of the high cost of shipping and import fees. Also, getting it out of the Port of Manila is a challenge. Easier to just sell your car in the U.S. and then buy a new car in the Philippines.

[@doughenderson4345]

Good video .. information I can actually use.

[@dazeltv1351]

Thank you my friend.

[@lakadlang4577]

In germany the Toyota Wigo is called "Aygo" and starts (new) at like 18880 EUR, so that is round about 1,2 Million PHP.

[@dazeltv1351]

Wow! I wonder why it is so much for the Toyota Wigo in Germany?

[@guiliangeronimo7474]

Apologies for butting in, but just a fun tidbit: when Toyota Motors Philippines decided to distribute the Aygo here, they decided to rename it as "Wigo" because "Aygo" sounds too selfish. I hope I'm kidding with this story but it really happened behind the scene

[@dazeltv1351]

@@guiliangeronimo7474 No worries my friend. That’s a nice trivia information. Now, I know why the difference in names; Aygo versus Wigo. I like the sound of Wigo instead of Aygo. 😁

[@lakadlang4577]

@@dazeltv1351 Sorry, no idea apart from "the price level here is very high in general". Income level makes up for that.

[@FrankSouza-ss7cz]

OMG Im paying in Canada 185/month for my Honda Civic as insurance. Mind you I have over 30 years of driving experience and no claim history. Every year it goes up.

[@dazeltv1351]

Wow!

[@johnnyg7899]

I am paying almost $200/monthly for my car with USAA insurance which is supposed to cater to veterans. Lol, they specialize in ripping veterans off.

[@johnnyg7899]

Excellent. I will definitely try to use NFCU to finance a car there. That way I won't have to make a giant deposit and keep my payments low. OMG I can't believe how inexpensive the full coverage car insurance is. That must be because the car you purchased was used?

[@dazeltv1351]

No; we purchased our car brand new. I just looked at my receipt for our car. We bought our 2019 Toyota Wigo brand new for 625k pesos (about $11k). My insurance for full coverage on the brand new car was 14k pesos ($250) a year in 2019. My full coverage dropped each year because the value of the car they insure is less. Unlike in the U.S.; you hardly hear of car insurance being lowered. I pay around 9k pesos now (lesser now than in 2019) for full coverage because our car is only valued now at 300k+ pesos ($6.6k). I’m actually not even required to carry full coverage now. I can actually just buy the third party liability (TPL) insurance for 1k pesos ($18) a year; which I also buy every year. Yes; $18 a year. 😁 Many Filipinos here; all they have is TPL insurance on their cars and motorcycles because that is all the Land Transportation Office (Filipino DMV) requires them to carry.

[@KEVINMEIKLE-k7x]

good vlog gino i enjoyed tanx mate

[@dazeltv1351]

Thank you my friend.

[@RG-rc8yk]

You have got me there brother. My 2019 Versa insurance is $700 per year full coverage $1500 deductible

[@dazeltv1351]

I forgot how high the deductibles are in the U.S. Our deductible is 2,000 pesos ($36). I had to pay the deductible when they had to replace the hood of the car with a brand new hood; debris from Super Typhoon Ursula in 2019 put a hole on the hood. Take care my brother.

[@Zihuatanejo...]

I'm going to buy a new car, the used cars are close to the same price. I'll owe you and Dazel dinner when I get there next year!!!

[@dazeltv1351]

Sounds good our friend. 😁

[@biggdogginthephilippines7067]

Good video Ginno. Wanted to know about renewal of drivers license

[@dazeltv1351]

Hello my friend. It was pretty easy for me when I renewed my drivers license because I am now considered PWD (Person With Disability) in the Philippines. They allow me to get in front of the line. All that is needed for renewal of drivers license is a medical exam; cost around 400 pesos ($7). It's basically an eye exam (make you read the eye chart); eye color vision exam (see if you are color blind); and a hearing test. If you do not have any violations with LTO (Land Transportation Office); your renewal is good for 10 years.

[@raymondking1793]

Hi Ginno Thank you for sharing, I pay $73 dollars a month for a 1999 Ford Explorer and it is not full coverage, plus there is a yearly renewal fee I had to pay of $191 . I can believe the difference between the Philippines and the united state of America. May God Bless You and Dazle and Leana and your Family Too ❤😊❤

[@dazeltv1351]

Car insurance is one of those things that just cost more in the U.S. Thank you our friend. Take care and God bless.

[@dazocat5566]

❤️🙏✨Awesome, Thanks for sharing Kuya! ☺️👍

[@dazeltv1351]

You’re welcome my friend.

[@jamesnichols2511]

nice video with information on car insurance there. I paid almost 200 usd per month for full coverage on a 2015 Dodge ram, just recently lowered to 112 per month. I had to increase the coverage deductibles just to get the deduction on the cost. It's crazy here in the states. I wasn't planning on driving there, but the 12k price is intriguing. however, I'm not sure about driving in cities like manilla or Cebu due to the craziness there. You are smart to buy new, used vehicles are driven into the ground then they buy another one. maintenance isn't' really on a Filipino's mind. I think I'll stick with E bikes for a while.

[@dazeltv1351]

I’ve only driven through Manila once; and I used the Skyway (highway). I didn’t have to drive in the streets of Manila. I am not comfortable driving in Manila or Cebu City. I was fine driving in Iloilo City when we lived there for 4 months because they have wide lanes. I can’t blame you for sticking to E-bikes; becoming very popular here because they don’t require a drivers license. Take care my friend.

[@Landmantx]

The Rush seems like a nice little SUV.

[@dazeltv1351]

I see a lot of the Toyota Rush here in Aklan province.

[@gailmaplesden7380]

Buying a used vehicle is a risky business, and maintenance is just a suggestion. The shade tree mechanics usually do more damage than what they fix, and if you have electrical issues, you may as well junk the car for parts . Just break down and buy an affordable used car that fits your needs . A base model hilux or the expresso are good for foreign men as we seem to be on the larger side, lol . If you have a big family, then a suzuki adv seems to be popular. Anything that is an automatic will be more expensive, and that is just the way it is. Stay away from cvt transmissions in cars, but some twist and go scooters can be great to drive.

[@dazeltv1351]

I had to learn the hard way when I bought our used Honda Accord. The local mechanic tried; but I felt like he was experimenting with our car. 😁 Once the air conditioning didn’t work; we couldn’t find anyone in Kalibo that could fix it. Took it to a couple of people that fix air conditioning; and all they seemed to do was add freon. It would work for a few days; and then stop working. 😁 That’s why we just decided to just save up our money and buy a new Toyota with cash. I still rode the car without air conditioning to run errands. 😁 Our tricycle, Bumblebee, is what we ride most in our small town. Our Toyota we use when we go out of town or when it’s raining. Take care my friend.

[@gailmaplesden7380]

@dazeltv1351 I totally agree, having a reliable vehicle that is comfortable to travel and having a small economical scooter or tricycle for around town is the best way to go. Thank you for the reply.

[@dazeltv1351]

@@gailmaplesden7380 You’re welcome my friend.

[@stevenjacques6208]

Good video!

[@dazeltv1351]

Thank you our friend!

[@goku5524]

Thank you for sharing,, great info. You need to start pimping your car..lol😅😅 Nice car, just 30k kms, Wigo reminds me of the popular old style civic hatchback.. The new 5-door Jimny is really nice but lacks power's and overprice for 1.7m. I'll go for 4×4 hilux or fortuner for reliability and price. These 2 are nice for offroading and camping. The rush is nice, but with 1.5 and cvt, lack powers, I was told to avoid suv with cvt transmission. Another problem of buying used cars is due to flooded cars.

[@dazeltv1351]

My pimping days are over my friend.😄 I like that it is a hatchback. Dazel likes the 2-door Suziki Jimny; but having second thoughts now after seeing the Toyota Hilux. Good tip on the SUV. Yes; I just mentioned it on one of my comments; many vehicles here being sold used have been submerged in flood water. Take care my friend.

[@Hybridflip-eg5hg]

Yo Ginno, thanks for the video. I noticed your license plate…you need to change it(lol)!

[@dazeltv1351]

Many have the same word of their plates here. Don’t mean anything to the locals here. 😁 I’m just happy I have a license plate. I still haven’t gotten the plate for Bumblebee; bought the motorbike in 2016. 😁

[@m0bob]

What happens if your car is involved in an accident where there's damage to the car? Will the insurance company arrange removal and repair of the vehicle? Here in the UK, it's all done for us and we can pay an additional insurance and that will provide a hire car while the car is being repaired. Greetings from London. Next time I'm in the Philippines, I will look you up (my wife is from Baguio City). Moving to the Philippines is tempting, but I am concerned about my children's education ect

[@dazeltv1351]

Yes; insurance will pay for repair and towing. I have full coverage on my vehicle insurance. I don’t have the coverage for a rental car while being repaired. We don’t have any rental car companies in Aklan province. For sure my friend; look me up when you are in the Philippines. Yes; that is a legitimate concern about your children’s education. There are good private schools here; but they cost money. Take care my friend.

[@jocunningham]

What are the (docs) requirements when paying cash?

[@dazeltv1351]

I just had to give a copy of my drivers license for the title of the car.

[@EdgarDeem-yc7ml]

Would it be possible to take your car to most other islands if you wanted to travel using it ? I’m still waiting to pack my bags and go

[@dazeltv1351]

Yes; you can travel island to island with your car using the ferries. Easy to do here in the Philippines. It doesn't require hardly any paperwork. It's called RORO; roll on, roll off. All they really care is you pay the fee. When we ferry our car from Iloilo to Bacolod (3-4 hour ferry); it cost less than 2,000 pesos ($36).

[@Revfredrmarch]

Great vlog brother but i have a flow-up question do you think it would be ok to buy a used car at the dealership one that is maybe 2 to 3 years old and at some point can you show us some because I will not buy a new car any more to much value lost as soon as you drive it off the lot.

[@dazeltv1351]

I actually haven't seen any used cars at the three car dealerships here in Aklan. Trade-ins are not popular here because people like to sell their used cars themselves; usually get more money for their used car. Once in awhile I see used cars being sold by local banks in Kalibo; repossessed cars. But, not often. I'll see if I can find a parking area where some used cars are sold; usually by private sellers when we are out and about in Kalibo. Iloilo City; I know have used car lots.

[@alexd8933]

Ginno, is it not advisable to purchase a used motorbike as well? I've been looking at a few low mileage 1 owner motorbikes which have piqued my interest.

[@dazeltv1351]

It depends on the motorbike. If it is a motorbike without the computer chips; like a manual type motorbike. The manual type motorbikes; Filipinos are good at fixing it. Lots of cheap mechanics that can fix it. Because there are so many of them here. The ones that have computer chips; you would have to have a Yamaha or Honda dealership in your area. Which most places do; because motorbikes in the number one vehicle in the Philippines. You have to watch out for motorbikes that have been submerged in flood waters. That's a problem here with motor vehicles.

[@alexd8933]

@dazeltv1351 ok thank you Ginno 😊

[@dazeltv1351]

@@alexd8933 You’re welcome my friend.

[@BarakTheWonderer]

Getting social security in 4 years?! You look like you are only 45! You won the genetic lottery! Like your demeanor in your videos. Continued success. Stay safe.

[@dazeltv1351]

Thank you for the kind words my friend. I appreciate you.

[@83Utica]

Do they have the suzuki multicabs in Aklan?

[@dazeltv1351]

I've seen the Suzuki multicabs in Aklan. But, have not noticed a dealership for it. Many people buy their vehicles in Roxas City or Iloilo City because it's not far from Aklan and usually you can get a better deal in the cities because of the competition. We just lucked out that we wanted a Toyota and a Toyota dealership opened in Aklan. 😃

[@jocunningham]

The prices the same Manila vs province?

[@dazeltv1351]

Higher price in our province of Aklan than Manila; because of the shipping fee from Manila to Aklan. I know people that buy in Manila and take their new car on the ferry from Batangas to Caticlan Aklan. Dazel and I have taken that ferry, 12-hour ferry, and it cost us 8,000 pesos ($142) for our car on the ferry in 2022.

[@txbob5978]

Are the Toyota cars at a lower price in cebu? And if they are or are not how much would it cost to bring from Cebu to Aklan?

[@dazeltv1351]

Toyota cars will be a cheaper is Cebu City than the provinces; because of the cost of shipping. Our Toyota Wigo cost us 18k pesos ($320) freight cost from Manila to Aklan province. Depending on the Toyota (Wigo, Rush, Hilux) you plan on shipping from Cebu City to Aklan; the freight cost will be based on the weight and size of the vehicle. Many buy their car in Manila or Cebu City and drive the car themselves; use the ferries to move the car to their province. Dazel and I will probably do that when we purchase our new car in 4 years. 😁

[@louienb3]

Would you mind talking about insurance a bit more? If you get into an accident, will they pay the whole amount for repairs whether it is your fault or not? If you make a claim, will the premiums go up? Will the premium you are paying cover medical expenses for yourself, your passengers, the other party (if you are at fault)? How much is medical coverage if included? Are you covered if the car is driven by a family member? Thank you.

[@dazeltv1351]

I read through my policy and this is the best that I could understand from the policy. If you get into an accident, will they pay the whole amount for repairs whether it is your fault or not? Yes; there is a no fault indemnity. The company will pay any claim for bodily injured/or death to any THIRD PARTY without the necessity of proving fault or negligence of any kind. If you make a claim, will the premiums go up? Nothing on my policy states my premiums would go up. I would assume it will. Computer records are not as efficient here. Like police reports of an accident; it's mostly on paper still. I am thinking; if you switch to a different insurance company you can get insurance without stating your accident history. I was never asked if I had any accidents when I got this insurance. Will the premium you are paying cover medical expenses for yourself, your passengers, the other party (if you are at fault)? Pays for 70k pesos for death. 30k pesos for burial. The hospital coverage is too many to list here. For third party; the coverage is around 50k pesos. How much is medical coverage if included? Most of the medical coverage is 50k pesos. Are you covered if the car is driven by a family member? The insured is covered. Any person driving on the insured's order or with his permission. Provided that the person is permitted, in accordance with the licensing law or other regulations to drive the scheduled vehicle.

[@louienb3]

@@dazeltv1351 Thank you.

[@dazeltv1351]

@@louienb3 You’re welcome my friend.

[@oaktownist]

What’s the process for a U.S citizen to drive in the Philippines and to buy a car there? How hard is it to get a Philippines driver license?

[@dazeltv1351]

Your first 90 days in the Philippines after arrival; you can drive with a valid foreign driver’s license. Just make a copy of the stamped arrival date on your passport; carry with you when you drive. Not hard to get a driver’s license. It will require you to have an Alien Certificate of Registration Immigration (ACR-I) card. If you stay longer than 59 days in the Philippines; you will need to get an ACR-I card. An ACR-I card holder enjoys certain benefits; such as privilege to open a bank account and get a local driver’s license. To buy a car, you will need a Philippine driver’s license.

[@oaktownist]

@@dazeltv1351 thank you for the kind advice. I’ll be moving to Iliolo in a few years so that definitely helps me understand the process. I’ll probably buy a car there instead of shipping my car too expensive.

[@dazeltv1351]

@@oaktownist You're welcome my friend. You picked a good place. Iloilo is a great place to live. Yes; definitely just buy a car here. Shipping a car is too expensive and a headache.

[@bradleymiller7375]

U cant go wrong with Toyota!

[@dazeltv1351]

I agree with you my friend! I had a Toyota Celica in the U.S. and it was also a great car.

[@119jle]

I pay $282 month Florida for 8yr year old GMC sucks

[@dazeltv1351]

Wow! That is a lot for insurance.

[@EvralTatum-Mcfield-ov2mi]

Hilux in Central America goes for $30,000 minimum, depending on the extras, and the Rush is similar to the Rav4, with the name change as a difference, rav4 has a 2 liter 4 cilinder engine, hilux engine is a 2.5 liter engine, in 2 gearbox flavor, auto Or mechanical stick shift, whatever float your pride, regards from Boston MA😅

[@dazeltv1351]

The Toyota Hilux is very nice. Dazel is actually having second thoughts about her dream car now; the Suzuki Jimny. 😃 Toyotas have been a good car for me over the years. I had a Toyota Celica in the U.S. and it was also a great car. Take care my friend. Stay blessed.

[@RG-rc8yk]

@@dazeltv1351 Toyota is top of the line for well made and longevity.

[@dazeltv1351]

@@RG-rc8yk I totally agree my friend!

[@jocunningham]

Did u literally give them cash fresh from the bank when u bought it?

[@dazeltv1351]

Yes: Dazel and I went to our bank and withdrew 625k pesos in 1,000 peso bills. Placed the money in my backpack and rode Bumblebee, our tricycle, straight to the dealership. The cashier actually had to count the money. 😅

[@jocunningham]

@@dazeltv1351 OMG!

[@reyado-jh7kz]

Can you negotiate with the dealer when you buy a brand new car?

[@dazeltv1351]

I remember getting a 20k pesos ($350) discount because we paid cash for the car. I haven't seen negotiation on cars here like they do in the U.S. Most of the time; Filipinos are happy they are getting a new car on credit. They are more concerned about getting the credit than negotiating the price.

[@reyado-jh7kz]

@@dazeltv1351 thank you for the information, my brother.👍

[@dazeltv1351]

@@reyado-jh7kz You're welcome my brother.

[@sgtusa90]

GRADs On HITTING 6K SUBs :O)) !!!!!!!!!!!!!! I SPEND The WORD About ( REFER ) Ur CHANNEL to OTHERS :)) !!!!!!

[@dazeltv1351]

Thank you my brother! I appreciate all you do for our channel.

[@sgtusa90]

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[@dazeltv1351]

You’re welcome my brother. I’m not a fan of products coming out of China; specially food. I just don’t trust things coming out of China. China is all about making money; no regard for people or the environment.

[@sgtusa90]

@@dazeltv1351 AMEN to THAT !!!!!

[@roninbushito]

Pokpk

[@dazeltv1351]

👍