Capital Gains Tax Explained (தமிழ்)

[@InvestmentInsightsTamil]

Related Videos: What are Bonds (Debt)? kzbin.info/www/bejne/m2bKZY2KfZxpfLM Understanding Share Market: kzbin.info/www/bejne/bpDYcqqpf9eieJI Investment Priorities for Maximum Tax Savings (USA): kzbin.info/www/bejne/pHq4qZmJjaqXfrM Index Fund Investing: kzbin.info/www/bejne/iJ-loYNjoa2Bndk Early Retirement Path: kzbin.info/www/bejne/h3jZh2CVhbd-f9E Nasdaq 100 Vs S&P 500: kzbin.info/www/bejne/fJyqkJ9smMuqhq8

[@jeevanraj5137]

Sir appdiye dividend tax rate resident and nri ku oru video

[@arunprasad4978]

Sir intha dividend and bonus shares ku tax iruka ? Apidi iruntha athuku oru video podunga

[@bhuvanendar]

Sir , if my capital gain is one lakhs and the capital amount to gain it was 6 lakhs...I should sell the whole 7 lakhs funds and buy again right ? To save tax on that one lakhs

[@me_aish]

😊😊😊😊😊😊😊😊

[@bnatara]

Boss is back with another gem of a video. Thanks Guruji!!

[@karthicravi8467]

Vijay sir pinreenga ponga..andha words fluency+your knowledge..vera level..awesome

[@prakashprakash-un2yv]

Sir am a cost accountant am learning many concepts from your video than books. Thank you very much and kindly keep doing... Thank you sir

[@InvestmentInsightsTamil]

Happy to hear that.👍🏽

[@srihariraman3690]

Thank you so much Sir. I didn't know that US stocks should be treated as debt funds. Thanks for sharing. 🙏

[@keerthivasan1245]

Tax loss harvesting concept seri puriyala sir. It would be helpful if you put detailed video on this topic. Thanks in advance🙏

[@terinjathellampesuvom1977]

Sir innoru detailed video on tax harvesting with examples pls.🙏

[@harishrajendiran9740]

I had this doubt for a long time and sir you have just cleared it with ease... I am your subscriber when you had only 50 subcribers for your channel. I am motivated to invest in stocks only after i started watching your videos. Last one year I have started investing in equity and I have made good progress. Thank you so much for your tips and tricks. Looking forward for more videos.

[@InvestmentInsightsTamil]

Great to hear that.

[@Ex-Introverts]

Hands down best and crisp explanation and helpful. I was looking for this for over a week all over the internet. Thank you so much 🙇🏻

[@rajukamal]

Thanks Vijay guru. This is so helpful. And one can challenge that you will not find a more clearer and concise content on this topic anywhere else. Every word spoken is meaningful ❤

[@balajialagarsamy3388]

Sir tax loss harvesting pathi separate ah detail ah video podunga sir.. tamil nadu le idha pathi yarukume theriyathu.. for new and young investors

[@Shaki-x8o]

Very clear Explanation sir... Thanks🙏

[@physiosri]

Dear Sir, just started seeing your videos for a week. You are so practical and good in sight in to your videos. i am a investment lover so literally enjoying your videos. I live in ireland. Would like to chat with you in near future.

[@ahamedcreations64]

Inda madri video da romba nala theditiruthen, thank you sir😎

[@nagarajanyas1]

Excellent.. Detailed Narration. Please come with a video for dividends and also for REIT and INVIT Dividend Tax

[@tharanithangaraj]

Sir .. after pattu sir's video ,I see yours only... neat explanation.. super .

[@IronMan-hg4vx]

Nethu night tha harvesting, LTCG lam pathutu irundhaen, morning unga video❤️

[@GauthamParani]

One more awesome and useful video from you side. En arivu kanna thirakuringa neenga!! 😃

[@RameshMuthuk1596]

Best technique of tax loss harvesting

[@jaik9321]

thanks sir for this. many are not aware of the tax in equity...

[@premasankar602]

Dear sir Good Morning, Now I am watching your videos and also need basic ideas for new beginners in share Market

[@prabhurajagounder3944]

Clear understanding of taxation sir. Your videos always informative. Always good sir

[@jeyakumar2606]

Finally this video helps me to get the clear understanding of taxes on stocks 🫡 Thank you sir 🙏🏻

[@yourganesan]

Awesome.. please expliain the tax loss harvesting and tax saving strategies in ltcg in detail in a separate video

[@premkumara2094]

Sir, can you explain clearly about the Nifty Index fund 1 lakh capital gain part every selling and buying after 2 days? Kindly make a separate video sir? Thanks in advance.

[@bsr8229]

If we sell to realise 1 lakhs and buy after 2 days, what is the advantage? Money again reinvested and it became short term. Please help to understand insight with example. Thanks

[@Makamishi_shorts]

Very informative sir... Thanks ... We really thankful to you for enriching our knowledge.

[@malinivenugopal8323]

Vijay Sir, i have never been interested in finance because i do not understand those terms and they sound alien to me. I am in a decent paying job but never bothered to suggest anything on financial terms. Thank you for your simple but great videos. I feel confident when i talk about certain topics! :)

[@InvestmentInsightsTamil]

Great to hear that.

[@santhanakrishnan8682]

Super Sir! I had this doubt of capital gains tax for my shares in the US for a long time. Wondering whether I need to pay taxes or not. Finally I got a clear view.

[@thanigaiveludayakumar5651]

Q

[@vishnukrishna5889]

Sir please make a video on Foreign investment shares and tax details

[@saptharishi3869]

My time is good ., When the student is ready the teacher will appear. When the student is truly ready... The teacher will Disappear. Tao Te Ching Thanks KZbin for suggesting this channel videos to me.. Vijay sir you’re are a awesome teacher ..

[@RajeshKumar-qk8ud]

Thanks bro, good learnings from your videos with more clarity

[@shyamraooo]

Great video sir, respect from Chennai

[@karthickr5234]

As always wonderful explaination Sir✌️ Sir, please explain Tax saving ideas like 80c, 80d etc., in upcoming video

[@saravanakumarshanmuganatha4439]

Great Sir especially about Tax harvesting and buyback option! Thanks for your efforts!🖖

[@ameenansarish13]

Amazing explanation about wash sale restrictions. Keep Rocking Sir.

[@cybrainx72]

Crisp and clear ! Only thing that missed the 10 minute window is that in US Net Capital Loss you claim max 3K and you have to carry over the rest. Another thing about Tax Loss Harvesting is to claim loss and buy in a similar fund to avoid wash sales. ETFs are better for tax purposes. Also dividend taxation needs to be covered. Hopefully you will have a follow up :)

[@InvestmentInsightsTamil]

Good points.

[@cybrainx72]

For a US Resident, you have State tax too. In CA for example, they tax based on marginal tax rate.

[@cybrainx72]

+ Net Investment Tax potentially can apply

[@vasudevansivalingam8494]

Super 👍👍👍 Waiting for next video 😀😀😀

[@upendranadh]

Thanks for the informative video, please explain as to how TDS amounts be claimed back if the net capital gain is less than the overall TDS deducted.

[@buddy_buddy]

Sir romba naala kettutu iruken... episode podratha sonnenga... Japan market bubble pathi sollunga sir... US and india ku andha maari laam vara vaaipu irukka illaya nu... 🙌

[@InvestmentInsightsTamil]

It is in my To Do list.

[@buddy_buddy]

@@InvestmentInsightsTamil nandrigal pala...😊😊

[@bharathipriya9135]

Well explained Sir... Thank you for sharing your knowledge in a simple language...

[@sadhanashree9159]

Hello Sir, your explanation is very good 👍much understandable. Thanks for the videos

[@aseebap]

Thank you sir .. insightful video … how tax is calculated for an Indian resident investing in US market directly ..tax is calculated in india or USA .. ?

[@ganpathji]

Hi Yennoda investment ku pilayar suzhli pottadhu neengadhan sir. Happy Ganesh chaturthi for you and your family.

[@NETHUDEVA]

Needs video on full details with example of index fund CAPITAL GAIN TAX tax return file in AFTER completed 5 years of profits

[@loveanimals-0197]

Sorry, the chart shown at 09:19 - I don't quite follow. Is the income shown there the TOTAL taxable income for the year (including your salary etc.), or is it the the amount of capital held in equities subject to capital gains?

[@InvestmentInsightsTamil]

It is the total taxable income. Let's say that after our retirement, we are taking money out of our investment account so that the capital gains is less than $80,800, then we do not have to pay any tax on it. This is assuming that we do not have any other income for the family in that year. Or in other words, for married filing jointly, there is no capital gains tax if the total income of the family including the gains is less than 80,800 in that year.

[@loveanimals-0197]

@@InvestmentInsightsTamil Thank you. That's clear.

[@anitharamaswamy3122]

How is the tax can be paid from other country in that way also you can put one video!! by seeing ur videos i learnt many things!! thanks to you really Hats off for your informative videos!! Other India other foreign countries also you can explain it each videos!!!

[@hariprasath6704]

It was simple and understandable. Thanks !! But instead of realizing the gains, can we opt for Loan pledges from our investments.

[@satyanarayanan1249]

Sir .. Excellent Video with clear Examples One Doubt . In same year IF I make profit of 10 L in Short term loss in Long term 3 L Loss in F&O 1 L Can I Adjust my Loss in F&O and LTCG in STCG ?

[@BEN11095]

Sir, please guide me on finance planning & management for New recurit in job market.

[@Ashokkumarg8]

Thank you very much for the great information! Can you also give some clarification on ELSS based mutual funds profit also?

[@senthilkumarm9632]

Hello Sir, Nice Explanations Thank you.

[@junaraju]

Very informative video Vijay 👍🙏

[@tamilvanang.k3517]

My doubt cleared, good explanation thank you sir

[@pandian101010]

It was good & informative...👌

[@mahendranparameswaran9306]

Thanks Sir Clear explanation

[@goksr]

Dear Sir You opened my eyes to see sea of opportunities.

[@ponniselvan4496]

Thank you sir. If the short or long term capital from equity and debt fund is invested in residential property, is there a chance of tax rebate.

[@bvinodmca]

Excellent sir. expecting some videos about individual stocks and analysis going forwrd

[@omnathks5875]

Thank you sir for the simple explanation on the capital gains concepts👍

[@KRISHNAMURTHY-ib6sg]

It may Kindy be clarified whether the capital gain to be taken separately for tax purpose or the gain to be added to saary income for the purpose of paying tax or salary income and capital gain to be treated separately and tax to be calculated deparately

[@முனைவர்.சிசெ]

Thanks.. very useful things for me…

[@maharajashanmugam5760]

Sir, Why expected ordinary income is included in the estimated cost basis and the profit is determined based on the cost basis instead of purchase price for stocks?

[@yuthikas]

Thanks exactly what I was looking for

[@saratsrinivas4857]

Very useful information. Tq sir

[@worldexplorer2320]

Need more information about INTRADAY trading and income tax transaction

[@JayapandianPonraj]

LTCG is recorded as > 3 years at 06:28 in the slide, which needs to be corrected

[@InvestmentInsightsTamil]

Isn't that correct? Long Term Capital Gains has holding period of more than 3 years for Debt funds. Why do you think it needs to be corrected?

[@soundarramakrishnan7117]

Sir, you mentioned that foreign funds like NASDAQ 100 will be considered as debt funds for capital gains tax. What about individual foreign stocks?

[@InvestmentInsightsTamil]

20% tax with indexation on LTCG (> 2 years).

[@mansmj5573]

Very useful content thq sir....

[@prasadkvenkat]

Very thorough and insightful for a new investor like me...Thanks a lot sir, please continue doing the great work 👍

[@raghulk5657]

Sir fund of fund means what? And what is liquid fund? And how to select liquid fund? Is it liquid fund is better than bank f.d and recurring deposit? Which is right investment for beginners?

[@omjikamalji]

Superb explained sir

[@slimshady2712]

Sir ...Great video as usual but you missed a key point...if some one has no income, short term capital gain upto 2.5 lacs is not taxed...so if some one is working and their spouse or parent is not working, it is better to keep investment account in the name of the person who doesn't work ..through this way, they can save upto 37,500 (2.5l × 0.15) in tax

[@InvestmentInsightsTamil]

Good point.

[@SriNikethan_The_Hunter]

@@InvestmentInsightsTamil Source of income kaata venama for non working person? Because we invest our money la, wont it cause a problem? Please reply Sir

[@Linga_Raj]

Sir, please explain about tax on dividends.

[@srinivasans4435]

Another good informative video. Thanks for all the details!

[@vasandgl]

Hi Sir...Liquid Funds Pathi oru video podunga sir...Ideas for Investing better than FD with Good Interest, safer & need to be easily liquidated...

[@masstamilangaming408]

Thank you sir..Naan nifty share invest pannanum entraal first naan enna seyya vendum please help me sir.

[@SHARETRADINGGURU]

Good explanation given about taxes

[@தமிழகஇந்தியா]

Thank you very much for giving nice information, we support you always and kindly keep continue your path. Congratulations

[@radhaselvi3757]

Thank you for great information 💖💐

[@suthakar5065]

Crypto kum podunga useful ah irukum 👍

[@Mr.Anbarasan]

thansk for sharing your knowledge

[@rams5474]

Laws are enacted more complicated. If and but and subject to and reading with etc etc. It should be straight. Mutual Fund Free limit and period and % after your tax free limit in each LTCG or STCG.

[@visvanathan5404]

Sir , can you tell about the inflation happened in Venezuela and Zimbabwe...why the rates is very unrealistic.. what to do if it is happen to ourselves? Tq🙏🙏

[@jagannathan9467]

Loss can be carried forward for 8 yrs only if u file your IT returns in time.(31st July).please check

[@yogarajful]

Hello Mr. Vijay can you share the name of your channel intro music?

[@InvestmentInsightsTamil]

Sorry, I don't remember.

[@neelsmoon]

Very useful one sir.

[@karthikeyanb6897]

How captial gains calculated for SIP..? Whether 1 year is considered for each SIP made monthly or From the start date of SIP..?

[@InvestmentInsightsTamil]

It is for each SIP.

[@krishnakumarchinnusamy]

I think I got my answer here.. if we are investing in sip, example 1-jan-2021(count the nav units).. just redeem the same number of units in 2-jan-2022. and then invest the same amount in same mutual fund. hereby we can reset the purchase date. we have to do this on monthly basis and please make sure the units you are trying to redeem doesnot cross the 1Lakh gain. if units brought (1-jan-2021) has profit of more than 1Lakh just reduce the units so that gain is less than 1 lakh.

[@prabhuus]

Very informative and useful video. Can you please clarify below queries: 1. We get the tax forms for Long term or Short term gains from Brokers (Eg: Fidelity) in US. But we are not seeing the mentioning of Long term or short term losses in that tax forms. Can you please advise whether do we need to manually note down the short term losses in excel sheet for tax purposes? 2. As this 10 min video covers mostly Indian taxation, Can you please put another video only for US capital gains with examples on how to offset Long/Short term losses with gains?

[@InvestmentInsightsTamil]

1. Yes. You can do that manually. or if you are using tax software, it automatically does that based on buy date and sold date. 2. I mentioned in the video. Long term loss can only be subtracted only in LT gains. ST loss can be subtracted only in ST gains. It is simple and straight forward.

[@halikuljaman111]

You explained the tax harvesting very well. You said that after 1 year, if redeem, there is no tax for 1 lack...how do you calculate 1 year, if i have SIP...For example, if my SIP starts on January 2022, February 2022, etc., Shall I consider January 2022 contribution completed 1 year on January 2023...or entire 2022 SIP considered for 1 year on January 2023?

[@InvestmentInsightsTamil]

It is based on the date the fund was bought. So the units bought on 3rd Jan 2022, can be sold on 3rd Jan 2023 or later for Long term capital gains.

[@murale83]

I didn't understand When I watch this video 2 years back now im understanding clearly because I pay tax for short term capital gains.

[@paraneetharanc]

Hi Sir, need your suggestion on how to invest in Nifty 50 from USA(I.e, without converting to Rupees. Because, I fear rupee devaluation to continue. Also, suggest if my fear is valid). Watching your videos has been one of my best time investment. Enna than investment gurus solla ketrunthaalum namma aalu sollum pothu than oru conviction varuthu.. :)

[@InvestmentInsightsTamil]

You can invest in INDY - etfdb.com/etf/INDY/#etf-ticker-profile . It does have high Expense Ratio. But please note, just because you invested in USD on an Indian Index, does not mean that you are removing the INR risk. The value gets reflected appropriately in this ETF in USD. Or in other words, we will not be able to remove the currency risk by investing in US on an Indian Index. The returns will be the same as in India, infact will be little lower because of the higher expense ratio.

[@jambu68]

Sir, please let me know rebate of 1 Lakh allowed for Long term capital gain without tax for Stocks is allowed too for Mutual find Lang term capital gain

[@specialfoodeatingvedios5965]

Profit bookpannale tax kattanuma or withdraw panna kattanuma... and engapoi tax kattanum sir.. automatic ah deduct aagiduma sir

[@worldexplorer2320]

INTRADAY trading buy sell perday incometax please clarify

[@vaitheeshprasanth6434]

First thanks for your valuable knowledge sir. The way you were explaining was really amazing sir. I have a query, in this video you mentioned that to over come tax loss we can use that 1 lakh benefit on long term and reinvest in 2 days, won't this account our long term compounding. Also, in long run after so many year we might end up in selling all our stocks or it will be unnecessary to sell those. Am not sure about my query, though i thought to ask... Thanks again for your time

[@InvestmentInsightsTamil]

You will be losing the compounding for 2 days in a year. Not a big deal in the grand scheme of things. We will sell our holdings when there is a need for money. Ideally, we should have identified the needs as early as 5 years and move the money out of stock market and have it in safer accounts like FD.

[@vaitheeshprasanth6434]

@@InvestmentInsightsTamil thank you sir

[@saratsrinivas4857]

Sir. Does this same tax rates applies for a NRI account who is investing through sip in India. Pls explain..

[@duraisingamvelu]

Hi Vijay , thanks for the info. In any of your future videos could you cover capital gains on housing ? Is the rules for short & long term tax rates same as in bonds & funds ? Ex - In today’s housing market in US. If a person accumulates some equity $$$ in 6 months , selling and buying a new home by investing all equity in next house within 30 days will be tax free on primary home ? Or is it better to refinance ? Or just stay put ?

[@InvestmentInsightsTamil]

Housing tax rules is bit involved. Will cover that in a future episode.

[@duraisingamvelu]

@@InvestmentInsightsTamil Thank you Vijay .

[@krishnaramkarthickramdoss7282]

Please include the capital gains tax for housing in India too. :)

[@opmclove]

Sir how will the tax be deducted. Should we follow the same process like income tax or will the tax be deducted while selling share or MF.

[@InvestmentInsightsTamil]

We have to report it as part of tax filing just like any other income.

[@opmclove]

@@InvestmentInsightsTamil thanks sir your videos are very Informative. If you can pls do videos on Nifty Bees.

[@kumarraja3089]

Sir, Sachin Bansal led Navi MF has applied for FoF to invest in Vanguard Total Stock Market Index... Your analysis, pros & cons, index performance will be highly appreciated. TIA..!

[@terrormapu]

Short term equity tax is 15% irrespective of salary slab

[@manikandanr2954]

Yes correct

[@ramamoorthysarangapani7258]

Out of capital gains we have two residential property under sec 54. I want to have settlement one property with my spouse after completion within one year. I think that rules are silent about sett.but i can't sell the property.kindly advice thanks