Create A Budget With Me| How To Use A Cash Envelope System | OhmyfroBudgets

[@Baddiesandbudgets]

I hope this helps! Lmk if you have any questions! 💋

[@RainbowFro85]

Truly this is the best explanation Especially the part you said about making your budget fir your needs...whether you are motivated by saving or whether paying off debt. I like the way you worked backwards too.

[@annmargaret9320]

Thank you so much. You are truly amazing again thank you🥰

[@Naesplans4life]

Would you be willing to create a budget for me. I’m a single mom a teacher and a veteran, I’m on a journey to save money pay off debt and buy my dream home. I just signed a lease with my boyfriend....this is a first for me as I will be splitting living expenses with him. This will free up so much of my money so I could use your help starting off fresh.

[@moonandstarsatnight]

I love your passion!

[@dezzyj02]

Which categories do you take to the bank? And are they in categories that reflect what you’ve written down as well?

[@moonandstarsatnight]

“A budget shouldn’t be so restrictive that you’re miserable!” 👏🏾

[@BudgetwithDragons]

AMAZING BREAKDOWN SIS!!! THIS IS WHY I STARTED THIS!! I WANT MY SON TO ASK ME TO DO SOMETHING AND THAT SINKING FUND FOR FAMILY NIGHT IS THICK!!! 🙌🏽🙌🏽🙌🏽 YOU ARE WINNING SIS I AM SO PROUD OF YOU 🤗

[@Baddiesandbudgets]

Yes!!! We deserve to be financially free!

[@barbi.mcbride]

Thank you so much for this! 💖

[@malazangel8123]

It’s literally so fun and easy! I live in sudan and it’s really hard to have sinking funds here because of how much our currency is bad and all of my paycheck goes towards groceries! Still, you encouraged me to organise my spendings! I get paid monthly and I used to spend all my money and be broke by day 15 of the month! I wrote a plan and I’m trying to persue a budget planner so i could be strict to my new plan! I’m already broke this month so I made the plan for the next month! Can’t wait to finish September and tell you how the budgeting journey went

[@neontate413]

i hope you got your planner!

[@thehopefulbudgeter]

Yasss sis, budgeting doesn’t have to be miserable. Preach! 💋 I’m a mother of 3, and I’m trying so hard to save up for my babies too! 🥺💓 I love this video so much, amazing job per usual. God Bless u Mompreneur! 🙏🏽🙌🏽 you’re so inspirational.

[@darylwerner9531]

I've done Dave Ramsey for a couple of years now and it has helped us pay off our debt well but I never could figure out how to do a sinking fund. I understood what a sinking fund was but didn't understand how to bring it about. You helped me do that today, thank you!

[@melaniehowe2179]

I am a 40 year old woman with 4 kids. I work two jobs and actually make decent money but I always use my debit and credit card for everything and keep myself broke. I've been wanting to get myself on a budget but I never plan for unforseen things like one of my kids breaking thier glasses or needing braces. I am so determined to get myself on the right financial track and make a realistic budget for myself. Thank you for these videos. I'm learning so much and I am actually excited to start trying this!

[@pammcakes5719]

You’re one of the best budgeting coach here on KZbin. Keep it up! 😉😊

[@Baddiesandbudgets]

Thank you!

[@BudgetWithBrenz]

Yesss girl!! When Starbucks makes you happy, you budget that! Haha love it!!

[@jenniferlegrow504]

I decided to put a "treats" envelope in my wallet besides an eating out one. It covers a cold drink or an ice cream on a hot day !

[@alexandrialinares4171]

This is THE BEST and easiest budget start guide I’ve seen so far. Easiest to start and easiest to understand. I really thank you for this.

[@bangingbudgets4472]

Girl the fact that you took the time to do this just deserves all the time subs thank you so much for breaking it down for everyone just getting started

[@cecilyhall5556]

I’m feel so much hope after this video. I’ve never been able to understand not only how to budget but why I would budget. Thank you so much for taking the time to explain.

[@TheTinej03]

I have been on this money saving journey since April and am still figuring it out. Thank you so much for this breakdown/explanation. You are a gem for dropping this!

[@crash772]

This has been the best explanation I’ve seen so far and I’ve been in a cash budgeting hole for a bit 😂 Thank you so much! And I totally agree with you that budgeting shouldn’t make you miserable! Do things in a way that’ll keep you hyped to keep moving forward 💜

[@estrickland614]

Wow! Broken down to the lowest form OMG I love it! This really helps 🙏🏾🤗

[@SupernaturalBudgets]

These have helped me so much! I have my binder laid out for the rest of this month and the first week of next month. Got my actual binder put together last night and it's helping me to take my lunch to work and to do whatever I can to not spend whatever I can of my variable expenses. And I am already putting at least a little money into savings!!

[@Baddiesandbudgets]

That’s exactly how I got started! Little by little! Good Luck on your journey! You’ve got this!

[@davidjames1235]

@@Baddiesandbudgetshello do u still have those budget sheet at your shop. I loved how u break down everything in a budget video and that sheet would do me wonders. I am a cash budget person, but I just would like to keep a written budget sheet to hold myself accountable to make sure every dollar has a home. N

[@YesThatsMeFolks]

Super useful!! Thank you! I already saved 1500! $8500 to go! It’s definitely not easy but worth it when you start seeing the $$$ adding up lol

[@larissaingram3853]

SOO HELPFUL!! You really have been blessed by this talent and you have a AWESOME way of teaching, encouraging and explaining!! Thank you so much for sharing your gifts!!

[@sydneyc3259]

This is very helpful! Thank you so much! I’m moving out in august and really need to learn how to put money in certain places and make sure I’m covered.

[@brileyc.9463]

Girl we’re moving out aug 12 and I swear this has helped us so much! We started at the end of June and we were able to save for everything we needed without going without things we want/need! You should start! 💜

[@sydneyc3259]

@@brileyc.9463 thanks! And yes I definitely will. I’m already good with saving just never thought about doing it this way

[@makeupwith_jojo]

I could literally cry cuz I needed this so much. Thank you for explaining so clearly !

[@Baddiesandbudgets]

You're so welcome!

[@princesse5043]

Just wanna say that's an amazing story as to how you set up this business. I like the way you explained it. Wish you all the best with your business and thankyou for sharing.

[@SmurfetBaby]

I really like your budgeting Channel. I’ve been doing zero bases for two years now but I still like to feel motivated by others and I’ve seen other channels only do stuffing videos and doesn’t show actually budgeting so I’m glad there’s someone like you to show these newbies lol . I feel like it could be daunting seeing these stuffing videos because not everyone can do that at first. So anyways lol thank you.

[@jasyurifritz8222]

One video got me hooked I finally have a budget binder!

[@lakieshaxo]

Thank you for making this.! 😁😁 This is by far thee most helpful video to help me get started with cash stuffing.! I’ve been watching these videos nonstop and I was so lost on how ppl determined sinking funds and cash envelopes etc.

[@janae0907]

I am so a visual learner as well..... I am so glad you made a video like this!!!! I had no clue what to do! THANK YOU!!!

[@budgetfoursuccess]

I love how you want to balance fun and fund safety at the same time! Love it! 🥰💙

[@carinamichelleparedes9092]

This will give me a better understanding. Thank youuuu 😭

[@Baddiesandbudgets]

You’re welcome babe!

[@jenniferlegrow504]

This video was just what I needed tonight! I even took a screenshot so I can do up a similar layout because I think it will work best for me! Love your channel!

[@nickisha4764]

Hey Baddies and budget I am so happy to learnt about your videos. Thank you for all your effort in puting together this video. I deeply appreciate it. I am seeing a huge difference in my finance. I couldnt believe how much i am saving now. Thanks ❤ From St.Vincent and the Grenadines

[@savannahclark6454]

This makes so much sense! Best breakdown ever. I’m really bad at spending my money. I don’t have an income. I’m young, I’m just about to get my first job and car and it all seems so overwhelming bc I want to make sure I’m doing it right. I don’t want to put my money in the wrong place and be broke constantly. Thank you so much for this breakdown!!

[@kelseyliz95]

Thank you SO MUCH for this breakdown!! I'm just starting cash stuffing and my paycheck tomorrow will be the first budget I make with this system. This really helped me think about what my priorities should be while making it 😁🌟

[@Yonnie2436]

This is helping my daughter to finally budget.. This is her 2nd year in college and she has a car now.. It also has helped me.. Bless you 🙏🏽 ♥ 🙌🏽

[@claudiaalvarado3029]

My variables expenses are Gas Babies And groceries ALWAYS!! I always take out money first from there. Then I do high Priority (HighP) then what every I have left over I do Low P. I also do OTE (One Time Expenses)

[@mrstrinimarine4life714]

Awesome breakdown, thank you for sharing. I’m a visual person as well and really enjoy videos like this.

[@MissouriPrepper64052]

This is giving me some great ideas I just started my budgeting journey as of today I just started with all my sinking fund but I haven’t placed any money in them until August which is next month however I did start the 100 envelope challenge today you have an amazing channel and you have a great sense of self and your videos are very defined and understandable thank you so much

[@merccduhdabs]

I can’t wait for my next pay day I’m planning on purchasing your entire digital download budget planner! So thank you for this video gives me insight on how to bugdet out my paycheck☺️

[@diannevanmetre9599]

I’m so glad I found you! I’m getting prepared to do this type of budget, but was unsure of how to start. So I’m searching all your videos and watching what I feel will help me to achieve financial freedom!

[@rashedamckenzie85]

Once you said we’re going to budget and be happy I subbed you were in my suggestions and I started binge watching your vids I have a problem saving but your videos are motivating me ! Thank you !

[@stef1lee]

When the light bulb comes on...it's blinding!!! Thank you. You're a smart lady and I think you could take your ideas on the road! I'd attend!!

[@Baddiesandbudgets]

Thank you so much!

[@brittneyduarte5917]

I most loved when you said life is meant to be lived and having a healthier relationship with money!!!!

[@ingood0867]

I'm with you about savings. I'll do debt second probably. It will lessen my anxiety too.

[@amylynne777]

Ok but like not sure why I’m crying it’s just so relieving hearing all of your reassurances and flexibility in the language you use. Budgeting has been so intimidating for me and you make it so approachable. Thank you. ❤

[@kreativeheart8598]

I lost count how many times I’ve watched this video. Thanks again and again❤

[@kimberlyjordan4011]

ABSOLUTELY this helped!!! This is the video that I had been looking for!! Something that shows you from start to finish as a TRUE beginner. Thank you!!!

[@HazelKelly-q1j]

This is the first budget planning video I've seen which makes sense to me 😊

[@DaisyBudgets]

Love how you named the fictitious dog Rosco 😂🤣 I agree with you, a budget should not make you miserable or feel restrictive. It’s meant to free you from those bad money management chains ⛓💪🏼💰

[@aspencer5004]

Thank you for this! All the debt payoff stuff I've seen says save it all. I needed someone else to agree that I am allowed to spend a little while also paying off debt and saving! Thank you!!!

[@authors.l.goodies3812]

This breakdown helped sooooo much! Thank you for posting this, albeit over a year ago. I just purchased your Baddies Budget Book and am excited while filling it out!

[@ChronicLeeiLL]

Yesss! We are the same as far as needing to give yourself a lil spending money so you don’t splurge, and as far as needing to save before paying off debt… I also believe budgeting shouldn’t make you miserable. Girl your whole outlook on this is the same as me! I’m so glad I heard about you from watching another KZbinr.

[@tati.8991]

I been financing my money in a notebook and decorating it so its more appealing to grab it but its been so helpful since I started working when I was 18yrs, I do want to start doing saving challenges 😌 it seems fun to do. I learned alot watching your videos thanks!! 😊

[@emily.etcetera]

Yay! Thank you for this. I have been a new subscriber and I am so inspired to get myself in order. Thank you, thank you! 💜

[@lorrainephillips6386]

Thank you for this!!! And I LOVE seeing your natural nails! I’m jealous as hell!!

[@kenya1067]

This is so helpful. Because being overly restrictive when starting is a big reason why things seem so difficult. I appreciate you sharing these tips.

[@PrincessDanielle1229]

Oh I like that, "...A healthy relationship with money." I found you from a girl on tiktok and I'm glad I did. Great help! Thank you!!

[@natalierainey6260]

Thank you so much doing this. The BEST video I have found on getting started and working it all out. I have watched a few believe me, but after watching yours I actually feel like I know what I’m doing and I’m ready to start😁😁

[@LEASILVA18JANEHT]

Girl you are seriously an inspiration!!!! I AM SO HAPPY I FOUND YOU!!!! Thank you so much ! I love your videos!!! ❤❤❤

[@Baddiesandbudgets]

Thank you so much!!

[@jessmarie7082]

Love the name Jessica! 😉😉 sometimes there's folks like me who think they know how to work it out on paper but then see videos like this and it helps organize our budget better! Thank you for this video!

[@rayanabdelmagid8827]

Best KZbin video on the subject for sure. Thank you so much. I love what you said: budget but still be happy.

[@jaquette1567]

Great advice on the sinking funds. Definitely going to start one to purchase something special for myself. Love the way you break down your thought process on saving and budgeting money 💰

[@jaydenbaby100]

This helped me so much very easy and very clear I sure appreciate it

[@DH-nz2pk]

And you read my mind with this video!!!!!! I swear nobody has a video like this out!

[@Kananeey]

I always enjoy learning how other people budget and seeing what works for them because you can always take something away from that! thank you for sharing this!! 😊

[@marieelliott3491]

This is the first time I’ve understood sinking funds! Thank you!

[@RedSoYellow]

Hey sis you got me cracking up. If you want Starbucks everyday you get ya dang Starbucks 😍😍😍 you’re explaining well, love this. Go jessica 🤣🤣🤣 she killed her budget 🎉🎉🎉

[@aliciakowalski7936]

Your videos are very inspiring. Have you ever thought of expanding your business? It definitely looks like your having alot of fun and doing what you love.

[@lisasavarno2636]

You did an excellent job on explaining how to set up budget planner. Love & enjoyed💛🌷Have a blessed week🌼

[@aromafer9452]

Thank you!! I am also a visual learner. Now, it makes sense

[@natishabrighthaupt2361]

Wow this makes so much sense!!! I always had a problem with budgeting and I never knew it was the whole check, I love this idea. 2024 is going to be my year! Thanks for sharing the knowledge 💜

[@springflower1336]

Thanx for this video, I’ve been working for years now, even with untouched savings I still struggle monthly even as a salaried employee , I’m gonna try and have a healthy relationship with money instead of being afraid to budget, this is a very realistic video. I hope it works out for me, wish me luck on trying it out this month!!

[@JenniferD.-wt4uj]

I'm a beginner at this. Thank you for doing a video on how to get started. It really helps me see it better and understand it, too! Love this video ❤!

[@hkpmeme]

I loved the way you explained it! Thank you!

[@SLRahn]

Total Newbie here! Just came across your channel today watched 3 videos and I already subscribed to your channel. I love the worksheets, the way you break everything down by period, etc. I do have one question, if I may...Do you have to already have a month’s worth of income in the bank to start this system? Because if I split all my bills between bi-weekly paychecks, a due date for some of those bills may have passed before my 2nd check comes that month...if you get what I mean. Don’t want to be paying things late. Sorry if this question is answered in an early video. Thanks for keepin’ it real. I am so glad I found your channel!

[@rachels14]

Love this! I already have my system down, but I'm going to send friends and family to your channel when they ask how to start budgeting.

[@NaturallyLizzie]

Amazon addict, girl that was me all throughout last year! 🙋🏻‍♀️🙋🏻‍♀️🙋🏻‍♀️ lol Love the mock budget setup. You are so entertaining! I LOVE IT! 👏👏

[@breezybby3]

This is why I’m starting envelopes ! I HAVE to get off of Amazon omg

[@NaturallyLizzie]

@@breezybby3 😂😂

[@bigbossmoneymami]

Girl yesssss! The best advice ever, i love that you dont over complicate it

[@erikapena-terrero5272]

LOVE this!! Simple and straight to the point. Just forwarded it to a friend who needs help, so thank you so much for taking the time to do this! 😘 💋

[@sarinaglover3712]

I always love your videos because I learn a lot every single time and I'm going back and I'm rewatching even when you make mistakes I learn from them and it's getting me thinking of how I can make it work for me thank you very much I appreciate it

[@zoeseden4911]

Sent this to my kids… your channel has changed my life ❤

[@viviangoodpaster8652]

I love this.. we are gonna budget and be happy... THAT right there is the reason i love you! so real.

[@edrianshavers9007]

Hi New subscribers! Thanks so much for the breakdown to understand it better. You is right everyone situation is different but it's how you put it together for it to work for you.

[@joy6742]

This was very informative! Adjust is the word of the day. That is a great word to use in the budgeting realm. Thanks for the info!😊

[@shadowarhi558]

My favorite video and still watch this to help me how to budget ❤️💕

[@Baddiesandbudgets]

I’m so glad it’s beneficial!!

[@dangermauz754]

Yes, I am visual. I'm a pisces so I have to see demonstrations. So, I appreciate your work.

[@snapier395]

Your first words were impactful. Because I never know where to start.

[@cassowary-love]

This video is so great, thank you! I’ve been learning how to budget over the last few years but this video really helped me understand a lot better. I don’t think I can do this with cash but I wish I could

[@kimberlyjordan4011]

Yes please what ever you think will help. I’ll be watching!!!

[@alishamariel121]

Love how you explained everything. I just got a budgeting book in the last couple of weeks but just started setting it up yesterday. This video just motivated me some more 💃🏽

[@joshlynwilliams5921]

2 words! LIFE CHANGER!

[@vanessaguillen3601]

I just order that yesterday I believe with 100 challenge book. I’m so excited can’t wait you’re very inspirational. Thank you for that.💜💜💜

[@laurenshares...5613]

Thankyou for explaining the budgeting process. I just got started 6 months ago.

[@tcam8809]

I’m so glad I found this channel

[@shynadahadley4706]

Okaaaaay you are officially my favorite. I started this journey just October 2021 with little to no reeeeal knowledge. Basically just winging it, and from your video I’ve been doing it right mostly. However, this video has been soooo informative and I love it. You’re the first I’ve seen with this type of video and actually showing how to budget and not just stuffing. The breakdowns and encouragement is wonderful. God Bless You!! Thank you thank you!!

[@lynnbanks3]

Yes, I'm very much so a hands on & visual person! 🔥

[@niffellbique3744]

New subie... im budgeting while watching....your awesome

[@daizyscrypt8818]

Finally!!!!!! Man I’ve been hunting for a video that broke it down better. Thank you so much 😊 I’m trying so hard to find a way to start. But I pay my bills in full as paychecks come. So it’s hard to find a place to take money out to save for next time 😭

[@erikaroberts6281]

Thank you so much! This has explained in minutes what I've been trying to figure out on my own for years.

[@traceyealy5477]

This was very helpful, seeing the visual and hearing the explanation of each category really made it something that I will be able to follow❤❤

[@suchasweety-138]

I'm fairly new to following you. You inspire me so much. I appreciate this breakdown for people like me. I just had to stop in the middle of your video to say I notice how far you've come in a year. Girl you got your own shop now! I think going back on your older videos is inspiring me even more because it reminds me to look back on where I was a year ago and I've also improved. Maybe next year I'll be succeeding at some of my goals/hobbies.

[@Broblyers]

Thank you thank you! This was so helpful! I was having a hard time figuring where to go with sinking funds. You rock!

[@lovesrilanka2010]

Best budgeting video ever....thank you so so much