Dave Ramset: I want people to be financially free. Also Dave Ramsey: Are you taking two jobs to try and feed your family without telling your employer? Theif! Fire that Criminal! How dare you!
@thebleakoverview4227 Жыл бұрын
Actually that's right on point. He says to take out 2 or 3 jobs to get out of debt
@egotisticalghost6745 Жыл бұрын
@@thebleakoverview4227 I remember a woman calling him about car debt before and telling her that she wouldn’t see the inside of a restaurant unless it was her second job, but second jobs are theft, so he encourages theft apparently.
@Old_Jack_Ketch Жыл бұрын
I noticed Dave Ramsey uses video cameras for his podcast… Would he be upset to find out the company he bought them from also sold video cameras to other people? That would be stealing, right?
@DrakesBigAssForehad Жыл бұрын
@@egotisticalghost6745 That is exactly the episode of his show i was thinking about. I agree with you alot on this.
@MajesticLawnGnome Жыл бұрын
💯
@spaceghost0813 Жыл бұрын
"Hi Dave, I'm 100K in debt what do I do?" "Rice and beans, sell your car, you're going to have to hustle and work maybe even two jobs, you're not going to have a social life" ** 2 years later ** "Thanks Dave! I got two remote software dev jobs and was able to save up enough to pay off my debt and put a down payment on a house!" "YOU DID WHAT? HAVE YOU NO HONOR AND INTEGRITY? THEIF!!!!"
@nellosnook4454 Жыл бұрын
I share your opinion of Dave Ramsey. 1. Many years ago, when I first listened to Dave Ramsey, I knew nothing about him except that he was a Christian personal finance expert. 2. But soon I stopped listening to him because of the sanctimonious, condescending way he spoke to his callers. 3. Also for the way he unquestionably believed ANYONE who said “We’re debt-free!” 4. As Christians, our #1 priority should be honoring & promoting the gospel of Jesus Christ. 5. The eternal over the temporal. 6. In the context of business, how does it promote your allegedly Christian business (and faith) by firing a good employee who became pregnant and really needs an income? 7. Besides being so harshly legalistic, wouldn’t showing compassion and having faith that The Holy Spirit will indwell this woman be more Christ-like? 8. I wonder what her Christian co-workers thought of her being fired?
@elliott8596 Жыл бұрын
@@nellosnook4454 I kept listening because of the condescending way he spoke to callers. I often didn't agree with his holier than thou mentality, but god damn was it entertaining to listen to. Like watching a trainwreck.
@bcase5328 Жыл бұрын
A number of remote workers found they could produce more working remotely. They were not getting interrupted, gossiped at, side tracked, could now time block, had fewer unstructured mass meetings/events.
@tradrlarryone1827 Жыл бұрын
Start delivering pizzas
@tradrlarryone182710 ай бұрын
@@jakeleisure8326 People like Dave don't actually believe in what they say they care about their brand. Hes a grifter.
@Jupiterxice Жыл бұрын
Joshua Fluke you are saving the workforce of a generation.
@jimc95164 ай бұрын
no, he's ranting about workforce. what has he actually *done*?
@Jupiterxice4 ай бұрын
@@jimc9516 informed us of their buffoonery
@jimc95164 ай бұрын
@@Jupiterxice I think anyone with a pair of eyes can see that Dave Ramsey is a hypocrite and a liar
@BigTallRedneck Жыл бұрын
I used to be a massive Dave Ramsey fan and your videos completely changed my mind. This guy is a total wolf in sheep’s clothing.
@adamp6320 Жыл бұрын
The debt snowball method to get out of debt is not terrible of itself. Beyond that, nothing Dave says is of value and he's an incredibly arrogant, condescending, remorseless twat of a man masquerading as a Christian.
@TheAlchemist1089 Жыл бұрын
Well I followed some of his policies Take the good from everyone
@majunior1944 Жыл бұрын
Ramsey isn’t the boogeyman man that other work life/financial KZbinrs make him out to be. He’s just a business man from a bygone era, targeting his audience on a platform that wasn’t built for him or his ilk. There’s useful and useless information from all sides.
@BigTallRedneck Жыл бұрын
@@majunior1944 his financial advice is solid. His way of treating people is poor. Pun intended
@andrew8168 Жыл бұрын
The Chris Hogan and Anthony O'Neil stuff got me.
@joblo2277 Жыл бұрын
Dave has laid people off to line his own pockets. Dave and his goons have not had a change of heart at all, I do not trust people like them at any cost.
@mushroomsteve Жыл бұрын
His fake "change of heart" struck me as one of the biggest pot calling the kettle black stories I've ever seen.
@SrChalice Жыл бұрын
Change of heart people are usually sociopaths pretending to be normal once they get caught. I've seen & tested this personally.
@justnoel4088 Жыл бұрын
Seems like the standard company approach to when they get into a lawsuit or controversy like this, throw out some cheap gestures to make it seem like they are changing as to save their PR
@Nerobyrne Жыл бұрын
What does he think private business ownership is? Literally every decision by the owner(s) is made to "line their own pockets", which is just a derisive way of saying "increase profit". Even most things we'd all agree with are done for this reason. Paying better wages, health insurance, donating to charities, all increase the viability of the company. Unless he suddenly became a communist, I'm pretty sure he's a hypocrite. And I guess then he'd still be one, because he's a business owner ^.^
@rookiej5587 Жыл бұрын
@@SrChalice lol nailed it.
@kristinapaxton9686 Жыл бұрын
I live in the U.K. We have a cost of living crisis rn. We don't call working multiple jobs stealing. We call it surviving.
@LordPrometheous Жыл бұрын
If he has such an issue with people working multiple jobs, well maybe he should consider paying them more so they don't have to do that. Nobody works multiple jobs because they love working so much.
@mushroomsteve Жыл бұрын
@@LordPrometheous With authoritarians like Dave Ramsey and those of that ilk, it's all about controlling what their employees do off the clock as well as on the clock. Out of wedlock sex? You're fired! Need another job to make some extra money? Fired! Smoke some weed on your own time to enjoy one of life's simple pleasures? You're fired!! I hope this woman sues him for everything he has. Then he'll get to see what it's like when the shoe is on the other foot.
@steve00alt70 Жыл бұрын
But what if company 1 wants you to work on days that company 2 already assigns you those days? That would be a headache to not get paths crossed.
@australian1018 Жыл бұрын
@@steve00alt70 then that is casual work, so just say no. But Australian work conditions are way better than the US.
@Lonovavir Жыл бұрын
Most people I know under 40 either work overtime or have a full time and part time job. Sunday's no longer a day off.
@dissident1337 Жыл бұрын
People scoff at the term "wage slave" but business owners regularly demonstrate that they believe in earnest that paying your wages means they own you, body and soul.
@kirm81373 ай бұрын
I agree. I tell people that we are wage slaves regularly and they laugh at me. They say you can quit any time you like. I say that's true but what happens after you quit? You find another lousy job or you die. Unless you're rich, you are a wage slave.
@darkdudironaji Жыл бұрын
A co-worker and I aren't into all the corporate stuff. So, when our employer did a pot luck we didn't attend and left the office for lunch. When we got back, the CFO yelled at us in front of everybody for not "being team players." We told the VP in no uncertain terms that if we are being forced to stay in the office during our lunch we're getting paid for it, or we quit. They can't afford to lose us, because they can't seem to find anybody that will take out positions. So we aren't required to go to the team lunches anymore.
@macktheripper7454 Жыл бұрын
Fuck that bullshit .. stand your ground always
@darkdudironaji Жыл бұрын
@@macktheripper7454 We have been for months. I actually "quit" back in November. But my replacement quit the first day he had to do my job without me there. So I was offered a big raise and was allowed to work part time and from home. Since then, they have had two more people hired to replace me that both quit almost immediately.
@LordPrometheous Жыл бұрын
That is why I don't miss being anybody's employee. Being a subcontractor is tough at times, but it beats having someone try to hold a job over my head, or talking to me like I'm their illegitimate child.
@JosephDickson Жыл бұрын
An HR person once told me. "There's no such thing as a working lunch, if you're required to be there it's work and not a break. You must be paid for that time." They cited a California labor code I believe.
@e4gail Жыл бұрын
Best way to deal with bullies is to stand up to them. They are all cowards. Work and save 6 months expenses and you will NEVER have to put up with a bad work environment again.
@enmodelife Жыл бұрын
Yeah...the sudden "change of heart" sounds like public damage control in preparation for a wrongful termination or pregnancy (EEO) discrimination lawsuit.
@scottstempmail9045 Жыл бұрын
Exactly. Moral relativism.
@se2664 Жыл бұрын
I hope that lady wins
@justinjones6810 Жыл бұрын
Tennessee is a right to work state good luck getting a settlement
@erzabetf9544 Жыл бұрын
@@justinjones6810The problem isn’t simply that they fired a pregnant woman; they fired her for conduct that they tolerated in other employees, notably Chris Hogan. So they don’t really have a policy against non-marital sex; they have a policy of discriminating against pregnant women. I think she wins.
@tino5735 Жыл бұрын
That. They could also be starting to figure out that they're pissing off their own audience with some of their content, so they're changing tactics to get goodwill back.
@TihetrisWeathersby Жыл бұрын
Dave Ramsey is such a ghoul, He's genuinely terrible
@Firstsurugi Жыл бұрын
Ghoul is the only correct word to describe this guy. I know 2 people who follow this guy and I'm just sad on ther behalf.
@ivan200804 Жыл бұрын
@BronzeXV70 If you can afford it, why not.
@amireallythatgrumpy6508 Жыл бұрын
Well he IS American.
@scottstempmail9045 Жыл бұрын
@BronzeXV70 Just use a credit card.
@dogelife7901 Жыл бұрын
@@cstuartdc if they state up front that is their policy then it's completely legal. The employee agrees to the terms and if they break them it's on them. It would he like saying we only hire PHDs who test once a year and they decide to just not test once a year because they(insert excuse)
@v.a.7594 Жыл бұрын
This morning I was watching a clip from The Ramsey Show talking about the cost of rent. One of the things they suggested was if you work from home you could live further away from the office to pay less rent. This after Dave repeatedly saying people that work at home are lazy.
@sasasavage5047 Жыл бұрын
No way! Did they actually have the nerve to say that?
@yungwaco Жыл бұрын
As someone with a medical condition I'd heavily prefer a work from home position, but they're not offered in my industry. To see these guys say this stuff makes me completely lose all respect for them. Clearly they've never been in a position where they would need a setup like that, but I guarantee the moment something happens to their health or the health of someone they love they will change their opinion and act like that has been their mindset the entire time.
@Bella.Parabellum Жыл бұрын
I think they won't change their minds, they'll just adopt an "it's okay when WE do it" attitude. When it will be about them, they'll say, "well, in our circumstances, there really wasn't any other choice!" And viciously attack anyone who suggests otherwise. But anyone else wanting to work from home for any reason will always be "just lazy" to them.
@marcogenovesi8570 Жыл бұрын
They would just fire anybody that can't show up to the office regardless of their reasons, and probably get destroyed in court because they went against laws in the process. They are not smart, just very arrogant
@seanb6478 Жыл бұрын
Your medical condition is 1 thing, the lazy snoflakery remote workers he speaks of are another...they just want to stay @ home in their boxers and loaf in front of a computer.
@TheSoulCrisis Жыл бұрын
The CEO of my previous fintech company made a comment at a conference saying “if we were all remote we would be working from home in our pajamas.” 😂 So damn glad to be out of that place, endless headaches rolling down.
@ChrisPTY507 Жыл бұрын
I've been burned and betrayed by so many companies in my career that I now have a lot of trust issues with them and don't believe everything they tell me. For me, it's just a transaction, as they say when you're laid off: "it's just business." But when they need you, they tell you that we are a family or a team, and so on. Bullcrap! The deceitful nature of the corporate world makes it impossible for me to trust them.
@JJDK485 Жыл бұрын
That's why i'm kind of planning to run my own business, but still not sure at this stage
@ChrisPTY507 Жыл бұрын
@@JJDK485 me too.
@trutrek913 Жыл бұрын
It becomes of game of "Yes, Boss. That's a great idea, boss! Thanks for the jelly of the month membership!" then keep your resume updated and an eye out for a better job.
@ChrisPTY507 Жыл бұрын
@@trutrek913 You've got it. You understand how to play the game. At the end of the day... it's all about pretending you care about the company in the same way that the company pretends to care about you. That part bothers me because I find it impossible to trust in an environment where you have to be a hypocrite in order to succeed.
@marcogenovesi8570 Жыл бұрын
You don't have trust issues lol, it's not paranoia if the other party is indeed out to screw you at every opportunity, as is the case with companies
@zombyroid Жыл бұрын
I used Dave Ramsey's advice on finances to pay off 17.5K$ of debt about 10 years ago. I would never work for him though. The dude isn't a good guy. He knows money but, that's it. He's got the mentality of a person who has the money to be a jerk to people with minimal consequences. It shows. It'll be nice if I ever find that success someday. I just hope I don't forget what it was like a few years ago when I had to wear a fake smile because I needed the money.
@pedromoura1446 Жыл бұрын
@Steve Morlock that's part of dealing with financial trouble :)
@zombyroid Жыл бұрын
@stevemorlock5366 Unfortunately the loan sharks that "own/manage" student loans have found a way to make that strategy ineffective in regards to declaring bankruptcy or I might have followed his example instead of his advice. Interesting is putting it nicely imo. He tells people that honor and integrity are a top priority but, will openly game the system in whatever way benefits him. he also doesn't know what the word "Rights" mean. When he says "They work for me I have the right to tell them whatever I want." He has the financial security to tell them whatever he wants with little fear of consequence. Being rude, unreasonable, egotistical, etc.. are not rights. I would argue that a person's character shows the most when they don't have to face ceonsequences for their words/actions. It doesn't take much to see what Dave's character looks like.
@innocentrage1 Жыл бұрын
All his shit is common sense. Pay down your highest % interest credit card first so you save the most money and eat beans and rice till you pay it off because you cant afford prime rib right now... no shit
@scottstempmail9045 Жыл бұрын
@Steve Morlock Hypocrisy. Like most so-called "Christians".
@Starmast3rmusic Жыл бұрын
@Steve Morlock This. The idea is that you feel energized to pay off the rest of your loans after you see that first balance shrink. Interesting take I guess-- definitely one that doesn't seem based in anything but practicality, but maybe would work for addicts? Idk
@Zeuts85 Жыл бұрын
Lmao. They're obviously just trying to snatch up ex Google engineers. But I'm pretty sure ex Google engineers are smart enough to see through their BS.
@atomixfang Жыл бұрын
Love seeing Ramsey getting called out for his hypocrisy.
@nellosnook4454 Жыл бұрын
1. Many years ago, when I first listened to Dave Ramsey, I knew nothing about him except that he was a Christian personal finance expert. 2. But soon I stopped listening to him because of the sanctimonious, condescending way he spoke to his callers. 3. Also for the way he unquestionably believed ANYONE who said “We’re debt-free!” 4. As Christians, our #1 priority should be honoring & promoting the gospel of Jesus Christ. 5. The eternal over the temporal. 6. In the context of business, how does it promote your allegedly Christian business (and faith) by firing a good employee who became pregnant and really needs an income? 7. Besides being so harshly legalistic, wouldn’t showing compassion and having faith that The Holy Spirit will indwell this woman be more Christ-like? 8. I wonder what her Christian co-workers thought of her being fired?
@OfficialSeth Жыл бұрын
Ramsey team: If you want to work from home then you're lazy and entitled, you should be in the office playing Mario Kart with co-workers instead!
@xrunner55 Жыл бұрын
If i can land the remote job, there is nothing Dave Ramsay can do about it.
@liznguyen2119 Жыл бұрын
I roll my eyes when someone says, "you work for a company. They pay your paycheck so they own you." Yeah... That's not how this works. People don't work for companies. People work with companies if the company aligns with our goals and ethics. If working for a company is detrimental, I'm walking out the door.
@napalm5 Жыл бұрын
Corporate douchiness at its finest
@utaleonard Жыл бұрын
"I want to work at home where I don't really work" I actually work from home because I get more shit done without people coming up to my desk or getting cornered in the kitchen having meaningless chatter. Our company found people's efficiency increased working from home so made it an option full time.
@darksideblues135 Жыл бұрын
Same here.
@angelg3642 Жыл бұрын
Bruh like LEGIT. I do both job work and personal work much more efficiently than I ever did travelling to my job. I can manage my time better, I can save my sanity and stress levels from interacting or being around other people or in traffic. I can cook my own homemade food while waiting for IN MY CASE the project to load or to test something within it. It's only a nuisance to narcissistic bosses who want to control every single move of yours
@daveblackman816 Жыл бұрын
LOL ken Coleman is so conflicted. You can see it in his eyes. He’s like the Gen x middle manager that just discovered how a zoom call works.
@bane2256 Жыл бұрын
Ken just says whatever Dave wants to hear
@johnmcnamara8741 Жыл бұрын
I wish he would break away from Dave. I like listening to him, he’s pro corporate America but also calls out the bs. It keeps me balanced 🤷♂️
@GTRrocker8410 ай бұрын
He’s a good little pet to Dave Ramsey.
@obi-wankenobi17505 ай бұрын
The gen x guy with a good heart but a lot of boomer influence. Definitely not a lost cause.
@XxGyromancerXx Жыл бұрын
I worked for a religious company before. Prior to working for them, I didn't notice the now obvious clues they were one of those companies. Anyway, working there was one of the worst experiences of my life. It felt like a couple steps back in my career. I always had to deflect when asked if I was Christian. I was told by several employees and 2 supervisors if I'm not Christian, my time there will be short. They didn't get to fire me. I left for lunch on a Friday and never came back. I found something much, much better a week later. As far as my work history/resume is concerned, I never worked there.
@nervotica7991 Жыл бұрын
Wow, this comment oozes character. I'm sure they said good riddance.
@Hardworking_Trucker Жыл бұрын
@@nervotica7991 I’m sure she gives a fuck about their opinion 😉
@princessmarlena1359 Жыл бұрын
I worked for a few holy roller employers such as this, and they threatened to fire me for performing on stage in my second job, often wearing a stage outfit such as the one in my profile picture as a dancer or a magician’s assistant (usually because a coworker blabbed). They told me to either choose my showbiz job or their company, and then were horrified when I chose my showbiz jobs.
@mrbrandonbrown7072 Жыл бұрын
Just know that not all religious companies and people act and think this way. Always remember people are people. The bible is not full of perfect people but people who are human , made bad choices and failed.
@championmagnus Жыл бұрын
Avoid anything religios for work it's not a fit bc they can't ever leave the religion at the door
@mantid83 Жыл бұрын
Dave Ramsey is such a grifter.
@amireallythatgrumpy6508 Жыл бұрын
That's what Americans do.
@mantid83 Жыл бұрын
@@amireallythatgrumpy6508 Like you?
@marcogenovesi8570 Жыл бұрын
@@amireallythatgrumpy6508 Are you a russian bot lol
@amireallythatgrumpy6508 Жыл бұрын
@@marcogenovesi8570 Do you Americans only know two countries?
@amireallythatgrumpy6508 Жыл бұрын
@@mantid83 No. I'm from a better country.
@advsonhere Жыл бұрын
Keep it up Joshua Fluke 👏🏻
@amireallythatgrumpy6508 Жыл бұрын
He's as bad as Ramsey.
@Bella.Parabellum Жыл бұрын
@@amireallythatgrumpy6508 Nice try, Ramsey 😉
@joblo2277 Жыл бұрын
I bet Dave is about to lay off some people and needs to upfront some sympathy points first so he can say he didn’t lay them off like Google did.
@elenabob4953 Жыл бұрын
Yeah, it has that "feeling"
@marcogenovesi8570 Жыл бұрын
yeah probably other pregnant women or people that just got an accident or something, as that's his jam
@reefshadow1 Жыл бұрын
No way. He would have no problem at all putting the lowest producers or hell just the least liked employees on PIPs with no real metrics and firing them in two weeks. In fact he would prefer that in order to potentially avoid unemployment claims. That would save money.
@jimrockford2947 Жыл бұрын
Ramsey is the type of guy that pretends to have morals until it costs HIM money 💰
@jangelelcangry Жыл бұрын
I'm not a Boomer! I'm a Gen X! OK, Boomer.
@amireallythatgrumpy6508 Жыл бұрын
Said no intelligent person ever.
@soag87 Жыл бұрын
Gen X here. You have to understand something. We were vastly outnumbered by Boomers. We simply did not have the firepower to keep these self-centered yahoo's in check. Ken chose to suckle on a Boomer teet for his salvation, to be a lap dog for an alpha boomer. That is his gravy train, and he is going to fiercely defend it. So when you hear a Gen X'er sounding like a Boomer, this is why. For the rest of us, which is the majority, the only saving grace is Father Time taking them out in large numbers. Their legacy is like Woodstock. Refuse to pay for anything, overrun the castle, bankrupt the concert venue and leave a huge mess for someone else to clean up.
@jangelelcangry Жыл бұрын
@@soag87 OH, OK. But remember, Boomer it's not an age or a generation, but a mindset.
@soag87 Жыл бұрын
@@jangelelcangry That works for me!
@amireallythatgrumpy6508 Жыл бұрын
@@soag87 Gen X'ers are boomers are Gen X'ers are boomers. You're all the same. But at least you're not the entitled brats that the younger generations are.
@planetaryion Жыл бұрын
They say whatever fits their strategies and narrative at the time. There is always an AGENDA. As an institution there's no real emotion.
@tazanteflight8670 Жыл бұрын
I heard a story where a employee was hit by a car, and put in the hospital, and the company canceled his insurance, because he was suddenly considered "part time". Every job is a cult. There is a leader, rituals, rules, koolaid.....
@fearblackscarab Жыл бұрын
Thank you for the bugs life reference. Perfect explanation for what’s actually happening. In company’s
@vulpixelful Жыл бұрын
Better, it was Antz
@kimothy996 Жыл бұрын
It was a fantastic reference. Absolutely nailed it.
@marcogenovesi8570 Жыл бұрын
@@vulpixelful ah, a person of culture I see
@danhalo1405 Жыл бұрын
"Work as software engineer for Dave Ramsey now to get treated like a toddler and get subpar pay and never ever ask about remote work or you are fired the next day" - that should be Dave Ramseys slogan if he would be actually honest
@ReigneNation Жыл бұрын
Serious Question: Remember when coal miners etc were being laid off/fired, and reporters etc came out with #LearnToCode (which apparently was OK), then when reporters began getting laid off/fired & received the same hashtag (which was apparently some type of harassment), would it be ok to tell ex Big Tech former employees to say #LearnToWeld or #LearnToLumber ???
@JarmamStuff Жыл бұрын
Current generation journalists believe themselves to be some kind of aristocrats, able to do anything to anyone in any position and take zero flak or run to mommy and daddy when they get some
@cepininja1927 Жыл бұрын
Underrated comment. I saw a video of a veteran talking about what you were commented.
@pedromoura1446 Жыл бұрын
the answer is yes :)
@lilboosiedralls6813 Жыл бұрын
No, not really. Majority of tech layoffs are not tech related. The high majority of these tech layoffs were recruiters, HR, Marketing, etc. not to say some techies didn’t lose their job. If they did, trust me, there are still plenty of coding jobs, market still hot for it.
@marcogenovesi8570 Жыл бұрын
bulk of layoffs is in middle management and HR bs. They are just taking the opportunity to nuke the most obnoxious useless workers without looking bad
@SKBottom Жыл бұрын
His baby steps are tremendously good advice. In fact, he's very good on all the financial basics. When it comes to advanced financing, he's a clown. Lately, he's tried to get into the whole life coach thing and become Dr. Phil. He's terrible at that, too, and it may very well get him sued at some point.
@RN-hx1rs Жыл бұрын
His student loan advice is the worst IMO. His baby steps are very good advice, but on federal student loans, no. Also, he treats bankruptcy like it's a moral failing, rather than a tool that rich people use all the time. So mixed feelings on the guy. I wouldn't work for him, no.
@longwildernesswalks Жыл бұрын
Dave Ramsey and his entire product line is a joke. They pushed this crap at our office and damn near everyone walked out. Last time they pulled that BS.
@cjmhall Жыл бұрын
How exactly does flicking paper into the trash encourage me to trust my coworkers?
@neworleansjoe Жыл бұрын
Thanks a lot. Perfect viewing material. We both own land, have small pensions, and serve as directors of our family farm. I'm almost 52 and my husband is 55. I would really love it if you went LIVE and talked about how to get passive income online and retire comfortably, let's say $1M. We have begun saving for our retirement from the farm and may live on rental income.
@witebatman Жыл бұрын
The only good landlord is a landlord 6 feet under.
@nellosnook4454 Жыл бұрын
1. In the KZbin search box, type: Real Estate Investing. 2. Especially old episodes of Bigger Pockets with Brandon Turner. 3. Without any prior experience, I’ve doubled my income in three years by following the instruction from Brandon and many other REI experts with channels on KZbin. 4. Basically, the BRRRR Method. 5. Buy, Rehab, Rent, Refinance, Repeat. 6. By utilizing a basic formula, find & purchase a distressed, but potentially marketable rental property at a 30% discount. 7. Rehab the property through creative financing. 8. I used a $100K HELOC on my primary home. 9. After the rehab, you’ve increased the market value of the property by “forced equity”. 10. Rent the property. 11. At the lowest possible interest rate, do a cash-out refinance of the property to pay-off your rehab debt. 12. The difference between your higher rent revenue and your new lower monthly mortgage payment is your cash-flow. 13. That’s a VERY brief explanation of real estate investing. 14. The principle of acquiring an asset, increasing the value of that asset, and either selling or renting-out the asset. 15. Feel free to text me for more info. 16. Good luck! 👍
@jackcarraway4707 Жыл бұрын
I once did an interview at an MSP and the owner is explicitly Christian; he has Bible quotes on the company's website. The guy that interviewed me was so rude and out of line that I actually emailed the owner about it; I got the email from the leadership page on the website. The owner actually called back and we chatted for ten minutes. He tried to gaslight me by saying he's known the interviewer for nine years and it was a "stress test". My response: Do you think Jesus would be cool with how this guy acted? Probably explains why the job posting is ALWAYS on Indeed. Within a couple of months the interviewer was no longer at the company and the entire leadership page was taken down. Struck a nerve there.
@Xoulrath_ Жыл бұрын
I love how they act like the employees who want to work at home are construction workers or some other type of physical labor that has to be done on sight. They just ignore the fact that almost all of what is done in an office today can be done remotely with zero problem. Then they say that these people want to do no work, and get paid for it, yet that's an actual offense that you would have legal backing over which to fire someone. It's really easy to figure out whether the person who can work at home, is, in fact, working at home.
@ThatSayYou Жыл бұрын
I had a manager who got laid off by a company we worked for, hired back, and then laid off again 6 months later in the past year. This was all in person.
@pastrie42 Жыл бұрын
It’s fun to see them display their insecurity by attacking employees the way they do. It’s funny to see how much working from home pisses them off by watching them throw a fit about it.
@Brainy_Bytes Жыл бұрын
I wonder if they expect their employees to come into the office if they tested positive for covid, want me to come in and spread my germs around more? LOL such double standard trash. I love where I work that was able to work from home during the entire time I had covid
@rn2787 Жыл бұрын
I like people for the most part, but I don't like being micromanaged, spied on, lied to, having my privacy invaded, or any of the weird crap at his office. Dave, you are the reason why people don't want to go back to the office.
@rnt45t1 Жыл бұрын
I followed Dave's advice religiously, and paid off all my debt. Since I've done that, my life hasn't been all rainbows and sunshine. It really hasn't felt that different at all. I have yet to experience this "financial peace" he talks about so much. Especially after learning about all the horrible things he and his company has done to their employees. Makes me want to go finance a car this weekend.
@AK-47ISTHEWAY Жыл бұрын
Do it! 🚗
@shaneblack8082 Жыл бұрын
Hookers. Lots of em
@TapoutT Жыл бұрын
Do it
@shaneblack8082 Жыл бұрын
@BronzeXV70 Dave would want it that way. Get some
@cecily_6537 Жыл бұрын
🤣
@larrye Жыл бұрын
I was very sad to see this in the news. 10 years ago, I was a huge Ramsey fan and followed his books, videos, classes to get it off debt and start building wealth. I didn't agree with all his teachings but followed what worked for me. I even considered applying for a job there. After hearing him talk about what it was like to work there, I knew it wasn't for me. He is a control freak & a micro manager. That works for him so I just never thought about it again. But now seeing how poorly he treats people, it just makes me sad because his financial teachings are so valuable.
@wendwllhickey6426 Жыл бұрын
Iam a boomer and they are a holes want to control you and treat you like crap and are never wrong😅
@some1ne117 Жыл бұрын
It’s like watching Homelander putting on an act, but you see his brutal and insane nature in the cracks of his facade.
@plantbasedanalyst6263 Жыл бұрын
So it's morally wrong for a company to lay someone off to increase your profits, but it's not morally wrong for a landlord to evict someone from their home to increase rental profits.
@chaserohwedder8852 Жыл бұрын
The part you’re confused about is the home belongs to the landlord, not the renter.
@martinzapata7289 Жыл бұрын
@@chaserohwedder8852 And the company belongs to the owner? I don’t get your point
@chaserohwedder8852 Жыл бұрын
@@martinzapata7289 the reference implied it was the renters house. It’s always confusing to me why people act like they own a rental. Nobody acts like they own the business they work at. Also the general distaste for landlords has always been ignorant to me.
@Ishizu09 Жыл бұрын
I believe that in both cases you are supposed to inform the worker/renter a few weeks before so they can find another job/house. Also, when you are renting it means that you have the money to find another place or worst case scenario you can go to a hotel until you find another house. But when you lose your job you can't afford bills and probably your house. One is playing with your livelihood, the other is making things temporary uncomfortable. Finally, the fact that they lay off women who are pregnant is by law not allowed. You want people to have kids but at the same time to not have a job to support that life style? This is not how it goes buddy.
@plantbasedanalyst6263 Жыл бұрын
@@chaserohwedder8852 Obviously the property belongs to the landlord. I don't think anyone is disputing that. At the same time, it is a home for the person renting it. I don't think you understand the meaning of my post. Ramsey says that it's perfectly accepting to kick a tenant of out because they cannot afford the increasing rent, but now he's hating on company that lay people off. Layoffs and evictions are a part of the system that we live in, which is fine. But don't let a landlord like Ramsey evict a family onto the street while claiming that he loves Jesus and is a follower of Christ. Finally, people have a general distaste for landlords because in many cases they have seen their rents doubles in the span of a couple years. I invite you to research some of the unethical, unsavory, and illegal tactics that landlords have used against tenants, then perhaps you will understand the disdain people have for landlords.
@privateprivate4315 Жыл бұрын
“The worker” is now demanding. Look at the way he talks about people lol
@hijinks21 Жыл бұрын
13 years ago I told my boss it's either I go remote or I need to quit. He saw the value I provide and let me wfh
@James_36 Жыл бұрын
The point is you can’t justify offices financially or productively in general, covid proved that in my company, I’ve always worked from home as it’s field based in nature and the office is over 3 hours away. Their attitude toward home working is really odd to me
@chaserohwedder8852 Жыл бұрын
The office is a prison where they can physically monitor and control you. If you’re working from home you aren’t their slave as much as they want you to be.
@James_36 Жыл бұрын
@@chaserohwedder8852 pretty much it’s middle management control
@trutrek913 Жыл бұрын
Here's why they want you to come into the office: It justifies the buildings, which justifies the office managers, which justifies the directors, and justifies most of the executives on the top floor of that building.
@Alexa-uk8lj Жыл бұрын
The Ramsey office looks so depressing and it looks like it might be in one of those far off office parks, so they probably don't have anywhere else to go for lunch.
@kcourtney6826 Жыл бұрын
It’s in Nashville I used to work close by that building.
@martharetallick204 Жыл бұрын
Here in Tucson, we have food trucks. Sometimes they even go to office parks.
@Brainy_Bytes Жыл бұрын
They probably have a ping pong table for "team building exercises".. pro tip you see one of those in the office.. run!
@jacobpowell1882 Жыл бұрын
I’ve been to the new office it’s about 35 min outside of Nashville and yes there’s not much else nearby
@GoldenTV3 Жыл бұрын
"Hi Dave, my job is treating me like shit, what should I do?" "Well you need to find another job dummy" **Switches jobs** "Thanks Dave! I switched job and this one pays me more and treats me better!" "YOU DID WHAT? YOU JUST BETRAYED YOUR COMPANY"
@princessmarlena1359 Жыл бұрын
Joshua, you should consider doing a video on company suck-ups. As for the woman being fired by Dave Ramsey for being pregnant, she is right to sue and to not sign anything. It’s sick how these employers are such narcissistic control freaks.
@montecristo1845 Жыл бұрын
Loyalty works both ways, Ramsey. Otherwise it’s just good ol’ subjugation.
@doyinsage Жыл бұрын
I appreciate you sifting through tons of cringeworthy content for our benefit. I don't know how you do it.
@mikeyllo Жыл бұрын
I haven’t had a stalking issue, but I’ve always felt weird if someone messages me and asks me if I was at a specific spot at a certain time…especially if I was with my mom.
@djreb8505 Жыл бұрын
I WAS WAITING FOR YOU TO TOUCH THIS TOPIC. I’ve been noticing this too!! I had to backtrack on a few of Dave Ramseys rants to where I’ve noticed his rebuttals
@Veteran_Nerd Жыл бұрын
Any time an employer offers you an NDA and hush money, just know that they are probably terrified. Talk to a lawyer asap before signing anything.
@Gideonrex1 Жыл бұрын
These guys love capitalism except when the employees get to have “freedom of choice” lol
@TheLazyEconomist Жыл бұрын
That Hopper speech applies to so much in life, it's crazy that was in a kids movie.
@kittysaywut Жыл бұрын
Sounds like not many people are applying to their job openings so they have to change their tune.
@marcburns508 Жыл бұрын
If you can work 2, 3 jobs at once remotely, I think that says more about how much an office worker accomplishes in a day.
@jameslivermore4481 Жыл бұрын
I'm gearing up to start a couple of businesses. I just don't understand this mindset of reveling in the idea of having dominion over other people. My goals will be entirely performance-based.
@4m4z1n-grace8 Жыл бұрын
Apple's Tim Took took a 40% pay cut for his employees. Meanwhile, Dave jeopardized the life of an innocent child. *_sigh_*
@raybod1775 Жыл бұрын
Apple also is the only major Silicon Valley corporation not laying off people.
@amireallythatgrumpy6508 Жыл бұрын
@@raybod1775 You think Apple is not laying anybody off? 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
@HH-le1vi Жыл бұрын
@@amireallythatgrumpy6508 They have yet to have any large layoffs to where the media thinks something is going on. And in todays age the media will find out relatively quickly if they're letting go of a bunch of people at one time
@amireallythatgrumpy6508 Жыл бұрын
@@HH-le1vi False.
@HH-le1vi Жыл бұрын
@@amireallythatgrumpy6508 Then send links
@croak8575 Жыл бұрын
The "good luck" to people leaving their jobs to keep working remote still makes me laugh. I did that and got a $50k salary increase on top of it. Thanks for the luck!
@channelpink4376 Жыл бұрын
I live in Nashville and I literally ignore their listings when Indeed emails their jobs as recommendations. They're constantly hiring/re-hiring for the same role. I would never do my line of work with them forcing everyone into the office. My job requires you to use a browser. He's absolutely crazy if he thinks I'll be enough of a corporate simp that I'll cave in to work for him just to be forced to come all the way to Franklin JUST to open Chrome or Firefox when I could've just done that at home.
@BPTtech Жыл бұрын
I feel like applying to Dave Ramsey for a job, just so I can sit home and work my other two jobs lmao
@gravekeeper4601 Жыл бұрын
That is why the only person an employee that should be loyal with is ourselves and our loved one.
@zaraakkuly1861 Жыл бұрын
I have an invisible disability that made it very painful for me to work in the office and go to school. For years I suffered in silence. Sometimes I wanted to die. When COVID came around, I realized that I could kill it at both work and school while being able to manage my disability better. These people are assholes and have no empathy or emotional depth to imagine that someone else's siuation might be different from there own. It's not always about entitlement. And even if someone doesn't have a disability, if all your work can be done through a laptop, working from home just makes logical sense and it's better for the environment.
@trutrek913 Жыл бұрын
This video is great! That "Gotta keep those ants in line!" 10:20 skit was funny and sadly too true. Keep up the good work.
@hassansyed6087 Жыл бұрын
When you don't have control over all aspects of your employee's life, this is how one responds which is essentially Dave's response. He has a dictatorship approach and he doesn't create a thriving environment for his employees
@fanofcodd Жыл бұрын
If your boss don't notice you are working several jobs and you have to tell him , it means your are doing your job properly.
@mikeyllo Жыл бұрын
Does anyone have any positive experiences working for the Ramsey team? Are there people talking about how amazing that organization is or how great Dave’s leadership is? They seem more like Christian Bullies than they do true managers, leaders or anything remotely close.
@Ruffles2012 Жыл бұрын
He has over 1000 employees. Only a few complain. I don't agree with everything Dave says, but come on. At some point a company gets so big that they're gonna have employees that are unhappy
@mikeyllo Жыл бұрын
@@Ruffles2012 agreed, which is why I was asking about where the employees are who can talk about the good experiences they have actually working there and for him in a real way…and not in that “gun to your head” sort of way. It’s tough to listen to his views on people, employees, etc. and somehow see him as being a good leader or creating an environment where people actually want to work and not just perform/endure out of fear. If he’s as good of a leader as he says he is, that’s great for the employees. I just want to hear the accolades from some folks other than himself.
@bane2256 Жыл бұрын
Seems that way. The cohosts of his shows basically act like Dave and repeat what he says
@Ruffles2012 Жыл бұрын
@@mikeyllo I agree but I think the internet is biased towards negative reviews. It's so funny you mention the "gun to the head" thing because if you watch Ken Coleman's show, he'll admit when he's by himself that remote work can work for some companies or people and it's not ALL bad. But as soon as he's hosting with Dave (or any other host), Ken says "WFH is bad! You're lazy!" lol
@mikeyllo Жыл бұрын
@@Ruffles2012 LOL!
@Candikanelane Жыл бұрын
Your channel is a whole gem out here.
@ladyluck7534 Жыл бұрын
omg that bug's life clip is absolute perfection
@dealerofgame Жыл бұрын
It's always old people with the closed mindset who cant process why working at home is better than coming to a office
@montecristo1845 Жыл бұрын
I’ve never forgotten Hopper’s monologue from A Bug’s Life because it applies to so much in life. But brilliant that you thought to use it in this video for this example of power structures.
@PS-lv1mr Жыл бұрын
Makes me wanna re-watch Antz what an amazing movie
@montecristo1845 Жыл бұрын
@@PS-lv1mr "I AM the colony!!!"
@wyntresorrow4039 ай бұрын
He kept a male employee who committed adultry. One of the sins he believes in
@ThatSayYou Жыл бұрын
You know I worked at a branch office and still went into an office every day and I still got laid off virtually. Layoffs are still heartless remote or not.
@kesayo7 ай бұрын
I’m a remote worker who works in my sweat pants every day. I come into the office maybe once a year. After the pandemic my employer called everyone back into the office. But I was granted an exemption because I live 4 hours away and was, apparently, worth keeping because I have since survived 4 rounds of layoffs and received huge pay raises every year. Just evaluate people on a case by case like you normally do. You don’t need to make blanket statements about the good or evil of remote work.
@huckleberryfinn8795 Жыл бұрын
I think Dave is realizing his core audience (boomers) are dying off. He needs to try and get more people watching and paying for his propaganda.
@ROSWELLHUB Жыл бұрын
I am glad you brought this up. When I saw the Google clip and Daves take on it I was like huh that is weird
@jetpack_joe Жыл бұрын
What does Dave Ramsey's company even do? I know they have an overpriced budgeting software, but the employee in the video mention 900+ other employees. They can't all be working on that, right?
@jayo3074 Жыл бұрын
I've also wondered that too. I think they sell courses too. But 900+ employees is a huge company in my view
@rightwingsafetysquad9872 Жыл бұрын
They do an MLM style budgeting course. They send people around the country to teach "partners" how to teach their class in senior centers, Churches, community colleges, and the like. The way they structure it is kinda shady, bu from what I've seen it's a decent course that's helped a lot of people.
@ghost-user559 Жыл бұрын
Also keep in mind they may be counting hundreds of foreign call center and similar remote workers.
@bobow4075 Жыл бұрын
Notice how there wasn’t a single black guy in that vid
@laverdadbuscador Жыл бұрын
funny thing is when an entire generation doesn't own anything we also don't have any incentive to put up with abuse.
@unclechaelsneckvein Жыл бұрын
I don't get the war on remote work. That being said: As a beginner, it is much better (for me personally) to be in a group environment. Communication is much better and I'm just more productive in this environment. At the end of the day: Everyone should choose what's right for them, but in my experience, remote has it's downsides too.
@BorderTurrets Жыл бұрын
I’ve worked more remotely than in person. In person, there’s so many distractions and managers that want to “sync” up for dog and pony shows. You can chalk it up to a bad employer but come on, so many employers have meaningless meetings to make some random Supervisor happy.
@josephgodslayer9961 Жыл бұрын
@@BorderTurrets micromanaging and useless meeting then they wonder why production is down.
@bojanistvancic6237 Жыл бұрын
Let me tell you about some adventages regarding the remote work. You can eat whenever you want and you don't have to follow team's agenda which if not followed you are not a team player. Noone walks around me like PMS and deconcetrates me every few mintues. Can wear something comfortable - piyama, bathrobe or track suit. Have additional 2 hours that are usually wasted to go to work and back. Save money for gas and for the parking ticket every day. Can spend my pause with my children and spouse. You can play games, go for a wallk or anything that you like during your pause. You don't need to make up excuses cause you don't want to stay every Friday to drink with colleagues. You can work from anywhere (mothers/brothers house, cooworking for a day, restaurant) or even you can combine multiple locations on each day. If you don't get enough work from team and they are aware of it you don''t need to pretend that you are productive. You can use your bonus time however you want.
@unclechaelsneckvein Жыл бұрын
@@BorderTurrets I've only worked at one place and we mostly have meaningful meeting. But I've heard the corporate horror stories and I'm sure they are true.
@unclechaelsneckvein Жыл бұрын
@@bojanistvancic6237 Those are definitely positives. The biggest one is the commute, that sucks. But since I work 8 hours (no more, no less), I can't really enjoy the advantages of being home because I'm just working, I don't hang out with my family (not like a robot, but I feel bad if I don't put in my hours because I expect the company to never make me work overtime, so I don't want to work "undertime" either), and the help I get in the office (granted, I'm a distraction for others) is worth it to me. At least until I'll become more senior.
@citydweller99 Жыл бұрын
Higher ups talk about face time, company culture, etc...to justify in office work..yet will turn around and let them go when jobs need to be cut. Mixed messaging
@nickeep8398 Жыл бұрын
Wow. So glad I stopped following Dave Ramsey a few years ago
@rhcprule3 Жыл бұрын
It's INSANE how out of touch Corporate America is with the average human being. These people are clearly compensation for something.
@PseudoDak Жыл бұрын
Rich financial advice, poor treatment of people
@JosephDickson Жыл бұрын
Maybe, just maybe DR's social media person is watching Josh's channel and learning that employees watch more videos than company executives. For that wonderful ad revenue. 🤣
@jayak3768 Жыл бұрын
Over employment is not lying. A company doesn't own the employee. The orgs do not have exclusive right to an employee's labor.
@ipeteagles Жыл бұрын
Josh isn't the hero we deserve, but he's the hero we need.
@amireallythatgrumpy6508 Жыл бұрын
Like all Americans, he's a zero.
@birdjericho Жыл бұрын
100% have worked for a company that did not let me takes breaks or lunch on my own. So for lunch and breaks, we'd play Scrabble and Mad Libs together as a team. Yes, even while stuffing our faces with disgusting brought-from-home Tupperware meals (which I refused to do myself); the break room and the game room were the same room, so it all just "worked out great." To paraphrase my manager when I asked if I could NOT participate: "Well, you have to. Team unity breaks down when it doesn't happen." Oh. Is THAT why? It's not the ever-changing never-ending rules-for-thee-but-not-for-me division that existed between managers and writers? It's not the needlessly-complex rubric we had to follow as a team, but could never get a proper definition on what SEO rules we actually were supposed to follow? It wasn't the fact that my writing could waiver between a perfect five-star rating one second and immediate one-star failure the next, at any time, and that I could never figure out the rhyme or reason as to why, even when asking for specific feedback? I mean... we weren't INTERNS or something, but to even say that is to insist that interns SHOULD be treated that way, which they absolutely should not! Man. It's kinda depressing that I'm actively looking for employment right now. Contemplating returning to that kind of unprofessional middle school garbage makes my skin crawl, no matter how many bills I have to pay.
@ashman167 Жыл бұрын
These are the kind of people, never eva to work for Period. Karma will be served up cold.
@amireallythatgrumpy6508 Жыл бұрын
Karma is fantasy.
@nasis18 Жыл бұрын
Great video Josh!! Keep up the good work!!
@herbert-kenumera960 Жыл бұрын
Hope youre doing okay mr Fluke!
@WiseOldBill Жыл бұрын
This man reminds me of one of those medieval Barons after the black plague where the peasants demanded better treatment and benefits because of the lack of skilled peasant labour and the high and mighty dismissed them until they started leaving their estates.
@lanzelet7386 Жыл бұрын
"We care about people who agree with us." There, I've said the quiet part out loud for them. Edit: the games and stuff reminds me of the culture at my last job. It was all well and good until they fired me with no notice or severance. Yep, we're a family.
@monterreymxisfun3627 Жыл бұрын
It reminds me of a drunk driver being all over the road.
@agoodtheory Жыл бұрын
100% guarantee these clips of Ramsey's lapdogs pretending to mourn with all the Google employees losing their jobs came from them talking to their lawyers and PR firms and being told "try to take a softer approach and look better compared to the giant faceless Google; we need the public to see you in a better light with all these lawsuits piling up"