Currently buying a home. 1st time home buyers. Closing Monday. I got assistance with down payment n closing cost were only $3,327.00. So excited!!! Not through BOA though but these programs exist. Im at 3.5%.
@maklohani3 жыл бұрын
Could you please let us know that program is it for down payment assistance.
@NicoleNark3 жыл бұрын
So excited for you Melissa!!
@yoyoland84613 жыл бұрын
I’m also here to find out what program it isb
@mhc5623 жыл бұрын
Following...
@Myhousewifemommylife3 жыл бұрын
Please let us know the program?
@nkelmorgan403 жыл бұрын
Once folks secure their houses, it's a secret who they bank with, what programs helped them...im working on home ownership. I hope I remember this post, so that everyone who wants a house, can know how to get one.
@caroltung26672 жыл бұрын
I have so many doubts
@MJKeith09083 жыл бұрын
I'm so glad you broke down the income caps. After speaking with a B of A Lending Specialist today the salary cap was MUCH lower if you want to buy in a moderate to upper income area. The salary cap was MUCH higher if you want to buy in a lower income area. Bummer..
@samuelwatts99183 жыл бұрын
I really appreciate all the information you have provided for all of us who are watching this. I personally have learned a lot as a 51 year old first time homebuyer. But I feel that I am starting to get stressed out about this and still not sure what to do. But please keep up the good work. Thanks
@donnellhicks3 жыл бұрын
You did a great job explaining the program. Do they have a programs for new construction ?
@kevincooper0 Жыл бұрын
This is a very insightful video to boa users, thanks Nicole. There’s a company I know that grants loans up to 40k. Very reasonable interest rates too.
@callumfrank Жыл бұрын
Oh really! Please can I know this company you're talking of?
@kevincooper0 Жыл бұрын
@@callumfrank Yes sure, it's called "Credit Synod"
@callumfrank Жыл бұрын
@@kevincooper0 Okay Thanks!
@evanhoeck30673 жыл бұрын
A year from now most homeowners will not be able to pay the increased taxed levied on homes. It will just take time before everyone return to normal
@horacehoffman37413 жыл бұрын
The unemployed are not counted and the employed don't make enough money to afford a house or even rent without getting a cosigner! The rich and investors are ruining the chances for the middle class to even own a home!
@CarlosAntonio-br3xq3 жыл бұрын
Stock market is do for a major down turn and again most of the economy is propped up on stimulus/fake money. When stocks start to slide they to will have a “spill over effect” on real estate and overall economic health of country.
@joseemiliano85223 жыл бұрын
If you can't buy real estate buy gold, BTC and silver, the Woke Democratic politicians now in charge in Washington are pushing to crash the economy with out of control spending using covid as a reason to raise taxes. Your rights and wealth are being taken from the progressive Left.
@charlottebauer54233 жыл бұрын
Nobody predicted 2008 financial crash except Kathleen Diane Hayden . Back in 2006, 07, all media, economists, realtors told people that everything is fine and the home prices go up. Now it is the same Game is but the players are different. Everyone created a KZbin channel and call themselves expert in everything from real estate to stocks. And the funny thing is all of these youtubers claim that they have a millions in real estate and other investments. One day the say oh there will be a crash, the other day they don't expect any drop in prices.
@JuanSanchez-nc7fu3 жыл бұрын
@@charlottebauer5423 i don’t understand anything although i have been following various channels and reading various market charts, watching youtube vids. real estate and btc seems to be doing well for months now. I'm aware of kris krohn, meet kelvin, Ryan serhant, Graham stephen umar khan and jimmy. who is Kathleen?
@iamhim97643 жыл бұрын
I simply subscribed because I’m a Bank of America customer and I was honestly about to close my account I’ve been looking for a lender since last year I get on here and she’s the only one on KZbin so far that’s reporting something this good Wow so yea thanks.
@NicoleNark3 жыл бұрын
Thanks for subscribing!
@iamhim97643 жыл бұрын
@@NicoleNark and did I mention how beautiful you are 😉
@TheBlinkisback093 жыл бұрын
@@iamhim9764 don't be an internet creep bro
@iamhim97643 жыл бұрын
@@TheBlinkisback09 you must be gay lol 🍉 🍎 🥤
@chongxiong67843 жыл бұрын
so I check it out and apply and got approved...
@manuelseda91973 жыл бұрын
How do you apply?
@NYCAppl33 жыл бұрын
Wow, that's awesome. Congratulations!
@pappigio72683 жыл бұрын
No way
@bethelalice72283 жыл бұрын
I got approved too and got mine too, after a long time tho 😃lol!
@alih23702 жыл бұрын
@@bethelalice7228 What is long time?
@vwj87853 жыл бұрын
You are amazing always giving great tips and advice especially for new home owners. You don't think about just yourself or what the bank has to offer you think about the kindness of your heart for people you are amazing
@vwj87853 жыл бұрын
I wish you were in my area goodness 😩
@NicoleNark3 жыл бұрын
Wow thank you so much for your kind words! 😊
@louannrael20723 жыл бұрын
I would like to know if you can qualify to buy a Motor Home as your main source of a home and business.
@leslycruz64133 жыл бұрын
I had spoken to someone from Bank of America and she had told me I had to put something down as long as it didn’t exceed $20k... so I was like.. well I know got sure I can’t put 20k down 😂 what is the point of the down payment grant? Lol idk! She honestly was not very helpful. I called to ask about qualification requirements, and she told me to fill out an application. Like that wasn’t my point of the call! Smh. I am going to reach out to someone else. But these grants seems great! Good luck to everyone seeking to buy a home.
@NicoleNark3 жыл бұрын
From what I have understood, you can qualify for 3% covered on the down payment! And that is the minimum. Hopefully when you call next time you will get someone more helpful! 😊
@sofiadilorenzo28393 жыл бұрын
I’m on the process of finalizing my loan. I initially was going to put 5% and now I will only put 2% down because they cover 3%. They are also covering almost all of my closing costs! I never thought I would own a home at 25, but here I am a few weeks away from closing!!
@sofiadilorenzo28393 жыл бұрын
Also you only need to be owner occupant for 1 full year for the BoA grants
@NicoleNark3 жыл бұрын
@@sofiadilorenzo2839 so excited for you Sofia!! 🎉🏠
@goddessoffire93513 жыл бұрын
@victoria martinez I was told it would be 3% like 3k for every 100k you’re approved for & this estimate is with FHA....you should get a second opinion you shouldn’t be paying that much for the down payment
@ssneed78813 жыл бұрын
What is the max income restriction you have seen?
@PhotoNERDsUnite3 жыл бұрын
1. do you have to stay in the home for a certain amount of time before you can refi? 2. Can you use these funds on new builds?
@NicoleNark3 жыл бұрын
1. One year 2. Yes you can!
@HEARTAEMOXA2 жыл бұрын
@nicole nark would airbnb and vrbo count as "rent" yet or is this system too new to be counted as rent?
@KhemBoBeatZ2 жыл бұрын
Bank of America paid her for this video just watch 9:24 😂😭😭😂. I saluted you for hustling. Keep on grinding
@jamie70673 жыл бұрын
About start the buying process. Appreciate the information!
@NicoleNark3 жыл бұрын
So exciting! Thanks for tuning in
@xaad24433 жыл бұрын
Bi
@xaad24433 жыл бұрын
Hi
@aladdin30933 жыл бұрын
@@NicoleNark Hello. Where can I email you more information about this?
@Steph-qn2pc3 жыл бұрын
Any pros or cons for single mothers as a first time home owner buyers program?
@kaythegardener3 жыл бұрын
Many home offers are ABOVE LISTING PRICES IN MANY MARKETS!!
@dr.aliadixonnursepractitio64733 жыл бұрын
Yes a Sellers market..it’s awful for buyers
@kevingarcia281003 жыл бұрын
Yup we just won our house and had offer 25k plus
@nicoletuck92833 жыл бұрын
Absolutely I would apply. I'm about to look up the program right now. Thanks so much for the information
@NicoleNark3 жыл бұрын
You're welcome. Thank you for watching!
@seanolivas91483 жыл бұрын
I'll wait for the housing to come down in CA first. Last 100 years it drops every 7 years, except the last 12 it hasn't! Thanks for the information
@nicole47793 жыл бұрын
Literally going to Bank of America's website to apply for this program after seeing your video. THANKS!!
@NicoleNark3 жыл бұрын
Glad it was helpful!
@donnaalsippi30253 жыл бұрын
Yes I am thinking of buying a house next year but not in my current state . I am on a fixed income. These programs would help me out to be able to get my house instead of renting as I am now
@deborahasmith58373 жыл бұрын
I am also on a fixed income and would like to buy a home. Currently I am renting an apartment for $671.
@flourishscott49613 жыл бұрын
Better still apply for 30,300$relief grant which is non refundable am sure it will go a long way for you I have gotten already
@paulspicer55423 жыл бұрын
I would love to have it. There is nothing like your own place
@NicoleNark3 жыл бұрын
Absolutely!
@elizabethortiz25713 жыл бұрын
Definitely.
@autumnalexandra47433 жыл бұрын
@Nicole Nark can these be combined with NACA as well?
@itsallbiznz1553 жыл бұрын
NACA has been doing this since 2004, except: There is no credit score requirement They pay all of the down payment, up to the the Fannie Mae conforming limit There is no income cap unlike BofA who has a 150% cap above MSA NACA pays for any repairs even if the property is uninhabitable Close times are dependent on property condition Just an fyi, yes, the BofA close time is up to 45 days but close times can be as short as 30 days with a clean file and property.
@NicoleNark3 жыл бұрын
You are absolutely correct! This is by no means the only program like this. But, I wanted to make a video on it to share it with those who may not have known it is available!
@shirleyann3142 жыл бұрын
How can I find out about NACA and what areas is this in??I am a Senior but still.want my own home...please and thank you
@sarentet.38363 жыл бұрын
Thank you for info. Very helpful...as a potential first time homebuyer
@NicoleNark3 жыл бұрын
Glad it was helpful!
@ItzShannyBayB063 жыл бұрын
Hi! Thx for the video. Where does the earnest money come into play? Doesn’t the EMD go towards the down payment or closing costs? If I get $10k in DPA, will the EMD go towards the down payment in addition to the DPA? For closing costs this grant won’t pay the reoccurring costs so can my EMD go towards that ? Thanks in advance! Do I get to choose where my EMD goes?
@QuenofSheba3 жыл бұрын
What about people who have filed bankruptcy and who has a credit score under the 640 range are there any programs/grants for this circumstance?
@JDB-ru4lp3 жыл бұрын
Talk to a real estate agent and the bank
@saqueradry36293 жыл бұрын
Go to NACA
@anthonywilson22083 жыл бұрын
Welp soon as I heard 640 credit score... 👉🏾🚪😂🤣 I need to get my shit together
@itsjazzijanay50893 жыл бұрын
I’m hollering !!!!💀💀💀💀💀
@GG-kw1qg3 жыл бұрын
Bro do it if you got good credit
@MegaFairandsquare3 жыл бұрын
Been there! If I can do it, you can too. At 50 my score was at 490. Three years later, I managed to get it to 655. Start with a credit report and make deals with your lenders for monthly payments you can afford. They’ll work with you.
@francesca92633 жыл бұрын
You and me both
@lesliejones36873 жыл бұрын
I recently spoke with a representative of BOA about this program. I was told that it was either one or the other, you can't use both. According to what you've read and researched is this true?
@NicoleNark3 жыл бұрын
I have spoken with a few buyers who have been able to use both. I think that it could depend on the area. From what I have heard, different areas have different restrictions and sometimes only one of the two is available.
@galaxiesfire25543 жыл бұрын
I just got qualified in our area (NJ) but I can only use ONE of the 2 programs, they aren't going to let me use both :/
@erikmares39883 жыл бұрын
Hi Nicole, thank you for the great info very helpful for 1st time home buyers, do you know if this BOA program applies in NYC ?
@BoswelliaLuna82 жыл бұрын
Why isn’t anyone taking about the dp grant $ being taxed? That’s huge! Kinda defeats the purpose.
@Scratchandwin5853 жыл бұрын
Well that's bad for me. Credit score pass 640 , but got laid off during corona virus 🤣
@nelzon44703 жыл бұрын
Awesome thanks for the info! Im going to spread the news...
@NicoleNark3 жыл бұрын
Thanks for watching! Glad it was helpful 😊
@alixanderl51202 жыл бұрын
Just have a question for the grant would they allow me to put the house under my LLC if i get the grant? Also, thanks for the videos
@JessicaHernandez-jf6ui2 жыл бұрын
Does this also work with new construction homes or only already built homes?
@hammerridecycling76303 жыл бұрын
hi nicole,this program included california?thanks again🤗
@biz4smitty Жыл бұрын
What if you are thinking about building your own home?
@lisarodriguez42162 жыл бұрын
hi, like the videos they are very informative. wanted to know if this can be used for co-ops in new york? thamks
@mfmco43953 жыл бұрын
Did u mention if buyer qualifies when only days on the new job with good fico. First time buyer..thank u
@houdaelhafiane33973 жыл бұрын
Hi thanks for info. I have a question does BOA covers both down payment & closing cost with this program?
@NicoleNark3 жыл бұрын
Yes but both programs may not be available in all areas! I would recommend you call to verify
@Love4puppies3 жыл бұрын
Thanks so much for doing this video. I applied for the closing cost grant. It was an extremely easy process. The down payment assistance is trickier because it only applies to certain cities/states. But if yours is included, it is a great program. As always thanks for breaking down all the info so clearly!
@NicoleNark3 жыл бұрын
Thanks for watching and sharing your experience Nadine ❤️
@frankquinones16953 жыл бұрын
Does this also work for multi homes? And how much do we have to put down?
@RichardBrown-fw5iy3 жыл бұрын
With this being a sellers market would it be wise to wait to see if these ridiculous high California homes prices come down before trying to purchase for a first time home buyer? I value your info....great job....
@1JAMESGRACE2 жыл бұрын
This was amazingly helpful for me. The information was very precise and very clear. I’m grateful for you doing this for viewers. I’m going to most definitely take full advantage of this opportunity.
@coronaeddieable3 жыл бұрын
Is that wise to check with multiple lenders? Would that hurt your credit with inquiries?
@tijaduno34173 жыл бұрын
I'm in the home buying process but I'm not sure if I should put it on hold for now because buying a home is expensive now. I would not like to be under water if the prices drop in the future. What do you think?
@speckleofhope3 жыл бұрын
Thinking the same! I can’t make a decision whether to buy now or wait until the market turns around.😩
@NicoleNark3 жыл бұрын
I understand your concern about buying in this market, go ahead and check out this video I made explaining my thoughts and some things to consider that can help you make that decision whether to buy or wait in this market kzbin.info/www/bejne/eWa4Z3ucqLZpacU
@deandreslaughter3 жыл бұрын
I tried I was told there’s no program for that grant here in Kansas City, MO
@bethelalice72283 жыл бұрын
I can refer you to one of the agent that helped me with mine. Just got approved too
@kaptynssirensong23573 жыл бұрын
Well that sucks. I’m from Kansas City and was hoping to apply :/ There’s always MHDC but I haven’t looked into it much yet. They will pay for 3.5 percent toward the DP I believe.
@byrdscantfly2 жыл бұрын
Thx for all the info on your channel!! I was wondering what you thought about my situation? I live Wisconsin and want to move to Florida.. there’s a couple caveats with my circumstance, first I went through bankruptcy almost 2 years ago. I’m also a first time home owner and my parents have always owned a home but my wife’s parents haven’t owned a home since there foreclosure 7-8 years ago.. lastly I’m low to moderate income..what is out there now I could apply for?
@jamesblond98573 жыл бұрын
If I purchased a home with this program already can I use it again for a new home to live in?
@jordanmcgee9792 жыл бұрын
Can you refinance it later? Can you rent it out after one year?
@ummietiye Жыл бұрын
Thanks for the info, but it it a little more complicated than what you have stated. The grants are tied not only to what you explained in terms of states and then counties, but also tied to the amount of downpayment, the cost of the home and finally the amount of the loan. I am going through the process right now and although BOFA has approved me, I had to lower the amount of my loan or lower the amount of the home…Its a bit more complicated.
@wilfredjaime11303 жыл бұрын
How long does a person have to live in the House before they can sell it if there getting these grants .just curios and trying to get as much info as I can.
@Visualxposed3 жыл бұрын
I applied, and never heard from them since 😂
@JDB-ru4lp3 жыл бұрын
Well then call them. Take initiative
@bethelalice72283 жыл бұрын
I can refer you to one of the agent that helped me with mine. Just got approved 😃
@kelsirosetaylor3 жыл бұрын
@@bethelalice7228 can you refer me as well?
@eddyrivera72873 жыл бұрын
Can we qualify for the grant if we have a large sum of money in savings account?
@katherineenberg20852 жыл бұрын
You stated that shopping around for preapprovals is a wise move here. However, when I attempt to do that my credit score goes down because I have too many inquires on my report. How do you get preapprovals without them hitting your credit reports?
@NicoleNark2 жыл бұрын
Great question! You can have up to 6 credit pulls in a 45 day period without penalty. Those credit pulls for pre-approvals will be grouped into just one hard inquiry!
@joshuab4642 жыл бұрын
What’s your credit score if you do not mind sharing.
@filmonkibrom44143 жыл бұрын
Nothing is free. I called them and got qualified but this interest was 4.25% and 1% PMI compared to 3% and 0.7% PMI from TD bank. I did the maths bank of America will make their money in less than 3 years
@brussjhon6453 жыл бұрын
Thanks for your video it's really helpful, am about to start this program so is there any link or where do I start?
@saharaniles23593 жыл бұрын
It's similar to the NACA home buying program also thru BOA. Is it as tedious as the NACA process??
@bevill72able3 жыл бұрын
Good question
@NicoleNark3 жыл бұрын
I answer this question in my latest video. Check it out!
@kelvinbel89103 жыл бұрын
I hate BAO. The branch in Bartow county GA just closed and the branch in the next county wouldn't cash a check. Maybe going under
@anaosullivan85893 жыл бұрын
OK so who do I go through? Just call Bank of America and ask to Apply? I've been trying to do the First time Homebuyers Program however the woman is a nightmare and since last Feb when I started calling about it I keep getting emails she's going on vacation! Seriously??? Smh lol I cant
@jeniferjen88163 жыл бұрын
Hi Nicole we spoke to a BOA representative and she said she could not pull up all the three reports of credit history. She only pulled two. And that due to this she cannot grant this program. She also mentioned it’s because of the credit profile. She did not elaborate or anything. Score is great and credit history of almost 2 years. I don’t understand what was the issue to be honest and we are trying to close the home we found asap. Can you help? Also Fed. Credit union has us approved just incase if u were wondering. But wanted to try BOA grants. Can you guide us ?
@becky38862 жыл бұрын
Ags 19, 2022 (do you think is still available this year?)
@sabithapartha4828 Жыл бұрын
At Chennai,where is Bank of America situated
@lindakings18123 жыл бұрын
4/3/21 WOULD I BE CONCERNED A FIRST TIME HOME BUYER NOW THAT MY HUSBAND PASSED AWAY IN 2019. I WOULD LIKE TO BUY A HOME ON MY OWN.
@NicoleNark3 жыл бұрын
Hi, if you haven't owned a house in the last 3 years you are considered a first time home buyer.
@endrisyimam65973 жыл бұрын
Nicole, I want to buy a house but I dont have money for down payment and closing cost, I have excellent credit. do you think Bank of America will give me first time home buyer down payment assistance? Looking forward hearing from you. Thank you.
@MrKelvin22303 жыл бұрын
:/ I was excited for this until the part that has to be in a low to moderate uncome area. I was hoping for and apartment in the Orlando downtown area. in 200k
@roshunepp3 жыл бұрын
I'm not sure it's worth it if the home loan has to come through Bank of America... Maybe we can immediately refinance the next month?
@jessicabixler16583 жыл бұрын
Except BofA may still buy it up...that is what happened to me. The worst finance company to deal with. 6 months to do a refi
@roshunepp3 жыл бұрын
@@jessicabixler1658 can I pay extra to guarantee BofA can't buy it? Lol. I'd pay for that feature lol!
@snakeoil21823 жыл бұрын
Why don't you like doing business with B of A?
@Wgee83 жыл бұрын
So I’ve been looking into purchasing a home since May, and after seeing this video I was I was like I gotta check this out because housing market in the Bay Area is insane. Checked in with the BOA lender and he told me all the requirements and I meet them all. And now I’m in contract, I ask him when and how will I be getting the grant. He then say I don’t qualify. I don’t get it. Now I am in a tough spot, already accepted the offer to the home but can’t really afford it without that big assistance.
@alrightnow72482 жыл бұрын
Wow sorry to hear that happened to you. Were you able to secure other grants?
@JackMeyHoffer562 Жыл бұрын
Any update to what happened?
@Wgee8 Жыл бұрын
Sorry just seeing these messages now. So it got to the point where I started the process in switching lenders. They eventually offered a different grant but less. They have programs out there for everyone, even if you make more then the median in your area. My experience with that lender agent is lazy, unprofessional, unknowable. Even their bosses.
@MrMackare2 жыл бұрын
Nicole, you are fantastic!
@ncabby2 жыл бұрын
Do you know what the income limit is?
@snicky823 жыл бұрын
Are the rates and terms subject to change?
@nellieroller42473 жыл бұрын
Yes I would look into this further I will be a first time buyer again next year so I will have to wait
@geedeele88583 жыл бұрын
Can I buy a house in Puerto Rico applying through this loan and grant program of BA?
@felicitaescottoescotto62243 жыл бұрын
How can Qualify for this grant how can I go about it we would like to get a home my daughter and I live without two granddaughters what do we need to qualify for this grant
@robertchilton86803 жыл бұрын
USDA loan available in North Carolina with no down down payment ?
@tamzbee61043 жыл бұрын
What about if you are not a first time home buyer.
@cocoqueen3 жыл бұрын
I have a question my daughter has over a 640 bit her her income will be extremely low?what should she do because she's looking for a place to stay.
@MithosDagon3 жыл бұрын
If her income is extremely low, then she probably shouldn’t buy a house. There are numerous non-profit credit counseling organizations that can look at her finances and advice her whether she should get a home or not (for free).
@mrs.banderas73143 жыл бұрын
@@MithosDagon who and where pls HELP
@sabithapartha4828 Жыл бұрын
I tried for the bank,but i came to know there is no Bank of America in Chennai City
@rjordan1023 жыл бұрын
I just got approved through NACA, I wonder if I would qualify
@scarface113852 жыл бұрын
How much money do I need to have save to get approved for this ?
@Iam-BruceLee3 жыл бұрын
Very useful info. Thanks Nicole!
@NicoleNark3 жыл бұрын
You're so welcome!
@augieyt12463 жыл бұрын
What about people on Social Security disability?
@MrSlappAddict2 жыл бұрын
Very well spoken. Nice job 👍
@caroltung26672 жыл бұрын
How can I find out if I'm a low to moderate income earner ?
@mslaureano62303 жыл бұрын
So is this a loan or a grant? I felt like I was following you the whole video but then I got lost somewhere. Do I have to apply for a loan to get the grant or is it a grant, period?
@NicoleNark3 жыл бұрын
You have to apply for a home loan through Bank of America in order to qualify for the grants. There are two grants that you may be eligible for, one that covers the down payment for the loan, the other would cover closing costs! But the only way you can get and use these grants is if you also use Bank of America for your home loan. Did that clear things up? 😊
@mslaureano62303 жыл бұрын
@@NicoleNark yes! I was following that but I started tonover think it and thought maybe I was wrong. Thank you!
@FaithfulAcresFarm3 жыл бұрын
Have you thought about making DVDs of each craft or each lesson? I know this guy who just loves to sit around with his kids and watch that stuff over and over and over again! It's a good learning tool for kids and for adults
@erikdominguez42772 жыл бұрын
what is this “dvd” word you speak of?
@FaithfulAcresFarm2 жыл бұрын
@@erikdominguez4277 a DVD is a digital video disc
@dval10593 жыл бұрын
I am trying to get this but BOA loan process is a huge huge huge mess!!! Be very patient with their assigned loan agents!!
@adipakiamerican46283 жыл бұрын
My lender told me that if u go with this route ur interest rates will be higher and there is always a catch. Nothing is free. Could help me if he’s not just lying to me to keep me with his bank
@MithosDagon3 жыл бұрын
You should be able to find that out. When shopping for mortgages, you should pick you top 3-4 lenders, apply for all within a week and they will be able to tell you the interest rate. If it is too high, then you try to negotiate or move on.
@mariawardlow67753 жыл бұрын
Can it be a condo or tiny house
@theartoflivingoutloud8883 жыл бұрын
Thanks for this information.
@NicoleNark3 жыл бұрын
My pleasure!
@smar3tech3433 жыл бұрын
Hi I watch your video I’m a Mailady I am renting but it’s time to get a house I just have a question my credit score is around 600 & something but I wanna know what’s the best loan for me to get a mortgage and I was thinking the assistant program Bank of America , FHA loan o Naca ? Please advised me I got some saving down I’m still saving I just wanna known what’s the best offer with my credit score!
@bethelalice72283 жыл бұрын
I can refer you to one of the agent that helped me with mine. Just got approved too 😃
@mandyrose64573 жыл бұрын
Can I use this grant for a FHA loan?
@gymbytornez68843 жыл бұрын
This is great I hope I qualify.
@bethelalice72283 жыл бұрын
Yes! I got mine yesterday after a long time tho 😃 lol!
@bharathkumar3871 Жыл бұрын
This is only available in very limited locations
@mjs61573 жыл бұрын
Can this grant be applied with VA benefits
@josem55153 жыл бұрын
can you combine this with bidens first time buyers credit?
@bobbystreateriii33333 жыл бұрын
Great job from Tallahassee, Florida. Can this 'grant" be used with military housing benefits?
@1onsight8523 жыл бұрын
Damn good question. I take it you are going on your second home .lol
@bobbystreateriii33333 жыл бұрын
@@1onsight852 Just an honest question.
@travellady683 жыл бұрын
Thank you for this info . You are awesome. Makes me want to go back into mortgages .
@bkeenan85_outdoorlife3 жыл бұрын
Ok, so I refi'd my house and now going to be $400 less on mortgage. In my area rent is pretty high. I can rent and receive around $500 xtra a month in pocket. I want to buy another house for primary living. Do you think that's a good idea regarding the process of that? Would it be harder to get a low rate doing this?
@NicoleNark3 жыл бұрын
It is great to be able to turn your property into one that creates cash flow! You will be able to take advantage of low rates but it is worth noting that the interest rates on 2nd homes can be higher than if it were your only home!
@shantedewise73453 жыл бұрын
What if you are on unemployment but have money to buy?