Get them off the roads!

[@EloisaRoseGardener]

I have an elderly relative, she’s 74 does her own shopping , takes herself to doctors appointments , and enjoys taking her friends out for little drives to their favourite places. Why shouldn’t she continue to drive until the day she can’t?! The way elderly people are being treated is outrageous!!

[@user-pf5xq3lq8i]

That's exactly the type of person they want dead. Her replacement is sitting in a hotel awaiting the upcoming law change called "get britain to work", How did she escape the jab after david beckham and celebrities like philip schofield and huw edwards told them the jab was great fun for all the family.

[@AndyASmith]

74 is not old. Stop treating your relative in such a condescending way.

[@EloisaRoseGardener]

@@AndyASmith Why don’t you “Stop talking to people in that condescending way? Especially as you don’t know me or my relative . Chill out …maybe try yoga 🧘‍♀ 😊

[@portlyoldman]

Blimey, I’m over 70 and I would be amazed and probably outraged if I was referred to as “elderly” and shown surprise that I still drive, fly light aircraft and ride motorbikes, and have just started a new career as the tech lead in a software startup. Your description sounds terribly patronising. 75 is the new 55. On the other and I would be the first to recommend that all drivers over 65 should take regular driving tests!

[@VivienneWest-k3n]

The government, though Centilink, will lose money (thousands of dollars)from their pension if they sell their homes and invest independently. It would be good if they could have a Family Trust Fund, this way, they can keep their pension. Don't use public trustee as they will take a high percentage of fees.

[@MillieBeal]

Richard, just read this on X. “ A 96 year old lady causes death by dangerous driving and obviously shouldn’t have been driving. Now they’re calling for a blanket driving ban on anyone over 75. Bloody ridiculous. The number of healthy robust people this age and who are excellent drivers. What about boy racers?”. I tried to renew my car insurance earlier this year and the best I could find was £1200 a huge increase from previous years of around £300 fully comp. I have full NCB, no claims,, no parking nor speeding tickets, in fact a full, clean license. I have no health issues at 82. My car is very important to my life for family visits, ten miles away, and shopping which I do not wish to carry for a fair distance to my local, Tesco. It is age discrimination.

[@Ashtarot77]

My dad, before he passed at 81, was a better driver shortly before his death than most youngsters today. Just because that elderly lady was a bad driver, they want to put everyone under the same umbrella.

[@sheilacape4794]

I've learned in the past 5yrs, that they want all the real educated people gone!!!

[@flyhi2773]

Insurance is rocketing in part because of electric vehicle fires. One left at Luton airport brought an entire and almost full multi storey car park down at Luton airport. I’m aware of an almost identical case in South Korea and another in the USA. There are no doubt many other cases I’m not aware of.

[@wecandothiswarriors]

Media propaganda lies..REMEMBER when the tried to ban dogs by saying every dog was dangerous? PLEASE wake up to the BS.. YOU are More than likely to be knocked over by Asian racer boys..FACT

[@12235117657598502586]

@@flyhi2773 Very good point. 👍👍🏾

[@johnkauppi7078]

Those in power don't just want older drivers off the road, they want them to cease breathing as well.

[@jfryer485]

@@johnkauppi7078 Yes, Covid, not only man made, not only killed 30 million around the world but nobody allowed to investigate or criticise authority.

[@andrewmackenzie5803]

I'm 87, insured through Saga.

[@mikepowell2776]

@johnkauppi7078:Hence, it has been suggested elsewhere, the ultimate purpose of the Assisted Dying bill and the lack of safeguards it should contain. Cynical but plausible.

[@johnnyhollis9977]

@@andrewmackenzie5803 Yes they seem pretty reasonable compared to some of the other sharks, sorry I mean companies!!😉

[@volt8684]

My deceased father 2 yrs ago(94 Vauxhall Astra 1.6) still gets quotes through my e mail £3500 for insurance. When I have contacted the site that has his details, I cant remove his data without them speaking to him😂. There will be more and more old folk breaking the law me included

[@ivormacadam]

I was on holiday in Dorset earlier this year. We had a potential problem with our car, and may have had to hire a car to get home. We were told that the local car hire place would only hire cars out to over-25's and under-65's. I am 76, but with a clean licence since 1967. Seemed like age discrimination to me.

[@cropduster8798]

The 25's and older has been the car hire rule for decades. The upper limit used to be 75 so they've dropped it. The mAsss will wake up when they realise that they are only allowed to live until 50, down to 40 and even maybe 30. Logan's Run anyone ?

[@oldfordconsulmk2]

@@cropduster8798 my thoughts exactly then the government can save on pensions which seems to be their ultimate goal as they have just taken my winter heating allowance might have to sit in my car with the heater on sadly not cost effective

[@cropduster8798]

@@oldfordconsulmk2 People need to understand and prepare, pensions paid into for decades will vanish. You cannot be dependent on the government or pension policies going forward.

[@julietteshore1118]

@@ivormacadam That is definitely age discrimination. They forgot that one day they will be over 70!

[@barbaraaimson2100]

When they gove you that piece of information mention discrimination , age discrimination. Tell them itll be bad publicity for them on the news.our new car broke down years ago and vauxhall refused us a hire car insurance on health grounds. I pointed out the dvla were ok with it and they didnt refuse the sale on health grounds and guess what we got a car insured by vauxhall.

[@markwalters97]

It all stops when the masses say no..

[@bosse641]

I don't see the masses doing so. They are followers. No mind of their own, doing what they are told. And they like that.

[@VincentVega-u6w]

Don't be so stupid man,as if the british people would ever say no to anything. They do as they are told ,plain and simple. Look at the jabs,don't ever rely on the wet people of Britain.

[@VincentVega-u6w]

​@@bosse641👏 👏 👏 👏 👏 👏 👏

[@Dirpitz]

@@bosse641 yeah the first gen that will do something is the only one who was raised in war the millennials they're the ones with nothing to live for after the older gens sold them and their futures out, their entertainment is apocalypse so for them it'd be welcome. Boomers had the most easy existence in the world hence why they don't care about even their own kids suffering, so they'll do nothing but cause more debt and societal harm, they're too busy funding the BBC's nonces and sucking down whatever propaganda the TV throws at them.

[@dmitrikhmelevski9214]

Masses have to become people for this. It is simple truth.

[@LeslieWatson-t5f]

I think the intention is simply to price people off our public roads. Helps to comply with these 15 minute cities that none of us had a say about or a vote I might add!

[@Glory3823]

to Save the planet 😂😂😹🤣when the rich drive in there posh high Speed Cars that guzzle fuel and cause more pollution 🤣🤣they cant save the planet its beyond there control

[@Danis8Pastry]

Bingo.

[@palaceofwisdom9448]

Freedom of movement is a human right and should not be subject to a vote anyway. This is why I keep warning people about the constant use of the term "Our Democracy", which is nothing more than staging for when the authority figures move to take our rights away under the guise of consensus.

[@spencersanderson1894]

To stop people using roads you would have to take them roads away. Don’t see how anyone is going to stop me using a road, stop being so hysterical.

[@Brian-om2hh]

There are no regulations regarding 15 minute cities, so don't be silly. The economy couldn't function with people restricted to 15 minutes from where they lived. The whole idea is batsh*t crazy. What political party would implement such a screwed up idea, and still expect the people's support at an election?

[@drecklydave9594]

At 75, I couldn't get insurance on my 3.5tonne van this year, so my wife, 11 years my junior, became the keeper, and I'm now the named driver. Same company. Bonkers!

[@frederickmuhlbauer9477]

Thank god my wife is 23 years my junior

[@rich7447]

You may want to think about relocating to a more friendly location.

[@derekwhitfield8]

I have a feeling getting old is now a liability soon to be sorted, in a bad way.

[@Jonny_The_Organism]

Well that's me done in... lived an rough life... been absolutely fabulous!... (I use "an" as a aneurism.)

[@frederickmuhlbauer9477]

In many ways it’s warranted Have you ever driven in Florida ? I have it’s scary with all the geezers on the road I’m a semi geezer myself at 70

[@edennis8578]

​@@frederickmuhlbauer9477Maybe YOU shouldn't be driving, but I'm 70 and I'm perfectly capable, thank you very much. There are many people still working at 70, and therefore driving to work. You might have a problem, but many of us do not.

[@frederickmuhlbauer9477]

@@edennis8578 I didn’t say at 70 Read it again I said SOME people at 80 should not be and that’s a fact

[@frederickmuhlbauer9477]

@@edennis8578 Working at 70 must be losers If you need to work at 70 you haven’t done something right bud

[@dayindustriesuk1051]

Here's an interesting one. A few years ago my 19 year old son wanted to insure a Landrover Discovery 2.5 TDI. UK £3250.00 France €351 The same vehicle, the same drivers. It just goes to show Rip Off Britain...!!!

[@toucan221]

Absolutely, its Always the case

[@tancreddehauteville764]

Why is your son driving this monster?? He should be driving something like a Twingo.

[@fredblogs]

@@tancreddehauteville764 You must have a pushbike then.

[@tims9434]

​@@tancreddehauteville764 I agree. Why does someone want to drive one of those monstrosities as an inexperienced driver?

[@elainecameron5545]

It's deliberate I think, only the elites want to drive or fly or live in luxury homes, they dont care about ordinary people

[@paulfensome1404]

I'm 63 and was recently quoted £800 third Party only for a 125cc Scooter. Daylight Robbery

[@663antrim]

Insurance cartel

[@jb-zr4ez]

I read that third party insurance is now more expensive than fully comp because insurance companies assume the drivers are more likely to be Jack the Lad drivers who will commit offences. Ask around for fully comp instead it may be cheaper.

[@woofwoof9647]

​@@jb-zr4ez None is the Cheapest , ive had NO insurance since 2008 Bloody Awesome 😊

[@secretsquirrel9713]

My 18 year old grandson was just quoted £8000 for a 1.3 car that was a gift. Should have got him a smaller cc. Not that it would have made a huge difference. He told us that's why so many of his mates don't bother with insurance. Needless to say he's selling the car.

[@pitoulatika]

Ridiculous! I’m 73 and only pay £25 a month for my Renault megane with Budget Insurance

[@phyllislovelace8151]

Thank you Richard , your commentary is appreciated

[@heavenbound45]

These are crimes against humanity!

[@SteveInTokyo-b8n]

Well, you don't need to worry do you, as you're 'heaven bound'.

[@icouldbewrongicouldberight]

Learn what "human" actually is? Hth 🐱

[@JayArgonauts]

🤦 😂😂

[@TrumanShow-im2ve]

Go back to sleep - good little government slave.

[@John-sv4jb]

​@@SirRogerHerwelllook at you signing up to KZbin just to spam the comments section with sarcasm and shite.. @sirwankstain

[@Gillyflower-j7o]

My sister recently turned 80 & was refused insurance by her insurance company, with whom she had never made a claim nor had an accident ever. Maybe we will all have to drive uninsured? Of course they want us all off the road when we are passed their perception of our use by date.

[@frederickmuhlbauer9477]

80 is too old to be driving sorry I’m 70 and can’t even imagine driving ten years hence

[@DuffElmer]

​@@RogerRamjet-t4qabsolute rubbish, my father in law is 80 soon and he's fine on the roads, its the young nutjobs who think theyre immortal that are the problem

[@edennis8578]

​@@frederickmuhlbauer9477 Not all 80 year olds are alike. My mil drove until she was 90. She was still traveling internationally in her late 80s. She died at 98. I'm 70 and I definitely plan to drive into my 80s. Outside of physical or mental problems which can happen at any age, why not?

[@secretsquirrel9713]

@@RogerRamjet-t4q @frederickmuhlbauer9477 The farmer who grows the barley from which we buy our bedding straw is 84. He just delivered 24 large round bales, off-loaded and stacked them in my barn with his 30 year old tractor. He drives around, in his immaculate old car, to all his customers just before Christmas to collect payment.

[@imnotabotrlyimnot]

@@RogerRamjet-t4q and anyone of legal drinking age is not going to drink and drive then?

[@scottwalker2563]

if insurance company don't cover social and domestic use! no worries! my car still drives fine without the insurance.

[@berylobrien1448]

I think many people, including myself, will be forced to follow your lead; the alternative will be to lose a very valuable aspect if their lives - their independence

[@ExileRadio]

The fine if caught will probably be less than the cost of insurance as well.

[@jeffbarrett1787]

Well said, as does mine and if we all drive without that’ll be a much bigger issue for government.

[@GeeCeeWU]

@@ExileRadio What about the points on the licence?

[@paulhillman400]

​@@berylobrien1448If you cause an accident, and someone gets injured, you will be prosecuted by the Police, and sued by the injured party.

[@bobbierobinson7996]

The world is becoming harder to live in. More and more red tape with fees.

[@roydavis5613]

@bobbierobinson7996 It's like a vice, closing over tighter until the pips squeak !

[@JayArgonauts]

Reality check! Nothing in life is for free.

[@DS-qu2rs]

@@JayArgonauts because?

[@Hypathia-g8h]

@@JayArgonautsNobody said it was free. But it should not be extortionate.

[@edennis8578]

​@@JayArgonautsNon sequitur. What does that have to do with the government taking away the freedoms we've had for generations?

[@josephinetedds418]

Hello Richard from Staffordshire. My husband is nearly 82, I’ve just renewed our car insurance with Saga no problem at all, I’ve even had a rebate of £35ish because I added another driver to our policy. So maybe Saga could help the gentleman who wrote to you.

[@barbaraaimson2100]

We insured our house with saga. Just before our holiday my husband queried the arrival of the policy. I phoned them and they said theyd given us a wrong quote and wouldnt honour it. I pointed out id given them the correct info so it was their error but to make matters worse they hadnt informed us amd we thought we were covered. I asked for a refund and got the 2 week story so they were told in no uncertain terms that i expected a refund that day as theyd cash the cheque and given us no cover. It worked. Be polite but firm

[@georgeamery]

I am 80 with a no claims clean licence since the mid 1970s. I have been insured with Saga for 25 years. They say if my GP and the DVLA says I can drive its fine with them. Its not cheap of course. Around £450 a year.

[@AlexHillsCandles4Assange]

I think we need to form co ops for insurance

[@ANDYDT]

get your insurance from the CO-OP their insurance arm is CIS

[@AJ-hi9fd]

I agree. Break away from the corporations.

[@NaturalNat111]

Completely agree, If the current insurance companies can’t or won’t provide what we need then it looks like we need to do it for ourselves.

[@martineparry9102]

The rich do not need insurance if they can prove they have enough funds to cover any type of accident. If a co-op could be set up ppl should use this legislation that the rich use.

[@Ashtarot77]

That's deffo a niche for someone wanting to start their own business. They will become successful in no time.

[@ChrisCarson]

I am so sick of being hated in my own country by people who have no right to be here. I have had enough of being abused by those who brought them here, without asking and then accuse me of hatred.

[@simondalton-vr9vw]

Uh i think youre on tue wrong thread or is that what you say to everything

[@Etheldreda-]

@@SirRogerHerwellwho said something ‘antisemitic’?

[@JohnofthefamilySmith]

@@SirRogerHerwell Are you on something? 🤪

[@JayArgonauts]

That’s a rather brainless generalisation.

[@CaseySaber555]

This seems like a bot account. Spamming the same comment on multiple videos.

[@JohnPoxon-t2t]

When I was nineteen, (in 1966) I realised that England would go to the dogs due to a number of factors, which I won't list here, so I migrated to another, better country. If you do the arithmetic, I am now 77. I drive a pluggable hybrid SUV (which I charge from solar PV ion my roof) and have no issue being insured to drive it. It seems that my approximately sixty years of driving experience stands me in good stead, because I have a top level driving rating. All I have to to do since I turned 75, is to have an annual eyesight test, and get my GP to complete a form confirming I am fit to drive. I have not had a driving accident since I was about twenty years old that was due to my fault. Nowadays I drive effortlessly in thick or thin traffic, in strange places or long distance. For instance, in a few months time I will take my caravan on a round trip of nearly 8,000 km. This is all very different from the apparently crazy situation in England. it seems in almost every way, England is going bonkers. Thank God I left there when I could. It was the best decision of my entire life. My impression is that England is rapidly becoming a failed state.

[@howardsimpson489]

Are you in NZ?

[@JohnPoxon-t2t]

@@howardsimpson489 No, in Australia

[@bitebaykon9948]

@JohnPoxon What do you mean "becoming" ?

[@JohnPoxon-t2t]

@@bitebaykon9948 You have me there. I agree, it is essentially a failed state. What a shame that such a once great, noble country fill with generally decent people, could sink to what it has become.

[@robgraham9234]

You have to have an eyesight test and short medical with your doctor each year. If you had stayed in the UK the most you would be required to do is sign a form to say you think that you are ok! All this “discrimination” is from people who are just being asked to do what you do!

[@Mark-q7i1m]

My ex used to work for an insurance company, and she said the person you used to talk to on the phone when you rang up to renew, has the power (if they choose) to invent an extortionate figure for insurance if they want to discriminate against you and keep you from getting insurance. This was just over 20 years ago, so they can screw you over if they so wish!

[@bampitony6108]

People of Wales do you know what the Welsh🏴󠁧󠁢󠁷󠁬󠁳󠁿 MPs Cheered and Clapped when the winter fuel payment was cut.. SHAME ON THEM.. Especially the MP for RCT..🏴󠁧󠁢󠁷󠁬󠁳󠁿🏴󠁧󠁢󠁷󠁬󠁳󠁿🏴󠁧󠁢󠁷󠁬󠁳󠁿

[@StellaAsh]

My neighbour is 94, and possesses a certificate of advanced driving - he still drives - they have just changed the categories to more specific categories it seems - social only would suit the gentleman's needs surely - but insurance costs are skyrocketing which will be the real limiting factor for many people -

[@icouldbewrongicouldberight]

Doesn't je ever nip to the yhe shop (which likely is a registered company) or GP (commercial again), town hall....

[@johnwilson-mr6pw]

Obviously, if they are pushing millions of people of the road by refusing insurance they have to drastically increase the price of insurance for the few people who do still have the right to drive.

[@gustabeumer688]

It is not just the insurance, everything is going up and up because YOU have to pay for the migrants.

[@annehinde9302]

Thank you Richard 🙏💕

[@JayArgonauts]

😂😂😂

[@patriciadavison1486]

I am 72. My Insurer, as my renewal date was coming up, sent me an email stating,”……..your previous annual insurance was £325 , your 2024.25 policy renewal will be £698”. When I called to ask why, with. a lifetime of no claims and a yearly mileage driving mileage of under 1,500 miles and living on a gated, locked community `(so car was safely stored) my age was cited too! There was no recourse for me. I changed to another provider for an annual fee of £340. It is discrimination but it seems we, who remain quite compos mentis are tossed onto the garbage heap (much like we are when we have to go into hospital and are automatically seen as ‘irritating old bed blockers). Such is our wonderful Brave New World .

[@AnthonyTobyEllenor-pi4jq]

Which firm insured you, ??

[@oldfordconsulmk2]

my experience was similar so i now will change on a regular basis as why be loyal when they are not loyal or regard you as important i am 80 and quote 500 miles pa now just paid £220 fully comp for my 31st renewal date which is equal to last year from the insurer that i have just told to get stuffed

[@mickmax]

My car insurance renewal just came in, they want double 😳. I said no I will pay same as last year. They declined. I will not be held to ransom for their high prices. I will travel without it if I have to

[@peterstratton4075]

I am 66 and last week received My quotation for next year ( Hastings ) it has doubled! I have a clean driving licence with no accidents! I will be changing insurer's

[@david-hf3dk]

LV tried to put my car insurance up over 80% last year so went to another company for a couple of quid more than it was the year before. They are all at it.

[@JohnJones-cp4wh]

That`s because you are now subsidising the heavy repair bills of electric vehicles.

[@david-hf3dk]

@@JohnJones-cp4wh I put this to LV when I phoned them up about their extortionate increase in premium but they denied it but I didn't believe them.

[@user-pf5xq3lq8i]

If electric car owners had to cover themselves, it would be enormous, so we are made to subsidise them. Insurance companies lie and say "its young drivers crashing". Its not, there are fewer young drivers, they are unable to pay for cars these days. Gov, insurance monopolies, all in on the scam, controlled by WEF.

[@roygoodwin1259]

I was with Hasting for motorcycle ins last year they wanted 140 increase. No longer with Hastings.

[@johnosborn720]

I recently renewed my previous cover was with a broker but the new quote seemed excessive, so I went on the comparison site and received a good quote, so I picked oner and went with them. I was 79 it was only a few days before my 80th birthday. I had no problem at all age wise.

[@JohnSmith-pl2bk]

This is your first year with them. You have just given them money. They expect you to do that again....just probably a lot more money next year. As another commenter stated...start shopping for a new cover for next year 3 months before this cover expires.... try your insurer and see if what I have just stated applies... and do the same investigation each subsequent year. Loyalty is not a factor any more.

[@joprocter4573]

Name of company much appreciated

[@Canetracker92]

Class action lawsuit against the insurance industry!

[@user-pf5xq3lq8i]

Gov are in on the game...notice they wont say a word against the insurance cartel. All these different advertising brands are just fronts.

[@petermounsey2120]

They don’t want them on the roads, they don’t want them on the buses..

[@SkullBanker-68]

They don't want us full stop.

[@vickywilliams8320]

What buses?

[@Hypathia-g8h]

They don’t want them on the planet. And are in the process of sorting that as we speak.

[@jb-zr4ez]

​@@SkullBanker-68We shall deliberately live until 100 just to annoy them.

[@rajsmith9855]

Only if you avoid the jibby j3b

[@Jane_and_Meg]

My Dad was the same as yours Richard, but when he started driving out of a car park the wrong way and various other situs that occurred, I had to intervene and stop him from driving as he was too dangerous! I think as long as someone is still competant enough and most importantly their reaction speed is quick enough then I see no reason not to ensure someone whatever their age!

[@davidlucas6701]

Many "younger" drivers,should nt be on the roads,older ones are more cautious!

[@Jane_and_Meg]

Yes there is that! However my Dad was also bumping into cars and denting them...He was then diagnosed with vascular dementure. So I had no choice. I'm not saying about any age group I would include myself in that I'm my mid 50s, I'm naturally more cautious but I drive out of necessity so that's probably why.

[@julietteshore1118]

This happened to me. I’m 69 was insured by Hastings. No claims for 20 years. Anyway received a letter saying they could not insure me anymore. My Initial feeling was sod you! My second feeling was I thought I saw my bank Lloyd advertising car insurance so I went to them. Cheaper to start with and no hassle! Sod you Hastings Insurance! At the end of the day insurance companies don’t make money out of us goodie two shoes! That’s the reason!

[@robgraham9234]

If they don’t make money out us. Why then are they so keen to get our business.

[@ZL54JK8]

Long years ago, Ambrose Bierce in "The Devil's Dictionary" defined insurance as, "an ingenious modern game of chance where the player is invited to entertain the delusion that he is beating the man who keeps the table."

[@jonstorey6414]

I'm not quite retired, but I'm disabled. Just over 2 years ago, a delivery van with big metal bumpers hit my car and pushed it backwards. I have video evidence showing I had nothing to do with the accident, my insurance told me to take my car to their garage. The garage then informed me that my car was unroadworthy and needed a lot of money spent on it before they could start the work on the body of the car. I asked them to return my car and I sent it for an MOT, which it passed. There was nothing wrong with the car, so I asked if I could send it to a Bodyshop of my choice, and they said yes. However, while trying to find a Bodyshop that would do insurance work, a taxi driver hit my neighbour's car, pushing it into the rear of my car and causing a lot of damage. Again, I had video evidence showing I had nothing to do with the accident. I informed the insurance about what happened, and they said to take my car to the Bodyshop I had chosen for both repairs. The Bodyshop sent in a quote, but then the insurance started to delay the process and wouldn't tell the Bodyshop to do the work. They also doubled my insurance, classing the accidents as my fault until the repairs were done (how can they charge extra when no one has been paid out). As the insurance had no intention of fixing my car, I sought advice from the ombudsman and citizens' advice. Despite the video evidence, they both told me I didn't have a case. What is the point of insurance? If the insurance companies refuse to pay out. The insurance still hasn't fixed my car to this date.

[@lindasharp8523]

The whole world is corrupt

[@wecandothiswarriors]

That is just wrong..

[@wecandothiswarriors]

@@lindasharp8523 Yeah aided and abetted by humans without a moral compass..YOU see them working as bailiffs, usually overweight and a shiny head(no offence Richard) .Humans with no heart, who sling elderly folk out of their homes for the bankers..NO love in their stone cold hearts,no compassion..Just mere meat sacks. I meet them most days

[@jonstorey6414]

@@wecandothiswarriors It is wrong. But who do you turn to for help now? no one seems to want to help now.

[@lizmacrae4970]

I recently discovered that the ombudsman for energy is actually paid by the energy companies….so if the operative you got at the ombudsman for insurance is having his rent or mortgage paid by the insurance company they will not find in your favour…it’s all a fraud…and they are not independent….

[@chrispigott1189]

I am 80 years old with a clean driving licence driving an old car with my son as additional driver and just got my insurance through Saga for £300 per year . ( comprehensive.)

[@oliverkirkland6541]

Those who voted in a so called Labour party have a lot to awnser for.

[@catherinesmith7068]

I at 61 was quoted around £700 for renewal, so went on comparison site and took cheapest on offer. Only need the piece of paper to be legal as will never go through insurance again for repairs as last time ended up paying anyway to get the repair of the recommended repairer repaired. Shoddy and dangerous repair!!!!!!

[@TC-qd1zw]

When your 70 time we stopped paying tax to a Corporation. Look at the Que Vardi Act it says we are all dead.

[@wersiplayer1]

Richard. Thank you for your video, I am currently 69 years old and have been driving since the age of 17 but, I had driving lessons at 14 yrs on our school fields after school had finished from one of our dedicated teachers, I don't think they exist anymore, however, even at my age I still love driving which is a joy for me and always will be. There seems to be some bias towards the elderly which in some cases I agree with, but in the main most elderly are careful they don't drive without their seatbelts on they chat to their friends on their mobiles or race down the outside lane with road rage or with a larger in their hand or both!. In my opinion, the people in their so-called "White vans" early in the morning who seem to be always late for work! and love to tailgate drivers in front. UK GOV statistics between 2016-2021 show that drivers 70 and above contributed to 3% of accidents as opposed to 24.5% combined Male and female. I have had an accident-free driving life having driven vehicles in the army, and company cars with a driving certificate from ex-traffic police for excellent driving and observational care to other drivers. I drive a powerful BMW and drive a 9-seater disabled minibus verified with the DVLA at my place of work. My car insurance was £325.00 for fully comprehensive cover with a maximum no-claims bonus, so I searched around and found LV Insurance which was offering cheap cover for pensioners, they quoted 1,500.00! I am now with the RAC which doubled my cover with no other choice. I agree that there should be an alternative insurance setup strictly for pensioners subject to a medical and eye test with an observational drive out under all terrains at a fixed fee by a registered examiner to stop these rip-off insurance companies from penalizing the competent pensioners on the road today.

[@paulroberts9239]

Change your insurance company, it costs more as you age, specifically after 80, but no issue if you’re prepared to pay inflated charges. Include a younger member of your family who has a clean licence as an additional member, it drives the cost down. Did this for my dad who is 91, I’m on his insurance being 66 with a clean licence. Price dropped £1000 per year, also worth limiting your mileage to say 3K ie 60 miles per week. It all helps.

[@JolaFasolaGroszek]

Brilliant, thank you. The insurance price algorithm thinks is more clever then us but that is simply not true.

[@Starlight22215]

My grandson is a bus driver so classed as professional he’s only 18 so would make my insurance go up but give it a few years and I might be asking to add him on mine. I’ve often wondered what insurance it costs the bus company because his own car insurance is ridiculous.

[@martinwebb1681]

60 miles a week 😮 I'm lucky if I can stay under 900 miles a month.

[@user-pf5xq3lq8i]

"Try not to drive much" That is their plan. Exactly that. Sit in your house and wait on the amazon drone delivering your soylent green. You might even get a choice of flavours IF your social credit score is high enough.

[@andrewrichards2382]

Keep up the good work Richard, always look forward to your videos 👍

[@davereeder61164]

My Father drove his car up to his early 80's but we were worr8ed for him as being a passenger we noticed he increasingly missed seeing things that were important and began misjudging space and speed. He actually recognised this himself and got rid of his car of his own choice. I do know friends who who have had to step in and protect their paren5s and other road users from harm. But I have also noted a lot of other younger people on the roads who's driving should be under scrutiny too. We all make mistakes whilst driving (my self included) and thankfully only a tiny percentage lead to crashes or harm, which is why we have traffic rules and insurance. My own insurance with a company I had been with for years suddenly shot up, I shopped around and ended up paying less than I had with a previous less powerful vehicle. I am driving 41 years and have never claimed on an insurance policy so imagine the profit insurance companies have made from me. They should be obliged to insure anyone of any age providing they are fit to be behind a wheel and do it at a fair price. My advice is shop around and don't be fobbed off with nonsense appeal to those who regulate the insurance companies if necessary!

[@bonalba20]

I am 77 years old and my car insurance costs have doubled in the past two years. Even though my driving habits have not changed and after shopping around. Outrageous ageism.

[@user-pf5xq3lq8i]

Notice how silent politicians are about it??? We are all subsidising musks dangerous battery cars.

[@johnduheaume6650]

Had the same, when I passed 75 my quote with LV for my Audi Q5 went from £ 385 to 1400 plus and I have a clean license.

[@robinyoung8114]

Hi Richatd my name is Robinson Young. When i reached 70 in 2017 i was still working as a taxi driver as i had been for the previous 35 years in Newcastle where i live. My private car at the time was a Ford Focus ST225 which i had owned for 9 years and still had a clean licence. However, when i received my renewal notice my premium went up from about £500 to over £1200! When i queried this i was told that people my age should not be driving high powered cars. When i pointed out that i was employed as a professional driver, this did not count. When i shopped around i was given the same insult from other insurers so i had to sell my much cherished pride and joy. I am sure you will be getting similar stories from your subscribers. Keep up the good work. Regards, Robinson Young.

[@secretsquirrel9713]

@Richard Vobes They want you to hire your vehicle... "Own nothing and be happy."

[@wecandothiswarriors]

Car share.. How would that work if you both worked in different directions..LOL..WE must resist and not be lazy..For our kids and their own kids..And if you do not have kids..AT LEAST care for the next generations..Etc

[@robgraham9234]

Is someone a fan of Geoff buys cars?

[@nicksimpson7735]

he was right Richard , just been looking round for insurance for car , social only

[@Jonny_The_Organism]

I often forget where I am and confused where I am going to where I've been, on certain roads ...it's just my way of thinking... I love a bit of mystery tour...

[@nicklyde4361]

Its good information you are covering Richard....First class channel...😊.

[@HarryOld972]

I have had to tell two ageing family members that they shouldn't drive anymore. Many people of 85 are fully competent drivers, and many are not. The solution in my view is that drivers who are 'old' should have to periodically take quick 15 minute test to determine whether they still have a grip on the situation around them when driving. Not a full driving test, just a 'have you still got it' test.

[@paulaldershot7991]

And how about the people in their 20's a lot of them should go back to be tested.

[@HarryOld972]

@@paulaldershot7991 It's a matter of physical deterioration, which happens to us all if we live long enough. For young drivers the problem is poor emotional response to situations - a different problem.

[@carolineanderson2658]

Hi Richard I'm over 60 and many friends my age are having their car insurance put up more than £150 per year. A friend of mine over 80 years of age had hers put up almost double. This looks to me as though they're intentionally pricing insurance to make it unaffordable, thereby pricing people off the roads...

[@davidlucas6701]

Old age "prejudice"???? So much for government laws etc to "protect" the vulnerable!!

[@JayArgonauts]

Because older people are more of a liability for obvious reasons.

[@berylobrien1448]

I’m 69 and had my car insurance DOUBLED this year!!!

[@MillieBeal]

Mine went from around 320 to £1200 the cheapest I could find. I am 82, no accidents, no claims, full NCB, no parking nor speeding tickets. This discrimination against the elderly must stop.

[@TheMargoCHANNING]

Was going to say this too. All part of the plan.

[@elaineS222]

I'm mid 50s and insure my car to use for work purposes also as I very occasionally provide therapies on a mobile basis and rarely may have to drive to other work places in my paid employment. I noticed that if I reduced business miles for a quote that the insurance price rose! 🤔

[@beverlyhenderson188]

I got an electric car I am 67 years old and was charged over £2,000 for the right to do less than 5,000 miles per year insurance. They are pricing us out of having cars. I live in a semi rural area with little.public transport.. I have over 20 years without a claim.

[@shonamcwilliam2842]

It'll be because electric cars are known for exploding and nobody wants the battery to deal with. I watched 7 police pushing a tesla off the road that had been involved in a crash. The 2 normal cars could b driven off the road but the electric 1 would not budge. They are dangerous to society I reckon.

[@johnicke6303]

its the electric car that has done it for you unfortunately , they are very expensive to repair and as for the batteries,lets not go there.

[@beverlyhenderson188]

Ok use very little mileage. ​@@johnicke6303

[@video99couk]

@@johnicke6303 Maintenance costs for electric cars are less than Fossil cars. Look it up. What does a clutch cost on a Fossil these days? Almost £1000. Often Fossil cars get scrapped at around 10-12 years when all they need is a few service items that would have been cheap to change back in the 1980s.

[@berylobrien1448]

My car insurance renewal was due on the day of my 69th birthday - it had literally DOUBLED!!!

[@roberthiggins6401]

Try the nfu and see what they say.

[@ianashton1593]

@@roberthiggins6401Tried them a few years ago and they were significantly more expensive than my existing insurer. Good for household insurance buildings etc but I found them very pricey for anything else.

[@johnduheaume6650]

Wait until you're North of 75! Go onto the comparison websites like Money Supermarket, my broker quoted 1400, my daughter found cover with Aviva Direct for 700.

[@Luppy-v8f]

Yet the government want us to wait even longer for pensions .

[@lat1419]

Maybe Geoff could help look into this? He has an insurance broker mate.

[@rosemariesmith349]

It's easy to implement more control as we are an island , I say get a boat and leave by the English channel 😊

[@vickywilliams8320]

No fear. You'd end up in France!😂

[@martinwebb1681]

@@vickywilliams8320 .... 😂😂.... A fate worse than death.

[@pw601]

Apparently, French pensioners get about €18,000 a year as State pension. Medical care is rapidly accessible. I have a friend who bought a small house there just before Brexit and was able to get residency. She used to work in healthcare in UK. What we get here is disgraceful. In France the car is insured, not the driver. I was all for Brexit. Not so sure now, we have lost a huge number of civilised European countries where we could flee to escape this5#17 hole.

[@user-pf5xq3lq8i]

Ok starmer..stop pretending brexit happened at all.

[@just1ncred1ble...]

Simply, more freedom squeeze...

[@davidfluffy34]

As mentioned in other posts, it’s soft expulsion of people off the roads , government don’t have the balls to do it directly. I’ve just been through the insurance/ fraud/ con , I’ve moved into the middle of nowhere yet my ‘ premium’ was almost the same !

[@JayArgonauts]

Here we go again!😂

[@paulacannon3452]

people need to start helping if you know someone that is on there own and has no car ask if they need anything

[@martinwebb1681]

Best and most thoughtful comment on this comments page 👍 sometimes the simplest things go a long way.

[@annawinters4346]

My cousin is married to an insurance broker. They live a life that most of us can only dream about.

[@wecandothiswarriors]

Well train to be an insurance broker then..ANYTHING is possible

[@annawinters4346]

@@wecandothiswarriors No thanks, I'm on the level, not the square.

[@wecandothiswarriors]

@@annawinters4346 So why even mention that you dream about being THAT.

[@rom8.288]

@@annawinters4346 Very good!

[@DS-qu2rs]

Sounds like they're trying to close the door on people's ability to claim that they are travelling as opposed to driving.

[@JayArgonauts]

Sovtard bollox

[@joetodd4351]

@@SirRogerHerwellBore off troll.

[@joetodd4351]

@@SirRogerHerwellGo on, show us the missing comments..

[@davidfluffy34]

@@SirRogerHerwellyes why watch or comment if that’s your opinion, the information is there , the definition is both lawful and legal .

[@JohnofthefamilySmith]

@@davidfluffy34 RogerRamjet and SirRogerHerwell are well known paid trolls posting lies and disinformation. They are involved in crimes against humanity and are either not bright enough to know what they are doing, or they are openly flaunting the law.

[@robinsoncrusoejr7089]

You need to shop around for car insurance. There are still good deals out there. Just renewed my insurance with a new company, for what amounts to being the same cost as last year, since the firm l had been with for some years ratcheted up their quote this time around. When I rang them to say I was cancelling their policy, they requoted to match the new company l was transferring to! Too late, I said, I've done it now. The new policy includes benefits the old policy didn't provide. Price comparison websites are useful.

[@lindasharp8523]

It's all a rip off. The whole world is corrupt

[@mothernature11975]

We do but choice has decreased mysteriously

[@richardcummins5465]

You didn't mention your age. Its relevant.

[@3kdn]

The increase in uninsured cars on our roads over the last few years reflects what is going on in order to remove people in general from owning a car and having the right and freedom to travel and move about freely. And will no doubt lead to further increases and the use of insured vehicles. Combine that with Labour's planned fuel and road duty increases over the forthcoming 4-5 years, only the very wealthy will be able to afford to own a vehicle.

[@davidlucas6701]

The labour/wef return to the "privileged class"!

[@jb-zr4ez]

I wouldn't mind so much if there was a realistic, reliable affordable alternative. For all the green, eco babble there hasn't been much of an effort to improve public transport.

[@davidellis8141]

The only trouble with that is a lot less taxes to pay for their vanity projects.

[@martinwebb1681]

Conservatives and Labour .... Only difference between them is one starts with the letter C and the other with the letter L.

[@user-pf5xq3lq8i]

You are a starmmer apologist. I don't care if starmer said every penny of road tax goes to busses run on unicorn farts. I wont ever use public transport. My money, my choice not to get stabbed and raped at a bus stop.

[@martinwebb1681]

And they wonder why so many people drive without insurance. 🙄

[@Janet-g1y]

I’am 71, and my online company insured me without any problems and it wasn’t any more expensive. I’d need to check the social domestic and pleasure classification but I never had any notification that it would change in anyway so can only assume it stayed the same.

[@andystephens2070]

So So much stress 😩 I have disabilities & Drive 🚗 but they are Clamping down So much On Motorists so much insurance £2000 a Yr plus mot,s car rapiers Now tax through the Roof . On Top of pay as you Drive have ing to get Rid of my Car .. ROADS FOR THE RICH...,££££

[@charlieboylinton]

I'm also currently with Markerstudy, who made me victim of an insurance scam last year. They have a 'policy' where if someone accuses you of hitting their vehicle, and photographic evidence deems that it could have a tiny percentage possibility of happening then they say it did! I wrote to the Ombudsman pointing out that this practice violates the prime base of law, where they're saying that you're guilty until proven innocent!! I'm firmly of the belief that ALL areas of administration, including the Ombudsman, are simply tools to enforce long-term Government policy. After pointing out the basic human rights relating to this aspect I'm still waiting on them for a decision ..I'm not holding my breath!

[@user-pf5xq3lq8i]

A few laws like that creeping in. Guilty until innocent types.

[@JuliaHartley]

Common Law on this is very interesting 💚💙💜

[@SteveInTokyo-b8n]

@@RogerRamjet-t4q You just need to 'believe'. lol

[@johntimbrell]

YES. I have personal experience of being refused insurance due to age of over 80 despite being with the same insurer for many years. There are sites available (still?) on line but the cost is double on average to what was paid previously. The bottom line on this is that if this becomes normal then single people who need their car to go to the shops to buy food may have to fall back on the state. Here is the real problem Richard. Its people like you. You haven't got the guts to advise people how to push back the state when people like me contact you and tell you examples of how they use our law to push back the state. You make many videos highlighting problems but refuse to offer solutions. I, and others, have written to you explaining how I have 3 times stopped police assisting bailiffs who were attempting to use legal warrants to enter houses. I use the constitutional part of the Criminal Law Act 1977 section 6 which requires lawful authority to force entry into houses. People such as Tommy Robinson and Julian Assange use hugely expensive barristers who dare not use the constitutional Bill of Rights Act 1688 to prove that freedom of speech is sacrosanct. They end up in prison, probably because they are doing so much public service that they do not know of our real law. You know of the real law but all you do is to make videos highlighting people's genuine fears without offering them solutions. I despair.

[@johntimbrell]

@@RogerRamjet-t4q YES. I have personal experience of being refused insurance due to age of over 80 despite being with the same insurer for many years. There are sites available (still?) on line but the cost is double on average to what was paid previously. The bottom line on this is that if this becomes normal then single people who need their car to go to the shops to buy food may have to fall back on the state. Here is the real problem Richard. Its people like you. You haven't got the guts to advise people how to push back the state when people like me contact you and tell you examples of how they use our law to push back the state. You make many videos highlighting problems but refuse to offer solutions. I, and others, have written to you explaining how I have 3 times stopped police assisting bailiffs who were attempting to use legal warrants to enter houses. I use the constitutional part of the Criminal Law Act 1977 section 6 which requires lawful authority to force entry into houses. People such as Tommy Robinson and Julian Assange use hugely expensive barristers who dare not use the constitutional Bill of Rights Act 1688 to prove that freedom of speech is sacrosanct. They end up in prison, probably because they are doing so much public service that they do not know of our real law. You know of the real law but all you do is to make videos highlighting people's genuine fears without offering them solutions. I despair.

[@KerryWoolley-d5l]

The 1992 Rio earth summit explains all to the, " Cannon Fodder unfortunately that populates the earth ".

[@craiglogistics2092]

I have social, domestic & commuting insurance with a company called Go Skippy who have their office near Bristol

[@martinwebb1681]

No disrespect ... but boy o boy do they sound dodgy 🤣

[@JohnSmith-ei2pz]

If you are a council tenant & a waster you do not need road insurance, if caught you will get a fine and a ban. If you own property you can get sued and loose your property.

[@ohnoitisnt]

I got pulled over recently with no tax - went completely unmentioned 😂 Ive got an unsocial/domestic terrorist/guilty pleasure policy lol

[@johnchapman3923]

""One foot in the grave"...I miss that old TV programme no longer now!

[@johnmoncrieff3034]

Richard you are well aware of the power of the birth certificate Bond as listed on the New York Bond Market! As the police and other corporate bodies self insure against all claims made against them. With the power of the Bond behind us we too have that power to self insure! All we have to do is take control of our bond! I too have just received a letter from my insurance broker saying they can nolonger offer "Standard personal lines of insurance" since many key insurance companies have withdrawn from operating via brokers! This is due in part to the very high level of claims and the nature of these claims where EV's are involved. Such as the Luton Airport fire, the North Sea ferry disaster where hundreds of high end cars were destroyed, etc. etc.

[@user-pf5xq3lq8i]

They won't tell you its the Teslas though, they will lie and try and blame all those young drivers..the ones walking about on the street because they cant afford 4k a year to insure.

[@antonipeters2333]

"Eldy"! You've invented a new word!! I must be approaching the point where I can be considered and eldy. Maybe an eldy is someone who has reached the golden age of 75. I am not there yet, but I do qualify to be a member of the "Old Bastards Club." And the older I get, the more I am definitely turning into one mean old bastard!

[@tezwozere]

Haven't been down drove road for ages even slept there one night lol lal💜🙏💜🧙‍♂️

[@Smiler7]

As a driver for many years I can tell you that the most dangerous drivers are young people and sales reps, who cannot stop overtaking people even in built up areas. Women are getting more like men and drive with anger and impatience. Women picking their children up from school are crazy if running late. "According to the AAA Foundation for Traffic Safety, drivers between the ages of 16 and 17 are more likely to be involved in car accidents than drivers from any other age group. Additionally, teen drivers cause more injuries and deaths than other drivers, including injuries to themselves." I would rather be on roads if only 65 and over were allowed to drive!! It makes perfect sense for drivers over 70 to get a health clearance from their doctors. An over 70 who is healthy in mind and body is no danger. People driving drunk or on drugs, will always be with us.

[@michaelhicks708]

The NFU when I phoned them a regarding vehicle insurance bearing I have full no claims bonus stopped me dead, with telling me it was their policy that they do not insure people at Eighty years and over and they claim to be insurer of the year.

[@ruthmaddock]

A lot of older people also live in rural locations with poor public transport. So by making insurance expensive and difficult they are likely making people move into the towns and cities. Killing 2 birds with one stone....

[@Neil-u9b]

All councils do not have (insurance) they have a pot of money instead! And therefore are exempt ?£££

[@zenarobson3675]

Not just car insurance - you try getting health insurance once you are over 70. Clean bill of health, no issues, never made a claim, non-smoker, walk regularly - costs an arm and a leg!

[@zenarobson3675]

@@RogerRamjet-t4q I realise that but the costs have risen astronomically. Once you hit 70 you no longer count, it seems. In fact, things start to deteriorate physically a lot earlier than people think!

[@imnotabotrlyimnot]

@@RogerRamjet-t4q Yeah, and the previous 50 years you pay and pay so you are taken care of when something happens. The whole idea of insurance is worthless if you're only eligible when you're paying but not making any claims.

[@martinwebb1681]

@@imnotabotrlyimnot ... I know someone that paid house insurance for over 30 years without any claims, when they had a disaster and needed to claim the company refused to pay them out. Daylight robbery all of it.

[@colindark]

No , I am a x HGV license holder?, retired now. My driving throughout the years have seen many car drivers driving like zombies I am a law abiding citizen driving a car today. I'm very cautious too.

[@robertjones3613]

Those in power mismanage taxpayers money in all manner of ways. They don't actually suffer as a result of their incompetence. They do not care one iota. We are taxed to the hilt on just about everything from the day we are born to the day we die (and after with Death Duties). Corporations are as guilty in many ways. My own vehicle insurance doubled last year without any reason other than the insurers know they can get away with it because it is illegal (or, as Starmer might say, "irregular") to drive a vehicle without insurance. Everywhere we turn Government and businesses are take, take, take. These immoral creatures couldn't care less as long as their pockets are full of other peoples money.

[@johnduheaume6650]

Thank you Richard, when I reached 75 my insurance with LV suddenly went from £ 385 to North of £ 1400 , with no claims in the previous 12 months, my broker said that was the best he could do, my daughter steered me to Money supermarket and we found Aviva Direct gave me cover for 780. With a clean license I can only assume that this is age discrimination.

[@Sandy-q9j]

The accidents that happen are nearly always young drivers older drivers are the best they don’t need to speed everywhere they are careful and respect other road users if you check records you will see who causes the most accidents it’s always the young fast idiots

[@Andypowerhouse]

My insurance nearly doubled this year from last. Insurance companies in massive profits

[@James-cs2wi]

To open up your own insurance company you need at least 1 million sitting in the bank to get a licence extremely hard to do for private😅😮

[@user-pf5xq3lq8i]

So 100 people with 10,000 to invest could take on these scoundrels. Sounds like a plan.

[@donjones5793]

No, it probably means that we all now don’t need to get any insurance🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

[@davidsalter9592]

Put your property and savings in a trust, buy an old banger and bollix to 'em

[@rosemarypalmer3603]

This is frightening .. what about those living in rural places or in dead suburbs?

[@andystephens2070]

❤ Love you Richard Yes Roads For The Rich £££ Bentley s , E.V milk Floats that noo one wants that are as heavy as tanks n destroy are roads pot holes even more 😢

[@johnlamb2502]

Just another way of getting vehicles of the road, what will they tax instead

[@daz.r1994]

I only got a licence in 1995 because i could not get away from the police helicopter.

[@berylobrien1448]

😂😂😂😂😂

[@johnbarham7718]

Our insurance still does Social Domestic and pleasure use.we are both over 70. It does not appear on comparison sites.

[@rastaralph7154]

Try Adrian flux insurance. They insure vintage cars so they probably won't have a problem insuring vintage people 👍💚💛❤️

[@kathleenwagg3030]

I am74 my husband79 Adrian Flux insured us no problem.

[@rastaralph7154]

@@kathleenwagg3030 I thought so. Cheers for the reply 👍👌💯💚💛❤️

[@davewallace5008]

@@rastaralph7154 I got insured for my Evo (590bhp) for £600 - age 63 and very happy ;)

[@richardzedman1160]

my friend is 85 and still drives fine in a manual and no power steer has no problems i no that not all old people are the same level So maybee a simple way is to go for test with driving and medical you get booth certicates then you can get insarance pretty simple so your not just putting them all in baskect

[@martinwebb1681]

I worry more about the number of drivers on the road under the influence of drugs and alcohol than I do about senior drivers.

[@whenever-199iq]

2 new ways to get you off the road. One cant afford to drive and so they dont because they are an honest person. And for those who will drive without insurance, they will eventually catch up with you and take your licence that way. They never stop.

[@michaellicavoli3921]

I’m 83, and as a driver I avoid congested areas also well know hazardous driving areas!

[@judithparker4608]

Metropolitan Corporation Ceremonial Salesforce Metric

[@monicali2608]

Here in Germany we have less accidents with older people. Now we have small cars for inner city use. They are slow but useful to get your groceries or get to appointments.