I've completely run out of money

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Money has this funny tendency to disappear faster than it appears. What's up with that? Well in my case, it's mostly cause of a little something called the government.
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[@GoHerping]

I wish I was joking, but at least it's an interesting story... right? Get Surfshark VPN at Surfshark.deals/goherping and enter promo code GOHERPING for 83% off and 4 extra months for free!

[@daremon9329]

most interesting

[@aviolet3981]

I’m sure an unboxing with the next incarnation of a cardboard sword will soon sort you out 👍

[@Alyssa-ye9mr]

Lmao ily Alex

[@skeeter9684]

Perhaps you should find a sugar daddy/mommy and maybe open up an onlyfans lol. Might be good to supplement. loool.

[@thereptileroomeh8646]

That's how being a business owner goes these days :/ I had an HVAC company for the last few years and now I'm about 50k in the hole. It has to pay off eventually...right?

[@audreysark]

I hate to say it, but if you've got a house at your age & this is the first time that your bank balance has gone negative then you're doing very well. Keep doing you & following your path. It will be stressful but not as stressful as if you were caught in a 9-5/365 that you hated.

[@gorpazorp7309]

Why would you hate to be so uplifting? Lol

[@audreysark]

@@gorpazorp7309 I've spent my life in England and Seattle...for me that is uplifting! 😆

[@alexiacorbin3052]

i'm only 18 and i've gone undet 2x sooo

[@bisexualfrenchfry1953]

I agree, I’m the same age, work a 9-5 am in debt 5,000 and don’t know wtf im doing

[@nailinthefashion]

Literally like ... I'm stuck at a dead end minimum wage job with no options for the foreseeable future, I hope he appreciates how privileged he is despite the rough spots.

[@lmeadow8586]

I love this transparent money talk. As an old 38 year old lady I can tell you that, despite this slight setback, you are absolutely crushing it. I was clueless when I was your age. They say you never get rich working for someone else. Also, if you're not already investing in your retirement, start right now.

[@GoHerping]

thank you :D I admittedly don't have a retirement fund yet and have only focused on the stock market but I really need to do both...

[@Bass_attack7755]

@@GoHerping most retirement funds are stock market. So if your directly doing stocks you can skip that.

[@GlorifiedGremlin]

@@GoHerping That's what I do with my money too, but investing in stocks individually is basically the same as saving for retirement except you gotta pay taxes on it lol

[@lmeadow8586]

401ks and IRAs are a mixture of stocks and bonds. The ratio depends on your age and risk tolerance. I can't imagine only investing in stocks. Personally I think something like a target-date fund is a much better choice because there's more guaranteed pay off and it's much less work for the individual. But that's just me.

[@GlorifiedGremlin]

@@lmeadow8586 The reason I do it the way I do is because when I got laid off because of covid I wanted to learn to make money from home, so I dove really deep studying for hours a day on trading stocks and when I got my big tax return I threw it all in. I've made 250% on my tax return since first investing less than 2 years ago. Took big losses in the learning phase, but I made more big gains than I did losses lol

[@annaodea3745]

This was partly a video on taxes and partly proof of the importance of saving receipts and taking good note of where your money goes and when

[@mazedaakthar6322]

Xx

[@jammies1431]

CYA. Cover Your Ass. Keeping a filing cabinet with receipts, medical records, vet records, car work, etc. is a big deal. Keep the most important stuff in a fire and water proof box that is light enough to carry in case you have to evacuate immediately. Learned that the hard way when I came home to find my entire apartment engulfed in flames and the other half of the building collapsed under the weight of the water. Lost everything and wasn't allowed to go inside until firefighters said it wouldn't collapse under me, literally broke down the front door that had been severely screwed up by the awesome first responders that noticed we weren't home and wanted to bust down the door to allow pets to escape (they hid instead). After that, we had 1 hour to go through a mold-ridden, soaking wet, musty apartment to bring out any and all things we could save. Nothing but our cats were saved, but since I had a filing cabinet, I was able to take photos of my medical documents that were literally covered in mold spores. Plan now. You don't know when you'll get fucked over. Shit happens. Not all emergencies can be planned for. Keep that box close to the entrance of your home or in a place that will be easily accessible if you need to dip. Know where it is or firefighters won't be able to bring that shit out before the water, fire and mold damage destroys everything. :-) Learn from my dumb ass. Nobody told me this and we lost everything before I even graduated college. Oh, and don't fucking sign anything under duress. The lawyer we hired said there was legit nothing we could do to void the paperwork they forced us to sign saying we couldn't sue them. They also threatened that if we didn't sign a new lease, we would be homeless and wouldn't be able to find a single apartment in the area. After saying they would "transfer" our lease, it took yelling, screaming and sobbing for them to honor that after they just so happened to extend the lease term which almost forced us to have to pay to break the lease we wouldn't have needed to break in the first place. People are assholes. Get everything in writing. Keep digital backups of EVERYTHING. Trust nobody. Cover. Your. Ass.

[@randikinton7018]

At least you could get yourself out of trouble-many could not. You’ve got a cool job and more money will come. I think you are an amazing reptile guy. Good Luck Alex.

[@GoHerping]

thanks!

[@OliverProfancik]

Nobody: Alex: *admits tax fraud on the internet* “big brain”

[@GoHerping]

i am officially caught up on all my taxes, IRS!

[@krampus6402]

@@GoHerping that we know of*

[@krampus6402]

No worries i evade taxes like i evade child support.

[@giannamarie203]

@@krampus6402 Cory?

[@yallfwj]

@@giannamarie203 lol

[@mollybailey1841]

Hands down one of the best videos made on KZbin. Financial transparency is something that should not be so taboo and be talked about so much more. When I started getting into adulthood and the financial responsibilities with it I was basically dumb. I had to learn in all the hard ways how adult life worked. I grew up in a household where finances were not openly discussed and obviously I learned NOTHING in school. Finances are literal a make it or break for life and it should be taught in school and in life and transparent starting in the household. Thank you for making a video that will likely help TONS of people 😊 I'm completely transparent in our finances with my child and my close friends bc I want to teach and help people I care about learn from the mistakes I made and hopefully set them up to be successful.

[@GoHerping]

thanks! money makes the world go round

[@abberistired]

funny little reptile man rants about taxes for 13 1/2 minutes now this is the content I subscribed for

[@emilew2123]

Lmao this will be my first year doing taxes. And I’m so scared that I’m gonna mess up and get yelled at by the government.

[@GoHerping]

I would def suggest getting a CPA. It's kinda like representing yourself without a lawyer- cheaper but asking for trouble. Mine is great, and only charges like 10% of the taxes he's able to get me out of (and helps me out of trouble in stuff like this lol)

[@Neillionaire]

@@GoHerping My dad is a CPA and yet he still hires someone else to do his taxes lol. (Presumably they are also a CPA?)

[@WolfanTerror]

Ther s something fucking bizarre about having to do your own taxes, even if you're just an employee. Americans tax system is nuts and I always hear people saying how great it is because they don't pay for other people's healthcare..

[@toomuchiwannado1777]

As long as you're honest and don't maliciously hide anything, you should be fine.

[@beluga2342]

@@WolfanTerror you should see Europe's....

[@Snowstar837]

God, it's such crap with how the IRS works for people who aren't truly wealthy. I expect that they don't tell you the check bounced because they can collect more from people panicking about the collection notice a year later.

[@lucasparsell5053]

Part of that is simply that, believe it or not, the IRS is on a shoestring budget. Also Congress has banned them from doing certain things that private companies wanted to charge people money to do. The folks at IRS aren't the evil SOBs everyone imagines, they're just prevented from being all that helpful by the fucked up powers that be.

[@beluga2342]

@@lucasparsell5053 that boot must taste pretty good

[@tonyamitchell9632]

For sure! It’s devious really.

[@Bass_attack7755]

The IRS is a private corporation. Let that sink in. Then realize you don't have to pay income tax

[@tob7449]

@@Bass_attack7755 idk bro, income tax pays for the infrastructure I use on the daily

[@ConyTheBeast]

I always forget how abysmal Americas tax system is. I don't think I've ever once thought about paying taxes or their due dates, shit just gets taken and you get your receipt for it here. Shits bliss

[@zoe547]

If I may ask, where are you from?

[@0rbeez]

I didn’t even realize there was a way for taxes to not be painful

[@sarkavajnerova3123]

I feel you. I am so happy that i live in europe.

[@__-be1gk]

feels good to be a canadian and just go to the tax place to receive a thousand dollars once every few years because they don't care if you forget

[@Mzzy555]

It typically does work like that if you’re not self employed. You just have to file for a refund…which can suck depending on how you receive income, what deductions you take, etc. It takes me maybe 30-45 minutes to do my taxes every year by myself but mine are easy

[@iFlasheh]

The way the military dudes just Ctrl+Z had me laughing out loud. I absolutely love hearing about these aspects of your life. Just owning a business, buying a house and things that could happen etc. You are truly such an amazing person and even though I'm so sorry this happened to you, I truly admire the way you deal with things.

[@nadia5889]

could you do a series on the “buying a house experience”? that way you can give more details on your experience and make more videos on how you made the repairs, etc :)

[@GoHerping]

i'll def do some more, but will spread them out with reptile vids inbetween lol

[@faithbarker3195]

The transparency makes me feel so much better with the small issues with money I have had to run into. Thank you for this video

[@INSHIRI]

Welcome to the club 👌

[@jameandthegiantpeach2273]

.... what club?🤔

[@Robb3636]

@@jameandthegiantpeach2273 I assume they're referring to their depleted financial state as being similar to his, a metaphorical 'no money' club, if you will.

[@jameandthegiantpeach2273]

@@Robb3636 ...if I will what 🤔

[@MrCmon113]

The club of having no money in savings or no assets at a bank? I might be a member. After buying Christmas presents I will just so make it to the end of the month.

[@jameandthegiantpeach2273]

@@MrCmon113 you either make it to the end of the month or you don't, there's no such thing as just barely, unless of course you're losing all of your blood and you just scarcely stop the bleeding before you croaked on the last day of the month....god forbid of course.😬

[@Crayolagrl]

I bought my house at 26, the previous owners broke the oven on the way out and washer/dryer/fridge were all *barely* working. You're a talented dude. I know you'll be able to get back to solid green in no time.

[@gigabyte2248]

I consider tax to be like a subscription to your nation's services. Roads, fire service, police, medical care (if your country's medical care is civilised), transport (if nationalised), energy (if nationalised or subsidised), a military to keep you safe, benefits if you need them etc. Though, I do think it's bonkers that all Americans have to handle their own taxes. Here in the UK, it's handled by your employer and you only need to worry about it if you have more than one job.

[@tonyolo4591]

i pay my subscription, but the service here sux. I get the feeling i'm funding my own downfall.

[@thegloriousdipshit4274]

The only reason why his taxes aren't handled by his employer is because he's the business owner lol

[@FeedMeSalt]

Thats just it, why should i pay for sub par services when with my extra funds i could leave and find better.

[@FeedMeSalt]

@@thegloriousdipshit4274 thats false, US workers file their own.

[@GlorifiedGremlin]

Yeah the amount of taxes paid in America does not represent even a fraction of that money actually going back out towards our benefit. At least half is going to the military and the rest gets sent to help other countries for some reason, while politicians dip their hands in and steal from it off the books

[@erisdar]

What in the America is this...Alex I'm so sorry this happened to you

[@Alicia.Marie.13]

Just the good ol IRS doing stupid shit 🤣🤣😬 for real... "government employees"

[@greggreynolds4616]

LMHO 😂😭😂😭

[@AverytheCubanAmerican]

"I said a few maybe no-no words, I maybe said a couple things how maybe just maybe taxation is ever so slightly theft" - American revolutionaries in Boston, 1765 colorized

[@Jungles_of_Lustria]

Absolutely! And what did the founding Fathers do? Learn from the British that taxation with representation is still theft but somehow OK!

[@BeardsMen1331]

I want the unedited video with the rants about taxes and the government 😂

[@superevman869]

I would love to sit down for like an hour and just listen to him rant

[@martinexoticsusa]

SAME

[@suchnothing]

I've never minded paying taxes, they go towards public infrastructure that keeps society functioning and makes all our lives better. However, I say that as someone who lives in Canada. The US tax system is completely bonkers and I can totally understand why people in the US hate taxes so much. It's insane to threaten property seizure with no prior warning and after such a short period of time. The whole tax process is intentionally complicated to increase the possibility that you'll mess up and they can come after you, and even after you've managed to pay it, so much of it goes towards corporate welfare and military spending (which is kept high to profit private interests or to advance private interests internationally) you hardly see any of what you paid into the system reflected in the infrastructure around you. Subpar primary education, insanely expensive post secondary, crumbling bridges, roads, and dams, expensive healthcare... shits insane. I really feel for y'all :(

[@mattfishfrog5797]

Taxes gay but America still way better than Canada. At least we can own fun guns without the police showing up to raid us

[@suchnothing]

@@mattfishfrog5797 you can own some guns in Canada, regulations are just more strict so the public is safer. It's a win/win 💁‍♀️

[@rebeccaacornelius9284]

This is why you always pay a separate private (picked by you, paid for by you) home inspector because they will actually look into more things. Mainly because they are your inspector. It costs more money but can save you so much money in the long run. In case you ever buy another home. This saved my friend like $15,000 to $20,000 when she bought her home.

[@GoHerping]

I got a few inspections done privately, whole home, well, septic, termite, etc. I joined them on a lot of the inspections and was able to see myself the exact condition and a lot of it honestly was working fine until I got settled in myself lol.

[@rebeccaacornelius9284]

@@GoHerping dang they all missed it... that sucks man. You said the inspector, I just jumped to conclusions. Sorry!

[@Productshizzlez]

~ Goes on to GoHerping shop and buys hoodie immediately ~

[@EberhardtTheReindeer]

OOOF. Keep it up man, you’ve got this!!

[@meretriciousinsolent]

What I love the most about these videos is no matter what happens, the story voice makes it all so much less stressful for me. Except the wisdom tooth video which reminds me of when I had similar as a young teenager and then my mum drove me home listening to Pink Floyd in the car. I don't think she even realised what she was doing. I was off my box. But it was also kind of fun.

[@noahpetherbridge5127]

Lmao you’re gonna be fine, dude. If I had a nickel for every time my bank account hit zero or I got a letter from some collection agency, I’d actually have money. I’m older than you and I’m broke, still living with my parents. And I’m fine. Keep up the good work my dude.

[@saraSara-ns3te]

I do so love a good tax rant Very therapeutic.

[@GoHerping]

taxation is theft ASMR coming soon??

[@Bass_attack7755]

@@GoHerping you are 100% right. It is absolutely theft. There are ways out of it.

[@howellaboutno9500]

@@GoHerping I’d watch it

[@nicolesreptilezoo7525]

I was playing roblox so I wasn’t early

[@coragfl8112]

@@GoHerping asmr with the reptiles???

[@daremon9329]

I quite enjoy this side of your channel

[@GoHerping]

:D

[@tonyamitchell9632]

Same!!! Plus I learn something new every time as well and I’m ... well a lady never discloses her age 😊

[@TheGreatWolfYT]

In my country used to be a stupid tax on the number of electricity poles from the power plant to your home, there still is one for paying rainwater (even when it doesn't rain), those are added to your utility bills. As a student though, I don't pay anything, we're poor already. But what happens over the pond is ridiculous, great that you were able to pay

[@breezyautumn]

How can you be charged for rainwater, redonkulous

[@TheGreatWolfYT]

@@breezyautumn it literally says "meteoric water" If you ask they say some BS about the maintenance of the sewer and drainage system, but of course we already pay for that separately

[@emilyalcantara7539]

Omg the suck it up and take it meme was too much😭😭😭

[@ksmani9]

I, and am sure many other people, really need more vids like this. Thank u.

[@KarIiah]

_Me with my account hitting 0 ten days after my paycheck comes in every month:_ Is this a rich joke I'm too poor to understand? :(

[@alisonhughes6476]

Honesty is the best policy xx

[@tonyamitchell9632]

Speaking of, I don’t think I’ve ever seen anyone on KZbin more honest than Alex! 😃🐍 Like , I would trust Alex with my money! lol He’s seriously one of my favorite people.😃🐍🐍🐍👍

[@krissyann9959]

Super rad how transparent you are. Thank you for sharing with us

[@Richest_The]

Though you don't know me, I consider you a friend. I've been watching your content for years now and really love your honesty and sense of humor. If you're reading this comment I just want to tell you a short personal story. In my teens I went from homeless to deciding that I would never allow myself to get to a position where I couldn't afford the next book in the series again. Long story. Anyway as it stands now I run a small side business breeding feeder insects if you're ever interested just let me know, and I'm also the IT guy for an Amazon facility the size of four football fields. My point is that with the right attitude, which you have, success is yours for the taking. I look forward to seeing your growth my friend also taxation is theft..

[@robingray2432]

I found this video interesting. Looking forward to your house buying videos! (I've bought 2 now and there's so many things you don't think about that cost so much money upfront)

[@GoHerping]

thanks!

[@TrentBattyDrums]

Bro I’m 28, a supervisor at a metal roofing facility, and have 5 kids. I won’t be able to buy a house for a couple years. You are doing amazing with money if you have a house at your age. 👏👏 keep it up bro!

[@perlamedrano3637]

Let the Man Talk about taxes

[@GoHerping]

A tax is a compulsory financial charge or some other type of levy imposed on a taxpayer (an individual or legal entity) by a governmental organization in order to fund government spending and various public expenditures.[2] A failure to pay, along with evasion of or resistance to taxation, is punishable by law. Taxes consist of direct or indirect taxes and may be paid in money or as its labour equivalent. The first known taxation took place in Ancient Egypt around 3000-2800 BC. Most countries have a tax system in place, in order to pay for public, common, or agreed national needs and for the functions of government. Some levy a flat percentage rate of taxation on personal annual income, but most scale taxes are progressive based on brackets of annual income amounts. Most countries charge a tax on an individual's income as well as on corporate income. Countries or subunits often also impose wealth taxes, inheritance taxes, estate taxes, gift taxes, property taxes, sales taxes, use taxes, payroll taxes, duties and/or tariffs. In economic terms, taxation transfers wealth from households or businesses to the government. This has effects that can both increase and reduce economic growth and economic welfare. Consequently, taxation is a highly debated topic. The legal definition and the economic definition of taxes differ in some ways such that economists do not regard many transfers to governments as taxes. For example, some transfers to the public sector are comparable to prices. Examples include tuition at public universities and fees for utilities provided by local governments. Governments also obtain resources by "creating" money and coins (for example, by printing bills and by minting coins), through voluntary gifts (for example, contributions to public universities and museums), by imposing penalties (such as traffic fines), by borrowing and confiscating criminal proceeds. From the view of economists, a tax is a non-penal, yet compulsory transfer of resources from the private to the public sector, levied on a basis of predetermined criteria and without reference to specific benefits received. In modern taxation systems, governments levy taxes in money; but in-kind and corvée taxation are characteristic of traditional or pre-capitalist states and their functional equivalents. The method of taxation and the government expenditure of taxes raised is often highly debated in politics and economics. Tax collection is performed by a government agency such as the Internal Revenue Service (IRS) in the United States, Her Majesty's Revenue and Customs (HMRC) in the United Kingdom, the Canada Revenue Agency or the Australian Taxation Office. When taxes are not fully paid, the state may impose civil penalties (such as fines or forfeiture) or criminal penalties (such as incarceration) on the non-paying entity or individual.[3] The levying of taxes aims to raise revenue to fund governing or to alter prices in order to affect demand. States and their functional equivalents throughout history have used the money provided by taxation to carry out many functions. Some of these include expenditures on economic infrastructure (roads, public transportation, sanitation, legal systems, public security, public education, public health systems), military, scientific research & development, culture and the arts, public works, distribution, data collection and dissemination, public insurance, and the operation of government itself. A government's ability to raise taxes is called its fiscal capacity. When expenditures exceed tax revenue, a government accumulates debt. A portion of taxes may be used to service past debts. Governments also use taxes to fund welfare and public services. These services can include education systems, pensions for the elderly, unemployment benefits, transfer payments, subsidies and public transportation. Energy, water and waste management systems are also common public utilities. According to the proponents of the chartalist theory of money creation, taxes are not needed for government revenue, as long as the government in question is able to issue fiat money. According to this view, the purpose of taxation is to maintain the stability of the currency, express public policy regarding the distribution of wealth, subsidizing certain industries or population groups or isolating the costs of certain benefits, such as highways or social security.[4] Effects of taxes can be divided into two fundamental categories: Taxes cause an income effect because they reduce purchasing power to taxpayers. Taxes cause a substitution effect when taxation causes a substitution between taxed goods and untaxed goods. Substitution effect and income effect with a taxation on y good. If we consider, for instance, two normal goods, x and y, whose prices are respectively px and py and an individual budget constraint given by the equation xpx + ypy = Y, where Y is the income, the slope of the budget constraint, in a graph where is represented good x on the vertical axis and good y on the horizontal axes, is equal to -py/px . The initial equilibrium is in the point (C), in which budget constraint and indifference curve are tangent, introducing an ad valorem tax on the y good (budget constraint: pxx + py(1 + τ)y = Y), the budget constraint's slope becomes equal to -py(1 + τ)/px. The new equilibrium is now in the tangent point (A) with a lower indifferent curve. As can be noticed the tax's introduction causes two consequences: It changes the consumers' real income (less purchasing power) It raises the relative price of y good. The income effect shows the variation of y good quantity given by the change of real income. The substitution effect shows the variation of y good determined by relative prices' variation. This kind of taxation (that causes the substitution effect) can be considered distortionary. Budget's constraint shift after an introduction of a lump sum tax or a general tax on consumption or a proportional income tax. Another example can be the introduction of an income lump-sum tax (xpx + ypy = Y - T), with a parallel shift downward of the budget constraint, can be produced a higher revenue with the same loss of consumers' utility compared with the property tax case, from another point of view, the same revenue can be produced with a lower utility sacrifice. The lower utility (with the same revenue) or the lower revenue (with the same utility) given by a distortionary tax are called excess pressure. The same result, reached with an income lump-sum tax, can be obtained with these following types of taxes (all of them cause only a budget constraint's shift without causing a substitution effect), the budget constraint's slope remains the same (-px/py): the effects of the two taxes are the same. A tax effectively changes the relative prices of products. Therefore, most economists, especially neoclassical economists, argue that taxation creates market distortion and results in economic inefficiency unless there are (positive or negative) externalities associated with the activities that are taxed that need to be internalized to reach an efficient market outcome. They have therefore sought to identify the kind of tax system that would minimize this distortion. Recent scholarship suggests that in the United States of America, the federal government effectively taxes investments in higher education more heavily than it subsidizes higher education, thereby contributing to a shortage of skilled workers and unusually high differences in pre-tax earnings between highly educated and less-educated workers. Taxes can even have effects on labor supply: we can consider a model in which the consumer chooses the number of hours spent working and the amount spent on consumption. Let us suppose that only one good exists and no income is saved. Consumers have a given number of hours (H) that is divided between work (L) and free time (F = H - L). The hourly wage is called w and it tells us the free time's opportunity cost, i.e. the income to which the individual renounces consuming an additional hour of free time. Consumption and hours of work have a positive relationship, more hours of work mean more earnings and, assuming that workers don't save money, more earnings imply an increase in consumption (Y = C = wL). Free time and consumption can be considered as two normal goods (workers have to decide between working one hour more, that would mean consuming more or having one more hour of free time) and the budget constraint is negatively inclined (Y = w(H - F)). The indifference curve related to these two goods has a negative slope and free time becomes more and more important with high levels of consumption. This is because a high level of consumption means that people are already spending many hours working, so, in this situation, they need more free time than consume and it implies that they have to be paid with a higher salary to work an additional hour. A proportional income tax, changing budget constraint's slope (now Y = w(1 - t)(H - F)), implies both substitution and income effects. The problem now is that the two effects go in opposite ways: the income effect tells us that, with an income tax, the consumer feels poorer and for this reason he wants to work more, causing an increase in labor offer. On the other hand, the substitution effect tells us that free time, being a normal good, is now more convenient compared to consume and it implies a decrease in labor offer. Therefore, the total effec

[@tristanheaton2127]

@@GoHerping are you OK 👍

[@Bimtavdesign]

@@GoHerping damn

[@daddysenpai681]

@@GoHerping I'm not reading all that and I only came here to say that taxation is theft.

[@Fawnheart]

@@GoHerping I got to the math equations before I realized you had just copy pasted from the Wiki page on taxes. At first I thought you were just laying out the basics to build your points on, then I was like: "I know he said he liked economics videos, but there is no way he's sitting here writing out economics equations like a textbook."

[@jazzmen0-0]

We bought land and a shit house and its such a money pit but also less than renting & when it’s paid off in 3ish years we’ll get a real mortgage to build a not shit house.

[@GoHerping]

noice. I considered a fixer-upper but felt tired just looking at them

[@jazzmen0-0]

@@GoHerping yeah it’s the worst, would not recommend.

[@olivia-ql5cs]

well that’s not an epic gamer moment

[@GoHerping]

epic gamer in moms basement moment

[@SaralisaL]

@@GoHerping I believe that would be a neutral gamer moment

[@dulcenflores]

More money, more problems.

[@ForgottenFriendReptileTV]

I loved this story and your transparency about something we all deal with and hate to talk about. I recently got a later claiming I owe $143 on school taxes that I know I just paid around $3,000 on. Anyway great job telling the story so well in a very articulate and funny way. I got my first house when I was 21 but I’m 40 and still haven’t been able to get our reptile rescue channel monetized....hopefully in 2022! Keep up the great work, I always enjoy your stuff.

[@monicamolina2221]

This was such a fun video. So many twists and turns

[@ElectraQvQ]

honestly the rants would've been super entertaining

[@LimitedBones]

I'm in pain watching this.

[@GoHerping]

money go weeeee

[@urgae9125]

@wakenbaker-uk or maybe not bitch about someone feeling sympathy for someone who lost a shitton of money?

[@cass.cassandra1685]

Next time on GoHerping: Tax rant

[@fanime1]

I hate being an adult so much

[@97SEMTEX]

The US tax system is a complete joke. It needs to be modernised to a system that works. Like Europe from The 1950's or something.

[@GoHerping]

I hope we steer clear of europe's tax rates!

[@beluga2342]

if you think america is bad, canada and europe are even worse lmao

[@bookworm38886]

Dude I appreciate this content so much more after I spent the last year fixing my finances via self employment. 10/10

[@TwoPlusTwoEqualsFive32]

Honestly here in Australia I've never had issues with renting, I do only own one reptile which is a blue tongue, maybe people treat snakes differently. I had a few homes with no pets policies however the landlord shrugged it off and basically said it really only applies to dogs or cats who could damage the property ie urinating in the carpets. I guess reptiles and reptile ownership is more normal here so most people treat them as not much different to a gold fish.

[@trenthobson2756]

What state/province are you from?

[@QWERTYOP80]

Same here. “No pets” really means no free roaming pets. My snake is fine.

[@TwoPlusTwoEqualsFive32]

@@trenthobson2756 NSW

[@madisonweber2480]

In Texas most apartments wont let you have snakes, somebody said it's because they can get in the pipes

[@coragfl8112]

Also, please never stop making videos, I’ve genuinely learned so much in everything I watch even the violent unboxing

[@midnightlondon3439]

I'm so glad you finally got your own new home! Now you can have as many reptiles as you want without landlords saying otherwise!

[@nquisitiv3471]

Oh boy. Thank you for enhancing fears of being an adult

[@ChatMort69420]

I have nothing to contribute but I want to comment for the sake of the algorithm, so I’ll just say that if the government was a person I’d give them a wedgie, I guess

[@GoHerping]

and then the government's dad would walk up and punt you

[@whimsicalgarbage5213]

At least you still have the ability to get yourself out of trouble. Not many can. Don't take that for granted. I would give anything to be in your "broke" situation.

[@jessicap4998]

Uh, you need to check your house contract. If it says something along the lines of 'all things in working order', and you find the fridge and stuff don't actually work, the sellers are in breach of the contract and you can get them to pitch in to buy you new appliances. I only know because it happened to me.

[@GoHerping]

nah, it was just what my private inspector said. The home was sold "as is"

[@AllThingsCutesy]

The housing market right now is insane because it’s a sellers market-pretty much all home owners are selling “as is” to save their butt and because they can since they know people will buy it.

[@justincase733]

"No Step On Snek" 😂 Cause MURICA

[@hypnohippo4361]

Lol I love how super chill you are about it. You’re a smart dude, you’ll be ok!

[@MaraPetersonartists_reverie]

omg also, SS and IRS do not communicate, 100% got went after by both while owning a business cuz SS made a typo and sent it to IRS, no one told me till I got audited. Then when I called them out on it, it went away, but no one said anything to anyone lol

[@RyanStonedonCanadianGaming]

*Accidental Tax Evasion* 🤣😂 *IRS/Uncle Sam:* "don't let it happen again, or we'll come for you in reverse."

[@yogisnorlax]

I want tax rants from goherping ples

[@audreysark]

FYI- A good accountant will be able to get those fees and interest taken off as well as a payment plan based on income set up.

[@GoHerping]

my accountant saves me tons, but unfortunately the check bouncing was out of their hands

[@audreysark]

@@GoHerping Happens to the best of us.

[@jameandthegiantpeach2273]

@@audreysark .... you must like all kinds of different kinds of unique colorful shrimps and stuff like that?...🦐👍

[@AWDTerry]

“Fate loves irony” 🤭

[@kansas8152]

I’ve been homeless and gone hungry…. Having $0 to your name is stressful and scary to anyone!! No matter if it’s the first time or a regular thing… I’m sure it made you learn though.

[@beasterbunny4836]

Mr herping, how much do I need to pay to get all of your tax rants? I need them for, something.

[@humphreybiggins8295]

I dont know how im gonna learn from these mistakes, but they sure make me terrified of moving out of my parents house

[@mlem6951]

They can just invade your'e House? Thats creepy ._.

[@h.o.j2375]

What a horrible taxation system, glad in my country they send you multiple notices before giving you a fine.

[@deniseann7056]

You have done so great for such a young age, you have also just learnt and managed to deal with something you haven't experienced before, it has helped you grow even more and given you skills that you can use for the rest of your life, definitely not a bad thing.

[@Sheila-G]

Just FYI if you can't pay the installment agreement protects against lein or seizure (as long as you make the payments). Proud of all you have accomplished you are a good example to other people (young and old like me lol) miss the unboxing videos

[@crazylablady]

The installment agreement thing is a dangerous generalization. If you have serious tax issues, talk to an attorney.

[@Rapteh]

Hey dude if I'm ever near Raleigh I wouldn't mind giving a cheeseburger or two. Don't worry, you don't have to pay tax on them.

[@elliottg9963]

I enjoyed the transparency in this. Congratulations on your first home!

[@SupremeLeaderKimJong-un]

Just live in the DPRK, comrade. Taxes have been abolished here since 1974, the government gives you a home completely free of charge, and a job is guaranteed

[@tristanheaton2127]

I love that contry

[@belladonna131]

Oh Alex! I just asked about your home, chickens, budgeting, etc. in one of your last videos! Wow! This is VERY INFORMATIVE for me. I am in an apartment situation and I HATE IT! I HATED IT THE FIRST TIME. HATED THE TOWNHOUSE, SHARED WALLS, SOMEONE ABOVE ME, BELOW ME AND... SOMEONE ALWAYS, ALWAYS, ALWAYS TAKING MY PAID PARKING SPOT!!!! It's gotten REALLY BAD recently. I had someone towed today... which I HATED DOING. But, I came home and SOMEONE IN MY SPOT AND NOWHERE FOR ME TO PARK!!!!!! This happened the day before Thanksgiving and yesterday and today and over the last several years. Plus, a man with a bad back would lean on my car, put his bags on my car and scratch it up. I tried talking to him and he walked away from me! An elderly resident! I NEED MY OWN HOME, MY OWN GARAGE. THIS SUCKS. THE DOORS SLAM TO THE GARAGE, TO EVERYONE'S APARTMENTS, TO THE STAIRWAY AND MY DISHES FALL FROM TJE RACK! IT LANDED ON MY TOE AND CUTE MY NAIL IN HALF OFF MY FLESH!!! MY NEIGHBORS THROW BASKET BALLS ALL OVER THE WALLS AND FLOOR. I'm tired of it. Your video is VERY INFORMATIVE. I always thought the property taxes came out of the mortgage or "escrow"? and once the house was paid off it came in a bill at the end of the year. How did you deal with the inspector who didn't do his/her job correctly? He should have to pay for what he/she missed. Also, thank you for SURF SHARK. I am seriously considering looking into it. Too much private info is being shared and I have an ugly stalking ex who is not leaving me alone. Sharing my private info online everywhere. NOT GOOD! Thank you, Alex!

[@GoHerping]

Yeah the property tax came out of escrow, but still sucks lol. I had multiple private inspectors, I found the top rated ones online but they missed some things while many other things conveniently broke soon after moving in. I was in a townhouse for about 2 years and it felt like I was living with my neighbors with zero privacy :/

[@aaronstone7312]

I love all your videos man including the ones of your personal life you're very entertaining to watch ❤🙏🏻

[@jamluxx]

Well I’m glad I’m not the only one… I opened a business about 4 months ago out of fear of not finding a job in time… then Christmas came and my wifi went up in price and now I’m negative after my last bill 😅 Now I’m seeing that the business type I opened is declining in sales after doing well during covids lockdowns so I’m feeling slightly regretful… it’s super stressful but it’s life! Stuff happens and I try to not stress about money and just enjoy every moment I can. I’m glad you made this video cause a lot of people don’t like to talk about financial issues when it’s very normal.

[@breaananapie5413]

Truly the definition of the new gen meeting the old gen. My mom had a similar "situation", but her reason was because she had no contact from the county that property taxes needed to be paid. She didn't have an email or text notification, so it took a sheriff knocking at her door to be informed. And, that took a while to pay off.

[@breaananapie5413]

*or a letter.

[@Mrslapicasserina]

Taxation isn't theft. Unless you want to pay for any bit of infrastructure and safety individually.

[@_just_kowu_4307]

Stories like these make me rethink my idea of moving to florida from germany LMAO

[@cnayluck1798]

Dang I found this out of no where but hey you earned a new fan from ranting about taxes

[@irixaemery5842]

We need a financial segment on go herping 😂😁😂😁😂

[@AwoooOga3503]

Wow that was like a Rollercoaster 😵

[@TheMortemGaming]

I’m in my early 20’s with crappy financials so you should make a video on how to manage money

[@TheMortemGaming]

Or recommend vids

[@marcleger7566]

Gotta pump out videos for that December ad sense

[@GoHerping]

;)

[@AWDTerry]

I thought you were going to say the previous owner of your house owed a huge tax lien that you then became responsible for. Loved the fast-forwarded tax rants lol!

[@sarahwilson2409]

And just in time for Christmas 🎄☹️

[@GoHerping]

the gov just wanted their present a little early!

[@stephaniekluth5323]

Just an FYI open an account specifically for your taxes and put them in monthly so you have them quarterly

[@ihaveasnake]

Jokes on them, I don't even make enough to pay taxes!

[@HeartTheBodyMovement]

i like how 700$ is “almost zero” dang guy!

[@Madi1231kitty]

I bought my first home this year at 23 years old. It’s a nightmare. Some advice: - don’t take any government incentives for first time home buyers. You pay it back plus any inflation on the house. - hire your OWN inspector don’t even listen to the sellers inspector. Mine found so many things and we knocked 20k off asking price. - look for lawyers with experience dealing with first time home buyers. They can ACTUALLY explain how your newly found massive debt will effect you. - get brokers for everything and dedicate like entire days for calling people. Insurance, mortgage, everything. (Also if you can, ask the previous owners to pay off that years property tax FIRST or take it off the asking price.)

[@amirrichaun]

4:30 ok, collect your bag 💀

[@MsMadKim]

Yes definitely make a video on buying a home because I'm looking to buy a home too so it would be nice to know what I should look out for.

[@GoHerping]

will do

[@Redboys-eb7jx]

Surprised me that 102k for house and taxes is not much a cheap house in my country are about 200k

[@GoHerping]

Some mortgage lenders let you pay as little as a few percent of the homevalue up front in return for interest. I definitely couldn't pay in full lol

[@gordongrier2172]

Sounds like it's time give us more content, I'm thinking about 3 videos a week :)

[@GoHerping]

fine...

[@selinareyna4482]

You're chill and funny. You're one of my favorite laid back KZbinrs. Pls teach me how to make big money moves senpai! uwu

[@Dragonemperess]

IRS needs an app or something that keeps you abreast of your IRSey things.

[@spaceman4782]

I can't wait for the house expenses video! I would say I'm sorry, but my family has lived on less than $0 multiple times in my life!

[@alesesix2769]

i wish that i knew more about money and taxes because holy shit i didn’t understand a word you said

[@lydythecreator3770]

damn,, love the transparency tho. best of luck

[@en-xe5lz]

all my renters out here- it is NOT worth mentioning to your landlord that you own any pet other than a dog or a cat. if your pet is not a disturbances and is small and doesn’t damage property, don’t even bring it up