Graham Stephan Interview: Honest Advice To My Younger Poorer Self (How To Build Wealth)

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On Today's Episode:
If you’ve noticed the price of eggs recently you may have realized the pain of the recession we’re currently experiencing. Making money during a recession is not only possible, it’s often said to be the time when millionaires are made.
Graham Stephan, host of Iced Coffee Hour, successful KZbinr with over 500 million views started his journey to financial success at 18 years old at the start of the 2008 financial crisis. Years later, over 30 and more than $120 million in real estate sales later, he’s one of the biggest millennial influencers sharing his wins, failures, and experiences for everyone to learn.
In this episode Graham talks about spotting opportunities, doubling down on where you put your efforts, his approach to investing, and how he beat the market with a monkey picking investment stocks. Before you think he had a lucky break into real estate, Graham breaks down how much free work he did to learn real estate, make money, and gain mastery.
Struggling to see opportunities when everyday feels like doomsday is normal. On this channel we find ways to struggle well, build skills, and put those skills to work and build your success brick by brick.
QUOTES:
“I just look at the data and that makes me feel safer.”
“I would work with him for free. I would do anything he wanted for free, and I just wanted to learn and any business that I brought in we would split 50/50.”
“If I’m going to be able to get the information, the contacts from somebody that’s already doing it well, all day I’d work for free!” Tom Bilyeu
“Whatever I’m spending, 10% a year I could be getting forever.”
“If all you know is failure, why would you trust the process of thinking any different?”
“The way you feel about money is highly uncorrelated to how much money you have in the bank.” Ramit Sethi
“Saving money is important, but spending money is also important, [...] if you don’t learn how to spend on things that are meaningful to you, then you can accumulate a lot of money over time, but you won’t actually know how to use it.” Ramit Sethi
Follow Graham Stephan:
Website: www.grahamstephan.com/
Twitter: / grahamstephan
Facebook: / gpstephan
Instagram: / gpstephan
KZbin: kzbin.info...

[@TomBilyeu]

WARNING: I will never ask for your contact info in the comments section, that is someone impersonating me!

[@channelisafunnyword]

👍

[@Sandro-ij7te]

Thank you

[@normanlegendre5495]

What do recommend for the average person starting to invest at the age of 50 +? Would you still recommend investing in the S&P Index portfolio? Thanks for producing this educational content! Cheers

[@waltermartinelli8384]

@@Ranieri197 Congratulation beautiful lady. You're really doing well for yourself, I'm at 55 and my financial life is in a mess. Any great tips would really go a long way in shaping my life. i want to buy my own house, that's really a big flex….

[@waltermartinelli8384]

@@Ranieri197 Thanks for your kind response, i would love to connect with your financial consultant, I learned very late about the importance of a mentor.....

[@Richardcarlett]

This is quite educational. It's crucial for newcomers to keep in mind that the financial markets are highly irrational in the short run. You should constantly be ready for the unexpected. That is how chance operates. Because of the inherent risks in the market, I always favor long-term investments.

[@jeffery_Automotive]

These uncertainties will always be there. Thing is, every once in a while, the market does something so stupid it takes your breath away. If youre not ready for it, you shouldnt be in the market business. or get you a skilled practitioner.

[@theresahv]

Such market uncertainties are the reason I don’t base my market judgements and decisions on rumors' and hear-says, it got the best of me in the year 2020 and had me holding worthless positions in the market. I had to revamp my entire portfolio through the aid of Julie Anne Hoover my financial advisr, before I started seeing any significant results happens in my portfolio. Been using the same advisor since then and I’ve scaled up almost a million within 2 years. Whether a bullish or down market, both makes for good profit, it all depends on where you’re looking…

[@georgebarret]

@@theresahv Not bad at all. I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market. Could this coach that guides you help?

[@theresahv]

Finding financial advisors like Julie Anne Hoover who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@georgebarret]

@@theresahv Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@Greggsberdard]

A severe recession can actually be a good time to buy things in the markets, as long as you're cautious. It can also lead to volatility, which can create opportunities for short-term buying and selling. This is not financial advice, but it's a time when cash might not be the best option.

[@Greggsberdard]

@Oldcastle Swan Mind if I ask you to recommend this particular coach you using their service?

[@BrainKeener]

The problem is that I've been holding a lot of stocks in the hope of selling them for a profit this month, but I'm not sure if to keep holding or sell because I've been operating at a loss since Q2 and 2023 is really not looking good for investors. Typically during this time of the year, we get to see certain stocks go up in the market, but that's very unlikely this season due to the recession and overall economic crisis.

[@theresahv]

We’ll be seeing the market plummet further, so I advise you do critical analysis on these companies you’re holding and their data projections in the next fews years. Even better, you could have an investment adviser guide you restructure your overall portfolio and offset the bad apples you’re holding, that strategy’s been working for me so far, saves me a whole lot of stress and continuous anxiety and also it’s very time efficient.

[@berkrix4312]

I’ve honestly been considering going the route of an advisor, this current market is no jokes for the average retail investor, but do these advisors really make any notable changes to a portfolio or am I better off on my own.

[@duane_29]

Unless you intend to buy and hold stocks for a decade, cos I don’t see a reason not to, I’ve been investing closely with an investment adviser for the past 2years and so far I’ve pulled over $850K in net gains and I’m not worried at all about where we’re heading 2023 because I know I’m in good hands.

[@EllenAbrex]

@@duane_29 Very well said, could you recommend this coach that guides you? I’m just a beginner and I’ve been having a terrible year

[@duane_29]

@@EllenAbrex credits to Christine Jane Mclean, one of the best portfolio manager;s out there. she;s well known, you should look her up.

[@stephenpotter21]

So I remember I just got married and got my first home few months before the crash happened in 2008, with huge mortgage loans, of course, and a couple tens of thousands of dollars in the stock market, which got wiped out while I lost my home. It really ruined my finances. I have since recovered, and have been able to build up to $380k again in portfolio, but I can see the trend again, and I'm really worried about how to protect my finance this time around.

[@ericmendels]

It was the worst of times, really. I had a similar experience, but I since learnt that naïveté played a huge role. I know a lot of people whom I had better knowledge of the market, but they survived the crash because they worked with a professional. I have since switched to doing the same, and I have no worries anymore.

[@cloudyblaze7916]

Very true. The advantage of a professional financial advisor extends beyond market crashes. I learnt this lesson in 2020 following the COVID market crash, when I started working with my advisor, and I've been returning almost $200k per quarter from the same market people fear it's crashing.

[@legacymedia8468]

Wow. I've heard independent advisors make mouth watering returns, and I've been shopping around for a while, but having a hard time settling. Maybe you could recommend yours, if that is okay.

[@cloudyblaze7916]

@@legacymedia8468 My financial advisor's name is "Sharon Louise Count," and she is a highly qualified and experienced professional in the financial market, but she can be strict when it comes to accepting clients. You could check her out yourself if you want.

[@gregorywhem]

@@cloudyblaze7916 Thank you so much. I already have a $250k portfolio, but I will like to transfer it under the management of an advisor. Do you think that is possible?

[@JoeyMcCam]

This recession is most likely the result of an external factor. For the first time in decades, the United States is losing its clout as a federal reserve currency. They don't have any more economies to use to control inflation, and less money is being spent on stock and oil trading than in the past. They all lend support to the idea that a new multilateral world order is in the works.

[@joshcassigham9800]

Keep this in the back of your mind. There are good days and bad days. It's a zero-sum game, but keep this advice in mind: spend wisely, invest wisely, and diversify your holdings so that when one performs poorly, the others do as well. This can be accomplished by hiring a knowledgeable specialist whose platform provides a wide range of investment options. By doing so, you leave little room for regrets and may even gain more.

[@JennyLawHere]

@@joshcassigham9800 With the assistance of an investment advisor, I was able to diversify my $401k portfolio across multiple markets, earning over $980k in net profit from high dividend yielding stocks, ETFs, and bonds in just a few short months.

[@sheliaswelttk2535]

@@JennyLawHere Would you mind recommending a specialist with a variety of investment options? This is extremely rare, and I eagerly await your response.

[@JennyLawHere]

@@sheliaswelttk2535 My trustworthy advisor, Juliet Eve Downey, works for a fee only. She actually offers free consultations and always has the interests of her clients at heart. She and I have been colleagues ever since I turned 40. She is a busy woman, but if you can catch her attention, she might be able to help.

[@sheliaswelttk2535]

@@JennyLawHere This recommendation comes just in time because I'm literally grasping for straws right now! I looked her up on the internet and made plans to call her.

[@Nernst96]

A recession as bad it can be, provides good buying opportunities in the markets if you’re careful and it can also create volatility giving great short time buy and sell opportunities too. This is not financial advise but get buying, cash isn’t king at all in this time!

[@mcintyre1]

You’re right! The current market might give opportunities to maximize profit, but in order to execute such effective transactions, you must be a skilled practitioner.

[@trane85]

@Jefzelif Please, who is the advisor that assists you with your investments?

[@trane85]

@Jefzelif thanks for sharing this, I googled the lady you mentioned and after going through her resume, I can tell she's a pro. I wrote her and I'm waiting on her reply

[@akibeekymre4880]

Thank you. Just what I needed to watch. My hubby and I are directors of our farm business and own property, plus small pensions. I am nearly 52, hubby is 55. We have started to save to retire from the farm, and possibly live on rental income, I'd really appreciate you go LIVE and talk about how to earn passive income online and retire comfortably, let’s say $1M.

[@debstrodovan]

consider financial planning.

[@yvonnejoordan]

It really isn’t about how much you save, it’s about how you manage your money. Whether you work to earn income or invest, it still boils down to income vs expenses, so yeah you may look into financial advisors for a strategy that suits your timing.

[@tateoften]

@@yvonnejoordan I totally agree, I'm 60 and newly retired with about 1.2 million outside retirement funds, no debt, and very small dollars in retirement funds compared to my portfolio balance over the past 3 years till date. tbh, the role of the invt-advisor can only be overlooked, not denied. just have to do your research in finding a reputable one.

[@tateoften]

@@Mariofosbenner22 The advisor that guides me is Yvonne Annette Lively, most likely the internet is where to find her basic info, just search her name. She's established.

[@jenniferpowell23]

@@tateoften i just looked up Yvonne Annette Lively online and researched her accreditation. She seem very proficient, I wrote her detailing my Fin-market goals and scheduled a call

[@daviemanuel688]

I wasn't financially free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made. Great video! Thanks for sharing!Very inspiring! I love this

[@MajorCockbern]

I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do for me now because I have no idea of how and where to invest in.I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.

[@daviemanuel688]

@@MajorCockbern Her name is Christy Vallen D'souza. Look her up online, she is quite popular in the united states and she is a certified financial adviser in order to put you through the procedures of achieving your dream portfolio.

[@MajorCockbern]

@@daviemanuel688 That’s great , your investment advisor must be really good,I have seen testimonies of people using the help of investment advisors in making them more financial stable. Do you mind sharing more info on this person?

[@MajorCockbern]

@@daviemanuel688 Thank you, i just found her website.

[@daviemanuel688]

@@MajorCockbern I do the same thing, I do not have big money on bank account. With the right property in market and sales advisor, we will be on right track. Right now 3 estate done with loans which I turn to plantation and earn money from it, 2 more to go.

[@bobbymainz1160]

Becoming a good trade takes time and patience. When i first got into trading i was liquidated twice, and lost my entire mortgage deposit. I could have given up, but decided to learn how to trade and put it into practice. 4 years later and i am glad i made that decision.

[@oneiljerry9460]

My portfolio has good companies, however it has been stalling since last year. I have approximately $200k stagnant in my reserve that needs growth.

[@johnlennon232]

@Zahair O'Brian Mind if I ask you to recommend how to reach this particular coach you using their service? Seems you've figured it all out unlike the rest of us.

[@presley492]

The most important thing that should be on everyone mind currently should be to invest in different sources of income that doesn't depend on the government. Especially with the current economic crisis around the word. This is still a good time to invest in various stocks, Gold, silver and digital currencies.

[@susannabruemmer3683]

That's so true. but if i may ask, do you trade all by yourself?

[@presley492]

I have been investing in stocks for over 10 years now and I have made a lot of money. My portfolio has grown exponentially and I can't thank stocks & TERESA JENSEN WHITE enough for such an amazing way to make money!

[@susannabruemmer3683]

How can this person, TERESA JENSEN WHITE be reached please...

[@presley492]

*TERESA JENSEN WHITE,* that's her official page name you can do a web search to get in touch with her

[@susannabruemmer3683]

Wow! I just looked up this person out of curiosity and I'm super impressed with her qualifications. Thanks for sharing.

[@kimyoung8414]

I used to think every investor lose out during recession, meanwhile some make millions. I also thought everybody went out of business during the great depression, but some went into business. Bottom line, there's always depression for some, and profits for others. it all starts with having the right mindset. That said, I've set aside $265k for future, unfortunately I'm a complete noob.

[@alexyoung3126]

The mkt has gone berserk! Whether you’re a newbie or a veteran trader, everyone needs a sort of coach at some points to thrive forward.

[@joesphcu8975]

Well agreed, that’s the more reason I prefer my day to day mkt decisions being guided by a invite coach, seeing that their entire skillset is built around going long and short term, at the same time laying off risk as a hedge against inevitable downturns, coupled with the exclusive information and analysis they get, it’s near impossible to not out perform. I’ve been using a coach for over 3 years and my portfolio has yielded from initial $500k to a ballpark estimate of $1.85m as of today.

[@kimyoung8414]

@@joesphcu8975 Ambitious ! Who is your coach if you don’t mind me asking, heard a bit about coaching where investments are done in personal trading account with the help of a licensed advisor, rather than blinding sending away funds.. is this right?

[@joesphcu8975]

My Financial Advisor is Helene Claire Johnson. I found her on a CNBC interview where she was featured and reached out to her afterwards. She has since provide entry and exit points on the securities I focus on. You can run a quick online research with her name if you care for supervision. I basically follow her market moves and haven’t regretted doing so.

[@kimyoung8414]

She appears to be a true authority in her profession. I looked her up online and found her website, which I browsed and went through to learn more about her credentials, academic background, and career. She owes me a fiduciary duty to act in my best interests. I set up an appointment to use her services.

[@oneiljerry9460]

With this crash I'll say it wont be too easy to pick the right stock, Warren Buffet said there are still huge opportunities despite the crash, and I overheard someone talk about making $250k from about $110k since the crash. How do I make these kind of returns ?

[@alexyoung3126]

There are actually a lot of ways to make high yields in a crisis, but such trades are best done under the supervision of Financial advisor.

[@joesphcu8975]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

[@joesphcu8975]

Eileen Ruth Sparks is the coach that guides, you probably might've come across her before I found her through a Newsweek report, she's quite known in her field, look-her up

[@colmansnider9672]

Although market may change, this investing advise is timeless. success in the market depends on playing the odds instead of following natural instincts.

[@vanesseparker1619]

The best investment strategy can turn into the worst if you don't have the stomach to see it through. can you handle staying in when everyone else is jumping ship?

[@priscillagold3778]

@@vanesseparker1619 You are an investor not someone who can predict the future. Base your decisions on real facts and analysis rather than risky speculative forecasts. Carissa Wallin Palm's, strategy was the only way i was able to make profits.

[@emmacreame4889]

@@priscillagold3778 The< biggest risk of all is not taking one. How can I reach out to Carissa?

[@binhmach9397]

WITHOUT LISTENING TO YOUR NATURAL INSTINCTS, THAT'S WHEN MOST PEOPLE FAIL.

[@veniceblackwood2931]

Today's inflation is a result of corporate avarice, not only problems with the supply chain. We know that the money obtained by the higher prices isn't being transmitted along the supply chain since businesses are reporting record profits. More pricing result in increased revenue for businesses, which stays with them and goes into their pockets. We can rule out supply-related inflation because of this. If your stocks are extremely weak, now is an excellent opportunity to take a battered 401k and convert it to a Roth. Then, your Roth will be tax-free, and you will just have to pay taxes on the substantially reduced current values.

[@anthonymilner1088]

Precisely! The current scenario should be our primary concern; many people are making millions from the downturn in the market, but this kind of information isn't reported in the press

[@aigajenkinson2495]

@alicewoodward9328 I delegate my daily investing decisions to an investment advisor because their entire skill set is concentrated on being both long and short at the same time, adopting a profit-driven strategy and removing risk as a hedge against the inevitable downtrends. When combined with exclusive insights/analysis, it is incredibly impossible not to outperform. I've had a relationship with an investment advisor for almost two years, during which time I've generated a return on investment of more than a million and five hundred and seventy thousand dollars.

[@pwrbldrpywee7738]

Imo, there's a lot more to it then just inflation from corporate exuberance, government spending, raising the debt ceiling and quantitative easing printing trillions into the economy during the pandemic over the last couple of years also plays a role. It's a dynamic process that ripples from corporate bail outs, cost to the supply chain, monetary tightening, funding gender studies over seas, raising FED rates, and shortage in labor as well. For all we know, those companies who were growing like crazy most likely took on cheap debt to grow and do buy backs. Growth tends to be more volatile because of that reason and why some investors will tend to invest in strong companies with a good balance sheet and cashflow. From a tax play, depending where that person is in their lifetime, if they need the tax deductions, using a traditional retirement, it may be best to keep it as a tool for that. I'd run the numbers before pulling any trigger, what's the marginal capital gain/loss of your traditional retirement into a roth.

[@champhallier8468]

We have set aside $400k to begin tracking inflation-indexed bonds and stocks of companies with strong cash flows. While my spouse and I are adding a range of equities and ETFs to my current holdings in the long run, it wouldn't hurt to be aware of ways to make short-term profits as well.

[@graceocean8323]

Planning for the recession may seem difficult, but it is possible. Find additional job if you are employed, and hire an investment advisor. By holding enough funds in short-term fixed income, you can safeguard your deposits. then reduce your spending. Reduced insurance and utility cuts.

[@trazzpalmer3199]

I concur, which is why I like giving an investing coach responsibility for making everyday decisions. Given their specialized knowledge and study, as well as the fact that every one of their skills is aimed on leveraging risk for its asymmetrical potential and limiting it as a buffer against certain unfavorable turns, it is practically impossible for them to underperform. Over the course of more than two years, I've worked with an investment coach ^^Maria Juliana Ramirez^^ and earned over a million dollars.

[@hannahdonald9071]

@@trazzpalmer3199 Please fill me in on your invėstment advisør

[@trazzpalmer3199]

@@hannahdonald9071 Maria Julia Ramirez is the portfolio manager for my investments. She is well renowned in her field; perhaps a Newsweek piece introduced you to her before I did. You may research her online.

[@mcginnnavraj4201]

She appears to know her stuff; after researching her, I discovered her educational background and qualifications 0n her website. I sent her a message 0utlining my experience and goals; hopefully, she responds soon

[@77Tadams]

Finally a video where I can stand to watch him. The way he edits his videos with editing out any pauses drives me nuts. Its good to see Graham actually breath and pause for reflection. I find it waaaaaaaay easier to listen to him when he is relaxed and just conversing with someone. Graham, slow down and do your videos like this please!

[@FoodShowFan]

Haha

[@GrahamStephan]

Thanks so much for having me on, really enjoyed this! Great questions!

[@zaine154]

two youtubers i love in one video, keep up the good work and content

[@GrahamStephan]

@@zaine154 thank you!

[@davidcao4192]

This is one of the most boring interview that Tom had and he had a very hard time trying extract interesting information 😅. But Grapham, I followed you for the past 4 5 years and I say this with my heart, it is boring because that the secret to life, the working, saving, investing is boring, people fail because they get bored and try to fancy things. This is your way of life and I appreciated that you are yourself here true and true.

[@herbythechef7624]

@@davidcao4192 making money over the long term is boring but it works. Thats why i respect grahams investing strategy

[@hilmir]

Lesson 1 : Noone will ever share with you the way of getting rich unless YOU are their way of getting rich.

[@dr.mantistoboggan4746]

Learn to despise the free lunch

[@willspice8549]

Damn its a cold world i jus be looking for ways to get rich but its a lot of stingy ppl out here

[@hilmir]

@Denise Jaimes in order to be defined as a "zero sum game", there needs to be a balance between win and loss. the reality here is that wealth is severely unbalanced, that alone creates outliers in both camps.

[@plantmanstudios]

@@willspice8549 you don't get rich by being generous.

[@willspice8549]

@@plantmanstudios ok not to be disrespectful but you dont know what you are talking about i have a skillset that ppl use me for and i never tried to get rich by being nice i actually put in work so plz someone give me real advice and not something i already knew at 16

[@THELIFEOFPRICE]

Loved the video! Totaly agree with Graham on working somewhere for free for a while to gain knowledge / real world experience.

[@animiteva6122]

Tom Bilyeu and Graham Setphan?? The collab I didn't know I needed but I do. I am obsessed!!

[@velvet_moon_]

i can't express how happy i am to see the two of you having a discussion. love to see it. great advice and content. thank you.

[@d.o.m.e.n.i.c.o_d.e.n.t.i.c.e]

Great Graham Stephan chat and the continuation of it!! Thanks Tom!

[@vegaelmasbuscado]

My goodness this episode was loaded with gems specially that second guess he pretty much filled all the blanks I had in my mindset when it comes to how to distribute not only your money sort of speak but your life overall. Mind blowing💪😄👍

[@victors16811]

That was a very tough interview for Graham! Loved all the questions! Great interview

[@mikejones3078]

Wall Street Trapper & Graham Stephen are GENIUSES

[@rochestergray4809]

This was a great interview, I’ve been following both of your content for years

[@cynthiacasey9673]

This was GREAT! It really spoke to me. Thank you

[@VickiSchwarz]

19:25 - I watched Graham level up and go all in, change mindset to: produce great content as the primary goal.

[@randytusha1]

So I watched about 30 minutes of this, and all I got out of it was, get a high paying job, work it 12 hours a day, live below your means, and plow at least 1/3 of everything you make into a diversified stock market fund and leave it there for 20 years. Wow, who would have thought it would be so easy as to just work my ass off for 20 years and not spend money on myself or family, but rather support big faceless corporations through buying stocks and somehow magically I will become rich in the next 11 months?!? This advice is "ok" for any single 18 years olds who want to be wealthy by age 40. But the advice is not as great for 50 year old guys who have multiple kids, a mortgage, car payments, and a wife who doesn't want to become a "work widow" until 5 years past age 65. I didn't learn anything I didn't already know from this video.

[@MatthewSaville]

One of the biggest takeaways I think we can gain from this is, a very simple one: Do whatever you're actually interested in doing, regardless of naysayers, and do it consistently and with determination. If you're interested in actually waking up in the morning and checking the market, if that's fun for you, then do it! You're not going to time the bottom, but hey, maybe in hindsight you'll be able to look back and remember that one morning when you woke up and got the absolute best ideal of your entire life. Some will find that fun, while maybe others will feel like it's an emotional shitshow. Can't take the stress? There's plenty of automated ways to DCA into bonds, stocks, crypto, a REIT, or whatever. You might feel your paycheck get 5-10% smaller, but hopefully you can manage to just tighten your belt and get on with life. TLDR, do what makes you happy, don't worry about the hottest get-rich-quick scheme.

[@marcinl2996]

listen to Arnold Shwarznegger's speech, he mentions naysayers. ignore them.

[@MatthewSaville]

@@marcinl2996 I would agree, but with the caveat we learned from this video: If you've sought out an expert in your field, specifically because you want to succeed at what THEY are doing, and if THAT person tells you you're doing it wrong, you shut up and listen LOL.

[@stevesmal5465]

Tom goes super deep on the mindsets and articulates them like a master

[@notslaz1900]

Bahhhhhahaha

[@armandosahagun2107]

Great content, thank you for sharing.

[@Ovalia6436]

Tom thank you for the interviews. I get a lot of good ideas and advice from them.

[@WillOstrick]

Really enjoyed this conversation and your interview style Tom. Keep doing what you're doing !

[@scotshiels7383]

i love this channel because tom always asks the most provacotive questions to get to the truth!

[@Kyur_aesthetics]

He is a numbers guy!

[@carlosbecerra4189]

This was excellent, thank you

[@elsaszuts4507]

I love Grant ! Great info ! Enjoyed seeing two of my favorite KZbinrs in video

[@TwiceToasted]

The warning against the "excitement" is a gem @ 1:08 ish

[@yartadee50]

Thank you Mr T Bilyeu and Mr Graham!!! much Love 💕 you both

[@oliviarobinson7402]

Really like what I heard, going to read that book; you all have great chemistry.

[@DonaldKLee]

Finally. Tom interviewed Graham. Now, Tom should go on Ice Coffee Hour.

[@anthonyk1833]

he did go . check their last podcast some 11 days ago

[@ScottAshmead]

I think interviewing Linus Sebastion from Linux Tech Tips (linus media group) KZbin channel and go over his position in media and growing his business to what it is today would be interesting.

[@cassiopeiamedina6455]

You always hear them say shop for your lender so we want to have a good interest-rate but nobody talks about what exactly are we looking for when we go with a certain lender a good interest-rate and what else is there some things in the fine print that I need to be mindful of etc. nobody goes into that!?????

[@beausherwood2568]

Thanks Graham and Tom! Let's Go #2023

[@dirgesinthedark5637]

Great interview guys

[@markb.8460]

you know what would be cool, to see @BenMallah and Tom

[@TheRusschannel]

AGREE #BenMallah

[@LuisGodinhoRamos]

Great show episode, very inspiring! 👍🏻

[@arigutman]

Great video, I think 2023 will be quite easy to strike wealth or at least build up a solid wealth generating funnel for one's self given the amount of stock investment opportunities out there now and to come!

[@hawanyasamuels1197]

I just loooove how Toms brain work!!

[@smm24hpanel9]

Long time. nice to see it here 💙❤️👍🏻 good luck dear

[@jeffgadbois1707]

Thank you both💯✅👍💵

[@HeavyK.]

I never thought of greed as 'taking' from others. I need to look up the word.

[@narayguy]

Tom you guys crushed it! I'm waiting 2 years past this start of a recession to buy now. And will take being called an idiot on the internet for 6+ months :)

[@warandv6614]

All the new podcasters must take note from Tom Bilyeu, one of the OG podcasters. Great content, perfectly curated questions and not cutting off the guest in the middle of their sentence every now n then.. still keeping it rock solid

[@anniealexander3402]

I bought my home the end of 07. Last week it appraised for 407% of the purchase price. I bought another property in 08. I haven't had an official appraisal but it's a similar return. I'm getting ready for this downturn. I wish I could have found a partner back then. Nobody wants to do the work but want to enjoy the rewards.

[@sabahashem2201]

Knowledge will monetize forever-brilliant Tom

[@bredeabrahamsen]

I launched my first product today. An emotional mastery course. No sales yet, but I'm so excited😆

[@ToulouseFan]

Where can I find it?

[@zoopditty]

This was an enjoyable! Thank you!

[@OldDrO]

FYI I was switching phones and found it difficult to find the video because on the Khan video I could only see your logo (I see the Impact Theory in the left hand corner for this video) and I couldn't tell it was IT and I didn't know your name or the interviewees name. So I had to stop the video and look at the title and then type in almost the whole title to find the video again. It would be helpful to have the interviewees name on the thumbnail and on the screen too. I do like your content.

[@o.c.2470]

How did you get real estate at 18? Stephan: “I just washed a couple of cars, and saved up some Quarters”

[@greennco1]

Tom, your statement with dopamine vs greed brilliant! I was like holy shit Tom just changed society’s definition of don’t be greedy. Well said my man. But ? Is there a word that describes blind tip toeing a cliffs edge worth of excitement? 😅

[@james_horan]

Everyone drop a like for the KZbin algorithm!

[@footballwithlistowell7472]

Very great video thanks a lot

[@organizer14]

He has a great attitude-a winner!

[@zachsicurelli]

That table is comically high.

[@MikeHitt]

😂😂😂😂😂

[@CheerApp]

Have some insight to share regarding that portion of interview regarding greed. I feel with crypto market you easily get stuck playing numbers game rather then realising it is actually money. You see the profits but those profits feel like you are always starting from ground level (if that makes sense). So any loss you treat like a loss not accounting for profits you've made. Maybe its just my feeling and experience. Keep track of the actuall money you've put in and how much you've made :) Don't get sucked in trying to make up for loses which are not acutal loses.

[@renedrost5523]

Uranium, oil, gas, silver, bulk shipping, all is at historical lows.

[@letsgetsocialinfo]

I'm working 80 per week paid off all debt and saving for asset prices to get to my buying point...

[@jillianroe9461]

cool guest! i love graham!

[@bre9796]

Finance peeps don’t know what they are doing! ESP during a recession. They are gambling at all costs then analyze thier gains when they turn upwards. Best you can do rn is EDUCATE urself and gamble in the markets too!!!

[@scriptwriter1268]

I recommend the book...Smart Brevity

[@iamkerenlouise]

Way to go Graham! The GOAT for his generation teaching us about personal finance! So proud of this guy...he's the best.

[@NASCARCUP22FAN]

Ok. I got one for the money experts. No credit. I can't work a traditional job. (I can't lift and I need access to a bathroom for as long as possible and as often as posible) No money to get anything started. How can I change my life? I promise I'm trying and legit trying people's ideas.

[@willspice8549]

I’m looking for ways to make money as a young adult who quit his job in hopes of making real money I know most people don’t care of my story but all I’m looking for is somebody who can give me a guide and get me started that’s it

[@Downtime24]

Maaaaannn Tom and Graham is like the Jimmy neutron and Timmy Turner of my KZbin favorites lol

[@devonwrayn]

or Jimmy and Dexter

[@Jahguaar]

Knowledge supports growth

[@jacopoiasiellobroker2735]

Great video! IT❤US

[@vikasgupta1828]

Thanks

[@jeffreybuttsdds]

I am working daily to improve my contribution. You guys are both incredible with the amount of value you give. Thank you

[@robertmitchell239]

Merriam Webster's dictionary says that greed is: selfish desire for food, money, or possessions over and above one's needs.

[@FranciscoJNarez]

Graham and Tom are 2 of my favorite KZbinrs!! Cant wait to watch!!!

[@zaheraldik5016]

The last one to expect to see on this channel

[@lisbethstenseth5336]

love the show sooo not fancy this new studio set up - chair/table combination not working at all and makes both Tom and guest looks silly like small children 😅

[@speakstrongfire]

Gangster bro! 🎤💪🔥

[@markjaye8182]

I'm a real estate broker of 30 yrs... This "kid" is smart as hell! What he's saying isn't sexy, super clear but spot on correct. I've said many of these things to clients asking for my professional opinion. He gets it and seems to have learned hard lessons in a very short time. Again, not sexy but very impressive.

[@pwrbldrpywee7738]

Most powerful and dangerous thing a person can do is be hungry and have nothing to lose.

[@nvarras7]

I am using these classic ideas of save and invest. Every time I try to give that as advice I get called a boomer. I’m gen x but ok. Every younger person thinks there is a magic investment or job that will get you to the finish line in a week.

[@victorperea9355]

I love it Tom. I got really rich.

[@VexcomStudios]

😂😂

[@dezzdinn]

‘Where did you get the capital ……crickets…” yeah love a conversation that’s starts off honestly 😂

[@prettybrwneyez7757]

Lol I noticed he didn’t answer that question.

[@rickgrooten5595]

Great content Tom! But 1,5hours is way to long. Perhaps an idea to make summary video's?

[@madison.w8615]

The crazy thing is people think that the coming recession is going to be like the ones we've seen before where we bounce back after a year or two and that's unlikely. Many first and second world country economies are on the verge of imploding because for the first time in history there aren't enough people being born to replace the people who are retiring (an aging population) meaning there won't be enough consumers or workers to drive the economy. It's already been estimated that the Chinese economy will collapse within the next ten years because they do not have a replacement generation so to speak because of the one child policy.

[@thedude2867]

Pattern recognition is the best skill that will always lead to success.

[@elklnbhvgj973]

35 minutes video ad with no option to skip 🤦‍♂️

[@maimaivaj91]

Great video. So happy to see two of my favorite KZbinrs Collab.

[@clairebaker5454]

The key to big returns is not big moving stocks. it's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. The holds true from long term investing to day trading.

[@tonymcdonald7730]

Even with the right technique and assets investrs would still make more than others, as an investr, you should've known that by now, nothing beats experience and that's final, personally i had to reach out to a market analyst for guidance which is how i was able to grow my account close to a million, withdraw my profit right before the correction and now I'm buying again.

[@shawnbridge]

@@tonymcdonald7730 my portfolio is down over 15% just last month alone and It’s been that way for the best part of 2022 and I really could use professional help, I’m close to retirement. have you worked with an investment adviser before and could recommend any?

[@tonymcdonald7730]

@@shawnbridge She is a lady, and she is certainly very exemplary. She goes by the name of PATRICIA SUSAN WALLAITIS, and I first learned about her through a CNBC article. Later, I learned about her via SmartAdvisors, and right away I went online to look her up. This was the finest financial choice I've ever made.

[@TheBruceKeller]

Well investing in FTX certainly was not part of the equation lol.

[@dr.mantistoboggan4746]

You mean the Democratic party money laundering machine?

[@willruiz305]

🤣🤣🤣 I love how everyone else suddenly forgot about FTX endorsements

[@tuxedomirage02]

I love your content, you interview some of the best and most knowledgeable people and I get a lot out of your videos. It's just very frustrating to have a commercial every 5 minutes, followed by a in video plug a minute or two later. I get it, it's how videos make their money, but do you really need that many commercials? I can't think of any other creators I watch that overload with ads as much as you do.

[@WatsonVA]

I pay 4 bucks a month for no ads. Then there's only his promo which I can fast forward over...

[@kairaArts]

How much minimum do u need to start stock trading ???

[@newskiee]

$10