How to answer USA Student Visa Question on Bank Balance and Sponsor Income?

[@infomaticc.c.9132]

Is my both my elder brother and father can sponsored.

[@eacc]

Yes, they both can sponsor as long as you have a convincing answer to give to vo.

[@aishanawaz8157]

Sir my uncle is sponsoring me.... I dont know his exact income... But statement covers all my fund.... How to ans the officer?

[@ClonLoud]

Thanks for the video and I've a question I have a bachelor program and my fee is $42,000 a year how much I can have at least for not being low ?

[@eacc]

You need to show minimum 1 year of total cost which includes tuition + accommodation + living expenses

[@chizoromugochi1843]

What will be the answer if my husband is my sponsor? Will appreciate your quick response. Thanks

[@eacc]

Your husband can be your sponsor for your education abroad, provided he has the financial means to support your studies. So, if there is any question, be prepared to explain his income and carry proof with you. Explain reasons for sponsoring your education and his commitment to your success.

[@harsimran1239]

Can we mention savings ..that is assets (gold) .... But don't have any documantary proof... Sir help to prepare this question: how will you funding for your education? I had written.. - my father will be funding my education.... With his income of 840k per annum.....or it's enough..???? Sir please reply

[@eacc]

It is difficult to answer as I do not know the education cost, how many dependents on your sponsor, etc. Finally, it depends on how you answer the visa questions. Are you able to convince the VO with your answers , etc.

[@Innoxent2211]

I have a question regarding the sponsorship related to sponsor. As per the documents submitted, I have mentioned my mother as my sponsor since I do not have a father. I am financially stable amd sponsoring myself,but mentioned my mother's name. Kindly advise on how I should proceed with regard to providing information about my sponsor.

[@eacc]

When addressing the sponsorship issue during a visa interview where you initially mentioned your mother as the sponsor, but you are financially stable and can self-sponsor, you can provide a clear and transparent response. Remember to establish your ties in your home country.

[@vikrantrana361]

Sir What should i do if my mother sponser me not my father What should answer ?

[@eacc]

You can provide the necessary information about your father's and mother's profession and financial status and explain that your mother has agreed to sponsor your education. The father doesn't need to be the sponsor, and the U.S. government has no such requirement. However, it is essential to explain why your mother is sponsoring and provide accurate and complete information about the sponsor and their financial resources. It is also important to mention that your mother can fully fund your education because of her income and savings.

[@7he.damned.priest897]

Sir, if the interviewer asks us how will you repay your loan, what must be an ideal answer? It would be helpful if you could suggest one.

[@eacc]

In this case, the question is about how to demonstrate the ability to repay a loan when applying for a visa. A good answer would focus on providing evidence of your financial stability, such as proof of employment, bank statements, or tax returns. Your Sponsor, how long has been working, how many dependents, etc. You need to understand that answers will vary from student to student; you need to apply what is relevant to you.

[@muhammadhuzaifaammar4497]

Im showing the savings of 45 lakhs and no loan so what should i say for sponsors income??? he is doing business for more than 27 years?? please anwers

[@eacc]

The sponsor's income is based on the IT returns filed, reflecting the income generated through their business that has been running successfully for over 27 years. However, I understand that the visa officer may have concerns about the sponsor's income being low. In such a case, highlight that besides the business, my sponsor also has additional sources of income, such as investments, rental properties, or other business ventures. These additional sources of income contribute to their overall financial stability and ability to support my education in the United States. Furthermore, suppose the funds in savings are less than the total cost of education. In that case, you need to justify other investments or financial resources available at your disposal, such as fixed deposits, mutual funds, etc., to ensure that you have sufficient funds to cover the entire cost of your education or you have another source of funds. Ensure that all information provided is truthful and accurate.

[@moulayehaidara7405]

Hello I hope you’re fine and thank you for your great job, I got rejected in 2020 I applied for bachelor and my sponsor was my father’s friend.I’m currently getting prepared for the second attempt however I think that there are some changes in my case: my brother is my sponsor with a reasonable amount in his bank account , I’m Now a graduate student and I also changed my university. What do you think about those changes?

[@eacc]

Thank you for your kind words. It's great to hear you're preparing for a second attempt at your USA student visa application. Let's break down the changes in your case: 1. Change in Sponsorship: Shifting from your father's friend to your brother as your sponsor is a positive change. It's essential to have a sponsor with a reasonable amount of funds to support your education and living expenses in the USA. 2. Graduate Student Status: Transitioning from a bachelor's to a graduate student demonstrates your commitment to higher education. Graduate programs are often seen as more specialized and can enhance your credibility as a serious student. 3. Change of University: Changing your university can be viewed positively if you can provide a valid reason for the switch. Be ready to explain why you made this change and how it aligns with your academic and career goals. Make sure to prepare a well-articulated explanation for the changes during your visa interview to provide clarity to the consular officer. Good luck with your second attempt!

[@khushidalvi5508]

Hello sir. Can my close family friend who had taken loan from us long back is repaying now. So can i show him as sponsor with all the supporting documents?

[@eacc]

What is important to explain is why your parents are not sponsoring you and why is your close family friend sponsoring you? This isn't very easy, and only you can answer. I will only recommend you to have your parents as sponsor

[@chandravikramsingh633]

Sir i ma taking an education loan that is twice the amount of my i20. Do i still need to show funds from my sponsor??

[@eacc]

Not necessary as you have more than sufficient funds in education loan. What is important for you is to prove your reason to come back to your home country

[@chandravikramsingh633]

@@eacc thank you sir.

[@mittaakshithareddy]

Good morning sir Sir my interview date on aug 24th 2023 and my classes start date on aug 28th 2023 sir it is possible to reject again ha sir please give enni suggestion what I should do

[@mittaakshithareddy]

And I'm one time refused officer

[@eacc]

Get an extension letter from the university. Further, book an air ticket to improve your visa chances.

[@manudev11]

Sir, your vedios are amazing, can u pl guide. my son intends to go usa for his undergrad - computer science, i hv 60Lac in my account & 40 lac in bond which will mature after 5 yrs....do you think this amount is sufficient

[@eacc]

Thank you for your kind words about my videos. I'll do my best to offer some guidance on your son's plan to pursue undergraduate studies in the USA for computer science. The cost of an undergraduate education in the United States can vary significantly depending on the university, location, and the specific program of study. Here are some factors to consider: Tuition and Fees Living Expenses Scholarships and Financial Aid Bonds will mature after five years and are not readily available; hence, this will not be counted towards funds for education immediately unless you pre-mature redeem them, but it shows that you are financially settled in your home country.

[@mbamelunnamdi7309]

What if your sponsor is your uncle and he is USA already and not same surname with yours Will you get denied ?

[@eacc]

Most students do not show USA ties like uncles, aunts, cousins, etc., as it could lead to visa denial as a potential immigrant. You are showing your uncle in the USA as a sponsor which proves your close proximity with him and the visa officer may refuse you as a potential immigrant unless you have some strong reason for the VO to believe that you are not.

[@AryanMinhas-er3dn]

Sir i have query my parents are sponsoring me with the savings of 30 lakhs and we also have assests with the value of 12 lakhs per annum and my first year cost is 28 k usd can i get visa or not please answer

[@eacc]

F1 Visa is based on many parameters, including proving you are a genuine student, your intention is to study, you have sufficient finances, and you will return to your home country after your studies. Also, it depends on the duration of the program and how you answer the visa questions.

[@vishvgajjar3825]

Sir my fathers annual income is only 5 lakh what should i say in interview ? Should i lie in interview ?

[@eacc]

I understand that your father's annual income is currently five lakhs, and I want you to be transparent if asked a visa question. However, it's important to note that you should also mention how long your father is working and saving for your education. Besides, if other members are also working, let the vo know about it.

[@vishvgajjar3825]

@@eacc thanks for your replay sir

[@nishantsarang9884]

Sir if my uncle is my sponsor but he has stocks, then can I show it as my proof of funding? Will it be acceptable or will it cause an issue? Im also getting other sponsors so adding my uncle stocks would be almost double the cost mentioned in the i-20 (my course ends in 1.5yrs)

[@eacc]

Stocks are considered Semi-Liquid by VO as it is volatile, and Stock Prices change every day. So your Uncle may have to sell the stock and show the same in your saving bank account. You may need to explain to the VO why your Uncle is sponsoring your education, not your Parents. Further, While stocks can be a financial resource, you may have to show diverse funding sources to ensure the embassy is satisfied with your financial situation. So, discussing your specific financial situation with an experienced education abroad counselor who can help you figure out the best way to present your financial documents for your student USA visa application is recommended. They can help you assess your current financial situation and guide you in providing the necessary documents to support your visa application.

[@mittaakshithareddy]

Sir in ds160 i have mentioned not employed option i have passed out in 2022 in july .i have did information systems course in India for visa officer ask means what you did after ur bachelor's means i will say i have done with a course in information systems but in masters i have taken information systems course sir nothing will happen ha sir

[@eacc]

In your specific case, you could say something like this: "Sir, I have not been employed since I graduated from my bachelor's program in information systems in July 2022. I have used this time to prepare for my master's program by taking courses and working on personal projects. I am confident that my skills and experience will help me in my Masters in Information Technology." You are advised to change the above answer based on your requirement. The above answer is an example of how to approach the visa interview. Remember to be honest and confident during the visa interview.

[@mittaakshithareddy]

Sir it is mandatory to take resume for visa interview

[@eacc]

You can take your resume but not mandatory and in most cases, VO does not ask for any documents

[@kshitizrisal1319]

Greetings sir, I am intending to go US on unpaid academic leave which is provided by government but my coa is 22k. Since i have annual income of 39k, what should i really focus on or how should i need to appraoch while giving an interview to my visa officer?

[@eacc]

VO is not interested in much detail; you can mention the annual income and carry the necessary proof of whatever you have. There can be questions on your work profile and how your work is related to the program and how it will benefit you; focus on these types of questions for your visa interview.

[@accesstosucess]

what will be the possible answer if i myslef is the sponser? regards

[@eacc]

This following link is for you kzbin.info/www/bejne/rnTPealrhqqmmJI

[@saloni02bscnm99]

What is my grandfather and maternal grandfather and one aunty is my sponsor that what will be my answer is .

[@eacc]

Likely questions will be, why are your parents not sponsoring you? Why do you have a grandfather, maternal grandfather, and aunty as your sponsor? Why are they sponsoring you? Do they have any dependents? If they have dependents, why are they sponsoring you? It will help if you have a convincing story and specific details that will help you get your visa.

[@hinalpurohit2633]

Sir i have enough funds to show liquidity but my family income is 18 lacs per year so does it affect my chances to get visa?

[@eacc]

It is important to demonstrate that your family has been able to save enough money to support your education abroad and that your sponsor has been working for the last xx years. Hence the savings do not match the income or provide any other relevant reason based on your case.

[@reactionbysuraj22]

Sir I showed funds to the university about 30 lackh but mentioned on the i20 about 8 lackh I got 21000 $ scholarship it's course for 4 months major 1 then will start major 2 after 4 months so Funda mentioned low why sir

[@eacc]

It is difficult to answer as I have no documents, and I am not directly involved in your counselling. In your case, you mentioned that you received a scholarship of $21,000, and your course is for four months. It's possible that the university only required you to show proof of funds for the first semester, so they mentioned a lower amount of funds on your I-20 form. Usually, I 20 reflects one year (9 months) of funds but why it shows 4 months, you need to check with the university However, when applying for your student visa, it's important to show that you have enough funds to cover your entire course of study, including both majors.

[@rushipatel5973]

Hi, my name is Rushi and in my case i was having immigration file in 2015 and as my father was the main applicant the got revoked as he die in 2014 . This file was put in year 2003 by my father's sister who is us citizen. So, would they know about it and should i mention that i was having immigration in ds-160?? Will it be problem in F1 visa interview??

[@eacc]

Yes, you should mention this in your DS-160 application, as failure to disclose this information can be considered misrepresentation and could result in your visa being denied. As for whether this will be a problem in your F1 visa interview, it's difficult to say without more information about the specific circumstances of your case. However, it's important to be honest and transparent about your immigration history, as this will help to establish credibility and trust with the visa officer. If your immigration file was revoked due to the death of your father, this may be seen as a mitigating factor that is outside of your control. However, you should be prepared to explain the circumstances surrounding your immigration file and the reason why you want to study in the USA now, and the reasons for your coming back to your home country.

[@rushipatel5973]

But do petition expired file matter and can i ge rejected if i tell truth

[@eacc]

@@rushipatel5973 In regard to your question, it is important to be truthful during the visa application process. While I cannot guarantee the outcome of your visa application, providing accurate and honest information is always the best course of action. As for the expired petition file, it would be best to consult with an immigration lawyer to determine its impact on your visa application. Telling the truth and explaining your case and the reason for returning to your home country will be the best way to get your study visa. I wish you the best of luck with your visa application process.

[@rushipatel5973]

I visa got expired during the interview we didn't went to usa is past

[@eacc]

@@rushipatel5973 Ok

[@parashkarki8314]

Sir, my grandma is also going to sponsor me so, should I mention her name or not as a sponsor! Does it seems that my father mother are financially low or it's ok

[@eacc]

You need to reason why your grandma is sponsoring you and why not your parents if VO asks related questions.

[@mohitbansal2896]

I want to have a consultation with you

[@eacc]

You can book a Zoom One-on-One appointment with me to start with. My consultation is online post-pandemic, as it has helped me to reach places. Today, I provide study abroad counselling for students across India, UAE, Nepal, and Pakistan. I believe I could do more online, and you can book my appointment to discuss your case.

[@mohitbansal2896]

What are the charges

[@eacc]

@@mohitbansal2896 The first Zoom meeting is FREE for you.

[@keshavrathi3733]

annual income of sponsor is net income or gross income

[@eacc]

If not asked specifically about net annual income, say gross income, as it is a bigger amount

[@farjanashaik9342]

Hi sir will u give any information about spring slots???

[@eacc]

It is quite disappointing that many students who wanted to apply for the Spring 2023 intake could not get visa appointment slots

[@manudev11]

Sir, can we meet in person...

[@eacc]

Difficult, you can use the calendy link to schedule an appointment

[@saundaryabhagtani]

dont waste peoples time...

[@arbaaz360]

Kitna dheere bolre ho sir.

[@chaos8514]

Study abroad is a subject lol these scammers

[@muhammad_razi_dayal9133]

my uncle is sponser me who is USA citizen and He is millionaire is any chance to get F-1 visa

[@eacc]

The Embassy will evaluate your financial capability, academic background, and intent to return to your home country after completing your studies. It would be best if you took the above factors into account; the fact that your uncle is a US citizen and a millionaire does not guarantee a student visa

[@muhammadrazi-]

@@eacc I complete my Higher secondary school certificate in 2022 and i got 91% . My uncle is rich and my Academic background is good so i have any chance to get F-1 visa