How To Create A Bare Bone Budget! | Clever Girl Finance

There are many different ways to come up with your perfect budgeting strategy. A bare bones budget is one of them. It's a budget that only covers the necessities. You spend enough money to survive with the basic essentials and fulfill your minimum financial obligations.
Have you had to create a bare bones budget before? Share what worked for you in the comments!
Learn how to create a bare bones budget to get through periods of financial stress.
#barebonesbudget
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[@nabihahrosdi7509]

I’m going through financial crisis right now due to quitting job 6 months ago. Kinda doing bare bone budget rn and can’t wait for this new job so I’ll get back on track 💪🏼

[@velmacoutee2613]

This sounds great for me, I am working on my emergency fund of 1,000 or 1,500. 🙏 Thanks!!!

[@gabbykitty5318]

When I was applying for disability I lived on $405/month for 2 years. By the time I was awarded disability payments those payments felt like I won the lottery.

[@namuyanjaoliviernight8973]

So happy I got my copy of Clever Girl Finance, I thank GOD

[@SuzanneU]

I had to live bare-bones after I divorced my first husband. He played merry hell with our children's maintenance money. My salary barely covered the absolute essentials. I was forced to ration food: so many slices of bread, one vienna sausage, one orange, one apple, per day. One glass of milk for each child. We ate a lot of corn meal - it was cheaper than oatmeal. We ate whatever vegetables I could get at bargain prices. We had to ration bathing. I walked to work to save bus fare; school was too far for my kids to walk. Every day was a grinding struggle. This went on for three months before my employer's HR helped me: their lawyer wrote my ex a very stiff letter. It's a long story as to why I had no emergency fund.

[@cherylT321]

Did the letter to your ex work?

[@suebee1540]

I took notes. My overtime shifts seem to be drying up. I need to tighten my belt.

[@preciousglorious233]

Wow 🙏👏👏,glad to always hear great information,and it has deepened my saving culture,bravo dear ❣️❣️❣️👏👏👏

[@oluwasegunphilip5467]

Really helpful. Thank you so much

[@atinukesodipe8028]

Thanks. Very helpful

[@esthermutua1287]

Great lesson 👌 I love it thanks alot @ Bola and happy New year 🎊🎊🎊 it's has been a minute

[@Clevergirlfinance]

Thank you too

[@LetyMorenoBeYou]

Thank you for this video 👏🏽

[@kimberlycoltrainrsrccr2626]

Regarding pets, I see quite a few 'Vaccination' Saturdays at the local pet store or the humane society comes to our local in town hardware store (maybe because it's in the center of town) to do vaccines free once a month.

[@Clevergirlfinance]

Great tip! Thanks for sharing!

[@kayhutson7577]

My utility co doesn't do the budget pay. I decided to make my own budget plan. For me that is $150 a month I have a $269 credit right now on my bill after paying $150 this month. I did discover that I could look up my bills for the year on my Utility account. I added up all the bills and divided them by 12. My average for the year per month is $136 or so a month. So by putting in the $150 a month it is giving me a credit on my account. Also, every so often I get a $2 interest credit on my bill. This is electric only. Water is on another bill from another utility co. Trash we have to take to dump ourselves.

[@debb12345]

I’ve heard this tip of overpaying/rounding up can be helpful for paying down mortgages quicker as well. I don’t have a mortgage, but I’ve started to do it with my credit card monthly payment too!

[@justtiff6237]

Love ya videos! Thank you so much

[@hehealedthemall2541]

Bola hi I am a fan of clever girl finance on youtube. Please share with me the software or app you use for your video editing. Those write up that show on the screen when you speak

[@MzCrayKray]

First!

[@AO-wg9ne]

What part of Africa is this chick from?

[@lovecatdog]

Be a bit respectful.. Does she look or sound like a "chick" to you?