I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $750k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
@SandraDave.6 ай бұрын
Just try to diversify your portfolio to other market sectors, that way your investment is balanced and you don’t get to make so much losses.
@KarenLavia6 ай бұрын
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
@GeorgeDean-km3wm6 ай бұрын
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
@KarenLavia6 ай бұрын
My CFA ’Melissa Terri Swayne’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
@Suleferdinand6 ай бұрын
Appreciate this recommendation, hopefully I can get some insight to where the market is headed and strategies to beat the downtrend with when I hear back from Melissa.
@mt-qc2qh6 ай бұрын
As a retiree, enjoying the monthly income of QYLD, I'll probably stay put. I also own XYLD and JEPI as "diversification", my QYLD provides about 110% of my RMD annually. It's nice comeback in share price lately is ok, but I'm not reliant on the share price only the dividends. I always hold at least 3 year of RMD's in liquid assets, so the share price is free to follow the market. I enjoy your insights. Keep it up!
@billd83246 ай бұрын
Their total returns look fine. It's a great retirement monthly payer. Plus they are older and established never missing a monthly payout. I want to see a track record with these new knockoffs before I'd consider investing.
@CGAZ664 ай бұрын
I agree 100 percent as I am near retirement and seeing consistent payments of dividends I am not selling as of now.
@CalmerThanYouAre16 ай бұрын
Smart play. Big fan of QQQI! FEPI as well.
@philippebouchard-bourdeau51006 ай бұрын
Good job Dividend Bull ! Good content !
@BuceGar6 ай бұрын
SVOL and SPYI are the two best monthly dividend ETFs right now.
@STOCKDOGINTHEPHILIPINES5 ай бұрын
FEPI outperformed both as did JEPQ
@BuceGar5 ай бұрын
@@STOCKDOGINTHEPHILIPINES FEPI is gambling on the FANG, it does well as long as the FANG does well, since the Nasdaq is at all-time highs and FEPI has only been in existence for five months this is not indicative of what it's long term value will be. JEPQ has a good long term overall return, but a lower monthly dividend than SVOL and SPYI.
@XX-do7nq5 ай бұрын
JEPQ is better I believe
@STOCKDOGINTHEPHILIPINES5 ай бұрын
They're decent for sure
@RobertS-nx7bm6 ай бұрын
I sold my QYLG and replaced it for SPYI about 6 months ago. Very happy about it.
@sirfriendzone12286 ай бұрын
Me too.
@ikryptikzhd50526 ай бұрын
I sold mine for JGGI. Chuffed with it tbh
@richardjohnson12616 ай бұрын
Excellent content regarding selling out of one holding, in your case for a profit, and finding/buying into another. I've done this in my time and went through pretty much the same process. These are decisions we all have to make at some point so having a representation to see and absorb is great. Thanks and cheers
@jeddesselle26116 ай бұрын
I will look into this fund as well. I have a position in SPYI and am very pleased with it. 👍💰💰💰
@balbonits5 ай бұрын
I sold all my QYLD last year. we had a good run, but i saw that SPY & QQQ would be a better long term hold for what im more comfortable with.
@formerlyknownashammerofthegods6 ай бұрын
I sold out of QYLD a while ago and went into SVOL and SPYI. Better.
@SpeakerBuilder6 ай бұрын
I'm not with you on this one, QYLD even at its current share price is on track to yield nearly 12% this year, that's really good for a CC ETF, I'll be keeping my shares, big problem with the new CC ETF's is the tendency for the share price to fall significantly following their IOP, and the one you mentioned along with a number of others I will be watching are brand new and need time for the share price to settle down into a norm, at least to drop down to wherever it is going to go before beginning to climb. My preference per the encouragement of a banker friend is to seek out stocks with at least a five year history of not only strong share price performance but also of course a solid dividend payout history.
@RogerMosgeller6 ай бұрын
I'm told spyi uses some return of capital.ill assume qqqi does the same so I'm out, unless I find otherwise otherwise otherwise
@dwiz_93366 ай бұрын
I'm with you on this, QYLD has been a great etf for me and has been providing steady growth. The fact that its shareprice isn't jumping up so quickly shows that this is a good long-term stock. It may not be growing as quick people would like for it to be but i'd generally consider that a good thing
@SpeakerBuilder6 ай бұрын
The rejection of of a stock that pays return of capital as part of a dividend payment may reflect a misunderstanding. ROC does NOT mean you are getting some of your stock back, as you retain the same number of shares. Instead, it means your cost basis is reduced. So you pay no taxes on any ROC payments now, and whenever you sell your shares, you pay taxes on that amount later on. But the good news is you get some of the capital now that you can reinvest and increase you dividend payments by owning more shares. When comparing a lower dividend paying stock that does not pay ROC to a higher yielding stock that pays the increased difference of its dividend in ROC payments, the latter is preferred. I watched a video some time ago from a guy who railed against ROC as a total scam, until I did something really amazing: I stopped and actually THOUGHT about it.
@SpeakerBuilder6 ай бұрын
As Alan points out, the idea of these high dividend yielding stocks is to enjoy the dividend payments and not worry about the share price. I am investing in the market exclusively for dividend payments and am not concerned at all with capital appreciation as a strategy, which to me is far too unreliable in the market. If I want capital appreciation, I'll look at other hard assets with far more stable performance.
@suttsd5 ай бұрын
If the concern is that share price falls significantly, isn't that what's been happening with qyld? Spyi share price seems to be more stable in my opinion
@pedroflores84524 ай бұрын
Great video, i already owned SPYI, but i did not know about QQQI. I sold CONY and QQQY and bought QQQI. Thank you for your great videos.
@drescherjm6 ай бұрын
I purchased 200 shares today. I would have purchased more but I don't have much cash in my account at the moment. I purchased some VICI earlier in the month after your video.
@dominiquetheeasyminimalist6 ай бұрын
I think it's a good choice, NEOS proved with SPYI that they know what they're doing. I hold JEPQ which I bought over a year ago, but I'm considering switching to QQQI in the coming months for a more stable distribution.
@jesusramos7786 ай бұрын
I sincerely don't even pay attention to Capital gains, I don't think it matters for a Dividend Investor. I think we are the kind which focuses on CASHFLOW, Yields, Diversification and risk management, hence I'd never sell any of my holdings and I haven't, why would I kill my chickens? they're giving me perfectly fine eggs and my farm keeps growing and growing. Capital Gains? seriously? our stock is supposed to stay mostly flat lol, they're definitely not Tesla or anything like that, just focus on keeping your yield healthy and strong, your portfolio well diversified and keep getting more and more dollars, that's it, there's no science to it.
@jer2985Ай бұрын
Cashflow 100% Different strokes for different folks. You also lose out constantly tweaking strategy.
@j.s.27676 ай бұрын
i bought near the top a few years ago so i'm down 4k stock price, but i never sold and actually got back 6.5k in dividends so technically i'm still up after the crash. but i am disappointed that stock seems to be stuck in 16-18 range and never got back up to the 20s. i'm in jepq, and spyi as well. i'll check out this qqqi, i might wait a bit cause its so new. i fell for the tsly trap, lost a bit on that yieldmax
@vtl656 ай бұрын
FEPI is staying consistent.👀
@TBasianeyes6 ай бұрын
But you should have known that from looking at the prospectus. QYLD writes at-the-money calls so there is little to no upside potential.
@KO-gj9ug6 ай бұрын
CC funds are generally pretty bad outside of JEPI, JEPQ, DIVO and IDVO
@tvtriviachampion6 ай бұрын
Great choice. 😀👍🏼 Armchair Income has a good interview with the QQQI portfolio manager, Garrett.
@marklangevin99395 ай бұрын
Qyld is great for return of principal which is not taxable.
@newscoulomb37056 ай бұрын
If you've been in QYLD for 5 years, you would have eaten a 20% capital loss. If you were on a DRIP, sure, you might have seen a total net return of 14% after reinvestments, but frankly, that's pretty bad for a 5 year investment. I really don't see the point in closing my small position in QYLD. Maybe that's sunk-cost thinking, but I use the regular dividends to invest in other income shares/ETFs.
@DCKontakt6 ай бұрын
QYLD is about timing. I would only buy when super drops. I outpaced my losses with divvies. Still sold. Had about 3.3K in cash Jan 4 ran my own CSPs and CCs bringing my cash up to 9K today. That beats the fuck outta 16 to 22 bucks a month.
@1JJONES5 ай бұрын
I just pulled the trigger on selling XYLD and buying SPYI. I like out of the money calls more than at the money calls.
@kortyEdna8256 ай бұрын
Since we're approaching April, one of the best months to buy stocks. I am currently holding north of $300k in a savings account waiting to invest in another huge opportunity.. Where would you invest this as of now?
@Justinmeyer10006 ай бұрын
Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my advisr are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.
@Justinmeyer10006 ай бұрын
Aileen Gertrude Tippy'' is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
@DuffyJ11116 ай бұрын
I'm sticking with SPYI
@harsharao35556 ай бұрын
QYLD also has it's NAV erosion consistently since I bought it. Selling covered calls ATM always risks of shares getting called.
@pavXX6 ай бұрын
Yep do the same thing; split QQQ covered call funds between JEPQ/QQQI. Love SPYI, big reason I also jumped into QQQI "early".
@sunlite97596 ай бұрын
Sold my QYLD about one month ago along with other yield producing ETF's. One advantage for QYLD is its' price is stable. One disadvantage is if you hold 1000's of shares a drop cloud mean a drop in the thousands. ( a 10,000 share loss of one point is a paper loss of $10,000) Another reason is that some ETF's like PHD yield as much with out the risk. Now with the issue of MaxYield ETF's a different picture emerges. True there is market risk in everything! I rode 1000 CONY from 20 to 27 and collected about 80% along the way.
@peoriaos66276 ай бұрын
Thanks for the great video!Good choice and good timing. I feel much more comfortable with QQQI than QYLD. Armchair Income YT channel did several interviews with NEOS. I dumped QYLD a long time ago. I have a good bit of spyi but am slowly picking up qqqi as theses cc plays usually drop a bit in the beginning of their existence.
@guru777715 ай бұрын
Thanks!
@fractile5 ай бұрын
I am very new to all of this and appreciate the information. QQQI confuses me a bit, as I see people talking about the 14% yield, but when I examine the stock through my brokerage it only shows as having a dividend of 2.34% currently which is a far cry from the mentioned 14%, I am sure this is a case of me misunderstanding how these things pay out or aggregate their value. But as some one very new to the investing space it is very confusing and makes evaluating difficult.
@cliffdariff746 ай бұрын
Just keep it and buy additional ETFs... that's what i do. Stay diverse with a trusted fund, even if yield isnt highest.
@raiders2011able5 ай бұрын
Thats what I am doing, getting SPLG to diversify its just a cheaper VOO
@johntaylor48176 ай бұрын
I bought Jepq and Jepi last summer. Dividends were to be 12 and 11%. Jepi now has a 7% yield, Jepq is 8.95.
@Ashwinmadhuz6 ай бұрын
I’ve got about $5k sitting as a cash balance that I don’t intend to touch at the moment. Is letting it sit in a Fidelity money market with 4.97% better or putting it all into SPYI?
@vtl656 ай бұрын
5k in Spyi would generate(lately)~$600.00 per year income.
@Ashwinmadhuz6 ай бұрын
@@vtl65 right! But that $550-$600 per year doesn’t factor in the 0.68% expense ratio vs not near as much for SPAXX. Additionally, SPAXX is safer and liquid whereas if I had to use the money in SPYI, I’d have to sell and incur capital gains.
@tacticaltruth81186 ай бұрын
Thanks for sharing. It would be of interest to see a comparison between QQQI and QQQY.
@BenjaminHansen6 ай бұрын
Thanks
@OptionsCB6 ай бұрын
With any stock you want to do better than average and the SP500 (SPY ETF) can be used as average. Also, total return should be used and not just dividends. Have you ever compared any stocks to the SPY for total returns? I look at QYLD compared to the SPY and invested the same amount in both at the beginning of each year for the last 10 years and sold it at the end of 2023. In those 10 cases the SPY out preformed QYLD every year whether the dividends were withdrawn or reinvested. I know that past performance does not predict the future but other methods may not as well. Just look at a stock chart (AZO - long term chart 20 years) and it should be going for lower left to upper right.
@jmcole565 ай бұрын
I also had qyld but it didn't appreciate much when the index went up and it got hurt when the index was down a couple of years ago. Sold mine last year and went into jepq which does appreciate with the index but am wary of a market drop. I'll have to check qqqi out for its better stability.
@louis201226 ай бұрын
SPYI distributions are consistent because they are Returns of capitals.
@TBasianeyes6 ай бұрын
Well yes because they are optimizing for tax. It doesn't mean that their trades are losing money.
@cm58966 ай бұрын
The last return of capital was 5/2023. Since then, all of the dividends have been standard income/dividends
@KO-gj9ug6 ай бұрын
Itll lower your cost basis so you can pay taxes on your money lost while also getting taxed on your own money they give back to you
@roseymalino98556 ай бұрын
@@KO-gj9ug The ROC portion of the payout is non-taxable.
@tortoisehead306 ай бұрын
Good to know, but we are more interested if you’re still holding ACRE and SACH
@ToTheNines873683 ай бұрын
Living in Denmark this pretty much the online covered call ETF I have available. so I’m tempted at a relatively safe 10% yield monthly.
@acceleratum6 ай бұрын
Dont really have access to those etfs, Do have Qyld but its not that great for me, got in too high , its still in the red so Im not selling it for awhile but will as soon as it breaks even at least.
@moresugartradercc27446 ай бұрын
SPYI and QQQI are good stocks to own
@furbabies8676 ай бұрын
I sold all my YLDs and invested in yieldmax, never been happier with my dividends and my stocks are all up right now.
@Jbig14306 ай бұрын
Same I went from 300 per month up to 700 a month. April should be up to 1000 a month.
@sobo6796 ай бұрын
...sold my YieldMax at a loss in December. Focused instead on writing my own options contracts...running "the wheel" on a few stocks (BABA, TSLA, COIN, MARA) & strategically timed, ~weekly iron condors on SPY & QQQ. Working out much better for me, I can realize similar yields without the downside sensitivity that is inherent in the YM funds.
@adairmartin6 ай бұрын
Reading thru the comments is very entertaining! You can tell that about half the people “get it” and understand why QQQI is a better investment than QYLD. Then, there’s the other half, that don’t understand how these ETFs work!
@BS-jg7dy6 ай бұрын
The only one of these ETFs that have held up well for me is JEPI. Then again, I bought XYLD at the top a couple years back. Probably days before XYLD's dip. I broke even, but it just goes to show that a youtube video about past performance doesn't equal future performance. I broke even on XYLD, so it could have been worse. QYLD I made money on, and I kept JEPI since it's the only one of these ETFs that is doing well in terms of stock price in my portfolio. I am a lot more strict with my stocks now, taking my portfolio from 100+ positions to around 30.
@paulsantori89206 ай бұрын
I dumped QYLD a few months ago, I just wasn’t happy with the performance and dividends. Lots of better options now.
@anthonymarshall88266 ай бұрын
I don’t understand the rationale. I’m seeing « QQQI has a dividend yield of 2.35% and paid $1.20 per share in the past year » so where are you seeing 14%?
@Rick-sf7zl6 ай бұрын
It pays around 0.60 cent per month but has only been around a couple months. This works out to 7.20 a year hence the high dividend. You read it wrong
@Anonymous-ld7je5 ай бұрын
That's the TTM (trailing twelve month) yield. The ETF hasn't existed for twelve months. Annualizing the yield the ETF has had for it's first couple months of existence would get you around a 14% yield. But, there's no guarantee the next 10 months payout the same as the first two have, of course. The 14% is just an educated guess.
@mplate17926 ай бұрын
New microphone?
@diamondman00796 ай бұрын
I’m thinking so too. To me, his voice sounds deeper and louder. Not of much import, but still notable - and appreciated
@rb138186 ай бұрын
I sold this on its ath and bought 4 different etf with more ridiculous higher divs
@keithdavis56666 ай бұрын
CONY is “Lucky for Life’s” baby sister!👶🏻
@ivanpinkas38296 ай бұрын
What is the down side to covered calls ETF's?
@Wolfgang-et7vz3 ай бұрын
Not as much upside as S&P 500 or QQQ etfs during a bull run
@mikepopa-c2x6 ай бұрын
good trade
@mikehenderson20396 ай бұрын
His Cherokee name is "Invests with a Computer"...
@AymenDhaker-n2p6 ай бұрын
I did the same strategy
@generalisofficial6 ай бұрын
I left all YLDs for JEPG, way better fund strategy and diversification
@TBasianeyes6 ай бұрын
JEPG is a European fund, are you in Europe or why are you invested in this fund?
@michielhardeman81386 ай бұрын
any clue on the annualized yield they're targeting with JEPG? can't find it yet
@TBasianeyes6 ай бұрын
@@michielhardeman8138 like 5% but hard to say, there have only been 3 distributions
@generalisofficial6 ай бұрын
@@TBasianeyes Yes
@Jahalang826 ай бұрын
I sold all my shares of QYLD two years ago
@kikilynn11676 ай бұрын
Good decision. If you compare the total return of QYLD to any other Nasdaq option ETF, QYLD under performs them all.
@x-blade47246 ай бұрын
How?
@billd83246 ай бұрын
You have to look at total returns not just pps.
@eliotness1075 ай бұрын
Global X are the only ones that have released covered call funds in Europe so far, which is sad because we want more over here
@roseymalino98553 ай бұрын
@3:15 -- Capital gain of 15% on a declining NAV???
@chrisn65856 ай бұрын
Why not keep both doesn't seem a smart move I own multiple etfs you talked about I don't sell anything
@anotherroady62346 ай бұрын
That’s one hell of a expense ratio
@jaypaladin-havesmartswilll55086 ай бұрын
If you bought QYLD in the Fall of 2022 or some other previous down year, then QYLD is a long term keeper. I sold because I bought too much before the 2022 Fall decline. The big plus if QQQI holds true long term is the tax efficiency and more upside gain. We will see about the limited downside vs QYLD.
@bmatth065 ай бұрын
What does he mean when he says qqqi has a better covered call strategy that qyld
@matthewolson74046 ай бұрын
Been saying this since 2020, I dunno why Global X didn't see the competition coming. They should've swallowed their pride and cut their fees. When your strategy is as simple as ATM theres no excuse to have 0.60% expense ratio that greed is probably starting to feel pretty painful for them on their CC funds given how much more you get out of sone of these for the same or lower expense ratio.
@sshlubb2436 ай бұрын
QYLD was a joke...Declining pps that the dividend couldnt make up...Avoid all YLDs imho...
@InfoRanker6 ай бұрын
Not a fan of ATM covered call funds. There are better options.
@garyfortney42285 ай бұрын
I have 00P with big drop in value. SELL?
@sobo6796 ай бұрын
How much % of the income from QQQI is qualified as Return of Capital?
@Vnix6 ай бұрын
any K-1?
@Biz0056 ай бұрын
No
@darryl74646 ай бұрын
2 QYLG for every QYLD I own as well as the other ones they have as such
@justinshearer81806 ай бұрын
Jepi and jepq better choices imo
@dogerman116 ай бұрын
Thank God, he sold
@rf4216 ай бұрын
Why
@Knirin6 ай бұрын
@@rf421QYLD had a bad year in 2022. To the point it will take dividends into 2026 to make up the loss per share.
@pauobunyon97916 ай бұрын
Why invest in dividends if you are in your 20s and 40s instead of growing. ?
@pertainedorangeman30566 ай бұрын
RIP o7
@Earthium6 ай бұрын
We're in an inverted yield curve and a tech bubble and you bought the stock that is most susceptible to a tech crash? Ok then.
@Evan-cf3ot6 ай бұрын
What companies do you think QYLD holds?
@dannyboots6 ай бұрын
Hard to beat a monthly div tho. Isn't QQQI annual?
@Earthium6 ай бұрын
Monthly, its only had 2 distributions so to say it has a 14% dividend return is wrong.
@riverdogsavioroftheunivers9786 ай бұрын
You need FEPI
@wesleymcdouall91966 ай бұрын
Is RYLD still good?
@wilpoe6 ай бұрын
I sold my QYLD last year and picked up JEPQ. This year I sold RYLD and picked up OBDC. I am pretty happy with both of these decisions.
@robertabbott13786 ай бұрын
Good move. I also dropped QYLD and jumped on JEPI and JEPQ. I am building up positions in SPYI and QQQI though, as their tax treatment is a huge incentive.
@adansuaste62326 ай бұрын
DJT DJT DJT will be with the most gains this year.
@Erxxk.136 ай бұрын
Why trade or hold when you can start using Eledator? Copy trading make it easier
@604nation6 ай бұрын
Everyone dumping QYLD - they failed to evolve with so many better choices today
@NecessaryJerry6 ай бұрын
FEPI
@louis201226 ай бұрын
Capital Gains from QYLD??? Lol
@TheDonaldHarris6 ай бұрын
Honestly wouldn't have expected DB to have QYLD in his port...
@Ramcas426 ай бұрын
I did the same a couple of weeks ago 😂
@millenialinvestor53006 ай бұрын
When are you going to cover the 2 new WEEKLY PAYING funds $XDTE and $QDTE? Yields: XDTE - 19.5% QDTE - 40% First payment is 12 days (obviously more than a 7 day week) but it should remain higher than $TGIF and $WKLY's did (both now liquidated)
@pauliusmatiusovas41026 ай бұрын
Wall st applods for fees
@LD3506 ай бұрын
TUGN.....
@angel_killzit6 ай бұрын
i sold all my qyld at a L , ill chalk it up for a tax loss harvest lmao
@likeicare3005 ай бұрын
Qyld strategy is too outdated.
@taWay216 ай бұрын
Ahhh he dumped it on us. Typical YT guru 😂
@Tktosrs6 ай бұрын
Didn’t dump it on us if he told us he sold it😂
@taWay216 ай бұрын
after he dumped! xD @@Tktosrs
@turbotoad87826 ай бұрын
@@taWay21do you only jump on coattails or do you ever find your own investments?
@taWay216 ай бұрын
@@turbotoad8782 stop. He's been pumping this ticker for months and months, pumping his own bags, And now he dumps it on us. Every guru does the same crap
@turbotoad87826 ай бұрын
@@taWay21and if you just follow in everyone’s wake, it will continue to happen to you.
@withonestonechannel6 ай бұрын
You'll be back... trust me.. you'll come back to QYLD....
@billd83246 ай бұрын
Sounds good until QYLD becomes an actively managed fund. Just a matter of time.
@danielsaenz236 ай бұрын
Let him pump his lil friend’s etf lol. qyld is up 5% in the last year. He’s giving us profit even if you do follow a youtubers financial advice lmaooo
@akaspencerdunbar6 ай бұрын
It's down 21% the last 5 years...
@danielsaenz236 ай бұрын
@@akaspencerdunbar with reinvested dividends you’re actually up by like 20%. Doesn’t seem like you understand dividend investing