This is When The Dividend Snowball Takes Off

[@DividendBull]

For those wondering, this is the same video that was published last Friday. After it went live, I realized I had incorrectly calculated the returns of both holdings used in the example. My apologies for that. The main point that revolves around the calculations is still correct.

[@jeremiahcampbell2]

Patreon subscriber here! Quick point I think would drive the point home of Income vs. Growth dividend investing. The Growth camp seems to worry a lot about the value of distributions in an Income focused portfolio becoming less and less able to cover living expenses due to inflation. The weird thing is that they are willing to wait 5+ additional years to start living off dividends compared to the Income investor. I think it would be cool to show the difference between an Income portfolio and a Growth portfolio that started at the same time, with the same initial investment with the same recurring investments but instead of the Income investor turning off DRIP and living off income at the 15 year mark (or whatever) that investor keeps investing until the Growth investor turns off their DRIP (20 year mark or whatever) and compare. I think you would need to show excess distributions in the Income portfolio being reinvested (to match the Growth portfolio's distributions each month/year) and show that the Income portfolio keeps growing and outpacing inflation better than a Growth Portfolio. I would love to see that video.

[@sicarguy4478]

It was worth Watching Again...Thanks

[@BelleDividends]

Yeah, I noticed the previous version disappeared again shortly after I watched it.

[@streetpilot775]

Hey no problem. keep up the great work!

[@julioerodriguez6097]

Now that is call honesty. Thank you for that and keep up the excellent work!

[@nicolasbenson009]

If I had $360k I would invest $100k in tech & $260k into dividend stock with a proven track record to grow with capital appreciation & dividend increase year over year

[@Jersderakerguoe]

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.

[@ScottKindle-bk3hx]

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

[@Jersderakerguoe]

Finding financial advisors like Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@berniceburgos-]

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

[@matthewwerstler7760]

If someone gave me 360k tax free... I could invest that in dividend investments, and make enough to pay all my bills. Probably not my bills, taxes, food, and fun. However, the piece of mind know everything could be paid for would be priceless. 360k In additional to my current dividends retiring at anytime would be an option. I keep growth and Tech in IRAs which I would hit the last of my roth contribution limit x4 over with my first dividend payment. I would put the whole stake in dividend income. I might take 60k for trading, but probably not. I would probably but 100k into tech based dividends. LIKE JEPQ, DGRW, and DIVO. I might even put 10k of it in something crazy like YieldMax Tech. Just for fun, maybe a bit more to cover taxes on the rest while the fun lasted.

[@caseybills5517]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

[@StacieBMui]

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important.

[@cowell621]

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.

[@Wellerpage]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@cowell621]

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Rebecca Nassar Dunne turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

[@grego6278]

I looked her up, and I have sent her an email. I hope she gets back to me soon. Thank you

[@CliveBirse]

I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income

[@91ScottieP]

Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional

[@mikegarvey17]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

[@ThomasChai05]

@@mikegarvey17Mind if I ask you to recommend this particular coach you using their service?

[@mikegarvey17]

Credits goes to " Gertrude Margaret Quinto " one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

[@mariaguerrero08]

I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

[@michaelschiemer3]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. I invest in the market, but never put all my money in market.

[@Rachadrian]

The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@Dantursi1]

Speaking from personal experience, I would say engage professional guidance. Not sure where you get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.

[@CindyValenti]

Mind if I ask you recommend this particular professional you use their service? i need all the guidance I can get.

[@Dantursi1]

Annette Christine Conte is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@CindyValenti]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@BrewerVera]

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!

[@FaithAndrada-xo9ou]

The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner

[@AndersonFair-cy2bb]

The best market strategy is to work with a credible investing coach. Since a while ago, I've been in touch with a coach, mostly because I lack the depth of understanding and mental toughness to deal with the ongoing market conditions. You lack the information necessary to succeed in a competitive market, not because you're doing anything wrong, but rather because of your lack of experience.

[@Raymondcraw1967RaymondCrawley]

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

[@AndersonFair-cy2bb]

Her name is. 'RACHEL SARAH PARRISH’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Raymondcraw1967RaymondCrawley]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@dianarabbanii2]

Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. However, the main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

[@NatalieFormor]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K

[@NatalieFormor]

Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

[@ClaudiaSchreiber-b1p]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@andersonedward787]

I already own shares of NVDA, PALANTIR, TSLA, and APPL as well. Sure, I don't mind having these equities sit around for a while, but I'd also like to appreciate short-term opportunities that could fetch $200,000 or less

[@yeslahykcim]

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@Jadechurch-ql3do]

Opting for an inves-tment advisr is currently the optimal approach for navigating the market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2022

[@Tonyham198]

I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you

[@Jadechurch-ql3do]

Laila artine kassardjian' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@BerryRyan-gl3sm]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@BenTodd-fl8nv]

My $800k portfolio has to be diversified and invested in carefully so that it may grow significantly along side the bull market. Which sectors might lead the uptrend this year?

[@Debbie.Burton]

Stock analysis is more than reading quarterly reports. Learnt this from reading Peter Lynch's book. Nonetheless,I believe there are people who do this for a living, and I just delegate the task to these professionals. That's how I make money from the market to be honest.

[@HarrisRyan-oy8eo]

True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.

[@A_francis]

I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@judynewsom1902]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

[@CNT40868]

Can't trust advisors..educate yourself..buy a book..KZbin.. ask friends what they know...diversify. dividend growth in good companies...dabble a bit in crypto maybe 2-5 percent, reits, banks, different sectors ie tech. Finance...gics put a small amount in..make sure they are drip funds..try to use etfs w low commissions...I had growth and income since I was in 20s..stopped paying into it 15 years ago and let dividends compound..I'm retired now haven't touched it.. it generates 1500 a month..using my other self directed account that I use for my retirement funds. I retired at 49 w house paid off...start early..pay yourself first...bills..be frugal..your stoke acct will thank you..retire early..live the dream

[@Jennyuk1]

Honestly, this concerns me and has left me uneasy. Especially this potential depression, no more a recession. I'm unsure about my $130K account strategy, considering the uncertainty of this whole recession mostly.

[@priyankamahatma6672]

If you lack knowledge about market investing tactics, get advice from a financial counselor.

[@Donaldsmith109]

Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advsor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.

[@Kimdavid109]

I could really use the expertise of this advsors.

[@Donaldsmith109]

Her name is 'BONITA JEANETTE RODRIGUEZ’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Kimdavid109]

Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks

[@Raymondjohn2]

Rate cuts commence in June 2024, taking 6-8 months to complete. A potential crash, if any, might occur by March 2025. The soft landing narrative is gaining traction, making this big recession everyone is calling for less likely. With $1 million from a business sale, I'm seeking profitable investment opportunities for the next 3 years.

[@JacquelinePerrira]

The financial market is a reliable choice. Diversify your portfolio with I-bonds, stocks (ETFs, REITs, dividend-paying stocks), and bitcoin. Given your budget, I recommend hiring a fiduciary to ensure you receive professional insights for a fee.

[@Ashley186fre2]

Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

[@kevinmarten]

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@Ashley186fre2]

Finding financial advisors like ‘Carol Vivian Constable’’ who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@Ashley186fre2]

When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

[@RaymondKeen.]

My dividend journey began when I realized that two particular expenses in my budget were always going to go up and never go down. The two expenses were taxes and insurance. I realized that the dramatic rise in both will need some added income. So, I started buying shares paying dividends. I can now see that this will be the path I need to take to make sure those two expenses will not overtake my future income.

[@HectorWhitney]

As a beginner, educate yourself, Learn the basics of investing and the stock market. There are many resources available online, including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research.

[@bernadofelix]

Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k

[@Hectorkante]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@bernadofelix]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five aiyears now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@84gaynor]

I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

[@gagnepaingilly]

Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.

[@sommersalt88]

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 80% capital growth minus dividends.

[@blaquopaque]

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

[@sommersalt88]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Jennifer Leigh Hickman” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@blaquopaque]

Thank you for sharing, I must say, Jennifer appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call.

[@kortyEdna825]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

[@PatrickFitzgerald-cx6io]

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!

[@Pamela.jess.245]

Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k

[@KaurKhangura]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@Pamela.jess.245]

Colleen Rose Mccaffery’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@KaurKhangura]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@hushbash2989]

I want a balanced portfolio with growth investments, safe investments, and also focus on dividends to gain up to $20K monthly, my concern is picking the right stocks that can survive a recession. How do i go about this?

[@brandywhite9317]

In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. looking at the worth of your portfolio, you should consider financial advisory.

[@JulianBarnes-dd2iq]

True. This is why I work with an investment advlsor. I currently have $690k in a well-diversified portfollo that has experienced exponential growth and is well-matched for every season of the market. We are now working on a more figures for this year.

[@ZengYan-ub6pp]

May I know the name of the advsor who has been assisting you, please?

[@JulianBarnes-dd2iq]

‘Marisol Cordova’’ is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@afriquenegocesarl3642]

Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals and scheduled a call

[@shryque]

I'm making around $55,000/year. I live in a 2 bedroom apartment alone, paying $268/for my car. Zero rollover balances on credit cards, which I have 6 cards. An over 800 credit score. $3,500 in the bank. 230+ ounces of silver. $35,000 in investments yielding $3170/year in dividends.

[@evanspiteri3576]

$35k yielding $3170 a year is a lot...

[@Whiskah]

​@evanspiteri3576 QYLD bam 10/11% income based etfs, if my income from returns ever reaches my total outgoings of bills/mortgage I couldn't give a flip about the total nav as long as I'm net positive living financially free.

[@tutteturunen6822]

@@evanspiteri3576 probably buying only high yielders and he will see what that does to your portfolio

[@CoffeeMan-YT]

Lol I love the “stock footage”. The guy at 2:27 wasn’t even touching his device when pretending to type numbers 😂 great video, just thought that was funny!

[@Jakkaribik1]

That is when you know this Person has good Times and can make JOKES :D

[@dubioushumor9243]

My first dividend “milestone” was when I got each stock to earn me one full extra share a month

[@davescashflows]

That's a great goal to have.

[@suekieza]

trying to get to this goal at the moment

[@bubblechaser5369]

More interesting than this AI voice ... suffering is worth it, to have find like minded people

[@jackwebb3757]

Hell yeah dude my last dividend was $5 😅

[@CarlDi3trich]

My "worthwhile" was having my dividends paying a bill. But why stop there? Currently they cover two of my bills. New goal is all of my bills. Goal after that will be bills and rent.

[@firstLast-jw7bm]

that's the smartest way to do it imo, because it's also highly motivating chunked goals + high motivation = much more likely to get done

[@wewhoareabouttodiesaluteyo9303]

Do not forget to list them smallest to largest or it ain't a snowball!

[@RichardAkin-qj6xt]

YieldMax funds are the best thing I've found for dividend snowball, most people don't know how to reinvest with these funds. You have to pick the right ones and DCA down all month buying more shares. Pretty soon your share price will catch up and the NAV erosion won't take over. These funds have to be managed. Some of these funds beat the underlying some of the time with distributions added. People are bringing in $500-1k a month with these funds, with only 20k invested. (This is not financial advice)

[@matthewwerstler7760]

I like YieldMax funds. Some of them have endured better than I expected. They are fun way to prop up your monthly income. I wouldn't suggest going all in on them, but thats me. My paycheck auto deposits into my brokerage. Every payday I have an income target. If I buy a share of SCHD with a super low dividend I might add a YMAG or NVDY to in with my other purchases to hit my income target. However, I am prepared for diminishing returns and capital over time on them.

[@rossdupuis4840]

Finally made over $200 a month with 3 portfolio's. Individual, IRA, and Roth portfolio's. I can only afford to put at lease S1200 in each portfolio per year. As of now I can pay 2 utility bills with the dividends. New goal is a car note of or about $500 in a few more years. Just started doing this dividend thing during Covid. I'm 65 and trying to get to that goal. Anything is better than nothing. Wish I was a little smarter when I was younger.

[@matthewwerstler7760]

Wish, I starting saving and investing earlier too...

[@billcarruth8122]

One thing to keep in mind is that when Charlie said $100,000 times were different. Houses and bills were cheaper, and $100,000 then would be a lot more today after inflation. The curve looks the same, but feeling the weight of $100,000 invested helping you grow felt like more back then than it does now.

[@wewhoareabouttodiesaluteyo9303]

$100 in 1938 is $10k today. Houses used to be $3900. You would expect them to be $390k today.

[@julioerodriguez6097]

Good point! I entered $100K into an inflation calculator for the year 1990. On today's dollar, year 2024 that will be $238,968.63. The curve will be the same as you stated but you will need >2x money to see "the snowball effect" to be significant. Also dividend yields are important and must be taken into consideration.

[@Jakkaribik1]

@@julioerodriguez6097 Yeah and most People do not earn even the $40K Mark Per Year even in Europe :/

[@andred.4664]

For me, the "'magic" number is when your monthly dividends match the same amount of your monthly contributions...

[@wewhoareabouttodiesaluteyo9303]

Making yourself a little 401K without the employer. lol

[@billcarruth8122]

I like that milestone too. One thing I realized is that as your dividends grow the amount you can invest from your day job is going to decrease since you'll have to start paying taxes on that income. I think the next milestone is when your day job is almost entirely consumed by paying the taxes on your dividends, and you need to start actually using some of the dividends to pay those taxes. Rich people problems :)

[@wewhoareabouttodiesaluteyo9303]

@@billcarruth8122 There is a way the rich get around this. They invest almost all their income.

[@OH2023-cj9if]

I got hammered by HMRC over going over the UK £1K in interest personal allowance, so they helped themselves to my wages by altering my tax code to get their money. We can have a stocks and shares ISA in the UK, but can only add £20K per year. Anything in the ISA is tax free.

[@wewhoareabouttodiesaluteyo9303]

@@OH2023-cj9if In the U.S., we have what is called a ROTH IRA. We can contribute $6500-7000 a year to it and it will be tax free in retirement. But when you write tax free, did you have to pay a tax on it prior to it going into your ISA? For instance, you contribute to this from your net income? If so, the government already taxed you prior to putting it in, so it is not really tax free.

[@st.charlesofaberdeen154]

I just want my dividends to cover my income from work and once I reach that point I would just go down to a part-time status until I'm 60 and then I would just retire all together

[@JP-iq7pu]

My goal is just to grow my dividend payments, period.

[@trailzrock2]

I started saving and investing late in life. 16 years ago at the age of 35. I’m about to hit 600k 😮and only making 60k gross a year for most of those years. I make a little more now but I also was able to cut my hours at work by 40% so I’m back to 60k 🙂

[@Tucanaldeinversiones]

An advice to young people Dividend stocks are to receive cash flow money when you already have alot of money , but to create money faster you need great growth stocks a good option are ETF like QQQM and VGT just my opinion

[@matthewwerstler7760]

Great advice! I put a little cash in my daughter account every payday and invest that in dividend stocks. I plan to let her start picking them in a few years.

[@dwiz_9336]

This is great as I am in $1,000-1.5k monthly investing also investing my tax return and year bonus. Your channel was what woke me up to income investing. This is such a big deal as someone who has lived a paycheck to paycheck life, I do not wish that life on anyone. If you're that person and all you can afford to invest is $50-100 a month, that is still significantly better than what most people are doing and you'll be miles ahead in time

[@matthewwerstler7760]

That's awesome! Investing over 1k a month I have to assume your not putting it all in a Roth. The downside at your rate of investment is you probably won't get a tax return in a couple years. However, when that happens you'll know it's working.

[@johnbeeck2540]

Thanks for your video's. Close to retirement and migrating my portfolio to dividends for income. Diversifying among about 20 higher yielding ETFs across multiple industries, and investments. Already over $15K/yr... patience pays off!

[@jasonluong3862]

1:56 The iMac is not plugged in. LOL. Unless that dude was just admiring his own reflection.

[@chrischatergoon3207]

Thank you for making this video! I have seen so many of these statements on KZbin since I started investing.

[@patientzero291]

Dividend investing has become more of a necessity rather than luxury in Canadian stock portfolio with the current tax changes.

[@yourfellowman11]

What I always keep in mind with those other videos is that they come from a dividend growth perspective, so their number will always be higher than what is typically needed for income investors. If you're more focused on dividends than share price growth, I would say the number is 1/4th-1/2 of $100,000. At that point, you're yielding enough to cover small to moderate life expenses given your portfolio hovers around 6-8%, which means you're earning minimum an additional $100 per month.

[@denko44]

I'm going a dividend growth UTMA. It's currently at a 5%+ dividend yield. I'm happy with that. I'm still adding new money every year. Reinvesting all dividends, kids' accounts are gonna be fat in 30 years.

[@FrankBatistaElJibaro]

Why weren't expense ratios calculated. Was it mentioned? It's substantial. For PFFA it is currently 2.52 expense ratio. That's killer.

[@marinikc8780]

PFFA varies a lot, most of the time was lower (when interest rate close to 0) - but I get the point! a stock like MO would've' been more appropriate... i prefer a combo between the two (div growth and income) with higher accent on first, when I'll be older (50-55), i'd focus more on income

[@jamesnesran2348]

first year of dividend investing down! ~40 more to go.

[@MaxSabbath666]

What if it was SCHD vs the income EFT? What about the dividend increases?

[@katherinebonkowski8925]

Eleven years is promising, I was figuring twenty at the least.😅

[@Abdul_Rahman86]

For me, the snowball began to take place after 25k

[@WeekendGamerTX]

Make a scrap book in a word doc if that's your thing, but a spreadsheet is better.

[@judge9637]

I focus more on div income, and I take some of the money I get back an put it into growth. But my money mostly goes for the income

[@NgoManhThai]

Charting Revux rise - impressive trajectory!

[@cris471]

Thank you !

[@amysteinmueller6969]

Thanks!

[@Jakkaribik1]

Your Welcome

[@devinstucky6948]

Does anybody know of a dividend tracker that automatically (not manually) that tracks webull? I invest 5/day into dividends just for fun and wanna way to track the progress. But it's too much work to track manually for such a small amount. Any help yall could give would be greatly appreciated!

[@johndrenckpohl1359]

Within a few seconds of hearing this video, I immediately recognized that voice. It's Chris from Common Sense Crypto. Your voice isn't as loud and New York nasal as the Common Sense Crypto videos, but it's the same voice nonetheless. Keep up the great work, My Man.

[@60sekundenpolitik]

Lol, no they are not the same person.

[@dominicisidro2576]

Guys what dividend tracker do you use, I want to input my holdings manually

[@lanellgranger1920]

Track Your Dividends!

[@GregoryIan-vo3up]

Revux unique features have me convinced it's a winner.

[@Vishal_Nathani-Finance]

Compounding interest is great

[@PhungMaNhu]

Smart move: Choosing Revux for portfolio diversity.

[@MarkHerndon]

2yrs to zero debt and then ten to retirement perhaps two more to 67. Probably 65 and live two years off savings then full social security not impacted by extra income. Thinking $500k worth of dividend investments which would equal roughly current income full time. Somewhere around $6k a month with no work at 67 not too bad with a VA 30yr construction loan. So about 9 more years of work if they don't beat the shit out of me short of the finish line lol

[@HongPhucLion]

Exploring Revux? Smart move, my friend!

[@ceegee8959]

stock video of the dude with the imac has no power cable.

[@margottomasik2108]

Thank you for all your videos

[@mattjudson1456]

Think that calculator is way off, i get 15.5 years dripping with 12,000 annual contribution, 3.43% starting yield, 5.74% dividend growth rate and 5% share price increase

[@vodoyem]

Quite misleading video title, because majority of the dividend is not caused by the dividend "snowball effect" (DRIP) but by depositing 12k every year

[@DallasGraves]

Does the man at 1:58 know that his PC isn't plugged in? Is he ok?

[@Madchris8828]

Lol wow

[@ivanpinkas3829]

Great info..

[@nightbane2889]

Worthwhile really is different for everyone. I've had to take a pause on investing....but I think right now wortwhile for me would be for DRIP to but at least 1 full share of it's own stock each month. Which of course is harder when spread over several different stocks, but would be nice for those periods of when you can't invest, you'll at least know 'this month I am getting a full share one way or another'

[@Omego2K]

If you're stuck on dividends then why not first invest into growth stocks and then when you're ready to live off of dividends traded for dividend stocks

[@georgesontag2192]

Dont be fooled by dividends. Wall street lowers the stock orice the exact amount of the dividend. You gain absolutely zero on a dividend. Your better off buying growth stocks and dollar cost averaging and selling on the peaks. You will wait 20 years of dividends to make the same amount as VGT in one good year.

[@TheRealTrucido]

You realize 60% of americans dont even $500 in their savings bank account right? "Youll want to invest 1000 a month." Yikes.

[@sebastianlucas704]

So? Over half of Americans, don't even pay taxes. If you're working a decent paying job, you're already doing better than 55% of Americans.

[@Madchris8828]

People buy stuff they shouldnt with money they don't have. Also rent or buy houses and cars they can't afford. Mix that with the already high living cost you've got a recipe of never leaving the rat race without intentionally and much smarter spending. It's lack of financial education and people wanting to keep up with the Jones's.

[@fialee8ca132]

IMO, reaching $1M is the point when returns are supercharged. 10% of $1k is $100... $100k is $10k... and $1M is $100k. Which one is supercharged?

[@CynthiaHeather-ft6pi]

Revux is one of the few cryptos with real-world utility.

[@davesites]

Nice

[@AnnaKaren-fo2yy]

Revux gaining traction among serious crypto investors.

[@MaiHuongLoan]

Revux - a cornerstone in my crypto strategy.

[@jackwebb3757]

Holding even safer, slower growing stocks is not a flex

[@Dimi_T]

Good video

[@LucyNancy-ql5ji]

Revux could be the dark horse of this crypto race.

[@ElvisMarshall-xo2lw]

Transfer of wealth usually occur during market crash, so the more stocks drop, the more I buy, in the meanwhile I'm just focused on making better investments and earning more as recession fear increases, apparently there are strategies to 3x gains in this present market cos I read of someone that pulled a profit of $350k within 6months, and it would really help if you could make a video covering these strategies.

[@KennyMichael-id1bb]

The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@AaliyahKhalid-kq9gl]

I agree, my profit have been quite consistent, regardless of market situation, I got in early 2019 and the constant downtrends and losses discouraged me so I sold off, got back in Dec 2020 this time with guidance from a portfolio-adviser that was commended by a popular economist on a subreddit, long story short, its been 2years now and I’ve gained over $850k following guidance from my investment adviser.

[@AaliyahKhalid-kq9gl]

I agree, with you because ever since i started following guidance from my investment adviser,my profit have been quite consistent, regardless of market situation.

[@RichieAnnabel]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@JayJamsSpams]

It makes for a clickable video but there is no magic point in an exponential function. You can bring psychology into it if you like but the maths is invariant.

[@RaydSaleem]

PFFA expense ratio is 2.52 %

[@HanzShaoPing]

😳 Too much

[@fialee8ca132]

The dividends are net of fees. Don't blindly assume high fees are bad. High fees that provide a high returns (dividend or appreciation) is fine... but high fees for low yields or index fund doesn't make sense. What would you rather have... PFFA at 2.5% fees for 9.5% div or Treasury bond etf at 4% at 0.05%? The dividends rates are net of fees.

[@pedroluisbroca204]

Why aren't you talking about investing in Eledator when even real experienced traders are doing it?

[@dreamoholicsexe7186]

☃️☃️☃️☃️☃️☃️☃️

[@123lowp]

SCHD

[@TeslaEVolution]

Munger and Buffet has some INSANE divided stocks yielding 9%, so $100k is enough to live on in Equador, San Salvador, India, Egypt and other "GOOD BUT CHEAP" countries.

[@Mars23000]

Firste 🦾💥✌🏼

[@absurdnerd7624]

I fail to understand the juvenile mindset that considers being first to comment on a video as some sort of accomplishment. I suppose life is simple for those who still live in their parents' basement. 😋

[@wewhoareabouttodiesaluteyo9303]

First in Spanish? French?

[@JefferyDuns]

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!

[@PhilipDunk]

In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. Depending on the worth of your portfolio, one should consider financial advisory.

[@PatrickLloyd-]

Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my advisr are working on a 7 figure ballpark goal, tho this could take another year. financial advisors are the most sought-after professionals after doctors.

[@Nernst96]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.

[@PatrickLloyd-]

Amber Dawn Brummit is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@Nernst96]

Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals and scheduled a call.

[@ChadRoberts-x6i]

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!

[@maiadazz]

The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner

[@darnellcapriccioso]

The best market strategy is to work with a credible investing coach. Since a while ago, I've been in touch with a coach, mostly because I lack the depth of understanding and mental toughness to deal with the ongoing market conditions. You lack the information necessary to succeed in a competitive market, not because you're doing anything wrong, but rather because of your lack of experience.

[@richardhudson1243]

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

[@darnellcapriccioso]

My CFA ’Tenley Megan Amerson’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@AdamGreene222]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@Blitcliffe]

I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

[@c.o.l.ek500]

Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.

[@NotyourBusiness-urto6]

I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.

[@MrGravity304]

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 80% capital growth minus dividends.

[@Robertgriffinne]

@@MrGravity304 I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some

[@MrGravity304]

@@Robertgriffinne There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Amber Kay Wright” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@caseybills5517]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

[@micheal_mills]

Currently I'm just being smart and frugal with my money, I'm in the green 47% over the last 23 months and l've accumulated over $70K in pure profits from DCA’ing into stocks, ETFs, dividends and futures. However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait..

[@donna_martins]

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look..

[@Robert_Seaman]

completely agree. I have been consistent with my profit regardless of the market conditions. I got into the market early in 2019 and the constant downtrends and losses discouraged me, so I sold off. I got back in December 2020 and this time with guidance from an investment adviser who was recommended by a colleague..

[@DavidRiggs-dc7jk]

How can i reach this person?

[@Robert_Seaman]

Vivian Jean Wilhelm a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@DavidRiggs-dc7jk]

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

[@Riggsnic_co]

Rate cuts commence in June 2024, taking 6-8 months to complete. A potential crash, if any, might occur by March 2025. The soft landing narrative is gaining traction, making this big recession everyone is calling for less likely. With $1 million from a business sale, I'm seeking profitable investment opportunities for the next 3 years.

[@JacquelinePerrira]

The financial market is a reliable choice. Diversify your portfolio with I-bonds, stocks (ETFs, REITs, dividend-paying stocks), and bitcoin. Given your budget, I recommend hiring a fiduciary to ensure you receive professional insights for a fee.

[@Jamessmith-12]

Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

[@kevinmarten]

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@Jamessmith-12]

Finding financial advisors like ‘Carol Vivian Constable’’ who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@Jamessmith-12]

“Carol Vivian Constable” is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@Adambarking]

My dividend journey began when I realized that two particular expenses in my budget were always going to go up and never go down. The two expenses were taxes and insurance. I realized that the dramatic rise in both will need some added income. So, I started buying shares paying dividends. I can now see that this will be the path I need to take to make sure those two expenses will not overtake my future income.

[@Benedictrud]

As a beginner, educate yourself, Learn the basics of investing and the stock market. There are many resources available online, including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research.

[@kurtKking]

I really don't like making such recommendations, because everybody's situation is unique. But there are many freelance advisors you could check out. We have been working with ’MICHELE KATHERINE SINGH , and she's really, really good. If she meets your discretion, then you could go ahead with her. I endorse her.

[@victoriaabott]

I'm sure the idea of an invstment-Adviser might sound controversial to a few, but a new study by Motley-fool found out that demand for Financial-Advisers sky-rocketed by over 42% since the pandemic and based on firsthand encounter I can say for certain their skillsets are topnotch. I've accrued north of 580k within 16-months from an initially stagnant Portf0lio worth 85k.

[@Monicamonasky-]

Inflation is over 10% , but as we know it's definitely way more than the Government would like to admit. My plan is to earn more passive income and ride this out, can your Investment-adviser assist?

[@victoriaabott]

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with 'MICHELE KATHERINE SINGH' for the last five years or so, and her returns have been pretty much amazing.

[@henrymartino4283]

*The first step to achieving wealth is figuring out your goals and risk tolerance. Either on your own or with the help of a financial planner and by following through with an intelligent plan, you will gain financial growth over the years and enjoy the benefits of managing your money.*

[@henrymartino4283]

*Browse Donald Nathan Scott for more insights.*

[@shaneomack5018]

My goal this year was 300 a month.. just hit it today with jepi and jepq payments.. next goal is 400 and should hit that in Dec

[@darreldonata4940]

JEPI and JEPQ underperfom their underlyings SPY and QQQ. These covered call ETFs are absolute trash.

[@shaneomack5018]

@@darreldonata4940 ummmm thanks. Didnt know I was asking for advice man. Move along

[@jasondesouto919]

​@darreldonata4940 what? they are dividend etfs

[@shaneomack5018]

@@jasondesouto919 everyone’s a critic, and everyone has an opinion. Instead of just congratulating us, he’s gonna take the negative route

[@douglasgraham2775]

Good plan, I’m in both of these and consider them to be good return, relatively safe.

[@JosePerez-gj7kn]

The snow boll starts when the monthly dividends match the share price.

[@nilsfranz123]

People that invest in "Lindt-Stock" = 👁️👅👁️

[@AzzieTheGamerr]

this 100k thing is just a delusion, 99.9 percent of people wont go anywhere near 100k lol (in the uk)

[@eliotness107]

Income investing is really the only way if you want to see some results before your dead. At least for us regular workers...

[@yourfellowman11]

Yep, which is why I don't care for dividend growth investing. It's a style of investing that is only really worthwhile for high income earners

[@Madchris8828]

You don't want to wait till you are 65 or older to enjoy any of the fruits of your labor come on 😂​@@yourfellowman11

[@TheMule1]

I have a bar graph per month showing the dividend growth. It is great to see it grow every year.

[@fmeg2704]

Have you ever looked into HIPS ETF?

[@marshallmason1]

If you'd invested $10,000 in JNJ in 2015 and reinvested their 3% ($300/year) dividend, you'd have $18,000 today, with a 16% standard deviation. If instead you put 45% in Apple stock and kept 55% in cash, you'd have $33,000, also with 16% standard deviation. If it's really those $300 dividend checks you crave, then just sell some shares and you'd still come out way ahead.

[@QuachTramHuong]

Revux journey is captivating the crypto world.

[@JustPauloP]

What are some good prefered stock ETFs?

[@DonorsMinhTuan]

Revux enthusiasts, where you at?

[@mjwmontgomery]

100k in dividend income is my goal.

[@chrisn6585]

I am at 36k and my dividends are 1000 a month and buy more and diversify don't listen to hype

[@tylerwcortner]

Can you do a portfolio of JEPQ (1st week), THTA (mid month), and SPYI (end of month). And show growth over time, using one dividend to buy the next? Example, JEPQ dividend to buy THTA, then THTA dividend to buy SPYI, and so on.