MILLIONAIRE EXPLAINS: How to be GOOD with money

[@itsrosehan]

Would you like to see more budgeting videos from me? Hope you guys enjoyed this one 🖤

[@user-pd9ju5dk5s]

Thanks for the advice, Rose! My parents immigrated from third world countries so they didn't have all these financial knowledge to teach me.

[@shgsr71]

great video Rose !

[@willmallory9085]

Great topic!!!

[@Nonduality]

I feel that your strength is teaching. You've proven it in the financial realm and could continue in that direction. You could also educate us on anything else that interests you. For example, I believe your own version of "the law of attraction" would be welcomed.

[@josephc28]

Great advice Rose! I really like the way you illustrate the crossover point. I guess you could say the crossover point is when you reach your fire number. For myself and probably many others who don't necessarily like their 9-5 jobs, the crossover point is what keeps me focused and motivated. I think about the old Johnny Paycheck song, "Take this job and shove it".

[@BellaMecia]

BUDGETINGGGGGG for beginners plz… I’ve never been good at this or found a method that works for me. My income is not high so I often get discouraged too, so something like this would be greatly appreciated!

[@SoutheastFish]

All you do is find out all your expenses and goals, then categorize each expense and goal, then set appropriate amounts for each (and savings) you can do this through specific amounts or percentages (which makes the amount increase and decrease with your income)

[@skygaz3r]

Five point checklist: 1:00 Is your net worth moving in the right direction? Net worth = assets minus liabilities. 3:53 Are you beyond the Crossover Point, where investment income exceeds living expenses? 7:45 Does the way I spend money reflect what’s important to me? 8:42 Are you prepared for almost anything? 12:57 Can you talk openly about money?

[@MaxDangerPower]

I think a lot of it is discipline and mindset. One who lives well below their means will always be wealthy.

[@CandiceBee]

The algorithm was looking out for me. Thank you for this video ❤️

[@valwolve]

Your content is straight to the point. I watched 2 of your videos and i loved them. I love content about how to handle money the wisest way. Keep making contents like this!!

[@lifen11]

Great job Rose. I like the way you moved around the van while speaking. Nice adjustment.

[@itsrosehan]

Just mixing up the visuals to keep you guys engaged! Thanks for noticing 😎

[@joeshmoe781]

I reached that cross point at 41 or 42. It felt great. But then I was bored out of my mind so I took a job as an actor to keep myself busy during the day. I would have been better off starting a small business. Which, later I did. No matter how rich you are and how many assets you have one still needs a reason to awake in the morning.

[@itsrosehan]

💯

[@smann7236]

What small business did you start?

[@TraderChick]

Jupiter is adorable! Congratulations on being free and the van life ❤️ enjoy!

[@ArcGlowingVision]

That's a phenomenal reversal of money management Rose. I love your crossover chart! Your Awesome.

[@rickylew23]

Great video! Croatia yacht week was fun, we went this year. Good job on having the strength to say no :) …and saving all that money.

[@oliviab3807]

Love love love you’re Channel! It’s a pleasure to watch all your videos 🙂🥰💗

[@Budgetmeright]

The envelope system is the only thing that worked for me. This way I have to actually budget for something if I want to buy it. Also paying your self first was key for me. We all work so hard, we totally deserve to save some before start paying bills and spending for variables.

[@hanadodd3059]

When I’m out of the right direction, I stop by here and redirect 😺 thanks Rose

[@itsrosehan]

I’m very honored to hear that ☺️ will keep doing my best!!

[@sandro-nigris]

Wonderful video Rose! As always. Thanks for your wise suggestions. I'm also happy you are enjoying your moving house 🙂

[@aristotleaquino3067]

Good point on budgeting your money! I feel guilty all the time when I spend.

[@ChosenMJ]

All solid points. What I also believe which is less understood is that you attract what you give energy to and money is no exception. You have to exude positive energy to get positive results. Thinking about a empty bank account won't attract money but thinking about having money so you can help others in need is powerful catalyst when done properly. I've experienced it firsthand in my life and although I don't currently have millions of dollars in a account somewhere I do have more than enough and no lack in my life. THAT is wealth vs riches which is just an amount.

[@cliffdariff74]

I would say the first crossover point is when you get out of any credit card debt, except for a mortgage. Then just think long term when investing. don't buy liabilities, buy assets.. then you can reach the new FU cross over points that's all. Regular expenses are called "Fixed Expenses" (regular monthly payments).

[@marchiolle]

Yes, more about budgeting please thank you. 😘

[@KewlKat55]

Your hair looks so cool, Rose! :) Thanks for another great finance video! Yes, more budgeting videos please & thank you.

[@road2riches0]

I would love more Budgeting video plz!!

[@eliethvazquez9576]

Missed your money videos but I’m also enjoying the variety of content.

[@kimberlyrobinson1751]

Legit...super helpful information for those of us who need it!

[@SomnathMandal]

So practical and nicely explained! I want to learn how Excel can be used to budget where I can feed in my daily expenses, income from salary, stocks, other investments and foreseeable expenditures, tax, etc.. like an individual's balance sheet..

[@1951Roy]

Thanks for the money talk, always enjoy your talks. So clear.

[@mikejarrells431]

Thanks & good job! Awesome message!

[@jenniferchen8630]

Great vídeo, Rose! More budgeting please. Thank you!

[@animaldonut]

We appreciate all you do to help us all become good with money!! 🏆😁 Thanks for the 5 point checklist! ✅

[@Shopwelle]

You are an inspiration! Appreciate your content. I would be interested in budgeting and investing videos. Also idea on side hustles would be good.

[@cvm5112]

I appreciately you honesty and the willingness to admit, I agree that's how we face problem.

[@FranMariee]

"If you live for having it all, what you have is never enough." Vicki Robin

[@BiesingerFIREJourney]

Appreciate your financial knowledge and tips!! Definitely a good thing to plan for the unexpected with additional cash on hand 😊

[@rodolfosantos3781]

Thanks for helping others with finance advice

[@georgecampuzano]

Great video. I am actually in a position net worth. I love your advice.

[@stadiumwayink8950]

I always make sure i leave money a side for car problems. I use my cars almost everyday and i know in my 20 years of driving car problems always pop up. Just this week i had to buy a new car battery.

[@ioanazamfirache8214]

You are amazing. Thank you so much for sharing this.

[@ceciliaruns72]

Wonderful video for young and "old!" I absolutely love budgeting! ❤️🥰

[@loidamorales1451]

Yes please, more budgeting videos. Thank you :)

[@hermanlighthall3972]

Rose you're wise beyond your years (you must have a old soul) You advice is on point (keep up the good work (you bowl full of joy you😊😊❗❗)

[@TheEmperorfonzo]

My Girl Rose is a genius. Great info!

[@Parisian71]

If I may say something; GOOD JOB ROSE !!!

[@driftingintoretirement]

Loving the balance of your channel Rose. Perfect 👍

[@digitaldevildog]

Great tips and advice, thank you Rose!

[@dspychalski]

Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.

[@kishaanderson2947]

At first I thought the video was a book review from the title. There is a fiance book pretty recent from The Budgetnista, Tiffany Aliche. Your 5 points are wonderful advice (per usual), especially point 3 for me. Thanks so much.

[@alexisballard1459]

Direction not pace! Amazing i needed that

[@Rhinozzzz]

My Girl Rose, you knocked it out of the park again! I am an older guy (60) with younger kids, (18, 15, 6) a financial planner at one time (Series 7, 66, Variable Ins) and I always discuss money in little bites with them and try to lead by example. Your video here, however, is like THE roadmap for these younger people who STILL get zero training about money in school. I think you are the perfect age to lead a whole generation into financial literacy as well as ENJOYING the process of building equity. You have the road map, and they can see through your interesting life, that the proper use and harnessing of money can bring you freedom and with a little luck, happiness! My Dad always told me, "work hard for your money and make your money work hard for you". You really have a teaching gift. Brains and beauty too. I always enjoy your videos!

[@donaldlyons17]

If your kids have great jobs and no under or unemployments they always have a chance. I think for the majority income is the most important wealth building tool!!!!! Behavior almost always is a distant second!!

[@Rhinozzzz]

@@donaldlyons17 I think Rose's point is that it is WHAT they do with that income that counts. She makes the case with the $50,000 income that has equity in their home in her video...... And I agree. You see too many people with a car payment higher than their RENT, a recipe for eventual disaster. So many people have spent their entire paycheck, BEFORE they receive it.

[@halliecook1029]

More budget video please!!!! Love your videos

[@itsrosehan]

Thank you!! You got it :D

[@celinejerries]

Thank you so much for this info. You are a life saver. 😘

[@OneStopGuy]

Thanks for sharing this 👍

[@CathyDahut]

LOVE YOU ROSE, AND BEST WISHES ALWAYS!!!!!❤

[@fuupuppy]

I’m so happy that you mentioned YNAB! I’ve been a long-time user of the app (fell out of it a couple of times). But they make budgeting easy to understand through the 4 Rules. There is a little bit of learning curve at first, but it will all make sense. Really recommend this app - I now know all my numbers and can spend my “fun fund” with no guilt whatsoever 😄

[@outoftheblackintothelight]

Your videos are great. Thank you 🙏🏼

[@marcellomenji]

Thank you Rose, it's always great to see your beautiful eyes light up when you talk about money ;)

[@lissettemendez7618]

Budget videos please! Thank you for this video.

[@itsrosehan]

You’re so welcome, happy you liked it!! More budgeting videos on the way 😊😊

[@fidelmapereira5987]

Very touching and encouraging vídeo. "The pace that you start with is never the pace that you end with" ❤️❤️ Thank you

[@Yuru616]

Can you share more about budget? Especially how to use the budget app? Thx

[@elizabethdurden2824]

I wasn't sure I would love your new videos once you changed where this channel was headed but I ABSOLUTELY love each and every one. Enjoy your journey and thank you for sharing with us!!

[@itsrosehan]

That means so much to me!!! Happy to be on this journey with you!

[@lesbradley774]

Your knowledge and experience is very valuable. This video was savage ❤️❤️

[@alexprosper6148]

Great job with this video.. thanks!!!

[@JoseRafaelFiguera]

I love this video, welcome back!

[@miamor9822]

Budgeting!! ❤️

[@marwaelghamry7585]

Very important video..Thank you so much ❤️ 💖

[@sylviageorge2287]

Budgeting. Thank you for sharing this Rose xxx

[@JorgeMorales-tw5ox]

Budgeting and also investing!!!

[@itsrosehan]

You got it!!

[@dontaey3382]

Thank you for that awesome 5 point checklist, facts indeed

[@ChrisBanda]

Fantastic video! A great refresher and milestone check point, thanks Rose!

[@gregprice7714]

You're an absolute legend Rose

[@bes33]

I just wanted to tell you that you’ve helped me so much in a short amount of time and I’m so grateful for your videos. I started watching you a month ago, and I opened and put some money into a high yield online only saving acct for emergencies, and I’ve also made moves in paying off my credit card! You were the catalyst that got me in that direction. My mind set has been shifting every day since, your videos motivate me so much! Thank you truly Ps budgeting!

[@johngomes4278]

This is great 👍 thank you rose

[@FascinatingFacts562]

Rose are you still uploading? I hope so! I’ve learned so much with your videos that I’ve found more recently!

[@scottward1002]

Rose you are the best we love your content thank you so much keep up the good work and will keep enjoying what you do Namaste

[@lorraneb737]

Thank you so much!

[@triathletenewyork94]

I loved your video today I just watched it and I always write things down when I get paid on what check goes to what bills and what I can save on that. But you brought some really good points that I need to work on and I’m definitely going to check out that app you suggested about budget thank you keep it going I really am glad I found your channel

[@sadhanamishra6271]

Budgeting video pls..Thanks Rose for this great info

[@Mybody4life]

Golden advice.

[@jakeponce8412]

Budgeting video, Rose!

[@pamhop5831]

Thanks Rose 🌹 👏🏾🥰🥰 Great content!

[@Mluna792]

Love your videos. One day at a time too financial freedom!

[@innateinterests1826]

Spend what you can on assets instead of consumer items. Thank you 🙏

[@TonyMoze]

Super awesome! Thank you, Rose!

[@kingston_vasq]

Rose!!! If your ever in South Padre Island , Tx in your journey, would love to get a coffee♥️

[@maglow6807]

Budgeting. Great video Rose!

[@davidpearson2581]

Great advice, I did not learn this until my mid 30s, now I am doing very well. I am saving for challenging times and the future. How about those I-bonds (inflation bonds currently 9.25%)? Currently safer than the stock market, looking at purchasing $833 a month to use as future cash. As for car repair, I have an unlimited milage and lifetime powertrain warranty from Mopar on my Jeep, which costs me $2K after market.

[@Jeffh206]

Outstanding explanation of how money works!

[@dinahjoysalazar1308]

I really looove this video, Rose! So sobering and inspiring at the same time. Take care always! 💕💕

[@tonynunez6539]

Do you give advice on picking stocks for the long term? Technical and fundamental analysis? How do you research a stock?

[@davidmata3992]

There she is!!

[@tonynunez6539]

I've lived long enough to know that you are just extremely talented and in the top 1%. Some people will never be able to achieve financial independence. How do you feel about giving back and helping those who can't help themselves?

[@dspychalski]

Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.

[@TheForexApostle]

I appreciate this video, this is helpful for everyone who wants to start their trading and investment career. Thanks Rose!

[@jessicadangelo9683]

Please do a budgeting video!

[@fatherlucifer]

i find you very inspiring. thank you for all the insight.

[@4sight719]

Rose you are a doll thanks for the videos. Love ya ♥️ 🥰

[@ClaudiaISamayoa]

The coolest part about this video, is you having enough money to retire already! Get it! Thanks for teaching us!

[@milenaxion9373]

I died when you said, "if you have a body" 🤣🤣🤣

[@TheeKaroolyne]

Thank you so much for all of this :) this is info I needed in my life and better late than never! I have much to do, but I feel more confident now thanks to you

[@no120992]

i love this new hair color rose!

[@laelajanedwidari6120]

I budget quite well but there are still more things to learn.

[@dennisdouglas4261]

Good advice. I have increased my net worth with an average salary.

[@ej7319]

Budgeting please. ....and thank you!

[@asgamre]

Rose! Can you make a video on how your Magic Formula investing is doing in 2022? And sort of a graph of 2019 to now?