Life and Health Game Night with Peter 3/24

[@saywhatsaywhat]

Awesome vlog! I find this to be a great way to sharoen your knowledge. Thanks, Peter. Your added explanations were beneficial! I am off to find more courses. Please keep them coming.

[@_Uvogin_]

I passed. Thank you for your help 🎉🎉🎉🎉 :D

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@Atcostmetalsaz]

Im in Az! Would love to meet like minded folks here

[@insuranceexamqueen]

If you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/ Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@kerlyj2112]

Can you tell me what to focus on I’m taking the NY Adjusters exam series 17-70. I’ve taken it twice and failed. As of right now I don’t have the financial resources to invest in any of the packages so any help is fine. Thanks in advance

[@insuranceexamqueen]

So I don't have adjuster's experience, and I don't teach adjusting content, but I have helped many adjusters pass. The reason is because much of the content is the same as property and casualty in that state. Also if you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/ We have a lot of students in there who are testing for their adjusters exams and/or who have passed. Additionally, Angela Bryant our Study Buddy in the group has adjusters experience and hosts sessions for them as well. With that said, here's what's important for the property and casualty exam in your state:Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies. For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: forms.gle/THoi8TVEPyoRpzxh9 If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@shereitastuart8488]

I take my exam in a couple hours just reviewing material now however, I want to take the time to thank both Melissa and Peter. From Melissa's "This is how we do it.!" phrase in remembering Provision and Peter's "Called to the Choir" humor, I have enjoyed the videos and have learned so much from them, even if I do not pass my exam, buying the Gold Package was the best thing I could have done with starting my career as a L&H Agent. BTW Peter does favor Mr.DeNiro, enjoyed watching him :)

[@nurseshelldemos8824]

Hello everyone, can someone please tell me what is the best study 📖 books for life and health insurance please

[@insuranceexamqueen]

While there are many providers out there, I like Xcel because their practice exams are closer to the actual state exams compared to other providers. I have partnered with Xcel and when you purchase their course using coupon code 'QUEEN', you will receive $9 off AND, as a bonus, you will get enrolled into in the Insurance Exam Queens Gold Class Series ($97 value) FREE. Remember: You must purchase Xcel FIRST and use Coupon Code 'QUEEN' at checkout to get this bonus. After purchasing the Pre-Licensing course/s from Xcel (links below), you’ll receive an email for your Bonus within 24-48 hours. So make sure to check your junk folder! Xcel INSURANCE PRE-LICENSING BUNDLE COURSES

[@nurseshelldemos8824]

Thanks 😊 🫂 🙏

[@allaboutthemherrings]

N

[@LoveMonica26]

I seriously saw this video and my first thought was, wow she got Robert DeNiro to do a video for her.

[@insuranceexamqueen]

🤣 This will definitely make his day.

[@SunnyKnew]

Thanks so much for this! Peter it was a pleasure hearing you and the class’s points and testing tips! I really enjoyed this game study session! I knew most of the answers and understood the concepts. I’ll be taking my exam tomorrow at 8A prompt. Houston, TX 🎉

[@insuranceexamqueen]

Sending you all the love and vibes! You got this!

[@SunnyKnew]

I PASSED! 🙌🏾🥳

[@SunnyKnew]

@@insuranceexamqueen thanks 🤗

[@liapatrice876]

I take mine in Houston Monday!

[@SunnyKnew]

@@liapatrice876 Heyy it’s late but sending you great energy and much success on your journey! 🌞

[@sweetnesisbeast]

What text is he referring to throughout the video. Do states have books on this?

[@insuranceexamqueen]

A state approved course is the text he means

[@sweetnesisbeast]

@@insuranceexamqueen thank you!

[@katelindubar2532]

Is there a video on Cancellable, noncancellable,optionally renewable, etc?

[@insuranceexamqueen]

kzbin.info/www/bejne/l3qcY3loZsaegJosi=bs65CR3tpI54pIKT

[@katelindubar2532]

@@insuranceexamqueen thank you 😊

[@vikavenger8758]

Who knows what is the breakdown in Texas for Life and Health Exam? In percentages for each topic area asked

[@vikavenger8758]

I can’t find it anywhere

[@insuranceexamqueen]

"Completing the Application, Underwriting, and Delivering the Life Policy 9% Types of Life Policies 12% Life Policy Riders, Provisions, Options, and Exclusions 12% Retirement and Other Insurance Concepts 6% Field Underwriting Procedures 6% Types of Health Policies 12% Health Policy Provisions, Clauses, and Riders 11% Social Insurance 5% Other Health Insurance Concepts 4% State Law: Texas Statutes and Rules Common to Life and Health Insurance 11% Texas Statutes and Rules Pertinent to Life Insurance Only 5% Texas Statutes and Rules Pertinent to Accident and Health Insurance Only 5% Texas Statutes and Rules Pertinent to Health Maintenance Organizations (HMOs) 2%"

[@vikavenger8758]

@@insuranceexamqueen thank you soooo much!!!❤️

[@awgirl04]

Hey I been watching been your videos for a couple days I took my test on today I almost pass with a 70 but I got a 62 I need your help with general lines- life, accident and health and I didn't know it was second portion of the test I thought it was 110 when it was really 35 more question on top of the 110 and I do have xcel prep course so can you please help

[@insuranceexamqueen]

Go here to view my recommendations for your state exam www.insuranceexamqueen.com/lh-state-recommendations

[@liapatrice876]

Can you tell me what to focus on? My exam is Monday! I’m taking life and health in Texas!

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Completing the app and field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access. The Sliver Life and Health Series will cover a simple review of the most tested topics across all states. The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well. Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. . You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@chiemeliechidebe9165]

How do I buy only the health insurance bundle

[@elastichusky2977]

Enjoyed watching this!!! Had some giggles to myself while watching , loved the teacher!!

[@tiffanyclark7065]

When is the next game

[@insuranceexamqueen]

I'll let Peter know this is being requested :)

[@lilythervil402]

Miami❤

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@shannonjustice7395]

Is this part two?

[@insuranceexamqueen]

You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule

[@jgee9283]

and by the way i READ out loud and if i read out loud i believe the questions would be more understandable. if only each facility lets us do that lol.. =(

[@jgee9283]

"SpeakEasys"!

[@aliciaking6755]

Hi Melissa, How can I contact you through email.

[@insuranceexamqueen]

[e-mail]