Living On $55K A Year In Los Angeles | Millennial Money

[@CNBCMakeIt]

What’s your budget breakdown? Share your story with us for a chance to be featured in a future installment. cnb.cx/32TYZ2K

[@socku5850]

You should a video on living on 20,000 a year

[@MichaelTPDPetersen]

I live for about 11k a year :=) (about 900$ a month from the state, as a danish studens (SU+free school)

[@driftingraven1]

Can y'all not find poor people or are you just scared of them?

[@tedphillips2501]

She did what most people do not do : She lives below her means.

[@Banor]

@@tedphillips2501 and had her parents pay her debt

[@oscarc.1656]

" i wasted a lot of money trying to become american" That hit deep

[@Sawzall2552]

She religiously drinks offbrand Diet Coke. She didn’t stop. She is American😂

[@FortyTwoAnswerToEverything]

It's really not worth it anymore. Best to move to a more progressive country that has their shit together like health care & better standards of living, even if you pay more in taxes, it's all taken care of. US has become the country where only the rich can live worry-free and Trump benefits them financially.

[@Mister_Soyuz_on_YT]

What? That is something a follower would say after realizing she has been going with the crowd and not what SHE truly desires.

[@Doors067]

shes not though

[@khailils446]

@@Sawzall2552 That's not normal at all, even for us odd Americans

[@infini.tesimo]

I wonder when she lost her accent because she totally sounds American now.

[@JohnLee-fr6pi]

2:55 "debt free lahf" And being heavy on the ahr's. It's barely noticeable but she still has an accent.

[@rav_666_]

She probably works hard to sound American because she even said it herself that she really wants to be American. Bummer because Aussies have cute accents

[@jacquelinele9170]

True she almost sounds like a valley girl... Then again she did come here bc of the Kardashians lol

[@namyongkim6490]

It is easy for her since Austrail is also using English.

[@illiniwu]

She pronounces Angeles as Angel-lees instead of Angel-less. The only quirk I picked up in before she said she is Australian! Hard to take the Aussie out of the girl though, I spotted Vegemite in her cabinet.

[@christina2071]

$55K for a 22 year old is actually pretty amazing edit: jesus y'all STOP claiming otherwise, the average salary for 22 year olds is 27K according to Bureau of Labor Statistics, she is doing just fine.

[@kylexlittle]

No its not.

[@ncinaah]

lol

[@jacobhellman9181]

@@kylexlittle how much is good for a 22 year old then?

[@kylexlittle]

@@jacobhellman9181 For me personally or just in general? You have to remember this girl lives in the MOST expensive real estate area in the United States 55k is like minimum wage in Los Angeles.

[@Enrique-peralta]

@@kylexlittle 4125 a month with a roommate shes not trying to retire ita great she can save like 10 grand a year easy.

[@LennonTheBunny]

Sorry but if she’s 22, she’s not a millennial. Shes GEN Z!

[@ArdillaINC]

Not that is a big deal but yeah she missed the millennial train by a year

[@DreAnimates]

@@ArdillaINC *2 years

[@gabrielaortiz8046]

@@DreAnimates 1

[@theworldisimmense]

@@ArdillaINC so what year do you have to be born to be a millennial? I was born in 1993

[@SD-in2mv]

@@theworldisimmense 1995 tends to be the cutoff year in most places I’ve seen. So you’re a Millenial.

[@carmelosview]

Keep drinking those 12 packs a day and you won’t have to worry about needing a 401k

[@tonifabian4900]

:o

[@thebbiddim882]

WTF is wrong with her. That's crazy.

[@zephaniahhenry5258]

I Respect those rhymes dawg

[@ye23.]

Lmaooooo

[@pragmaticamente4734]

Millennials.. She's will probably sue the diet soda's company

[@d3r3kyasmar]

I am waiting for Americans to say, “You stole an American job.” But i dont think i will read those comments since she is white english speaking. Americans has double standards when it comes to immigrants.

[@tylerjenk73]

d3r3kyasmar PREEEEEEEREACH

@@blurrytaylor whats the difference for you? it's less job anyway.

[@TruthfulAndHumble]

d3r3kyasmar Exactly man!

[@gracey335]

blurrytaylor what jobs exactly? Working in farms for less than minimum wage?

[@S2Tubes]

She speaks perfect English, and is easily understandable. She has similar values to Americans. She got a visa, a green card, and pays her taxes. Compare that to someone that either doesn't speak English, or if they do, you can barely understand them, has a separate culture, comes illegally, or overstays illegally, and is undocumented, and doesn't pay taxes. I can't possibly imagine why people would prefer one over the other?!

[@investingwithwilliamtherob2834]

Weddings do not need to be expensive. People choose to have a costly wedding.

[@theinquisitor18]

I'm just going to the Local Court House!

[@theinquisitor18]

@Just another Bird, and even though it was a day to be long remembered is the arguments and the risk of bankruptcy really worth it?

[@RickY-gp8gf]

We decided on a house instead of a big wedding. Best decision ever!

[@BradThePitts]

Typically, the more expensive the wedding, the more likely the couple will wind up divorced!

[@Shaun-Vargas]

but if you have a wedding with a non-american it's very expensive because you have a lot of paperwork and lawyers fees I know from personal experience.. but this woman is only preaching at poor people telling us all that we waste all our money

[@technojunkie123]

Omg finally a refreshing story about a young millennial managing their money successfully. Even with the added burdens of immigration fees she's killing it, and even more impressive since she's doing it in an expensive place like LA. Props to her!

[@nofood1]

Her parents paid for her college, would've been more realistic to make a video about someone making $55k and paying school debt..

[@elisabethreichstamm3840]

Apparently she's not considered millenial anymore since she's probably born 1996 or 1997 the next generation is called Gen Z

[@kayla7777pop]

technojunkie123 well she does make 55k a year...

[@xeetrix2869]

Satania Gidney do good in school and get some scholarships.......

[@sarahsimons4581]

@@xeetrix2869 You do realize that good grades are not always enough. I have a 4.0 GPA and am the president of two organizations. The cost of college is astronomical and there are far more students who need scholarships then there are scholarships. I'm luck to get 1-2 scholarships each year and that doesn't even cover a fraction of what I have to pay. Life isn't a fairytale where hard work and good grades directly correlates to scholarships and honestly it is naive to think so.

[@Kuziai]

55K as 22 year old? she is living a dream!

[@campkira]

@OG Buck #Hankblock And then you live in LA.... You think inexperience accountant would get to keep their job before the end of the year... Most of them make mistake and get fire so soon... Or worst getting trouble with IRS... It a hazard pay not living wage...

[@Xyz99899]

55k in LA is crap.

[@BrandonRamirezJ]

that’s below average for a college graduate

[@warriorfoe]

@OG Buck #Hankblock I'm in the low 50s starting in public accounting. But I also live in a lower cost of living area. Are you in accounting yourself?

[@warriorfoe]

@OG Buck #Hankblock regional small firm. I hear b4 pays in the mid 50s in my area. I actually don't start until June, but I have the offer. It will be a good experience I think.

[@bossbabeblue8942]

There’s no way drinking 12 cans of soda a day won’t have any negative health effects in the long run. Please switch to lemon water. 🍋

[@paprika8d9]

It’s probably more of a caffeine addition than anything.. having coffee with just cream no sugar would be better.. while still weaning off..

[@Jacob-ou5ks]

Lemon water is so good! I always drink nestlé lemon water.

[@FoodRecipes108]

Excess of everything is bad

[@chicnoir29]

lemon water will destroy her teeth.

[@ambakaur3436]

Or sparkling water

[@tjentiji6022]

TurboTax really getting crafty with the advertisements.

[@imjoshuajohnson]

Not really because she said it didn't work for her

[@zusiphesikayi2390]

I'm shocked she didn't mention Robinhood cause they too have been getting a lot of publicity from this show.

[@kocoaberry7041]

Everybody is a conspiracy theorist.

[@samlee6152]

$730 in savings per month on a $55k salary. Smart finances right there!

[@P0k3D0nd3M4cG]

Not really. She lives with a roommate. Anyone with that salary AND a roommate should save about that a month

[@Julian-zc9vm]

@@P0k3D0nd3M4cG it's still smart finances and is much better than what the average American on that salary saves.

[@SteffiTheStephanie]

especially considering all of her immigration related fees, I think that's good

[@candy2325]

P0k3D0nd3M4cG and that’s exactly what she’s doing lol

[@wavygoods877]

Don't forget she also invests 8% into her 401k :)

[@soundstudio1010]

It's not the money that the diet coke costs, it's the health issue that it might cause overtime. I am surprised that she is still in good shape considered to drink excessive amounts of it. If she switches over to sparkling water then it will help. Especially if she gets her own sparkling water making machine. - health problems solved + financially better !

[@Bremith103]

Rip her teeth

[@agaplife3764]

The double chin has joined the chat.

[@agaplife3764]

She's doing great for her age and I'm happy she's found herself on the other side of the world.

[@kylerobinson8913]

Her bones are dissolving as we speak. How can any person who sits around all day and drinks a 12 pack of cola daily be healthy? She looks very unhealthy to me anyway. Dude should hold off on the wedding, She will fall apart before 30!

[@bigpoppa4094]

doesnt Australia have the highest number of sun cancer cases on earth? plus she lives in LA where it is nearly always sunny and warm 300 days a year, but yet she is pale

[@kindlycooking96]

I would love to see one of these with someone who has student loan debt (70k +) while living in a major city & working an entry level job Sincerely, Someone with crippling student loan debt who'd like to see how people manage it

[@christiandamore4284]

*RIP*

[@kurenomoto6152]

Same here :) even worse in a small town where theres not many jobs, hope I get one after I graduate this december

[@alexoden4616]

You just act like it dosent exists.

[@adeelkhan2335]

I started with $70K debt. Worked two jobs 7 days a week and now I got only 20K left to pay. I also bought a property during this time. Its doable.

[@soccerboy1996]

Maybe...don’t go to a college where you have to incur more than 20-30k of debt. College is an investment but if you invest too much you might not get your money back

[@yasinm.3162]

That's a lot of soda... but other than that, she's pretty smart with her money.

[@user-td7xf3gz4l]

The 17k car seems a bit steep...

[@OkaylKate]

@@user-td7xf3gz4l well, I don't know much about cars, but if it's a good car that's gonna serve her for a long time and it's not overpriced then why not

[@hbarudi]

As long as you are able to be debt free you are already doing good.

[@AyaneSensei]

She's an older Gen Z, not a Millennial!

[@stanXXVI]

When youre doing a good job to hide that youre an aussie then you say los angeleeees and pull your oreos out of the freezer 😂😂😂

[@MegumiHayashida]

First time I see it ahha didn't know it was a typical aussie thing

[@stanXXVI]

I dont know if it’s an aussie thing, just nobody in the U.S. typically puts oreos in the fridge no less the freezer, lol.

[@kylelee3277]

😂😂😂😂

[@lisamartin3734]

When she pronounced Los Angeles wrong in knew she was a foreigner. Dead give away !!!!

[@smileychess]

My American mom always puts snacks like that in the freezer.

[@frankiel3767]

Me: "Wow, she sounds American" Her: ".. Aspired to live in Los Angeleeze" There it is.

[@superclaireify]

murrican here. literally i have never heard anyone in pronounce it the way she does

[@Y_Canada]

She's very smart and quite successful, especially for her age.

[@kevinambrocio6825]

Yana S Im 22 and make 55k salary and another 20k with bonuses working a store manager at a dollar tree In Denver Colorado. It comfortable but lower rent would be nice. I pay $1,650 in rent

[@JN-ox2yd]

"From Australia ... came to live in LA because of the Kardashians" ... No combination of this statement can possibly end well for her

[@travismccutchan3144]

How about, “From LA, came to live in Australia because of the Kardashians”

[@desmond2640]

@@travismccutchan3144 LOL, good one

[@guadalajara1998]

Well she seems pretty responsible with her money

[@d3r3kyasmar]

She is an immigrant. But I think she is not the kind of immigrant that other americans will look down into. Because she is white and speaks english.

[@okthennone]

d3r3kyasmar it’s “illegal” which is the problem. She is following the law and doing what she needs to...that’s the difference.

[@icenovaa]

Yeah cuz she's doing it legally unlike mexicans crossing illegally thru the caravan or some shid

[@Bullish_Lauren]

It’s not because of her race. It’s because she did it legally. We don’t want illegal immigrants

[@d3r3kyasmar]

Vlogasaurus i am a legal immigrant here in the US. But I am not white and i speak with an accent even though I speak english fluently. Yet US born US citizens look down on me and they think they are superior than me. But i dont think they will treat me like that if i am white.

[@SL-vw7ix]

I got treated like shit when I first came here. I got into a fight in my 2nd day of school. But I get what you’re saying she’s a Anglo-Aussie and barely has accent

[@nathanschmick9681]

Well she better live fast because you ain't making it to old age drinking that much soda, diet or not...

[@armitylekhona585]

Diet coke is healthy and good for human growth its been proven by scientists

[@MikuHatsune12]

@@armitylekhona585 haha good one

[@jerome0929]

$55k a year at 22 is really good, I make $53k and im in my late 20s. I think I was making like $20k at 22. I also live in California and rent is definitely my biggest liability.

[@miguelabrego1079]

55k isn't that good for California. I make that much in Kentucky at 25 and still feel like I'm not making enough

[@ninja_tony]

Miguel Abrego 55k is plenty for a single person to live on anywhere in the country. Yes it goes farther in places like the south (I live in Tennessee), but even in LA, you still have close to 2k a month left after rent is paid. If all your other bills go over that amount, you're living above your means.

[@rickyortiz4211]

@@miguelabrego1079 55k is alot in NC lol

[@kurenomoto6152]

Did you go to school?

[@jerome0929]

@Christie Jensen You're right, Spending is as important as income, the main thing is cash flow. Funny how my comment is 1 year old and so much has changed, Now I make close to 80k. While I don't have to worry about rent or Bills, still feels like is not enough at times, mainly because I try to invest all my extra income

[@everyoneknowsbest]

woah; i'm a kiwi that's lived here over 7 years and my accent is 99% in tact.. never heard an aussie sound this american this fast

[@carlalexander2]

What age did you come over though? She likely came over at 17/18 yo

[@Newyorklover7]

I sound American and i have only lived in America for 1 year plus a few cross country tourist trips.Some people have it easier to absorb the accent.I take it she imitates the Kardashians lol

[@carlalexander2]

@@Newyorklover7 how old are you?

[@Newyorklover7]

@@carlalexander2 Im 30,I lived there when i was 23/24.

[@fizzzzaa1]

Look up Brody Dalle... She's taken it to a whole new level

[@jjunit207]

Weddings are really expensive? Are you kidding me.. there is a Taco Bell in Las Vegas that does weddings. Come on now.

[@vicl8500]

AHAHAHA

[@afrojack9901]

Weddings aren’t expensive unless you make them expensive

[@RobynStephens]

Even then photographers charge $1000-4000+. If you want videographer that's something else. Still have to pay for food for your guests even if it's just Taco Bell. Cake. Drinks. Dress. Shoes. Ring. Makeup. Hair. Gifts for your guests/parents/etc. It will add up. I know because I'm planning my wedding rn 😂

[@kcunlimitedeats]

@@RobynStephens No.....no you don't have to do any of this stuff. I am serious. The only thing good in the end is the pictures.

[@mariasantanasantana262]

Well she does work in film... I’m sure she’ll be able to film her own wedding... LOL

[@infini.tesimo]

This is a first I've seen of anyone actually living within their means finally with these interviews, debt free, and in one of the most expensive places to live in the United States. That now makes me think if it's possible to live there only under the conditions of with roommates because otherwise, I'll stick with Texas and being able to by $200k houses that have 5 bed, 3 bathrooms with texas square feet room everywhere you go. Maybe as a digital nomad only..

[@EZTechClass]

I think the $200K house is difficult to find in Austin or Dallas Fort Worth area, maybe in Houston?

[@UnsaltedCashew38]

Houston is more expensive than Toronto (Canada), Austin and Dallas ------ what are you talking about - 200k 5 bedroom house? where?? in the desert?

[@sarahfiore2167]

Please don’t move here. Please. The rent is too high, people coming here from other states thinking they can make it just make it worse 😭

[@UnsaltedCashew38]

@joseph L2 I went on indeed.com and searched for a few generic jobs like Business Analyst and there are barely any in San Antonio. Is the population really rural / small town like?

[@UnsaltedCashew38]

@Lei23 Less than 10 years ago a house that useto cost $400k in Toronto, Canada is now over $1M! A 200k condo is now $500k+ When people think of immigrating to Canada they think of Toronto, more than 80% of all immigrants land here first. The residents that live here are getting priced out of their own city. Living with your parents 30+ is the norm here....I want to move to somewhere cheaper in the US.

[@ariffnordin4481]

Graham Stephen what's your reaction?

[@abefma1358]

my thoughts exactly! It wasn't as good to watch without his commentary.

[@cameronsuorsa1725]

Same!

[@TinaLeder]

Yes! Haha

[@keithsalazar7332]

Same.......

[@DAMastAGamA]

Haha this channel is getting major views from Graham😁

[@smileychess]

I started out by judging her statement that the Kardashians inspired her to come to LA (which is the most idiotic string of words I can think of). But she turned out to be just about the most fiscally responsible and decent person that this video series has showcased. Well done girl.

[@emilyau8023]

Dang, okay I'll keep watching too cause that line also made me cringe.

[@smileychess]

@@emilyau8023 - Did you regret watching to the end?

[@thisistotallyfine]

Do you really need all these lawyer fees to apply for a US visa? I applied mine by filling a form and that's it.

[@jw7665]

No, but some people don't want to put in the effort so they hire a lawyer.

[@IvanGoldBit]

@@jw7665 that's what money is for making your life easier.

[@TheAlchemist1089]

It's easy if you are already from a first world country.

[@louisgomez2090]

She probably also meant a Hb1 visa which is a completely different beast than a normal tourist visa

[@swicheroo1]

You applied for a visiting visa, I assume. There are scores of different visas. She is probably doing a few types: 1) Professional development after college which gives her two years 2) Sponsored visa 3) Greencard by company 4) Greencard by marriage, possibly later down the line.

[@nitrous07me]

What she didn’t count on was kidney stones next year from all that “diet soda”

[@karenmullins7107]

nitrous07me cancer more likely

[@bharathidevi3667]

@@karenmullins7107 what? Really???

[@karenmullins7107]

BHARATHI DEVI ummm yes. Causes cancer in lab rats within a few weeks. The chemicals in the “diet” chemicals do not detoxify out of the body- they live in the fat cells, forever. Causes major problems in neurological system, eroded the intestines... I could go on and on. It’s poison. There are whole organizations trying to put a stop to all the diet compounds. Simple google searches. Educate yourself and save yourself!

[@bharathidevi3667]

@@karenmullins7107 thanks

[@ilseleal911]

only 22 and making 55k, financially independent and debt-free, living in LA, the girl is living her best life!

[@TonicNeonBlue]

No one: Literally no one at all: “Takes Oreos out of the freezer”

[@KT12346]

Kwilix that’s so true

[@ye23.]

She talks about buying american food and pulls out oreos (as if there aren’t oreos in Australia) 🙄

[@ImNotADeeJay]

Here in Spain they were selling an Oreo pie meant to be frozen, maybe is that

[@gottfriedj1647]

Hahaha you guys are killing it

[@masterdriveroftoyotazupr4164]

How to Make it in L.A. as a millennial on $55k/year. *Be born outside of America*

[@roastedpotato5514]

what do you mean?

[@Newyorklover7]

An american wouldn't have the legal fees for immigration..but i doubt she doesn't get money from her parents when she needs to.

[@tiffanyroth1066]

You forgot she has parents w financial means to help give her a debt-free (no school loans) life

[@ye23.]

Have rich aussie parents who’ll pay off ur college

[@Diana8Matienzo]

It makes me so happy seeing someone spending money responsibly for once! ❤

[@robertcarbajal4913]

“Los Angeleeeez” ooooh yeah transplant

[@Julie-qr9ow]

She literally says shes Australian

[@paillette2010]

Julie not everyone seems to listen for comprehension

[@ye23.]

The fake american accent is cringeworthy. Im from Aus so I know shes forcing it lol

[@devinngeorge]

@@Julie-qr9ow why fake the accent

[@Julie-qr9ow]

@@devinngeorge Cuz she has some weird obsession with america

[@elizavillatoro6063]

I love this story. I used to spend a lot of money buying shoes, clothing and accessories, but after reading the Total Money Makeover by Dave Ramsey and the Millionaire Next Door, I am very meticulous to where my money goes and try to save as much as possible. I don't go to restaurants as often as I used to do it before. Today, I feel more comfortable with my life, and feel confident about a good future coming ahead.

[@edwardsmith8932]

I’m glad I did not hear “My parents give me $$$ for weekly allowance”. She did it by herself. Brava

[@UnknownUnknown-tu3be]

Ummm her parents paid for her college 🤣.

[@edwardsmith8932]

Unknown Unknown referring more to her life as an adult but I hear yah

[@Newyorklover7]

@@edwardsmith8932 I highly doubt that she doesnt get some extra from her parents if she needs it.

[@joeboi8284]

Major props to her, someone who has goals and ambitions trying to live the dream.

[@gvi341984]

Let me get this straight; she left a country with proper healthcare for a state that has income taxes but no healthcare.

[@Kimi_Adventures]

gvi341984 & drinks 12 cans of diet soda she isn’t the sharpest tool

[@briandaniels8880]

gvi341984_ She paid about double the income taxes in Australia that she pays here. And if her job provides healthcare she's saving money.

[@Dis_is_fine]

@@briandaniels8880 not really, Australian taxes are only slightly higher

[@briandaniels8880]

@@Dis_is_fine _Are you sure about that wasn't it 37% in 2018?

[@Dis_is_fine]

Brian Daniels yeah if you are making more than half a million as a single filer or $612k as a joint filer. Which is about the same in the US, just so you know. Her tax bracket in Australia would be 22% with the first $18k she makes tax free. In the US is also 22% but without the first $18k exemption so she actually pays more in taxes in the US

[@elrpeters]

I assume she doesn't drive much? Gas is expensive.

[@jalenad11]

She probably works mostly from home

[@AskMiko]

Also depends on her distance to work and social activities. I live near work, drive daily and luckily only fill up every 2 weeks. I'm sure she walks to shops nearby... not the American mindset to drive to something a block away, etc.

[@gottfriedj1647]

Right, electric car charging with home solar panels

[@MrOfficer235]

This young Lady is doing better than probably 50% of Americans. Good for her. Well done. Stay debt free.

[@polandadam98]

I think that diet soda will lead to more expenses in the future, like more dentist visit and potential doctor/hospital visits.

[@Angelo-vk8wp]

Definitely

[@F4rSeer]

At 22 i was at 43k living in LA. She is a perfect example of what to do financially. Love her story.

[@BabyBearRudy]

Always love seeing fellow Longhorns 🤘🏼

[@deathblade909]

How about show someone actually living in LA from the states, that closer resonates with parents not paying their school.

[@carlosorellana7184]

Ricardo Chavez what she spends on lawyer fee’s and travel is about as much as the annual cost of attending a cal state.

[@newworld3844]

Carlos Orellana idk what school you go to. State school in Cali is WAY more expensive

[@ShadowStriker]

Sounds like that hits close to home

[@morningsunshine0216]

Carlos Orellana that is so wrong on so many levels University is much more expensive and most students take out loans. Meaning it grows bigger and bigger overtime bc of interest

[@mguanipa2]

This just shows that immigrants from other nations who move hear do become very successful because they aren't stuck with the financial burdens that America gives to their youth

[@johnjay7255]

She is and will continue doing well. Great job on your financial situation

[@bernardohernandez2620]

I don’t understand how people afford to live in Los Ángeles. It seems like the people who earn less than 100K have such a low quality of life. The city is so overpriced considering how dirty it is.

[@thatonekidisback9223]

Skid row is cheap

[@whodis715]

Hollywood inflation

[@cx3929]

She is the kind of legal immigrant that actually contributes to the country!

[@ninja_tony]

C X the majority do, despite what irrational racists believe.

[@whodis715]

Ninja Tony he said Legal Not illegal living off government aid Legal. As in went through a process to obtain citizenship

[@ninja_tony]

Devon Montoya illegal immigrants can't receive government aid in the first place, and don't try to argue otherwise, because it's been disproven so many times. But the vast majority of immigrants - legal AND illegal - are here to work and to provide for their families. They aren't here for a free ride from the government, and that's something most bigoted assholes will never understand. This is a country that was literally built on immigration, but these days, people want to shut everything off and keep things closed, which will only hurt the economy of our nation, and of your community. ALL IMMIGRATION is a good thing economically, regardless of how or why they got here.

[@shubhamsahu4722]

Okay okay...where is your Australian accent???

[@CrustofCreation]

Real talk, Aussies are great at faking an American accent.

[@shannenthemartinist7020]

Fabuloso its true...

[@Demiurge66]

In Australia

[@SomeRandomHobo44]

@@CrustofCreation that moment tho in the beginning when she says "los angeleees" instead of "los angeles"

[@HunkMine]

I highly doubt her car fees are just 70 a month

[@notion1182]

4:23 WHY ARE THE OREOS IN THE FREEZER lmao

[@Mvubo]

Oh what I'd give to have known about the FIRE movement when I was 22. I'm 42 now with lots of mistakes under my belt.

[@zeitgeistx5239]

Wait, so she adopted an American accent?

[@almondgarfield]

Some people are just more attuned and likely to pick up accents of those around them. While others stick to thier home accent forever.

[@DarrynJones]

It's not just the accent, she uses their words like "soda" and "college". This woman isn't an Aussie, no matter how many prop Vegemite jars they place in the shot!

[@CattyMcMeow]

Some people can't help it. When I had a British exchange student come in high school years back, she and I became good friends, and after a while of hanging out with her, I would inadvertently adopt and English accent. It took a lot of effort to not do it around her. It's weird.

[@sabrinatatalias4277]

With her 100% on FIRE and living a debt free lifestyle!

[@jensenteunlol]

I could also live debt free if my parents paid for my education...

[@Rsmith420]

Right, makes the rest of the video laughable

[@organicoregano]

Simple play sports or get good grades, that's how you get college for free or next to nothing.

[@MiamiPush2theLimit]

Organic Oregano bullshit.

[@Joshuathomas7778]

Or, you know, pay for it as you go. It can be done. I just did it. Graduated with $5k in loans because I didn’t save in high school and it took me a few months to line up enough work, but after that it was all good. Debt free 2 months after I graduated.

[@ozstyl]

LOLLLLL

[@LaceFX]

At 22 i made $10 an hour at a fashion company on 5th ave NYC. And i was double taxed because i lived in NJ. AND i still have student loans.

[@eliseerickson5994]

Good for her! Pursuing her dreams and saving up! I just hope she's saving up for the inevitable future doctors appointments from all that soda.

[@FoodRecipes108]

Lmao

[@ezekielgates1558]

You obviously jealous. That reeks through the computer screen

[@julieusername]

I love this series !!! Please make more

[@amandawalker1196]

Kudos to her for doing really well, especially at age 22 and living in LA. Her future bright!

[@McBenji07]

Hi Madeline! I married an American citizen 2 years ago and didn’t need to pay a lawyer to apply for a green card. Just follow all the instructions from USCIS, use google or people around you as resources and you will be fine. No need to spend money on a lawyer! It takes a while to get the green card and you have to submit lots of documents, but it is not a difficult process.

[@Wanderlust]

That diet tho

[@jasmineali5699]

Shes very lucky to have parents pay for her tuition.

[@MsRae-ev9hs]

VERY intelligent young lady.. .Respect!!!

[@brendanode]

This is the first one of these that I've seen that hasn't made me irrationally angry

[@b4dtv717]

Brendan Oudekerk this made me giggle.

[@ye23.]

Her fake accent made me irrationally angry

[@casioamplifier]

3:00-3:06 “my parents paid for my college”. Isn’t that just plain awesome? Lmao

[@stovehanes]

The math in these videos never make any sense. She’s 22-I graduated May 2018 at 22, so let’s assume she graduated one year ago. Her car payment is $70. With no cash down and ASSUMING NO INTEREST, a standard 60 mo payment on a $17k car is $283. Well over $300 with interest, unless she put like $13k down on the vehicle. She also paid $9k in visa/travel fees over a year. If she did put the $13k down and paid the other $9k out of pocket, she’s looking at $22k. Not sure if savings includes 401k. If her tax rate is in the low 20s, it’s feasible, but I double it given how much she paid in taxes for her freelancing business. Assuming 401k is separate from savings, it would take 2.5yrs to save enough to achieve that low car payment and pay all visa and travel fees. Just the $9k would take a year to save at $730/mo.

[@albs1237]

"If it weren't for the Kardashians I don't think I would've aspired to live in Los Angeles." .. What a joke.

[@jessicak88]

albs 123 yep lol

[@lauradogg534]

I mean... yeah. But I do know a German woman who aspired to move to Miami because of Miami Vice.

[@buffycatnip]

aren't the kardashians from calabasas?

[@josh_bou]

About $2450 for a 2 bedroom is disgusting.

[@chroylikesfish]

Living in Southern California is nothing but a huge rip off. You pay soooo much for so little

[@ShaneyHwang]

LA isn’t even that bad. In NYC $2450 gets you a small studio or a 1 bedroom in less popular locations. 😭😭

[@elledesperado721]

I pay $2250 for a tiny studio in the Bay Area. What I would give to pay that little for a two bedroom

[@senorpepper3405]

my house payment in st louis county, mo is 502 with escrow

[@ninja_tony]

señor pepper yeah but you get what you pay for. There's nothing wrong with living in MO. But for someone willing and able to pay the added cost of a city like LA or New York, there is a lot of advantages of being in a major metropolis.

[@Rallosz]

I had to pause the video when she pulled her Oreos out of the FREEZER. Who does that?

[@luist.121]

Andre Vo because in Australia Oreos melt if left outside

[@Ilovepineapple]

Luis T. lol no they don’t, where did you hear that? Australian weather is lot like Texas.

[@chhe5433]

Kick ass! A young adult who has their act together, wish I had it so down when I was her age. Good for her!

[@chroylikesfish]

I lost respect for her the moment i heard "If it wasnt for the Kardashian's"

[@mannymonas]

And I respected you when I saw this common

[@darrenpinto902]

I lost respect when I saw Oreos in the freezer.

[@crissoa]

I mean, she graduated college a year early and makes 55k/year at 22 years old. I wouldn't give up on her just yet 😁

[@danl2213]

Parents must be rich. International tuition at ut austen ain't cheap. My guess would be 150k for three years

[@zeitgeistx5239]

And immigrating legally to the US is pretty hard. She lacks the qualifications as a new head to be eligible for a green card and no one outside of IT sponsors anyone. Though you could buy a house for $500,000 and buy a green card.

[@AskMiko]

Her parents don't have to be rich to send her to college outside Australia. They obviously taught her to manage money well and they likely had a college fund for her. She mentioned she always wanted to attend college in the U.S. so her parents likely kept this in mind. Also considering she still has visa status, she may have easily obtained U.S. residency status (you need this for the visa) and in college can convert to paying in-state fees vs. international fees (due to residency; not citizenship).

[@AskMiko]

@@zeitgeistx5239 Her sponsorship is harder because she's already here. Also, if her company is helping her, they may reimburse after-the-fact to ensure the legalities are in order. I'm seeing this more and more nowadays. She went after it on her own (something she can write off on her taxes) so that it isn't contingent on the existing employer's funds. Glad the video showed the other side of immigration. The costs to come to the U.S. often more than filling out a form (as shown in TV shows and movies).

[@swicheroo1]

@@AskMiko You cannot "convert" your international student status to that of a resident once you have matriculated. I have worked as a professor for half of my life and I deal with a huge amount of foreign nationals. My wife is one, herself. Once you enter with the status of International Student, you're stuck.

[@Tottenhamie]

She’s probably on an E-2 visa.

[@ألفومية-ح5ك]

Americans make so much money. Here in my country (Lebanon) the average salary is only 12K/year

[@angienew8499]

But the problem is the living standards there is high such that at the end of the day it doesn't seem like they earn a lot of money.

[@OneCheezyPizza]

They make more because everything costs more lol

[@GabrielGonzalez-kb5by]

Cost of living is higher. But the opportunity to better job and cheaper technology is ridiculous in the US. Trying buying a iPhone, TV, or new car in other countries.

[@ألفومية-ح5ك]

@@GabrielGonzalez-kb5by 100%.

[@samajlo4336]

@@OneCheezyPizza USA is the best.

[@iphoneusdsd]

Im addicted to these types of videos, so interesting^^

[@kcroeder]

She’s really smart. She is doing a great job saving

[@StannisBaratheonOTK]

She does well with saving and managing her expenses. $55k in LA is not easy. Her expenses also actually tie in to her after-tax income, unlike a lot of these where there's a huge gap of luxury spend they didn't want to disclose.

[@kambo527]

Something seems a bit off with the information in this video. First of all, we know that her annual salary is $55k/yr (actually $50k because the other $5k is as an independent contractor). We also know that she apparently contributes about $333/month to her 401K. If we plug these numbers into a paycheck calculator (taking into account the fact that she's a California resident) we find that her net pay after taxes and contributions should be about $1,456 bi-weekly. In other words, her monthly take-home pay is roughly $2,912 which is about $360 less than her monthly spending budget of $3,275 shown at 1:06. So unless her parents or some other person/people are supporting her spending habits it appears that the facts presented in this video are bogus. And on top of that she somehow has $15K sitting in a savings account and managed to spend $17K on a new car?? Now if her income is $55K AFTER taxes and contributions then the facts presented in this video are obviously more believable. But if that's actually the case then the title of this video is a bit misleading because salaries are usually presented in terms of gross pay before factoring in any taxes/contributions.

[@P0k3D0nd3M4cG]

Or she's not reporting her State and or Federal taxes correctly. We make the same and my monthly spending allowances (barring the two three check months in the year) is around $3203 with 2 allowances state and 1 allowance Fed. If she's really putting in that much into her 401k, her biweekly take-home would be ~$1268. One check would barely cover her portion of the rent, not including utilities. I don't see how she only spends ~$500 a month with a $17k car note, insurance (which should be around $150 minimum for full coverage for someone her age living in SoCal), and food and other fees like gas (which is ~$4 a gallon). I hate these videos because they don't give you the full picture and sell people false financial expectations

[@kambo527]

@@P0k3D0nd3M4cG Exactly, it just annoys me that people watch these videos and take everything at face value and don't bother doing some quick math to check for any red flags.

[@gabyszabo9615]

What an admirable person! She is wise with her money: tracks it, plans, saves up for things she wants and things she needs. I liked this video.

[@mli489]

This is so real! I appreciate this conversation and transparency. This is what living in LA or other cities is really like not like the movies or tv.

[@Aleci]

Really liked this video!!

[@kelvisyera1406]

4:25 DOES SHE RLY STORE HER OREOS IN THE FREEZER LMAO WTF

[@chelseagirl278]

they last longer :)

[@therewillbeguitar8078]

She is very competent at financial management. Good job mom and dad!

[@musa2775]

I guess if a 12-pack of diet cola is your vice and you're putting over $700/mo into savings, you're winning at life. I'm 13 years older than she is, earning 20k less per year, and have $25k in student debt. I'm equally envious of her early success as I am rooting for her. Go on, girl. Get that good life!

[@ciel222]

There are people with 2 kids who are not making $55k a year. She is doing well , she is saving , she is SMART .

[@umt6429]

Wow that's an amazing salary at 22...most bankers lawyers and consultants I know were in less than her at that age.

[@dillonkorman8599]

Then they probably had terrible jobs. 55k is not a lot

[@umt6429]

@@dillonkorman8599 nope consultants at big 4.

[@MarkPemble]

@@dillonkorman8599 If she was doing this job anywhere other than LA or NYC, she would be making half that.

[@dillonkorman8599]

@@MarkPemble we don't know enough of what she does. She had a degree from a good school and seems competent, so I don't think the salary decrease would be that dramatic

[@sherry4914]

A 22 year old lawyer wow. That’s 7 years total of school. Like they graduated at 15 lol

[@sades_travels1749]

Yep this young woman has her head in the right place.. kudos!

[@Hootyhoowoo]

She’s not a true millennial at 22 tho

[@ninja_tony]

Abigail Zevallos yes she is. Millennials are anyone between 22 and 37 in age. She's cutting it close, but she is indeed a millennial.

[@caligal1090]

Umm shes def a millenial, people often mistaken the age range for millenials but its from the 80s to 1999 i believe (idk what year it starts tho)

[@padraic5020]

@@caligal1090 1981-1996

[@mogotrevo]

Generation ranges aren't set in stone, everyone disagrees by a few years :/

[@pehash]

Thats a lot of life lived for a 22 already. I mean, living abroad, lawyers, etc. Pretty impressive.

[@jebbanks2533]

She’s killing it. She’s following a budget. I’m proud of her and how proactive she is in an expensive area, while also being an immigrant. I know how tough that is and how uncertain the distant future must feel for her

[@polley015761]

A lot of comments saying more people should be like her but most people cant get their parents to pay for college. It's hard to save when all your money goes to paying off loans

[@jonathanwoelfle3721]

Vegemite, Tim Tams, and Cadbury. Way to represent!! Lol

[@Moonless6491]

I'm a machinist only making 32k a year. It's sad that skilled trades are treated so badly.

[@chiragdivecha7656]

Hi I'm chirag I'm 22 years old and I live with my parents

[@nadriguez]

This was a great perspective.

[@XxhimynameiscynxX]

55k gross... Which in California terms is around 36k-40k 😢 fellow Southern Californian here

[@moondawg2005]

Yass honey after taxes, healthcare, and 401k you have to work a second job to survive in la.

[@Varaughe]

One thing impressed me, how mature this girl is. Her way of thinking.

[@902101999]

Varaughe Her way of thinking?? Drinking 12 cokes a day !! Lol

[@mguanipa2]

Cool. I'm 22 & I am litterally in the absolute opposite end of what u have. Super happy u r able to take advantage of the privelage & opportunities that you have & hope u keep succeeding because every millennial that becomes successful, a baby boomer gets a heart attack 💚

[@nghiemri]

She definitely makes me think highly of the millennial generation. I don’t think they’re all like her though. Love how brave she is to come live in a different country.