Money Morning Routine | Actual VS. Budget Spending

Money Morning Routine - September 19, 2024
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I added a lot to my $5 Challenge jar, and I made an announcement about what BBP I am using going into the new year!
I also wanted to note that it may seem like my morning routines take a long time or a lot of time. It doesn't. If I wasn't recording or explaining my steps, I only spend about five minutes a day on my finances!
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ABOUT ME
Kumiko Love empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.
She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.
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[@EE-in7su]

Thanks for the reminder that even people who are well-versed in something can still have goofs and weak moments. I always show my students when I mess something up, to remind them that 'perfect' is not the goal, but that's just in my small classroom; you doing it on this scale is really brave and inspiring. Haha, I ordered the small one BECAUSE I have tiny handwriting! Enjoy the full-size!

[@julieb6680]

Struggling? You have a budget. You have no debt, including no mortgage. You track expenses. I’m sure there’s more..in summary, I think you are killing it❤❤❤❤ Namaste…

[@ryaennicole]

Amen. She's real, honest and flexible. Total package. You go, girl! Your family is blessed to have you!

[@Elysia07]

Thank you for being vulnerable with us. We're all humans, doing our best to figure it out. You're doing great. Your honesty helps us feel like we're not so alone in this crazy world. Thank you.

[@lauras2139]

Thank you so much for showing that you are also just a human! 🙏🏻🙏🏻🙏🏻

[@mubz7899]

Please show us the close out process at month-end too❤

[@Aliciaishere]

Thank you, kumiko ❤ tracking expenses is my new year's resolution. I'll be starting in my first BBP 🎉 your videos are teaching me how ✨️

[@vanessahunter2124]

❤ Take it 1 day at a time, you can still wear your crown 👑 with all that you do and all the empowerment that you show. 🎉

[@nitaprice5332]

Thank you for your daily process. I know I have commented this in a past video, but your timing has been perfect. I have been on medical leave 2 months and I have learned something nearly every video. Ordered full size BBP workbook, will be buying more soon! Ready to start back to work. Blessed to work for a company that pays our STD premium. First time to ever use, it has been a lifesaver, but yes I have re-worked using tracker sheets more than once. 😂 But, no bills left behind.

[@ShelleyLockwood]

Been there many times... have four kiddos. It is a struggle. No guilt Mama... You are doing great!

[@tarjasovay]

Awww 🥰 hear your Mama! We’re all a work in progress. Thank you for the raw moments!

[@sherryriddle3754]

I like the full size too, I tend to write big too. So ready to receive my order and get started.

[@carolynmcfetridge3991]

Meal prep on the weekends...casseroles in the freezer and crockpot meals....baggies of fruits and veggies to take along for snacks.

[@traceydufault297]

Yes great planning my friend ì have 5 grown children now but yes snacks in bag ready to go crockpot for sure it's your best friend ❤

[@amymuy6677]

My son has only been playing baseball for 2 seasons now, with practice and games 3-4 nights a week and not getting home until close to 10 pm, and the activities of our other children its safe to say we over slow cooker meals, and pizza, never ever in my wildest dreams would I have thought I would ever say that! Thank you for sharing (comments section too)

[@TracyOwen-y9t]

Thank you 😊

[@tinamiller6269]

I think I’ll get the cover and use it beginning of the year then switch back to the original for spring summer and back to the dark for fall 😂😂 🥰

[@hannahakerson5882]

Will you guys come out with a digital version of the new bbpwb?

[@thebudgetmom]

October 16th

[@MichiganLovers]

It’s real life. What is it that you tell us? Give yourself grace. Oh no! Now I’m worried because I kind of write big too and liked the space from the bigger full size that I used for this past year. 😅

[@nurseallie]

So glad I ordered the big size because I write big also😂

[@carolslavens5565]

I thought about going smaller this time, but I also write big, so I'm glad I stuck to the bigger size!

[@debbieweibley3899]

I'm trying to get back into tracking my budget. I fell off the wagon with that. I need to get better because I'm getting married in January.

[@bubbles__61104]

Ok i understand takeing the 5 out at the end of the month but why do you do it everyday what if you need that for that category lets say 3 weeks in

[@thebudgetmom]

It's a challenge for me to save dollars I would have otherwise spent

[@stephaniealex1852]

Can you make a few meals when you can and then its ready

[@bellsj69]

What do you do with your coins? When you use cash you always round up I would really like to know where your coins go.

[@sheenawhalen8173]

From her past lessons, I've noticed she always puts change in a coin jar.

[@elsasrecipebook4539]

❤❤

[@jenniesgenuinegems]

I clicked the link for 10% off the planner & got o 404 error. FYI.

[@roxanagarcia3996]

Noooo!! you switched to the small one when I had the big one and I switched to the small one because of you.. and now you went back to the big one! you just can't do that Miko 😂😂😂😫🫠 I already ordered the small one this only works if I have the same thing you have. Workbook, pens, and highlighters 😅😂