I'm stuck between "I need to save money" and "You only live once." --Anonymous Happy day people
@dfgdffdgdfg43865 жыл бұрын
Yeah you live only once. So make good choises and think about your future too
@willsgotwings44505 жыл бұрын
Yep
@aerincollins11755 жыл бұрын
Lmao me 2
@Jose-so1hx5 жыл бұрын
You only have one life - so make it count - for you and your posterity.
@sumsum59355 жыл бұрын
Hahahaha
@bobbymainz1160 Жыл бұрын
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money.
@oneiljerry9460 Жыл бұрын
Investing in the stock market has HISTORICALLY provided higher returns than other forms of investment. According to Morningstar, the average annual return for the S&P 500 index, which measures the performance of 500 large-cap stocks, was approximately 10% from 1926 to 2020.
@kimyoung8414 Жыл бұрын
@Zahair O'Brian There is this podcast i was listening to and it said something venturing within your tolerance and risk capacity, see you mention it again got to me. How can i reach this Financial Advisor you are working with?
@nicebars5 жыл бұрын
*how to save money: become a minimalist. not only will this definitely reduce your expenses, but it will help you grow as a person and feel happier*
@NateOBrien5 жыл бұрын
Much respect to that lifestyle!
@fabulousmik5 жыл бұрын
thanx
@gedagetschedda4 жыл бұрын
Every Millionaire I meet and hang with tells me this same thing. Them they tell me to have my number.
@Lee-nm9tf4 жыл бұрын
@Lissett C. Good Luck ! :)
@LaraNaomi4 жыл бұрын
Agreed! I love my minimalist journey! Make you appreciate life and surround yourself with things that you love, not just things.
@thomasmoye664 Жыл бұрын
Money saving tips: Stop spending money. Stop borrowing money. Stay out of bars / nightclubs. Stop trying to impress your friends.
@freedomfundmoney Жыл бұрын
Truth.
@zacharysherry2910 Жыл бұрын
Stop stop stay stopped
@petersmith3225 Жыл бұрын
True
@napatyourfuneral4994 Жыл бұрын
Honestly these 4 make all the difference
@minas.8313 жыл бұрын
1. Decide how much you need to save 2. Create a budget income and outflow 3. Creat secondary goals short term 4. Essential needs food, shelter, clothing, health, and transportation
@jhutt80022 жыл бұрын
5. Things you have to pay because it's "essential" to your wife.
@georgelopez41932 жыл бұрын
@@jhutt8002 get rid of number 5 and I'll be rich
@kscott26552 жыл бұрын
@@jhutt8002 - I'm the wife and also the saver in my relationship. I don't need extra things, but my husband loves his hobbies. And that's also part of enjoying life, so I support him while being the voice of reason.
@jhutt80022 жыл бұрын
@@kscott2655 My wife does save quite a lot, more than I actually. When I buy groceries, what I need costs 1/4 of what she wants. I wouldn't really care to have weekend in hotel somewhere, or eat out pretty much ever, when I could just sit at home playing guitar and eat minced meat and potatoes, but it's important to her. I don't want to be a cheapskate, so I pay my part. Of course double income does make living far cheaper in person, so I wasn't really that serious about it.
@kscott26552 жыл бұрын
@@jhutt8002 - I eat like a toddler and never care about going out either. When I was in grade school, I took my own lunch which was the same thing every day for 4+ years. Food is really important to my husband, though. He cooks. He bakes. He loves all the finer things about food. So, I get it.
@tiarnan765 жыл бұрын
also clear your browser history regularly - so you dont get ads targeted at you based on your searches - and tempt you to buy...
@hector9710005 жыл бұрын
tiarnan clear the cookies
@belfedhalmohamed91525 жыл бұрын
Thats why i have alot of sex dolls ads :0
@spike2nena5 жыл бұрын
Yeah thats the reason i need to clear my searches for 😳
@bradley63865 жыл бұрын
Nice excuse for when your woman asks you why you don't have a browser history lol but it ain't fooling us haha
@christineloader18354 жыл бұрын
yes i need to do this
@juice6105 жыл бұрын
I saved 10k in 6months by moving back in with my momma Update: guys whatever your living situation is it doesn't matter as long as you're happy and the people you share with are aswell. Wether your sharing with your parents, friends, strangers or live by yourself. I could easily live elsewhere but I choose to help my mom by assisting with house bills, maintaince, cleaning and cooking. I don't believe in sitting on your ass doing nothing while your parents do everything for you, no that's not right. It's just a bonus I get to save money. I know alot of people are struggling financially right now and have no choice but to move back in with their parents house. that's okay! I wish you all the best and hope we can get through this virus.
@dreidreiboo5 жыл бұрын
😂
@HollehhMarie5 жыл бұрын
I would actually die if I did that 😂 especially because I have a husband, 2 kids and a big dog and there’s barely room for the people that already live in the house to begin with 😬 I literally shared a room my whole life until I moved out at 19
@myothercarisadelorean89575 жыл бұрын
How old are you?
@leonsgaming81235 жыл бұрын
Do you pay rent cause i know i had to.
@juice6105 жыл бұрын
@@leonsgaming8123 yeah but way less than living in the city by myself
@PhongNguyen-nz9kz5 жыл бұрын
12000 is a lot of money to me.
@NateOBrien5 жыл бұрын
It's a lot to me too. I wasn't able to start saving effectively until I had a thorough process of automatic withdrawals. I appreciate the continued support you have given on this channel!
@SmokeyRoseWolf5 жыл бұрын
In America, that’s really just a necessity. One medical emergency with a bed at a hospital can be around $15,000+. Gone in one emergency.
@ZelltisExx5 жыл бұрын
@@SmokeyRoseWolf America != USA, besides that earnings in the USA are ridiculous.
@AndreiDante5 жыл бұрын
It's a lot for you? In my country you can't make $12,000 even in a year. Make not save. An average salary for highly educated people is somewhere around $500-$600 per month.
@borislavam.59305 жыл бұрын
@@AndreiDante its $1 200 not $12 000, but its the same story about my country😕
@echoingowl40254 жыл бұрын
Broke up with my gf, saving 3k a month.
@hauloffjunkremoval83044 жыл бұрын
Eeshan not even a joke
@luiskk96494 жыл бұрын
Hunna Capata can relate Hahahah
@hajimen75594 жыл бұрын
Nice
@omarramo53404 жыл бұрын
Eeshan dang! Gf or a leech?
@CaseyBurnsInvesting4 жыл бұрын
Eeshan wrong lifestyle with that girl apparently. Good riddance.
@melvinPK4 жыл бұрын
A great tip for food... reconsider the cost of the restaurants where your eating out. Ive stopped eating out on the weekends, instead I buy groceries and cook at home. Its been an overall more pleasant experience. I would get upset when I would go out pay high costs at restaurants and then got lousy service. Instead i cook on the weekends stay home eat in with my family and its great. I don’t deprive myself from going out... instead I go out to the movies with my kids and or for ice cream or a coffee instead... has worked very well for me
@HoomerbirdG22 жыл бұрын
this, just cook at home hell you can eat really good for a fraction of restaurants cost. I get 4-5 ribeyes for $45 and a bag of chicken breast that’ll easily last me all week and you’re eating good.
@canceraxe14475 жыл бұрын
I saved 11 000$ in 3 months just watching videos like this! So helpful content. I cut back everything and was able to save that much. Invested all that and passive income is growing
@christianfinance12312 жыл бұрын
That is awesome. Glad to hear that. Saving is the easiest way to get to 100 k net worth which is something I just made a video on
@bryangaytan71362 жыл бұрын
In what did you invest any tips
@canceraxe14472 жыл бұрын
@@bryangaytan7136 Before you invest, it comes down to cutting down expenses significantly. Need to live very minimalist then just follow Dave Ramsay’s baby steps just to get started! It’s not about what to invest on, it’s lot more about cutting down expenses by more than half and discipline that over time.
@Jotique2 жыл бұрын
I need to save that in 3 months also
@zachschwarz46252 жыл бұрын
What did you invest in
@maa112355 жыл бұрын
consider these money saving tips: don't have kids. don't get married.
@NateOBrien5 жыл бұрын
Definitely true but I'd rather have a wife and kids instead of a pile of cash
@milleniallgt97155 жыл бұрын
Nate O'Brien why not have both? Figure out how to get a pile of cash. Build assets and investments then have a family and kids..
@diaa66245 жыл бұрын
😂 this is true
@tanamurphy73885 жыл бұрын
Dont drive.
@tatianaleal99155 жыл бұрын
Marrying is subjective, it depends on who you marry...but all kids are expensive.
@tankthepitbull5205 жыл бұрын
I got my pay check at the end of February, I took home $4,000. I immediately saved $3,000 and put it in a separate bank account. I’m a very frugal person and I’m conservative. I have no debt and live at home with parents. Focus + Discipline = Victory !
@zach1239875 жыл бұрын
Tank The Pitbull What kind of work do you do?
@tankthepitbull5205 жыл бұрын
zach123987 Electrical engineering is my profession.
@Suave265 жыл бұрын
Tank The Pitbull well that’s why lol.
@imtheboss18265 жыл бұрын
So basically as an adult you are sponging off your parents.
@danielasselbergs83255 жыл бұрын
bumpus room as long as he is still under 30 and not not leeching off of his parents. If he saves everything he earns no respectably parent would refuse to let their son live with them.
@McPhersonz Жыл бұрын
The habit of saving is a great tool that has helped me build substantial passive income through investing and on my way to build wealth. All I can say is that nothing beats expertise in finance.
@Willycheng590 Жыл бұрын
Hey Eleanor. I'm in a dark place with my finance and I need help. How did you do it
@McPhersonz Жыл бұрын
@@Willycheng590 Levi exceeded my expectations just two months into working with him as my fiduciary overseeing my investments. You can get across to him
@McPhersonz Жыл бұрын
Leviclemans(a)Gmai Lcom...even with the commissions i'm still raking earnings.
@Willycheng590 Жыл бұрын
@@McPhersonz It wasn't difficult to get through to him. You're kind.
@Rubyruby287 Жыл бұрын
I came to understand the rudiments of investing after I got introduced to Clemans, and with his help I'm sure tearing down financial barriers!
@NateOBrien5 жыл бұрын
If we hit 1,000 likes, I’ll drop 3 more videos this week!
@alikolenovic60235 жыл бұрын
Can you please shout my channel out. I know it’s a lot to ask but I do everything that videos say to do but nobody can find my channel. Thanks a lot!
@alikolenovic60235 жыл бұрын
Rudy Straight i subbed. If you don’t I will unsubscribe from you
@gregoryg68525 жыл бұрын
@@alikolenovic6023 that's a horrible strategy.. try give give give and THEN ask
@IvanMTG15 жыл бұрын
@@alikolenovic6023 How old r u??
@IvanMTG15 жыл бұрын
All done Nate
@financialwolf5 жыл бұрын
I try my best to save about 90% of my income since I am only 16 years old and don't really need to be spending a lot! I try to invest into new business ventures and also stocks for the long term!
@NateOBrien5 жыл бұрын
That's a perfect goal for a teenager.
@nephatmaina78385 жыл бұрын
The Financial Wolf just teach me please.inbox
@auntpurl53255 жыл бұрын
Brilliant! Your parents are allowing to take advantage of the opportunity that their provision affords you, and you are making the most of it. Great job! They are raising a wise young man.
@islander9595 жыл бұрын
Step 1: get the money so you can save
@hanhan77715 жыл бұрын
Islander 95 Woahhh
@fabulousmik5 жыл бұрын
haha
@TopCenter-TC3 жыл бұрын
? That doesn’t make any sense but ok
@mamadouwouryba10653 жыл бұрын
@@TopCenter-TC bruh you seriously didn't get the joke ?
@rubyshaw46193 жыл бұрын
Lol
@spaceghostcoasttocoast46925 жыл бұрын
Dude.. THANK YOU FOR THIS! YOU LITERALLY JUST GAVE ME AN EPIPHANY!!.. I didn't realize how much I was spending.. My check is usually estimated $900/910 a week & I did the math.. I found out if I take out 30% I would literally save $270 a week.. I only pay $300 a month for rent because I have 3 other roommates.. Wow I didn't even realize how much money I was wasting until I watched this👍🏼👍🏼
@susie73365 жыл бұрын
Become a minimalist. Practice fasting & prayer. Get a roommate or move in with family (pay for your keep!). Walk places. Prepare all your meals at home. Have hobbies that are fruitful and productive. Gardening, working out. Stop drinking alcohol.
@nicholasethridge12663 жыл бұрын
I love it
@god1stfamily2nd333 жыл бұрын
Awsome
@danielcervi28645 жыл бұрын
I make approx 2400 every month (take home after taxes) and my expenses are approx 1300 every month. I should have 1100 approx free every month. I should have thousands saved but I don't. I gotta smarten up and be more self disciplined
@catllionare5 жыл бұрын
You can do it. Set up some money aside to invest long term.
@marshallfox17865 жыл бұрын
Good luck! It is possible. Save as much as u can and once u start seeing it grow, you’ll want to keep adding to it.
@mandymaharaj20105 жыл бұрын
Daniel Cervi you can do it! I was in the same boat as you, I got my stuff together, did a budget and now save a lot more money. It makes me feel like I got a raise even though my income is the same as it was before I woke up. Tackle head on and enjoy yourself.
@antoniosandoval19685 жыл бұрын
You single 🤣🤣🤣
@blainemichaelburns57135 жыл бұрын
Amen brother. Me to
@HolographicTea5 жыл бұрын
Its nice to know that a millennial is helping other millennials. Great job!
@NateOBrien5 жыл бұрын
Thanks! I try my best to provide value.
@mysticstrikeforce59572 жыл бұрын
Even rich people have money issues but people below the work force will not as people below are learning while people who makes it fast aren't and spends their resources in the wrong way.
@jacobrenner43152 жыл бұрын
He’s gen z
@kathy13volpe5 жыл бұрын
Yes Nate , #1 set goals #2. Pay yourself first & set up auto deposits into a Roth & a Savings, #3 limit eating out in restaurants BC that is like throwing $$ out of the window & into the fire!
@NateOBrien5 жыл бұрын
I accidentally spent $50 at a sushi restaurant the other day. I left the place hungrier than I was when I walked in and it cost me more than my entire weekly grocery budget!
@julijakeit5 жыл бұрын
restaurants on occasion - fine, fast food joints, take out coffee and snacks, buying pizza or kebab on the corner more than once a week - a big waste and dangerous for the health in a long run. I always wondered why fast food joints aren't banned around schools and universities, where i live they thrive on poisoning kids!
@Ice-mm7hx5 жыл бұрын
that’s your opinion . eating in restaurants is great and i enjoy tasty food .
@luvmusic5404 жыл бұрын
@@NateOBrien “Accidentally” 😂
@mattm77593 жыл бұрын
Or down the toilet literally
@penguin23624 жыл бұрын
"12k is not alot" yes it is. And the fact that it's only 6 months. Dang.
@seanfobbs964 жыл бұрын
Probably lives with his parents
@penguin23624 жыл бұрын
@@seanfobbs96 living with parents still gets expensive bro. If you help out with the Bill's. Unless your parents are rich af. Then whoa lucky. But yaa still cost to live with parents.
@dakotameacham59373 жыл бұрын
its all mind set and perspective Cali I can show you how to earn 12k a month... id love to help in any way i can, i have a really cool group of people we teach to make money. are you open to connecting?
@parkerjohnson52703 жыл бұрын
@@seanfobbs96 he doesnt lmao
@ipak0022 жыл бұрын
Innit 🤧
@emersonaviles94394 жыл бұрын
I don’t know how old you are, but I am 20 year old watching this video for the first time I can personally say, you have been very well raised and your wisdom is extremely outstanding. Thank you for sharing this with us, personally it helped a lot, to understand and have a clear understanding.
@hannahis8135 жыл бұрын
He seems younger than me... and smarter than me. Damn it.
@tabithaskyeealthar5 жыл бұрын
lmaoooo
@juanmor5 жыл бұрын
@@tabithaskyeealthar Laugh my as out out out out?
@blacksharkswimmer37295 жыл бұрын
and?? don't beat yourself like that. He wasn't always smart. He had to learn
@lnot30284 жыл бұрын
In his 20
@simone23164 жыл бұрын
I feel you Hannah 😭
@eatkbbq46805 жыл бұрын
Health is super important. I didn't brush my teeth very well and spent 2000 dollars
@maradotiger95615 жыл бұрын
benjamin lee my brother was the same now he’s 35 with 20 cavities and missing 4 teeth in his smile line😩 the dentist is sooo expensive
@PyrexQueso5 жыл бұрын
Bofl it’s so true both comments
@arlinevegaa4 жыл бұрын
😂😂😂😂
@marianamarin45553 жыл бұрын
Doctors in Mexico are up to date and less expensive.
@dakotameacham59373 жыл бұрын
we live and we learn my friend :) lets make that 2k back!! id love to help in any way i can, i have a really cool group of people we teach to make money. are you open to connecting?
@leticiamal915 жыл бұрын
I like that he included taking care of your body. I work in an endocrinology office where we see a lot of diabetic patients. Most of these patients have to be on two different types of insulin and one or two oral medications. The cost of insulin is insane ..we are talking thousands of dollars a month just on medications. Also supplies such as glucose meters, test strips , insulin pumps and the list just goes on and on. Take care of your body!
@prettyE313 жыл бұрын
True. At least a third of my monthly budget goes to supplies for my type one diabetes 😒
@earthtoblonde84223 жыл бұрын
This is so sad, in Scotland all our healthcare is free including prescriptions. I am a nurse and our standard of care isn't perfect but pretty frigging high. The NHS has longer waiting times etc but it really is a blessing. It really shocks me when I read about families going bankrupt after an illness or accident.
@stanleyjavin49112 жыл бұрын
I realized that the secret to making a million is making better investment. I always tell myself you don't need that new Car or that vacation just yet and that mindset helps me make more money invest:ng. For example last year I invested 70k in blue chip stocks and crypt0 s (with the help of my advisor of course) and made about 380k, but guess what? I put it back and traded with her again and now I'm rounding up close to a million. Delayed gratification always pays off.
@stanleyjavin49112 жыл бұрын
@Stacy White I found her on a CNBC market interview, so I looked her up and we begun our awesome partnership
@stanleyjavin49112 жыл бұрын
@Stacy White You can connect with her on what'saap
@stanleyjavin49112 жыл бұрын
+150
@stanleyjavin49112 жыл бұрын
2273
@stanleyjavin49112 жыл бұрын
5657
@chexs20002 жыл бұрын
When I left foster care, I wasnt sure how I was gonna save enough money for rent. I'm lucky to have a roommate, and it saved me a lot of money splitting all of the utilities between us. Also, simply cooking at home and using less electricity really saved me big bucks. I encourage everyone in a similar boat here to take an opportunity like this to save, because you'll never know when something comes up.
@poppyrose15495 жыл бұрын
I don't even make 12K a year
@Munyanyo22195 жыл бұрын
poppy rose I think I made 8k last year😂 to be fair though, I'm also a full time college student so work is on the side but yeah I can only dream of what it's like to save 12k in half a year 😂
@clairew48295 жыл бұрын
Same
@BasementDwellers5 жыл бұрын
lol which means you're probably at your parents house. Save as much as you can now.
@clairew48295 жыл бұрын
Sassanfar Productions it's true
@ReAllSmiles5 жыл бұрын
Really?! What do you do ?
@conqwiztadore22135 жыл бұрын
Step 1. move back home work double shifts and close amazon account
@kjrayo185 жыл бұрын
Conqwiztadore22 or just close amazon account lol
@hyruleking81165 жыл бұрын
Facts! Amazon be Runnin me
@spaceoutmisfit17385 жыл бұрын
I’m 22 and live with parents. I work 12-15 hours a 5-6 times a week. And I bought a car full cash so no loans.
@IamAnnety5 жыл бұрын
I definitely have to stay away from amazon.
@nikelangelo51235 жыл бұрын
Step 2. Open Amazon seller's account
@andreahawkins58905 жыл бұрын
A balance book is what I used to write down my purchases so I could keep track of how much I'm spending each week and I noticed making coffee at home instead of going to the coffee shops saved me a ton!
@allthingssam52765 жыл бұрын
Love it, skipping a cup of coffee from a shop every week and just making it at home is a great way to save!
@JamesBonadies4 жыл бұрын
I like the simplicity. My biggest piece of advice would be to make sure you do more than setting goals, and actually do the actions toward those goals. Good Video!
@marcoseesmarcoshares4 жыл бұрын
Great tips Nate - what helped me tremendously was learning to distinguish my expenses between needs vs wants, with prioritizing needs first above all else
@wisemoneyfinance4512 жыл бұрын
Yeah, very important point. I try to include this in all money-saving and budgeting videos I make.
@AnthonyTran5 жыл бұрын
Rice and beans all day everyday! And pasta!
@NateOBrien5 жыл бұрын
That might be a bit extreme 🤭😂
@smoothzdesignz46225 жыл бұрын
Ramens Bro
@saraduncan83105 жыл бұрын
Is rice and beans how you got so buff?
@rickybobby86735 жыл бұрын
Rice and soyu sauce bro
@AnthonyTran5 жыл бұрын
@@rickybobby8673 if you're feeling fancy, you can even add sriracha!
@TruFinancials5 жыл бұрын
Haha food is a depreciating asset. True and very funny😂 Limiting your budget for food can really help with waste.
@NateOBrien5 жыл бұрын
Seriously! I love food but there's no sense in spending exorbitant amounts of money on something that holds no value
@starseedtravel89025 жыл бұрын
TruFinancials “help with waste” 😂😂😂💩
@TruFinancials5 жыл бұрын
BM TravelWrite - Pun wasn't intended, but I'll take it haha 😂😂
@TruFinancials5 жыл бұрын
@Laurent Nick Huor - Yes, intermittent fasting is a great way to help save. I only eat twice a day. Saves time and money.
@freedominabudget5 жыл бұрын
So true! Especially Foote that you could make cheaper and healthier at home!
@mire77e5 жыл бұрын
You'll find some of the coolest clothes at thrift stores. That's a fact
@dakotameacham59373 жыл бұрын
hahahahaha
@michelehen94573 жыл бұрын
YES YES & YES.....!!!!!!
@takebackcontrol-life-healt12704 жыл бұрын
Absolutely man, loved watching this as it affirms what I do every fortnight. That is how my Fiance and I have been able to save $20,000+ over the last 6 months!
@extremeinteriors4 жыл бұрын
One of the biggest mistakes that have been making is saving all my money that have been making then I end up withdrawing all whenever need arises
@sanoski245 жыл бұрын
I think many people can truly benefit from this video! If you can't manage to follow multiple tips, try starting with just one. Good job Nate!
@NateOBrien5 жыл бұрын
Thank you Polar Barb!
@stefanomillionairemarketin89755 жыл бұрын
Saving is a lost skill, thank you for helping us
@NateOBrien5 жыл бұрын
Certainly a lost skill. I don't know why they don't teach this in high school
@carsonbrooks13265 жыл бұрын
@@NateOBrien at my school, we have accounting, but its just doing calculations on excel's spreadsheets.
@KatyCupcakes4 жыл бұрын
They don’t teach it in high school because the goal is getting us into the debtfare system.
@dakotameacham59373 жыл бұрын
we need to make money, and money can be invested to have more money.. spend money to make money.. id love to help in any way i can, i have a really cool group of people we teach to make money. are you open to connecting?
@RealLifeMoney5 жыл бұрын
This definitely did change my life! Automatic is the way to go for saving, investing, even paying debts. I’m putting over $6k a year for retirement just on this simple idea. 😁
@rileydawson33232 жыл бұрын
Hi! Teller at a credit union here. One super helpful service your bank might have is payroll allocation. If you have direct deposit set up you can allocate those funds to automatically be deposited into certain shares or onto certain loans.😊 Ask your bank about what they have to offer you!
@belovedchaos12 жыл бұрын
I find that finding a balance between work and play is vital to budgeting as well. If all your going is working and saving - then you will feel like a cog in a machine. Making a monthly budget for fun things I found makes budgeting fun because you also reward yourself for doing so!
@hexagone61265 жыл бұрын
I can not believe videos as great and helpful as these are available free on KZbin. Thank you so much 😃 👍
@NateOBrien5 жыл бұрын
Free content is king
@danidtv58235 жыл бұрын
Great savings tips....I recently did a savings challenge and was able to save $1300 a month by cutting down monthly household bills. Keep up the good work!
@NateOBrien5 жыл бұрын
Nice! Love to hear it
@NewMoneyYouTube5 жыл бұрын
Good video Nate! Like you I think one of the quickest ways to get on the path to saving money is to actually understand where all your money is going! Especially looking at recurring subscriptions... Anyway, good to see you back mate. Hope you had an epic trip!
@NateOBrien5 жыл бұрын
Thanks! Trip is far from over. Back in the U.S. for a couple weeks, then Europe and Asia
@Will-jg2zs5 жыл бұрын
Spend less than what you make. *gasp*
@NateOBrien5 жыл бұрын
Knowledge
@DancinJim5 жыл бұрын
Easier said than done.
@RenalTarigan5 жыл бұрын
@@DancinJim wish me luck
@NiggasDrinkin40s5 жыл бұрын
@@DancinJim exactly. Original poster must not have any responsibilities.
@jayhawks-jh6dp4 жыл бұрын
DancinJim cut up the credit cards and it’s easy
@RawrImmaDdinosour5 жыл бұрын
I saved 10k when I was livinf with my mom at 18 years old. But once you move out its harder and moves slower
@RawrImmaDdinosour4 жыл бұрын
@@PowellLumor huh?
@valramos50593 жыл бұрын
How has everything been for you ? I wanna move out on my own soon but just now by reading your comment now ima bit discouraged. Don’t mind me asking but has it gotten better to save money?
@ilyy_xo3 жыл бұрын
How long did it take you ? I’m saving for plastic surgery which is roughly 11k but I’m saving 20K just in case of extra charges etc
@directormoze2 жыл бұрын
You are right dr ❤
@directormoze2 жыл бұрын
@@ilyy_xo love you dr
@catllionare5 жыл бұрын
My diet is mostly beans, rice, potatoes and oatmeals. I don't like being in this tight budget but I have bigger goals so for the time being it works. I don't spend a lot on food, I plan on paying back my debt and investing in stocks.
@elishr2093 жыл бұрын
Stumbled across this comment now two years later. Have you achieved your goals / how is it going for you? Geniounely curious :)
@megangrell9820 Жыл бұрын
How’s it going for you? 3 years later??..
@catllionare Жыл бұрын
Well good but still have ways to go. Paid back $20k in debt. I'm also investing in stocks.
@FollowingTheCall3 жыл бұрын
"LAZY"! That was it. Having food at home and still eating out every day of the week. One decision away from a proud savings account.
@WolvesAtYourDoor2 жыл бұрын
I saved money by depositing a certain amount into a separate bank account. I wouldn't be tempted to spend it because out of sight, out of mind, is a real thing. it added up so quickly.
@anishchand64105 жыл бұрын
I've been doing all these things and my girlfriend kept calling me cheap
@ivanbueno50105 жыл бұрын
Anish Chand drop that bitch😂
@sowolfx57955 жыл бұрын
She should understand
@Slynell15 жыл бұрын
get rid of her
@nene619885 жыл бұрын
This why I dropped fake family and friends I'm trying to save money not loose money. If they can't understand that you don't need them!
@halloweendancing5 жыл бұрын
Sexist much?
@buckybarnes38035 жыл бұрын
Great tips! I was able to do this in 2018, but it wasn't easy. And now I've set my 2019 goal for 15% more.
@NateOBrien5 жыл бұрын
congrats!
@pablochacon63625 жыл бұрын
This is true, I ended up in the hospital not long ago due to a heart problem. And I am just 27 years old, when I saw my medical bill I almost had a heart attack again. 25,000! After the hospital paid off some of it, I still owed them about 8K. So yes, invest by simply taking care of yourselves.
@freefucks2 жыл бұрын
Thank you so much. Helped a lot! Writing a budget now. I’ve saved up 5000 in a few months, I can do it again.
@almightyblackdollar36694 жыл бұрын
This actually work, I saved $10k in 4 months. I was actually aggressive and really committed to it.
@stephenanderson29425 жыл бұрын
I’ve got my savings down to 80% of my income, which I think is my maximum. Any more and I think I might starve 😂 Great video btw! Definitely subscribed!
@NateOBrien5 жыл бұрын
Wow! Don't push yourself too hard!
@eNARV15 жыл бұрын
Haha I admire your discipline 😂
@smurfeco2.3585 жыл бұрын
Stephen Anderson your off the limits when you die you ain’t taking anything. Save to a limit and enjoy life while you can . Don’t go bold for just thinking about saving
@PP-ec6cw5 жыл бұрын
@@smurfeco2.358 something I need to learn I work 7 days week. Save like 2000 month but I'm stressed and bored but my mindset already been to place to grind hard not if don't save get to worry lol
@smurfeco2.3585 жыл бұрын
P P there’s a certain point where you know you got it with money saved yeah of course saving is a great thing and everyone should do it . I save my money . But I don’t starve myself . If you have 40k in a bank account your not going to be broke for buying a 8 dollar plate . Pushing yourself to save a certain amount a month only stresses yourself out you’ll have 1 million in a bank account while but You’ll be in the hospital over a stroke because “of saving money” enjoy life but also don’t “live it to the max” how they say cause you’ll go broke
@alanbalinski56555 жыл бұрын
Its a good thing to save money for interest. But my advice to the low-income employee, save only 40% of your salary draft out your monthly expenses on 30% and create an investment on the 30% balance so as to stay ahead of inflation because if you dont lnvest and grow your money, you'll actuaIIy end up loosing money over time
@MBest-ty3zs5 жыл бұрын
Absolutely/I couldn't agree more. tho Investing money sometimes can be risky, but it offers higher returns than bank savings accounts and can help people build wealth over the long term
@conniemontenegro28515 жыл бұрын
thanks for the idea but what type of investment will you suggest for me as a low-income employee. perhaps a reasonable 20% profit biweekly
@alanbalinski56555 жыл бұрын
@@conniemontenegro2851 There are fôur low rîsk învestment optîons to consîder. Stôcks. Bônds. Fôrex. Càsh equîvalent. All you nêêd is a portfôlio mânager who with his experîence you can be very prôfitable with comfôrtable rêturns
@alicecarslaw5645 жыл бұрын
Forex still remains No1. ln fórex tradîng, an àverage deposît can cóntrol a much làrger totàl contràct vàlue. Leveràge gives the tràder the àbility to make nice profîts, and at the same time keep rîsk capitàl to a minimum.
@chrisrodriguez25745 жыл бұрын
i couldnt agree móre. i was fórced to quíte my jób because of the steądy lncome i have been makíng through fσrex trąding and that mąke me see lnvestment as the ónly wąy to becσming rích
@NerdCityTV5 жыл бұрын
For some people It's easy to start something but hard for them to stick to it if they don't see immediate results. In order to save in the long term you have to develop new habits and mindset to save/ invest; moreover, be disciplined not to return to old financial habits. Don't get discouraged..just be consistent with it!
@eng.knowledgeseeker4 жыл бұрын
Guys ,Health is wealth , maintain your health ,its the most important thing
@valeriefarragher5 жыл бұрын
What an fantastic young man and great influencer for young people to look up to...well done ✅
@samuelobodoekwe53124 жыл бұрын
Saving really isn’t investing because your money remains the same. Neither gaining profits nor losses. I can’t thank Mr Sanjay Otter enough for the opportunity of trading and making profits consistently. Been just 2 months
@keistor41054 жыл бұрын
Top notch trader, he trades for me as well
@rosariadesantos51164 жыл бұрын
I will like to start it too. How?
@evb20654 жыл бұрын
Teach me
@lesliew.78044 жыл бұрын
Actually there’s a little loss to savings over time because of inflation and depreciation. So all the more reason to not JUST save 🙌🏽🧡
@austinngandu82814 жыл бұрын
I think what works best is save to invest or save to start a business---- as I believe everybody has goals
@brendanb.90125 жыл бұрын
Great strategies man! Saving money is important especially when your young!
@NateOBrien5 жыл бұрын
Compound interest!
@petercorey77105 жыл бұрын
Have you tried mining bitcoins before? mining is the best way to get bitcoins without buying, I can teach you how to exploit and earn more than $ 5000 per week, ask me how if you are interested.
@x-raywolf10085 жыл бұрын
@@petercorey7710 How?
@InvestingBookSummaries5 жыл бұрын
More money saved = more money invested. Automatic withdraws are so helpful!
@womensfinancialempowerment80393 жыл бұрын
I love your tips. I share a lot of tips with my clients and even on my KZbin channel about how to save money and I have never thought of unsubscribing to emails. That’s a good one.
@karolinad65494 жыл бұрын
I tried saving before I could get my own bank account by giving my mom some/most of my money that I would make while cleaning houses with her. I saved up $400 in less than a couple of months and as a 13 year old I felt og but she ended up using it for rent. I’m so glad I can have my own bank account now and I’m looking for tips. I’m saving what I can even if it’s a little bit but this helped me so much. Thank you
@frasskid36515 жыл бұрын
dump that needy girlfriend an see that money pile.
@brennancarr26115 жыл бұрын
Or you could just be a man and communicate your financial goals with her. If she's not on board after that then you can dump her lmao
@rinoa86335 жыл бұрын
Some men like to blame women for their own problems of self-control :/
@chillyman73405 жыл бұрын
😂
@tionak5 жыл бұрын
Or needy boyfriend 🤦🏾♀️
@THEMOCU5 жыл бұрын
And lazy boyfriend*
@gmarie9595 жыл бұрын
I just need 500 more bucks to buy a canon camera lmao
@HannahBirzes4 жыл бұрын
G Marie want mine? Lmao
@michaellinda65493 жыл бұрын
How are you doing
@directormoze2 жыл бұрын
@@HannahBirzes hi dr
@GangstaVic5 жыл бұрын
Never thought i'll make it to adulthood especially living in the hood!!!!
@carojames67765 жыл бұрын
You did good.
@littlesarahautism97872 жыл бұрын
"Be good to your body" Love that. You're absolutely right
@cassandraalastair71795 жыл бұрын
Hello Nate. when you say that 30% of your money goes into savings is that ALL stocks??? every month 30% into stocks?? Different stock?? For as long as one is generating income?? I'm just confused because shouldn't we save money that is readily available?? sorry if this is a dumb question. I'm in my mid 20's and I don't know anything about this subject. Thank you.
@FJParravicini5 жыл бұрын
Saving is bloody important. Just imagine you're healthy, working a part-time job, young and aren't saving, because you feel you don't need to: you lose your job, are short on a month of rent, break a bone or your means of transport breaks. You're fucked without that money. Thanks for trying to help people remember this!
@carojames67765 жыл бұрын
A lot of people only think about a summer, never a winter.
@natashamok82364 жыл бұрын
💯
@laurenenglish29574 жыл бұрын
or a pandemic lol
@JoelSam5 жыл бұрын
I find your content very useful and inspiring. Thanks. Watching from Ghana 🇬🇭
@NateOBrien5 жыл бұрын
Thank you! I hope to travel to Africa in the coming years!
@soupey5 жыл бұрын
Plant based foods people! Cheap Lazy Vegan has me hooked & feeling great.
@aceofspades40435 жыл бұрын
As far as transportation goes, I drive a 50cc moped. The original cost of it was $1300. No insurance is needed and I spend about $4 in gas a week. Real money saver!
@barbaradziecielska83604 жыл бұрын
Really appreciate your thoughts and the casual manner of talking about finances. Makes it easier to step by step change one's mindset around money. Respect for that! I have one suggestion. When it comes to talking a bout health, I wish the "take care of your body" advice went always hand in hand with "take care of your mental wellbeing". It all intertwines, sure, but it is good to remember and remind that there is more to health than physical symptoms
@cassjr173 жыл бұрын
It’s my kids mom that feels like my children have to have the best and the most expensive things ...... I save money in secret and since I do it in secret I save $500 a month
@wellknowndrilla33035 жыл бұрын
Nice I’ve managed to save 6k in 3 months would like to end the year with 10k +
@nonya86944 жыл бұрын
If you keep your expenses and your salary the same you should be able to end 24k.
@loyalwestbriton54104 жыл бұрын
How much you making a month?
@jasondeblou62264 жыл бұрын
Why is erveyone lying
@jakubageter1689 Жыл бұрын
I recently made more purchases. Saving money for a market downturn is likewise a bad idea. There are numerous ways to look at recessions and depressions, we cannot always expect to make large returns, and taking chances is better than doing nothing. The bottom line is that you will achieve remarkable results by diversifying your portfolio and making wise decisions. My portfolio's raw earnings rose by $608k in just 5 months.
@AnnieBeischel Жыл бұрын
Despite my confidence in your advice, my recent stock purchases, and the fact that I am an AMC shareholder, I haven't been able to accumulate anything. I had already been in the hole for too long prior to the downturn. What's the investing procedure?
@Adrianjacek- Жыл бұрын
@@AnnieBeischel I don't invest in a single fund because I have a range of jobs. I don't behave at all like that. My behaviour is modelled after that of Stacey Lee Decker, a seasoned financial advisor licenced by the Securities and Exchange Commission (SEC) of the United States. My returns have since climbed swiftly in contrast to the IRA's gradual development. What I have is only used by her trades; very few truly specialised companies.
@Adrianjacek- Жыл бұрын
You may look her up online and confirm her for yourself. She has extensive knowledge of the financial markets.
@jeseviso-s2u3 жыл бұрын
"$12,000 I know this may not be too much for a lot of people" - Me listening to this in Latin America earning $300 a month.
@thehungrygoldfish3 жыл бұрын
OK, then you can save $10 in 15 years. Is that easy enough for you? lol
@opheliad74523 жыл бұрын
Thank you I save $200 a month I don’t make much. I go to Walmart I bought 25 Cent noddle .one box got 25 in it and it only $2 and it last me 25 days for lunch. I go to to discount grocery store to buy food at very low cost. I pay off my car and I inherited a house from my parents but renting don’t work for me because people don’t pay. Then they run up your electricity and water. Been doing fine. Thanks for your tips will apply it.
@emmittgiesbrecht7074 жыл бұрын
Glad I am a teen. I put 80 percent of my check into savings and 10 percent to tithing and 10 percent for activity
@jw1993414 жыл бұрын
Self checkout at Walmart is one way of saving
@annemargaretbeltran21245 жыл бұрын
I'd like your view on saving money on health. That's a very good point!
@k.munisamy6044 жыл бұрын
Saved $219 already my first month 💪
@JBwreckingball4 жыл бұрын
MoreDuazz weird flex man. No need
@tonysteel13775 жыл бұрын
So far this year I’ve managed to reserve just over 18,200 of my $20,000 annual target. And that doesn’t include contributions towards my 401k, Roth IRA, and monthly portfolio contributions. Hopefully I’ll be able to sustain thee habits for as many years.
@TheRealCizC3 жыл бұрын
My Wife and I are saving for a home...most stressful shit ever. I needed this.
@XerazadeMelo3 жыл бұрын
I have been watching some videos and I was thinking about investing, but still don't know where to start from
@robertriley67793 жыл бұрын
Invest in cryptofundpro
@yasinm.31624 жыл бұрын
Wow, just discovered your channel a couple days ago and haven't watched a ton of your videos, but what I've watched I like! Very helpful info and you explain things in such a down to earth way. I'm just starting to get serious about getting my personal finances in order and feel like I'm behind, but better late than ever I guess haha. Keep up the videos, thanks!
@beaviswealth5 жыл бұрын
If you’re not doing automatic withdrawals..... prayers to you!
@feedingyouinformation25725 жыл бұрын
Loved this comment
@NateOBrien5 жыл бұрын
I used to struggle to save money until I started using auto withdrawals. It's soooo essential
@s7a7ix995 жыл бұрын
Nate O'Brien what bank do you use? Mine dont have automatic transfers, I have to make em manually.
@madmanmoz63655 жыл бұрын
I saved £800 a month just by stopping smoking marijuana,cocaine and alcohol. I also cleared £14000 of debt in 3 years. Uou just need to grow up and stop buy and borrowing money. I was wreckless but thankfully with the right advice and a lot of nights inn i cleared the debut and early have the cash for a Golf R (£28000) BOOOOOM plus i am living a healthy life now yhe drugs and partying has stopped 🤪😎
@carojames67765 жыл бұрын
Congratulations on having the strength and determination to turn your life around. Stay healthy stay wise, good luck.
@dexterjazzchavezdumlao61912 жыл бұрын
now you're earning that $12,000 in just a week because of this vid.. Good job!
@mlfitness675 жыл бұрын
Man I have really learned a lot from you. Great information keep up the good work
@anthonysturm3585 жыл бұрын
I’m 15 and I work as much as I can and save everything, but I also know I won’t always be this young so I want to make this time last. Can someone give me advice?
@ColossalSwordFormAndTechnique4 жыл бұрын
I have 600k so far. All just from my past jobs, and saving. Being a bachelor. No spending on a girl or woman, just for dates. 😎😤 Going to make my money work for me soon...
@deenacurls4 жыл бұрын
Wow that's impressive! What also would you say helped you save money. Do you have many saving accounts or high interest saving accounts? Im just curious to know and what age did you start saving if don't mind me asking.
@spanishmontana61214 жыл бұрын
You must have a really nice job to save that amount, you're not even that far from being a millionare
@TECHSYNERGIST5 жыл бұрын
12k is a lot. can you do a video on affiliate program for people who can't do affiliate with Ebay and Amazon due to location ?
@jennifersteeves5482 Жыл бұрын
This video was very helpful… I’m 40 years old and I have bad credit… I’m really bad at saving money. I’ve never been able to do it. I liked how you spoke about automatic withdrawals and multiple accounts… I have five different accounts, which is great… I’m just going to get the automatic withdrawal set up.! I hope it helps! Nice videos ! Thanks for sharing !
@21stcenturymermaid344 жыл бұрын
this dude mad smart. even the health part was so “big picture” of him👏🏼