Njia Rahisi Zaidi Ya Kupanga Bajeti Yako

[@abbasssaid8719]

Hii video mara ya kwanza kuiona mwaka jana ilipopostiwa tu ikabidilisha mtazamo wangu na ndio kipindi nilichokua natajiandaa kuoa na wakati huo nilikua na ujenzi wa mahali pa kukaa na mke wangu mtarajiwa kupitia video nikaweza kufanya savings kila siku mpaka mwishoni mwa mwaka nimefanikiwa kujenga nyumba vyumba viwili moja master na jiko na nikafanikiwa kuoa na sasa nimefungua duka dogo tu ila hii hua naitazama sana inanipa nguvu sana hasa ninapoona majukumu mengi kuliko kipato kiukweli imenisaidia sana i wish siku moja tuonane

[@BibimamaKaka-z1r]

*SHEIKH MSELEMO* *KUTOKEA* 🇹🇿 *FATILIA ZAIDI* kzbin.info/www/bejne/p6qTm4poq9uLiMkfeature=shared

[@nehemiahparadox8488]

Ungekuwa Doctor ungesaidia watu, lakin umekuwa life couch Kwa watu wengi zaidi na kubadilisha maisha ya watu wengi zaid ikiwemo Mimi.....zaidi ya ambavyo ungekuwa doctor;....GOD BLESS U MORE & MORE THAN TODAY

[@kato_tz]

Kuanzia leo tarehe 25/06/2018 saa 23:44 usiku naahidi nitaanza kutumia hii kanuni na kuna siku tutakutana nikupe ushuhuda. I am one of the people wanaotumia tumia tu hela bila kujua inaenda wapi, Siku hizi napenda kujifunza sana kuhusu pesa na tabiaa zake. All I need is money jamani. This will be my all time slogan. Barikiwa sana brother Joel kwa kujitoa kwako kwa ajiri yetu. Change from now on will not be an option.

[@davidchriss9618]

Ni miaka minne sasa imepita.. tupe update yako

[@Jayshakii]

😂😂

[@kato_tz]

@@davidchriss9618 aisee ndugu since then a lot has happened Naweza sema now am 10x better as I promissed kaka.

[@AlfredMushi-lw6cf]

tupe mrejesho mzee

[@saiguraniedward6716]

Nipe mrejesho ndugu yangu....umefanikiwa?

[@clarasabutoke2861]

Asante sana Mungu akuinue unanibariki sana najifunza mno.nimechelewa kukufahau but tangu nimekufaham na kukusikiliza mylife yanabadilika positively daily

[@calvinmastorytv8997]

Clara namba yako tafadhali Kuna fursa tushirikishane

[@eliudimwigi8368]

Binafsi Mimi Eliudi hii Kanuni ya Elizabeth Warren ya 50|30|20 inanifaa na naweza kuimudu vizuri nikijibana. Joel MUNGU akubariki sana Kaka yangu.

[@joelnanauka]

Eliudi Mwigi pamoja sana Eliudi,tuendelee kujifunza

[@emmanuelkache1682]

Ahsante kwa ushauri wako!! Ni vizuri kupata mawasiliano yako.Ubarikiwe

[@edwineedison789]

@@joelnanauka ase kaka nakukubali kwa elimu yako ubalikiwe sana

[@eltonmnunga8228]

Joel, naweza kupata mawasiliano yako ya moja kwa moja, naitwa Elton, mamba yangu ya simu ni 0717 064050

[@alistidesngaiza3916]

@@joelnanauka ,.,.,.,.

[@bakarimuhammad6251]

Asante sana nimekuwelewa sana somo zuri naomba uzidi kutufunguwa mawazo tunajisahau sana

[@mazabasamson6029]

Ahsante sana kaka kwa somo zuri.....kuna mambo yalikua yananiendea tofauti kuhusu matumizi ya pesa japo nilikua naona napanga bajeti vzur ila kwa somo nililolipata kwako nahisi nitakua vzur "thnx lot br0

[@habibuabrahamani9389]

Ahsante sana ndugu. Nadhani hii inanifaa kabisa. kuna mfumo mmoja huo wa asilimia niliutumia, ila nadhani 20% ilizidi katika sehemu ya investment and saving. Nilipunguza wants nikaongeza saving. and I have achieved my 15 days goals, in May, this year. It really work out brother.

[@MarcoPeter-y5n]

Thanks brother MUNGU BABA wa Mbinguni Akubariki Sana

[@sheilamrogoro8641]

Asante sana kaka Joel .somo hili litanisaidia sana kubadiliaha maisha yangu.kweli pesa tunapata ila bila milango na bajet ni kazi bure

[@hapsaally1860]

Nakuitaga doctor wa brain, naamini kama mwili unavoitaji matunzo chakula, mavazi n.k vilevl ubongo nao unaitaji chakula tena kwa kila cku, sitoacha kukuombea kila niombapo dua kwa M/Mungu kwan ni hakika umenishibisha kichwa yangu ipo inafanya kazi sawaswa ni kwavile hujui tu umenitoa wap na naamini tupo wengi sio mim tu! Tunakuombea sana 🙏🙏

[@JojoLomalisa]

Amen ,on point hii inanihusu mimi kabisa ..nakuwa na roughly kwenye matumizi ya pesa ila now nimejifunza na kufata kanuni na taratibu ili nifanikiwe

[@salehhassan87]

50:30:20 Hii ipo vzr sana nimeipenda na Nikijaaliwa nitaanza kuifanyia kazi mwezi huu nilionao Ahsante sana kaka Kwa kutufunua macho .

[@rosemngongo10]

asante sana kaka kwa elimu nzuri ingawa mimi natumia mtindo mwingine wa kupanga bajeti ila kuna vitu nimevipata kutoka kwako ambavyo naweza kutumia ili kuboresha upangaji wangu wa bajeti katika mtindo wangu Mungu akubariki sana.

[@shafannaftary9485]

Asant sana bro mi nilichelewa sana sana kufatilia hivi vitu,nahisi kwa jinsi nilivyofanya matumiz yasiyokuwa na mana sasa inatosha Mungu awabariki saana wewe na Ezden jumanne,tangia nilivyoanza kuwafatilia kuna kuna vitu nmeshaingiza katka akili yangu.thank you very much brother.

[@eliatowela4484]

Wow nmeelewa vzurii sanaa nitajitahid kufanya kama nilivo elewa sikujua kabisaa

[@ibrahimwapili8851]

Kaka Elim uliyo nipa ni kubwa sana kiasi kwamba umenifanya nijitambue sana Asante sana Mungu Akubariki

[@dannywanjara4780]

Ndugu umechangia kubadili mfumo wa maisha yangu kias kikubwa sana nlikua napata pesa lakin aikai. kumbe lifestyle ndio ilikua mchawi wangu mkubwa ila taratib nimeanza kusogea ktk kuepuka vitu visivo vya lazima

[@SuperKibwana]

Ubarikiwe sana Coach, kwa haya mafunzo. Hii kanuni ni nzuri na inamfaa kila anyetaka kupata maendeleo ya kweli katika maisha yake.

[@erickleon9460]

Somo nzuri saana kaka yaani mungu azidi kukuweka tuzidi kujifunza vingikutoka kwako yaani weacha tu

[@jemomandua6141]

Asante braza

[@T1tanGamingCsgoMore]

Idea yako ni nzuri sana na natamani ningeweza kujua kabla ningekuwa mbali lakini sasa nshajichanganya na madeni mengi na mshahara hautoshi. Sijui nifanye vipi Dr.

[@luccabosslugendo9722]

nimekuelewq vyema japo kipato changu hakina uhakika was moja kwamoja..basi nitajtahd kubajet kile ntakachopata kwa mwezi ili niishi kwa hiyo kanuni ya 50/30/20 nimeipenda mungu akubariki kaka joe

[@joelnanauka]

Lucca Boss Ameen ahsnate sana pamoja

[@samweliathumani1672]

Lucca Boss kaza kaza mzee bb

[@saifhamed1110]

Nashukuru sn umenisaidia kwa sehemu kubwa sn

[@agliventures]

.

[@barisasaji8669]

Ashsante Sana brother kwa somo zuri kuhusu bajeti hakika MUNGU azidi kukuwezesha katika kazi yako🙏🙏🙏🙏🙏🙏👍👍

[@janethkomba4485]

Nashukuru Sanaa kwakunierimisha mahan mimshaara kilaa nikipata unatumika wote pasipo kuweka Akiba🙏

[@abdoulkarim2964]

Kwa kweli nazidi kuelimika kila siiku maana mambo ni meengi mnoo yakubadilisha katika maisha yaangu asante saana

[@cainewilliam5236]

Broh, you are geneous I'm telling you. It's only today that i have seen your KZbin channel and i have watched almost 10 of your videos. Actually i have learned a lot. Thanks a lot.

[@joelnanauka]

Caine William Thanks for visiting and kindly invite others also

[@yakobosengasu8073]

Broo nitakupataje ninashida na namba yako

[@benmagungu614]

Asante kwa Somo Mwalimu . Nimechelewa sana kujua hili somo . Naanza kulifanyia kazi

[@AbubakarKhalphan]

Ahsante sana kka kwa elmuyako ningum sana kupanga bajet hii mwenyewe bila kuumiza kchwa nashkuru sana umentoa usingzin mungu akubaliki uzdi kutuelmisha zaid nazai kwa kanuni ya 50/30/20 nashkur sana kaka

[@kulwamadaha1613]

Yananifaa sana nimekukuwa napoteza pesa nyingi sana bila kujua zimeenda wapi naomba msaada wako zaidi

[@yebaclavery1773]

Nmejifunza kitu hapo bwana Joe.... Ngoja nipige hesabu then ntakwambia.... Good idea.... God bless you.

[@maulidihamadi6928]

Nashukuru sana kaka namefatilia somo lako saiv niko vzr kidogo tofauti na mwanzo naamin bado sijacherewa kaka

[@njuka3515]

Asante sana kwa Somo nitafanya hivyo na nitakupa majibu ndani ya miezi mitatu ijayo

[@minzamaduhu9042]

Kaka umenifungua macho Leo Asante endelea kunifunza

[@husseinsmash2416]

Hongera sana kaka Joel Arthur Nanauka nimeipenda hii kanuni ya 50/30/20. Naamini nitaweza kuifanyia kazi na mungu anixaydie

[@bryanfrank5602]

Ah kaka asante sana yan apa umenifungua nimeelewa kabisa na izo asilimia ni sahihi kabisa

[@nassoromussa2423]

Dah! Sio kitoto hili somo. Yn leo ndio nimepata jibu la kauli yako "mafanikio sio bahati "

[@leahnkwija9273]

No sijachelewa sana naweza anza sasa ahsante kaka Mungu akubariki

[@ombeniyusufu8494]

Amina mtumishi wa Bwana kwa mchango wako wa elimu ya uchumi.

[@jacksonmambwe8416]

Nashukuru kwa somo zuri kuanzia Leo nimumin wa mafundisho yako

[@brucemwanamawe1082]

mwl naomba kujua pia kama kanuni hii inaweza ikawa Na msaaada hasa kwa wanafunzi wa vyuo vikuu wanao pata boom...Na wafanye nini ili kuitumia Na kuendelea zaidi...mungu akubariki sana

[@johnngimba7615]

It's very gud 👍👍👍 Mungu akuongoze Uzidi kutupa uwelewa juu ya maendeleo yetu

[@lidyanapegwa8154]

Nashukuru kaka, kwa mafundisho mazuri ya namna ya kupanga bajeti imenisaidia kibaki na akiba kwa kila mwezi

[@pudensianalinwatu5320]

Najuta kuchelewa kunifahamu hii account ur the best kaka

[@mbwigzobotz268]

iyo naifanyia kazi kaka nimekuelewa sana na itanisaidia sanaa

[@rebecamlindwa2913]

Asante kwa elimu nzuri sasa ntatumia pesa vizur

[@samweldaniel3774]

Brother umezungumza fact kabisa vitu vya muhimu Sana kwenye maisha yenye mafanikio

[@hassanbakari1509]

Nzuri sanaa huwo mfumo mm nautumia sanaa huwo mfumo mshahara wangu natumia thuludhi 1/3 ya mshahara wangu ,kwa mfano kwenye elfu 15000 natumia 5000 kwa mwezi iliyo baki na sevu

[@teachersulley9343]

Asante sana hii video nimeangalia zaidi ya marra 10

[@ossmansanga9605]

nimeipenda sana iyo toka nimeijua iyo kipato changu nimekuwa kwa kas saanaaa

[@AdamShamkoma-bs7zs]

Ahsante kaka nimejifunza na nitaanza kukiwekea akiba kuanzia sasa

[@niccohgordon4125]

nashukuru sana mkuu sasa nazidi kuelewa zaid na napata vitu ving sana kutoka kwako.

[@olivehaika8668]

asante sana kwa video hii nimejifunza kitu kikubwa mno, bila kuchelewa naanza kufanyia kazi

[@isayamgeni169]

Kujitambua nakumuheshimu mungu maana tamaa nauvivuwakufikili nimatesokwangu .....mungunibariki nifikiemarengo

[@zizuhmanizo2570]

Daaa broo heshima kwako mungu akulipe kwakupa umri mrefu wenekheri nawewe

[@komboomar9660]

nimependa darsa zuri sana inafaa kuifata kwa matumizi god my brother

[@janviervenasi]

Asante Asante ndiyo kupitiya mashauri unayo endeleya kunipa Nîme badilika kimusingi

[@shabanjoseph524]

Inawezekana kabisa my brother ahsante kwa somo zuri

[@mzizirashid709]

Asante Ningelijua Mapema Hii Njia Naamini Sasa iv Ningekuwa Mbali Sanaaaa ... Lakin Hata Hivyo Bado Sijachelewa Sana Asante sana Brother Joel

[@getrudamathias5417]

Iki O lol oooh I koo9 O lol love it and it Ok took okoool to beo a o it Thankshanks Ô Ok f

[@getrudamathias5417]

Thanks I'll look look to I Ok Thanks No m to oK Looking Okoool thank look . To on ok

[@getrudamathias5417]

O ok oo look o ok on 9olo look I look like moo Thanks so kok Mo like

[@getrudamathias5417]

O or do.o to9 I l I look like look o look ok om look

[@getrudamathias5417]

I'IllI'Illpl ok I look look I'll ok look o oIol moon . oo

[@sarahmruma7301]

nimejifunza kitu hapa ubarikiwe sana kaka...na amin nitapata mabadiliko kwa kufuata hii kanuni

[@lucydaniel3456]

Asante kaka nko kwenye biashara kwa miaka 5 sasa sisogei huenda huyu ndo mchawi wangu dah aisee

[@marymaiko6605]

namshukur Mungu kwa kweli nina bajet nzur Ila kichwaz kwa ubavu wangu ndo shida hajui kabisa hata moja kati ya hayo naumia

[@bueno1818]

Siku zote Najifunza sana kutoka kwako! We ni mwalimu haswa! Endelea kutufundisha Mungu atakuzidishia maarifa na mafanikio tele!!

[@athanasdoffa7896]

Kazi nzuri thanks for ur formular

[@deusjosephat8554]

Asante sana,je kwa mfano ninapokea mshahara Kila mwisho wa mwezi lakini mala mojamoja inaweza tokea nikapata hla nje ya mshahara je hii ambayo sijaipigia bajeti nitaipangiliaje

[@mwengekavuya7789]

Asante rafiki nina fatilia sana vidéos zako na zina ni elimisha sana congratulations

[@akidaally2835]

Thanks brother it makes me feel as if I was loosing my money since I didn't have any plan of savings before coming to your page.

[@AlexJefwa]

Asante xana br... Joel...... nimejifunza kitu

[@theresialumanyika379]

Asante Nimepata kukifunza Na naamini nitatumia pesa vyema

[@hassanovajunior6972]

Ultimate Lifetime Money Plan 50-30-20 is my life system #SeeYouatTheTop my Brother 🙏🙏

[@josephboniface6209]

Broh# Mungu azidi kuku Bless#

[@issajy195]

Kwel kabisa This is very plain mungu akubariki sana

[@nasraomari4818]

Safi Sana ninaweza kabisa mungu akulipe kwa some hili

[@mrsrm9540]

Yaan umenisaidia sana ktk Hilo shukran sana mungu akubarik

[@syliviastephen5476]

Asante sana Kaka, nimejifunza kitu japo kwangu matumizi ni zaidi ya 60%

[@agnesslucas4744]

Asante sana nimecherewa kujua jaman

[@zakariashaury5005]

Asante sana kaka nakufatilia sana umebadil muelekeo wangu

[@sotelisichula9210]

toka nimeanza kusikiliza vipindi vyako vimenibadirisha sana kimaisha asante sana mwalimu kwa kunipa mwanga na muongozo was maisha yangu

[@ruphysambaya3288]

Mimi brother nimekuelewa sanaa pia mim nimjasiriamali naona hii principle ni njema sanaa kwangu naomba nipate kufahamu mengi pia ningeomba uwe msimamizi wangu ktk biashara.

[@yonathanimkama887]

Nmepata kitu Cha msingi sn! it's good

[@AliM-di8dz]

Nakuelewa sana kaka , nikirudi tz nitakutafuta, ninamengi nahitaji msaada Wako Wa Karibu,

[@KazimotoChristopher]

Inawezekana kabisa kaka elimu unayotoa nikubwa Sana.

[@alphoncekagoshi941]

Asante, nimechukua hio 50/30/20

[@judithsalvatory2892]

Mungu alikuumba kwa kusudi maalum kaka na Mungu azidi kukuinuwa, unatupatia zawadi hizi bila malipo yo yote kwa upendo huu unaotuonyesha.Sisi shukurani zetu inabidi tununue sana sana vitabu vyako. Niko Zanzibar kwa Sasa je nitavipataje japo vitatu vya aina mbali mbali.Barikiwa sana kaka.

[@brianjohnson3851]

Hi

[@sadick-sebastian4052]

Asante saana Kaka kwa ujumbe mzito juu ya budgeting

[@calvinmastorytv8997]

Habari yako sadicki naomba namba yako kaka

[@gabrieltesha8994]

Nimeandalia leo hiii video yako lakini somo limenijenga sana bro ubarikiwe uwe na moyo huo huo wa kutuelimisha Mungu akubariki sana bro

[@agneshiza7229]

Duh!Uko vizur kaka Asante

[@robertemmanuel5922]

Dah Kaka Asante Sana umenifungua akiri Mungu akubariki

[@elizabethmahenge465]

Nimefurahia Sana mafundisho yako ubarikiwe

[@joycejohn9585]

Asante sana ubarikiwe maan umenitoa kwenye shimo nilikuwa nateseka kumbe mchawi n mm mwenyewe

[@leahzephrine812]

Asante kaka Mungu akubariki sana sana

[@sofiakhamis202]

Hii kanuni inanifaa sana asante ubarikiwe

[@msovelatv7916]

ahsante Napenda nijifunze zaidi mwalim

[@assamwakasanga3570]

asantee San kak Joel Arthur nanauka nimeipenda San kanuni ya savings, investment more savings 20+20=40 nitafurahi San nikifik kwenye 40 Mungu akubariki San kak Nanauka na pia ninashukuru San vitabu nimepata, kughailisha, tabia 12 nimefurahiii San siku ya Leo

[@joelnanauka]

Assa Mwakasanga hongera sana Assa,naamini kwa kuzingatia haya tutapata mabadiliko ya kifedha

[@sadikathumani1003]

Nimekuelew sana nijifunza kitu kizuri nitakifanyia kazi haraka iwezekanavyo.

[@emanuelyfrances3053]

Asante sana brother, God bless you.

[@neemakayombi3652]

Asante kwa kunipita elimu,natamani kuwa na mpangilio wa kipato changu

[@ramadhanmuniru6167]

Nzuri Sana Iyo kk nahanza kufanyiha kazi

[@michaelmichael7758]

Brother Mungu akubariki sana, hii fomula ndio mara ya kwanza nakutana nayo kupitia ww ipo safi sana. Naanza kuitumia kuanzia leo. Mungu akubariki sana kaka.

[@pascalinabasso4841]

Somo zuri sanaa kwa maendeleo ya kila hatua ya mafanikio