What Happens When the Land Runs Out? Earth's Extremes: Full Episode

[@mostly_water]

…”self insured” sounds like an industry/consultant term. These people are not insured. Self insurance is impossible by definition

[@rafaeljoos3694]

"Corporate would like you to tell the difference between those two insurance policies"

[@Pecisk]

In the world where home without insurance was impossible, I think it is just new way to describe it.

[@marcelszpak1460]

Didn't Trump want to nuke the hurricanes?

[@sharpsheep4148]

I thought a wall would work

[@benjamincornia7311]

Yes. Honestly, after the election, I’m convinced that the species doesn’t deserve a better world.

[@gladitsnotme]

I can't believe we have to live and die through a repeat of those years omg

[@boyblue3270]

@benjamincornia7311 I just say, humanity will go as far as it can. If 60 percent of us want to dissapear....well....that is a large percentage...but do remember when the Un voted to stop genocide it was 187 countries to 2. So many of the other parts of the world still want a good place....

[@AH-gk9we]

And given the state of the coming presidential appointments, there won’t be anybody with any intelligence to handle these problems. 😑😕 Conspiracy theories will run rampant.

[@koryhelm8515]

That guy really hit them with the "stick structures"

[@pugsandcoffeeplease]

I knew immediately from the video still that this was my home state.

[@GreenPoint_one]

I could guess too that its probably southern usa xD

[@benjamincornia7311]

Maybe when we lose New Orleans Americans will take climate change seriously.

[@reuireuiop0]

​@@benjamincornia7311 Not in the Midwest they won't. Actually, anywhere far from the oceans and intensified fire seasons. They'll just keep burning the stuff until nothing left.

[@kevinmanan1304]

@@benjamincornia7311too late by then. I can’t believe they need to see their homes underwater first before believing.

[@kevinmanan1304]

@@reuireuiop0the Midwest took the bulk of the wildfire smoke. You think that coastline problems would stay in the coastline but we only got one planet buddy.

[@KJSvitko]

Climate change and rising sea levels will make properties in low lying areas and coastal areas impossible to insure. Banks will be reluctant to give a mortgage for 15 or 30 years because the property may be under water. Selling properties to average buyers will become impossible in the future as banks and mortgage companies stop making loans for these properties. Coastal areas are a high risk for insurance and extreme weather like hurricanes. People will have to self insure and take the risk of loss. Condo associations are losing their insurance and if they find a new higher cost policy they will be passing on the higher costs to association members. Flooded cars from hurricanes fill the salvage lots. Insurance companies will raise rates and pass on the costs and risks to policy holders next year. Coastal properties will be confined to wealthy individuals that can buy properties with cash and self insure for losses from hurricanes or rising sea levels.

[@reuireuiop0]

And since all ports are seaside or near the coast, what s that spell for the future of merchant shipping, which brings over 80% of imported goods into the country ? Who is going to insure those expensive capital intensive high tech structures that harbours require to operate ?

[@danielfaben5838]

@@reuireuiop0 The likely future to which you refer may be one where imports are priced accordingly, people cannot pay the real costs, demand drops and the end of trade as we know it occurs. It is about time. Not fun for those who like growth and all the toys that trade provides. Just another nail in the systems coffin.

[@reuireuiop0]

@@danielfaben5838 Not just toys, but a relevant share of food products, clothing and medicine are imported by shipping as well, which are going to be hard to replace. In a country full of privately owned guns, not everyone is going to be willing to pay prices that feel inflated. "Luckily" it's going to last a bit before this shit hits the ship propeller

[@rolandgibson-murphy2853]

As long as there are billions of people like there are now wanting to live the U.S. upper middle class lifestyle, the Earth ecosystems will be devastated, and the change in climate will devastate human and ecological areas.

[@Alkestisj]

Insurance companies aren't "forced" to raise their prices, they are just taking advantadge of the climate crisis to make profits. this is how capitalism works.

[@alexv3357]

That's true, but so is the other side - insurance is a business, and like all businesses exists to make a profit; if the odds of having to pay out on a policy increase, the cost of the policy must also increase in order to ensure that that the company is still making a profit on that policy. Even the most ethical insurance company is subject to that basic law of economics.

[@thebigoaktree8401]

Most necessary work, Salute!

[@jandraelune1]

Most of FEMA's job is before the events happen doing preventive remodaling of buildings and pre-setting up with locals for evacuation methods and rescue operations

[@Sjalabais]

The more people being affected, the more will - eventually and hopefully - understand that we need to adapt. It's already too late to go back, as we've passed the 1.5° C median mark earlier this month. But we can still avert humanity's home made apocalypse.

[@WallaceStegner-e7r]

If you understand anthropogenic mass extinction, you'll realize why we will not stop destroying the entire biosphere until we too are destroyed.

[@Pecisk]

Better building codes are one thing that saves homes from utter destruction.

[@isabellabihy8631]

Maiya, a very good video, as always. Keep it up! What made me cringe is that folks in Louisiana apparently don't have any natural disaster (home owner) insurance. My guess is that folks just cannot afford it. I'm a lucky person, I live in a region of middle Europe that does see severe weather, like heavy rainfalls and flooding, derechos (westerly very strong winds), and the "once in a decade" tornadoes. Ok, OK, wild-fires are an issue in the summer months, yet not in my area, and not to the extent as in California. No hurricanes here. I'm blessed. I feel so sorry for the people loosing everything.

[@apocaly2855]

The hurricane hunters home was in mississippi

[@WobbigongSoundSystem]

The underground utilities such as water, and sewer become infiltrated before the water is at the door step.

[@edbouhl3100]

Excellent point, that most people don’t think about.

We fully deserved all of that due to our choices over the last 250.

[@apocaly2855]

Mississippi got hit by Camille, Katrina, and Ilana how tall gone leave us out. If anywhere ground zero it's Florida or Mississippi.... Katrina made land fall in mississippi and Louisiana just got some of it..

[@lizwaters4066]

Louisiana is sinking, I think that is a big part of the story.

[@pierrevaillancourt1371]

thanks for what you do. i listen all your emissions, hi from Canada

[@nicksamek12]

10:00 what’s that in terms of population? 1/15?

[@homewall744]

The more we build, the more expensive the "storm" is in terms of damage. Just like the more people you put in a place, the more people harmed when something bad goes wrong.

[@lilleyprescott2448]

it suprises me that they don't have their new homes up on stilts, don't they think it is going to continue it 's march north, even the old homes are elevate.

[@50Nobody50]

This title acts like there is no such thing as Waterworld. Just be sure to save your tomato plants.

[@Ultralightaman]

Some of it has to do with inflation

[@holzhausholz8215]

And the price of eggs?

[@nihil1]

A lot of it, actually. The insurance crisis pressures the prices up.

[@Ultralightaman]

@@holzhausholz8215 price of construction and property value has gone up a lot. Makes it more expensive to insure. Now when big storms come they are repairing over crowded 500-300k homes that are probably worth 200-100k because of location.

[@falsificationism]

14:40 "pushing insurance companies to rapidly raise rates." If insurance is about diluting risk, why should for-profit insurance companies exist? Just pool ALL the risk and develop rational rates based on actual risk. No need to expand profit margins and charge us for Geico ads and CEO salaries on top of everything else. How silly. Let the private markets deal with boutique issues, special cases etc. In the same way that "health insurance" shouldn't be for-profit, but a surgeon or pianist insuring their hands should totally be a thing, for-profit homeowner's insurance for basic needs should be a basic good. Again...how silly we do things this way because we believe in the 'magic of markets' to fix an irrational system of incentives.

[@ThoughtsAreReal]

Please forgive my frankness: FUCK OLIGARCHY!!! 😢

[@fredeerickbays]

poorly done I was looking for a more tech fid and what i got was a feel good antidotal vid Thumbs down. Bty way I watch nothing done by large crop such as ABC or PBS. Both are rich run. I look for ppl doing Indy work and u are not that. In point of fact I go so far as to call u fake.

[@clark-s1o]

life goes on....get over it!!!

[@brentlyxxthomas]

PBS will blame Trump.

[@JacobTheGM]

So will you. Give it time.

[@joshk.6246]

​@@JacobTheGM💯

[@Steveriknows]

Nope, I blame the Florida Supreme Court that 25 years ago, gave us war monger, climate change denying Bush instead of Gore, an environmentalist.

[@philipreeves9311]

You'll have your don't look up moment with the gop climate policy. It'll be to late by then.

[@amythejaded]

As they should, it’s not Trump’s fault but we all know he doesn’t give a shit and he’ll do nothing to fix any of it.

[@suteners2111]

why concrete is not reasonable? it doesnt make sense. Looks like Luisiana is flood plane, just dont live there ! or live on floating home, or spend money on concrete home! you americans live in cardboard homes and complain about destruction.

[@guyman1570]

Because concrete is useless in tension and crumbles apart very easily. It doesn't handle extreme weather events that well either.

[@TrầnThịMỹDuyênên-n9s]

Laughing so loudly at this video, the neighbors must think we're doing something else here💖