Savings Challenges that Have a BIG Impact | Tight Budget Tips | Saving Hacks

How much you save is never as important as developing a habit of saving.
No matter how small your budget is, you still have savings potential. In today's video, I will be sharing some savings challenges that anyone can do, with any income!
➡️ 2020 SAVINGS CHALLENGES: bit.ly/30cvnh1
➡️ HOW I TRACK MY SPENDING: bit.ly/3aIe89I
➡️ 12 MONTHS = 12 SAVINGS CHALLENGES: bit.ly/2PaYScR
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➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: bit.ly/3cfJXsp
➡️ 4 SAVINGS CHALLENGES FOR SMALL BUDGETS: bit.ly/2EB6G5K
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: bit.ly/2wDETxF
➡️ $5 SAVINGS CHALLENGE JAR: amzn.to/3gfLPTl
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I'm the blogger behind www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!
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[@TheMarvelousBeautyChannel1]

When I decided to pay attention to saving I had to start small not due to budget constraints but because I wasn't disciplined. I had to build up the habits first. Then it became an addiction lol.

[@TaylaMarie1996]

This is me right now!!! I feel so excited about it now. its kind of overwhelming because I didn't realize how much money I was throwing away to food.

[@TheMarvelousBeautyChannel1]

@@TaylaMarie1996 Me too! Food and small misc items were my traps.

[@holleyb1856]

I always thought i didn’t have the money to save . This journey has taught me I just don’t have the discipline !!!!

[@babe8917]

It definitely becomes an addiction. I feel bad when I cannot save as much as I would like to

[@TheMarvelousBeautyChannel1]

@@babe8917 Me too. I get sort of angry. 🤦🏾‍♀️

[@themathissquadjourneythrou1275]

I’m on a super strict budget but I’m doing a Find Change challenge. Saved up $5.65 in the past two weeks. And found $20 today!

[@valerieguerrero8208]

My husband is a big change saver. He will pick up every penny you see on the street and put it in his pocket. We dont have a counting jar but we put them in a big container and go change the money every november for Christmas/our kids birthday(dec 30). We usually have around $700 which is nice lol

[@marcihf217]

I pick up pennies too. Money is money. 🙂😂

[@PCross38115]

I'm on that penny train too lol

[@rosemarycornwall5162]

I've lived by 'see a penny pick it up, all the day you'll have good luck'. I've seen youngsters throw change on the floor as they don't want it....I'll have it thank you very much, I like free money.

[@acajudi100]

your bank will count the coins for free.

[@rosemarycornwall5162]

@@acajudi100 In the UK I've never been allowed INTO a bank since Covid! There is someone at the door directing you to auto-tellers. We do have machines in supermarkets but they take a chunk of the change.

[@raspberrycremeavp]

For the 52 week challenge next year, I'm going to execute it in reverse. Like the idea of releasing pressure over time instead of building pressure :)

[@rosemarycornwall5162]

I like that idea. The thought of those big numbers waiting for me at the end of the journey are scary!

[@suetinz]

Nicole Kolden I think the idea is that you get “better” at saving as the challenge goes on, so it’s only small incremental increases over time. That being said, I like your approach too!

[@thevictoriagoogin]

Aug I started the 52 wk challenge (it's my bday sinking fund lol) and I figured out saving $53/2wks it equals the same amount.

[@virastefaniya2716]

Good idea

[@selinakalimukwa9959]

Is it OK to do all the 4 challenges at the same time?

[@victoriastewart7116]

So glad to see a video like this! So many of these are geared towards people who already make a lot of money. "How I saved $80000 in a year". Yeah, helps to start with a $150,000 per year salary...

[@reginalddurley4162]

I started the Five One Dollar challenge in 2019 and am still going today. My total is over 5k in fives and over 3k in ones. I also done the ten challenge, I save 2 dollar bills. My last two challenge is 100 Envelopes challenge 2022 have 10 more Envelopes to go and My 2023 100 Envelopes 20 dollars a week challenge

[@kaitlynogden3908]

I love the 52 week savings challenge!! Ive done it the past year but I dont always go in order. Some weeks I may make a little more than others or get money from somewhere and on those weeks I will go ahead and knock out those higher dollar challenge weeks! Then when funds get tight I can do the super small ones and I dont have to miss a week

[@alyssateboe]

That’s a good idea!

[@DarknessFalls29]

Good tips. The 52 week will not work for me since I get paid semi-monthly AND I never go to the bank to get cash. So, I tweaked it by transferring $5 to savings as soon as my paycheck hits my account. That's on top of the $10 I send to the offspring's account. It's not much, but it feels good to see it all add up.

[@plannersnbooks9041]

cUgu

[@johnnytieszen1658]

I get paid monthly and what I do is I pull out $100 a month and put it in a jar after 12 months you have $1200 every year you add $1200 so in 5 years you will have $6000

[@thevictoriagoogin]

I cant wait to open my $5 savings jar! I repurposed an oatmeal container & super glued the lid on. I made it fun looking & have 000 idea how much is in there!

[@nikkicoleman6709]

ooh good idea!

[@ajohonly3721]

Nice 👌🏿

[@kasarustica4005]

I did something similar! Whatever works right !? Lol

[@karmenskempari1477]

Go for it..!! I did the same..

[@davidfunvideos]

Good Idea.

[@emilynmax]

As a Canadian, I’ve seen amazing savings by saving all my change because of our loonies and toonies 😊💕

[@GorgonnogroG]

sent you a message on your channel happy saving

[@samanthamorgan8351]

My bank has the option that when you use your card it will round the charge up to the next dollar and put the difference (so basically the change) into a separate account. I love it.

[@simplyjenxoxo4735]

What bank does this??

[@mercedesatwood9562]

@@simplyjenxoxo4735 Scotiabank does

[@rebeccaprice4851]

Our bank did that but stopped several years ago😩

[@shaneimler6378]

I do a slight variation of the 52 week money savings challenge every year. Instead of saving money that corresponds to the week, I use a random number generator on Google to randomly order numbers 1through 52. That way the big amounts are spread out. Sometimes in the latter part of the year, it can be a challenge saving over $200 extra per month, even though it's only $48, $50, etc. per week. By having the numbers random, I still save a set amount each week, but it's a little more evened out.

[@candy2325]

I really like this idea 💡 I agree towards the end of the year is bumpy saving $40+ a week, so having it evened out I can knock out the bigger numbers earlier in the year, the middle and a little bit towards the end 😀

[@gossman75]

Cool, you can also go to a dungeons and dragons seller and buy a 100 sided dice. and then you roll it, and what it shows, you put that much away into your bank.

[@bossyprincess28]

We do the 52 week, but don't stress the $1 week one, $2 week two, and so on just because of Christmas at the end. We just check off whatever we can afford that week. ❤❤

[@millie_n11]

The way I'm doing it this year is randomly choosing an amount every week off my 52 list... so January working within events it was dead with work so £5. £2, £15 and £20 flew off the list, then Feb was £55 amount and now what's left is £107 this month and £276 next month as I can afford more and it adds up; to over £1400 in the end!

[@bossyprincess28]

@@millie_n11 awesome news!! I had my husband get on board by telling him he's in charge of filling stockings and breakfast (we make breakfast for our kids and our moms and then go to my grandmas for dinner.) He needed to save $10 a week to reach his goal and he has almost saved his goal within 2 months!

[@fourdayhomestead2839]

I'm on a strict budget, but by doing a $40 twice a month simple cleaning (side job) for 8 yrs. I've saved the down payment+ for a small plot of land & cabin for retirement.

[@gloriabrown4439]

Well done you!!!

[@sarahmiranda7130]

Make a slit in an old pickle jar container then super glue the lid on...that way you dont have to spend money on a jar you are just going to smash.

[@marycoleman3711]

Saving all my dimes for my grandsons college fund have been doing it for two years

[@flyingdocskate]

did the small change thing this month and had almost 50 euros in there :) so am pretty pleased about that... have to look into the other challenges though :P they seem like fun and with the easier amounts it should be doable. had to increase my food budget last month since all the grocceries got more expensive since we also need more fresh fruits and veggies for our toddler...ah well at least with these little savings challenges we can still save some although not extremely much :) but every little bit helps big time.

[@planningfoodmoneywithmiche7868]

I would like to see a budget for once a month payday with a lower income.

[@me21464]

Create your own...I get paid once a month as well and I’m saving my age and child’s age monthly!

[@dahenry8888]

Just do the calendar like she shows on one of her other videos...you use different color markers and put your bills on there...The title of video is "the budget that changed my life"..

[@Km1105]

Me to 🙂

[@lynnmiller1287]

i'm on once a month as well. what i do it add what comes in. add up what goes out. subtract. what's left is divided by 4 and that's all i have for the week. once you know your weekly budget, you can see where you can save and put money away. what bills can go? i don't have cable, just internet and netflix. saves me over $100 a month

[@JaneDay]

New sub. My fun methods of saving are: Pots that you can’t empty which I know as a terramundi pot. I have several but specifically one in which I save all of my £2 coins and one that takes all of my 20 pence coins. £2 currently £1,288.00 and 20 pences currently £189.80. It still amazes me how much small change adds up and how I don’t miss it. I just started a new terramundi which I found in a charity shop for £3. This one will take all of my 50 pence coins. This has become a real hobby for me lol. I also do what I call the £5 £10 £15 £20 challenge. In 4 week blocks I save these notes in turn. At the end of 52 weeks, one year, I have £650.00. This takes little effort and forethought. I found the 52 week challenge I saw on KZbin too daunting when I realised in weeks 49 50 51 and 52 I would have to save a total exceeding £200. That was scary. Thanks for sharing your knowledge and experience. You make budgeting very interesting and at almost 65, I’m not too old to learn. Regards Jane Nottingham England x

[@APinkeClothlife]

I save all of my change from my cash envelopes and I use that once it builds up to put towards credit card debit!

[@elainecarrillo5434]

Girl ever since I learned about ur $5 challenge I have been saving and tracking it I have over $100 saved so far. Thank you! I am not an all cash spender yet but I am getting there. I love ur channel thanks for all u do! ❤️

[@floppybob1121]

My father used to keep all his bills in his wallet facing the same way from highest dollar amount to the smallest. ( hundred dollar bills down to one dollar bills) One day, when putting dollar bills back into his wallet from change he got at the supermarket, he said to me that if I respect money, money will respect me. That even includes a penny. Respect that penny! Look at how Kumiko respects her change. Even those pennies in the cup. They're not floating in the bottom of her purse, or rattling around on the floor of her car. Shes putting those pennies to good use for her son. Respect your money!

[@veronikebaran7603]

Thank you for this! My mother works 2 jobs and lives pay check to pay check with no money saved up. I am going to give her the 52week challenge one to try! Even putting a dollar away when you can adds up!

[@EvelynKathleen]

I get so many 1s its crazy... so 1 dollar challenge is also amazing 👏

[@loe3175]

Love this video! It can get so discouraging to save when you don't have a lot of money to work with, but this is a great reminder that EVERYONE cab find even very small ways to always be moving forward with our financial goals!

[@amandasmith9149]

As a mom of a college student I can say SAVE SAVE SAVE!!!

[@jenniferselespara1327]

They grow up fast 936 weeks and they are grown6

[@KourttneyL]

THANK YOU for having free templates. 😭💓I have a low income job, so I don't have much to spare, but I am so close to paying off debt. It really helps to find a free template here and there!!!!

[@zz-ic6vy]

Did you get them? I cannot get them

[@debramurphy4295]

I started out with two 16 oz pop bottles one penny's the other dimes. I supper glued lids on after cutting a slot. Only I never know how much is in my bank's

[@valeriebonilla1139]

Me and my husband save all of our change in a large steal box he welded together and at the end of the year its so exciting to fill our money rolls and see how much money we saved just on change! Not being able to see how full the box is give us more excitement! We lift up the box every once an a while and see how much heavier it gets! I will definitely be adding a cash saving jar in 2021!

[@sofondadavis5028]

My fiance has a wooden box he made and I prefer to see mine in a glass jar

[@djmove2]

That jar costs $24. No way. And the counting jars are very nice, but they cost around $11 each. Not possible for those on a limited budget.

[@jamieshannon9809]

Just use a large glass jar instead. Or go to a local cafe/restaurant and see if they are throwing one out.

[@gloriabrown4439]

Yes. I consider those money wasted. That’s 45 I could use somewhere else. I am able to count and roll coins. I have free jars and can glue lids on.

[@kiaundriabellerose5027]

I started with saving coins. Then, $1 savings challenge followed by $5 savings challenge. Now I’m working toward a goal that’s still small, but bigger than those. I’m addicted now 🤭

[@colettemcwilliams1325]

When I was in the Army stationed in Korea I saved all dollar bills and change for the year I was there. I was able to buy Christmas gifts with it when I was back stateside.

[@candy2325]

Creating that saving habit is soooo true! I made a car maintenance fund and have $270 saves so far. I set aside $20 each week/paycheck to fund it. Setting aside that amount without thinking about it is great because the total just skyrockets!

[@bruce5895]

Tip # 1 for saving your money, start paying cash for your purchases.

[@015cn]

"Plastic will make you spend more" - Dave Ramsey

[@bruce5895]

@@015cn Good point

[@NordicQueen12]

Great idea tho in this Covid era and the promotion of card purchase only, how would this be achieved?

[@bruce5895]

@@NordicQueen12 Debit cards will achieve the same result, you can only spend what you have.

[@tamikajones6970]

I save my change, $1's, and $5's. I love the 12 week Christmas challenge and will use that to cover Christmas dinner and Black Friday/Cyber Monday shopping. Thank you for sharing!

[@lindacollins5972]

Thanks Kamika. I have my Christmas fund, but completely forgot about budgeting for Christmas Dinner. Maybe I will save for Black Friday, and Cyber Monday also.☺

[@tamikajones6970]

You are welcome Linda ☺

[@DrgnMage2536]

I'm saving money as well as paying off my debt. I"m trying to get debt free in 3 years. However, I love challenges and your 52 week one, seems reasonable as well as the three month Christmas money challenge. I always overspend during the holidays. This should hopefully keep me on track.

[@cowgirljones35]

Habit of saving money is fabulous the priority of the foundation of making a monthly budget for paycheck #1 & paycheck #2 , always do a zero based budget and I'm a Dave Ramsey girl, although we do not follow him to the tee. You are an amazing young lady it's great to see your channel.... We are both Retired living on a fixed income. No raises , we also do cash envelopes, no speeding months for wants only needs. We garden vegetables in the Summer, I can vegetables, I make my own bread, and most definitely homemade fresh meals daily. It feels great to a cash spender 🤑

[@kenyonbissett3512]

I think a great challenge to do is parents against children. It’s reaching the goal not amounts. Picking up change, extra jobs, etc. I would suggest doing it for Birthdays/Christmas and vacations. If they like saving, then have them save for college or a car+expenses. Make is a project/game to achieve goals.

[@bethpacker1534]

I love this video. I will try these challenges. Maybe not the 5$ one though because my income is low. You have mentioned in a couple if videos that in the beginning you may barely have gas or food money after bills. Please tell me more about how you came so far in just a few years to be debt free and buy a home. I want to have hope that I can become debt free.

[@cheriehumphreys6249]

To tweak the $5 challenge if you are not using cash, could be every time your balance in your account ends in $5 you transfer the $5 to a savings account. So you check in after your bills come out, or you use your card and if say $365 was left, then you transfer $5.

[@gailrodgers3079]

I remember seeing that first version of the 52 week savings goal where when you got to the later weeks in the year the amount to save each week was, at least for me, HUGE. Yours does seem to be workable.

[@sofondadavis5028]

Reverse the challenge. I have more money in January than the holidays.

[@nayelihernandez2218]

This definitely opened my eyes on how easy it is to save 🤦🏻‍♀️ thank you♥️

[@pollydolly9723]

Love it! I already do the change thing; but will add the 12 week Christmas Challenge soon (will pay for special holiday groceries) and will start the 52 weekChallenge in January. Small victories are big steps!

[@sarahhouk]

This video is great. I love how you talk about saving money as a habit. That is what I am working on also!!!

[@Cloud-cp1zz]

Saving is definately a challenge in those trying times we are living into.

[@OldHag73]

If you take an old jar you can make a slit in the lid and then glue the lid on or seal it with wax or something that makes it hard to get into and that makes it less tempting to take it out before it's done

[@CaritoBob]

Omggg it's like you read my mind! I really wanted to participate in your saving challenges but sometimes I can't with my budget! Thank you for making this video!

[@davidhart4789]

Starting small could be a 30 day saving. Day 1 add 1coin, Day 2 add 2 coins till on Day30 add 30 coins. A penny would give $4.65 a month but if you done it each month for 1 year it would be $55.80. Nickel = $23.25 Month and $279.00 Year. Dime = M $46.50 and Y $558.00. Quarter = m $116.00 and Y $1,393.00. Do all for a year it is $2,335.80. Not bad for change.

[@gloriabrown4439]

This is a fantastic idea

[@samsfinancialcorner9756]

Great video! A little but add to a lot. I love how you expressed that saving money is a habit. We have to get into the habit of savings.

[@carolynsmith158]

I love you’re saving challenges! I’m going to start the 12 weeks challenge for Christmas. And also I’m going to do the 52 weeks challenge at the first of the year. Thank you so much for helping people to help them save with a small budget. Keep doing what you doing. You’re videos has got me to really help me to start saving. ❤️

[@mcsweet6870]

I think this is great that you showed this. It gives us beginner budgeters some simple ways to get started savings and making better saving habits in smaller steps.

[@jessy6603]

I saved all coins last year and at end of year I had 35$ saved up . It was coins which would have been tossed away like that . I spend 35$ on Christmas gifts .My point is save whatever you can, spend wherever you want to enjoy .

[@jill8777]

Yesterday I decided I want to be debt free of credit cards and loans by the end of 2022! I have this confidence because of you! Weeks of BBP has changed my life!!

[@cathy-fw2ox]

I have been putting the $5's, $2's and $1's aside in a large gift box which I glued shut with craft glue.....starting this was hard but once I started to see how heavy the box was getting. Now it's habit to still save this way

[@genealotech]

The past few years I’ve done the 52 week challenge with doubling the numbers and you are right, it makes for a great emergency fund!

[@nuthin2it2002]

I’m on Board for Both savings challenges. Kinda excited too.

[@HaveAHollyDayArts]

Thank you for acknowledging small budgets and that even small savings totals can be a real triumph for some.

[@savannahm4243]

Love the little challenges! Something fun we do is save all the dollar bills with letters that correspond to our kids/nephews names! It only goes to the middle of the alphabet so we use some middle names. Can’t wait to see what it adds up to and they get a fun stack of bills with one of their initials!

[@FogCityASMR]

Im doing the save the change challenge. I have over $50 already rolled up. 😍 I love your videos! You have helped so much! Ive been here watching for the past 3 years. So happy for you and your success!

[@Budgetforsuccess]

So glad I found this!! I want to save but have very minimal money so I’m excited. ☺️

[@HolisticMoney]

These are such great ways to start building the habit of saving! I love that you're sharing your worksheets, too!

[@mamabearbabybear2059]

I think many of them need to see this video. You explain so well logically and effortlessly. We all should start saving and follow your tips. 4:00 👍🏼

[@dollarbilllife3905]

Those are great challenges still relevant to today. Small change adds up to big money.

[@afries9690]

Thank you for sharing your challenges. I've been saving $5 bills over the past ten years after a friend mentioned that he always set aside $5 bills. I initially thought he was being super extravagant, not spending any $5s. However, after trying it myself, I found it to be a rather painless way to set aside money. About five years ago, I started depositing the $5s into a holiday account at our credit union at the end of each month. I also set aside any brand new bills (must be completely flat, no wrinkles or folds) that I receive. New bills funded my emergency fund and paid for a trip to FL. When saving change, I enjoy setting up mini goals such as setting aside every coin minted the year my daughter was born or quarters from the year I graduated.

[@mrsbs7146]

I have a Christmas cash envelope/sinking fund that put $60 a month into so I don't need to worry about it :) I was OBSESSED with savings challenges (7 to be exact) a couple of years ago, but I adjusted them to fit me (I always round it up to a whole number $2,000/$3,000, etc).

[@khadijabarham6125]

I’m going to follow you this year. Happy New Year. I bought the clear jar you have and that was the best idea I seen. Thank you

[@mandiekay84]

I love that you are making budgeting cool! And you are helping so many people!

[@justanotherfan18]

Kinda thinking I'll do this challenge this year 2022! Your videos and your explanations are the best out there!

[@irishgirl9667]

Already completed 2020 $5 Challenge. Already starting on 2021.

[@pramodvaity9588]

I had done a ₹5/-challenge that would end Dec it's wonderful experience on looking at the money grow even though it's slow

[@melissalee1709]

I'm doing the 52 week challenge right now but have given myself liberty to mix up a larger month one week and then back to a small one the next week. That way the overall months are a little more even and I have a reminder in my phone that each week, I have to pick a box to check off. My giant jar started off with a little extra and I throw in any extra dollars or change throughout the month too so hopefully I will be over that $1300+ mark at the end of the year. Just another way to look at it.

[@jewelmcneil4392]

This was an awesome video. You covered my excuses regarding the 5.00 Challenge. Which I will start tomorrow. I will also start the 12 wk Christmas fund. I am proud of myself for starting the 52wk challenge 2 months ago. It's a great feeling thank you!

[@kallistoindrani5689]

I love the 52 week one! Sounds like a great on to try next year.

[@cassandragabella8870]

I just want you to know I have literally been watching all of you're videos with in the last week and I love everything you are about and you're methods are serious about to change my life. Thank you for what you do

[@rebirthedsoul3185]

You are the best miko , l watched your videos again and again and every time i watch them i learn again, thank you so much

[@rachelmarylin972]

Ive just found your channel and Im really enjoying your videos. I appreciate you having the resources for free, thats so helpful.

[@mazumapro-moneymatters9736]

Good ideas. It all starts with proper budgeting and planning and anything is within your reach.

[@Prd64twl]

Love the 52 week money saving challenge because it's very doable!

[@TLT_702]

I’m doing the coin challenge , $1 challenge and leftover challenge. This video encouraged me to try the 52 week challenge. Thanks so much

[@FacciaBella5]

These are awesome ideas! I love visuals and need help with saving. Thank you!!!

[@sabrinagraziose6286]

Love these ideas. Thanks Miko!!

[@belindahamilton7876]

The raises i got on my ss the last 2 years i put it in a savings account each month. My husband and i both save change.

[@mollym9272]

I love all these savings challenges. The one thing I'd like to mention for the 52 week challenge is, did you ever consider inverting it? I know in January, being so committed to NY resolutions I can easily find $52, 51, 50 and 49 to save (especially with XMas gifts). I feel like its much harder to find those sums of money in December with the holidays. (I also fully recognize that it's a 52 week challenge that one could realistically start today and have it go July to July) but just something to consider....

[@ayannafraleymoore5265]

Great idea, actually. I think I’m going to invert it and start with the larger amounts first. Thanks.

[@ReeceCaruso]

Great suggestions! This is such an important topic to be discussing. I really enjoyed the video!

[@FortyElevenCats]

Those money counting jars are so neat!!

[@marig1972]

Love the methodical way, you explain things and why. Easy to follow and listen to you. Thank you. I appreciate you. Subbed. 😊💖 #ManyBlessings

[@christopherrosas2738]

I love save the change... this is something I did for my second to youngest nephew when he graduated from highschool and he had a pretty nice little chunk of change when he graduated and soon I'll be doing the same for my youngest nephew....

[@BeverlyLeeCreates]

Very informative. Its a changing my mindset to make saving natural. I have a tight income and i spend way too much! 🤦🏾

[@gossman75]

I always thought of having a saving box with a combination pad lock on it and what you do is put in 1 dollar and then you get 10 tries to figure out the combination to the pad lock to open the box for the savings. By the time you figure out the combination, your bound to have quite a bit of savings money inside the box. If the max number on the combination lock is 39. And if it takes 3 numbers to open the combination lock, and if you get 10 tries to open the lock, the odds of cracking the code would be 1-5932 times before it'll be solved. This box is meant to be for only 1 person unless you don't mind letting someone else get the funds from out of the box, after you put a lot into this box.

[@anursesbudget3238]

I am working on saving challenges myself. Great video!

[@laureenejackson1441]

Thank you sharing you saving ideas. You are a smart and loving mom. I love that you are prioritizing to save for your son's future. ♥ God bless you and your son. Thank you for helping others with practical saving tips.

[@tanissacarter]

Thanks for sharing implementing these starting today. (Today just happens to be payday-great time to start)

[@oradeancardwell2416]

My first savings challenges was last year and it was so much fun. Thank you for all your encouragement.

[@GigiGaskaite]

*Great tips! Also love your background 😍🤗👍🏻*

[@MountainGoat2024]

Dame your a genus as of Friday 23 October I'm starting the 52 week and lose change one. As to try and stop me buying crap and junk food.

[@JackieBudgets]

Yes!! Just what I was looking for. Great video.-

[@karenhuntington2890]

Thanks Miko. I've just started doing this in July. I already have just over $100 in $2coins. Saving change makes so much difference 🙂

[@comegetthiscommentary]

First off I really love your channel. I especially love when you do the real people budget videos. But I have a question.... I was looking at your planner and saw you have it in PDF. How many hole punch is needed to put it in a binder? I have a A5 Notique planner but I would buy I can buy a new binder. I just want to know how many holes you recommend? I am motivated again to do a challenge. I love all of these.

[@larreshabanks9202]

Thank you for the challenge trackers I can’t wait to start saving

[@MsWhitneyS2]

My Nana always told me as a child, "don't mix old money with new money", meaning when you get change put it in a jar. As soon as i get change, I put it in my piggy bank.