Social Workers Can't Pay The Bills - Til Debt Do Us Part - Social Handout, Student Hangover

[@CA2SD]

Please bring back the show. If ever there was a more perfect time...

[@Chelle-kd1po]

Yes, absolutely!

[@russiasgreatestexports4026]

Imagine having new couples, plus a follow up on past couples and princesses! How about they come back to thank Gail for turning their life around?

[@lucy2steele]

Unfortunately, although I would love it, Gail is quoted as saying she will never do finance again

[@alexxx7066]

News flash this has been happening forever

[@ruthirwin8222]

I think now she would have to make fun of them and do stupid challenges for , 'good TV' instead of the really useful things she does with them

[@myyt3824]

The fact that he works almost 24/7 to keep Clayton safe and off the streets makes them angels. Even with the $2,100 housing allowance, that’s still all their time and a lot of their personal money going towards his care. That’s pretty dang selfless.

[@ChristinaAkintola]

I feel that working to allow a vulnerable adult to live as independently as possible is as good thing but would not call him an angel. He is getting free room and board plus 42k a year. Also, getting every other weekend off is not the same as working 24/7 (see him playing computer games with Clayton) instead he is oncall meaning he sleeps when Clayton sleeps, short periods of work such as cooking and cleaning and the rest is just hanging out with him

[@hmsmile1225]

@@ChristinaAkintola paying for a sitter is not the same as being off work

[@paulinecraft244]

He seems like a super nice guy

[@SeanOBrien77]

I get the impression that he does it because he’s lazy and he has a job where he can sit around and play video games and I pay any attention to actual adult responsibilities.

[@homebrew3344]

Love how Gail breaks bad news and then laughs her ass off... 🤣😁

[@Adulting4Newbs]

It's 2022 we need this show back

[@GrisouIII]

It’s 2024 and we need the show back even more!

[@shannonobrien9922]

Pretty hard to do without Gail- that's why it stopped filming she walked away😊

[@kenya1067]

This era in TV was so much better imo

[@lauraw9657]

First clue you are dealing with a child's brain are the words "Everyone else gets to do what they want do".

[@dianethompson6804]

I have to give him major points! He never once said the student loan debt was her responsibility, not his!! His thinking was always as "our" debt, not hers or mine! He will make a great husband!

[@thomaschew2191]

What I really like about Gail is she proves that the way couples handle their finances has a major impact on the overall relationship. A couple that has a reasonable income but is adult and responsible can live very well. Drive around the neighborhood and see big homes with expensive cars and think the owners have big money. They might but they might not. Live below your means, have a written budget, pay off debt then avoid more debt and save for a rainy day.

[@laminage]

Preach It! Preach It! Preach It! I have learned so much from this Show. My Cousin is like a Frog leaping from Pod to Pod. Since 1991 she's lived in Six Locations. She now lives in a Condo in a New Housing Development. Some of my Fam have bragged about what they have, but deep down you know they are up to the backside in debt. I wonder if they knew how challenging it is to raise a Special Needs Child. In the UK, an Actress named Mandana Jones has a Son Lorenzo aka Enzo that is not only Autistic but he has Attention Deficit Hyperactivity Disorder. He's run away from Home multiple times but he channels his Energy in a Artistic School run by her former Co Star Simone Lahbib.

[@itabrennan7420]

Reminds me of the Chris Watts case. Big house, MLM wife, all BS.

[@BlackNight603]

OMG I was sooo addicted to this series. I've binge watched it. I never understood how they could stop it.

[@btbudgets]

Same! I love this show.

[@Roadmappingtofi]

I feel the same way. The show is so amazing and eye opening. I wish it would have continued.

[@loiscokeley9410]

Me too!

[@Sariekesliedjes]

Maybe they run out of money;)

[@scott4172]

In the crooked world we live in, the banks probably put pressure on the TV producers to stop producing content that highlights bank greed.

[@thekibbler]

Anyone else absolutely love this couple? I wish them the best!!

[@jenniferforest5400]

So immature but they have hearts of gold.

[@TurkReid]

Jeff is a writer and now travels the country facilitating training on FAS. I attended one of his sessions and he mentioned his appearance on this show. He learnt how to use his degree and work experience to earn more money. His website is FASD success.

[@jmlol3261]

are they still together?

[@MissVeeBudgets]

@@jmlol3261 yes they are. They celebrated their 7th anniversary

[@bovnycccoperalover3579]

That's great news!

[@lindsay3995]

This single episode’s activities would make an incredible personal finance curriculum for middle or high school students.

[@randaray24]

I love Gail!!! These people get so much credit for opening their lives and mistakes fir us all to see. I am rooting for them all!

[@mimicotom]

Can we all agree that Gail has the most lovely hair?

[@isabelbecerra9258]

I used to watch this show 15 years ago! Glad i found this show again!

[@isabelbecerra9258]

In 2024 we need this show back

[@jmlol3261]

This couple is adorable and such good people. I love seeing them work together to make a budget and figure it out. I hope they are still together!!

[@hansendesigns]

All high schools should teach all this INCLUDING the part about pricing college to find out if it makes sense for the job you will get ROI.

[@jessicakennedy9146]

thank you for uploading more til debt do us part i wait for more episodes posted from you :)

[@NZKiwi87]

What do you enjoy about it?

[@donnaallgaier-lamberti3933]

Not everybody gets to do what they want! In order to stay with our budget, we take no vacations, no trips, we don''t have Cable TV, or Smartphones, we don't eat out or buy Starbucks, and only rarely buy new clothing. The only clothing, we buy are shoes and glasses - both of which are for health reasons. We focus instead on our health which means eating organic foods and every meal made from scratch at home. We have just one vehicle, a 2012 Subaru. Our only debt is our condo and HOA fee. We are two seniors on a fixed income and my husband also works three days a week mixing paint so we can have Functional Medicine (paid for out of pocket), our organic groceries, and put money away for our property taxes. Our emergency fund took a big hit the past two years when we had to replace our water heater, our furnace, our dishwasher, and a 14-year old range, fridge and microwave. We are now working to rebuild our emergency fund.

[@christinerewell9954]

These 2 have no household bills and a decent income. I don't know what they're spending their money on!!! They're only young , why do they think they have to do so much living now?they've got their whole lives to live it up! I paid off my mortgage 15 years early by paying any extra money I had off it! I can now work part time and have a lot of spare time to myself. I love looking in charity shops for clothes! I don't like eating out so that saves money! These 2 need a reality check. I don't think he will keep it up for long! He seems a bit immature.

[@debbieframpton3857]

How sad

[@janelleg597]

Bon voyage

[@k.s.k.7721]

Good for you! Just a idea: if you are in the US, and have a Habitat for Humanity nearby, there should be an associated Restore outlet. You can find decent appliances there for very little money. I got a 2-year old stove for about $400, and will go look for a fridge when my current one poops out. They get all kinds of furniture, accessories, electronics and building supplies - a friend got all her doors and windows there when building her home; so take a look and see what you can find. Also, don't forget "freight damaged" appliance outlets - you can get items with cosmetic damage only and save money there also. I NEVER buy new "out of the box". I simply can't afford it.

[@debbieframpton3857]

Sad as a couple one of you is still having to work

[@LilJeepgirl81]

Her laughing at how long it would take to pay off her debit had me in tears!! Huge eye opener. Lmfao! If you dont have the money dont buy it.

[@johnzamora4205]

He didn't even try to comfort his GF when she started crying. She should consider a single life. I do like the series and will watch more. I hope they did work through the debt.

[@mell1650]

Impossible not to love Gail. She rocks.

[@lyndamcleod2242]

Please please please,more of these videos,never needed more than in this current climate!!!!!

[@plumalynne1399]

What ever your income is ..... live BELOW your means!

[@lulu-qw8xy]

This couple turned out to be impressive!

[@marionbowler5440]

Bring this back🍁🇨🇦

[@earthroamer3832]

Yeah I can confirm this to be true. I got a bachelors in social work when I was young and dumb god what a mistake. I’m back in school now for engineering and making up for that horrid mistake

[@Lady.Luck.]

I graduated in 2005. During that time, the college loans were pushed with full enthusiasm. I don't recall the income/debt ratio ever being pushed much. People finally realize it inflated a bit

[@earthroamer3832]

@@Lady.Luck. fortunately I did not have to go into insane debt over this degree. But unfortunately this is what actually pushed me to get this degree. I had funding for college till age 25 then the scholarship would run out, therefore I didn’t have time to study math because I started at age 21 with only four years left of full funding

[@vanessat.8633]

The sad thing is that social work pays so poorly. Helping people should be a valid career.

[@jenem9618]

It's interesting that people don't value social workers enough to advocate for their compensation the way they advocate for teachers' compensation. Social workers are just advised to pick a different profession. Nobody would give that advice to a teacher.

[@kendahorn281]

Love this show please keep it up 😍

[@cjhoward409]

I think this show came out in the early 2000’s , 15 + years ago. You can tell by the furniture, TVs… things like that. I think I’ve seen every episode many times 😆

[@cjhoward409]

I hate giving the bank even one penny of our family’s hard earned money. That’s what keeps us out of debt

[@4862cjc]

Absolutely!

[@sourdoughsavant22]

I'm sorry, I appreciate how far they've come but that man is stunted "COOKIES" 😅

[@SnowyCountryChicken]

I have noticed that nowadays, social workers usually need a master's degree for many jobs in their industry, but the entry and median incomes are low. If you're going to get a MSW, try to get a job with tuition remission so that you don't accrue too much student loans. The downside is that the final semester of studying for a MSW, students often have to take time off from work because there an unpaid internship component. If a person is from modest means, I wouldn't recommend going into social work because it's financially draining, unless that is someone's passion and they don't mind struggling with money for much of their adult life.

[@carriedudley8593]

In the UK social workers earn a decent living, yet there are always scandals about how they let children down.

[@ChristinaAkintola]

@@carriedudley8593 With social workers there is always a scandal either they are being accused of snatching children (or grabbing grannies) from loving families or of letting the vulnerable down. There is often a lot of complexity especially as people have rights that are violated when seeking a legal order and there is no crystal door or way to look behind closed doors

[@ruthirwin8222]

My word yet another child man ...how many are there or are they all on this show

[@kenyak2959]

I don’t remember thisssss but I sure could use this woman’s help🤣

[@Meli_Mels]

It's Canadian programme from 90s -early 2000s .Didn't air outside of Canada.

[@msanne]

Really liked this couple, good show.

[@Nicole-xd1uj]

I'm very curious about who is paying for the housing and special care for Clayton. It seems inefficient, expensive and a bit isolating for both Clayton and Jeff.

[@laminage]

Jeff & Tara were the names of the Brother/Sister Duo on the US Soap Opera All My Children back in the day. Jeff would also be The First of Erica Kane's Many Husbands.

[@kaycure8629]

They are not married. Her debt is not his responsibility at this point. If they want to play like this go to the courthouse and get married.

[@melissahood2960]

I was thinking the same. He's not taking it seriously because it's not really his problem.

[@lilcrabbybabby]

@@melissahood2960 I think he doesn't want to get married BECAUSE she has the debt. He doesn't want it to be his problem or responsibility.

[@isabelbecerra9258]

Great show!

[@thebalancedhomemaker]

Please keep posting loving the new eps on KZbin!

[@paulinecraft244]

Aaww he loves her so much i hope theyre doing well

[@dynamichunter843]

“Why should we have to pay off our debts when other people get to do what they want”. Wow, what a statement of ignorance and childishness. THIS is why people are financially illiterate. Either those other people ARE in debt, and continuing to inflate their lifestyle with vacations, or are debt free and can afford it. “Why do we have to pay it?” Because you took the loan numbskulls PS: I loved watching this show growing up in the 2000’s and it sparked my interest in being debt-free and financially stable. It really surprises me that even with the internet, hardly anybody considers the return of a college degree, social work is absolutely one of the worst, minus arts. I also loved that they went though a budget and limited spending to show the steps to succeed

[@marlenemaschke3763]

I wonder how many of these couples stick to Gails advice and budget. It would be interesting to check in on them 20 years later.

[@lindsay3995]

That housing benefit would get me a studio apartment in my neighborhood these days. The kind w/ a kitchenette that equals a mini fridge with a microwave on top of it, no stove, garbage disposal or dishwasher.

[@LisaApril]

No one has to go anywhere to figure out what the interest on the credit card is. It is right on the statement, and the credit card statement even tells you what Monetary amount you are paying in interest.

[@marlysblanche4270]

Reality, so helpful!!

[@ID2011]

With a masters in social work you Can make in the 70’s in nyc, But also there are so many contract opportunities available where you can supplement your income! You have to know how to use your degree, the options are greater when you’re licensed

[@jreinel1966]

I'm almost deb free,all my bills pay on time,i don't really go to restaurants that much,specially if im broke,i won't do it,spending money like crazy don't really help you to keep your finances to be ok..!

[@germancamacho3944]

After reading just the first debt of 88 thousand was enough this couple don’t belong together to make it a success due to money management usually don’t last a lifetime together until learn how to control money, and not the way around the best time to save /invest is when you in your midd 20ish And get addicted to save no matter what amount the idea is you have an umbrella for raining days, sheers

[@momof2momof2]

I hope they continued to do well

[@kenya1067]

Is he just wanting more debt so he never has to propose 👀

[@stephaniethompson3262]

I love this show, but if you go to school to become a social worker, teacher, or other job that serves the community, you shouldn't have to graduate with so much debt. I could understand if she got a job in finance or engineering, but why should her education have to have cost her so much for such a low-paid, essential, and demanding career?

[@suzanneweaver7579]

I love this show!!

[@jettanyx1]

70k in student loan debt for a field with an average pay of 50k. Brilliant!

[@ilovefefi]

Guilty! Lol

[@rachaeldowson6164]

@@ilovefefi qQQQQqQQq

[@yesimemoin0935]

Society needs social workers. The degree should be subsidized or the program costs capped.

[@lilcrabbybabby]

Social Workers are required to get a master's and are paid very little because its a female-dominated field. It has more to do with sexism and disregard for those who serve society than it does "smarts"

[@charlottetaylor4471]

Why is it all about money and how much money you can make? What about the genuine value you can add to society?

[@drewconway7135]

$200/month in the salon for that Karen haircut 😳

[@mustangthings]

What’s the deal with (broke) Canadians visiting Cuba? I’ve seen three or four different couples on this show do that. Still not nearly as common as one of them being on maternity leave, though.

[@karasimon6766]

They have a housing benefit??? This is a good example of people taking advantage and living above their means.

[@candace3493]

Imo they aren't taking advantage. They just needed to learn to manage their finances better.

[@candace3493]

@@4legs4paws55 I think the use of the phrase "housing benefit" was a misnomer. As someone who benefited from social assistance, I wish more people would have compassion for folks who need it.

[@JehanineMelmoth]

“Taking advantage”?! You do understand that they’re caring for a disabled child, right?

[@hmsmile1225]

They are not on benefits! The housing is the pay for fulltime care of a disabled adult, that is not related to them in any way. They also have to pay for a sitter out of their own pocket to get some free time for themselves. $2100,00 - $250,00(the sitter)= $1850,00 CAN for a 24h resposibility!

[@shannonobrien9922]

​@hmsmile1225 you need to edit your numbers. They're NOT paying a sitter Twenty One THOUSAND dollars per day

[@haiku_b_doobie]

Did she really just say taking care of that kid isn’t worth it?

[@ErisstheGoddessofmanhwas]

Im glad i don't have a credit card and i will never have after watching this show .

[@JenniferJones-bo1rx]

What I don’t get is…… they both have two good incomes and they still get a housing subsidy????

[@tammygawronski639]

I believe it can be considered part of their pay from the government as Clayton lives in the house. It’s not a subsidy like housing vouchers for low income.

[@crazeekids9744]

$3600 a month in cash??? WTH???

[@kristinrodier2217]

The beers…and he seems high.

[@laminage]

The Huxtable Children most notably Sondra, Denise, & Theo should have gotten a lecture like this. Looking back they really took their Family & Money for granted. I don't even think they even worked a Summer Job. Cliff & Clair made it too easy for them.

[@rachelc.5463]

Credit card insurance is a total waste of money.

[@MrBisketTV]

She's got that big chunk of debt...! Think about that, would there even be a relationship if he was the one with the big chunk of debt....! 🤣

[@jayjay-iu3wc]

I'm almost 40 year's old and debt free....I own no credit cards and I don't want nor do I need any credit cards....this is how I see it if you can't pay what you want cash you can't afford it.......You people are probably saying your crazy.....no.....I'm smart.....not STUPID!!!!!!

[@Frugal_fitchic]

🍪

[@buddyholly4672]

Im so intrigued by their job. So the kid doesn't go to school? Does he learn anything via homeschool?

[@justine8387]

It is likely that he is not safe or have capacity to be at school. I see heaps of negative negative comments about this couple but this man works hard and is making an amazing contribution to society.

[@veronicaarellano-hernandez2209]

So cool

[@qwertyzxcvb9]

It isn't fair to ask her if she thought about her loans vs how much her income would be. If we all did that, there would be NO TEACHERS, NO SOCIAL WORKERS, or any other care givers. We all need to take loans in order to fulfill our dreams of helping others!

[@laraantipova389]

Plus in America if you are a teacher, social worker, public defense lawyer etc the government will probably help pay the debt through the PSLF (public service loan forgiveness).

[@dcg590]

@@laraantipova389 never happen.

[@laraantipova389]

@@dcg590 it’s already happened it’s been happening for 10+ years at this point.

[@darlenepaul2918]

@@laraantipova389 Nope!!! Only 1-2% of folks get it! Does that sound likely to you???

[@marshall886]

I agree. Education has intrinsic value. The premise of the show measures everything in terms of monetary considerations. Yes, no one can disagree with the idea of not living beyond ones means and having a budget. But the show is being dishonest if they say there is not an ideology underpinning it's perspective.

[@scottgoodson5132]

He’s got that vacant, mouth open stare that hints of a lack of intelligence. Reminds me of Private Pyle from Full Metal Jacket.

[@mementomori3759]

I think he’s drunk in many of the scenes. Kind of sad.

[@sneakerfreak2002]

Thats what they call a “ mouth breather” . He’s the type that’ll still be wearing plaid swim shorts in 2022

[@scottgoodson5132]

Sneaker Freak 02 😂

[@letsnotbefriendly]

@@sneakerfreak2002 Omg lmao spot on !

[@bunacat1]

@@sneakerfreak2002 I like plaid swim shorts! Kind of preppy, you can wear it with an Izod with a popped collar. ;0

[@Lady.Luck.]

To me they both didn't want to think about money or see the numbers.

[@reginafisher9919]

Stop purchasing things you don't have money for

[@thiabrabson2533]

T.R.U.T.H ❤

[@reginafisher9919]

I can't handle people who waste money and aren't responsible. To me if you run up a bunch of credit card debt and don't pay your bills and have to file for bankruptcy you are a crook.

[@WantonBaby]

Family income over $120K 2 weekends off a month No time to spend that much money

[@Melinaa124]

They are a cute couple😊

[@victoriaorme1564]

My niece is a teacher. Went through a state college and worked her way through without student debt.

[@jackado9848]

Simple answer stop going out. And just buy necessary. They are paying the caregivers and what they waste out on their outting.. How much do they hate each other? Stay home clean your house do projects and manage your bills together write things down etc

[@pattyperkins5007]

Gail go easy.geez

[@juliemoore6957]

What is she doing with him?

[@veronicaarellano-hernandez2209]

So sweet 😇

[@iamher44]

he should be doing more with Clayton than becoming a couch potato

[@DLM440]

Where is Gail from?

[@jillians5792]

Jamaican-Canadian

[@isabelbecerra9258]

Born n raised un Jamaica to Portuguese parents. ImmigrAted to Canada at 18

[@tiaratauaese6197]

They are a cute couple.

[@Peppermon22]

Dang they have a lot each month! Just 2k I am able to save up. They could pay debt down so quickly if they focused.

[@patriciamurphy954]

Go get a second job. Stop going out to eat and concerts.

[@CAGChannel1]

What year is this from?

[@starspeculation]

Yeah their hair styles and the background music sounds very 2006, but they got a wide-screen TV like it's 2013 or something.

[@teriteri4971]

Their vacation photo tgat was on the screen showed 2009.

[@WeLoveChouBJu]

A google search says this episode originally aired in 2011.

[@createone100]

Why do ALL ‘documentary’ programs insist on that constant, unnecessary, annoying, too-loud music hammering away in the background?? Just drives me crazy.

[@joyaustin6581]

He’s trying to marry a liability. Wonder if they are still together

[@ilovefefi]

And yet she’s the one with the big chunk of debt

[@juliet7703]

Yes. Did they eventually marry?

[@nayemalaboni8318]

This looks very old I didn’t even know this existed Google search yielded nothing when was this aired

[@leerobs3117]

Maybe they need a trustee to give them an allowance or something

[@bunnylover6481]

Is Tara paying off her own debt?

[@HaloFlemz86]

It’s 2022 and I spend 1700 a month with inflation!

[@foreveravocado4792]

What is their accent? Where are they from?

[@joycef8443]

Canada

[@mementomori3759]

The couple are Canadian. The host, Gail, is Jamaican-Canadian.

[@learnwithme5630]

They are 20 what years old ? 😂🤣

[@christinebutler7630]

Well, no kidding,.social work doesn't pay crap! They'd be better off on a factory line. They need to change fields. Coding bootcamp would do the job.

[@mimicotom]

Here's a great financial tip: DON'T GET MARRIED!! It is a contract where the woman in the union ends the union and walks away with cash & prizes.

[@LOSTobsession1415]

Social worker is a deceiving job title here. It doesn’t sound like these two have Masters degrees. Social workers with a clinical license make significantly more than $40,000 a year…

[@kimberlystrickland189]

Not in the 2000s when this was recorded and not all social work jobs pay well.

[@CDN1975]

Yeah, they are likely social services workers.

[@realmms]

This is Canadian show and you can get a Bachelors in social work (B.SW) It enough to work in child welfare etc.

[@marlenemaschke3763]

Gail mail

[@clarifyingquestions]

If you chosen field doesnt pay the bills then you should have picked another career. duh

[@rlast4698]

Not true

[@kindGSL]

I keep wondering where the $5K comes from. That is the weak part of this show, for a show about finance it seems to be creating cash for these people out of thin air. Real life doesn't work that way.

[@joycef8443]

The $5000.00 comes from the show which is “sold” to a network for an amount to cover all production costs, including salaries, etc.

[@bsacagawea]

You don’t understand that tv shows generate money?

[@lorirogers9304]

Wonder what percentage goes to pay down debt?