The 7 BEST Credit Cards of 2024

[@anthonyjames4319]

About time the Citi Strata Premier got some love.

[@daniel.sparks]

10/10 card

[@flubberghosted2472]

Strata has been my favorite card of 2024.

[@DC_Consulting_DC]

In the 17 countries we visited this year, the Citi Strata Premier was our #1 card for all the 3% categories and the 2% Capital One Venture X worked for everything else.

[@daniel.sparks]

Great duo

[@franciscanstudent]

Freedom unlimited is actually good as a catch-all for the folks for whom the CSR is a good premium travel card, as opposed to the VX or Amex Platinum or co-branded top shelf card. Otherwise, it's not even better than the freedom flex. Chase should add groceries to it to make it compete with the Savor and strata premier.

[@daniel.sparks]

yea hopefully chase fixes their trifecta

[@guaparra2]

Home Depot take mobile payments now. I found that out like 2 weeks ago maybe three

[@guaparra2]

Shit so I just applied for the Harris teeter card 12/15/24 They are still reviewing the card I might or might not get the card but if I do... Does that mean I only got from whenever I get the card till the end of 2024 to get $300 for 2024 only? Then the card resets at the beginning of 2025 I get to start from zero to get the $300 back all over again? Please let me know I'm really confused now

[@daniel.sparks]

yes the $3000 limit is based on the calendar year, you’ll only have until December 31, 2024, to earn rewards toward the $3000 cap. The cap would then reset on January 1, 2025, and you could start earning up to $150 again.

[@guaparra2]

@daniel.sparks Help understand this 3K mobile wallets every year cap. I got this part. This is the one I'm not sure 3% back on restaurants and gas stations Cap at also 3K. Is this The same 3k from the 5% mobile wallet or is it a different 3k?

[@daniel.sparks]

They are separate but both reset at the new year if that makes sense

[@guaparra2]

@daniel.sparks thanks for clarifying and yes they make sense

[@WallStreetIceCream]

Hate capital one I have good credit and they denied me

[@daniel.sparks]

For the venture x?

[@WallStreetIceCream]

@daniel.sparks savor

[@WallStreetIceCream]

@daniel.sparks savor