Very good job on this one You consistently go outside of the popular trends to bring your audience valuable information. Buuuut... Are there any downgrade paths for these cards? International transaction fees? Odd network-provider differences from their Visa counterparts, since the Chase and C1 competitors are Visa cards, not Mastercards? Other HSBC cards that these synergize with? Things that the lower-tier card can do that the higher-tier card can't do? Special approval rules, such as "5/24"? A sequel video could be great for these cards.

W KZbin homepage recc! Keep it up the great work

GOOOD JOBB BRO I HAVE THE SAME DREAM AS YOU DID IN HOGH SCHOOL IM WATCHING A LOT OF VIDEOS TO HELP WITH IDEAS AND IM LOOKING FOR CAMERAS AND MICROPHONES BUT IDK WHICH ONE TO BUY

great video man!

Helpful review. Are you able to setup auto-redemption for cash back to your linked bank account or do you have to manually redeem every time?

I run a separate secret KZbin channel that has been taking off and is doing really well. This video was super informative and well laid out. Honestly I wish you the best for the future and can tell you’re going to be a big name in the scene.

For some reason i can't even see the option to pick a category and ive had this thing for years

dam i was curious to see what other channels make and 1k from 2 months is literally about what im making but my RPM is garbage. I was curious about what your RPM roughly is.

Still on the waitlist. Frustrating.

Did you knock that guy out with your kick?!

Corvairs are sick

I always knew you’d be famous

I always wonder how youtubers make money.

This video inspired me. I think I'm going to make a KZbin channel to make a little money doing what I like to do. Very informative and educational your video.

Only where to go from here is up. Maintain the grind and the growth will compound exponentially.

Congrats, great growth 🔥. How much from the referral links?

Love watching this type of content on KZbin creator data points - and thanks for the quick shoutout to me and Spencer! You crushed it in your first year on KZbin and I'm excited to see where your channel will go in 2025. I already can tell that you've got great traction and momentum because your video view to subscriber ratio is high. Keep it up man!

You're young so I'll help you out a bit. You don't want to run afoul of AMEX. They hold grudges and they value relationships. Once you're in your in, but the inverse is the same. When you're out you're out. The soft pulls they offer are enough for me to keep paying the $325.

Very helpful, thanks for providing this information!

“Most of the places were trash so I went to Applebees.” What? 😂😂😂😂

www.referyourchasecard.com/226n/W2TK3PCVXJ

I’m canceling my Amex Platinum in March I will still hold 10 Amex cards as I’m team Amex but don’t need lounge access currently and don’t plan to fly this year so the Amex Gold, Green, Business Gold, Blue Business Plus are the powerhouses in my wallet!

Isn’t that Zelle transaction going to be taxed?

instead of the Venture X AND the CSP why not just get the CSR?

EXTRA $100 Dollars with discover it: refer.discover.com/danielsparks109!0b0a036ad9!a 💳 Amazon Prime Visa: www.amazon.com/dp/BT00LN946S?externalReferenceId=17ae0505-a7fd-4ac3-ab57-7d00b8cf4457 💳 Amex Gold: americanexpress.com/en-us/referral/gold-card?ref=DANIESzoTo&xl=cp01

Paypal debit is crushing it right now! I'm mad it's not the master card, but I'll take it.

My man likes to pay annual fees I have the credit cards pay me I don’t pay them. Team no annual fees

The 2% card you should try is the cash plus from navy federal

Sorry to hear about your Broncos. Commanders are having a hell of a season, thanks to our So-Cal born and raised QB.

You said every 4 months. It’s every 3 months

Very well put together video, man!

Do the points expire?

I’m tired of credit card experts not understanding that there is still a waiting list for the 3% Robinhood card. I sign up day 1 as a Gold member with 100K ira account and a 830 credit score and still on the waiting list. So annoying 😂

Haha if Amex increases AF to $995, I will immediately book a trip to Europe transfer my all my points and then when I get back from the trip, I’ll downgrade the account.

I got a two year Klarna for 5k for no apr but I agree I wouldn’t of spent as much if it wasn’t zero apr

I just got the Amex Green and it fits everything I need as I live in a large metro area. I really hope they don't increase the annual fee anytime soon

This card was the KEY to rebuilding my credit, and they gave me a chance without me having to go get a secured card. So, 2 years later and I started with this card at a 665 score and now I'm at an 825 with a pretty solid profile. The key to this card is that they guarantee your approval and starting limit without a hard pull, than if you freeze your report after the pre approval than you snag it with NO hard inquiry. I am with you tho, much better cards out there.

Great channel, subbed

I paid $50 for gold for the year and got $240 Roth match!

Stop thinking bro. You THINK it’s going to be gone. You don’t know.

If you have the 3% match on the Roth with gold it’s a no brainer. Plus they have $1000 free margin!

My prediction for capital one in 2025 that capital one keeps down grading there cards ... they took lounge passes away from the venture and took the uber 10 % away from the savor card ... There going back to subprime ...... The apple card will be chases 2% card

A coupon for a gym membership that is only valid on the east and west coast, 10 dollars off a dining meal (which basically covers the taxes) and not forget a “entertainment credit” that’s a joke

It’s wild to me that BNPL does not require a credit check but a credit card does even though they are similar in nature. Hell, it’s so easy to get, you can put the BNPL on a credit card too, loaning your credit line to make the loan Squared 🤯

With interest rates going down, and a lot of the more profitable credit card customers already having too much credit card debt, I think the big banks are going to not be very active with credit cards. They should be focusing on mortgage and auto refinancing instead. One thing I think might happen is SoFi trying to move further into the sub-prime space, and will try to become a bigger player in the game.

Do you think it's smart to admit to churning a credit card? The banks don't like that.

My prediction for 2025 is the rise of the NAF cards. I won’t be adding any cards to my wallet in 2025. As a matter of fact, I plan to start downgrading and canceling cards in 2025. I hope to get to 100% NAF by 2026 if possible. Hopefully Chase does get the Apple Card and makes it a Visa. That would vastly simplify my setup.

This is somewhat of a sleeper card in that it has some Shop Your Way tendencies, both cards being issued by Citi Retail Services, with stackable targeted offers and a fairly consistent 5% quarterly pick-your-category bonus offer on spending outside of Best Buy. Example: Q4 2024, 5% back on utilities, + $10 back when you spend $100 outside Best Buy from Dec 11-17 (cardholder appreciation offer), + $40 back when you spend $750 outside Best Buy from Nov 15-Dec 31 (targeted offer I received). With $750 in utilities spend and proper timing, that's ($37.50+$10+$40)/$750 = 11.67% back. But unfortunately the cashback is in the form of Best Buy rewards, which is the big drawback here. You can opt for other branded gift cards, but points are typically devalued by 50% if you do that. Exception being this holiday season, they've put some other GCs on sale until 01/01/2025, but points still don't go as far as if you redeem for BB rewards. A couple of other benefits for diehard Best Buy shoppers that aren't immediately obvious. Being a cardholder is currently the only way to bank points (no expiration) within the Best Buy rewards system. Also there are typically multiple week-long offers for 10% back on Best Buy purchases of up to $250 throughout the year.

Amex platinum is powerful and has a good amount of hacking opportunities. Doesn’t sound like you’ve used it if all you think it’s for is status?

The platinum sucks. What they need to do is make the base multiplier 2x and keep the annual fee. People are jumping ship for the Venture X and increasing the annual fee and adding more coupons is going to be bad for business.