The BEST 5 Index Funds to Own For LIFE

[@humphrey]

If you want to know my take on the 5 BEST Growth ETFs, check out this NEW video: kzbin.info/www/bejne/g3aThIWgZ9t2jaM

[@AnxiousCowboy]

ETF isn’t even a word, it’s an acronym…

[@campsitez2355]

Zero Fees - what could possibly go wrong?

[@georgerobinson2021]

There are a lot of strategies to make tongue-wetting profit that the average joes don't know. . Personally, the financial-market for me seems the only way forward with my long time horizon (accrued roughly $457k in gains since Mid 2021 ) but if you don’t have that fortune of time it’s a tough market out there almost nowhere feels safe!

[@jesbensommichael8397]

Concentrate on two main objectives. First and foremost, keep yourself safe by knowing when to sell stocks to reduce losses and maximize gains. Second, prepare yourself to gain from a market turnaround. I advise you to seek the advice of a representative or financial counselor

[@georgerobinson2021]

@@jesbensommichael8397 I've known I had wanted to start investing for a few months but just haven't been brave enough to start due to the market so far this year. I have $60k I want to transfer into an S&S ISA but it's hard to bite the bullet and do it. $457 is a huge milestone, Please what's your strategy? I will love to have an insight

[@jesbensommichael8397]

@@georgerobinson2021 I began with a fiduciary portfolio advisor by the name Margeret Ann Warnken . She’s verifiable and her works ethics is in accordance with the US investment act of 1940. Her approach is transparent allowing total ownership and control over my portfolio with fees very reasonable in comparison with my investment-income. Also, She covers things like investment insurance, making sure retirement is well funded, Go over tax advantages , ways to have a volatility buffer for investment risk. many things like that.

[@georgerobinson2021]

@@jesbensommichael8397 Word of the day: fiduciary. do not talk to anyone who is not a fiduciary to you, who explains everything.

[@jesbensommichael8397]

@@georgerobinson2021 Margeret Ann Warnken really seems to know her stuff. I looked her up on the web using her full name and found her page, read through her resume, educational background, and qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I'll book a session with her

[@stjepanhauser7595]

Interesting , the stock market is currently experiencing a decline while bond yields are on the rise. However, there seems to be skepticism amongst investors regarding the Federal Reserve's plan to continue increasing interest rates until inflation is stabilized. As for myself, I find myself at a crossroads, uncertain whether to liquidate my $250,000 stock portfolio. I'm seeking advice on the best strategy to capitalize on this current bear market.

[@DirtyJackieDan]

@Gary Enns any financial advice for a 24 year old? I make 55k a year, have 2k invested in index funds/retirement (Roth IRA), however have some debt (about 50k, consisting of student loans, auto loan, and cc debt) Thanks in advance

[@greensleeves32]

@@DirtyJackieDanpay off all of your debts before investing. Student, car, etc. Not having a car payment changed my life. Then max out your IRA ($6k) every year, save 30+% of your take home income for investments, and find a side hustle(s) that makes you extra money. Preferably a side hustle that you enjoy and can earn you a higher rate as you gain experience. Sounds like you’re doing great tbh

[@timprescott4634]

Liquidate for sure…scammer.

[@Pambegay]

So far, as I learn and understand the basics of investing, I’ve found Herman Jonas to be of great help to me in my investment journey.

[@Novakissla]

I second that. I came across benevolent review of his work some time last year and decided to give it a try. After investing with him over a year, I’ve come to the conclusion that professional help brings about remunerative results.

[@Corrabeauty]

@@NovakisslaAll of this is new to me. I don’t even know where to sign up. I want to do this for the long term. Is Herman taking investors and is there a means to reach him?

[@Novakissla]

@@Corrabeauty I know that learning the ins and outs of investing is not for everyone. Personally, I trust Herman Jonas, an astute financial advisor who has helped me spread my funds into different assets in the stock market that are bringing me returns! Here,

[@Novakissla]

Hermanw jonas (a g mal comm

[@Corrabeauty]

@@NovakisslaThank you, I’ll leave him a mail right away!

[@martinfoster1388]

Would it be a mistake to have a Roth IRA with Vanguard (VIGAX), and separately two separate index funds with Fidelity (FNILX and FZROX)?

[@kathleenstoner.n7499]

So much complexities. Honestly, i think FX-Trading is just the simplest yet you make a very good passive income weekly.

[@kathleenstoner.n7499]

Not a Pro. LoL. I work with "Sandra Yvonne Webster" in all honesty she is an Angel. Do your own research!

[@dr.karidouglas1312]

Sandra was here in Utah for a seminar. She spoke about Nft bubble Great speaker, full of humor and rhetorics too. Lol!

[@mbradley2367]

This name Sandra Yvonne Webster is fake, however she is actually person with her credentials being manipulated. Once you find her website on the internet and “dig” into her finra you can see she actually is a person that works at Fidelity in Ca. Her name is being used to target people. I have already emailed And contacted her regarding this fake website in her name

[@usDewitt]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

[@Lourd-Bab]

Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

[@usDewitt]

@@Lourd-Bab However, if you do not have access to a professional like JUDITH ANN PEACE, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments

[@Lourd-Bab]

@@usDewitt Oh please I’d love that. Thanks!

[@usDewitt]

@@Lourd-Bab Judith Ann peace is her name

[@usDewitt]

Lookup with her name on the webpage.

[@Daniel_Braun]

As soon as you gave that cow example, I thought, "I wonder if there is a stock/ETF with the ticker MOO." Sure enough, there is. MOO is an ETF that invests in agribusiness 😂

[@humphrey]

LOL

[@SteveYoung49]

Best comment.

[@humphrey]

@@SteveYoung49 hehe

[@sbvish2000]

Haha

[@hermanJdam]

Hilarius! 😂

[@MakeamericaGreatagain-h7j]

Given the current economic difficulties that the country is experiencing in 2023, how can we enhance our earnings during this period of adjustment? I cannot let my $680k savings vanish after putting in so much effort to accumulate them.

[@Damncars456]

very true, I started investing before the pandemic and that same year I pulled a profit of about $600k with no prior investing experience, basically all I was doing was seeking guidance from a financial-advisorr, you can be passively involved with the aid of a professional.

[@DreamweaverShade-h9p]

Please can you leave the info of your investment advisor here? I’m in dire need for one.

[@Damncars456]

I started out with an FA named Nicole Desiree Simon Her honest approach gives me complete ownership and control over my position, and her rates are incredibly affordable given my ROI.

[@DreamweaverShade-h9p]

I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

[@pvs108]

We got bots here

[@margaritasbunny]

>

[@jirinamuzikova]

Inveestors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a pro or trusted

[@MarkMilley810]

@@jirinamuzikova ,,,Nice, who is the (Financial-Advisor)" aiding you if this is not much i'm asking? my retirement plans are going down the drain with my (401k) particularly losing everything it gained ever since 2021??

[@dancyjohn6873]

Hello. I'm actually looking for a good trader that can help me trade and make good profit, I've been seeing so many recommendations but i don't think they're trusted. Please do you have any recommendation?

[@williamscharles9822]

Most time having knowledge or insight about a particular activity can as well be a pleasing exercise. I can boldly say that stock trading is one of the profitable money exchange services that elevates investors and their financial status.

[@darlenahanton9738]

That's true most people today have been having a lot of failures in stock sector because of poor orientation and bad experts

[@monicango967]

I have been seeing so many recommendations about miriam klein , her strategy must be good for people to talk about her

[@Hazelrat10]

Fidelity’s zero cost index funds pay annual dividends, while vanguard’s pay quarterly. Even at a higher expense ratio, vanguard’s index funds will actually outperform Fidelity’s because dividends will accrue interest sooner.

[@humphrey]

Good point.

[@maybegarbage4109]

What fidelity index funds are good in your opinion? I’m learning how to trade

[@dirtymike3329]

@@maybegarbage4109 FXAIX is solid

[@youssoufahmed1788]

Annual dividend payout? Damn that’s a bummer. Thanks for sharing

[@LM-lj2cf]

What about m1 finance? Do their index funds pay quarterly?

[@damianmorningstar4127]

You and Graham Stephen have taught me so much this year, thanks a bunch!

[@Daniel_Braun]

Same, they are both excellent creators!

[@humphrey]

Great to hear. You’re welcome Damian. Appreciate you watching

[@stevenrogers2568]

I agree, it will not be long before Yang has a ton of subscribers.

[@DoubleJabSlipRightHand]

2 beta-males

[@laurenjudd2782]

Literally just talked about this yesterday, thanks youtube feed... (I know youre listening)

[@anazeliaruas6411]

Thanks for watching write me up for more details + = 1= ( = 4 = 0 = 2 = ) = 7 = 6 = 9 = 3 = 7 = 8 = 0.

[@mrwelch2004]

Schwab: Hey, I'm standing right here!?!

[@donnelljunior4198]

Exactly

[@akin242002]

Schwab gets overlooked too often. It's like the person at work that is good at their job, but never gets promoted. SCHX, SCHB, SCHD, SCHG, SCHA, SWPPX, SWTSX, and SWLGX are all great funds.

[@donnelljunior4198]

@@akin242002 I personally have SCHY

[@mrwelch2004]

@@akin242002 I have SCHD and it's a great fund.

[@jenniferbriggs6610]

Thank you😊 for this video, do you offer account management or have any recommendations?

[@stepheniemattews1818]

@@annmannings1840 Well I totally agree with you nvestment is that tiny line that separates the rich from the poor.

[@stevekings9460]

@@stepheniemattews1818 Investing in stocks and cypto market in this economy crisis is the best financial decision anyone can make this year,

[@marknoble6832]

@@nickpope5056 There is really no country restriction in her company,I'm investing with her from Switzerland.

[@vivianstick537]

Anyone??

[@bobbyjames5414]

@Jessica Austin She is an expert trader and her services is reliable and transparent and apart from myself, I have never seen any of her customers complaining about loosing their money, and I have made over $90,000 under her management.

[@lawrenceberg8804]

Hi Humphrey! Could you do a video on the different types of savings accounts? Like high yield vs money market vs certificate of deposit? Love your videos!

[@rogerdoger9939]

Did you find the answers you were looking for?

[@ForrestGump1212]

CD's are not worth the money. the interest rates suck

[@TotallyCoolNails]

Index Funds are secrets to quietly building wealth over time!

[@humphrey]

Agreed!

[@mazing32able]

Should you buy them through a Roth ira or personal trading account

[@humphrey]

@@mazing32able either, Roth IRA better.

[@muhumedmohamud2356]

@@humphrey i will never buy index when i get higher return on vug or smh etf.need those higher return on small accouts

[@jahimuddin2306]

@@muhumedmohamud2356, A lot of the Vanguard Index Funds have an ETF equivalent. I do not know if VUG has an Index Fund equivalent.

[@na-cp9kp]

Investing is a stepping stone to success, investing is what creates wealth.

[@humphrey]

Agreed!

[@craigriley736]

As an aspiring investor looking at certain index funds, I often wonder how topnotch investors are able to make millions of dollars from investing, yes I do have a substantial amount of capital which is required to make good gains, but still lacking on strategies and guidelines I need to apply to make huge profits.

[@arithmeticgoldstein1819]

you could just followup on Humphrey's recommendation some of them turn out good.

[@targetram2807]

Get in touch with an investment adviser, they can assist you make the right investment choices

[@mredemption7016]

@@targetram2807 Are you in touch with an adviser? is your experience much better than investing on your own?

[@targetram2807]

@@mredemption7016 Yes I am in touch with a broker 'Lisa Jill Grenell' and for the past 6months, I've been able to stay afloat the market crashes and I've watched my portfolio grow by over 40% these past few months.

[@mikecuban6557]

@@targetram2807 Hey I just searched her and wrote her an email, thanks for sharing.

[@mlovespring7892]

You talk about vanguard. But what about index funds with schwabs? What are the top 5 index funds to invest in with schwabs index funds?

[@SierraRacingTeam]

I like SWPPX and SWTSX

[@rogerdoger9939]

I bet Schwab has the exact same funds. Like Sierra Racing Team listed below the S&P500 and Total Stock Market.

[@ethanjaworski1452]

just put 11k into fxaix at age 16, adding 500 per month for as long as possible.

[@humphrey]

Please ignore spam/bot comments, thx for the kind comments though... That is a good strategy if you can keep it up.

[@MistaTofMaine]

Way to go Ethan, the younger you can start the better off you are when it comes to this sort of thing.

[@Dagzfromearth]

I’m trying to get my daughter to do this, she just hit her first job. I just keep thinking if I had anyone teach me this stuff back then or if I had KZbin, could’ve made a huge difference

[@rogerdoger9939]

You may want to see about setting up an Roth IRA. Some of the money you may need to use for college or a trade school. Other, you don't want to pay taxes on any dividends or the growth.

[@investinstyle-financeinves1181]

Don't pay high fees for managers that won't be able to beat their benchmarks long term. If Warren Buffett loves them, so should everyone. INDEX FUNDS FOR LIFE

[@humphrey]

Totally agree.

[@boykepweng5697]

What is high fees?

[@elka-bs8590]

@@boykepweng5697 expense ratio

[@dirtymike3329]

@@boykepweng5697 if you see anything over .50%, I wouldn’t invest. A true index fund for American securities should be under .10%

[@Interestingenough4]

VTI and VXUS are a great way to build a "lazy portfolio" for a Traditional or Roth IRA, as well as an investment HSA and 401k (if your work has that). You basically get the world's stock market in two funds. Other funds and/or individual stocks can serve as "cherries on top."

[@rakazool4929]

Mate this was exactly what i was chasing ETFs are so underrated love your work and what a great time to buy.

[@elka-bs8590]

Etfs best way to invest

[@streetrat123]

@@elka-bs8590 are etf’s the same as index funds?

[@akin242002]

@@streetrat123 For the most part, yes. The few major advantages of ETFs are: - You can buy/sell them at various times in the market (pre-market, market, and post-market hours). - Usually have lower expense ratios than Index mutual funds, but Fidelity and Schwab have some exceptions to that norm. - Tax advantages (Capital gains tax) in regular brokerage accounts. Vanguard Index mutual funds are the exception due to a legal patent.

[@theATkid]

@@streetrat123 no

[@benshapiro3544]

@@akin242002 can you speak more about the tax advantages with vanguard due to a patent? Or point me in the direction of where to read more about that? Thanks

[@19roxy9]

Hey I'm thinking about starting to invest in ETFs to offset the risk of equity I was thinking about buying bonds. What do you recommend BND or BLV

[@andrewnguyen8775]

What are your thoughts on Charles Schwab, SWPPX and SWTSX?

[@mriduljayan4466]

They are similar, I am fully invested in Schwab funds, but I am an employee as well.

[@rogerdoger9939]

You can't go wrong with Schwab.

[@SurpriseMeJT]

I started investing in 2008 just after the market crash. Needless to say, this market run has been good to me.

[@gamer6595]

How good ? :)

[@SurpriseMeJT]

@@gamer6595 Just use Portfolio Visualizer for the S&P to find out.

[@Bangpaulxu]

Cannot wait for you to reach 100k, even as a new subscriber, your vids are so informative. Much love from Shenzhen, China. Thank you for the time stamps so we can go directly to the meat of the vid.

[@humphrey]

Thank you so much, I hope to reach it soon! And I appreciate you watching. Of course, I think the timestamps are super helpful. Hoping China is doing well!

[@AnxiousCowboy]

Oh great. Typical Shenzhen.

[@pyrocoyote1922]

As a dairymen thank you for explaining stocks in a way I can understand lol

[@AnxiousCowboy]

Milk

[@KevinKake_]

Great video👍🏿 Omg he drank the Milk 🥛😂😂

[@eemilee91]

I loved your dividend/milk analogy, super clever and gave me a chuckle! 😂 I appreciate how clear and concise your explanations are, while at the same time being easy to understand. You've earned a new subscriber. :) Keep up the good work!

[@humphrey]

Glad it was helpful!

[@chrisanthony3560]

Buy a good cross section of an economy and you should do well over the long term. The market wil be high in 10 to 20 years, and significantly higher in 30. It's almost impossible for a company with no debt to go bankrupt.the U.S. is about 50% of the global market place, Pay yourself first. It's time in the market, not timing the market. last year I invested 100 grand in the S&P 500/ an allocation fund (with the help of my advisor Rita Wildrin Mora of course) and made 370k, but guess what? I put it back and traded with her again and now I’m rounding up close to a million.

[@clairefrewman1456]

Oh she has a webpage perfect

[@rickdiculous5655]

NOOO! STOP! Don't drink the milk! It's better to put the milk back into the cow/herd if you want to become a rich farmer.

[@joed3264]

I have had my savings in VTSAX for decades. I now have a very comfortable retirement.

[@AnxiousCowboy]

That’s what you think

[@joed3264]

@@AnxiousCowboy I have more money than you ever will. I married a wealthy woman. Don't be jealous.

[@AnxiousCowboy]

@@joed3264 that’s what you think

[@greatest.8831]

Is there a reason you went with VTSAX instead of an index that tracks the S&P 500?

[@joed3264]

@@greatest.8831 I have used both VTSAX and VFIAX. I have been in VFIAX for the last 12 years.

[@NolanGouveia]

This video was pure FIRE my dude! We need to get a collab going. My finance students need to hear your perspective!!

[@0pmbabi]

Amazing content Humphrey, I’ll stay subscribed for a long time I’m sure of it

[@humphrey]

I appreciate that my friend :D I hope to continue to make great content for you and the other subs

[@l.y.1486]

So if I buy these index funds I just keep buying shares of each one when I have the money?

[@humphrey]

Right, you would keep adding to VOO or VTSAX for example.

[@chrisconley3579]

I made the decision to put 5% of my monthly salary in index's every month. They've easily beaten inflation, I've averaged roughly 9% across these positions. Can't complain, stable and reliable.

[@humphrey]

Hell yeah!

[@prettylittlemissy]

Nice

[@rogerdoger9939]

Are you doing this in a retirement account? traditional or Roth IRA?

[@chrisconley3579]

@@rogerdoger9939 I have my 401k through work, I max it out and let it ride on the market algorithm. It hasnt done be wrong in 15 years and its yielded 41%. This is all in my private portfolio. I have a private ROTH IRA I am putting money into as well and its following Indexes, big/small market cap and immerging markets.

[@23janneter]

Which index would you recommend?

[@medicalchalupa9928]

That 0.75% expense ratio at ARK makes me question if it’s worth it

[@humphrey]

yeah... its exepsnvie.

[@user-jy7yw5kw3w]

If you get 100% returns like last year it's totally irrelevant. Would you rather have 100% returns with a 0.75 expense ratio. Or get 10% returns with a 0.03% expense ratio. That's an easy one.

[@stephen9609]

@@user-jy7yw5kw3w You're obviously a rookie because it definitely will not see that type of performance every year. 2020 was one of the most lucrative years ever in the markets. If you're investing for 40 years you definitely should not expect that kind of performance and should assume some negative years

[@user-jy7yw5kw3w]

@@stephen9609 I've held tqqq for the past few years and it's outperformed the market by a lot. You can run the numbers in portfolio visualizer it's been beating the market for over a decade now.

[@FIREownyourtime]

@@user-jy7yw5kw3w i agree. I use to only hold indexed funds. But, i do find that active managed funds do provide benefits when the stocks are crashing and they pick and rotate the best ones to grow. Keep Arkk, Qqq, prjix in long term roth IRA. Indexed funds in 401k. Balanced approach.

[@LifeofKairo]

That future money is JUICY! 🧃🧃🧃

[@humphrey]

ALRIGHTTTT JUICE IT UP!

[@sirstudalot20]

You misquoted the inception date return of the Vanguard Growth and Income fund. It has underperformed the S&P 500. Also, I believe Value has shown to outperform Growth given a longer investing timeline.

[@JJJosh949]

@henry is there a reason you’re against target date funds for early investors?

[@dipakbarua4152]

If I know it right, FXAIX, not FNILX, is the equivalent of VOO or S&P 500 index. Why are you saying FNILX, which is the large bend, the same?

[@youdagoob]

I grew up in a dairy farm so this made perfect sense.

[@Sahil-do4gs]

What do you think about VUG, I’m planning to start investing in it rather than VOO

[@humphrey]

I believe VUG is the etf version of VQNPX no?

[@jamesgrabbs4285]

Vanguard Growth ETF (VUG) has done great in recent years, but I think Humphrey has given some good picks here. Regarding VUG I would caution you about performance chasing especially since the valuations here seem very high based on historical averages. Additionally interest rates have been heading higher due to inflation concerns, inflation makes future profits not as valuable especially for growth stocks with high valuations counting on profits many years into the future. In any case nobody can really see into the future, I would definitely recommend that you research "performance chasing in investing" though.

[@sp00f34]

what about "Vanguard U.S. Large Cap Equity Index Trust"?

[@idris8498]

The trading market is constantly evolving with new features, trading opportunities, financial swings with sudden surprises around the corner. The best thing is to stay in shape and don’t let anything catch you kn the wrong foot.

[@gustav2515]

Investing with an expert is a very good plan for a structured investment portfolio. That’s why I’ve be conducting my trades with ‘Samantha Lee Ward’ I’ve learnt to be patient with stocks since most traders tend to get into a stocks and get out at a quick 10% ,20% profit. But they miss out the big gains because it trades at a P/E ratio of 40-50.

[@Joseph-rx1do]

@@gustav2515 That’s one heck of a broker and Solid recommendation. She has been influential to the success of a lot of traders even here kn KZbin.

[@nicollete5447]

@@gustav2515 This is great. Good for you. I have been holding back in investing in the stock market because I have little background knowledge and don’t know any credible brokers either. Do you have any ideas that could help?

[@gustav2515]

@@nicollete5447 I found out about her through a comment section on KZbin and decided to do some digging on Samantha Lee Ward, The information I found showed that she is a renowned broker with eons old experience. I didn’t need much convincing yo enroll with her afterwards and I have been benefiting ever since.

[@gustav2515]

@@nicollete5447 What'sapp✙12527511239

[@FlameUrPKZ]

Fnilx is not fidelity’s 500 index. Fxaix is.

[@sophiac.bristow1307]

What are your thoughts about starting to invest now with the potential market adjustment / crash looming?

[@Realelonmusktesla]

Forex trading has left me no choice but to keep investing cause it's makes so much profits for me

[@rogerdoger9939]

@@Realelonmusktesla Nice spam Jessica

[@monkeypawism]

Imma take advantage of my Fidelity account. Add to their (shshsh) SnP market share.

[@MA-hd4or]

very nice overview. A few points. The equivalant of VFIAX in Fidelity is FXAIX, not FNILX. The trick with FNILX is that Fidelity is not bound to follow SP500 and there is always some money market percentage which fidelity sells around to compensate for the zero fee. I have both but i lean more towards FXAIX then FNILX due to its SP500 bonding nature.

[@hybridmajik]

Thank you for this comment. New and I had FXAIX open in another tab wondering why he wasn't comparing Vanguards to this fund in particular.

[@0909ttt]

Half of my HSA is in VTI and it’s invested automatically every month.

[@lloydloots90]

can you explain what treasury bonds are and why they are affecting the stock market?

[@humphrey]

ill have to do some research and consider this as a video myself... thx for the suggestion!

[@fromearth4546]

Cow analogies? Really I am vegan. 💁🏻 how about m & m jar?

[@user-yz7dr2yh3i]

Actively managed funds usually underform passively manage index funds. Low cost or no cost index funds are excellent investments.

[@michigan0207]

If you open a Roth Ira at Vanguard do you have to have $3000 for each individual index fund or just re $1000 to buy in that you can spread however you want?

[@Kthx881]

Fund minimum is for each individual fund

[@WellWithChels_]

S&P 500 was my first investment!! I’m looking at my portfolio and realizing as a new investor I put too much into individual stocks and not enough in mutual funds!

[@andrehof7876]

that happens a lot as you want to have some "names" in your portfolio...just names you know... that is not directly wrong,but it has nothing to do with building your best wealth

[@tonimhamilton2072]

if you’re just starting, it may not be a bad idea to begin with an S&P 500 index fund since it gives you such broad exposure out of the gates, but remember that you can buy multiple funds to build a portfolio that fits you, I've put in quite an effort into VIGAX, VXUS, VFTAX and my portfolio has grown over 230% in a year just hit the 7 figure mark...

[@donaldlocher2537]

I’m new to all this, which is the best ETF

[@kathryngibbse5251]

Wow this is really impressive...congrats on your success

[@tonimhamilton2072]

@@donaldlocher2537 There are plenty of options out there if you're looking for the best index funds for beginners, but Vanguard funds stand out among the competition....

[@donaldlocher2537]

@@tonimhamilton2072 I said I was going to get into index funds this yr but haven't really wrapped my head around it...do you do this on your own ?

[@Kunyazaforever]

Toni how much did was your initial investment? And how much and how frequent we’re your contributions?

[@Nick_S1]

Good list! I do own three off that list VVIAX, VFIAX, and VTI. My top ETF performer was not on the list VGT, but that one is higher risk.

[@Noahwxlr]

Out of these two (Index Funds vs. Dividend Index Funds), Which one performs better long term for ROI?

[@Realelonmusktesla]

Forex trading has left me no choice but to keep investing cause it's makes so much profits for me

[@rogerdoger9939]

Your question is to vague.

[@14lamnc1]

Great video. I wished I had watched this video sooner as I spent way too long wanting to buy the FNILX as an overseas investor but not knowing it was a proprietary Fidelity product that isn't offered to other brokerages.

[@humphrey]

ahhhh i see

[@ThreeTwentyTech]

I've seen countless people lose money in individual stocks and crypto but it seems the ETF's are realistically the safest way to invest your money without having to worry.

[@humphrey]

I agree...

[@rogerdoger9939]

ETF's have risk. But when the EFT is comprised of 500 stocks, the risk is reduced.

[@ThreeTwentyTech]

@@rogerdoger9939 Much lower risk

[@rogerdoger9939]

@@ThreeTwentyTech The haircut I took in 2008 and 2020 would disagree with this statement. But, sense I did not sell anything, it was all a paper loss and a buying opportunity.

[@jamescc2010]

Can you recommend index funds that pay good dividends? Also a big question, what can happen to stocks if we have dollar crashes/reset or hyperinflation?

[@bransontay.9232]

Thanks for the review+1 (3*-*2-1*) 2--0,0-*1-7'"4"1 W*h*a*t*s*s*a*p

[@jamesfisher4388]

VYMI is a good one

[@adventure_awaiits]

Where is SWPPX?

[@jonathancanoy4593]

This guy is legit!

[@humphrey]

Thanks man!

[@itolokz]

Do you recommend buying just one of those funds or is it best buy 5k worth of all those funds combined?

[@rogerdoger9939]

Buy the S&P500. Enjoy retirement

[@LifeNewJourney]

Hi, what is the purpose/advantage of investing in a Vanguard Index fund as opposed to just purchasing its ETF equivalent, since ETFs do not require a $3000 initial investment?

[@rickchang3277]

For IRA/ROTH, who help you to disburse at 71 years old ?

[@daquans310]

Mutual fund you can buy any dollar amount. ETF are usually individual shares.

[@nancy-vz8nb]

Nice video. For your number 1 etf, do you have an index fund symbol for it? Thanks

[@humphrey]

VTI is VTSAX

[@nancy-vz8nb]

@@humphrey thanks

[@JP-fw3ug]

Hi Humphrey! what are your thoughts on buying equivalent index funds from the brokerage you're a part of? For example. instead of VFAIX, buy FXAIX instead?

[@NFLBiz]

Yes! Low expense ratio, similar companies, and good annual returns

[@ianscianablo8507]

The top holdings to VOO is what percentage? Thanks Humphrey!

[@humphrey]

the top 10 holdings account for 29% of their net assets

[@Bentleyg-vh9sn]

ALMOST 100k!!! SO CLOSE

[@humphrey]

Please ignore spam/bot comments, thx for the kind comments though.!!! 100k soon!

[@Bentleyg-vh9sn]

​@@humphrey don'tworry

[@Richptoptier]

When it comes to ETF’s vs Index funds which is the route you suggest taking? Anyone feel free to chime in. Thank you! (Looking to avoid taxes and build wealth)

[@BrahimYousfi]

VTI is the best investment advice one can give you, so thank you for the content. You gained a subscriber, great work!!! I am starting to doubt my positions in ARK funds, except the genomics one ARKG just because I believe it is silently the next big thing, just a bit shy just like scientists are.

[@rb8021]

Great info!!! I'm about to open up a Roth IRA, but don't know which is better Fidelity or Vanguard

[@humphrey]

Fidelity is easier to use lol

[@ilyjustinluuga]

I have fallen off watching your videos but I must say, great video! Hope you’re doing well man!

[@humphrey]

NOOO come back to my videos Justin! Miss seeing you in the comments.

[@mstenson4]

Hey Humphrey, what do you think about VT Vanguard Total World Stock for investing in the international market?

[@muffemod]

"he need some milk!"

[@humphrey]

hahaha

[@arodhoopdogg6013]

VTI shows it's a US based stock? i don't see CAD or International equities? am i missing something?

[@bryzzo4380]

If I have money in VOO in a Fidelity Roth IRA, would you recommend selling it and buying FNILX?

[@humphrey]

Since the gains are never taxed in a Roth IRA you can switch over if you’d like!

[@karlbe8414]

Compare VTI vs. VOO in 1 to 10 year time frames! Same low ER, but outperforms.

[@Go4Broke247]

Get FSKAX

[@keithmiller9665]

Interesting…but only considers the US stock market. Not a word about international index funds / ETFs. Seems a bit parochial.

[@rogerdoger9939]

International has been and will continue to lag the US market.

[@Powerlight958]

Other than the expense ratio, what's the difference between FNILX and FXAIX?

[@Powerlight958]

A couple months ago I picked FXAIX because it's Fidelity (which I already have an account for) and it tracks the S&P500. Now I see this and wanna switch haha

[@rogerdoger9939]

@@Powerlight958 What do you want to switch to?

[@socketyellow3]

So a average of 10% in 10 years means 10% each year? Or principal to 10th year only raised 10%

[@keithwalker7245]

It also depends on how many years you have until retirement

[@MrCrYMusic]

Great video. Only downside they pay a very small fraction of dividends based on your holdings.

[@humphrey]

Yeah. Agreed

[@rogerdoger9939]

The price of the fund should see an increase, if the companies it owns are increasing in value.

[@bernardthomas6232]

Yup

[@doducduy96]

moral of the story just buy SP500 or total stock market. Towards your retirement throw in some bond holding. It's really hard to beat the market not even professionals can do it so why would you want to attempt such a thing.

[@cathyg1099]

Is there a difference in the way dividends are paid out between ETFs and mutual funds?

[@DavidEVogel]

No. Dividends are reinvested.

[@cathyg1099]

@@DavidEVogel thank you.

[@jorgeavila8320]

Say you buy individual stocks and then invest in an index fund that has those companies within, is that ok? idk if that makes sense lol

[@humphrey]

yeah you can have both - individual stocks and index funds that also might contain those same individual stocks.

[@billybuttons4298]

So looking at the historical returns of the VQNPX vs. the S&P 500, the VQNPX outperforms by an extremely small margin. Considering the higher expense ratio of the VQNPX, would the S&P 500 index fund put more money in your pocket at the end of the day or would you still make out better with the VQNPX? The maths aren't my strong suit.

[@humphrey]

Depending on the year, you could make out bette rtih VQNPX. But S&P500 index fund is probably just safer longer term.

[@chloeswigs3680]

I am a beginner, am having a hard time understanding how this works. I used an online calculator, if I invested $1000 in index funds in a year I'd make $67. So it would take about 40 years to make this investment pay off ?

[@Korey828]

Whenever the market recovers we'll see. But $67 sounds like about a month of gains

[@bensloneker]

great video Humphy, but it's the drinking a glass of milk for me

[@humphrey]

Lmao!! Yes sirrrrrr 🥛

[@ricardcluter4765]

Can you predict the future? No? Then, equally allocate your investment among the asset classes that perform best in each of the four (and only four) different possible economic cycles: Growth, Inflation, Recession, & Depression. Those asset classes are (in order): Total Stock Market, Gold/Real Estate, Long Treasury Bonds, & Cash-like investments. Since 1994, such an investment, rebalanced annually, would have returned 7.62%, with a standard deviation of 6.40%, a Sharpe Ratio of 0.82, Sortino Ratio of 1.28, & a market correlation of 0.69. Homerun return? Nope. But the consistency of return & low volatility would let you sleep at night.

[@dianajung6126]

index funds are in no way better than holding individual stocks, I am just 5 years into investing but still optimistic of reaching my goals

[@pinedbyhumphreyyang8321]

F•O•R••• M•O•R•E •• G•U•I•D•A•N•C•E•• W•H•A•T•S•A•P•P ○N C•R•Y•P•T•O +**1**5**1**3**4**6**8**1**6**7**7,,,,,

[@arithmeticgoldstein1819]

@SteakN Shake oh wow😮… This is incredible. I listen to her podcasts sometimes and I have learnt lots of strategies thereso, never knew she offered these services. does she still take new clients?

[@mredemption7016]

@SteakN Shake Investment coaching sounds like a great idea, thought about it before but never knew how to go about it, Have you used a coach? what is the experience like?

[@dragonkiss3055]

@SteakN Shake Thanks for sharing. I looked up this lady and what I read on her is impressive including her work history on her website. I will wait to hear from her, I hope I get back a reply.

[@joostvw3692]

Nice advertising going on in this tread. Let me guess all comments here from the same person....

[@JakeDenning]

I just put 3k in VTSAX!

[@bransontay.9232]

Thanks for the review. +1 (3*-*2-1*) 2--0,0-*1-7'"4"1 W*h*a*t*s*s*a*p,

[@CosmoK301]

What do you think of VUG?

[@upstai]

The man Humphrey

[@humphrey]

Yoooo ty

[@wess7831]

What do you think about the balanced index funds compared to the normal index funds?

[@rogerdoger9939]

What do you consider "normal"?

[@claudeattam4517]

Humphrey Your presentation is more than Great! you're great teacher, I love your confidence& Character.

[@humphrey]

Thank you Claude!

[@jhookz7925]

I have SCHA, VOO and VTI in the same portfolio? should I just stick with the VTI? Or Is it better to keep VOO and SCHA?

[@alrocky]

Schwab US Small-Cap ETF™ SCHA Vanguard S&P 500 ETF VOO Vanguard Total Stock Market ETF VTI VOO is subset of VTI so no need to hold both. Okay to pair SCHA with either.

[@kendralarach6208]

Hi Humphrey, quick questions. I am new to this and would like to invest in both Fidelity and Vanguard. Do you recommend me to open two separate accounts with each or do you recommend me to choose one? Thank you! your videos are very helpful!

[@rogerdoger9939]

Can you explain why you think you need an account at both firms?

[@rickykim6125]

Why didn't you include Charles Schwab?