The TOP 5 WORST Credit Cards In 2024

[@CurtisxJacob]

I miss these videos from you and not the click bait stuff. Not being a hater, huge fan but I needed a break from all the “market crash,” going bankrupt, selling everything videos. These videos really help people and helped me turn my credit around years ago!

[@dalexc]

Couldn't have said it better myself. Graham, been following you for a while. Think you have a fantastic platform and opportunity to really educate the next generation on the importance of financial awareness. You're doing great. You do not need the click-bait non-sense. That's not how you built the platform. It was never your style and that is why we love you and your videos. Leave that to the amateurs.

[@DGBAntho]

Views don't lie more people like the clickbait

[@kevins7974]

@@DGBAntho because they got clickbaited. the like/dislike ratio is worse on those videos than the helpful videos like this one

[@joshua.butler]

Yeah... I agree it's frustrating. 🤷‍♂️

[@brad265]

Totally agree!

[@The_Flamekeepers]

I made this mistake of signing up for a CreditOne card, but cancelled in the first month. They are the worst!

[@roelsvideosandstuffs1513]

By now people should already be asking the government "Why are these credit card scams still allowed?"

[@Doggieman1111]

I love how they write "BLACK CARD" on the black card and "GOLD CARD" on the gold card just in case you (or your many admirers) aren't bright enough to figure it out.

[@dral22]

This is refreshing to see, instead of that market crash, housing bubble crap you're obsessed with talking about

[@Daniel_Braun]

Putting the Starbucks card number one..... maybe hinting at a future Bankroll Coffee card to beat the competition?? 🤔 I'd love to see it! haha

[@TheBlinkisback09]

Love to see you here with the old Graham that got many of us started on our credit journies!

[@judahlewis505]

this video feels like OG graham videos. I've missed it

[@GrahamStephan]

More to come!

[@joshua.butler]

Yeah it would be great to see more CC content!

[@terrencetroope]

I love credit cards. I have the Chase Sapphire Reserve and Amex Platinum. I literally use my cards for every single purchase that I make. The perks that I get with these cards pretty much cancels out the annual fees. But I will caveats that credit cards should not be used if you don’t intent on paying it off in full each month

[@caboosethemoose2070]

Graham! You should do videos delving into credit card points transfers to travel partners and tricks. Your videos would be great with the info of the points guy or Dansdeals articles. "The best card to get to travel on the most luxurious first class flight on Singapore air"

[@DayanaPlays]

"is that a mermaid?" 😂

[@TheCreditShifu]

Great video graham, I may have to do a reaction to this

[@GrahamStephan]

Thanks!!

[@michaeltigg1926]

Quality of his vidz are not good at all anymore.

[@Good-Morning-Media]

Can you make a video of 2022 best banks?? Please.

[@raiden3013]

got to put 2022 edition in the title Graham!

[@dani2g]

I used to get Starbucks every SINGLE day. Sometimes twice a day. I've been clean a whole month off of all sugary drinks including soda as part of getting healthy. I have the Starbucks card and now it's useless to me. Looking for a new visa to replace it so I can still get something when I shop at costco since they don't take amex.

[@How3Kiwi]

Chase Freedom or Freedom Flex are good choices for Costco. Graham talks about both of them in multiple of his videos.

[@Brianpeckin]

Just a waste of money up go there wtf

[@skp4nda549]

Can you do one on balance transfer cards?

[@top_goalie6519]

You gotta watch the caleb hammer videos on your reacts channel you would have a field day with some of those people

[@WorldAccordingToBriggs]

Dude watch out using that Almay photos. Those people are very litigious.

[@joshua.butler]

This is a great tip Briggs!

[@PhotoDaveJax]

Great to see you on a credit card video again. I think that’s where I first found you. 👍👍

[@GrahamStephan]

Awesome! Thank you!

[@joshua.butler]

Same here!!! Love this topic too

[@arnoldfarias5101]

@@GrahamStephan echoes from above!

[@CalebHammer]

Just give me my Citi Double Cash and Imma happy boy 🥰

[@GrahamStephan]

YESSS

[@kazi1]

Agreed

[@Bpstv51]

You know what? 2 3 hundred dollars is not gonna do me anything, my personal opinion I’ll rather focus on something more game changing. I love how people sit for years to figure out which credit card is going to give them another dollar.

[@coreyw5981]

Its doing me better than any sort of investing has in the last several years. Haven't even come up a single dollar in any of the vanguards ive invested in. Credit cards have got me free hotel stays though which is pretty neat

[@Ok21111]

Yes Graham plz stick to credit card videos they’re the best👍

[@LazyShady]

Theres an algo shift probably After what happen with Jermey, I barely see Grahams or Andreis videos on my feed. And all I do is finance

[@samsmusichub]

I need all these cards.

[@jrich2784]

I love it😂😂😂 ever since i been watching you, you hated Starbucks

[@SilverFan21k]

Get your Popcorn ready! 🍿 Financial Armageddon has begun.

[@nelsonsanabria7888]

Graham Stephan = Goat

[@judahlewis505]

Can you please reveal your entire stock portfolio? I wonder what it looks like now.

[@GrahamStephan]

ok!

[@travissmith5360]

Time for a video of best credit cards in 2022

[@patrickbello8130]

No mention of first premier it’s like a pay day loan

[@ivinitmittal]

Ahh!! Old credit card videos!!💯

[@arigutman]

I think having one solid card is important and ultimately needed to of course build a credit score. I keep it really simple with a capital one quick silver which gives 1.5% cash back anywhere and everywhere without any travel fees...

[@hopederosby9516]

I have that card also and love it I save my cash back rewards for emergencies

[@JohnRatti]

omfg i didn't even notice it said credit one until you pointed it out. I thought it was capital one

[@chrislemaster2695]

SURGE CREDIT CARDS ARE NOT ALLOWED IN ILLINOIS.

[@tylerhalstead255]

Graham killing it with a diss video

[@GrahamStephan]

thanks!

[@bombaymiracle]

Huge problem with the fact that your last email didn't make one mention of the massive expansion of the IRS. The fact that you don't even think it's worth mentioning

[@MrMiniPancakes]

What?

[@bombaymiracle]

@@MrMiniPancakes his last email talks about the bills just passed and no mention of the expansion of the IRS

[@Kevinbaconator_]

BRUH, I just got a BOA card and when i was scrolling through the video and saw it late in the timeline, I almost pooped myself. But ole Graham was recommending it :)

[@TheDirtyHard-Worker]

P.S. Panera's unlimited sip club destroys the Starbucks offerings.. js..

[@Ana-bu3jf]

Please make a review for Hamster Coin (HAM) 💪

[@CaseyBurnsInvesting]

Looking for that 76% interest rate.

[@GrahamStephan]

...

[@joshua.butler]

That would be ideal!

[@bleron_26]

I love it when Graham roasts Starbucks.

[@jessicaboltze]

The ego joke! 😂😂😂

[@travissousa5476]

I love the random add drops. Pretty Funny.

[@GrahamStephan]

hah thanks!

[@MrSami-gk1oj]

Gram you assistant did all the work?

[@user-ex5vp7bv5r]

Now this is Value. Thanks Graham Ham

[@joshua.butler]

🍔

[@user-ex5vp7bv5r]

@@joshua.butler “burger” - Hasbulla

[@joshua.butler]

@@user-ex5vp7bv5r Hasbulla is an absolute beast.

[@mustafahgmh]

Where the link for best credit cards Graham?!

[@GrahamStephan]

Here you go! kzbin.info/www/bejne/Z33deHyXm9yaisU

[@davec5312]

Crazy to think after all these years of watching your videos, your credit card advice was the reason I started watching. It's great you've expanded your financial advice and awesome to see how much your channel has grown since then.

[@joshua.butler]

Now it's a rarity that he talks about them! His growth has been wild for sure.

[@logicalshri]

this is actually really interesting

[@GrahamStephan]

thanks!

[@Krullerized]

Damn worst than credit one, never thought I'd see that

[@GrahamStephan]

neither did I!

[@DerbyMods]

As someone with the Starbucks credit card I’m shaking in my boots, but I’m also employed by Starbucks so what do I know? The free drink reward alone makes it worth it as long as you’re getting a Iced Quad Blonde White Chocolate Mocha with light ice Vanilla Sweet Cream Cold Foam and extra Caramel Drizzle, especially if you do a milk substitution.

[@GrandNoble]

This comment was sponsored by Starbucks

[@DerbyMods]

@@GrandNoble crap, can't forget the disclaimer!

[@eliubfj]

I'm watching the Starbucks part.... I could care less for coffee but as a monthly treat a large yum yum free of charge for a full year and then equivalent to 49/12 = $4/month after. That's not so bad! Only problem is getting a hard inquiry for such thing.

[@joshua.butler]

A large yum yum made me lol 🤪

[@mercyfae17]

Starbucks already has a free rewards system within their app.

[@SyntaxGamify]

This is what I was looking for

[@joshua.butler]

Would love to see him do more credit card content!

[@sagebeer]

Solid video, i like how he puts up a counter offer to almost every garbage card in the video.

[@GrahamStephan]

thanks!

[@Wentojail]

Graham make a video how to stop credit card companies to send mail to your house!!!

[@gcard2112]

Sick vid Graham, thanks

[@pancakes144]

How did I know graham was gonna hate the coffee card

[@SpencerJohnsonOfficial]

Love seeing you post some credit card content Graham. The nostalgia is real! I first found your channel when I was getting into the credit card game and now I have a whole channel all about them, so needless to say, you were an inspiration!!

[@ahmadsabboura2779]

Oh, no world end content? What happened? We passed world end safely yet again? Ok, didn't notice it

[@KDotz]

I love you Graham Stephan

[@mposey-yy8il]

Can you update the best bank accounts video...please😁

[@GrahamStephan]

ok!

[@mposey-yy8il]

@@GrahamStephan thank you kindly!

[@V2RocketScientist]

Nothing says "I'm Stupid" more than getting that black or gold card. WOW!

[@BradBehr2707]

Refreshing. Good video, thanks for info

[@AFJojo]

MAKE MORE CARD VIDEOS!!!! TY

[@josephvasquez5179]

These are the videos we missed !

[@joshua.butler]

Completely agree

[@spiritualphysics]

👊🏾😎👍🏼 Thanks for sharing

[@DamienOlsson]

For the city person who visits SB every morning before work. I would say this is the best card you can get. At least they erase that cost that is probably in the thousands if not having the card.

[@mrb152]

I was worried I had one of them but when we started off with that garbage Starbucks card all concerns were relieved. That’s horrible.

[@joshua.butler]

lolll

[@kamplied]

0:36 this reminds me of my bio

[@nickforman6655]

Omg not sure if you remember my comment but thank you so much!!!!! You’re the best

[@GrahamStephan]

Of course!!

[@lukefrazier03]

Been waiting on more credit card videos! Was just telling my friends about your old ones yesterday

[@GrahamStephan]

Awesome thank you!

[@joshua.butler]

Agreed, wish he would do more!!!

[@arnoldfarias5101]

@@GrahamStephan echoes from above!

[@michaeldiaz6060]

What a coincidence when I asked you last video for your opinion of the best credit card is. Coincidence I think not !

[@hasibasim1]

Glad you did a video like this and need a break from the sky is falling

[@joshua.butler]

AGREED lol

[@itswillielugo999]

Can’t wait to watch this

[@GrahamStephan]

enjoy!

[@itswillielugo999]

@@GrahamStephan I have a airline credit card that is $99 a year. Should I cancel it because I don’t use it ?but will it hurt my credit?

[@deesplash7087]

Instructions unclear: expeditiously applied for every card listed

[@GrahamStephan]

uh oh

[@joshua.butler]

This is the way.

[@arnoldfarias5101]

@@GrahamStephan echoes from above!

[@DGregster]

Graham is getting really good at tying in his sponsorships flawlessly with whatever he's talking about in the video

[@masonp5]

Feel bad for the people who see their credit cards on this list

[@joshua.butler]

LOL

[@Naturallygreencleaning]

Try a credit union one, less interest for double the limit.

[@joshua.butler]

I love my credit union credit cards!

[@FinancialFreedomMadeSimple]

This is very helpful.

[@Barry17599]

Gotcha graham

[@GrahamStephan]

sup!

[@joeymckinney]

Oddly enough the ones that Experian recommends are often horrible cards

[@joshua.butler]

well now I gotta go take a look!

[@jamesharris6368]

Transunion's recommendations are worse

[@thomass.4997]

@@jamesharris6368 True!

[@jujusreviews1969]

This looks remarkably similar to Mark Reese’s video posted a few days before this video. 👀

[@brad265]

Credit One does NOT allow automatic payments. Why? I don't know. It's only 2022... They are the worst!

[@joshua.butler]

Wow, seriously??? 👀

[@brad265]

@@joshua.butler yup

[@HI-nh1vx]

So when are you coming to Chicago or having a meet and greet? 🙃

[@GrahamStephan]

maybe one day!

[@jvaldez349]

Reusing your thumbnails Graham 🤨 I see you 👀. 😂😂

[@robertclubs9908]

Thanks for the heads up.

[@GrahamStephan]

You bet!

[@Youngstoner0721]

Please do a video for best starting credit cards im 18 and just starting to build my credit

[@Bentleyg-vh9sn]

Will do!

[@GrahamStephan]

thanks!

[@Whyiscarloshere]

You are the best brother, thank you

[@GrahamStephan]

Thank you too!

[@DevGambit]

10:05 had me dead for some reason

[@BigdaddiZ]

Who else is watching to see if their credit card is on the list 👀

[@GrahamStephan]

:O

[@yannchan4907]

I was about to say that we haven't been getting credit card videos in a while now. Here we are!

[@joshua.butler]

Would love to see them thrown into the mix more often!

[@TheDjgarjoel]

One of your best videos, you looked excited doing the review

[@mohammadabzakh7412]

thank graham , for the info one of the best :D

[@tbranson6301]

14:21 Where is the link down below to show your favorite credit cards, otherwise good video.

[@GrahamStephan]

kzbin.info/www/bejne/Z33deHyXm9yaisU

[@GrahamStephan]

here you go!

[@CaedenV]

Woo! Normalcy is Graham doing credit card videos... normalcy feels really good :)

[@bay-kus9856]

I filled bankruptcy on a vehicle and when i did they put my motorcycle in with it since i was still paying on it but just found out it still shows on my credit that my motorcycle still has an open account with the finance company and says i have missed payments since last April i would be glad if i can get an hacker to wipe this off for me

[@vulcanfrost460]

@elizabeth flynn they are on insta gram

[@NickDavies100]

Thoughts on the amazon credit card?

[@seenso]

Actually just got a home espresso machine to save money on Starbucks lmao

[@GrahamStephan]

nice!!

[@joshua.butler]

This is the way 😍

[@hopederosby9516]

Any card with no grace period and charges you fees just to swipe it is a terrible card to get its best to look at terms and conditions on every card before you apply for them so you know what you are getting into before you decide to apply for them

[@jimmbear3998]

I used to have the Starbucks Duetto card not great not horrible. I also used to have the Gap Visa card which after you charged a certain amount would send you a $25 gift certificate that could be used at the Gap once again not great not horrible. At least they had no annual fee. I will give you thumbs up for video but next for video I want to see a positive title, enough with the negative title videos and no more videos about inflation, recession, or rising interest rates. Thanks!

[@skyleglascock1901]

Followed Grahams advice and rebuilt my credit at 43… Much appreciated Graham!!!

[@Shaolinof36thChamber]

Keep it up! 👍

[@joshua.butler]

You got this!!!