We're Behind On Our Bills, What Do We Do?

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The Ramsey Show Highlights

The Ramsey Show Highlights

Күн бұрын

Пікірлер: 298
@gimmesomegrub4674
@gimmesomegrub4674 2 жыл бұрын
Walmart does not…. I repeat… DO NOT start stockers at 20-25 an hour.
@timbenzel1751
@timbenzel1751 Ай бұрын
Correct. Not even close to that.
@little_miss_vintage
@little_miss_vintage 2 жыл бұрын
I don’t know what Walmart Ken has seen where stockers are paid $25-$30. It’s what I do at Walmart and am paid $13 an hour. My brother is a team lead and gets paid $20. Wish I worked at whatever magical Walmart he’s talking about
@t-shindalankston3621
@t-shindalankston3621 2 жыл бұрын
They are usually off about how much regular jobs pay!!!!
@tylerparker1333
@tylerparker1333 2 жыл бұрын
And a banana costs $10!
@jvsings9146
@jvsings9146 2 жыл бұрын
Try wishing for better than that.
@TyGuy222
@TyGuy222 2 жыл бұрын
he said $20-25, not 25-30.
@WeBeatMedicare6969
@WeBeatMedicare6969 2 жыл бұрын
Yeah, I love when people think that these low level jobs pay $25/hr lol
@Gus_Chiggins
@Gus_Chiggins 2 жыл бұрын
It sucks that the boy has to help out the family financially
@carojames6776
@carojames6776 2 жыл бұрын
If he was not living at home he would have a lot more bills to pay, nothing wrong with making a contribution to help out.
@raj-cr4nl
@raj-cr4nl 2 жыл бұрын
Not ideal but may be necessary during a temporary emergency.
@kieranhowe3977
@kieranhowe3977 2 жыл бұрын
He wouldn’t have to if the parents were responsible financially they make 70k just the father
@clarifyingquestions
@clarifyingquestions 2 жыл бұрын
@@carojames6776 codependency not healthy
@paulorr9262
@paulorr9262 2 жыл бұрын
Yeah
@lifestream4191
@lifestream4191 2 жыл бұрын
Depending on the truck he drives, he can't log another driving job.
@raj-cr4nl
@raj-cr4nl 2 жыл бұрын
Lol don’t tell that to two people who have never driven a truck.
@bethrainbolt9642
@bethrainbolt9642 2 жыл бұрын
I did not understand if he was long haul or local delivery? Either way my guess is he is hitting his weekly limit. I know drivers who got in trouble doing door dash and Uber.
@DaveW74TVN
@DaveW74TVN 2 жыл бұрын
At 70-75k/yr he's nowhere near the 60/70 hour limit
@lifestream4191
@lifestream4191 2 жыл бұрын
@@DaveW74TVN maybe so. But his primary job will want him to work when they call him… how’s that going to work…
@rebeccahaskins799
@rebeccahaskins799 2 жыл бұрын
I need refresher course truck driving I been out since 2013. I have to start over!
@SoloClone
@SoloClone 2 жыл бұрын
Get a 2nd and third job, cut-out all expenses, drink only water, use less in all things and put the money smallest to biggest. Pretty simple
@reese85
@reese85 2 жыл бұрын
Lol do you kno how crazy you sound! Suggesting someone to get three jobs that drives a truck?
@herbertscott9575
@herbertscott9575 2 жыл бұрын
@@reese85 I know a truck driver, full time 70 hour week company guy, he runs SE regional... He does armed security, works in landscaping, does home health visits and manages rental property (paints, cuts crass, unit turnovers, collecting rents, evictions ect. ECT) As Les Brown says, "You gotta be HUNGRY!!"
@119jle
@119jle 2 жыл бұрын
@@herbertscott9575 as a wealthy man, tell him I said he is a nutcase that is risking his healthy family and life by doing too much. He will fail.
@ivanvargas2425
@ivanvargas2425 2 жыл бұрын
Rice and beans, beans and rice
@paulorr9262
@paulorr9262 2 жыл бұрын
Drink only water, such great advice. Both for health reasons and money. And, make coffee at home and bring a thermos.
@allanc2827
@allanc2827 2 жыл бұрын
Gas prices are eating into doordash/Uber profits.
@peartfaldo
@peartfaldo 2 жыл бұрын
ya think
@tubenachos
@tubenachos 2 жыл бұрын
Who else is on a DR binge?? 😂😂
@girlonaswing9439
@girlonaswing9439 2 жыл бұрын
💯
@Lon1001
@Lon1001 2 жыл бұрын
Dave is a little out of touch with entry level wages. He thinks uber and door dash are quick money, while $20-25 is exuberant... reality about gigs like doordash and uber is they barely break even once you factor in depreciation, maintenance and running costs, doing it short term is basically just a laborious way to get a short term loan from your vehicle. In Boston, $25/hr is probably about the minimum for it to even be worth consuming your clock credits.
@lancastro2268
@lancastro2268 2 жыл бұрын
Dave says you can get 25$ an hour stocking bread at Walmart. Pretty sure he has no clue what wages are like
@justinbowman2126
@justinbowman2126 2 жыл бұрын
@@lancastro2268 I just looked at my local Walmart career page and they are advertising $20 a hour for stockers. He is not off by much
@random-nz7dy
@random-nz7dy 2 жыл бұрын
He's not that far off. I mean I see regular fast food restaurants where I live starting people near $20 an hour. Also why do people focus so much on this? Yeah he might be a little out of touch on certain specific numbers but it's the principle that matters. Get as much extra work as you can
@donaldlyons17
@donaldlyons17 Жыл бұрын
@@random-nz7dy because the numbers matter. 10$ an hours is not 12$ as long as the hours are the same…..
@michaelcrowley9008
@michaelcrowley9008 2 жыл бұрын
Depending on size of truck they limit the hours you are allowed to get paid while driving.
@AdamGbl95
@AdamGbl95 2 жыл бұрын
Up to an avg of $70k is the industry standard for most truck companies right now. I'm a CDL driver myself.
@laneallunsford74
@laneallunsford74 2 жыл бұрын
Walmart just actually cut my sons hours. I’m glad he still lives with us so he’s not dependent on living on his own yet.
@carojames6776
@carojames6776 2 жыл бұрын
The way the world is at the moment that's the best place to be.
@summerforever6736
@summerforever6736 2 жыл бұрын
oh my god !!
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 2 жыл бұрын
No one should work for Walmart. That is the problem right there.
@summerforever6736
@summerforever6736 2 жыл бұрын
@@wewhoareabouttodiesaluteyo9303 but we like they low prices dont we?
@guyrose2350
@guyrose2350 2 жыл бұрын
@@wewhoareabouttodiesaluteyo9303 everyone should be working where they can, nothing wrong with working Walmart, you’d be complaining no one was serving you if everyone left the “little” jobs.
@herbertscott9575
@herbertscott9575 2 жыл бұрын
He's a truck driver going through what most dry van guys go through, minimum industry income. He needs to get a tanker endorsement, hazmat endorsement and a twic card. This will make him more valuable to more companies. Chemical haulers, neumatic haulers, grocery stores, petroleum ECT. Walmart is paying 90-100k for drivers right now. No hours being cut, they have to sign deals with mega carriers to fulfill their daily demand. Also, as a driver, only buy your food at a grocery store or supercenter like Walmart. Prep meals and cook. Buy snacks with your normal groceries. Avoid the truck stops, convent stores food delivery and restaurants. Next to gas, this is the biggest variable bill, budget for it and keep it low.
@reese85
@reese85 2 жыл бұрын
Lol we don’t even kno if he has a cdl! He just said he drives
@herbertscott9575
@herbertscott9575 2 жыл бұрын
@@reese85 You're right, we were not given clarification. However, for his background in driving, getting a CDL, doing 12 months otr and upgrading isn't a bad idea for him.
@jennypatterson5790
@jennypatterson5790 2 жыл бұрын
@@reese85 He said he does
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 2 жыл бұрын
Walmart could pay $1M a year and I still would not drive for them. They are THAT unethical to me.
@reese85
@reese85 2 жыл бұрын
@@jennypatterson5790 no! They asked what he did and he said drive! Dave mentioned that he had a cdl but he was just talking to the other host but the caller never said he did
@queen.kristal8395
@queen.kristal8395 2 жыл бұрын
He makes a very good income.maybe the mom can do a side job from home 🏡 to bring in extra money 💴 the teen can easily find another job.
@myrapliska9464
@myrapliska9464 2 жыл бұрын
I have personally walked in his shoes of being behind on bills and not being able to pay bills praise God im am in a much better place today I pray for God's wisdom and provision for him and his family 👪 and healing for his wife of cancer
@lindanamyalo7862
@lindanamyalo7862 2 жыл бұрын
It's crazy how our spending can cost us to come back to financial freedom
@Tyrisanders
@Tyrisanders 2 жыл бұрын
What Walmart in the south paying stockers 20-25 an hour? 🤔
@jusplay7309
@jusplay7309 2 жыл бұрын
Walmart near me in berks county, PA starting salary 18:50/hr
@patricksanden3575
@patricksanden3575 2 жыл бұрын
Not Walmart in the south.
@little_miss_vintage
@little_miss_vintage 2 жыл бұрын
Right I live in Arizona and am a stocker at Walmart and get paid $13/hr🙄 my brother is a team lead and gets paid $20/hr. wish I worked at whatever magical Walmart he’s talking about😂
@Justaguynobodyimportant
@Justaguynobodyimportant 6 ай бұрын
He said for OFF hour workers. So between 11pm and 6am
@tiwarani
@tiwarani 2 жыл бұрын
As a local truck driver, he should be making more. My job is hiring starting out at 98k. Also, I donate plasma. In the first month as a new donor I will make $950 tax free money.
@reese85
@reese85 2 жыл бұрын
He never said if he had a cdl or not
@WeBeatMedicare6969
@WeBeatMedicare6969 2 жыл бұрын
Wow you can’t retire after that month lol
@r3lativ3lyd3lib3r8
@r3lativ3lyd3lib3r8 Жыл бұрын
I work in plasma and see the effects. Thank you for donating; it's so beneficial to so many!! And getting paid from it is a great bonus. Don't forget to drink water! :)
@markg999
@markg999 2 жыл бұрын
Gonna have to Bean and rice your way out of this mess.
@patricksanden3575
@patricksanden3575 2 жыл бұрын
Walmart is not doing that.
@Sayres434
@Sayres434 2 жыл бұрын
Couldn't imagine being In a situation w Dave at his house with the power and water off and babies ! Ha that had to have been fun
@JNJP27
@JNJP27 2 жыл бұрын
Him being a commercial drivers he has to follow DOT regulations. He can't really work anther job as he requires a curtain rest period before he can drive the next day.
@chrisoo8998
@chrisoo8998 2 жыл бұрын
That's what I was thinking
@krobdawg
@krobdawg 2 жыл бұрын
"Intellect doesn't cause transformation. Emotion does." I like that
@mediolanumhibernicus3353
@mediolanumhibernicus3353 2 жыл бұрын
I like it too. I’m just not sure it’s true….
@patray162
@patray162 Жыл бұрын
@@mediolanumhibernicus3353 I think some people just don't realize that the transformation requires howling at a FULL moon
@joeriveracomedy
@joeriveracomedy 2 жыл бұрын
Sounds like fedex is hurting from ending their amazon partnership.
@ricardocarrillogonzalez7049
@ricardocarrillogonzalez7049 2 жыл бұрын
Not good advice, truckers work on 70 hour clock. Working at another trucking jobs Class A and Class B, they use logs to record time. No good!
@kbanghart
@kbanghart 2 жыл бұрын
Doordash has been really good for me. I can clear about $800 a month just in doordash during dinner hours.
@ufchighlights1
@ufchighlights1 2 жыл бұрын
Great to know and let others know. 👍🏼
@rickdeckard4735
@rickdeckard4735 2 жыл бұрын
How much would you say you net after taxes, gas, and maintenance?
@alinatamashevich3354
@alinatamashevich3354 2 жыл бұрын
@@rickdeckard4735 The math is always fuzzy with people who "drive" for a income.
@reese85
@reese85 2 жыл бұрын
@@alinatamashevich3354 lol no it’s not
@trainsandlocomotives
@trainsandlocomotives 2 жыл бұрын
Dose that pay for future wear and tear? Future break downs? What do your roads look like in your area? In my area, the winners are the people ordering the food. Potholes out here can create a $500-$1000 bill real quick.
@Mkay999
@Mkay999 2 жыл бұрын
I have an excel I use every month to track every expense. I got it from an online template. It’s not that hard to manage where things are coming out and in. You shouldn’t be relying on your teenage kid for their income, especially when you blame some of it on your poor financial decisions. Poor kid
@kbanghart
@kbanghart 2 жыл бұрын
Not poor kid at all. If the kid is an adult they can help out.
@Mkay999
@Mkay999 2 жыл бұрын
They said it was bc of poor spending choices they are in this mess. Yes poor kid for having to keep a roof on his parents home.
@buckybarnes3803
@buckybarnes3803 2 жыл бұрын
If I haven't said it enough, thank you Dave, again
@NaturalNicktrition
@NaturalNicktrition 2 жыл бұрын
My brother in law owns a bunch of FedEx routes and is desperate for drivers, Orange County Ny ✌️
@dailyorangepill3338
@dailyorangepill3338 2 жыл бұрын
Reduce variable expenses.
@clarifyingquestions
@clarifyingquestions 2 жыл бұрын
What happened?: poor spending and no income. Not the cancer!
@ddubsr5886
@ddubsr5886 2 жыл бұрын
Rice and beans beans and rice
@donnanorris4733
@donnanorris4733 2 жыл бұрын
He may not be able to drive for other companies - non compete.
@jimroscovius
@jimroscovius 2 жыл бұрын
Non-competes are mostly unenforceable. You must be allowed to work. Get a job or two or three.
@reese85
@reese85 2 жыл бұрын
He can’t drive for another company that competes against fedex!
@reese85
@reese85 2 жыл бұрын
@@jimroscovius you sound crazy! He drives trucks! Three jobs is out of the question
@jimroscovius
@jimroscovius 2 жыл бұрын
@@reese85 My wife worked three part-time jobs while going to school full time. I'm not saying he has to have three jobs, but he has to make as much as he possibly can to get out of the whole, and then he can let up. Maybe he can find one real good driving job. Maybe he can drive trucks during the day and do another job in the evenings. Whatever it takes to fix the mistakes he made. We all make mistakes. It's what we do to fix them that matters.
@reese85
@reese85 2 жыл бұрын
@@jimroscovius do you guys kno how long someone’s day can be driving a truck? There’s no time for an evening job!
@sl-te2xh
@sl-te2xh 2 жыл бұрын
As a kid, my dad would ask me for money. I hated that feeling. So selfish plus you are giving your kid your money junk. Get it together guy
@catherinecook9260
@catherinecook9260 2 жыл бұрын
So many jobs available. Costco hiring w good benefits, part time too. Wait staff for fast cash. Driving delivery cost so much in GAS
@peartfaldo
@peartfaldo 2 жыл бұрын
lets go brandon
@justatrucker5681
@justatrucker5681 2 жыл бұрын
Pretty sure he is a small package driver. Not cdl
@shibbler3355
@shibbler3355 2 жыл бұрын
US foods and sysco.. mad money 💰
@can1beatme
@can1beatme 2 жыл бұрын
Cap 🧢
@ivanvargas2425
@ivanvargas2425 2 жыл бұрын
Rice and beans, beans and rice
@johnsneade2995
@johnsneade2995 2 жыл бұрын
70 hour max driving truck and need 34 hours consecutively off every week
@IA-py9by
@IA-py9by 2 жыл бұрын
34 hour reset...and 70 hour is driving and on duty not just driving.
@johnsneade2995
@johnsneade2995 2 жыл бұрын
@@IA-py9by yes I know
@laurastrout7588
@laurastrout7588 2 жыл бұрын
This is the Dave Ramsey I know and love. Not the one who tells people that are living paycheck to paycheck that they are not hurting from gas and food prices! We are in a recession heading towards a depression if somethings not done!!
@aao449
@aao449 2 жыл бұрын
@@caliopeknows844 - Get a job!
@shofielddgu2790
@shofielddgu2790 2 жыл бұрын
instead of getting an extra job he lets his child pay for his financial mistakes
@acemissler6683
@acemissler6683 Ай бұрын
People need to learn multiple skills, if your main job is driving a truck then find another side job where you learn a new skill. Only knowing how to do one job after 15yrs is putting all your eggs in one basket. Or if driving is your absolute passion go learn to run other equipment, skid steer, track hoe's, etc. You will be worth alot more in a few yrs
@rockintherae
@rockintherae 2 жыл бұрын
Kids shouldn't contribute to parents financial mess
@BSCTrainerRob
@BSCTrainerRob 2 жыл бұрын
Making 70k and doesn't have 1000 bucks.
@aleahuggins
@aleahuggins 2 жыл бұрын
Well, his wife is a cancer survivor. I would guess they have/had some pretty big medical bills and that's where a lot of their money has gone.
@PianoMatronNeeNee
@PianoMatronNeeNee 2 жыл бұрын
Get a part time job. We need “maximum employment “.
@billsmafia1783
@billsmafia1783 2 жыл бұрын
Some of your outlooks on jobs are so out of whack it's laughable. I wonder if you hear yourselves talking at points.
@jimroscovius
@jimroscovius 2 жыл бұрын
There are tons of jobs out there. My son has given up a few of them because he doesn't need them.
@reese85
@reese85 2 жыл бұрын
@@jimroscovius tell us! What jobs did your son give up?
@NWforager
@NWforager 2 жыл бұрын
if you live near a city there are likely tons of employers looking for any body to put on their floor .
@NWforager
@NWforager 2 жыл бұрын
@@reese85 there's of course Tons of trucking jobs paying tons
@reese85
@reese85 2 жыл бұрын
@@NWforager idk what’s your definition of paying tons is and we don’t kno if he even has a cdl or not! He just said he drives
@lukeharris2622
@lukeharris2622 2 жыл бұрын
🙏✝️
@mrcrowleyoz
@mrcrowleyoz Ай бұрын
That sucks, as a CLASS A you should be making at least 100k
@deejaysee
@deejaysee Жыл бұрын
I am angry every single day about my fiancée’s insecurities about me working as a temporary restaurant server for my debt. I made killer money in a night just by being friendly (myself) and serving food?!!! Like are you kidding me?! He feels that flirting comes w the job but there’s a difference between that and being friendly. Maybe I should call Dave 😂 and a therapist……
@r3lativ3lyd3lib3r8
@r3lativ3lyd3lib3r8 Жыл бұрын
Hopefully you can sus that out before marriage 😬
@jocarson5310
@jocarson5310 Жыл бұрын
Why would you marry someone who doesn’t trust you when you have done nothing wrong? Marriage won’t solve his issues but therapy may.
@michelejohnson6459
@michelejohnson6459 7 ай бұрын
His insecurities will only get worse if you marry him. Run while you can 😔
@deejaysee
@deejaysee 7 ай бұрын
@@michelejohnson6459 funny you comment today when I just had a sweet girl message me saying he was flirting w her on a job (after she saw he was engaged to me on fb, which I don’t have fb) & showed me all the receipts. She has been trying to get in contact w me for months apparently and I still wouldn’t have known she messaged me on ig if she hadn’t reached out to my sisters asking for me. You’re absolutely right and I’m figuring it out. Thank you ❤️
@ginoturano6821
@ginoturano6821 2 жыл бұрын
He never mentioned the age of his son and the size of the debt
@NYNC88
@NYNC88 Жыл бұрын
Dave wants to do all the talking.
@loriej9297
@loriej9297 4 ай бұрын
Nor did he mention how long ago his wife had breast cancer. He said she is a survivor so that implies she is no longer actively sick. Having had cancer doesn't make one unable to work for the rest of their life. (I survived late stage colon cancer and i work full time without any issues.) Maybe she should go to work.
@rebeccahaskins799
@rebeccahaskins799 2 жыл бұрын
I find cutting ✂️ back on stuff help me
@jillgott6567
@jillgott6567 2 жыл бұрын
Controversial but they do pay for Plasma Donations. Sign up with Temporary Staffing Agencies. Next month I will be decorating Christian Trees at three stores and earn around $600. Also Substitute Teaching for Preschools, Daycares and schools.
@habeshasister11
@habeshasister11 2 жыл бұрын
Yup! I get an extra $600+ a month donating. Idk why it’s so controversial.
@bettyhussong7527
@bettyhussong7527 2 жыл бұрын
Can he sell an expensive car or something? What does he owe on?
@kjackson3593
@kjackson3593 2 жыл бұрын
Dave....stop screaming...we can hear
@cafecitoconjesus8750
@cafecitoconjesus8750 2 ай бұрын
Don’t go to a restaurant unless if it is for a job😅
@jennyjenny3531
@jennyjenny3531 Жыл бұрын
I think this is one of the best responses from Dave and co-host and really gets a fire going
@Kensing77
@Kensing77 22 күн бұрын
Man these guys are out of touch
@ryanviningtube
@ryanviningtube Жыл бұрын
Lyft/Uber driver here; I've talked to truckers, limo drivers, tow truck operators, morgue van drivers. None of them made more than I did per hour with lyft/uber and none of them had the same flexibility edit: including accounting for depreciation/maintenance/gas
@morrismonet3554
@morrismonet3554 2 жыл бұрын
Living too high on the hog is the problem.
@Lon1001
@Lon1001 2 жыл бұрын
Well I think dealing with the costs associated with a cancer diagnosis probably had a much bigger impact.
@morrismonet3554
@morrismonet3554 2 жыл бұрын
@@Lon1001 He said he works for FedEx. He would have health insurance. He admitted to bad money choices.
@reese85
@reese85 2 жыл бұрын
@@morrismonet3554 lol you think fedex medical is goin to cover cancer cost? What works do you live in?
@firegirljen
@firegirljen 8 ай бұрын
I make upwards of $30 an hour with DoorDash. Sometimes, I don’t see how trucking is easier far more labor involved.
@119jle
@119jle 3 ай бұрын
Bull sheet
@firegirljen
@firegirljen 3 ай бұрын
@@119jle I mean it’s OK to be jealous.✌🏻
@brightpage1020
@brightpage1020 Жыл бұрын
“How fast can I get a fresh $10,000 together?” Amazing question! So simple and so motivating. Fantastic challenge.
@ThatGuy-fx8yc
@ThatGuy-fx8yc 2 жыл бұрын
I love the interactions between Dave and @Ken Coleman!
@lindaparks4486
@lindaparks4486 Жыл бұрын
I work during the day. I can find part time evening but they want weeks of your time during the day to train....what then?
@teresaboykin4861
@teresaboykin4861 Жыл бұрын
Bean and Rice is good when you have all things in order 😅😅 Jasmine Rice & Butter. Pinto Beans 😅😅
@NYNC88
@NYNC88 Жыл бұрын
I hate when Dave yells. It's so unnecessary. He can make his point without yelling.
@jacobgreen1427
@jacobgreen1427 Жыл бұрын
I deliver food class A CDL and my rate is $45/hour gotta touch freight my man
@crow-vz5lx
@crow-vz5lx 2 жыл бұрын
Plus a lot of delivery driver make FedEx and door dash look bad . Three some good drivers,. But so many trash as well
@AG-hl1ni
@AG-hl1ni Жыл бұрын
Never again!!!!
@ruthirwin8222
@ruthirwin8222 10 ай бұрын
Surely driving hours are limited
@josephfromtheatl9113
@josephfromtheatl9113 2 жыл бұрын
How does somebody able to work 16 jobs?
@Musicienne-DAB1995
@Musicienne-DAB1995 2 жыл бұрын
It's a figure of speech.
@TheTurdballs420
@TheTurdballs420 2 жыл бұрын
Just eat more beans and rice
@Primitive_Code
@Primitive_Code 2 жыл бұрын
And don't even think about getting inside of a restaurant unless you're working there.
@rahulviveka2
@rahulviveka2 2 жыл бұрын
Rice and beans is tasty and healthy and my staple even if I am millionaire :))
@toothybj
@toothybj 2 жыл бұрын
But not too much. That could get expensive too
@political-social
@political-social 2 жыл бұрын
If you're behind in bills, call the companies and see if they have a payment plan..That's one simple place to start. Then start raising money to pay them off.
@nicholsprogress
@nicholsprogress 2 жыл бұрын
What happened to Mrs. Kelly?
@KC-dr3cg
@KC-dr3cg 2 жыл бұрын
They may have to downsize get rid of everything..Create a space for another bedroom... you can rent out a driveway space for somebody who needs to park a vehicle every night to sleep in or you could rent space like a garage to somebody else or you could go online to a site called rent a friend and maybe be a companion to a senior citizen or a latchkey child. .roommate..or adult son can move out ( I dont care if he is living in a van) so that you can live in a smaller place .. are go online to places like Under the Median and learn how to be more frugal than you ever dreamed you could be ..to cut your food & utility bills..go to a food bank..
@lucy-p
@lucy-p 8 ай бұрын
Under the Median is a very supportive site/ KZbin channel with great practical ideas. ❤
@KyleRider-c4m
@KyleRider-c4m Жыл бұрын
They must not know about hours of service limitations
@chrisoo8998
@chrisoo8998 2 жыл бұрын
U can't drive like crazy there legal driving hours
@jeffreymartin6182
@jeffreymartin6182 2 жыл бұрын
He could find a job making over a 100k driving truck
@jimeddleman8511
@jimeddleman8511 2 жыл бұрын
Plus, she needs to be compensated for capital gains tax if they do it now.
@laurieromano5550
@laurieromano5550 Жыл бұрын
I cant afford to live in this world anymore! Just can't payout on the income get...my rent increased national grid & NYSEG increased Lost my 52yr young partner to liver cancer I myself finished radiation a yr ago I'm 63 and have never felt so hopeless in all my days I'm close to thoughing in the towel
@sarahuber8567
@sarahuber8567 Жыл бұрын
I’m so sorry. So devastating to lose your partner. Please don’t give up!!
@dacianbonta2840
@dacianbonta2840 Жыл бұрын
Man earning 80k+, the wife also earning; the kid pitching in!? One crisis and they are unable to keep current on bills. Somebody has been living beyond there means and disorganized for a long time. I'm not sure one phone call to D. Ramsey can fix that.
@dahliaherrod4301
@dahliaherrod4301 Жыл бұрын
It's likely due to medical bills for the wife's illness. Medical crises will wipe out even the best savings
@jonathanmitchell7610
@jonathanmitchell7610 Жыл бұрын
Dave might have just inspired the next Heisenberg
@doublet8142
@doublet8142 2 жыл бұрын
Emotional effort an hurt drives the soul...😏
@dianawilliams8801
@dianawilliams8801 Жыл бұрын
also why national healthcare is vital
@rebeccahaskins799
@rebeccahaskins799 2 жыл бұрын
I have a CDL A p s endorsement I could use another job. I am currently driving school bus!
@donaldlyons17
@donaldlyons17 Жыл бұрын
You could not get a construction job etc.?
@iomis2001
@iomis2001 2 жыл бұрын
75k driving for FedEx?
@reese85
@reese85 2 жыл бұрын
Yeah! What’s so hard to believe about that?
@queen.kristal8395
@queen.kristal8395 2 жыл бұрын
Yeah he makes a great income so idk why he is behind so much
@reese85
@reese85 2 жыл бұрын
@@queen.kristal8395 it’s not great! It’s ok
@queen.kristal8395
@queen.kristal8395 2 жыл бұрын
@@reese85 compare to what other people are making that's a great income.
@ana10g
@ana10g 2 жыл бұрын
uber while you doordash.
@jimmymcgill6778
@jimmymcgill6778 2 жыл бұрын
Where are all these jobs that are hiring? I fill out like a hundred applications this year. I never gotten offer for an interview. Only a handful of them said that they moved on from my application. So where are all these jobs that are hiring?
@jimroscovius
@jimroscovius 2 жыл бұрын
Are you applying for the right jobs? Are you spotting at the Walmarts and the Targets?
@NWforager
@NWforager 2 жыл бұрын
where do you live Jimmy ? what kind of work do you do ? tried any employment agencies or worksource ? keep in mind it cost money to advertise job openings
@alinatamashevich3354
@alinatamashevich3354 2 жыл бұрын
@Jimmy/Saul. I just came from Chicago area. Saw dozens of signs stating "now hiring". Maybe invest in a skill set that is in need. HVAC/Electrician/Plumbing, or learn Cisco/Firewalls/Routers. Those pay 100K easy.
@XORTION
@XORTION 2 жыл бұрын
Get new bills.. yayy
@jlindy96
@jlindy96 2 жыл бұрын
Never again dave!!!!!!
@judythompson2341
@judythompson2341 2 жыл бұрын
Really telling him to get a nother job, when his wife is sick. Sorry pay what yiu need to pay for get the rest, file bankruptcy and spend the time with her.
@amireallythatgrumpy6508
@amireallythatgrumpy6508 2 жыл бұрын
Never EVER file bankruptcy. Avoid bankruptcy at all costs.
@emmawainwright5527
@emmawainwright5527 2 жыл бұрын
How will that help the family? He said she was a survivor.
@shelleywenzel3544
@shelleywenzel3544 2 жыл бұрын
AMEN!!!! ❤
@padidanesh4461
@padidanesh4461 2 жыл бұрын
👏👏👏👏
@elizabethy6716
@elizabethy6716 2 жыл бұрын
The problem is finding a better paying job. I’ve been applying for months and nothing.
@johnlanier3616
@johnlanier3616 2 жыл бұрын
1,000 is not a emergency fund
@amireallythatgrumpy6508
@amireallythatgrumpy6508 2 жыл бұрын
It's a STARTER emergency fund not a full emergency fund. The comprehension skills of Americans is shocking.
@girlonaswing9439
@girlonaswing9439 2 жыл бұрын
Don't despite small beginnings.
@2liveproductions132
@2liveproductions132 2 жыл бұрын
Are there any other channels that anyone could recommend to me that are similar to Dave’s except it’s for people who are maybe further along than the average person and want invest there money
@BikeHelmetMk2
@BikeHelmetMk2 2 жыл бұрын
A lot of them are trying to sell you something, rather than just conveying knowledge. I like Economics Explained - not exactly investment focused, but they cover so many economic things that hook right in to investing, gaining an understanding of all that is bound to help on an investing journey. When starting out investing... just dump money burning a hole in your wallet in the SPY. (Or equivalent) Warren Buffet likes the SPY for someone that doesn't yet know how to invest. ;) Roughly half of the SPY's earnings are global, and it's the 500 biggest companies - instant mega diversification.
@Lon1001
@Lon1001 2 жыл бұрын
The Money Guy (really two guys but the one gets all the glory)
@2liveproductions132
@2liveproductions132 2 жыл бұрын
@@BikeHelmetMk2 thank you so much
@2liveproductions132
@2liveproductions132 2 жыл бұрын
@@Lon1001 thanks a lot!
@RussellD11
@RussellD11 2 жыл бұрын
Yeah, work so much that you have ZERO life and can not even parent your kids... Great advice and our kids mental health now is reflecting this advice!
@SignorNessuno65
@SignorNessuno65 2 жыл бұрын
Agree!
@unities82
@unities82 2 жыл бұрын
Better than being homeless and no future.
@alrbredwall
@alrbredwall 2 жыл бұрын
It's a temporary measure. Not forever. The kids will suffer even more if they don't get that mess under control.
@TheRealDealNeal
@TheRealDealNeal 2 жыл бұрын
Oh so being homeless is better huh?
@Treerootz1
@Treerootz1 2 жыл бұрын
Don’t forget to give 10% to the tax free church!!!
@swampcrawlerls1267
@swampcrawlerls1267 2 жыл бұрын
You should tithe your 10% and god will help you! Lol!!
@GiancarlosHernandez
@GiancarlosHernandez 2 жыл бұрын
Many yrs back i did this tithing thing. And God actually did come thru. It was so random too. Alot of things started to happen that involed me making extra finances and i wasnt even looking for it, i just listened to the person who told me the reason why i gave it a shot all from a good heart and bam lol God did his thing. I guess because i helped the church🤷🏻‍♂️ Definitely would recommend it i tried it so i can't knock it.
@1jboda
@1jboda 2 жыл бұрын
Because your have to pay your father for help… and heaven isn’t free. I’m so glad I’m free
@kasession
@kasession 2 жыл бұрын
YEP!!!!
@intn14
@intn14 2 жыл бұрын
Sad that you can’t support a family on 70k
@alqoshgirl
@alqoshgirl 2 жыл бұрын
You can. They obviously have made very poor financial decisions that lead to this. 70k is a lot of money when you live within your means
@morrismonet3554
@morrismonet3554 2 жыл бұрын
They are obviously living too high on the hog.
@reese85
@reese85 2 жыл бұрын
70k is not a lot money!
@pscih7149
@pscih7149 2 жыл бұрын
Ikr? Guess it depends on where you live. Boston is expensive.
@sneakerfreak2002
@sneakerfreak2002 2 жыл бұрын
@@reese85 its not alot for people with mcmansion me too aspirations. Gotta get the latest hyundai sorrento dont u know
@djpuplex
@djpuplex 2 жыл бұрын
Excuses excuses. My hours were cut. No your hours at your fedex were cut drive uber or delivery service. Once the wife is better she needs to go back to work. They even have a son contributing. More in less out and pay it off.
@reese85
@reese85 2 жыл бұрын
Did you listen to the vid? Cuz he drives for Uber
@djpuplex
@djpuplex 2 жыл бұрын
@@reese85 I did. Time is money. He needs money needs to exchange it for time.
@brysoncherry9884
@brysoncherry9884 2 жыл бұрын
@@djpuplex 🤡
@reese85
@reese85 2 жыл бұрын
@@djpuplex no! He needs a 2nd job that makes sense and that he can do around his main job! They should’ve asked him, what days he didn’t work
@aweisen1
@aweisen1 Жыл бұрын
5:10 Interesting how 10k extra changes this guy's life but, student loan forgiveness doesn't for other people... or it isn't a good thing...
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 2 жыл бұрын
Ken: Do not put words in my mouth. I AM NOT BETTER THAN I DESERVE!
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