It's Time to Change How You Handle Money!

The Ramsey Show (January 6, 2022)
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[@JKNat9004]

"I don't want to attach myself to a sinking ship, .... even if it's an attractive sinking ship.". Sometimes Dave has a great way of saying things!!😀

[@ojames1983]

I like the episodes like this where Dave is solo, uninterrupted advice and no echo chamber co-host co-signing every comma he says.

[@DSanchez0424]

Exactly.

[@reganraula]

Agree! I was just thinking this. I think John can sometimes offer advise that Dave can’t, but the rest of them can’t even come close to Dave. I purposely listen only listen when it’s Dave and John. Dave, please don’t ever retire!

[@itsyaaboii]

George is the worst one lol

[@ereryterer7724]

I absolutely agree. I don’t listen unless Dave is on and I wish he were the only one. I understand that he’s trying to grow his brand beyond just him, but no one can answer like he does. He has something interesting to say every time, even though I’ve been listening for years. I could give the advice the personalities give. Dave just has something that’s not duplicatable.

[@eugenawoodson3816]

Exactly Especially since everyone I like, outside of Rachel, are gone now and I'm not connecting to the new people that well...

[@devinparker1748]

No debt except for a $26,000 car loan .... ??? News flash,,,YOU GOT DEBT!!

[@sam805236]

To the kid who inherited the stocks, I wonder which stocks they were. If they are Berkshire Hathaway, just leave it. Talk to grandpa and ask to learn how he invested and his theory how he invested. Come at it from a place of awe and respect. The old man gave you 500k, so he did something right and just because you just came out of school with a finance degree doesn't mean nothing to a man that's lived life and done well. Life education > school education.

[@batirtzeurkiaga1716]

Touché.

[@amirtz3342]

😂

[@yeahdude1986]

We got the lone wolf tonight! Love it

[@herbie6020]

Uncle Dave, your rant was on point today. Children do what feels right, adults develop plans!

[@Nigriff]

Facts over Feelings. Politicians, Banks, and Corporations use your feelings to take advantage of you for their own benefits

[@sassybelles6627]

Loved this episode! I've missed listening to Dave by himself without the co-hosts. So glad I found this episode. I just wish there was more of them. I wish there was a way to go back and listen to all the old episodes before he had co-hosts, and what I'd absolutely love is to able to all the way back and listen to the original radio show, which I believe was The Money Game. If there were a way, I'd go back to the beginning and listen to every single episode, which would probably take years, but I would absolutely love to be able to do that!!

[@tanthadcork5040]

Solo Dave! The DAVE Ramsey Show!!

[@mlovespring7892]

I am in Gazale intend mode in 2022! I'll be able to breathe a little in 2023! 🙏🙏🙏

[@CraigWhargoul]

Dag Gummit!!! Dave is incredible. More solo Dave please? 👏 👏 👏

[@eddierobles2137]

Dave I get a lot of value from listening to your advice and from the callers . Much appreciate it. Also your show is so much better without your co- hosts .

[@deborahjackson6108]

He’s teaching the younger men so that he can retire someday

[@tmusa2002]

CAREFUL as you share your debt-free journey that you aren’t getting passive aggressive! He’s going to see right through this, in my opinion, if you follow Dave’s example exactly.

[@rethinkcps2116]

Love me some DR by *himself.* Pure, unadulterated Dave. 💃💯💯

[@brendaspamperedkitchen9878]

He's just good. So appreciate you Dave. Blessings to you and your family this New Year 2022

[@CraigWhargoul]

He is so good solo. I miss it

[@KC-dr3cg]

I am trying so hard to stick with the baby step plan and inflation is a difficult challenge

[@platinumhandymansolutions]

This was a much-needed episode. Dave, thank you for not being afraid to speak up about truths and what it means to be an American in America.

[@beiliangzhu]

love the good ol' dave rant

[@bettedavis9261]

@@Cathy-xi8cb Ken's rants just make him look more like the pompous a** he already is.

[@bettedavis9261]

@@Cathy-xi8cb hopefully, Dave will coach Ken right out the door.

[@MammaKat1]

You’re the best Dave! Thanks. 🙏🏻

[@matthewwilliams9200]

people confuse vehicle allowance with company paid for car so many times. if they pay you monthly then buy a cheap car that fits their criteria thats 2 years old and save that allowance in your pocket

[@robertcollins7515]

That's what was confusing me. It's not paid for by the company. Just expenses.

[@aprilroberson27]

That was gooood. You don't talk to him about his stuff you talk to him about your stuff. Tell your story. Wow!!! Great advice. It will inspire him and he will not feel like she is trying to rule or mother him.

[@carieyoung1111]

33:00 exactly why I had to dump social media- I just couldn’t help myself reading comments on articles and wanting to respond. I’m getting better for sure! I realize very few people on social media have critical thinking skills…!

[@williamyoung7235]

I deleted FB back in 2019 best thing I've done for my mental health. So much time wasted reading dumb comments!

[@JenniferJane78]

To your caller who has a mother with dementia I would recommend getting the book Mike & Me, it is written by a wife who cared for her husband at home throughout his battle with Alzheimer's, and how they kept the love in their marriage throughout Mike's final years.

[@homebaseincome101]

I've been following and listening to your way of living a lot. I'm finding that my immediate circle don't like how I'm living to pay off debt. Recently, I paid off two major credit cards because I continue to listen to you. Living live with less bad debt is better. I look forward to being debt free.

[@Nigriff]

Great discussion about being in trauma and being challenged to make rational thoughts

[@cherylnugent3240]

Great episode!

[@tashasmith1743]

I agree w/ Dave on turning out good kids based on teaching them and making them work. There is plenty of time to create great kids, but start early! No one paid for my college, but I'm choosing to help mine (with some guidance).

[@tmusa2002]

That’s the best part about helping your kids pay for college. You have a vote in where and how much they spend.

[@vanessatheurbantarotgoddes2192]

So true..get away from media

[@maureencrispin307]

Thankyou Dave

[@lindaanderson279]

Love this Guy & his daughter. Great Advice !

[@feliciaabulimen1785]

DAVE you so wonderful and so smart, active

[@TheGomez1105]

Where debt is dumb, cash is king! I miss this intro.

[@TheSchnook]

That rush to put on the headphones at 9:47 had me rolling.

[@njvalueinvestor]

Great start for '22 programing

[@devenmurray3580]

1:15:00 you need to consider where you want to live as well. You're probably sacrificing some house value gain. To have less risk for 2 or 3 years. The result is the same either way. Youre spending the next 2 or 3 years on a tight budget to get back to homeownership.

[@Trahern100]

Is the snow really seventeen feet😂I’m from New York I get it😅

[@celorenzo]

God is the hero in my story!

[@paulklemer]

Ramsey on air

[@mintysacka5365]

How do I get to connect with Dave? I’ve been trying to do this for a long time now.

[@frmiguelsonphanor3337]

I'm in Florida Miami wich radio station and what time i can listen the show please???

[@pikachuandthepuppetshow5509]

Ramsey you should run for president or please run for president you have a good heart you kind but still straight to the point to the reality love you and sorry if I wrote rwong I'm Mexican and working on my English

[@elle_aire4789]

I understand your English. You're good

[@flaviovalle1656]

Music at 50:48 has a sort of "Toad the Wet Sprocket", "Tom Petty" feel to it. Is it home-grown or is it sampled? I really like it!!!

[@katrynlord6516]

70.5? My tax sheltered annuity guy told me that it had changed from 70 and a half years old to 72. Is this correct? Important for me to know right away because I'm 71. Thanks Dave I'm taking your financial peace course and also enjoying all your Dave Ramsey show videos... Actually binging on them LOL!

[@undrtow0515]

As far as caller number 1, Dave totally jumps the gun discussing marriage. She’s merely just met the guy.

[@eileenwatt8283]

He could go to the wedding but don't take the rest of family because it would be too costly.

[@JamesSmith-qe1mn]

There was a fly on the mic around 44 minutes in. Had me thinking there was a mosquito in my ear 😂

[@mrgeorgeburdell]

Dave, Required Minumum Distributions have been raised to age 72.

[@bettedavis9261]

To Elizabeth in Des Moines, if you were to go in a long term care facility and had to rely on Medicare, your husband would be able to keep the house and have a car. You must have gotten some outdated information. Best of luck to you.

[@KC-dr3cg]

Yep..There is an allowance for minimum living expenses..I think that it is $2,100 mo..check it out!

[@reidmonninger1110]

This show depresses me and I know that's because I'm just a manchild but man nothing stresses me out and takes all the fun out of life for me like talking about money. The necessary evil. Still, I keep listening!

[@krystiesolfyre5340]

Hopefully instead you use it as fuel to get inspired for your life ahead :) I used to feel that way until I started to get control of my finances and the peace that comes from knowing your paying attention is priceless :) good luck

[@reidmonninger1110]

@@krystiesolfyre5340 thanks for the wise words! I will keep positive!

[@jennaemullins7612]

I agree with every word of advice on $ except for the fact the you can't take it with you when you go so why not spend some of it enjoy Life a little bit. ..

[@sirsnugglebeargaming4598]

What the point of calling someone a lier when asking for advice? Even if it was a bs story, how do you know?

[@sweetfayce18]

Wow Dave, you are such a straight shooter 😂. That guy doesn’t agree that they are spending on a destination wedding. Who’s forcing him to go anyways?

[@patrickstogsdill74]

The news likes to overexagerate things

[@feduppatriot7647]

It’s not news anymore , it’s just propaganda with an agenda that’s NOT in your ( or mine) best interest.

[@666dynomax]

I was walking with the Prince of Darkness today

[@aracelisolavarria83]

How can I get my husband to get into a budget?

[@tlr1604]

My mother n law had for 27 years Alzheimers, she was in long term care for 10+years. She ended up going on medicare and medicade through the state. I don't think they can take a spouses home away that does not have Alzheimers and there are like 100k plus cash they have to leave to the spouse. There are ways around this, not so good, but there are ways like divorce or abandonment to leave the spouse to the state. I would want my husband to do this if it were me with Alzheimers-I am not saying this is good, but I would not want him to be destitute-and if I had Alzheimers I would not know. My mother in law did not stay in fancy nursing homes-the people were great who cared for her-but it was not a beautiful place in any respect-but she had told us in advance these specific places she wanted to stay, bc this runs in her family and most live to 90-she was 89 going on 90 before she passed

[@Trahern100]

13 grand sounds like he fitting the wedding bill😂

[@cb9335]

I hope they didn’t sell their house with interests rates that are near 7%, pretty sure they’ll be making a landlord richer for the next 5-7 years.

[@EdA-bz3bu]

for the pilot lady "medical freedom" says it all. 🤦‍♂ill logic.

[@trustysteed8982]

another words how can i control him

[@financialdecimation]

Why is one of his fingernails black?

[@VegasMilgauss]

Yes, he paints one like Penn Teller as a tribute to his late Grandpa

[@nicole4779]

@@VegasMilgauss interesting fact. I thought his mail was black because he slammed it in a door or something.

[@arthrodea]

YES!! We are back to JUST DAVE with the calls!! What a great show! No stupid "personalities" to drag it down.

[@MeloFloww]

Agreed!! Stupid George.

[@thedaredevil1907]

Dave been doing this a long time ....those people give him the chance to have some time off ....remember Dave owes us nothing so be glad he is still helping people all these years later

[@dianem4188]

@@MeloFloww That's harsh. George is great!

[@dianem4188]

Wow, that is not very nice. I'm glad there will be other people to fill in when Dave takes some time off, or decides to retire.

[@zachbrown9031]

+1 for @@thegreatcoward, +2 for French Bulldogs

[@eileenwatt8283]

If she's scared of losing her job why not stop saving and use the future savings to reduce her debt.

[@salauddinroni1076]

It’s i's great post

[@trevorrnicholas7114]

God please save for them to go to school and stop making excuses

[@dfreeman1808]

So much better without cohosts

[@eprofessio]

That airline pilot sounds like a person who has been psychologically abused by her job. That is so sad.

[@mikellyartisan1384]

Unfortunately, a sad truth when working with the airline industry. Your job is so lucrative that you’re always on the go. I have cousins that work in various areas of the airline industry. They’re really exhausted from all the long shifts and back-to-back shifts. It pays really well, but it’s a demanding job.

[@lesg5270]

If u have 2 million and i earn 260k a year, WHY DO U STILL OWE 60K ON THE HOUSE?

[@varsha4469]

Why in the world do you have a 30K truck when you are in so much debt. Are you daft??? No sense at all.

[@bonnierische2578]

Wait till grandpa passes and the. Sell

[@jenward5732]

You are not the hero of your own story Dave. All the glory to God.

[@widescreen1272]

1st comment!

[@christopherallen9580]

Airline pilot afraid of a vaccination?

[@florentinosebastianjrjhun2535]

He is a kid

[@rachelwhite3286]

I was soo confused why the pilot lady was saying she was going to randomly get fired lol at the very end we find out she's an antivaxxer and then I realized so is this guy ahaha the "actual facts" were that 6.5 million people died...

[@joelmora2826]

Out of 8 billion ... is not too bad ... and I'm pretty sure 6.5 million was an inflated number...

[@MeloFloww]

Great episode. No annoying George.

[@travisallen8158]

Folks don't listen to your story.

[@bbkr7910]

A lot of things change, but white knight Dave stays the same. Maybe stick to the paying off debt advice and stop belittling men.

[@johniii8147]

He appeals to stupid people